Professional Documents
Culture Documents
HP NW239-90011
2010 5
i
Hewlett-Packard Company
HP
Hewlett-Packard Company
Hewlett-Packard Company
Palo Alto, CA
94304
USA
ii
Hewlett-Packard Company
HP 10bII+
iii
iv
12 7
(TVM)
1 4-9
10
0 2-3
11
12
IRR NPV
.......................................................................ii
HP 10bII+ ........................................................... iii
.................................................................. iv
1 ... .............................................................................................................................. 1
.............................................................. 1
........................................................................ 2
.................................................................. 2
........................................................................ 3
........................................................................ 4
(TVM)....................................................................................................6
TVM .....................................................................................................7
...................................................................... 8
.......................................................................... 9
..................................................................... 10
IRR/YR NPV NFV..............................................................................11
................................................................... 13
......................................................................... 13
..................................................................... 16
..................................................................... 17
......................................................................... 19
..................................................................... 20
2 ......................................................................................................................... 23
................................................................... 23
............................................................... 23
............................................................. 24
....................................................................... 25
................................................................. 25
................................................................. 26
............................................................. 29
......................................................................... 29
............................................................. 29
......................................................................... 30
....................................................................... 32
....................................................................... 32
................................................................... 32
(TVM) ............................... 33
..................................................................... 33
..................................................... 35
Pi ............................................................................................................................36
..................................................................... 36
................................................................... 37
..................................................................... 37
1
......................................... 39
..................................................................... 40
................................................................. 41
................................................................... 42
............................................................. 43
................................................................. 43
......................................................................... 43
3 .......................................................................................................................45
................................................................. 45
..................................................................... 45
............................................................. 47
4 ........................................................................................49
....................................................... 49
5 ...................................................................................................................55
............................................................. 55
................................................................. 56
............................................................... 56
................................................................... 56
......................................................................... 57
................................................................. 58
............................................................. 59
6 ..................................................................................................... 61
TVM ................................................................ 61
TVM ...................................................................... 61
............................................................... 62
..................................................................... 62
..................................................................... 67
..................................................................... 70
..................................................................... 74
..................................................................... 78
TVM .................................................................. 81
7 .................................................................................................................................83
....................................................................... 83
TVM .................................................................. 86
8 .................................................................................................................. 87
......................................................... 87
............................................................. 88
............................................................... 90
NPV IRR/YR .................................................. 91
................................................................. 91
........................................................... 93
........................................................... 95
IRR/YR NPV ...........................................................................................97
9 ........................................................................................................ 99
..................................................................... 99
..................................................................... 99
.............................................................. 100
........................................................................ 102
10 ............................................................................................................................ 105
...................................................................... 105
.................................................................. 108
11 ..................................................................................................................... 109
.................................................................. 109
.............................................................. 112
12 ..................................................................................................................... 113
................................................................ 114
................................................................ 114
.......................................................... 115
............................................................ 118
.............................................. 118
.................................................... 120
.................................................................. 123
.............................................................. 124
.................................................................... 125
........................................................................ 125
........................................................................ 125
........................................................................ 126
................................................................ 126
................................................................ 127
................................................................ 128
........................................................ 129
T .............................................................. 130
3
T ...................................................... 131
.................................................................. 132
13 ......................................................................................................................135
.................................................................... 135
.............................................................. 137
........................................................................ 146
................................................................ 150
14 A ............................................................................................I
..................................................................... I
................................................................... I
....................................................................... I
.........................................................II
.................................................................. III
...................................................................... IV
15 B .........................................................................................I
IRR/YR .................................................................... I
........................................................................... I
16 C.....................................................................................................................I
17 .....................................................................................................1
...................................................................... 1
HP ..................................................... 1
.............................................................. 1
...................................................................... 1
...................................................................... 2
...................................................................... 3
Federal Communications Commission Notice................................................................. 3
Modifications............................................................................................................. 3
Declaration of Conformity for Products Marked with FCC Logo, United States Only ............ 3
Canadian Notice ....................................................................................................... 4
Avis Canadien ........................................................................................................... 4
.................................................................. 4
Japanese Notice ........................................................................................................ 5
.............................................. 5
Perchlorate Material - special handling may apply.......................................................... 5
...................................................................... 5
...................................................................... 5
4
...
1-1
0.00
0.00
[ ]
0.00
\ [ ]
JGD|
M
\t
\N
]Oj
]OY
]OJ
]O:
\>
12_
0.00
0.00
12 P_Yr
BOND CLR
BR EV CLR
TVM CLR
TVM
CFLO CLR
...
HP 10bII+
4
\5
]6
1-2
...
M
\N
]Oj
]OY
1-2
]OJ
]O:
\t
TVM
1-3
17.50 15%
1-4
Jj7V:1
JV4
17.50
20.13
15%
15.00 22.00
...
1-5
JV
GG
15.00
22.00
31.82
20.00 33%
1-6
G:
DD
20.00
33.00
26.60
1-7
s
p
m
\w
...
M
M
M
: d 7 : d
20 0-19 \w7
: d 10-19
: d 7 : d
v7 : d 10-19
17 22 25 7 7
1-8 x 7
JjPj
4
GG4
GV4
7.00
119.00
17 7
154.00
22 7
175.00
25 7
519 2
1-9
VJd\wG
M
vG
519.00
519
2
0.00
519.00
1.25 15 3 15
1-10
J7GV
\w7V
1.25
1.25
D\w17V
3.00
1.25
15
15 1.25
3
15
M
v7V
0.00
4.25
15
...
(TVM)
5 4 5
1-11 TVM
]OJ
\
\
TVM P_YR
BEGIN
1-12
]OJ
JG\
DS:
J:
JY:::
6
...
12.00
P_YR
360.00
10.00
14000.00
1-12
0.00
-122.86
TVM
TVM 100.00
1-13
J::y
-100.00
11395.08
... 9.5%
1-14
d7V
9.50
11892.67
9.5%
100.00
J:
JY:::
10.00
14000.00
-122.86
TVM 5 6
...
(TVM)
\ 1-12 13-24 4
PRIN INT BAL TVM
20
1-15 20
G:
\
4
4
4
20.00
20 20
-7.25
-115.61
13865.83
1 24
1-16
JJG
\
4
4
4
\
4
4
4
8
...
12_
1 12
-77.82
-1396.50
13922.18
13 24
-85.96
-1388.36
13836.22
1-17
]{
]x
]u
10000.00 5
500.00
1-18
J::::
V::
V
J]{
\
G]{
\
10000.00
500.00
5.00
1900.00
7600.00
1900.00
5700.00
...
1-19
\
\
\
10%
1-20
J:\
JG\
\
10.00
12.00
10.47
10 ...
]O:
\
12
P/YR 1
12
45J
1 A
\
\
\
\\
...
11
]O:
JG\
Y::::y
Yj::
j:::G
CFLO CLR
12.00
-40000.00
CF 0
4700.00
CF 1
2.00
CFn 2
(7000.00)
(2.00)
GD:::
v
23000.00
CF 3
0 -40000.00
\
aJG4
15.96
IRR/YR
1.33
IRR
J:
\
\\
10.00
I/YR
622.85
NPV
643.88
NFV
HP 10bII+ 8
12 ...
1-24
]
]
\
\
360 365
365
2010 2 28 52
365 M.DY
360
] D.MY ]
1-25
G7GgG:J:
\
VG4
2.28
4-21-2010 3
1-26
]Oj
]
...
13
1-26
]Oj
]
]
]
100.00
100.00
100%
]
]
]
]
]
- - (dd.mmyyyy) - (mm.ddyyyy)
365 360
30 / 360
]
D.MY ] M.DY
SEMI
1-27
]Oj
Y7GgG:J:
]
14 ...
BOND CLR
4-28-2010 3
mm.ddyyyy
1-27
S7:YG:G:
]
S7jV]
J::]
Y7jV]
]
1]
4
6-4-2020 4
6.75
CPN%
100.00
100
4.75
115.89
2.69
118.59
118.59
10
...
15
1-28
]OY
]
]
]
]
]~
300.00 250.00
10000.00
150000.00
1-29
]OY
JV::::]
GV:]
D::]
J::::]~
]
BR EV CLR
150000.00
250.00
300.00
10000.00
3200.00
11
16 ...
UNITS
1-30
\t
y \
v
\k \
\T \
\h \
\e \
x
x y
y x ?
b?
xy
x y
x
\Z \
y
\W \
]L
x
...
17
x y x y
xy
x-data
y-data
50
90
160
1-31
\t
GV:
Yd:
SJS:
v
0.00
1.00
x,y
2.00
x,y
3.00
x,y
1 2.00
\k
\
\h
\
\T\
\W\
]f
4.00
100.00
2.00
55.68
-10.00
27.50
1420.00
12
18 ...
xy x y
1-32
]F
]o
F
]I
]o
I
]<
]9
]E
Z
Z
T
T
T
T
n r
n r
0.5 Z Z Z
1-33
\5V
7V]F
17GV4
]oF
0.00000
.69146
.94146
0.25
1.56717
12
...
19
1-34
] c R C
]o
c R C
]r
c R C
]ro
c R C
]3
]3
1-35
20 ...
7SG
]oc
.62
38.32
PI
1-36
P\;aJg
:4
.67
...
21
22 ...
= \ >
= 1 A
HP 10bII+
5 CR2032
(
) A
4
\5
]6
CHAIN
23
2-1
0.00
][ ]
\[ ]
JGD|
]3
M
\t
\N
]Oj
]OY
]OJ
]O:
\>
24
0.00
0.00
12_
RAD
/
/
0.00
0.00
12 P_Yr
BOND CLR
BR EV CLR
TVM CLR
TVM
CFLO CLR
HP 10bII+
1
\ ]
\ 2
\ ]
]O ]o ]r
M
2-2
M
\N
\t
]Oj
]OY
]OJ
]O:
TVM
25
] ?
v]?
1 A P a
1 A 1 P 1
2-3
GY7jJ1SG7Yj4
87.18
24.71
62.47
2-4
JdPJG7Sg4
240.92
19 12.68
2-5
1JJV7V4
26
356.42
240.92+115.5
J1GPD4 9 4 1 A
P
2-6
S7dPV7DVa
36.92
a (6.9
5.35)
7dJ4
40.57
4 + 9 3
2-7
Y1dP
D4
13.00
4 9
39.00
\q \n
1 + (2 x 3)
7
J1GPD4 7.00
9.00
27
x
( y )
12
30
---------------------- 9
( 85 12 )
D:agVA 0.35
85 12
25 (3 (9 + 12 = 25 (3 (9 + 12)) =
53
2-8
D:a\qgVA
JG\n
P
d4
28
85.00
73.00
85 - 12
0.41
30 73
3.70
-75 3
2-9
jVy
aD4
-75_
75
25.00
( _ )
| |
M 0 M
0 M
]O j Y J :
2-10
]Oj
]OY
]OJ
TVM
29
2-10
]O:
\t
\N (P/Y)
=
All Clear
HP 10bII+
| M
30
2-11
INV
RAD
BEG
D.MY
- - (DD.MMYYYY)
360
360
SEMI
PEND
INPUT
AMORT
PER
PRIN
INT
BAL
CFLO
CF
STAT
n x
STAT
n y
STAT
ERROR
TVM
TVM P/Y
TVM
FULL
STAT
FUNC
ERROR
ERROR
31
] 6
] X x
2-12
32
]l
]i
]f
][
]U
]X
x
y
x y
y
x
(TVM)
TVM
TVM
2-14
(Rad)
RAD
]3
2-13
gd7GV\B
D7Vj1G7DS\b
4
9.45
0.42
1/2.36
3.99
3.57 1/2.36
2-14
2-14
\}
\b
\B
100
x
1/x
x
33
2-14
\2
\K
\H
\E
]
x
x
c R C
]o
c R C
]r
c R C
]ro
c R C
Z
]F
Z
]oF
]6 Pi \; Pi 0
< x <1
34
10bII+
]3 RAD
2-15
]c
]R
]C
]oc
]oR
]oC
sin
cos
tan
arcsin
asin sin-1
arccos
acos cos-1
arctan
atan tan-1
RAD
]3
2-16
\5Y
JV]c
J1S:]C
4
7DV]oR
A7SG]oR
0.0000
0.2588
15o
1.7321
60o
2.7321
1 + 60o
69.5127
0.35
51.6839
0.62
35
2-16
4
\5G
17.8288
17.83
Pi
\;
12 2
4.5
2
A = 4 r
2-17 Pi
YP\;
PY7V\2
4
3.14
20.25
4.52
254.47
2-18
36
]rc
]rR
]rC
]roc
]roR
]roC
sinh
cosh
tanh
arcsinhasinh
sinh-1
arccosh
acosh cosh-1
arctanh
atanh tanh-1
2-19
\5Y
J7GV]rc
17Vd]rC
4
]roR
\5G
0.0000
1.6019
sinh 1.25
0.5299
tanh 0.59
2.1318
1.3899
acosh 2.1318
1.39
( y ) 1
INPUT
\ \ \ ]9 ]<
]I ]oI
4
\
17 29
2-20
Jj\
Gd
4
17.00
1 PEND
29_
70.59
37
2-21 INPUT
Jj
Gd\
17.00
1 INPUT
70.59
2-22
Jj
Gd1DD
17.00
1 INPUT
1VYAgj
\
87_
70.59
PEND
17 (29)
2-23
2-23
38
1APa
\Q
\
]9
]<
\
2-23
\
]I
]oI
T
T
T
T
1
1/4 20 + 47.2 + 1.12
2-24
Y\b
G:\B
1Yj7G1
J7J\2
4
0.25
4.47
20
51.67
20 + 47.20
1.21
1.12
52.88
2
(e2.5) 790 + 4!
2-25
G7V\K
\H
12.18
2.50
e2.5
39
2-25
jd:1Y\E
4
24.00
814.00
y y x
1253 125
2-26
JGV\QD4
JGV\QD\b4
1953125.00
5.00
1253
125
125 1/3
v4
1
2-27
VAJ7GV4
D\Qv4
4
3.75
5-1.25
3.75
40
61.55
33.75
2
2-28 INPUT
V:
GG1JY\
S:
v4
\
50.00
50 INPUT
-28.00
60.00
60 INPUT
36.00
22+14
-40.00
HP 10bII+
12
3
\5 : ? d
\5 7 v s \7
v 10 s 11
1.
2.
2-29
\M
\5D
YV7SP
7JGVS4
0.00
0.000
5.727
41
2-29
\5d
\5G
5.727360000
5.73
DISP
\57
12 \5
4 4
\5G
2-30
Jaj4
\54
1.43
142857142857
12
J\ zJY E
10
0.000000000004 4.00E12
4 10 12 4.0 12
Y\zyJG
42
\8
1,000,000.00 1.000.000,00
\8
12 12
\}
2-31
d7gjSVYD
GJ
\5G
\54
4
\}
\54
9.87654321_
9.88
987654321000
9.88
\5G
988000000000
HP 10bII+
M | C
43
44
10bII+
100
200 25%
3-1
G::P
GV
4
200.00
0.25
50.00
200
25%
200 25%
1
200 25%
45
3-2
G::A
GV
4
200.00
50.00
150.00
200
200 0.25
200 50
2
1250 7%
3-3
JGV:1j4
1337.50
87.50
1250.00 87.50
1
291.7 316.8
3-4
GdJ7j\
DJS7g4
291.70
8.60
3-5
JGPV
SV1Jg\
60.00
1
INPUT
38.33
2
46
10bII+
3-6
GVV
D::
255.00
CST
300.00
PRC
15.00
Jd
S:
19.00
60.00
30.40
47
9.60
15%
3-9
d7S
JV
9.60
15.00
11.04
13.04
48
s p m
\w v 20
1
5+2 6+2 7+2
4-1 +2
V1G
4
S4
j4
2.00
+2
7.00
5 2
8.00
6 2
9.00
7 2
49
2
10 + 10% 11 + 10% 25 + 10%
4-2 + 10%
J:1J:
4
4
GV4
1.00
+ 10%
11.00
10 10%
12.10
11 10%
27.50
25 10%
3
23 43
4-3 y3
G\QD
4
Y4
3.00
y3
8.00
23
64.00
43
50
4
55 32 50 32 45
32
4-4
VV\DG
4
V:4
YV4
32.00
32
-41.82
55 32
-36.00
50 32
-28.89
45 32
s p m M
s M
:s M M s
m M
y m
4-5
s
p
m
M
M
M
51
M 17 14.25 16.95 4.65
4-6 M
Jjs
JY7GVm
JS7dVm
Y7SVym
p
17.00
17 M
14.25
14.65 M
16.95
16.95 M
-4.65
-4.65 M
43.55
\w v 20 0-19 \w
v
\w v | M
\w : d 7 : d
\w7 : d
10-19
v : d 7 : d
v7 : d 10-19
475.6
560.1 + 475.6
---------------- and --------------------------------------39.15
39.15
52
]?)
4-7
YjV7S
\w7Y
aDd7JV
\wG
4
VS:7J1
v7Y
avG
4
475.60
475.60
R14
39.15
39.15 R2
12.15
1,035.70
R14
39.15
R2
26.45
\w v
\w v
\N
R0 R19
4-8
\w1
\wA
\wP
\wa
+
-
53
1
45.7 R3 2.5 R3
4-9
YV7j
\wD
G7V
\wPD
vD
45.70
45.7 R3
2.50
R3 45.7 2.5
(114.25) R3
114.25
R3
2
1.25 15 3 15
4-10
J7GV
\w7V
D\w17V
1.25
1.25
1.25
1.25 R15
3.00
R15 1.25 3
M
v7V
0.00
4.25
R15
54
R15
HP 10bII+
HP 10bII+
HP 10bII+
7000.00
5000.00 6000.00 11
5000.00 16 16567.20
55
HP 10bII+
500 10% 550.00
500 10% 50 HP 10bII+
1000.00 6%
1/2 % (6% 12) 1005.00 1000
1/2 % 5
56
1005.00
1005.00 1/2 % 5.03
HP 10bII+
1000.00 1/2 %
6% ( 1/2 12) 12
1061.68 6.168%
57
TVM
TVM
TVM 5 TVM
5-1 TVM
4
TVM
150000.00
30 7.5% 1041.40 10000
58
PV PMT FV 0
5
PMT 0
TVM
59
60
TVM
(TVM)
TVM
\ \ \
TVM
TVM
6-1 TVM
\
\
PV
FV FV
12
N P/YR
N
61
6-1 TVM
\
\
BEGIN
v v v v v
v\ v\
TVM
HP 10bII+
\ BEGIN
3 10.5%
14500 1500
10.5%
62
7 PMT
BEGIN
6-2
JG\
DPJG
J:7V
JYV::A
JV::
:
12.00
12
36.00
10.50
13000.00
0.00
-422.53
63
6-3
1V:
-372.53
2.03
422.53
10.5% 375.00
6-4
J:7V
DjVy
1JV::4
10.50
-375.00
11537.59
13037.59
930.00 12000
7.5% 30
8 PV
64
BEGIN
6-5
JG\
D:\
:
j7V
dD:y
1JG:::4
12.00
360.00
(30 12)
0.00
30
7.50
-930.00
133006.39
930
145006.39
12000
172500 25 8.8% 4
1. 25
2. 4
1
25
9 PMT
65
BEGIN
6-6
JG\
GV\
:
JjGV::
g7g
12.00
300.00
0.00
172500.00
8.80
-1424.06
25 12 =
300
25
2
PMT FV
10 FV
FV PV PMT
\5G
66
6-7
\}
Yg
1v4
-1424.06
48.00
4
(12 4)
-163388.39
-164812.45
48 PMT
FV
2000 7.2%
3000
11
67
(PMT = 0)
6-8
]OJ
J\
G:::y
D:::
j7G
0.00
TVM
1.00
P/YR 1
-2000.00
3000.00
7.20
5.83
3000
N 5 6 3000 6
6
6-9 6
6.00
n 6
3035.28
1995 4 14 2000
80.00 6.3% 2010
4 14
68
12 FV
BEGIN
6-10
GY\
G:::y
g:y
S7D
JV\
24.00
-2000.00
-80.00
6.30
360.00
52975.60
400,000
7% 50
69
13
BEGIN
6-11
JG\
Y:::::y
j
V:\
:
12.00
-400000.00
7.00
600.00
0.00
50
2392.80
1.00 (FV)
5 TVM
70
13500 7500
10%
14
BEGIN
6-12
JG\
J:
JDV::y
jV::
DS
12.00
10.00
-13500.00
7500.00
36.00
253.99
7500
71
Quick-Kit Pole Barns 4 2400
15000
9%
15 PV
1. 47 (4 12) - 1 = 47
2.
3.
4. 2 3
1
BEGIN
6-13
JG\
Yj
72
12.00
47.00
6-13
GY::y
:
d
-2400.00
0.00
1 FV
9.00
95477.55
47
2
PV
6-14
1vy4
s
97877.55
97877.55
6-15
Yg
:
JV:::y
48.00
0.00
-15000.00
10479.21
4
2 3
6-16
1p4
108356.77
66
73
16
HP 10bII+ AMORT
\ I/YRPVFVPMT P/YR
6-17
74
6-17
\ HP 10bII+ PER
4 (INT) 4 (PRIN)
(BAL) 4
\HP 10bII+
PER 4
4
v\
180000 7.75% 30
BEGIN
6-18
JG\
D:\
j7jV
12.00
360.00
7.75
75
6-18
Jg::::
:
180000.00
0.00
-1289.54
6-19
JJG
\
4
4
4
12_
1 12
PER AMORT
-1579.84
PRIN
-13894.67
INT
178420.16
BAL
6-20
JDGY
\
4
4
4
76
13 24
PER
-1706.69
PRIN
-13767.79
INT
176713.49
BAL 24
5 1 25 54 14250
11.5%
BEGIN
6-21
JG\
V\
JJ7V
JYGV:
:
12.00
60.00
11.50
14250.00
0.00
-310.42
1 25 54
6-22
J
\
4
4
4
GV
\
1.00
11
-310.42
0.00
13939.58
25.00
25 25
PER
PRIN 1
INT
BAL 1
PER
77
6-22
4
4
4
VY
\
4
4
4
-220.21
PRIN 25
-90.21
INT 25
9193.28
54.00
54 54
BAL 25
PER
-290.37
PRIN 54
-20.05
INT 54
1801.57
BAL 54
\ \ \
\
\
\
1.
2.
3.
\
2. \
3. \
TVM \
1.
TVM
78
6.70%
6.65%
6.63% 360
6-23
S7j\
Y\
\
6.70
4.00
6.87
6-24
S7SV\
JG\
\
6.65
12.00
6.86
S7SD\
DS:\
\
6.63
360.00
6-25
6.85
79
TVM
1.
\ \
\
2.
\ \
25 5% 365 /
7
1
6-26
V\
DSV\
\
JG\
\
5.00
365.00
5.13
12.00
5.01
NOM% I/YR
80
BEGIN
6-27
:
GVy
j\
0.00
-25.00
84.00
2519.61
TVM
81
82
10bII+ DEPRECIATION
(TVM)
7-1
TVM
]OJ
]{
]x
TVM TVM
TVM
]u
83
1.
2. FV 0
3.
4.
]{
]u
]x
]{ ]u ]x TVM X
\ \
X Y
1
10000.00 5
500.00
7-2
7-2 SL
]OJ
J::::
V::
V
J]{
\
84
10000.00
10000.00
500.00
500.00
5.00
1900.00
TVM X
7600.00
X Y
7-2 SL
G]{
\
1900.00
5700.00
2
4000 4 1000
7-3 SOYD
]OJ
Y:::
Y
J:::
J]x
D]x
\
TVM CLR
4000.00
4.00
TVM
1000.00
1200.00
600.00
300.00
3
5000 7
7-4
]OJ
V:::
5000.00
85
j
G::
:
J]u
G]u
D]u
\
7.00
200.00
0.00
1428.57
1020.41
728.86
1822.16
TVM
TVM TVM
]O
86
TVM
\
1
HP 10bII+
1.
2.
3.
(CF ) CF
4
\
4.
5.
6. 4 5
7.
\
IRR \
NPV
8.
8-1
]O:
\
12 P/YR 1
12
87
8-1
45 J
2
2 \
v
1
1 A
\
\\
]X
]U
]O:
CFLO CLR
10bII+ 15
30 1
1 15
45
88
15
2 25 10
2 35
3 FULL
ERROR
89
]O: P/YR
\
1.
2.
3.
8-2 1
]O:
JG\
V:::y
G:::y
90
CFLO CLR
12.00
-5000.00
CF 0
-2000.00
CF 1
CFLO CF
CFLO CF
8-2 1
Y:::y
JJjSV7Gd
\
aJG
-4000.00
CF 2
11765.29
CF 3
38.98
3.25
CFLO CF
CFLO CF
NPV IRR/YR
5
NPV NFV IRR/YR
(NPV) NPV
(NFV)
(IRR/YR) 0
(CF0) 44
CF0
-11000 6 0
1000 10000
91
IRR/YR 12
8-3 IRR
]O:
JG\
JJ:::y
:
S\
J:::
D\
92
CFLO CLR
12.00
-11000.00
CF 0 CFLO
CF
0.00
CF 1 CF
6.00
CFLO
N
CFn 1
1000.00
CF 2 CFLO CF
3.00
CFLO
N
CFn 2
8-3 IRR
J::::
\
10000.00
CF 3 CFLO CF
21.22
1.
v CFLO
CF N
2.
1 CF
3.
A CF
CF
J
4.
a 0
1 P
5.
6.
0 ERROR
7.
0 1
8.
]X
]U
M
9.
93
IRR/YR
8-4
CF 0
-11000.00
CF 1
CF 2
1000.00
CF 3
7500.00
CF 4
-1200.00
8-5
v
J1
D
11G
D
jV::1G
0 -11000.00
CF0
1 6.00
CF1
6.00
1 3.00
CF1
3.00
2 2.00
CF2
3 10000.00
CF3
10000.00
3 2.00
CF3
2.00
1JG::y1G
]X
M
\
94
CF4
4
4 -1200
4 2.00
3600.00
0.00
58.97
(NPV)
NPV NFV
1.
]O: P/YR
2.
3. I/YR
4. NPV
\ NFV
8-6
5000.00
5000.00
10
5000.00
15
7500.00
25
10000.00
15%
95
1
1
1
8-7
]O:
JG\
:Y
V:::J
:Y
V:::G
:Y
jV::J
:d
J::::J
CFLO CLR
12.00
4.00
CFn 0
1.00
CFn 1 N
4.00
CFn 2
2.00
CFn 3
4.00
CFn 4
1.00
CFn 5
9.00
CFn 6
1.00
CFn 7
v 1 A
M
96
JV
\
\
15.00
27199.92
37105.94
15% 27199.92
7 NPV
IRR/YR NPV
NPV PV
v 27199.92
IRR/YR I/YR v 13
NPV TVM
97
98
(ACT) 360
9-1
]
]
\
\
365
365
360
] - - (dd.mmyyyy)
] 360 365
1.
\5
2.
: d S
99
M.DY
1.
2.
3.
4.
\ \
D.MY ] D.MY
5.
1.
2.
3.
4.
5.
\ \
INPUT
M.DY
1.
2.
3.
4.
5.
1.
2.
3.
4.
100
1.
2.
3.
4.
\ - - - -
1 7
1
2011 12 18 100 D.MY
101
9-2
JG7JgG:JJ
\J::4
12.182011_
MM.DDYYYY
3-27-2012 2
9-3 INPUT
JG7JgG:JJ
J::\
12.182011_
3-27-2012 2
MM.DDYYYY
\
\
\
1.
2.
1
2010 6 4 2010
10 31 D.MY 360
102
9-4
0.00
D.MY
0.00
360
0.000000
4.062010
\5S
Y7:SG:J:\
DJ7J:G:J:4
149.000000
\5G
149.00
2
2012 10 17 2015 6 4 M.DY (Act)
] D.MY
]
360
9-5
J:7JjG:JG
\S7:YG:JV4
10.172012_ MM.DDYYYY
960.00
360
103
9-6 INPUT
M
J:7JjG:JG
0.00
S7:YG:JV\
104
10.17
MM.DDYYYY
(2)
960.00
10
10bII+ 10
10-1
]Oj
]
]
]
]
]
]
]
- - (dd.mmyyyy) - - (mm.ddyyyy)
]
]
]
100.00
100.00
100%
] ]
105
mm.ddyyyy dd.mmyyyy
9 1582 10 15 9999
12 31 (360/365)
1
4.75% 2010 4 28 2020 6 4
6.75% /
D.MY
10-2
]Oj
]
Y7GgG:J:
]
BOND CLR
0.00
4-28-2010 3
2010 4 28
mm.ddyyyy
3
1 7 2010 4 4
S7:YG:G:
]
S7jV]
106
6-4-2020 4
6.75
2020 6 4
6.75% CPN%
10-2
J::]
100.00
100
Y7jV]
]
1]
4
4.75
115.89
2.69
118.58
4.75%
+
118.58
2
104 5.5% 2020 10
15 101 2012 4 15
/
10-3
]Oj
V7V]
J:Y]
J:J]
J:7JVG:G:
]
Y7JVG:JG
]
]
BOND CLR
5.50
104.00
101.00
10-15-2020-4
2020 10 15
4-15-2012-7
2012 4 15
5.72
107
10-4
J::]
100.00
100%
5.35
108
11
10bII+
BREAKEVEN
11-1
]OY
]
]
]
]
]~
109
1
300.00
250.00
150000.00
10000.00
11-2
]OY
JV::::]
GV:]
D::]
J::::]~
]
110
BK EV CLR
150000.00
250.00
300.00
10000.00
3200.00
UNITS
2
10000 45.00
23.00
0.00
11-3
]OY
J::::]
YV]
GD]
:]~
]
BK EV CLR
10000.00
45.00
23.00
0.00
220000.00
111
]OY
M
112
12
10bII+
nxx2 yy2 xy
12-1
\t
x
x \
x y
x y \
v
\k\
\T\
\h\
\e\
\Z\
\W\
]L
x y
y x b
xy
x y
x r
y m
6
113
\t STAT CLR
LINEAR
10bII+
10bII+ 15
30 1
1 15
45
15
2 25 10
2 35
10bII+
FULL
3
114
\t
HP 10bII+ n
n
1.
2.
3.
x,y
\t
x HP 10bII+ x
y HP 10bII+ n
1.
2.
3.
4. x,y n
x y
\T
1.
v n x y STAT
X Y
2.
1 x
A x y
x
n
3.
4.
115
5.
a x y 0
x y | 0
M
6.
7.
8.
200
12-2
32
415
35
515
38
725
800 43oC
12-3
\t
DGYJV
DVVJV
DgjGV
v
11111
M
116
STAT CLR
1.00
2.00
3.00
1 32.00
3 725.00
x
y
12-3
]LY
0.00
Y 4POWER
g::\Z
\\5d
YD\W\5G
aG::4
39.49
.988080878
1053.49
5.27
YDJ:GD
DjSgV
4.00
5.00
45oC
12-5
YV\W
]L:
YV\W
1204.67
45oC
0.00
0-BEST FIT
1128.12
LINEAR
POWER
1128
6
117
STAT X
STAT
\ X Y
12-6
\k
\h
y y
y
y
\e
y
y
\Z
y x
-1 +1
+1
-1
\W
\T
x y
y x
(Sx) ( x)
x ( x )
n x x 2 x,y y
y y 2 xy
118
2
6
4.5 4 2 3.25 3.5 3.75
x 2 n
12-7
\t
STAT CLR
Y7V
Y
G
D7GV
D7V
D7jV
\k
\h
]l
a][
4\B
1.00
2.00
3.00
4.00
5.00
6.00
3.50
0.85
77.13
6.00
3.59
x2
\h \h\
\e \e\
119
3
4 193 182 177 185 90 81
83 77 y
12-8 3
\t
JdDd:
JgGgJ
JjjgD
JgVjj
\k
\
\e
\
]U
STAT CLR
1.00
2.00
3.00
4.00
184.25
(x)
82.75
(y)
5.80
(x)
4.71
(y)
331.00
x,y x,y x y
y = mx + b m b y
r m b:
\t
x x
y HP 10bII+ n
1.
2.
3.
4. x,y n
120
\Z\
m \W\
b y \T\
5. r
6.
7.
x y .
1. x,y
2. x y
\Z
x y x \W
y x y
4
Ali Azaleas 6
12-9
1400
920
1100
2265
2890
2200
121
12-10
\t
GJY::
JdG:
DJJ::
VGGSV
VGgd:
YGG::
\T\
122
STAT CLR
1.00
2.00
3.00
4.00
5.00
6.00
376.25
12-10
\W\
\Z\
425.88
0.90
7 8
12-11
j\W
g\W
3357.38
3783.25
3000 Ali
12-12 3000
D:::\Z
6.16
3,000
x,y y x
\T
1.
2.
5
266 54 500 32
505 88 510 92
516
123
12-13
\t
STAT CLR
V::VY
V:VDG
VJ:gg
VJSdG
\T
1.00
2.00
3.00
4.00
509.44
10bII+ 6 6
12-14
0-Best Fit
1-Linear
m*x+b
2-Logarithm
m*ln(x)+b
3-Exponential
b*e(m*x)
4-Power
b*xm
5-Exponent
b*mx
6-Inverse
m/x+b
]L 1 A
M ]L
124
BEST FIT
\Z \W \T
\t LINEAR
nPr
nCr
(!)
!
5! 5 x 4 x 3 x 2 x 1 = 120
10bII+ n -253 < n < 253 Gamma
n!
nPr n r r
r
n!
PERMUTATIONS = -----------------( n r )!
125
A B C D E
12-15
V]<D4
VD]<
60.00
n
r
60.00
nCr n r r
r
n!
COMBINATIONS = ---------------------( n r )!r!
5
12-16
V]9D4
VD]9
10.00
n r
10.00
126
\w]6 0
42 9
12-17
YG\w]6
\5d
]6
]6
]6
\5G
42.00
42.000000000
42
.199873749
.863046890
.504024868
.50
10bII+ Z T
12-18
]F
]oF
]I
]oI
Z
Z
T
T
T
T
127
z z
]F
Z z
Z Z -1.7
12-19
\5S
J7jy]F
128
.000000
.044565
.025 z
12-20 z
7:GV]oF
-1.959964
10
129
11
T t
8 (df1) t -1.86 T
12-21 T
g]IJ7gSy4
gJ7gSy]I
12
130
.0499653
13
T
P t (df1)
]oI t
14
26 T t .05
t
12-22 t
GS]oI7:V4
-1.705618
GS7:V]oI
15
16
131
10bII+
1 T
1
Z z -1.7
17
12-23
J7jy]F
y1J4
132
.044565
-1.7
.955435
2
Z z 1.2 -1.2
18
1.2 -1.2
2
12-24
J7Gy]F
PG4
.115070
.230139
133
3
Z z Z z -z 0.95
19
7:GV]oF
134
-1.959964
13
(1 + (%RTN 100))
2000
40000 20%
13-1
Y:::::a
G:::P
\qJ1\q
G:aJ::4
40000.00
20.00
24.00
x y
6 7
13-2
10000
11210
13060
16075
20590
135
13-3 6 7
\t
JJ::::
GJJGJ:
DJD:S:
YJS:jV
VG:Vd:
S\W
j\W
0.00
1.00
2.00
3.00
4.00
5.00
22000.50
24605.00
2/10, NET/30
10 2% 10 30
136
2/10, NET/30
13-4
GPDS:PJ
::a
\q\qJ:
:AG\n
P\qD:A
J:4
72000.00
98.00
36.73
450 60
10% 365 60
365
LOAN AMOUNT INTEREST% TERM OF LOAN ( IN DAYS )
INTEREST = -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------365
13-5
YV:sPJ:
PS:aDSV4
1p4
0.10
7.40
457.40
137
EFF% = ( e
( NOM% 100 )
1 ) 100
1.
2. (P/YR = 1)
P/YR = 12
NOM% P/YR 12
Jg
\K
AJPJ::4
\
JG\
\
0.18
100
1.20
e 0.18
19.72
19.72
12.00
18.14
BEGIN
13-7 15
JV\
GV:y
138
180.00
-250.00
13-7 15
YVjG7gy
-4572.80
297640.27
18%
15
(PV)
(I/YR) (PMT) (FV)
PV
100000 9% 20
42 5
79000
1
PMT FV = 0
BEGIN
13-8
JG\
d
G:\
J:::::y
12.00
9.00
240.00
-100000.00
0.00
899.73
20
139
2
N FV
13-9
\}
V\
899.73
60.00
88706.74
3
N PV I/YR
13-10
vAYG
jd:::y
18.00
-79000.00
20.72
APR
(PV) N
(I/YR) PV APR
APR
1%
160000 30 8.5%
APR
140
BEGIN
13-11
JG\
g7V
D:\
JS::::
:
v
AG
12.00
8.50
360.00
160000.00
0.00
30
-1230.26
160000.00
156800
8.72
APR
1000000 12% 10
BEGIN
13-12
JG\
JG
J:\
J::::::
12.00
12.00
120.00
1000000.00
-1000000.00
141
13-12
v
AD
-10000.00
1000000.00
970000.00
12.53
APR
TVM
HP 10bII+
1. PV
30 15 0.5
2. PV N 30
4500 36 15% 46
30
16
BEGIN
13-13
JG\
JV
aJGP
JSaD:P
YV::\4
142
12.00
15.00
1.25
0.67
30.00
13-13
1YV::
DS
:
4530.00
36.00
0.00
36
-157.03
3.5%
9.5% 1000.00
BEGIN
13-14 3.5%
JG\
DS
JGV::
:
D7V
Pv4
12.00
36.00
12500.00
0.00
3.50
-366.28
-13185.94
143
13-15 9.5%
JJV::
d7V
Pv4
11500.00
9.50
-368.38
-13261.64
HP 10bII+ TVM
I/YR
6
130000 12% 30
13-16
JG\
G\
\
JG\
\
JD::::
:D:\
144
12.00
2.00
12.36
12.00
11.71
130000
360.00
-1308.30
TVM
HP 10bII+ TVM
PMT
735000 30 11.2%
BEGIN
13-17
JG\
jDV:::
JJ7G
D:\
:
12.00
735000.00
11.20
360.00
0.00
-7110.88
3555.00
26
13-18
DVVVy
GS\
-3555.00
26.00
145
13-18
v\
514.82
19.80
15
13-19
JG\
JV\
Pv1
v4
12.00
180.00
-8446.53
-1520374.70
-785374.70
12
15000 9%
20
146
BEGIN
13-20
d\
JG\
\
9.00
12.00
9.38
9.38
BEGIN
13-21
J\
JV:::
Y
:
1.00
15000.00
4.00
0.00
-52713.28
PV FV PMT
147
21 PMT
BEGIN
13-22
y
:
JG\
JYY
d
52713.28
0.00
12.00
144.00
9.00
-204.54
TVM
8.175% 2,000
35
15%
4%
148
BEGIN
13-23
J\
DV
g7JjV
:
G:::y
vPv4
1v4
PJV4
y1v4
Y:
1.00
35.00
8.18
0.00
-2000.00
387640.45
-70000.00
317640.45
47646.07
15%
339994.39
FV
339994.39
FV
-86159.84
4%
FV
TVM
3000 35
8.175% 28% 4%
149
BEGIN
13-24 4%
J\
DV
g7JjVAGg
4
:
D:::y
Y:
1.00
35.00
5.89
5.89
0.00
-3000.00
345505.61
-87556.47
4%
FV
TVM
8% 82 754
47510.22 35000
82510.22 9.5% 15
TVM PV
150
BEGIN
13-25
]OJ
JG\
gGVJ:7GG
d7V
:
JV\
0.00
TVM
12.00
82510.22
9.50
0.00
180.00
-861.59
22
151
CF2 = 861.59
N2 = 180 - 82 = 98
13-26
DV:::y
vyAjVY
gG\
vy
Jg:AgG\
CF0
35000
-35000.00
CF1
82
107.59
n1
82.00
CF2
98
861.59
n2
98.00
10.16
TVM (NPV)
8.8%
23
152
3 CR2032
(
)
All Clear
3 CR2032
1. CR2032
2.
3.
4.
5. (+)
6.
7. (+)
8.
9.
CD
1.
2.
All Clear
1.
2.
3.
4. 1
3
1.
2.
3.
All Clear
1.
2.
All Clear
1.
2. CD
II
Hewlett-Packard
www.hp.com/calculators HP
CD
CD
\8 2
HP 10bII+
\5 2
E 2.51E13
10 2.51 10 13 2
TVM No Solution
5 4 TVM 0
0 TVM
]OJ)
P/YR
PEND
III
INPUT
IRR/YR
IRR IRR IRR/YR P/YR
IV
B
IRR/YR
IRR/YR
IRR/YR
IRR/YR
IRR/YR
No Solution
IRR/YR
9.99999999999 10499
1 10 499 UFLO C OFLO UFLO
PRC COST
MAR = -------------------------------------- 100
PRC
%CHG =
NEW
OLD
------------------------- 100
OLD
PRC COST
MU = -------------------------------------- 100
COST
PROFIT = (SP-VC) x UNITS - FC
n!
P = -----------------( n r )!
n!
C = -----------------------( n r )! r!
(TVM)
S=0
S=1
I/YR
i % = -----------P/YR
N
i%
1 1 + -------100
i--------------%S
- PMT ------------------------------------0 = PV + 1 +
100
i%
-------100
i%
+ FV 1 + -------100
INT =
PRN =
i =
BAL PV
PMT PMT
I YR
i = ------------------------------P YR 100
INT'
BAL i ?INT'
INT = 0
EFF % =
II
NOM %
1 + ------------------------------100 P YR
P YR
1 100
i% =
j =
CFj = j
nj = j
k =
Nj =
n l = j
1l<j
i % nj
1 1 + -------100
i%
NPV = CF 0 +
CF j -------------------------------------- 1 + -------100
i------%
j=1
100
k
NPV = 0 i%
nj
nj
j=1
( n j CF j )
=
j=0
k
nj
=
j=0
III
Lynch John J. Jr. Jan Mayle
1986
A =
E = 30/360 E 180
360
DSC = (DSC= E - A)
M = 1 = 2 =
N = N
Y = YLD% / 100
(CPN) (CPN%)
CPN
CALL + --------M
A CPN
PRICE = ---------------------------------- --- --------E
M
DSC Y
1 + --------- --E
Y
CALL
------------------------------------Y
Y
1 + ---
DSC
N 1 + --------E
CPN
--------A CPN
M
------------------------------------- --- --------DSC
E
M
--------K1+
E
Y--1+
M
IV
9 30
3 31 9 30
8 29 30 28
29
(YR) (FACT)
BASIS SALV
SL = ----------------------------------LIFE
BASIS SALV
SOYD = ---------------------------------------------- ( LIFE YR + 1 )
( LIFE + 1 )
LIFE --------------------------2
FACT
-------------
FACT
-------------
( YR 1 )
BASIS
100
100
DB = ------------------------------------ 1 -----------------LIFE
LIFE
DB
x
y
xy
x = --------- ? y = --------- ? x w = -----------n
n
y
2
( x)
x ---------------n
---------------------------------n1
2
Sx =
( y)
y ---------------n
---------------------------------n1
2
Sy =
( x)
x ---------------n
---------------------------------- y =
2
x =
r =
( y)
y ---------------n
---------------------------------2
x y
xy ------------------n
------------------------------------------------------------------------------------2
( x)
x ----------------
( y)
y ----------------
m =
x y
xy ------------------n ------------------------------------2
( x)
x ---------------2
b = y mx
yb
x = -----------m
y = mx + b
VI
m*x+b
m*ln(x)+b
b*e(m*x)
b*xm
b*mx
m/x+b
M |
C-1
ALL CLEAR
COPR HP 2010
Oflo
( 9.99999999999E499)
TVM
Uflo
TVM HP 10bII+
no Solution
not Found
Error I_Yr
I/Yr I/Yr
Error P_Yr
P/Yr P/Yr
Error N
N N
Error LN
LN
Error 0 / 0
0 0
Error / 0
Algebraic
Chain
Error days
Error ddays
]
\
CFLOW CLR
TVM CLR
TVM
BR EV CLR
BOND CLR
STAT CLR
C-1
II
Best Fit
running
0.25
User Stop
M IRR/YR I/YR
17
3 CR2032
1. CR2032
2.
3.
4.
5. (+)
6.
7. (+)
8.
9.
=.
10. HP 10bII+ A
HP
HP HP
HP HP
1 www.hp.com/support.
HP
HP
/
HP
HP
HP HP
HP
HP
HP
HP HP HP
(a) (b)
HP (c) (d) (e)
HP
/
HP
/
HP
HP
Federal Communications Commission Notice
This equipment has been tested and found to comply with the limits for a Class B digital
device, pursuant to Part 15 of the FCC Rules. These limits are designed to provide reasonable
protection against harmful interference in a residential installation. This equipment generates,
uses, and can radiate radio frequency energy and, if not installed and used in accordance
with the instructions, may cause harmful interference to radio communications. However, there
is no guarantee that interference will not occur in a particular installation. If this equipment
does cause harmful interference to radio or television reception, which can be determined by
turning the equipment off and on, the user is encouraged to try to correct the interference by
one or more of the following measures:
Connect the equipment into an outlet on a circuit different from that to which the receiver is
connected.
Modifications
The FCC requires the user to be notified that any changes or modifications made to this device
that are not expressly approved by Hewlett-Packard Company may void the user's authority
to operate the equipment.
Canadian Notice
This Class B digital apparatus meets all requirements of the Canadian Interference-Causing
Equipment Regulations.
Avis Canadien
Cet appareil numrique de la classe B respecte toutes les exigences du Rglement sur le
matriel brouilleur du Canada.
CE
2006/95/EC
EMC 2004/108/EC
2009/125/EC
HP CE CE
HP
www.hp.eu/certificates
10mW Bluetooth
CE !
4
Japanese Notice
HP
CD HP
: www.hp.com/support.
17-4
Country/
Region
Contact
Country/
Region
Contact
Algeria
www.hp.com/support
Anguila
1-800-711-2884
Antigua
1-800-711-2884
Argentina
0-800-555-5000
Aruba
800-8000;
800-711-2884
Austria
sterreich
Bahamas
1-800-711-2884
Barbados
1-800-711-2884
Belgique
(Franais)
02 620 00 85
Belgium
(English)
02 620 00 86
Bermuda
1-800-711-2884
Bolivia
800-100-193
Country/
Region
Botswana
Contact
www.hp.com/support
Country/
Region
Contact
Bulgaria
www.hp.com/support
Canada
800-HP-INVENT
Cayman
Island
1-800-711-2884
Chile
800-360-999
China
800-820-9669
Costa Rica
0-800-011-0524
Croatia
www.hp.com/support
Curacao
001-800-872-2881
+ 800-711-2884
Czech
Republic
esk
republikaik
Denmark
82 33 28 44
Dominica
1-800-711-2884
Dominican
Republic
1-800-711-2884
Egypt
www.hp.com/support
El Salvador 800-6160
Equador
1-999-119;
800-711-2884 (Andinatel)
1-800-225-528;
800-711-2884 (Pacifitel)
Estonia
www.hp.com/support
Finland
Suomi
09 8171 0281
France
01 4993 9006
French
Antilles
0-800-990-011;
800-711-2884
French
Guiana
0-800-990-011;
800-711-2884
Germany
069 9530 7103
Deutschland
Ghana
www.hp.com/support
Greece
Grenada
1-800-711-2884
Guadelupe 0-800-990-011;
800-711-2884
Guatemala 1-800-999-5105
Guyana
159; 800-711-2884
Haiti
Honduras
800-0-123; 800-7112884
Hungary
www.hp.com/support
India
1-800-114772
Indonesia
(21)350-3408
Ireland
01 605 0356
Italy Italia
02 754 19 782
Jamaica
1-800-711-2884
Japan
00531-86-0011
183; 800-711-2884
Country/
Region
Contact
Country/
Region
Contact
Kazakhstan www.hp.com/support
Latvia
www.hp.com/support
Lebanon
Lithuania
www.hp.com/support
Malaysia
1800-88-8588
Martinica
0-800-990-011;
877-219-8671
Mauritius
www.hp.com/support
Mexico
Mxico
01-800-474-68368
(800 HP INVENT)
Montenegro www.hp.com/support
Montserrat
1-800-711-2884
Morocco
Namibia
www.hp.com/support
www.hp.com/support
www.hp.com/support
Netherland 001-800-872-2881;
Antilles
800-711-2884
New
Zealand
0800-551-664
Nicaragua
1-800-0164;
800-711-2884
Norway
Norwegen
23500027
Panama
Panam
001-800-711-2884
Paraguay
(009) 800-541-0006
Peru
Per
0-800-10111
Philippines
(2)-867-3351
Poland
Polska
www.hp.com/support
Portugal
Puerto Rico
Romania
www.hp.com/support
Russia
495-228-3050
Saudi
Arabia
www.hp.com/support
Serbia
www.hp.com/support
Singapore
6272-5300
Slovakia
www.hp.com/support
Spain
Espaa
913753382
St Kitts &
Nevis
1-800-711-2884
St Lucia
1-800-478-4602
St Marteen
1-800-711-2884
St Vincent
01-800-711-2884
Suriname
156; 800-711-2884
Swaziland
www.hp.com/support
Sweden
Sverige
08 5199 2065
Taiwan
00801-86-1047
Country/
Region
Contact
Country/
Region
Contact
Thailand
(2)-353-9000
Trinidad &
Tobago
1-800-711-2884
Tunisia
www.hp.com/support
Turkey
Trkiye
www.hp.com/support
Turks &
Caicos
01-800-711-2884
UAE
www.hp.com/support
United
Kingdom
Uruguay
US Virgin
Islands
1-800-711-2884
United
States
800-HP INVENT
Venezuela
0-800-474-68368
(0-800 HP INVENT)
Vietnam
Vit Nam
+65-6272-5300
Zambia
www.hp.com/support
0004-054-177
10
RND43
semi/ann 105
setdate 105
SL 83
SOYD83
SP 109
STO 52
units 109
VC 109
x y 113
xP/YR61
YTM 105
45
23
33
127
x113
y113
23
113
24
26
32
y x 113
/ 43
25
28
25
29
25
29
30
99
45
32
38
99
32
29
113
113
FAQI, III
IRR
IRR90
IRR/YRI
IRR/YR
I
Pi36
TVM
61
I
58
TVM
81
Warranty1
360/ACT99
Accint 105
Alg/Chain26
Amort62
Beg/End62
C STAT113
call 105
CFj87
CPN% 105
CST 47
DB 83
DISP41
DMY/MDY99
E42
eff%78
FC 109
FV61
I/YR61
K49
M51
MAR 47
matdate 105
MU 47
N61
NFV88
Nj87
nom%78
NPV88
P/YR61
PMT61
PRC 47
price 105
profit 109
PV61
RAND126
46
10045
45
C
I, III
49
II
67
1
V
IV
V
49
27
62
33
39
I
I
1, 5
43
III
F
ii
64
74
77
II
TVM 74
75
29
Z 127
132
127
T 131
129
125
127
T 127
T 130
128
125
68
IV
TVMI
II
II
I
V
III
II
3
29
H
IV
M 51
51
47
iv
iv
35
125
95
95
43
K
42
5
28
L
78
47
56
56
57
27
TVM
II
37
62
II
I, III
29
30
R
99
99
99
99
106
100
99
42
41
iv
93
88
IRR NPV97
56
87
III
NPV NFV95
56
87
59
87
91
91
S
35
109
109
16, 110
112
23
I
41
49
35
37
39
43
26
126
T
30
100
115
115
118
124
118
115, 123
114
118
114
113
114
115
120
I
43
I
41
Y
69
72
26
Z
105
108
105
105
106
83
TVM 86
TVM 83
70
65
40
79