Problema 1

Tabla de Amortizacin con Abono a Capital Uniforme

Datos:
P(Valor Presente)
n(Numero de Pagos)
i(Tasa de Interes)
Periodo

0
1
2
3
4
5
6
7
8
9
10
11
12
Problema 2
Datos:
P(Valor Presente)
n(Numero de Pagos)
i(Tasa de Interes)
G(Variacin de Cuotas)
Tabla de Amortizacin
Periodo
0
1
2
3

4
5

Respuesta Como consecuencia de aplicar la funcin buscar objetivo de e

Problema 3
Datos:
P(Valor Presente)
n(Numero de Pagos)
i(Tasa de Interes)
Tasa de Incremento
Tabla de Amortizacin
Periodo
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24

Respuesta Como consecuencia de aplicar la funcin buscar objetivo de e

Problema 6

Datos:
P(Valor Presente)
i(Tasa de Interes)
A(Abono)
n=

4.7430589817

Tabla de Amortizacin
Periodo
0
1
2
3
4
5

Problema 8
Datos:
P(Valor Presente)
n(Numero de Pagos)
i(Tasa de Interes)
G(Variacin de Cuotas)
Tabla de Amortizacin
Periodo
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16

17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60

12309.3175178252
12 A(Abono)
0.025

1200

Saldo Inicial

Abono a
Capital

Interes

Saldo final del periodo

anterior

Fijo en todo
los periodos

Saldo Inicial
por la tasa de interes

12309.3175178252
11109.3175178252
9909.3175178252
8709.3175178252
7509.3175178252
6309.3175178252
5109.3175178252
3909.3175178252
2709.3175178252
1509.3175178252
309.3175178252
-890.6824821748

1200
1200
1200
1200
1200
1200
1200
1200
1200
1200
1200
1200

307.7329379456
277.7329379456
247.7329379456
217.7329379456
187.7329379456
157.7329379456
127.7329379456
97.7329379456
67.7329379456
37.7329379456
7.7329379456
-22.2670620544

58000
6
0.02
180

Cuota

Inters
11952.3145927452
12132.3145927452
12312.3145927452

Abono
1160
944.1537081451
720.3904904531

10792.3145927452
11188.1608846001
11591.9241022921

12492.3145927452
12672.3145927452

488.5520084073
248.4767567205

12003.7625843379
12423.8378360247

la funcin buscar objetivo de excel se obtiene: Valor Primer Cuota: 11952.31459 y Cuota 5: 12672.31459

25000
24
0.0185
0.05

Cuota

Inters
731.0618058954
767.6148961902
805.9956409997
846.2954230497
888.6101942022
933.0407039123
979.6927391079
1028.6773760633
1080.1112448665
1134.1168071098
1190.8226474653
1250.3637798385
1312.8819688305
1378.526067272
1447.4523706356
1519.8249891674
1595.8162386257
1675.607050557
1759.3874030849
1847.3567732391
1939.7246119011
2036.7108424961
2138.5463846209
2245.473703852

Abono
462.5
457.5316065909
451.7950657333
445.2423550909
437.8228733337
429.4833078976
420.1674960713
409.8162790752
398.3673487809
385.7550867033
371.9103948758
356.7605182029
340.2288578626
322.2347753097
302.6933864084
281.5153452002
258.6066167868
233.8682387828
207.196070765
178.4805311171
147.6063206378
114.4521322494
78.8903461099
40.7867093974

la funcin buscar objetivo de excel se obtiene: Cuota 14: 1378.526067

268.5618058954
310.0832895993
354.2005752664
401.0530679588
450.7873208685
503.5573960147
559.5252430366
618.8610969881
681.7438960856
748.3617204065
818.9122525895
893.6032616357
972.6531109678
1056.2912919623
1144.7589842272
1238.3096439672
1337.2096218389
1441.7388117742
1552.1913323199
1668.8762421221
1792.1182912633
1922.2587102467
2059.6560385111
2204.6869944546

10000
0.015
2200
5 CUOTAS TRIMESTRALES

Cuota

Inters

Abono
150
112.5
75
37.5
0
-37.5

2612.5
2575
2537.5
2500
2462.5

0
2500
2500
2500
2500
2500

34500
60
0.015
30

Cuota

Inters
123.2845374884
153.2845374884
183.2845374884
213.2845374884
243.2845374884
273.2845374884
303.2845374884
333.2845374884
363.2845374884
393.2845374884
423.2845374884
453.2845374884
483.2845374884
513.2845374884
543.2845374884
573.2845374884

Abono
517.5
523.4132319377
528.9651623544
534.1503717274
538.963359241
543.3985415673
547.4502516285
551.1127373406
554.3801603384
557.2465946811
559.706025539
561.7523478598
563.3793650153
564.5807874282
565.3502311773
565.6812165827

-394.2154625116
-370.1286944493
-345.6806248661
-320.8658342391
-295.6788217526
-270.1140040789
-244.1657141401
-217.8281998522
-191.09562285
-163.9620571927
-136.4214880506
-108.4678103714
-80.094827527
-51.2962499399
-22.065693689
7.6033209057

603.2845374884
633.2845374884
663.2845374884
693.2845374884
723.2845374884
753.2845374884
783.2845374884
813.2845374884
843.2845374884
873.2845374884
903.2845374884
933.2845374884
963.2845374884
993.2845374884
1023.2845374884
1053.2845374884
1083.2845374884
1113.2845374884
1143.2845374884
1173.2845374884
1203.2845374884
1233.2845374884
1263.2845374884
1293.2845374884
1323.2845374884
1353.2845374884
1383.2845374884
1413.2845374884
1443.2845374884
1473.2845374884
1503.2845374884
1533.2845374884
1563.2845374884
1593.2845374884
1623.2845374884
1653.2845374884
1683.2845374884
1713.2845374884
1743.2845374884
1773.2845374884
1803.2845374884
1833.2845374884
1863.2845374884
1893.2845374884

565.5671667691
565.0014062083
563.9771592391
562.4875485653
560.5255937315
558.0842095751
555.1562046564
551.734279664
547.8110257966
543.3789231212
538.4303389057
532.957525927
526.9526207536
520.4076420025
513.3144885703
505.6649378365
497.4506438417
488.663135437
479.2938144062
469.33395356
458.7746948011
447.6070471608
435.8218848059
423.4099450156
410.3618261285
396.6679854581
382.3187371777
367.304250173
351.6145458633
335.2394959889
318.1688203664
300.3920846096
281.8986978164
262.6779102213
242.7188108123
222.0103249122
200.5412117235
178.3000618371
155.2752947023
131.4551560605
106.8277153391
81.3808630068
55.1023078896
27.9795744456

37.7173707193
68.2831312801
99.3073782493
130.796988923
162.7589437569
195.2003279132
228.1283328319
261.5502578244
295.4735116918
329.9056143671
364.8541985826
400.3270115614
436.3319167348
472.8768954858
509.9700489181
547.6195996519
585.8338936467
624.6214020514
663.9907230821
703.9505839284
744.5098426873
785.6774903276
827.4626526825
869.8745924727
912.9227113598
956.6165520302
1000.9658003107
1045.9802873154
1091.6699916251
1138.0450414995
1185.115717122
1232.8924528788
1281.385839672
1330.606627267
1380.565726676
1431.2742125762
1482.7433257648
1534.9844756513
1588.0092427861
1641.8293814279
1696.4568221493
1751.9036744815
1808.1822295987
1865.3049630427

Cuota

Saldo Final

Abono a
capital mas
interes

Saldo inicial
menos abono
a capital

1507.7329379
1477.7329379
1447.7329379
1417.7329379
1387.7329379
1357.7329379
1327.7329379
1297.7329379
1267.7329379
1237.7329379
1207.7329379
1177.7329379

12309.317518
11109.317518
9909.3175178
8709.3175178
7509.3175178
6309.3175178
5109.3175178
3909.3175178
2709.3175178
1509.3175178
309.31751783
-890.68248217
-2090.6824822

Saldo
58000
47207.685407
36019.524523
24427.60042

12423.837836
0

5: 12672.31459

Saldo
25000
24731.438194
24421.354905
24067.154329
23666.101261
23215.31394
22711.756544
22152.231301
21533.370204
20851.626308
20103.264588
19284.352335
18390.749074
17418.095963
16361.804671
15217.045686
13978.736043
12641.526421
11199.787609
9647.5962766
7978.7200345
6186.6017432
4264.343033
2204.6869945
-1.22782E-011

Saldo
10000
7500
5000
2500
0
-2500

Saldo
34500
34894.215463
35264.344157
35610.024782
35930.890616
36226.569438
36496.683442
36740.849156
36958.677356
37149.772979
37313.735036
37450.156524
37558.624334
37638.719162
37690.015412
37712.081106
37704.477785

Comportamiento del Saldo

40000
35000
30000
25000
Saldo

20000
15000
10000
5000

Periodo
Saldo

30000
25000

37666.760414
37598.477283
37499.169904
37368.372915
37205.613972
37010.413644
36782.285311
36520.735053
36225.261541
35895.355927
35530.501728
35130.174717
34693.8428
34220.965905
33710.995856
33163.376256
32577.542362
31952.92096
31288.930237
30584.979653
29840.469811
29054.79232
28227.329668
27357.455075
26444.532364
25487.915812
24486.950012
23440.969724
22349.299733
21211.254691
20026.138974
18793.246521
17511.860681
16181.254054
14800.688327
13369.414115
11886.670789
10351.686313
8763.6770707
7121.8476893
5425.3908671
3673.4871926
1865.304963
-1.11868E-010

Saldo

20000
15000
10000
5000
0
-5000

Periodo
Saldo

aldo

Periodo
Saldo

Periodo
Saldo

Ejercicio 1
Tabla de Amortizacin con Abono a Capital Uniforme
Datos:

Tabla de Amortizacin con Abono a Capital Uniforme

p
n
i
Periodo

0
1
2
3
4

no a Capital Uniforme

10000
4 Abono
0.09

2500

Saldo Inicial

Abono a
Capital

Saldo final del periodo

anterior

Saldo inicial
Saldo Inicial Abono a
Fijo en todo
menos
por la tasa capital mas
los periodos
abono
de interes
interes
a capital

10000
7500
5000
2500

2500
2500
2500
2500

Interes

Cuota

900
675
450
225

Saldo Final

3400
3175
2950
2725

10000
7500
5000
2500
0

I=F(P,N)