TRAINING & CERTIFICATION

eLearning Solutions

HOURS OF STUDY:

Agribusiness Lending

10-12

Credit risk assessment and lending decision skills for the agribusiness lender

Overview
Our Agribusiness Lending eLearning curriculum is specifically designed with the agribusiness
lender in mind. Upon completion of this program, learners will be able to:

TARGET AUDIENCE
This program is recommended
for banks, investment institutions
and departments that engage
in agricultural lending or assess
agribusiness risks. Specifically:

Assess the factors associated with an lending to agricultural businesses, in order to make
sound lending decisions, and

Utilize techniques for mitigating risks that affect overall borrower creditworthiness
Additionally, our program assesses the learners ability to work through a real farm lending
scenario through a practical simulation of the full application, analysis, and decision process.
We combine the functionality and flexibility of the web, sound instructional design, and
Moodys Analytics proven training techniques to optimize training relevance and keep the
learner engaged.

Agribusiness lenders and

relationship managers
Agribusiness loan analysts
and underwriters
Client-facing staff that work
with farm-related clients

PROGRAM MODULES
Agribusiness Lending content is accessible over the Internet and is presented in the following five modules:
Agribusiness
Fundamentals

Agribusiness
Accounting

Inspections
& Appraisals

Qualitative
Risk Assessment

PROGRAM COMPONENTS

SUPPLEMENTAL FEATURES
1 Interactive Lessons

2
3

Credit Risk
Mitigation

Students learn essential content, understand how

it should be applied, and test their knowledge

2 Assessments
Learners are challenged to apply their knowledge
and demonstrate mastery of required skills.

3 Administrative Tools
Sponsors of the learning program can monitor
participation, assess performance, and access
critical detail to support mentoring and
additional training.

Learn more at moodysanalytics.com/elearning

Our curriculum can be supplemented with

additional features and functions that
enhance the learning experience.
Custom Simulations

WebClass

Mentoring

Agribusiness Lending | eLearning Solutions

Credit risk assessment and lending decision skills for the agribusiness lender

CONTENT DETAIL BY MODULE

Lesson 1 Agribusiness Entities describes different legal structures
for agricultural entities and discusses the comparative advantages
and disadvantages of each.

Lesson 9 Equipment/Machinery Appraisals discusses appraisals

and their role in assessing the sufficiency of such assets for security
purposes, as well as the role of these critical assets in the ongoing
operational success of the enterprise.

Lesson 2 Borrowing Needs helps provide answers to two critical

questions: Why do farms need to borrow money? For what purpose
will the money actually be used?

Lesson 10 Agribusiness Real Estate Appraisals provides insights

into considerations and techniques involved in the real estate
appraisal process for agricultural properties.

AGRIBUSINESS FUNDAMENTALS

Lesson 3 The Credit Decision Process provides a framework

for the credit risk analysis process, with a focus on the borrowers
financial performance.

QUALITATIVE RISK ASSESSMENT

AGRIBUSINESS ACCOUNTING

Lesson 11 Market Risk Assessment and the Competitive

Marketplace explores trends in the competitive marketplace, their
impact on farms, and the implications they have for credit risk.

Lesson 4 Agribusiness Accounting focuses on how financial

statements are constructed in the agricultural sector and the general
rules of construction they follow

Lesson 12 Economic, Environmental and Business Cyclicality

discusses the impact of economic, environmental and general
business cycles on the success of the agricultural enterprise.

Lesson 5 Financial Risk Assessment addresses financial data and

what it says about a farms condition and direction and ultimately
about its ability to service debt.

Lesson 13 Management Risk Assessment explores management

tasks and capabilities as they relate to farm operations, together with
management integrity and the critical role well-conceived succession
plans play in ongoing enterprise success.

Lesson 6 Cash Budgeting and Expansion Planning addresses the

budgeting, how cash budgets are used to determine process and
how cash resources will be acquired and allocated over time by the
agribusiness entity.
Lesson 7 Sensitivity Analysis provides insight into the description,
role, and value of sensitivity analysis in the credit risk assessment
process as it applies to agribusiness loans.
INSPECTIONS AND APPRAISALS

CREDIT RISK MITIGATION

Lesson 14 Repayment Sources highlights key sources of

repayment, issues affecting repayment, and the ability of the
agricultural borrower to service debt in a timely way.
Lesson 15 Credit Enhancements and Risk Mitigation focuses on
additional support and/or credit enhancement techniques that
can be considered as part of overall loan structure.

Lesson 8 Field Inspection addresses the factors to be looked for

while making a field inspection and discusses the importance of
building inspections into a regular, objective risk monitoring plan.

CONTACT US
Visit us at moodysanalytics.com or contact us at a location below:
AMERICAS
+1.212.553.1653
clientservices@moodys.com

EMEA
+44.20.7772.5454
clientservices.emea@moodys.com

ASIA (EXCLUDING JAPAN)

+85.2.3551.3077
clientservices.asia@moodys.com

JAPAN
+81.3.5408.4100
clientservices.japan@moodys.com

Copyright 2012, Moodys Analytics, Inc. All Rights Reserved.

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