RICHARD L.

KAHL
Email: rlkahl53@gmail.com
Arlington, TX

76018

Cell: (214) 356-1198

http://linkedin.com/in/rickkahl

Summary of Qualifications
- Certified Internal Auditor (CIA)
MBA Banking / BS Management
Financial Analyst / Compliance / Risk and Controls
Strong Analytical, Communication, and Organizational Skills.
A seasoned financial services professional with extensive experience in diverse areas of banking including Audit, Risk and Control, SOX,
Operations, Financial, Compliance, and Commercial Lending. Proven history of identifying control gaps in high-risk operational areas,
assessment of risk, leading business unit management in mitigation, monitoring progress and providing clear and concise correspondence
of resolutions.
Business Experience
2009 2016
VP, Business Control Officer
Citibank N.A.
Irving, TX
Responsible for identifying control and/or compliance gaps and monitoring resolutions for numerous business units
within the Citi Commercial Bank Credit Delivery Operations groups including Commercial Loan Operations,
Commercial Service, Liabilities, Research & Investigations, and Operations Support Services; manage and monitor
corrective action plans for self-identified and Internal Audit identified control gaps; provide oversight and guidance for
system entitlements, compliance and training, governance; actively participate in internal projects to enhance the client
experience involving Commercial Liabilities Account Opening Centralization, Branch Network New Account Quality
Control Review, and Redundant Site formation.
2005 2009

VP, Audit and Risk Review Manager

Citigroup
Irving, TX
Planned, coordinated and lead internal audits and business monitoring projects involving financial, operational, and
compliance related areas for various business entities within Citigroup. Responsibilities include assessing and ranking
the control risks and the adequacy of internal controls in mitigating such risks as required by Sarbanes-Oxley 404,
determine compliance with business policies/procedures and supervisory regulations, and guide and direct staff auditors
and resolve internal audit issues by working closely with the business owners.

2002 2005

Internal Audit Manager

Ernst & Young. LLP
Dallas, TX
Planned, coordinated, and monitored internal audits involving financial, operational, and compliance related areas for
various types of clients including financial services, real estate, and consumer products; assessed the risks and
adequacy of internal controls in mitigating such risks as required by Sarbanes-Oxley 404, determined compliance with
client policies/procedures and supervisory regulations, guided and directed staff auditors, addressed complaints and
resolved internal audit issues by working closely with the clients Internal Audit liaison.

2001 2002

Internal Audit Manager

Applied Card Systems, Boca Raton, FL
Planned, coordinated, and monitored internal audits involving financial, operational and compliance related areas
within the organization; assessed the adequacy of internal controls, determined compliance with bank and supervisory
regulations and policies/procedures, monitor the status on audit exceptions; guide and direct staff auditors, address
complaints and resolve problems; initiate the development of new or revised internal audit policies, methods, and
procedures.

20002001

Senior Auditor
Republic Security Bank, West Palm Beach, FL
Planned and conducted internal audits involving financial, operational and compliance related areas within the bank;
assessed the adequacy of internal controls, determined compliance with bank and supervisory
regulations and policies/procedures; prepared written reports of audit findings together with corrective
action recommendations; participated in the development of bank procedures and controls indicated through scheduled
audit reviews.

Education
1991
MBA - Banking
1979
BS Degree Management /Finance
Certifications
2008
Certified Internal Auditor (CIA)

Nova Southeastern University, Ft. Lauderdale, FL

Virginia Commonwealth University, Richmond, VA
Member - Institute of Internal Auditors Dallas Chapter