1

H1 FY17 FINANCIALS
OCTOBER 28, 2016

INDEX

1. Key Highlights (IDFC Consol)

2. Entity wise P&L

3. Key Highlights - IDFC Bank

4. Business Highlights IDFC IDF

5. Business Highlights IDFC AMC

6. Fund Snapshot IDFC Alternatives

7. Business Highlights IDFC Securities

10

8. Shareholding

11

Key Highlights (IDFC Consol) H1 FY17

Securities

Balance Sheet

Revenue : 42 Cr

` 114,710 Cr

PAT : 7 Cr
Alternatives

Net worth
` 10,573 Cr

Fund Size : `17,716 Cr

No of Investments : 72
Revenue : ` 68 Cr
PAT: ` 12 Cr

PAT ` 463 Cr

AMC

Bank
O/s Credit ` 67,862 Cr
Income` 1,617 Cr
PAT ` 653 Cr
No of Customers: over
1.1 Million
Points of presence: 1154

AAUM: ` 55,333 Cr
Revenue: ` 146 Cr
PAT: ` 47 Cr

IDF
Loan Book: ` 1,931 Cr
PAT: ` 32 Cr
AAA by CARE and ICRA
4

* 1st April to 30th Sept, 16

IDFC vs. Nifty*

66%

12%

Entity wise P&L (H1FY17)

IDFC

Bank

AMC

Alternatives#

IDF

Securities

Others*

Total H1

Operating Income

127

1,617

146

68

40

42

114

2,154

Operating Expenses

15

600

75

50

29

778

Pre-Provisioning Operating
Profit

112

1,017

71

18

35

13

110

1,376

46

53

112

971

71

18

32

110

1,323

Particulars

Provisions
PBT
Tax, MI and Other Adjustments

861

PAT

463

* Others Projects, Securities Singapore, IDFC FHCL, IDFC Finance etc.

# includes IDFC Capital (Singapore)
5

All figures in ` Crore

Key Highlights IDFC Bank H1 FY17

Outstanding Credit$

PAT

` 67,862 Cr

74%

` 653 Cr

Net Adv.: `50,180 Cr

Credit Inv : ` 6,958 Cr
LC/BG: ` 10,724 Cr

Income

` 1,617 Cr

50,180
6,958
6,784
14,740
24,824
5,742

NII: ` 1,025 Cr
Non Int: ` 592 Cr

63%

1,791
11,733
10,434
29,132
5,627
19,001
12,120

CASA Ratio^

Network / Customers
Branches : 71
ATMs :32
Micro ATMs : 727

~ 1.25 Lac
GV :~10 Lac

NIM

EPS# / Book Value

2.3%

1.9 / 42.1
Loan: 3.0%

NII/Total

Expenses

Funding Mix (` 89,837)

CASA
FD
Infra Bonds
Bonds & Deb.
FC Loans
CBLO/Repo/LAF
Others incl CDs

1.4% / 9.3%

Q2 FY17: ` 388 Cr

Asset Mix (` 109,228)

Net Advances
Credit Inv.
Cash & Bank
Statutory Inv.
Trading Inv.
Other Assets

RoA / RoE

` 600 Cr

49%

C/I Ratio

Headcount

37.1%

3,145

HR: ` 295 Cr
Others: ` 305 Cr

Jun 16 : 2,702

HR/Total

Asset Quality

Capital Adequacy

IDFC Bank vs. Bankex

GNPL: 6.0%

7.8%

NNPL: 2.4%

Net RSA: 2.6%

Tier 1 : 18.7%

Outstanding Credit (FB+ NFB) grew 26% from ` 53,919 Cr as on Mar 31, 2016 to `
67,862 Cr as on Sep 30, 2016
Outstanding Funded Credit grew 17% from ` 48,813 Cr as on Mar 31, 2016 to `
57,138 Cr as on Sep 30, 2016

64%

19.2%
^ CASA Ratio = CASA / (CASA + FD+CD)
* 1st April to 30th Sep, 16
# for the period (annualised EPS : ` 3.8)

20%

Business Highlights IDFC IDF

Outstanding disbursements as of September 30, 2016 were ` 1,931 Cr across 34
companies
Total borrowings as of September 30, 2016 were ` 1,694 Cr including CPs of ` 120 cr
The portfolio includes exposure to a diversified set of borrowers across the infrastructure
spectrum including roads, power, education, healthcare and SEZs.
PAT as for the half year ended on September 30, 2016 is ` 32 Cr
Capital adequacy ratio is ~28.3%
Rating of AAA by CARE & ICRA

Business Highlights IDFC AMC

Particular

Sep-16

Jun-16

Mar-16

AAUM (for the month)

MF
IA

58,548
57,726
822

55,080
54,134
946

52,460
51,448
1,012

Equity AUM (%)

23.00%

23.00%

25.00%

Fund Snapshot IDFC Alternatives

Private Equity
Particular

1,858 2,903

RE
Total

IIF1

IIF2

Office
Fund*

REYF

SCORE

576

3,837

5,500

688

749

761

17,716

Fund I * Fun II Fund III Fund IV

Fund Size

844

Number of Investments
Number of Exit Events (Full &
Partial)

12

17

12

17

72

12

12

45

* Completely Exited

Infra

All figures in ` Crore

Business Highlights IDFC Securities

Increase in market share in FII, MF and DII segment

Healthy deal pipeline Investment banking

10

Shareholding
Sr. No
1
2
3
4
5
6
7
8
9
10
Corporate
Bodies
4.0%
Retail
18.1%

% of Top 10 shareholders
Name
GoI
Sipadan Investments (Mauritius)
The Royal Bank Of Scotland
Orbis Sicav - Asia Ex-Japan Equity Fund
UTI MF
First State Investments
Platinum Investment Management
Actis Hawk Limited
East Bridge Capital Master Fund Limited
Life Insurance Corporation Of India
30th Sept, 2016

MF
8.6%
GoI
16.4%

Corporate
Bodies
3.9%
Retail
17.8%

FII / FDI / NRI

/ FN
46.8%

11

FIs /
Insurance Co
/ Banks
6.1%

Category
GOI
FII
FII
FII
MF
FII
FII
FII
FII
Insurance Co.

Sep-16
16.4%
9.5%
8.8%
5.7%
2.6%
2.5%
2.4%
2.3%
2.1%
1.8%
30th June, 2016

MF
8.5%
GoI
16.4%

FII / FDI / NRI

/ FN
47.1%
FIs /
Insurance Co
/ Banks
6.4%

THANK YOU