Professional Documents
Culture Documents
Continuing operations
Netinterestincome
12,558
Non-interestincomenetofclaimsandbenefitsoninsurancecontracts
11,970
24,528
GainonUSLehmanacquisitionassets
496
Owncreditgain/(charge)
430
RevisionofESHLAvaluationmethodology
Gain/(loss)ondisposalofBlackRock,Inc.investment
Gainsondebtbuy-backs
25,454
Adjustedcreditimpairmentchargesandotherprovisions
ImpairmentofBlackRock,Inc.investment
(2,114)
-
(2,114)
Adjustedoperatingexpenses
(16,998)
ProvisionsforUKcustomerredress
(2,772)
ProvisionsforongoinginvestigationsandlitigationincludingForeignExchange
(1,237)
Gainonvaluationofacomponentofthedefinedretirementbenefitliability
429
Impairmentofgoodwillandotherassetsrelatingtobusinessesbeingdisposed
(96)
LossesonsalerelatingtotheSpanish,PortugueseandItalianbusinesses
(3)
(20,677)
Adjustedothernet(expenses)/income
(13)
LossesonsalerelatingtotheSpanish,PortugueseandItalianbusinesses
Lossesonacquisitionsanddisposals
(577)
-
(590)
2,073
Statutorytaxation
(1,450)
623
Statutory(loss)/profitattributabletoequityholdersoftheparent
(394)
Statutoryprofitattributabletonon-controllinginterests
672
Statutoryprofitattributabletootherequityholdersb
345
623
(1.9p)
Diluted(loss)/earningspershare
(1.9p)
Dividendsperordinaryshare
6.5p
Returnonaveragetangibleshareholdersequityb
-0.7%
Returnonaverageshareholdersequityb
-0.6%
5,403
Adjustedtaxation
(1,690)
3,713
Adjustedprofitattributabletoequityholdersoftheparent
2,696
Adjustedprofitattributabletonon-controllinginterests
672
Adjustedprofitattributabletootherequityinterestsb
345
3,713
16.6p
39%
Returnonaveragetangibleshareholdersequityb
5.80%
Returnonaverageshareholdersequityb
4.90%
2014
2013a
2012
2011
12,080
11,600
11,654
12,201
13,648
16,296
17,707
16,312
25,728
27,896
29,361
461
259 -
34
(220)
(935) -
(4,579)
-
227
(58)
1,130
27,935
(2,168)
2,708
25,288
28,513
-
(3,071)
-
25,009
32,292
(3,340)
(3,802)
(1,800)
(2,168)
(3,071)
(3,340)
(5,602)
(18,069)
(19,720)
(18,562)
(19,289)
(1,110)
(2,000)
(2,450)
(1,000)
(1,250)
-
(173) -
(79) -
(20,429)
(21,972)
11
(24)
(21,012)
(20,886)
140
(446) -
(597)
60
(94)
(435)
(24)
140
(34)
2,256
2,868
797
5,770
(1,411)
(1,571)
(616)
(1,902)
845
1,297
181
3,868
(174)
540
(624)
2,924
769
757
805
944
250 -
845
1,297
181
3,868
(0.7p)
3.8p
(4.8p)
22.9p
(0.7p)
3.7p
(4.8p)
21.9p
6.5p
6.5p
6.5p
6.0p
-0.3%
1.2%
-1.4%
7.1%
-0.2%
1.0%
-1.2%
5.9%
5,502
5,081
7,599
5,482
(1,704)
(2,029)
(2,159)
(1,299)
3,798
3,052
5,440
4,183
2,779
2,295
4,635
3,239
769
757
250 3,798
17.3p
805
-
3,052
16.0p
944
-
5,440
35.5p
4,183
25.3p
38%
41%
18%
24%
5.90%
5.10%
10.60%
8.10%
5.10%
4.30%
9.00%
6.70%
2015
As at 31 December
2014
m
Assets
Cashandbalancesatcentralbanks
49,711
39,695
1,011
1,210
Tradingportfolioassets
77,348
114,717
Financialassetsdesignatedatfairvalue
76,830
38,300
327,709
439,909
90,267
86,066
Itemsinthecourseofcollectionfromotherbanks
Derivativefinancialinstruments
Availableforsaleinvestments
Loansandadvancestobanks
41,349
42,111
399,217
427,767
Reverserepurchaseagreementsandothersimilarsecuredlending
28,187
131,753
Otherassets
28,383
36,378
1,120,012
1,357,906
47,080
58,390
1,013
1,177
Loansandadvancestocustomers
Total assets
Liabilities
Depositsfrombanks
Itemsinthecourseofcollectionduetootherbanks
Customeraccounts
418,242
427,704
Tradingportfolioliabilities
33,967
45,124
Financialliabilitiesdesignatedatfairvalue
91,745
56,972
324,252
439,320
Debtsecuritiesinissue
69,150
86,099
Subordinatedliabilities
21,467
21,153
Repurchaseagreementsandothersimilarsecuredborrowings
25,035
124,479
Otherliabilities
22,197
31,530
1,054,148
1,291,948
21,586
20,809
5,305
4,322
Derivativefinancialinstruments
Total liabilities
Equity
Calledupsharecapitalandsharepremium
Otherequityinstruments
Otherreserves
1,898
2,724
Retainedearnings
31,021
31,712
59,810
59,567
Non-controllinginterests
6,054
6,391
65,864
65,958
1,120,012
1,357,906
Total equity
Total liabilities and equity
Nettangibleassetvaluepershare
275p
285p
Netassetvalueperordinaryshare
324p
335p
NumberofordinarysharesofBarclaysPLC(inmillions)
16,805
16,498
Year-endUSDollarexchangerate
1.48
1.56
Year-endEuroexchangerate
1.36
1.28
23.14
18.03
Year-endSouthAfricanRandexchangerate
2013
m
2012
m
2011
m
45,687
86,191
106,894
1,282
1,473
1,812
133,069
146,352
152,183
38,968
46,629
36,949
350,300
485,140
559,010
91,756
75,109
68,491
39,422
41,799
48,576
434,237
430,601
437,355
186,779
176,522
153,665
22,128
22,535
23,745
1,343,628
1,512,351
1,588,680
55,615
77,345
90,905
1,359
1,587
969
431,998
390,828
371,806
53,464
44,794
45,887
64,796
78,561
87,997
347,118
480,987
548,944
86,693
119,525
129,736
21,695
24,018
24,870
196,748
217,178
207,292
20,193
17,542
16,315
1,279,679
1,452,365
1,524,721
19,887
12,477
12,380
2,063 -
249
3,674
3,837
33,186
34,464
38,135
55,385
50,615
54,352
8,564
9,371
9,607
63,949
59,986
63,959
1,343,628
1,512,351
1,588,680
283p
349p
381p
331p
414p
446p
16,113
12,243
12,199
1.65
1.62
1.54
1.20
1.23
1.19
17.37
13.74
12.52
2013c
PersonalandCorporateBanking
16.2
15.8
12.7
Barclaycard
22.3
19.9
19.9
AfricaBanking
11.7
12.9
11.3
InvestmentBank
Barclays Core operating businesses
HeadOfficeimpacta
Barclays Core
BarclaysNon-Coreimpacta
Barclays Group adjusted total
6.0
2.8
8.5
12.7
10.8
11.6
(1.80)
0.5
2.8
10.9
11.3
14.4
(5.10)
(5.40)
(9.30)
5.8
5.9
5.1
Yearended31December2014
Average
Average
Net interest
customer
Net interest
Netinterest
customer
Netinterest
income
assets
margin
income
assets
margin
PersonalandC
6,438
214,989
2.99
6,298
210,026
3.00
Barclaycard
3,520
38,560
9.13
3,044
34,776
8.75
AfricaBanking
2,066
34,116
6.06
2,093
35,153
5.95
4.18
11,435
279,955
4.08
12,024
InvestmentBa
588
647
(303)
(216)
12,309
11,866
HeadOffice
Barclays Core
BarclaysNon-C
Group net inte
287,665
249
214
12,558
12,080
2015
SCB
$million
4,116
(4,976)
Other impairment
(855)
(1,523)
(2,194)
64,494
257,356
Total assets
640,483
SCB
Deposits by banks1
37,611
Customer accounts1
350,633
Shareholders equity
46,204
70,364
(91.9)c
(6.6)c
13.71c
1,366.0c
1,224.1c
Return on assets5
-0.30%
Ratios
Normalised return on ordinary shareholders equity4
-0.40%
73.10%
67.80%
Capital ratios:
CET1/Tier 1 capital6
12.60%
2014
$million
2013a
$million
2012
$million
2011
2015
m
$million
7,289
8,584
8,061
7,720
(2,141)
(1,617)
(1,196)
(908)
(1,161)
(1,129)
(196)
(111)
4,235
6,064
6,851
6,775
2,073
2,613
4,090
4,887
4,849
(394)
83,890
83,702
67,797
65,981
284,695
290,708
279,638
266,790
725,914
674,380
631,208
592,686
54,391
43,517
36,427
35,296
405,353
381,066
372,874
345,726
41,349
399,217
1,120,012
47,080
418,242
46,432
46,246
45,362
40,714
69,685
67,238
64,643
58,092
156.5c
190.1c
191.1c
138.9c
194.2c
214.3c
188.5c
81.85c
81.85c
79.95c
72.34c
1,833.9c
1,872.8c
1,852.3c
1,653.2c
1,610.9c
1,597.6c
1,526.5c
1,355.6c
0.40%
0.60%
0.80%
0.80%
7.80%
11.20%
12.80%
12.20%
60.20%
54.30%
57.10%
56.20%
58.90%
54.40%
53.70%
56.50%
10.50%
10.90%
13.40%
13.70%
Barclays
97.3c
(4,009)
(1.9p)
(1.9p)
6.5p
275p
324p
-0.6%
2014
2013a
2012
2011
(2,360)
(2,173)
(2,450)
(1000)
2,256
(174)
2,868
797
5,770
540
(624)
2924
42,111
39,422
41,799
48,576
427,767 434,237 430,601 437,355
1,357,906 1,343,628 1,512,351 1,588,680
58,390
55,615
77,345
90,905
427,704 431,998 390,828 371,806
(0.7p)
(0.7p)
6.5p
285p
335p
-0.2%
3.8p
3.7p
6.5p
283p
331p
(4.8p)
(4.8p)
6.5p
349p
414p
1.0%
-1.2%
22.9p
21.9p
6.0p
381p
446p
5.9%