M.M. RAMAMANOHAR, B.Sc., B.L.

,
ADVOCATE,
No. 32, Mela Raja Veethi, Mannargudi 614 001.
Mobile : 94431 64229, mmr.advocate@gmail.com

DATE : 1.11.2016
FORMAT OF TITLE REPORT
To
The Branch Manager,
Bank of India,
Mannargudi.

Dear Sir,
Ref

Title Opinion on the property situated at

Nagapattinam Registration

District, Mannargudi Sub - Registry, Mannargudi Taluk, Mannargudi Town,

Parangusam

Street, Ward No.1, Block No.57 A terraced and tiled house including the site, backyard
Electric Connection and its Deposits and Door No. 18-A.
Boundaries:South of theruveethi, West of Govindammal house and backyard
North of Arasalaru Linekarai, East of Sundaram servai house and backyard
Measurement
East to West 17 Jathi feet,
South to North 100 Jathi feet

With reference to your Letter No.

Oral

dated

11.2016

I, on the basis of the original Title deed forwarded to me pertaining to the said
immovable property and the other information submitted by you, have contacted a detailed
search and investigation and submit my report as under :
1.

Name (s) and address (es) of the Mortgagor(s) /Title holder

(1) Applicant :

Mr. M. Jegadeedan,
S/o. Marimuthu,
Kabisthalam,
Babanasam Taluk, Thanjavur District.

2. Following Title deeds are seen by me

1.

30.09.1974

2.

01.02.1982

3.
4.

14.11.1987
12.09.1988

LIST OF DOCUMENTS
Registered Sale deed executed by Mr. K. Xerox copy
Sambantham in favour of Mr. S.Jothi vide
doc. no. 1535 /1974, SRO., Swamimalai
Registered Sale deed executed by S. Jothi for his Xerox copy
minor sons namely S.J.Saravanan & S.J. Balaji
in favour of
R.Vengoba Rao vide doc. no.
79/1982, SRO., Swamimalai
House Tax Receipt
Xerox copy
Ref

13.02.2014

Title Opinion on the

property situated at Nagapattinam Registration

District, Mannargudi Sub - Registry, Mannargudi
Taluk,

Mannargudi

Town,

Rukmanipalayam Street,

Thenvadal

Eastern side, Ward

No. 1, Block No. 1.57

1) T.S.No. 3621 present T.S.No. 3621/7
With reference to your Letter No.
dated

Oral

15.10.2016
I, on the basis of the original Title

deed forwarded to me pertaining to the said

immovable property and the other information
submitted by you, have contacted a detailed
search and investigation and submit my report as
under :
1.

Name (s) and address (es) of the

Mortgagor(s) /Title holder

(1) Applicant :

Mr. L. Aristo,
S/o. Loganathan,
No. 117/1, Palayamkottai Road,
Tiruchendur,
Thoothukudi Post.

Registered

Sale

deed

executed

by

T.

Thayalnayagi in favour of
L. Aristo
Applicant - vide doc. no. 493/2014, SRO.,
Mannargudi
4.

30.05.2014

Patta Transfer Order issued by the Special Xerox copy

Tahsildar of Mannargudi in favour of L. Aristo

5.

03.07.2006

6.

24.02.2011

7.

07.09.2015

Registered Loan bond executed by Dr. T. Xerox copy

Thayalnayagi in favour of City Union Finance
vide doc. no. 1778/2011, SRO., Mannargudi
Registered Loan Discharge Receipt executed Xerox
by the Branch Manager, Mannargudi City Union
Finance Ltd, in favour of Dr. T. Thayalnayagi
vide doc. no. 534/2011, SRO., Mannargudi
Survey Extract
Xerox

8.

07.09.2015

9.

23.02.2016

10.

21.03.2016

Encumbrance Certificate for the period from Original

01.01.1983 to 31.12.1986

11.

24.02.2016

Encumbrance Certificate for the Period from

01.01.1987 to 23.02.2016

12.

11.05.2016

Encumbrance Certificate for the Period from

01.01.2014 to 10.05.2016

13.

10.05.2016

Registered discharge Receipt executed by Karur

Vysya Bank Ltd., to L. Aristo doc no.
2030/2016, SRO., Mannargudi

A Register Copy issued by Mannargudi Xerox

Municipality
Tax Receipt

Original

14.10.2016
14.

Original

Original
Original

Encumbrance Certificate for the Period from

01.01.2002 to 13.10.2016

Panel Advocate

Survey Nos.
Town

Extent Areas In
acres/hec

Survey 7948 Sq.ft.,

No. 3621
New
Survey

738.39Sq.mt., Vaccant

Location

Boundaries

Nagapattinam
Registration

North of site owned by

District,

Town Manai

Mahalingam
Mannargudi

No.

3621/7

Sri Rama Madam and

Sub

T.S.No.

Registry,

Mannargudi 3621/5 &

Taluk,

Mannargudi

bearing
3621/1A1,
3621/1A1,

South of site owned by

Kalaivanan, Kamaraj,

Town,

Thenvadal

Rukmanipalayam
Street,

Eastern side,

Vellaichamy
Sridharan

&

Thevar,
Others

bearing T.S.Nos. 3620

& 3619,

Ward No. 1, Block No.

1.57,

East

of

Sathiyamoorthis
Property
West of South-North
Road

3.

Description of Immovable Properties

(4) Search in Sub Registrar`s Office :

Location of Properties :
Nagapattinam Registration District, Mannargudi Sub - Registry, Mannargudi
Taluk, Mannargudi Town, Thenvadal Rukmanipalayam Street, Eastern side, Ward No.1,
Block No. 1.57

Search and Investigation :

DEVOLUTION OF TITLE
The larger extent of 13420 sq.ft., in the aforesaid Survey Number originally belonged to Mr.
S. Venkatesan as per recitals of Registered WILL, it was executed by his father namely
Sabapathy Pillai on 18.08.1966. Consequently, the above S. Venkatesan had alienated the said
property to and in favour of S. Neelavathy under Registered Sale deed dated 11.11.1991, vide
doc no. 1866/1991, SRO., Mannargudi for valuable consideration.
Subseqeuntly, she sold an extent of 8902 sqft., out of 13420 sq.ft., under Registered Sale Deed
dated 18.04.2001, vide doc no. 785/2001, SRO., Mannargudi in favour of Dr. T. Thaiyalnayagi
for valuable consideration.
It is seen that she has mortgaged the said property in favour of Sriram City Union Finance
Ltd., under Registered Loan Bond dated 03.07.2006. vide doc no. 1778/2006, SRO.,
Mannargudi, it had been discharged as per recitals of registered receipt dated 24.02.2011, vide
doc no. 534/2011, SRO., Mannargudi.

Subsequently, she has alienated the said property viz., 7948 Sq.ft., out of the total extent of
8902 Sq.ft., by way of Registered Sale Deed dated 13.02.2014, vide doc no. 493/2014, SRO.,
Mannargudi in favour of Mr. L. Aristo for valuable consideration. Since then, he has been in
possession & enjoyment of thereon. He has been derived title and become absolute owner in
respect of the said property through registered sale deed as stated above.
Patta Transfer Order, `A` Register & Tax Receipt have been evidenced for enjoyment and
possession of the above property.
Encumbrance certificates have been perused for the period from 01.01.1983 to 23.02.2016 in
connection with the same, which do not disclose that any subsisting encumbrances except the
aforesaid transactions.
The above Original documents have been already secured by the Bank from the applicant /
Mr. L. Aristo S/o. Loganathan towards his earlier loan. The applicant has to be directed to
furnish a fresh encumbrance certificate in respect of the said property for the subsequent
period.
There is no other subsisting encumbrances over the property as mentioned above and

ownership and possession are with Mr. L. Aristo S/o. Loganathan. He is having absolute,
valid, clear and marketable title over the property as stated in the above schedule. He has to be
directed to furnish a fresh encumbrance certificate for the subsequent period.

Panel Advocate

M.M. RAMAMANOHAR, B.Sc., B.L.,

ADVOCATE,

No. 32, Mela Raja Veethi, Mannargudi 614 001.

Mobile : 94431 64229, mmr.advocate@gmail.com

iii.
iv.

Confirm and state that the original title deeds submitted are Described in Col. No. 2
the originals registered before the Registrar of Assurance
Whether the property is ancestral and /or under joint

Does not arise

ownership. If so, details of the Co-parceners /Karta and /or the

Co-owners. The respective shares should be incorporated
specifically.
V.

Minors interest
(Any minors interest if involved in the property proposed to
be

Does not arise

mortgaged or any other claims. If minors interest is

involved what precautions are to be taken to protect Banks

interest as a mortgagee to be state. Please note that if the
property belongs to a minor permission of Court is generally
required to create the mortgage of the property)
vi.

Documents Pending for Registration

The enquiry is to be made whether any document creating
mortgage, charge or encumbrance is pending registration in the
concerned Sub - Registrars / Registrars Office are to be

Nil

stated. If so, full details of such charge etc., of charge holder

v.

should be specified.
Whether Urban Land (Ceiling and Regulation) Act 1976 is
applicable in the state where the property is located. If
applicable whether the immovable property(ies) fall(s) within
the purview of the Act, verification and investigation should be
made under sections 26, 27 and 28 of the Act to ensure that
mortgagor(s) has / have obtained necessary permission from

Nil

the competent authority under the Act Documentary evidence

showing such permissions obtained has to be attached with the
vi.

report.
Whether the property is acquired Urban Land Acquisition

Nil

vii.

Act, 1984 and applicability of other State legislations.

Leasehold immovable property (Whether land/ building is

Nil

leasehold, please verify the terms of lease, whether any

permission/NOC from the lessors / competent authority is
required for creation of mortgage of such leasehold property
and advice the precautions to be taken while obtaining such
viii.

property in mortgage.
Investigation under Income Tax Act 1961 (Any permission of
the concern Assessing Officer under any of the Provisions of

Income Tax Act is required for creating mortgage or any

Nil

Certificate to be submitted to the bank to show that no dues

ix.

are out standing to Income Tax Dept)

Investigation with regard to agricultural land (Investigate and
search the necessary records etc., with specific reference to the
land if it is surplus, self cultivated, if consolidation of
holdings/acquisition proceedings etc., is in progress in the

Nil

area, whether the Government loan. Any loan raised against

the land details about the charges/ encumbrance may be
specified, specifically with reference to the Agricultural Land
Laws.
10. The details of the certified copies of the revenue records obtained to confirm that no dues are
outstanding by the Mortgagor.
11.
Any other special enactment which is applicable to the
12.

property proposed to be mortgaged and affects the title.

If it is a property owned by the Company the additional

Nil

safeguards like search before the Registrar of Companies to

Nil

be obtained be stated

Panel Advocate

Possession & Enjoyment :

Sl.No.
1.

Date
23.02.2016

Description
Tax Receipt

Remarks
Xerox

Panel Advocate

CERTIFICATE
I hereby certify that I have searched and verified the information furnished in this
report and have compared the Title deeds given to me with the copy of it in the office of the

Sub - Registrar and has found both tallying with each other. The statements and other
information given in the report are correct and true.
I certify that Mr. L. Aristo S/o. Loganathan has got valid, clear, absolute and
marketable Title over the property as shown above. The Title deed is genuine. If Mr. L. Aristo
S/o. Loganathan should personally present and deposit the Title deeds (Described in Col. No. 2)
in original with intention to create equitable mortgage, it will satisfy the requirements of
creation of equitable mortgage. The following person/s should be present personally to deposit
the original Title deeds with your Branch for creation of equitable mortgage.
Applicant :

Mr. L. Aristo,
S/o. Loganathan,
No. 117/1, Palayamkottai Road,
Tiruchendur,
Thoothukudi Post.
I hereby return the original documents forwarded to us vide your said letter the

following documents in original have to be creation of valid equitable mortgage by deposit of

title deeds -

Described in Col. No. 2

The stamp duty payable on Oral Assent

Panel Advocate