UNIVERSITY OF MUMBAI

A PROJECT REPORT ON
commercial bank
A PROJECT REPORT SUBMITTED IN PARTIAL
FULFILLMENT OF THE REQUIREMENT FOR

BACHELOR OF MANAGEMENTSTUDIES

SUBMITTED BY:
Shivaji balu atugade

BATCHLOROF MANAGEMENT STUDIES

SEMESTER-V
2016-2017

UNDER THE GUIDANCE OF:

PROF: SUNANDA R. DONGARE

SANPADA COLLEGE OF COMMERCE & TECHNOLOGY

PLOT NO: 3, 4 & 5, SECTOR-2, SANPADA (EAST)

NAVI MUMBAI-400705

UNIVERSITY OF MUMBAI

A PROJECT REPORT ON
commercial bank

A PROJECT REPORT SUBMITTED IN PARTIAL

FULFILLMENT OF THE REQUIREMENT FOR
BACHELOR OF MANAGEMENT STUDIES (BMS)

SUBMITTED BY:
Shivaji balu atugade
Roll no: 05
BACHELOR OF MANAGEMENT STUDIES
SEMESTER-V
2016-2017

UNDER THE GUIDANCE OF:

PROF: SUNANDA R. DONGARE

ORIENTAL EDUCATION SOCITYS

SANPADA COLLEGE OF COMMERCE & TECHNOLOGY

PLOT NO. 3,4,5, SECTOR 2, SANPADA , NAVI MUMBAI 400705

CERTIFICATE
This is to certify that mr. shivaji balu atugade OF Third year of BACHELOR OF
MANAGEMENT STUDIES,
semester v has undertaken and completed the project work titled commercial
bank during the academic year 2016-2017 under the guidance of Prof. Sunanda
r. dongare submitted on

to this college in fulfilment of the curriculum of

Third year of bachelor of commerce in management studies, University of Mumbai.

This is a bonafide project work and the information presented is true and original to
the best of our knowledge and belief.

PROJECT GUIDE
PRINCIPAL
(PROF. SUNANDA DONGARE)

HEAD OF THE DEPARTMENT

(PROF. CHANCHAL KAUR)

(DR.D. M. MULEY)

SANPADA COLLEGE OF COMMERCE & TECHNOLOGY

PLOT NO: 3, 4 & 5, SECTOR-2, SANPADA (EAST)
NAVI MUMBAI -400705.
DECLARATION

I, SHIVAJI BALU ATUGADE, STUDENT OF SANPADA COLLEGE OF

COMMERCE

&

TECHNOLOGY

STUDIES

BACHELOR

OF

MANAGEMENT STUDIES, FIFTH SEMESTER; HEREBY DECLARE

THAT I HAVE COMPLETED THIS PROJECT REPORTON COMMERCIAL
BANK

DURING

THE

ACADEMIC

YEAR

2016-2017.

THE

INFORMATION SUBMITTED IS TRUE AND ORIGINAL TO THE BEST

OF MY KNOWLEDGE.

NAME: SHIVAJI BALU

ATUGADE
DATE:

ACKNOWLEDGEMENT
At the outset, I am thankful to my institute Oriental Education Society,
and the authorities, for providing me an opportunity to undertake my
BATCHLOR OF MANAGEMENT STUDIES, Semester V (201617), and also for sponsoring me to undertake project. I am thankful to
the management for giving me an opportunity to undertake my project
(COMMERCIAL BANK) under the guidance of Prof. Sunanda R.
Dongare as my mentor.
I would like to thank our Faculty guide, Prof. Mustak Deraiya
(Professor, Oriental Education Society), for providing valuable
suggestions and guidance during the project. His perspective has
encouraged me to incorporate a different dimension to the project
I am grateful to my colleagues for being a wonderful support a through
at the same time I am thankful to all my friends of Oriental Education
Society, for being with me at different junctures of need.
I also acknowledge great sense of gratitude to all those who have
enriched and improved my thinking, through their conversations,
thoughts, experience and guided me to complete this report.

NAME SHIVAJI BALU ATUGADE

EXECUTIVE SUMMARY
Commercial banks occupy a dominant place in the money market. They, as a matter of fact, form
the largest component in the banking structure of any country. They are the oldest, largest and
fastest growing financial institutions in India. They are profit making institutions, dealing in
money and credit. Commercial banks play a major role in the growth and development of the
country due to the modern organization and functioning, huge funds and wide network all over
the country.
Thus, they are like a reservoir into which flow the savings, the idle surplus money of households
and from which loans are given on interest to businessmen and others who need them for
investment or productive uses.
Commercial banks are very important source of institutional credit as they are the major
depository of peoples savings. They are very important devices for providing short term credit to
trade and commerce. Commercial Banks being repositories of deposits have played significant
role in garnering savings of the people particularly after the nationalization. Thus, they have
made praiseworthy efforts in pooling the savings.

TABLE OF CONTENTS

SR
NO

PARTICULARS

Introduction

Objective of the study

Scope of the study

Research methodology

Commercial bank

Case study of ICICI BANK & SBI BANK

Data analysis and interpretation

Finding

Recommendations

10

Conclusion

11

Bibliography

12

Questionnaire

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