Amlak

Full Doc

Documentation
Product
Property Type
Description

Amlak
Residential
Discounted Variable
Rate

Rental
Facility Rate (p.a.)

4.77%

Comparison Rate (p.a.)

4.88%

Maximum LVR
Principal & Rental Repayments
Rent Only Repayments
Weekly/ Fortnightly/ Monthly
Annual Fees
Split
Redraw
Redraw Fee^
Offset Account
Settlement Fee
Phone and Internet account access
Construction
Vacant Land*

$50K - $749K 90%

$750k - $1M 80%

nil
up to 4

nil

nil

Amlak
Fixed
Residential
Fixed
1y 4.21%
2y 4.21%
3y 4.21%
1y 4.82%
2y 4.77%
3y 4.73%
$50K - $749K 90%
$750k - $1M 80%

nil
up to 4
X
N/A
N/A
nil

The Comparison Rate is based on a finance of $150,000 over a twenty five years term. Fees and
charges may be payable.
Maximum of 5 or 10 years options available depending on certain conditions such as the LVR etc
The minimum split amount is $10,000.
^ Only manual redraws are charged fees.
* Construction Finance incur a one off fee of $120
Note: All Rates are subject to change before settlement. Issued: 24th August 2016
WARNING: This comparison rate is true only for the examples given and may not include all
fees and charges. Different terms, fees or other finance amounts might result
in a different comparison rate.

Tamleek and Murabaha Funded By MCCA Income Fund #

Full Doc

Documentation
Product

Tamleek

Variable Rental

Residential
Fixed 12-month

Facility Rate

Rental Facility Rate**

5.50%
5.57%
30 Years

7.00%
5.70%
30 Years

8.50%
8.63%
15 Years

$50K - $500K 80%

$501K - $750K 75%
$751k - $1M 70%

$50K - $500K 80%

$501K - $750K 75%
$751k - $1M 70%

nil

nil
X
X
nil
X

nil

nil
X
X
nil
X

Property Type
Description
Rental / Profit Rate (p.a.)
Comparison Rate (p.a.)
Term
Maximum LVR
Break Cost
Principal & Rental Payments
Rent Only Payments
Monthly Payments
Annual Fees
Split
Redraw
Settlement Fee
Construction
Vacant Land

Murabaha *
Fixed

Tamleek

Tamleek

Tamleek

Murabaha *
Fixed

6.50%
6.60%
30 Years

Commercial
Fixed 12-month
Rental Facility
Rate**
7.50%
6.70%
30 Years

9.00%
9.18%
15 Years

$50K - $500K 80%

$501K - $750K 75%
$751k - $1M 70%

$50K - $500K 70%

$501K - $750K 65%
$751k - $1M 65%

$50K - $500K 70%

$501K - $750K 65%
$751k - $1M 65%

$50K - $500K 70%

$501K - $750K 65%
$751k - $1M 65%

nil

nil
X
X
nil
X

nil

nil
X
X
nil
X

nil

nil
X
X
nil
X

nil

nil
X
X
nil
X

Variable Rental
Fixed

Facility Rate

Fixed

The Comparison Rate is based on a finance of $150,000 over a twenty five years term. Fees and charges may be payable.
LVR (Conditions apply)
Commercial Finance applications attract an application fee which is 0.75% of the finance amount
All residential investment properties attract an extra 0.25% loading on all rental facility rates quoted in the table.
* Murabaha only avalaible in Victoria
** $295 Capped Rate Facility Fee applies to all 12 month fixed rental facility rate products
# Waiting list applies for MCCA Income Fund property finance
Note: All Rates are subject to change before settlement. Issued: 15 August 2016

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other finance amounts
might result in a different comparison rate.

Tamleek and Murabaha Funded By MCCA Income Fund #

Self Certified

Documentation
Product

Tamleek

Maximum LVR
Break Cost
Principal & Rental Payments
Rent Only Payments
Monthly Payments
Annual Fees
Split
Redraw
Settlement Fee
Construction
Vacant Land

Tamleek

Tamleek

Variable Rental

Commercial
Fixed 12-month

Facility Rate

Rental Facility Rate**

Murabaha *
Fixed

6.00%
6.07%
30 Years

9.00%
9.13%
15 Years

7.00%
7.10%
30 Years

8.00%
7.20%
30 Years

9.50%
9.68%
15 Years

$50K - $500K 75%

$501K - $750K 70%
$751k - $1M 65%

$50K - $500K 75%

$501K - $750K 70%
$751k - $1M 65%

$50K - $500K 75%

$501K - $750K 70%
$751k - $1M 65%

$50K - $500K 70%

$501K - $750K 65%
$751k - $1M 65%

$50K - $500K 70%

$501K - $750K 65%
$751k - $1M 65%

$50K - $500K 70%

$501K - $750K 65%
$751k - $1M 65%

nil

nil
X
X
nil
X

nil

nil
X
X
nil
X

nil

nil
X
X
nil
X

nil

nil
X
X
nil
X

nil

nil
X
X
nil
X

nil

nil
X
X
nil
X

Variable Rental

Rental / Profit Rate (p.a.)

Comparison Rate (p.a.)
Term

Murabaha *
Fixed

Residential
Fixed 12-month
Rental Facility
Rate**
7.50%
6.21%
30 Years

Property Type
Description

Tamleek

Facility Rate

Fixed

The Comparison Rate is based on a finance of $150,000 over a twenty five years term. Fees and charges may be payable.
LVR (Conditions apply)
Commercial Finance applications attract an application fee which is 0.75% of the finance amount
All residential investment properties attract an extra 0.25% loading on all rental facility rates quoted in the table.
* Murabaha only avalaible in Victoria
** $295 Capped Rate Facility Fee applies to all 12 month fixed rental facility rate products
# Waiting list applies for MCCA Income Fund property finance
Note: All Rates are subject to change before settlement. Issued: 15 August 2016

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different
terms, fees or other finance amounts might result in a different comparison rate.

Fixed