XCyPtyLtdCompanyPrivacyPolicy

YOURPRIVACY

AtXCyPtyLtd(XCy),wearecommittedtoprotectingcustomerprivacy.XCyrespectstheprivacyandconfidentialityoftheinformationprovidedby
youandadherestotheAustralianPrivacyPrinciples.

Ifyouhaveanyquestionsorconcernsatanytimeaboutourprivacypolicyortheuseofyourpersonalinformation,pleaseContactusandwewill
respondwithin2businessdays.

COLLECTIONOFYOURINFORMATION

Wereceiveandstoreinformationyouenteronourwebsiteorgiveusinanyotherway.Basiccontactinformationsuchasyourname,phone
number,address,andemailaddresswillbecollectedtoenableustosendyouinformationorprocessyourproductorder.Wemayalsocollect
additionalinformationfromyouincludingwhenyouapplyforacreditaccount,whenyouprovidefeedback,whenyouchangeyourcontentoremail
preferenceswithus,respondtoasurvey,orcommunicatewithXCycustomersupport(PersonalData).

Wemayalsocollectinformationaboutyoufromouraffiliatedorpartnercompanies,frompubliclyavailablesourcesofinformationandfromcredit
reportingandfraudcheckingagenciesandcreditprovidersforcreditrelatedpurposes.

STORAGEANDSECURITYOFYOURINFORMATION

XCystrivestoensurethesecurity,integrityandprivacyofpersonalorcompanyinformationandwilluseallreasonablemeanstoprotectthe
confidentialityofyourPersonalDatawhileinourpossessionorcontrol.

AllcustomerinformationXCyreceivesisencryptedandprotectedbyoursecureservers.Ourwebsiteandserversystemsareregularlyupdated.We
donotstorecustomercreditcardinformation.

INFORMATIONACCURACYANDCURRENCY

XCystrivestoensuretheaccuracyandcurrencyofinformationandthatallreasonablestepsaretakentocorrectorupdatetheinformationwehold
ifthatinformationisnotaccurate,uptodateandcomplete.

YoumayupdateyourinformationatanytimebyadvisingusviaemailorviaourwebsiteContactuspage.

USEOFYOURINFORMATION

Wemayuseinformationcollectedfromyouforthepurposeofprovidingyouwithdirectmarketingmaterial,updatesregardingourwebsiteand
informationintheformofanewsletter.Thiswillonlyapplyifyouhaveregisteredorsubscribedtosuchpublications.Howeverifyouwishtocease
receivinganysuchinformationyoumayletusknoweitherbyemailorunsubscribingatanytimeandyourrequestwillbeactionedassoonas
possible.

Wemayalsouseinformationcollectedinundertakingriskassessmentandmanagement,ingatheringdatanecessaryforourorganisationsfunctions
includingdealingswithinsurancebrokersandinsurers,creditreportingagencies,financialinstitutions,serviceproviders;andindustrygroupshaving
alegitimatereasontoreceivesuchinformation.

Wemayuseyourinformationinageneralsensewithoutanyreferencetoidentitiesorentitiestocreatemarketingstatistics,identifyuserdemands
andtoassistitinmeetingcustomerneeds.Inaddition,wemayusetheinformationthatyouprovidetoimproveourwebsiteandservices.

Personalinformationandcompanydetailsarenotusedforanyotherpurpose.Informationisonlysuppliedtoathirdpartysupplierwhenitis
requiredbylaw,forgoodsorserviceswhichyouhavepurchased,ortoprotectXCycopyright,trademarksandotherlegalrights.Totheextentthat
wedoshareyourPersonalDatawithaserviceprovider,wewouldonlydosoifthatpartyhasagreedtocomplywithourprivacystandardsas
describedinthisprivacypolicy.SomeofourserviceprovidersmaybeoverseasandmaynotbesubjecttoAustralianPrivacyLaws.Pleasecontactus
ifyourequirespecificdetails.

Anynonpersonalinformation,communicationsandmaterialyouprovidetous,orwhichweobtainfromthirdpartieswithoutpromisesof
confidentiality,maybekept,usedanddisclosedbyusonanonconfidentialbasis.Wearefreetouseandreproduceanysuchinformationfreely,
andforanypurposewhatsoever.Specifically,wewillbefreetouseanyideas,concepts,knowhowortechniquescontainedinsuchinformationfor
anypurpose,includingdeveloping,manufacturingormarketingproducts.

XCydoesnotandwillnotsellordealinpersonalorcustomerinformation.

Finally,ifthereisachangeofcontrolinourbusinesses(whetherbymerger,sale,orotherwise),orasaleortransferofitsassets,customer
information,whichmayincludeyourPersonalData,couldbedisclosedtoapotentialpurchaserunderanagreementtomaintainconfidentiality,or
couldbesoldortransferredaspartofthattransaction.Importantly,wewouldonlydiscloseyourinformationingoodfaithandwhererequiredby
anyoftheabovecircumstances.

WEBSITECOOKIES

Acookieisasmallfileplacedinyourwebbrowserthatcollectsinformationaboutyourwebbrowsingbehaviour.Useofcookiesallowsawebsiteto
tailoritsconfigurationtoyourneedsandpreferences.Cookiesdonotaccessinformationstoredonyourcomputeroranypersonalinformation(e.g.
name,address,emailaddressortelephonenumber).Mostwebbrowsersautomaticallyacceptcookiesbutyoucanchoosetorejectcookiesby
changingyourbrowsersettings.However,thismaypreventyoufromtakingfulladvantageofawebsite.

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XCyPtyLtdCompanyPrivacyPolicy
Ourwebsiteusescookiestoanalysewebsitetrafficandhelpusprovideabetterwebsitevisitorexperience.Inaddition,cookiesmaybeusedtoserve
relevantadstowebsitevisitorsthroughthirdpartyservicessuchasGoogleAdwords.Theseadsmayappearonourwebsiteorotherwebsitesyou
visit.

WEBSITELINKS

Ourwebsitemaycontainlinkstootherwebsites.Theselinksaremeantforyourconvenienceonly.Linkstothirdpartywebsitesdonotconstitute
sponsorshiporendorsementorapprovalofthesewebsites.PleasebeawarethatXCyisnotresponsiblefortheprivacypracticesofsuchother
websites.Weencourageouruserstobeaware,whentheyleaveourwebsite,toreadtheprivacystatementsofeachandeverywebsitethatcollects
personallyidentifiableinformation.Ourprivacypolicyappliessolelytoinformationcollectedbyourwebsite.

AMENDMENTOFPRIVACYPOLICY

Wereservetherighttochange,modify,addorremoveportionsofourprivacypolicy,withoutnotice,atanytime.Allchangeswillbeeffective
immediatelyuponpostingonourwebsite.Youareadvisedtocheckthepolicypriortousingourwebsitetoensureyouareawareofanychanges.

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