Conditions

Plan Name
Accident
Ambulance

ICICC Lombard
Complete Health
Yes
1500 per event

Avg claim settlement time

Claim Settlemnet Ratio
Co - Payment
Convalesence
Daily Cash
Donor
Health Check Up

4 hours cash less

93%
NO

Hospitals

10000 one of
min 3 days max 10 days - 2000 per day
Add on - 33,000
2 health check up only floater per annum
yes

Maternity

3 year WP, Add On

Medical Test
No Claim Bonus
Non Network
OPD
Pre and Post
Pre Existing Diseases
Premium Loading
Renewability
Restoration
Specific Waiting Period
Sub Limits
Termination

Yes - 2000 per head; return 50% if policy taken

max 50%
OK 15-20 days
Add on, 6-7k

TPA
Premium

In house
22, 371 per annum

2 years
NO
LIFE LONG
NO
2 years
NO
45 days min portability

Pass: sank1988

Apollo Munich
Royal Sundaram
Future Generali
Optima Restore life line supreme
Yes
Yes
Yes
2000 5000 per event
1500 per event

STAR Health

IFFCO TOKIO

cashless card 1-2 hrs same day

95.23%
no

87%
NO

no
add on
500 per day max 6 add on
upto SI
upto SI
only above 15 lakhannually
yes
yes

4 years WP

no
25% SI
no
yes

no, 25 lakhs policy

and after 3 years 2 years

free if policy issu

50% per year max
14 days
no
60 & 180 days
3 years
no
life long
Yes
2 years
no

FREE and
complete refund
20% pa max 100
10 days
no
60 and 90 days
3 years
no
life long
yes
2 years
no
30 days min

in house
24 393

Cashless TPA
Reimbursement In
house
20 197 per annum
Cover Alternate treatments; Shift between hospital upto 1 lakh;
Surya, 044 7117 7117 ext 7109

Neelam Bisht

1000
50% per annum max 100. In case of claim following year no cla
4 days
10% SI
60 and 90
2 years 50% and 4 years complete
no
life long

SBI General

Reliance

Max Bupa

im following year no claim bonus is halved.

Religare
Care
Yes
2000

92%
no

no
no

1,00, 000 only

annually
yes

no

60% upto 150%

30& 60

auto recharge
single private room

25862

upto 1 lakh;
Raghav Sharma

Conditions
Accident
Ambulance
Avg claim settlement time
Claim Settlemnet Ratio
Covalesence

Daily Cash
Donor
Health Check Up

ICICC Lombard

Apollo Munich

Royal Sundaram

min 3 days max

10 days - 1000
per day

Hospitals

Maternity
Medical Test
No Claim Bonus
Non Network
OPD
Plan Name
Pre Existing Diseases
Premium
Premium Loading
Renewability
Restoration
Specific Waiting Period
Sub Limits
Termination
TPA

9500

10411

6753

Future Generali

STAR Health

IFFCO TOKIO

SBI General

Reliance

Religare

8, 731

Conditions
Accident
Ambulance
Avg claim settlement time
Claim Settlemnet Ratio
Covalesence

Daily Cash
Donor
Health Check Up

ICICC Lombard

HDFC ERGO Apollo Munich

min 3 days max

10 days - 1000
per day
NO

Hospitals

Maternity
Medical Test
No Claim Bonus
Non Network
OPD
Plan Name
Pre Existing Diseases
Premium
Premium Loading
Renewability
Restoration
Specific Waiting Period
Sub Limits
Termination
TPA

3375

7437

Royal Sundaram

Add on 700 extra

4332

Future Generali

STAR Health

IFFCO TOKIO

SBI General

Reliance

religare

5786