Professional Documents
Culture Documents
It is always suggested to make use of [ Copy > Paste Special > Value ] command for copy-paste purpose as it keep
For carrying out CRA, use CRA package available at ftp://10.31.0.37 CRA REVISED folder
Data need to be filled in Light Green / Blue shaded cells wherever required
Opening SIP / FG in the Oper. St. appears only after the 'Net Sales' data is fed in the Oper. St.
Disclaimer:
Please
verify the data generated in the CMA with your manual working or with existing CMA working
sheet suggested by the Bank. In case of any discrepancy, be guided by Bank's instructions.
Kindly also bring the discrepancy to my notice for further modifications.
This CMA working sheet is for Internal Circulation within the SBI Group and therefore
STRICTLY NOT to be shared with outsiders.
For any Query / Suggestion, please contactVIKRAM PRIYAVART
RM (Mid Corporates)
SBI Commercial Branch, Bhopal
email: vikram.p@sbi.co.in
Date: 01-MAR-2016
Oct 1, 15
atest CMA / CRA package can
lso
be downloaded
from use
otected
sheets for customised
p://10.31.0.37 CRA REVISED
older.
ed in the Ratio Main sheet as per the revised Regular CRA models
MARCH
2018-19
EST.
MARCH MARCH
2019-20 2020-21
PROJ.
PROJ.
Opening balance of
Depreciation
Kindly fill the following data to carry forward the previous year's B/S figures and to make
2015-16
2016-17
2017-18
2018-19
2019-20 2020-21
2015-16
2016-17
2017-18
2018-19
2019-20 2020-21
TOL/Adj. TNW
Current Ratio
NWC
GDSCR
ROE
Gross Block
b) Estimates of last sanction (for CRA Validation ratios)
2015-16
2016-17 2017-18
Total Assets
TCA
TOL
PAT/Net Sales
Retained Profit
Retained Profit / TA
Net Cash Accruals (NCA)
NCA / Total Debt (TOL)
PBDIT / Intt. (ICR)
As above
ROCE
Inventory/Net Sales +
Recv./Gross Sales (days)
c) Estimates of last sanction (for TL Intt. Reset Trigger ratios)
2015-16
2016-17 2017-18
Current Ratio
TOL/TNW
Intt Coverage Ratio (ICR)
ROCE
GDSCR
d) Estimates of last sanction (Movement of long term funds)
2015-16
2016-17 2017-18
Net Cash Accruals
Equity Funds (Net Worth)
Term Loans > 1 YR
All Others (Other Term Liab)
TOTAL
Capex
All Others (Non Current)
TOTAL
LONG TERM SURPLUS/DEFICIT
e) Estimates of last sanction (Inventory & Receivables)
2015-16
2016-17
RM- Imported- Amount
RM- Imported- Days
RM- Domestic- Amount
RM- Domestic- Days
SIP- Amount
SIP- Days
2017-18
2018-19
2019-20 2020-21
2018-19
2019-20 2020-21
2018-19
2019-20 2020-21
2018-19
2019-20 2020-21
FG- Amount
FG- Days
Receiv.- Exports- Amount
Receiv.- Exports- Days
Receiv.- Domestic- Amount
Receiv.- Domestic- Days
S. Cr- Amount
S. Cr- Days
OCA- Amount
f) Estimates of last sanction (Assessed Bank Finance)
2015-16
2016-17
Inventory/Net Sales + recv./gross
sales (days)
2017-18
2018-19
2019-20 2020-21
2017-18
2018-19
2019-20 2020-21
S Cr / TCA
ABF/TCA (%)
OCL/TCA (%)
OCA/TCA (%)
LC/SC (%)
g) Estimates of last sanction (Efficiency Ratios)
2015-16
2016-17
Net Sales/TTA (times)
PBT/TTA (%)
Op Cost/Sales (%)
ABF/TCA (%)
Inventory/Net Sales +
Recv./Gross Sales (days)
Interest / Cost of Sales (%)
ABF/Gross Sales (%)
year's B/S figures and to make adjustments in B/S for following years (if any)
2021-22 2022-23 2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31
2021-22 2022-23 2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31
2021-22 2022-23 2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31
2021-22 2022-23 2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31
2021-22 2022-23 2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31
2021-22 2022-23 2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31
2021-22 2022-23 2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31
2021-22 2022-23 2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31
FEBRUARY
MARCH
APRIL
MAY
AUGUST
OCTOBER
NOVEMBER
CECEMBER
Select the FY
WDV METHOD
Rate of Dep.
Description
Net Block
Proposed
Add. In H-I
Prev. Yr
2016-17
DEP SUMMARY
Net Block
Proposed
Add. In H-I
2017-18
2016-17
2016-17
2016-17
2016-17
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2021-22
0.00
2022-23
0.00
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
TOTAL
Dep
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2017-18
0.00
2018-19
0.00
2019-20
0.00
2020-21
0.00
2017-18
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2023-24
0.00
2024-25
0.00
2025-26
0.00
0.00
2016-17
0.00
Dep
Net Block
Proposed
Add. during
the year
2017-18
2017-18
2018-19
2018-19
2018-19
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2026-27
0.00
2027-28
0.00
2028-29
0.00
2029-30
0.00
2030-31
0.00
2031-32
0.00
2032-33
0.00
Dep
Net Block
Proposed
Add. during
the year
Net Block
Proposed
Add. during
the year
Dep
Net Block
Proposed
Add. during
the year
Dep
2019-20
2019-20
2019-20
2020-21
2020-21
2020-21
2021-22
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2033-34
0.00
2034-35
0.00
2035-36
0.00
Dep
Net Block
Proposed
Add. during
the year
2021-22
2021-22
2022-23
2022-23
2022-23
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Dep
Net Block
Proposed
Add. during
the year
Net Block
Proposed
Add. during
the year
Dep
Net Block
Proposed
Add. during
the year
Dep
2023-24
2023-24
2023-24
2024-25
2024-25
2024-25
2025-26
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Dep
Net Block
Proposed
Add. during
the year
2025-26
2025-26
2026-27
2026-27
2026-27
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Dep
Net Block
Proposed
Add. during
the year
Net Block
Proposed
Add. during
the year
Dep
Net Block
Proposed
Add. during
the year
Dep
2027-28
2027-28
2027-28
2028-29
2028-29
2028-29
2029-30
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Dep
Net Block
Proposed
Add. during
the year
2029-30
2029-30
2030-31
2030-31
2030-31
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Dep
Net Block
Proposed
Add. during
the year
Net Block
Proposed
Add. during
the year
Dep
Net Block
Proposed
Add. during
the year
Dep
2031-32
2031-32
2031-32
2032-33
2032-33
2032-33
2033-34
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Dep
Net Block
Proposed
Add. during
the year
2033-34
2033-34
2034-35
2034-35
2034-35
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Dep
Net Block
Proposed
Add. during
the year
Dep
Net Block
2035-36
2035-36
2035-36
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
AMOUNT IN
As per profit and loss account actuals/estimates/projections for the year ended/ending
31ST
1 Gross Sales
i) Domestic Sales
ii) Export Sales
iii)
iv) Other Income
TOTAL
MARCH
MARCH
2015-16
EST.
56.80
2016-17
2017-18
PROJ.
PROJ.
62.50
70.00
MARCH
MARCH
MARCH
2018-19
2019-20
EST.
PROJ.
0.00
0.00
0.00
56.80
62.50
70.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
56.80
62.50
70.00
0.00
0.00
10%
12%
-100%
40.29
40.29
45.00
45.00
48.00
48.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.24
0.24
0.24
4.85
6.00
6.60
0.00
0.00
4.15
0.00
4.80
0.00
4.80
0.00
0.00
0.00
49.53
56.04
59.64
0.00
0.00
31ST
AMOUNT IN
MARCH
2015-16
EST.
MARCH
2016-17
PROJ.
MARCH
2017-18
PROJ.
MARCH
2018-19
EST.
MARCH
2019-20
PROJ.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
x) Cost of Production
xi) Add op.stock of finished goods
xii) Ded. cl.stock of finished goods
49.53
4.11
4.26
56.04
4.26
8.50
59.64
8.50
9.50
0.00
0.00
0.00
0.00
0.00
0.00
49.38
51.80
58.64
0.00
0.00
2.77
3.72
4.35
0.00
0.00
52.15
55.52
62.99
0.00
0.00
4.65
6.98
7.01
0.00
0.00
9 Interest paid
0.00
1.16
1.45
0.00
0.00
4.65
5.82
5.56
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
4.65
5.82
5.56
0.00
0.00
0.00
0.00
4.65
5.82
5.56
0.00
0.00
4.65
5.82
5.56
0.00
0.00
4.65
100%
5.82
100%
5.56
100%
0.00
0.00
7 SUB TOTAL (5 + 6)
AMOUNT IN
LIABILITIES
CURRENT LIABILITIES
1 Short term borr. from banks
(incl. bills purch., disc. and
excess borr.placed on repaymt)
i) From applicant bank
ii) From other banks
MARCH
2015-16
EST.
MARCH
2016-17
PROJ.
MARCH
2017-18
PROJ.
MARCH
2018-19
EST.
MARCH
2019-20
PROJ.
10.00
10.00
0.00
10.00
10.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
4.84
0.25
0.25
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
4.84
0.25
0.25
0.00
0.00
4.84
10.25
10.25
0.00
0.00
AMOUNT IN
MARCH
2015-16
EST.
MARCH
2016-17
PROJ.
MARCH
2017-18
PROJ.
MARCH
2018-19
EST.
MARCH
2019-20
PROJ.
15.00
16.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
15.00
0.00
16.00
0.00
0.00
0.00
0.00
4.84
25.25
26.25
0.00
0.00
13.72
18.37
20.59
0.00
0.00
0.00
0.00
0.00
0.00
0.00
4.65
10.47
-8.25
16.03
-14.07
16.03
16.03
NET WORTH
19 Ordinary Share Capital / PUC
Share Premium Account
20 General reserve
21 Revaluation reserve
22 Other reserves (excl.provisions):
within 12 months)
24 NET WORTH
18.37
20.59
22.55
16.03
16.03
25 TOTAL LIABILITIES
23.21
45.84
48.80
0.00
0.00
B/S DIFFERENCE
0.00
0.00
0.00
0.00
0.00
AMOUNT IN
ASSETS
31ST
CURRENT ASSETS
26 Cash and bank balances
MARCH
2015-16
EST.
MARCH
2016-17
PROJ.
MARCH
2017-18
PROJ.
MARCH
2018-19
EST.
MARCH
2019-20
PROJ.
1.04
2.93
1.89
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
5.35
5.35
0.00
4.26
4.50
4.50
0.00
8.50
6.50
6.50
0.00
9.50
0.00
0.00
0.00
0.00
0.00
0.00
0.00
9.61
0.00
13.00
0.00
16.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
27 Investments
i) Govt. & other long term
ii) LC/BG Margin / FDs with banks
(Total 26 to 33)
10.65
15.93
17.89
0.00
0.00
AMOUNT IN
31ST
FIXED ASSETS
35 Gross block(L & B,machinery
and capital work in progress)
36 Depreciation to date
37 NET BLOCK (35-36)
Advance for Cap Ex
OTHER NON-CURR. ASSETS
38 Inv./book debts/advances/dep.
which are not current assetsi)
(a) Investment in Asso. & Sub.
(b) Long term loans and advances
(Include. Loans to Asso & Sub)
ii) Other Investments > 12 months
MARCH
2015-16
EST.
MARCH
2016-17
PROJ.
MARCH
2017-18
PROJ.
MARCH
2018-19
EST.
MARCH
2019-20
PROJ.
12.56
24.91
24.91
0.00
0.00
0.00
0.00
0.00
0.00
0.00
12.56
24.91
24.91
0.00
0.00
0.00
0.00
0.00
0.00
0.00
5.00
6.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
41 TOT.OTH.NON-CURR.ASSETS
0.00
5.00
6.00
0.00
0.00
23.21
45.84
48.80
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2015-162016-172017-182018-192019-202020-212021-222022-23
TL INTT
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
CC INTT
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
INTT TO OTHERS
TOTAL
16
17
18
19
20
21
22
23
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
1 YR (to be
part of Term
Liab.)
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
TL INTT +
INSTALLME
NT
DISB.
DETAILS
0.00
TL-III
Amt
(Ext.)
>REPAYMENT
SCHEDULE
(1ST)
0.00
TL-II
Amt
(Ext.)
>REPAYMENT
SCHEDULE (TL-3)
2015-16
April
May
June
July
August
TL-I Amt
(Ext.)
>REPAYMENT
SCHEDULE (TL-2)
(Repayment
/
Disbursement)
RATE OF INTT
>REPAYMENT
SCHEDULE (TL-1)
For existing
term loan, feed
the remaining
repayment
details starting
current year
TL Amt
0.00
0.00
ROI
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
September
October
November
December
January
February
March
TOTAL
2016-17
April
May
June
July
August
September
October
November
December
January
February
March
TOTAL
2017-18
April
May
June
July
August
September
October
November
December
January
February
March
TOTAL
2018-19
April
May
June
July
August
September
October
November
December
January
February
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
March
TOTAL
2019-20
April
May
June
July
August
September
October
November
December
January
February
March
TOTAL
2020-21
April
May
June
July
August
September
October
November
December
January
February
March
TOTAL
2021-22
April
May
June
July
August
September
October
November
December
January
February
March
TOTAL
2022-23
April
May
June
0.00
0.000
0.00
0.000
0.00
0.000
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
July
August
September
October
November
December
January
February
March
TOTAL
2023-24
April
May
June
July
August
September
October
November
December
January
February
March
TOTAL
2024-25
April
May
June
July
August
September
October
November
December
January
February
March
TOTAL
2025-26
April
May
June
July
August
September
October
November
December
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
January
February
March
TOTAL
2026-27
April
May
June
July
August
September
October
November
December
January
February
March
TOTAL
2027-28
April
May
June
July
August
September
October
November
December
January
February
March
TOTAL
2028-29
April
May
June
July
August
September
October
November
December
January
February
March
TOTAL
2029-30
April
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
May
June
July
August
September
October
November
December
January
February
March
TOTAL
2030-31
April
May
June
July
August
September
October
November
December
January
February
March
TOTAL
2031-32
April
May
June
July
August
September
October
November
December
January
February
March
TOTAL
2032-33
April
May
June
July
August
September
October
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
November
December
January
February
March
TOTAL
2033-34
April
May
June
July
August
September
October
November
December
January
February
March
TOTAL
2034-35
April
May
June
July
August
September
October
November
December
January
February
March
TOTAL
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2023-242024-252025-262026-272027-282028-292029-302030-312031-322032-33
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
202324
202425
202526
202627
202728
202829
202930
203031
203132
203233
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
OPOSED TL
LS
(1ST)
0.00
TL
INTT
(TOTAL
)
EXISTIN
G CC
LIMIT
ENHANCED
PORTION
0.00
CC DETAILS
>DISBURSEMENT
ROI
SCHEDULE (2ND)
>REPAYMENT
SCHEDULE
(2ND)
>DISBURSEMENT
SCHEDULE (1ST)
0.00
PROPOSED TL
DETAILS (2ND)
0.00
Expect.
%
RATE utilizatio
OF INTT
n
TOTAL
INTT
(TL+CC
)
2015-16 2015-16 2015-16 2015-16 2015-16 2015-16 2015-16 2015-16 2015-16 2015-16
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.000
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2016-17 2016-17 2016-17 2016-17 2016-17 2016-17 2016-17 2016-17 2016-17 2016-17
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.000
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2017-18 2017-18 2017-18 2017-18 2017-18 2017-18 2017-18 2017-18 2017-18 2017-18
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.000
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2018-19 2018-19 2018-19 2018-19 2018-19 2018-19 2018-19 2018-19 2018-19 2018-19
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.000
0.000
0.00
0.00
0.00
0.000
0.00
0.00
0.00
2019-20 2019-20 2019-20 2019-20 2019-20 2019-20 2019-20 2019-20 2019-20 2019-20
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.000
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2020-21 2020-21 2020-21 2020-21 2020-21 2020-21 2020-21 2020-21 2020-21 2020-21
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.000
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2021-22 2021-22 2021-22 2021-22 2021-22 2021-22 2021-22 2021-22 2021-22 2021-22
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.000
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2022-23 2022-23 2022-23 2022-23 2022-23 2022-23 2022-23 2022-23 2022-23 2022-23
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.000
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2023-24 2023-24 2023-24 2023-24 2023-24 2023-24 2023-24 2023-24 2023-24 2023-24
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.000
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2024-25 2024-25 2024-25 2024-25 2024-25 2024-25 2024-25 2024-25 2024-25 2024-25
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.000
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2025-26 2025-26 2025-26 2025-26 2025-26 2025-26 2025-26 2025-26 2025-26 2025-26
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.000
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
2026-27 2026-27 2026-27 2026-27 2026-27 2026-27 2026-27 2026-27 2026-27 2026-27
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.000
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2027-28 2027-28 2027-28 2027-28 2027-28 2027-28 2027-28 2027-28 2027-28 2027-28
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.000
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2028-29 2028-29 2028-29 2028-29 2028-29 2028-29 2028-29 2028-29 2028-29 2028-29
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.000
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2029-30 2029-30 2029-30 2029-30 2029-30 2029-30 2029-30 2029-30 2029-30 2029-30
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.000
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2030-31 2030-31 2030-31 2030-31 2030-31 2030-31 2030-31 2030-31 2030-31 2030-31
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.000
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2031-32 2031-32 2031-32 2031-32 2031-32 2031-32 2031-32 2031-32 2031-32 2031-32
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.000
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2032-33 2032-33 2032-33 2032-33 2032-33 2032-33 2032-33 2032-33 2032-33 2032-33
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.000
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2033-34 2033-34 2033-34 2033-34 2033-34 2033-34 2033-34 2033-34 2033-34 2033-34
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.000
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2034-35 2034-35 2034-35 2034-35 2034-35 2034-35 2034-35 2034-35 2034-35 2034-35
0.000
0.000
0.000
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.000
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2033-342034-35 TOTAL
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
203334
203435
TOTAL
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
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0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
DSCR CALCULATION #
Cash Accrual
TL Intt
2015-16
4.65
0.00
2016-17
5.82
0.00
2017-18
5.56
0.00
2018-19
0.00
0.00
2019-20
0.00
0.00
2020-21
0.00
0.00
2021-22
0.00
0.00
2022-23
0.00
0.00
2023-24
0.00
0.00
2024-25
0.00
0.00
ADJUSTMENTS:
Add/Sub. Adj. in cash accrual (if any) #
Add / Sub. Adj in TL Intt (if any) #
DSCR CALCULATION #
Income
PAT
Cash Accrual (A)
TL Intt (B)
TOTAL (A+B)
TL Repay (C)
TOTAL (B+C)
DSCR (A+B / B+C)
AVG DSCR
NET DSCR
NET AVG DSCR
2015-16
EST.
56.80
4.65
2016-17
PROJ.
62.50
5.82
2017-18
PROJ.
70.00
5.56
2018-19
EST.
2019-20
PROJ.
2020-21
PROJ.
2021-22
PROJ.
2022-23
PROJ.
2023-24
PROJ.
2024-25
PROJ.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
#DIV/0!
#DIV/0!
# Note:
1. DSCR is calculated for the period for which repayment is fed in the 'INTT & REPAY' sheet
2. Adjustment in Cash Accrual would be made in cases where Internal Accrual is taken as part of 'Means of Finance' OR where repayment is starting
3. Since the Intt is calculated by the software based on repayment schedule fed, kindly make manual adjustments for intt for Current Financial Year.
k) SECURITY MARGIN
[ALL LOANS I.E. SBI + OTHERS]
WDV OF FIXED ASSETS
AGG. TL OUTSTANDING
SECURITY MARGIN
% MARGIN
Fixed Asset Coverage Ratio (FACR)
2015-16
EST.
12.56
0.00
12.56
100.00%
2016-17
PROJ.
24.91
15.00
9.91
39.78%
1.66
2017-18
PROJ.
24.91
16.00
8.91
35.77%
1.56
2018-19
EST.
0.00
0.00
0.00
2019-20
PROJ.
0.00
0.00
0.00
2020-21
PROJ.
0.00
0.00
0.00
2021-22
PROJ.
0.00
0.00
0.00
2022-23
PROJ.
0.00
0.00
0.00
2023-24
PROJ.
0.00
0.00
0.00
2024-25
PROJ.
0.00
0.00
0.00
To get correct value pls segregate TL payable <1 yr to SBI and Others Banks in the L
sheet
k) SECURITY MARGIN
[EXCLUSIVELY FOR SBI]
WDV OF FIXED ASSETS
LESS ASSETS NOT CHARGED TO SBI
NET WDV OF FIXED ASSETS
2015-16
EST.
12.56
2016-17
PROJ.
24.91
2017-18
PROJ.
24.91
2018-19
EST.
0.00
2019-20
PROJ.
0.00
2020-21
PROJ.
0.00
2021-22
PROJ.
0.00
2022-23
PROJ.
0.00
2023-24
PROJ.
0.00
2024-25
PROJ.
0.00
12.56
24.91
24.91
0.00
0.00
0.00
0.00
0.00
0.00
0.00
SBI TL OUTSTANDING
SECURITY MARGIN
% MARGIN
Fixed Asset Coverage Ratio (FACR)
0.00
12.56
100.00%
0.00
24.91
100.00%
0.00
24.91
100.00%
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2025-26
0.00
0.00
2026-27
0.00
0.00
2027-28
0.00
0.00
2028-29
0.00
0.00
2029-30
0.00
0.00
2030-31
0.00
0.00
2031-32
0.00
0.00
2032-33
0.00
0.00
2033-34
0.00
0.00
2034-35
0.00
0.00
TOTAL
2025-26
PROJ.
2026-27
PROJ.
2027-28
PROJ.
2028-29
PROJ.
2029-30
PROJ.
2030-31
PROJ.
2031-32
PROJ.
2032-33
PROJ.
2033-34
PROJ.
2034-35
PROJ.
TOTAL
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2025-26
PROJ.
0.00
0.00
0.00
2026-27
PROJ.
0.00
0.00
0.00
2027-28
PROJ.
0.00
0.00
0.00
2028-29
PROJ.
0.00
0.00
0.00
2029-30
PROJ.
0.00
0.00
0.00
2030-31
PROJ.
0.00
0.00
0.00
2031-32
PROJ.
0.00
0.00
0.00
2032-33
PROJ.
0.00
0.00
0.00
2033-34
PROJ.
0.00
0.00
0.00
2034-35
PROJ.
0.00
0.00
0.00
2025-26
PROJ.
0.00
2026-27
PROJ.
0.00
2027-28
PROJ.
0.00
2028-29
PROJ.
0.00
2029-30
PROJ.
0.00
2030-31
PROJ.
0.00
2031-32
PROJ.
0.00
2032-33
PROJ.
0.00
2033-34
PROJ.
0.00
2034-35
PROJ.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
he Liab.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
CRA ratio can be directly copied to the CRA package using [Cop
command
2015-16
EST.
0.26
2.20
2.45
819.00%
36
18.37
2016-17
2017-18
PROJ.
PROJ.
1.23
1.16
1.55
1.75
1.36
1.43
6.02
4.83
1117.00% 1001.00%
94
107
20.59
22.55
2018-19
EST.
0.00
0.00
2019-20
PROJ.
0.00
0.00
0
16.03
0
16.03
Gross DSCR
Gross DSCR to be calculated for all loans for the next one year (coverin
done)
2016-17
PROJ.
1.23
1.55
15.23
6.02
9.31
94
20.59
2017-18
PROJ.
1.16
1.75
14.36
4.83
7.94
107
22.55
2018-19
EST.
0.00
0.00
2019-20
PROJ.
0.00
0.00
0
16.03
0
16.03
a) FINANCIAL INDICATORS:
56.80
62.50
70.00
56.80
62.50
70.00
Raw Materials
40.29
45.00
48.00
0.24
0.24
0.24
Direct Labour
4.85
6.00
6.60
2.77
3.72
4.35
1.16
1.45
4.65
5.82
5.56
8.19%
9.31%
7.94%
4.65
5.82
5.56
8.19%
9.31%
7.94%
PAT
4.65
5.82
5.56
Cash Accruals
4.65
5.82
5.56
PBDIT
4.65
6.98
7.01
6.02
4.83
2019-20
PROJ.
2020-21
PROJ.
Subsidy in Sales
[Exports] (value)
Net Sales (Quantity)
(Exports) (Quantity)
Interest
Operating Profit (after interest)
OPM [OP/NS](%)
PBT
PBT/N Sales (%)
13.72
18.37
20.59
TNW
18.37
20.59
22.55
16.03
16.03
16.03
Adjusted TNW
18.37
20.59
22.55
16.03
16.03
16.03
TOL/TNW
0.26
1.23
1.16
TOL/Adj. TNW
0.26
1.23
1.16
Current Ratio
2.20
1.55
1.75
NWC
5.81
5.68
7.64
48.83%
66.83%
DSCR
ROE(%)
TNW manually
2015-16
EST.
2016-17
PROJ.
2017-18
PROJ.
2018-19
EST.
2019-20
PROJ.
4.84
4.84
10.00
0.25
0.25
10.00
0.25
0.25
0.00
0.00
4.84
10.25
10.25
0.00
0.00
15.00
16.00
16.00
26.25
20.59
16.03
-14.07
22.55
48.80
0.00
0.00
16.03
16.03
18.37
23.21
15.00
25.25
18.37
10.47
-8.25
20.59
45.84
16.03
16.03
16.03
16.03
2015-16
2016-17
2017-18
2018-19
2019-20
1.04
2.93
1.89
9.61
13.00
16.00
10.65
15.93
17.89
0.00
0.00
12.56
24.91
24.91
12.56
24.91
24.91
0.00
0.00
0.00
4.84
13.72
4.65
5.00
6.00
0.00
23.21
5.00
45.84
6.00
48.80
0.00
0.00
0.00
0.00
0.00
23.21
0.00
45.84
0.00
48.80
0.00
0.00
0.00
0.00
2020-21
PROJ.
0.00
0.00
0.00
16.03
16.03
16.03
2020-21
0.00
0.00
0.00
0.00
0.00
0.00
2015-16
EST.
4.65
4.65
2016-17
PROJ.
5.82
2017-18
PROJ.
5.56
2018-19
EST.
2019-20
PROJ.
1.16
1.45
6.98
7.01
0.00
0.00
-3.39
-3.00
16.00
-4.59
-0.25
0.00
0.00
0.00
0.00
4.65
0.00
0.00
0.00
0.00
-1.00
0.00
0.00
0.00
0.00
4.01
0.00
0.00
0.00
0.00
15.75
0.00
0.00
0.00
0.00
0.00
2015-16
2016-17
-12.35
2017-18
2018-19
24.91
2019-20
-5.00
-1.00
6.00
0.00
0.00
0.00
0.00
0.00
0.00
-17.35
-1.00
30.91
0.00
2015-16
2016-17
15.00
2017-18
1.00
2018-19
-16.00
2019-20
10.00
-3.60
-3.60
-10.00
-6.52
0.00
1.16
20.24
1.45
-4.05
-32.52
0.00
4.65
1.89
-1.04
14.14
0.00
a. FINANCIAL INDICATORS:
62.50
70.00
Operating Profit
4.65
5.82
5.56
Total Assets
23.21
45.84
48.80
TCA
10.65
15.93
17.89
TOL
4.84
25.25
26.25
PAT
4.65
5.82
5.56
8.19%
9.31%
7.94%
4.65
5.82
5.56
20.03%
12.70%
11.39%
4.65
5.82
5.56
96.07%
-3.96%
15.28%
4.65
6.98
7.01
6.02
4.83
2019-20
PROJ.
2020-21
PROJ.
2021-22
PROJ.
0.00%
0.00%
0.00%
0.00%
(Exports)
13.72
18.37
20.59
TNW
18.37
20.59
22.55
16.03
16.03
16.03
16.03
Adjusted TNW
18.37
20.59
22.55
16.03
16.03
16.03
16.03
TOL/TNW
0.26
1.23
1.16
TOL/Adj. TNW
0.26
1.23
1.16
Current Ratio
2.20
1.55
1.75
ROCE
20.03
15.23
14.36
62
76
83
Inventory/Net Sales +
Recv./Gross Sales (days)
ANNEXURE-2
Rate of
intt
charged MRFTP $ NIM
(A)
(B)
(C=A-B)
External UNRATED
Sl Facility
Rating
1
2
3
Capital
12.00%
Charge @
4
5
6
7
8
9
10
$ For MRFTP rates, kindly refer to Bank's latest instructions or visit ALM site in SBI Times for latest updates.
@ For capital charge rate, kindly refer to Bank's latest instructions
Select External Rating for applicable Risk
Capital Charge (CC):
Wt.
Sl Facility
1
2
3
4
5
6
7
8
9
10
Sub-total
Off B/S Exposures
11
12
13
14
15
Sub-total
TOTAL
Proposed
limit
Cash
Margin
Effective
Exposure
(D)
CCF (E)
Risk
Weight
(F)
Risk
Weighted
Exposure
(G=D*E*F)
Capital
Charge
(H=G*
12.00%
0.00
0.00
0.00
0.00
SL Source
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16 Others
TOTAL
ROCC
(Total
Income/H*100)
Actual
Intt
Income
NII
Fee
(last yr) (Q=P*C/A Income
(P)
)
(R)
0.00
0.00
0.00
#DIV/0!
Total
Income
(S)
0.00
Estimates
Intt
Income
(Curr. yr)
NII
Fee
(T)
(U=T*C/A) Income (V)
0.00
0.00
0.00
#DIV/0!
Total
Income
(W)
0.00
Sl Particulars
%/M
Amount
@m%
(B)
0.00
0.00
0.00
6
7
8
9
10
(D)
0.00
0.00
0.00
0.00
0.00
0.00
2015-16
2016-17
2017-18
2018-19
56.95
66.74
Applicable Enhanced
ROI
Portion
71.00
0.00
40.29
0.00
0.24
4.85
0.00
4.15
2.77
0.00
52.30
45.00
0.00
0.24
6.00
0.00
4.80
3.72
1.16
60.92
48.00
0.00
0.24
6.60
0.00
4.80
4.35
1.45
65.44
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
4.65
5.82
5.56
0.00
Applicable Enhanced
ROI
Portion
INTT RATE (%) VARIATION FOR TL
(i) Power / Electricity / Fuel
(ii) Direct labour / Salary
(iii) Other Overheads
(iv) Depreciation
(v) Selling,Gen.and Admn. Exp.
(vi) Intt. on TL, Deb. and DPC
Fixed & semi-fixed expenses (F)
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
SUMMARY
BREAKEVEN ANALYSIS
2015-16
2016-17
2017-18
2018-19
0.00
0.00%
0.00%
0.00%
0.00
0.00%
0.00%
0.00%
0.00
0.00%
0.00%
0.00%
2015-16
56.95
4.65
4.65
0.00%
2016-17
66.74
5.82
5.82
0.00%
2017-18
71.00
5.56
5.56
0.00%
2018-19
0.00
0.00
0.00
2019-20
2020-21
2021-22
2022-23
2023-24
2024-25
2025-26
2026-27
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
aximum capacity utilisation.
0.00
0.00
0.00
0.00
0.00
0.00
2024-25
2025-26
2026-27
e operating profit.
2019-20
2020-21
2021-22
2022-23
2023-24
2019-20
0.00
0.00
0.00
2020-21
0.00
0.00
0.00
2021-22
0.00
0.00
0.00
#DIV/0!
2022-23
0.00
0.00
0.00
2023-24
0.00
0.00
0.00
2024-25
0.00
0.00
0.00
2025-26
0.00
0.00
0.00
2026-27
0.00
0.00
0.00
2027-28
2028-29
2029-30
2030-31
2031-32
2032-33
2033-34
2034-35
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2027-28
2028-29
2029-30
2030-31
2031-32
2032-33
2033-34
2034-35
2027-28
0.00
0.00
0.00
2028-29
0.00
0.00
0.00
2029-30
0.00
0.00
0.00
2030-31
0.00
0.00
0.00
2031-32
0.00
0.00
0.00
2032-33
0.00
0.00
0.00
2033-34
0.00
0.00
0.00
2034-35
0.00
0.00
0.00
TOTAL
2.61
0.00
LIMITS
CC/WCDL/BD
EPC/FBD
BD
SLC
EPC
FBD
Adhoc, if any
SUB-LIMITS
BOOK DEBT
EPC
FBD
TOTAL FBWC
TL-I
TL-II
TL-III
ECB
FCL
TOTAL FB (a)
NFBWC LC
NFBWC BG
Adhoc, if any
Derivatives / CEL
FC / CEL
TOTAL (c)
Project related LC
Project related BG
Project related NFB (d)
Adhoc, if any
Letter of Comfort #
TOTAL NFB (b)
Total Indebtedness (a+b=c)
Investment (d)
Leasing (e)
Total Exposure(c+d+e=f)
Financial Coll [BASEL] (g)
Effective Exposure (f-g)
Capital Charge
Total Income
Proposed
Total /
Cons. /
MBA/ Synd.
SBI
0.00
0.00
0.00
Change
Total /
Cons. /
MBA/ Synd.
SBI
Total /
Cons. /
MBA/ Synd.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
SBI
0.00
0.00
100
100
0.00
0.00
0.00
0.00
100
100
0.00
0.00
0.00
100
0.00
0.00
100
0.00
0.00
100
0.00
0.00
100
0.00
2015-16
2016-17
2017-18
Note: The % change can be determined from the variations in holding pattern as per the table below:
Last 12 months data to be filled which need NOT be in
chronological order
MAR figure is taken as base figure for
comparison
HOLDING PATTERN (ACTUAL)
LAST 12 MONTHS
YEAR
STOCKS
% VARIATION FROM MAR LEVEL
RECEIVABLES
% VARIATION FROM MAR LEVEL
SUNDRY CREDITORS
% VARIATION FROM MAR LEVEL
USL / CAPITAL
% VARIATION FROM MAR LEVEL
MAR
APR
MAY
JUN
JUL
AUG
2021-22 2022-23 2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31
PROJ.
PROJ.
PROJ.
PROJ.
PROJ.
PROJ.
PROJ.
PROJ.
PROJ.
PROJ.
quirements. It is suggested to prepare separate CMA working sheet for peak/non-peak season limit.
t by Cash Budget Method.
2021-22 2022-23 2023-24 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31
h need NOT be in
gure for
SEP
OCT
NOV
DEC
JAN
FEB