1.

: Banking

: Banking

: 5B050900-Finance, 341,342

:50

:30

:3

: 2015/2016

2.
1

Banks shall be established in the form of:

Which of the following cannot be called as a Debt from the perspective of Commercial Bank?

What is the legal definition of a bank?

4 Banks are authorized and regulated by which organization?

5 Which of the following statements is true regarding a letter of credit?

6 Which of the following are the parts of the financial system?

7 The purpose of central banks is:?
8 Banks:
9 Money:
10 Financial markets:
11 The Kazakhstan Stock Exchange is a(n):
12 A regular checking account that doesnt pay interest is also known as a
13 All of the following are true for commercial banks except

14

A bank requiring a higher interest rate on an automobile loan than on a home mortgage loan is demonstrating the core
principle that says:

15

A bank's assets include:

16

The primary asset held by banks are:

17

Which of the following bank is not commercial bank ?

18

According to the concept of compound interest, a saving deposit

19

Transaction accounts differ from nontransaction accounts in that:

20 The primary reason for the existence of central banks today is to:

21 Monetary policy in the countries that are part of the European Monetary Union is controlled by the:

22 The largest liability to banks are:

23 Measures of bank NOT profitability include:
24

Liquidity risk:

25

To manage credit risk:

26

Which of the following is a bank liability?

27

The main factor in whether a bank can survive a bank run during a bank panic is the bank's:

28

Which of the following is a repo?

29

The risk that arises from a mismatch between the maturities of the two sides of a balance sheet is:

30

Banks face risks that differ from those faced by nondepository institutions in that banks primarily hold:

31

A bank's Return on Equity (ROE). is calculated by dividing:

32

Which of the following is NOT method of payments

33

Increased competition among banks:

34

Which of the following correctly states the relationship regarding banks' balance sheets?

35

One of the unique problems that banks face is:

36

Central banks perform each of the following EXCEPT:

37

---------------is classified as a liability for a commercial bank:

38

------------------is a primary policy tool of the Central Bank:

39

----------is a component of the liability side of the commercial banks balance sheet:

40

Every country with high inflation has ____________ money growth:

41

The European System of Central Banks is made up of:

42

Increases in price level will ____________ the purchasing power of money:

43

The role of financial intermediaries in the economy is to

44

On a banks balance sheet, __________________ are assets and ________________ are liabilities

45

Suppose that total reserves = $1,000,000, demand deposits = $5,000,000, and the legal reserve requirement is 10 percent. How
large are the banks excess reserves?

46

Central bankers must clearly state their policy goals:

47

Contrary to what the economy really needs, the banking system tends to __________ during periods of recession and
__________ during periods of prosperity

48

Central bank independence:

49

In the Republic of Kazakhstan monetary policy is carried out by

50

Which of the following is an example of a barter transaction?

51

Deflation refers to

52

Which of the following represented the largest asset on the balance sheet of banks?

53

Demand deposits mean

54

Time deposits means

55

Microprudential regulation:

56

To constitute a person as a customer

57

An mortgage should be created in respect of

58 Which of the following is not a party to a letter of credit:

59 Banks use savings account deposits to:
60 Net Interest income is
61 Interest rate risk is a type of
62 Capital requirements take two forms, including:
63 Which of the following cannot be described as indirect finance?

64 Which of the following is a depository institution?

65 The difference between a bank being insolvent and a bank being illiquid is:

66 At the reporting date the share of assets banking sector to GDP is

67 The share of the loan portfolio in GDP
68 The share of the 5 largest banks in total assets of banks amounted to
69 A bank failure is more likely to occur when:

70 ---------------measures how efficiently a bank uses its assets:

71 -----------refers to the risk assessment and loss reimbursement guarantee by the individual risk experts of the relevant field:

72 The euro is the name for:

73 The number of commercial banks operating in the territory Kazakhstan, with foreign participation

74 The theory of efficient markets:

75 If information in a financial market is asymmetric, this means:
76 Kazakhstan Development Bank is
77 The number of commercial banks operating in the territory Kazakhstan

78 The transaction in which central bank buys or sells foreign currency reserves is known as:

79 ---------------is determined by the central bank and the behavior of the banking system:

80 Which of the following are commonly functions of the central bank?

81 Which answer below would be a benefit in investing your funds in a financial institution, like a bank?

82 Which of the following is NOT a key financial service provided by the financial system?

83 What is a central bank?

84 Which function of money conveniently allows a way of placing value on goods and services?

85 Derivative markets exist in order to:

86 What is one method that a saver may directly lend to a borrower?
87 What are investment banks?
88 The worlds largest banks are located in
89 When a banks assets fall below the value of its liabilities it is referred to as

90 In what amount should be formed the minimum authorized capital of commercial bank

91

The possibility that a bank cannot meet its financial obligations due to the late receipt of payments experienced by other
institutions is known as

92 The earliest central banks were established in

93

The phenomenon in which large numbers of bank customers lose confidence in the ability of banks and seek to liquidate their
deposits is known as a

94 A central bank can prevent insolvency of private banks by

95 An open-market operation occurs when a central bank
96 Reserve requirements are
97 The primary purpose of reserve requirements is to

98 In modern economies, _____________________ receive money from savers and provide funds to borrowers.

99 ___________are funds that the bank keeps on hand that are not loaned out or invested in bonds

100

In what amount should be formed the minimum authorized capital of the National Bank

101 Which of the following is NOT included into process of underwriting stocks and bonds

102 The process of banks making loans in financial capital markets is intimately tied to the:

103 Banks typically come under financial stress because of:

104

If loans become far less available, then sectors of the economy that ______________ like business investment, home
construction, and car manufacturing can be dealt a crushing blow.

105

_________________________ are a form of deposits held in banks that are available by making a cash withdrawal or writing a
check.