ONE VOICE. ONE VISION. ONE RESOURCE.

The Value of
MBA Membership
Explore this brochure to learn more about the value of MBA membership,
and learn why so many of your competitors have made the decision
to become and stay MBA Members.

mba.org

Our annual MBA Membership

dues are the best investment
we make every year. In fact,
we get more than what we
pay for from MBA!

DAN KLINGER
Group President,
Financial Services
K. Hovnanian American
Mortgage, LLC

Can you put a

price on success?
HOW MUCH
WOULD YOU PAY
To have a lobbyist working
on behalf of your business on
Capitol Hill in Washington, D.C.?
To have dedicated policy
analysts advocating on your
behalf in front of the CFPB,
HUD and other regulatory
agencies in our nations capital?
To have the data, research and
policy analysis to help your state
MBA fight for your business in
state capitals across the country?
To hire outside lobbyists, lawyers
and consultants to do just a baseline
advocacy program would cost you
$10,000 or more per month to get
just a few hours of their time each
week.
Best case? They can provide you
reports and updates that only
triage the worst policy and
legislative decisions that impact
your bottom line.

ON THE OTHER HAND,

YOU GET IT ALL FOR
LESS WITH MBA
MEMBERSHIP

the latest industry news

and information about
mortgage finance

Join the MBA and get an

experienced team of expert
lobbyists, policy advocates and
research professionals working for
you in both Washington, D.C., and
the states, 365 days a year, 24 hours
a day.

robust corporate training

programs curated to fit the
needs of your company

We are doing far more than just

reporting on the issues. We are
actively engaged on Capitol Hill
and with the regulatory agencies,
fighting for policies to help your
business and the entire industry.

opportunities to learn about

the latest developments
from industry experts at
MBA conferences and
educational offerings

By engaging our members both

through segment-specific networks
and business-function targeted
policy committees, we advocate for
policies that strengthen the entire
mortgage market, not just narrow
segments. Our success record is
proven, and year after year we fight
for our members and bring about
real and impactful change.
Membership value doesnt end with
your unparalleled representation
in Washington and beyond. Our
members benefit from much, much
more, including access to:
a wide-variety of networking
opportunities
trusted industry data, forecasts
and benchmarking information

in-depth compliance
guidance and model
policies and procedures

discounts on business-impacting
programs, including industry
cooperatives and corporate
health and wellness benefits

WHAT DOES IT ALL COST?

For the typical member, our annual
membership dues amount to about
only two-tenths of one basis point of
your total production.

YOUR COMPETITORS
FEEL MBA MEMBERSHIP
IS WORTH THAT.
Continue exploring this brochure to
learn more about the value of MBA
membership, and learn why so many
of your competitors have made the
decision to become and stay MBA
members.

Our annual membership dues amount to about

2/10ths of a basis point of your total production.

THE VALUE OF MBA MEMBERSHIP

One Voice.
One Vision.
One Resource.
MBA is the most influential voice for real estate finance.
We lead the charge to create a sustainable and vibrant future
for all industry participants. We lead strong as one.

ONE VOICE

ONE VISION

ONE RESOURCE

Our voice is industry

encompassing, strong
and impactful.

We lead with a common vision

a sustainable and vibrant future
for all industry participants.

We are the go-to place for

industry expertise and access.

We are the first call and loudest

advocate for what is best for the
industry because we represent
all aspects of real estate finance
commercial, multifamily and
residential sectors.

Because of our diverse member

base, MBA is uniquely positioned
to see conflicts, downstream
implications and unintended
consequences when policy and
regulatory changes are introduced,
allowing us to take a balanced
approach to issues.

We support member success

in our dynamic, evolving industry
through education, research,
information and events.

Over the last

year, weve
added more
than 500 new
members from
all areas of the
industry.

2MBA.ORG

Our Influence
ADVOCACY/
POLICY AND ISSUES
MBA is working tirelessly to shift the
tone in our nations capital from one
of distrust to one of confidence in
our industry. We currently represent
our members on the issues that
impede their growth, including:
Simplifying an overly complex
lending environment. Currently
in our industry, different business
models are required to operate
under different rules. We are
advocating for consistent and
common national standards
across the entire industry.
Unraveling inter-regulatory
confusion, including
confusion among and across
federal agencies, as well
as state regulations on top
of federal regulations.
Changing the dialogue around
our industry, so that we can move
from an era of enforcement to
one of confidence in the market.

A loud and cohesive voice is critical

as we seek to rectify these issues
and allow for innovative, sustainable,
safe lending. Your companys
membership makes us even stronger
and together, we can rally to end the
relentless enforcement regimes.
MBA continues to work 24/7, 365
days a year to ensure a vibrant
future for your company and our
industry. Our access and ability to
fight for your company, for your
customers and for your industry
on the issues that matter most is
unparalleled.

MBA continues to work 24/7, 365

days a year to ensure a vibrant future
for your company and our industry.
Our access and ability to fight for
your company, for your customers
and for your industry on the issues
that matter most is unparalleled.
THE VALUE OF MBA MEMBERSHIP

BEYOND LAW AND

POLICYMAKERS: OUR
MEDIA INFLUENCE
Influencing opinion is more than
just talking to policymakers. You
can find MBA in the news every
day whether its supporting your
business on high-profile public
policy issues on network news and
in national newspapers, or providing
data and market insight integral to
helping the media paint an accurate
picture of the housing market and
U.S. economy.
MBA and its spokespeople are
quoted in hundreds of newspapers
and online news articles every
month. Each year, MBA executives
and volunteer leaders speak at
more than one hundred industry
conferences and events across the
country to bolster our messages,
rally our troops and provide industry
professionals with the latest data
and news from Washington, D.C.

Learn about ways that members

can get involved and make
a difference through MBAs
advocacy programs on page 12.

Conferences and Meetings

NETWORK. LEARN. LEAD.
Meet with your industry peers at our industry-leading conferences and
conventions. Connect with all the top players at our more than 20 marquee
events per year from broad to niche including:

INDUSTRY-WIDE
CONFERENCES AND
CONVENTIONS

National Advocacy
Conference (Spring)

Annual Convention & Expo (Fall)

Regulatory Compliance
Conference (Fall)

CREF/Multifamily Housing
Convention & Expo (Winter)
National Mortgage Servicing
Conference & Expo (Winter)
National Technology in
Mortgage Banking Conference
& Expo (Spring)

CEO AND EXECUTIVE

LEVEL EVENTS
CEO Advocacy Forum
(Spring, invite only)
CEO Exchange (Fall, invite only)

Risk Management and Quality

Assurance Forum (Fall)
State and Local
Workshop (Spring)
Strategic Markets and Diversity
Conference (Summer)

Chairmans Conference
(Spring, invite only)
Mid-Winter Housing Finance
Conference (Winter, invite only)
View a full and current calendar
at mba.org/conferences.

National Secondary Market

Conference & Expo (Spring)

SPECIALTY CONFERENCES
Accounting and Financial
Management Conference (Fall)
Commercial/Multifamily
Servicing & Technology
Conference (Spring)
Document Custody
Workshop (Summer)
Independent Mortgage
Bankers Conference (Winter)
Legal Issues and Regulatory
Compliance Conference (Spring)

4MBA.ORG

MBA Education
MANAGE RISK. IMPROVE PRODUCTIVITY. STRENGTHEN COMPANY PERFORMANCE.
From quick-to-market updates on industry developments to comprehensive
skill-based training at all experience levels, MBA Education is your One
Resource for results-oriented education in our industry.
Our signature programs are
conveniently offered through several
platforms, online and in person, to
meet your companys budget and
learning style, and to cover the full
scope of the mortgage banking
value chain from originating to
servicing a loan, and everything in
between.

MEMBER FAVORITES
RECRUITING AND
DEVELOPING THE NEW
WORKFORCE
Mortgage Banking Bound
Mortgage Banking Primer

COMMERCIAL REAL ESTATE

Commercial Real Estate
Basics IGOL Series

LOAN PRODUCTION
School of Loan Origination
NMLS 8-Hour Continuing
Education

MANAGEMENT
AND LEADERSHIP
School of Mortgage Banking IIII
Management Essentials

NMLS 20-Hour Licensing

Residential Future Leaders

Processing from AZ self-study

Commercial Future Leaders

Certified Residential
Underwriter (CRU)

Certified Mortgage Banker (CMB)

LOAN ADMINISTRATION
School of Mortgage Servicing
Advanced Servicing Workshop

FIND MORE OFFERINGS

ON OUR WEB SITE
For a full and up-to-date look at
offerings from MBA Education,
visit mba.org/education.

Certified Mortgage
Servicer (CMS)

OUR SEALS OF APPROVAL

Chartered Realty Investor (CRI)

*

Commercial Certified
Mortgage Servicer (CCMS)
FHA Multifamily
Underwriter Training
Multifamily Property
Inspection Workshop

CUSTOM CORPORATE
TRAINING
All of our programs are available
for enterprise-wide training. We
can customize our courses to
meet the training needs of your
company.

*The Mortgage Bankers Association owns the intellectual property related to the examination and administers
the exams on behalf of the CRI Society. All exam related questions should be forwarded to MBA. The CRI Society
owns the trademark and designation. All CRI membership questions should be forwarded to the CRI Society.

Our signature programs are

conveniently offered through
several platforms, online and in
person, to meet your companys
budget and learning style.

THE VALUE OF MBA MEMBERSHIP

MBA Compliance Essentials

The MBA Compliance Essentials Program features resources on a variety
of new and existing mortgage rules, including comprehensive resource
guides, webinars and web courses.

OUR RESOURCE GUIDES

MBA Compliance Essentials provides
a clear picture of what your company
needs to do to comply with new
and existing mortgage rules. Our
in-depth resource guides include
model policies and procedures, and
are meant to support your companys
creation of a robust Compliance
Management System (CMS).
MBA Compliance Essentials Resource
Guides are written in collaboration
between leading law firms and
MBA, and equal many hours of legal
consultation. They are available to
MBA members at a very reasonable
cost, considering their value.

TOP RESOURCE
GUIDE FEATURES
Delivered in an editable format,
so that you an take our carefully
crafted model policies and
procedures and fit them into
your companys compliance
management system

BEYOND OUR
RESOURCE GUIDES

OUR MEMBER
FAVORITES

SELF-STUDY WEB-BASED
COURSES FROM MBA
COMPLIANCE ESSENTIALS

Ability to Repay (ATR)/

Qualified Mortgage (QM)
Resource Guide and SelfStudy, Web-Based Course

The CFPB is turning up the pressure

on compliance with new rules. Frontline staff are being asked directly how
they are complying with the rules.
Staff training is a crucial part of
your compliance and we are pleased
to present new courses from MBA
Compliance Essentials that present
the perfect solution for training your
full mortgage lending team.

PROOF OF TRAINING IN ONLY

A MATTER OF MINUTES

CFPB Exam Manual

Resource Guide
Loan Originator Compensation
Resource Guide
National Servicing Standards
Resource Guide and SelfStudy, Web-Based Course
TILA RESPA Integrated
Disclosure (TRID) Resource
Guide and Self-Study,
Web-Based Course

Participants complete guided selfstudy courses at their own pace

(each course is 3090 minutes in
length). Each course contains practice
questions and culminates in a final
exam. Participants that pass the
exam earn a certificate of completion
illustrating their knowledge.

ONE VOICE. ONE VISION. ONE RESOURCE.

ONE VOICE. ONE VISION. ONE RESOURCE.

MBA COMPLIANCE ESSENTIALS

Vendor Management
Resource Guide

Sample policies and procedures

Compliance checklists and charts
Plain-English background and
analysis by top industry legal
experts in conjunction with
MBA in-house legal staff
Updates included as rules evolve

MBA COMPLIANCE ESSENTIALS

MBA COMPLIANCE
ESSENTIALS FORUMS
Throughout the year MBA
Compliance Essentials offers
intensive forums on the
industrys most pressing
rules prior to implementation
deadlines. These forums bring
the industrys leading legal
minds together to share their
expertise on these topics
with our attendees to get
them ready for compliance.
mba.org/compliance

ONE VOICE. ONE VISION. ONE RESOURCE.

Jeffrey P. Naimon
Partner
BuckleySandler LLP

Jon David Langlois

Counsel
BuckleySandler LLP

Christopher M. Witeck
Partner
BuckleySandler LLP

Unfair, Deceptive or Abusive Acts or

Practices (UDAAP) and Mortgage
Acts and Practices Advertising
(MAPS) Resource Guide

mba.org/Mitchel
compliance
H. Kider

MBA COMPLIANCE ESSENTIALS

Managing Partner
Weiner Brodsky Kider P.C.

14698

Fed Kamensky
Associate
Weiner Brodsky Kider P.C.

Jason W. McElroy
Associate
Weiner Brodsky Kider P.C.

TILA RESPA Integrated

Disclosure (TRID)
Resource Guide

mba.org/compliance
14698

Richard Andreano, Jr.

Partner
Ballard Spahr LLP
Richard B. Horn
Former Partner
Dentons

mba.org/compliance
14698

FIND MORE OFFERINGS

ON OUR WEB SITE
For a full list of offerings from
MBA Compliance Essentials,
visit mba.org/compliance

6MBA.ORG

MBA Research
Our research and economics group provides the most current and comprehensive
data and benchmarking tools to help your business with short- and long-term
strategic planning.

OVERALL INDUSTRY
OUTLOOK
Financial and Economic Forecasts
and Commentaries*
MBA issues monthly general
economic and mortgage finance
forecasts. This information is a
critical component of business
forecasting.

SINGLE-FAMILY
INDUSTRY DATA
MBAs industry-leading s ingle-family
research products and services
include economic forecasting and
analysis for all real estate finance
business areas. Historical data and
custom reports are also available.

OUR MEMBER FAVORITES

Builder Application Survey*
Mortgage Credit Availability
Index (MCAI)*
National Delinquency
Survey (NDS)**
Originations DataBook**
Weekly Applications
Survey (WAS)**

STUDIES TO
BENCHMARK
YOUR BUSINESS
How does your company measure
up? MBAs Peer Group Roundtables
and participant-only Benchmarking
Surveys provide invaluable insight
when measuring yourself against the
competition.

OUR MEMBER FAVORITES

PGR: MBA and STRATMOR
Peer Group Roundtables
Servicing Operations Study
and Forum for Prime and
Specialty Servicers (SOSF)
Performance Reports
Quarterly** and Annual

COMMERCIAL/
MULTIFAMILY
INDUSTRY DATA
MBAs Commercial/Multifamily
research group releases more than
20 reports per year, detailing the
$2.6 trillion real estate finance
industry.

OUR MEMBER FAVORITES

CMF Quarterly DataBook*
CMF Quarterly Origination Index*

SURVEY PARTICIPATION
You and your company can reach
your business goals and be a part
of the big picture by participating
in one or more of the many surveys
conducted by MBA.

ACCESS TO EXPERTS
Subject-matter experts from MBA
Research and Economics are
accessible to members to walk
through our data and reporting, or to
customize company-specific reports.

FIND MORE OFFERINGS

ON OUR WEB SITE
For a full list of offerings and
services from MBA Research
and to learn how to participate,
visit mba.org/research

Q2
Q
2
M
O
Q2
Q
MD
O
DN
2S
Beginning with the Q2 2014 release, MBAs analysis of mortgage debt
outstanding modifies the data from the Federal Reserves Financial
Accounts of the United States with respect to loans held in commercial
mortgage-backed securities (CMBS) and by real estate investment
trusts (REITs). The corrections create differences with previous
releases and with the Federal Reserve data. For more information,
please see the Appendix to this report.

CMF Annual Originator Rankings*

15489

MBA RESEARCH WORKSHOPS AND SYMPOSIUMS

ND
DS

COMMERCIAL/MULTIFAMILY
MORTGAGE DEBT OUTSTANDING|Q2 2015

NATIONAL DELINQUENCY SURVEY

mba.org/research
DATA AS OF JUNE 30, 2015
SINGLE-USER PRODUCT
Copying or other redistribution of this publication in whole or in
part violates U.S. copyright law as well as any applicable MBA
terms of use. Activities that are not permitted without MBAs advance
permission include photocopying, faxing, excerpting, forwarding
electronically and sharing of online access. No part of the data may be
reproduced, stored in a retrieval system, transmitted or redistributed
in any form or by any means. Multi-user licenses are available. Contact
MBAResearch@mba.org for more information.

MEDIA USE
Data are from a proprietary paid subscription service of MBA and are
provided to the media as a courtesy, solely for use as a background
reference. Permission is granted to news media to reproduce limited
data in text articles. Data may not be reproduced in tabular or graphical
form without MBAs prior written consent.
2015 Mortgage Bankers Association (MBA). All rights reserved,
except as explicitly granted.

mba.org/research

At key points each year, MBA Research offers relevant workshops and
symposiums presenting data and peer-to-peer information on trends and
issues that drive your business. MBA Research also leads annual events
to review results of our popular surveys and reports, such as the HR
Symposium, which reviews the outcome of our Performance Report.
Learn more at mba.org/research

THE VALUE OF MBA MEMBERSHIP

*Included in MBA membership

**Special member reports are
included in membership

News and Information

MBA brings you the news and information you need to keep up with
industry changes and trends, the impact on your business and solutions
for staying ahead of the curve.
You can get ahead of critical changes with MBAs suite of publications
and newsletters.
THE MBA NEWSLINK
PUBLICATION SUITE
The MBA NewsLink Publications
Group brings you timely, industry
news directly to your inbox.
Covering top news stories from
national publications and including
featured articles from MBA journalists,
our suite of digital newsletters gives
you access to the information that
matters most to your business in a
single, easy-to-read email.

MBA Servicing
NewsLink (weekly).

Mortgage Banking mobile apps are available in the Apple iTunes and
Google Play stores.

Mortgage Banking
T H E M AG A Z I N E O F R E A L E STAT E F I N A N C E

R E G U L AT O R Y C O M P L I A N C E

MBA Commercial/Multifamily
NewsLink (weekly), and

Mortgage Bankings in-depth coverage and industry analysis will

give you the information you need to stay on top of current and
future industry trends. MBA members receive complimentary
subscriptions to our award-winning monthly magazine. With
unlimited access to our desktop edition, Apple and Google apps; or a by taking
advantage of one of five print subscriptions you can stay abreast of the
current industry news.

MORTGAGE BANKING

MBA NewsLink (daily)

MORTGAGE BANKING MAGAZINE

APRIL 2014

Gearing Up
FOR Historic
REGULATORY
CHANGE

APRIL 2014

38

CFPBs
Punch
List

46

QM Rule
Explained

54 RESPA/

TILA
Reinvented

70

The
Thrift
Model

76 CREs

Lending
Outlook

According to our most

recent survey, more than
91 percent of readers find
Mortgage Banking magazine
to be valuable to their
daily business.*
*Research USA, 2015 Survey

8MBA.ORG

MBA Member Advantage

Our Member Advantage program will save you money on the products
and services you use to do business.

PROGRAM HIGHLIGHTS
FANNIE MAE DISCOUNTS
AND BENEFITS
Through our new partnership with
Fannie Mae, MBA members receive a
series of benefits, including:
Reduced Seller/Servicer
application and reactivation fees
Access to Fannie Maes Selling
Guide Support Team (SGST)
for up to one year for MBA
members who are in the
seller/servicer approval process
Free MBA member-only
educational webinars on a variety
of important topics, such as
Economic Mortgage Outlook
Access to the new Planning Your
Fannie Mae Training program

FREDDIE MAC DISCOUNTS

AND BENEFITS
MBA members can receive a series of
benefits through a new partnership
with Freddie Mac. Benefits for MBA
members who are approved Freddie
Mac Seller/Servicers include:

DISCOUNTED ACCESS
TO VALUABLE INDUSTRY
BUSINESS COOPERATIVES
MBA members can join popular
industry cooperatives, including
Capital Markets Cooperative (CMC)
and The Mortgage Collaborative
(TMC), at a reduced rate.

Access to special credit terms

Free customized training
webinars on a variety of subjects
to help improve your bottom line
Scholarships and discounts
for comprehensive instructorled training programs
Dedicated support to help us
do better business together
Benefits for MBA members who
wish to become Freddie Mac Seller/
Servicers include:
A reduced application fee
Dedicated support through
the application process

MBA HEALTH LINK

Our members have access to a
private exchange offering healthcare
and other employee benefits directly
to your company. MBA provides
this service as an exclusive member
benefit through a partnership with
Arthur J. Gallagher & Co., a U.S.based global insurance brokerage
and risk management services firm.

OTHER MEMBER
ADVANTAGE DISCOUNTS
Bankers Insurance Service
FedEx
Hertz
Hewlett Packard

BUSINESS EXPOSURE

Lender Careers

Find your target audience by advertising in our online and print

publications, by sponsoring or exhibiting at our events or simply
by maximizing your listing in our membership directory.

Office Depot

mba.org/memberresources

THE VALUE OF MBA MEMBERSHIP

UPS
Learn more about what the MBA
Advantage Program has to offer at
mba.org/memberresources

Get Involved in
Our Committees and Councils
MBA Members get exclusive access to participate in our committees
and councils in order to add unique perspectives and experience to the
collective power of the mortgage banking community. Through their
participation, members can drive our positions on the issues and challenges
that they face now, and in the future.

RESIDENTIAL
COMMITTEES
Financial Management

INTER-DISCIPLINARY
WORKING GROUPS AND
SUBCOMMITTEES

COMMERCIAL/
MULTIFAMILY COUNCILS
Investor Council

CFPB Regulations Working Group

Legal Issues and
Regulatory Compliance

FHA Subcommittee

Multifamily Council

Residential Loan Administration

Fraud Issues Subcommittee

Residential Loan Production

Litigation Subcommittee

Residential Technology

Regulatory Compliance
Subcommittee

Origination Council
Servicer Council

Risk Management and

Quality Assurance

Only MBA Members can

participate in MBA governance
and committees. Learn more
at mba.org/getinvolved

Tax Subcommittee

Secondary and Capital Markets

State Legislative & Regulatory

Add unique
perspectives
and experience
to the collective
power of the
mortgage
banking
community.

10MBA.ORG

Get Involved in
Our Networking Groups
Our members find that participation in market segment-specific networking
groups is a great way to connect with and learn from mortgage lending
executives who are facing similar challenges.

MEMBERS-ONLY
NETWORKS
Each of MBAs members-only
networking groups is managed by
expert MBA staff, but directed by
member leaders from the industry.
This means that each group focuses
on issues and topics that they
themselves identify as important.

SOME OF OUR MOST

POPULAR MEMBERSONLY NETWORKING
GROUPS

MBA CONNECT
As a member of an MBA committee
or network, you have access to MBA
Connect our online community.
MBA Connect provides a 24/7
platform for you to engage with
your industry colleagues and
MBA staff on issues related to
your committee or network. This
member-only tool allows you
to gain insight, stay abreast of
trending topics and connect with
peers, all from your mobile device
or desktop at your convenience.

Community Banks
and Credit Unions

THE MBA MEMBERSHIP

DIRECTORY
Get the unlimited access to industry
leaders and business partners you
need through our coveted online
membership directory, with a few
taps of your fingertips.

MBAS SOCIAL
PLATFORMS
Connect with colleagues virtually
24/7, 365 days a year on MBAs
social media platforms. Our LinkedIn
group is the largest in the industry
and growing.
Learn more at mba.org/social

Independent Mortgage Bankers

Warehouse Lenders

Groups are open to leadership and

senior management professionals
at MBA member companies. Most
groups meet regularly via phone and
several times a year in person.
Learn more at mba.org/
getinvolved

Connect with and learn from mortgage lending

executives who are facing similar challenges.

THE VALUE OF MBA MEMBERSHIP

11

Get Involved in
Our Advocacy Programs
We give our members the tools to SPEAK UP! As taxpayers, voters and
employers, you can utilize your power with elected officials.
Listed below are just a few ways our members leverage their voice to make
a tangible difference to the future of your industry. Get active today.

MORTGAGE ACTION
ALLIANCE (MAA)
Participate in MBAs free, nonpartisan, grassroots lobbying
program, the Mortgage Action
Alliance (MAA). Members take
part in Call to Action letterwriting campaigns, strengthening
the industrys voice and lobbying
power in Washington, D.C. and state
capitals on pending legislation.
Once youve joined, encourage your
staff to participate as well. You can
even work with MBA staff to send
an email to your employees to join
MAA through a simple enrollment
campaign.

ATTEND OUR
NATIONAL ADVOCACY
CONFERENCE
Join MBA and your industry
colleagues each year in Washington,
D.C. to stand up for the real estate
finance industry. This annual event
typically brings together hundreds
of industry participants on Capitol
Hill to educate lawmakers on the
potential impacts of proposed
legislation on their businesses, on
consumers and on the economy.

MORPAC
MORPAC, the Mortgage Bankers
Association Political Action
Committee, is the voluntary, nonpartisan Political Action Committee
(PAC) of the Mortgage Bankers
Association (MBA). It is the only PAC
that directly represents the interests
of the entire real estate finance
industry. Help elect or re-elect U.S.
Congressional candidates who
understand our industry.

MBA is the
most influential
and powerful
presence on real
estate finance
issues in the
country.

12MBA.ORG

Give Back with

MBA Opens Doors Foundation

The Mortgage Bankers Association

(MBA) is committed to giving
back to the communities we serve.
To that end, the MBA Opens
Doors Foundation sponsors
philanthropic activities focused on
home and community support.
The MBA Opens Doors
Foundation seeks to aid, nurture
and empower people and
communities by developing
and supporting programs that
promote and defend sustainable
homes for American families.
The Foundations first initiative makes
mortgage and rental assistance
payment grants to parents and
guardians with critically ill or injured
children, allowing them to take
unpaid leave from work and spend
precious time together without
jeopardizing their cherished homes.
The MBA Opens Doors Foundation
Mortgage and Rental Grant
Assistance Initiative is a program
by which designated health
care partners identify and
provide program information
to families that may benefit
from financial support.

Imagine choosing between

spending time with a critically ill
or injured child, or going to work
every day so you can pay your
mortgage or rent.

THE VALUE OF MBA MEMBERSHIP

13

It Pays to be an MBA Member

The Mortgage Bankers Association (MBA) is committed to providing our
members with unmatched value and unparalleled benefits. Whether its
watching the marketplace, advocating on their behalf in Washington, D.C.
and the states or keeping them apprised of important developments, it is
our goal to protect our members and support their success. The member
benefits overview below illustrates just how much you get with your
membership in MBA.

members only

free

discounted member rate

member
benefit

learn more

STAND UP FOR YOUR INDUSTRY WITH MBA

Shape your industry by joining an MBA Committee

mba.org/getinvolved

Speak directly to key decision makers via real time issue-specific visits to Washington, D.C.

mba.org/getinvolved

Lend your voice to the collective power of the industry when you join the Mortgage Action Alliance, Inc. (MAA)

mba.org/maa

Join hundreds of your industry peers in sharing our message at our annual
National Advocacy Conference in Washington, D.C.

mba.org/conferences

CONNECT WITH PEERS, INDUSTRY LEADERS AND BUSINESS PARTNERS

Connect with colleagues virtually all day, every day with our social networks

mba.org/social

Get unlimited access to industry leaders and business partners with our online directory

mba.org/membership

Network with peers at MBA Conferences and Conventions

mba.org/conferences

Participate in market segment-specific networking groups (ex. community lenders, IMB, warehouse lenders)

membership@mba.org

Promote your business through advertising/sponsorship/exhibiting

mba.org/conferences

ADVANCE YOUR BUSINESS AND YOUR CAREER

Get discounts, reduced fees and support on a number of services and
benefits through MBAs partnership with Fannie Mae

mba.org/newbenefits

Take advantage of discounts and incentives from Capital Markets

Cooperative (CMC) and The Mortgage Collaborative (TMC)

mba.org/newbenefits

Get timely information from MBA NewsLink electronic newsletters

mba.org/getnewslink

Explore in-depth interviews and analysis of industry issues with MBAs Mortgage Banking magazine*

mortgagebankingmagazine.com

Learn what you need to know to do business today with MBA Education

mbaeducation.org

Get critical guidance, model policies and procedures and staff training to help
your business comply with new and existing mortgage rules

mbaeducation.org/compliance

Anticipate and prepare for change through participation in advocacy and policy activities

mba.org/advocacy

Make better decisions using MBA research, economics and benchmarking study data

mba.org/research

Be recognized with the best of the best as a Certified Mortgage Banker (CMB) or Future Leader

mbaeducation.org/leadership

Get access to the best talent by posting job openings on MBAs Lender Careers Board

mba.org

Save money with MBAs Member Advantage Program

mba.org/membership

Access our Experts: Get direct access to MBA staff experts

mba.org/staff

MAKE A DIFFERENCE
Participate in the Opens Doors Foundation

mba.org/opensdoors

*A limited number of free subscriptions are included with MBA membership.

14MBA.ORG

The MBA Team

Our staff boasts more than 800 years in the real estate finance
industry. More than 33 percent of us have advanced degrees
and more than 50 percent have worked at MBA for five years or
more. Our members have full access to our expert staff and are
encouraged to contact us at any time, on any issue of concern
to your business.

Join Today
Our membership is growing.
Your competitors have joined us.
You should too.

Learn more: mba.org/join

Email us: join@mba.org
Call us: (800) 793-6222 (select option 1)

POCKET