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news

For business. For growth. For life.

K DN No : PP18554/09/2014(033986) - Vol. 7

4SME Engagement
Apps Launch

SME Bank
Family Day 2016

Tuah

Essential Fan

Reaching Out
To Customers

Not For Sale

No. Permit KDN: PP18554/09/2014 (033986)

Editorial Team
Advisor
Datuk Mohd Radzif Mohd Yunus
Executive Editor
Khairil Anuar Muhammad Anuar
Editor
Abdul Latiff Puteh
Contributors
Saripah Radziah Sayed Hamid
Sarah Hanis Abdullah Sani
Hayati Abu Seman
Ahmad Azuar Zainuddin
Asrin Aspuri
Photographer
Wan Badaru Sukry Wan Abdullah

Contents
03

From the Desk of GMD

Corporate Happenings

04 4SME Engagement App Improves SME

Banks Service Delivery

05 90 Days Biz Challenge

06

SME Bank Family Day 2016

08 SME Bank Y-Biz Challenge Platform

Usahawan Muda Berjaya

09 Tuah Essential Fan

10

Program Inovasi Usahawan Muda SME

Bank Y-Biz Challenge 2016

14

SME Bank Semarakkan Bulan

Kebangsaan 2016

15

SME Bank Strikes Home The Champion

Trophy at Prolintas Bowling Tournament

Printing
Wai Xin Industries Sdn. Bhd. (611508-K)
No. 23, Jalan PBS 14/13,
Tmn. Perindustrian Bukit Serdang,
43300, Seri Kembangan,
Selangor
T: +603 8945 7477

Enterprise Trails
13

Reaching Out to Customers

18 Kumpulan SME Bank sertai Showcase

Satu Daerah Satu Industri 2016

Issues of Interest
Published by

17 Fintech and SMEs

CEDAR
Small Medium Enterprise Development Bank
Malaysia Berhad (49572-H)
Menara SME Bank Jalan Sultan Ismail
50250 Kuala Lumpur, Malaysia
T: +603 2615 2020 F: +603 2698 1748
www.smebank.com.my

12

CEDAR Mindlab Series : Survival

Instincts in the Food and Beverage
Industry

From the desk of

GMD
Assalamualaikum warahmatullah hiwabarakatuh
2016 has been an exciting and eventful year for
the Bank. All planned strategies were executed
with precision and the Bank is expected to
achieve its intended results.
The
aggressive
promotional
campaign
undertaken in the third quarter of the year
and the commitment shown by all employees
contributed significantly toward achieving the
approvals target.
2016 also saw the Bank taking several important
initiatives in improving the standard of customer
service. In September 2016, the Bank launched
the 4SME Engagement Mobile Application,
enabling a speedy update of clients progress.
In addition to this, the Bank continues to
emphasise on reaching the unserved and
underserved SMEs by embarking on a nationwide outreach programs. Conducted at 15
venues, these programs attracted more than
3,000 entrepreneurs.
The testimony of our endless efforts in ensuring the
success of SME entrepreneurs was given its rightful
recognition when SME Bank was accorded with
the Top SME Supporter Award in the Platinum
Business Awards 2016 event organised by the
SME Association of Malaysia in October 2016.

All the efforts taken in 2016 will be the base for

us to go into 2017 with a renewed commitment
in nurturing and developing the countrys SMEs.
Taking the RM100 million allocation announced
by the Prime Minister in the 2017 Budget, more
comprehensive and structured initiatives will be
undertaken to ensure the objective of making
2017 as the Start-Ups and Promotion Year of SMEs
is achieved.
As we are now nearing the end of 2016, I would
like to take this opportunity to wish everyone a
Happy New Year and may 2017 turn out to be a
successful and meaningful year for all of us.
Thank you.
Datuk Mohd Radzif Mohd Yunus
Group Managing Director
SME Bank

SMENews

Corporate Happenings

4SME Engagement App Improves

SME Banks Service Delivery
S

ME Banks service delivery has been taken

a notch higher following the launched
of 4SME Engagement Mobile Application
on 1 September 2016. Applying the FinTech
concept, the 4SME mobile application is
synchronised to the Banks internal system,
the Financing Origination System (FOS) which
is functioning as a one stop centre to house
data and information of the Bank customers
project development and progress. The mobile
application was launched by YB Datuk Chua
Tee Yong, Deputy Minister of International
Trade and Industry.
Customers will benefit from the usage of this
4SME mobile application as it is accessible
during online and offline mode. SME Banks
officers will be able to upload photos and
information during their site visits that will lead
to a speedy approval process. 4SME mobile
application is also equipped with preloaded
interview questions to facilitate the Banks
officer to collect data and functioned with
Global Positioning System (GPS) that will make
locating and searching for existing customers
location and nearby customers an easier task.
As at to date, a total of 3,457 reports have been
uploaded to the 4SME mobile application.
The app is available in Apple Apps Store and
Android Play Store.

SMENews

Corporate Happenings

abaran SME Bank 90-Days Business

Challenge 2017 telah membuka tirai
dengan tiga sesi Taklimat Keusahawanan
yang telah diadakan dengan 360 orang
pelajar dan pensyarah dari Program Inkubator
Keusahawanan pada 21 sehingga 29
September 2016 yang lalu bertempat di Kuala
Lumpur. Pertandingan yang memasuki edisi
kedua ini merupakan satu pertandingan yang
menguji kecekapan para pelajar Program
Inkubator Keusahawanan Kolej Komuniti
dalam menguruskan perniagaan mereka
selama 90 hari. Pertandingan yang akan
bermula pada Januari 2017 ini telah mendapat
sokongan padu Jabatan Kolej Komuniti,
Kementerian Pendidikan Tinggi Malaysia.
Sebagai kesinambungan kepada Program
SME Bank Y-Biz Challenge yang melibatkan
pelajar sekolah menengah, Program SME
Bank 90-Days Business Challenge ini pula
mempromosikan profesion keusahawanan
sebagai kerjaya pilihan generasi belia setelah
tamat belajar nanti. Pertandingan yang

SMENews

berkonsepkan program realiti ini memerlukan

pasukan yang terpilih memuat naik video
perkembangan perniagaan mereka ke portal
www.YourSuccessOurStory.com. Video yang
mempunyai jumlah Like terbanyak akan
mendapat markah tambahan.
Sebagai permulaan, Taklimat Keusahawanan
ini telah disampaikan oleh Centre for
Entrepreneur Development and Research
(CEDAR), anak syarikat SME Bank. Taklimat
Keusahawanan ini merangkumi aspek-aspek
pengurusan perniagaan, kewangan, teknikal
dan pemasaran. Selain itu, para peserta
juga telah diajar cara-cara penyediaan
rancangan perniagaan sebagai persediaan
untuk memasuki pertandingan ini. Untuk
sebarang maklumat lanjut tentang SME
Bank 90-Days Business Challenge 2017, sila
layari www.YourSuccessOurStory.com
dan
ikuti Facebook SME Bank 90 Days Business
Challenge untuk perkembangan terbaru.

Corporate Happenings

ore than 1800 SME Banks

employees
and
family
members gather for a splash in
the sun, with fun-filled telematch
games and activities during the
SME Bank Group 2016 Family Day
at Sunway Lagoon Surf Beach
on 12 November 2016. This is a
part of the Banks employee
engagement program to show
appreciation to the entire Banks
hardworking and dedicated
staff.

SMENews

Corporate Happenings

There were 150 lucky draw

prizes and among the top
5
prizes
includes
holiday
package, motorcycle, TV, Go
Pro and laptop. The event
was hyped up by a special
appearance from Rita and
The Boys, a band comprises
of Audit, Compliance and Risk
Management staff and a solo
performance from En. Mohd
Shahrom Shahril of CEDAR.
The SME Bank 2016 Family Day
ended with a free and easy
session for the employees to
enjoy the Sunway Lagoon rides
and attractions.

SMENews

Corporate Happenings

SME Bank

SME Bank Y-BIZ CHALLENGE

PLATFORM

USAHAWAN MUDA BERJAYA

S
elama lima tahun penganjurannya, Program
Inovasi Usahawan Muda SME Bank Y-Biz
Challenge telah menampakkan hasil apabila
lebih 10 buah sekolah yang pernah menyertai
pertandingan tersebut telah berjaya menjual
produk mereka di pasaran tempatan dan juga
antarabangsa.

Antara yang paling berjaya adalah produk

DLapique daripada SMK Malim, Melaka dan
E-Pro Buster daripada Madrasah Idrisiah, Kuala
Kangsar, Perak. DLapique, yang merupakan
alas meja mudah alih yang digunakan
di sekolah-sekolah, tadika serta kantin di
Malaysia, telah berjaya dijual melebihi 18,000
unit. Produk ini juga telah berjaya dipatentkan
dan menjadi satu produk yang eksklusif.

Satu lagi testimoni kejayaaan usahawan

yang lahir dari pertandingan SME Bank Y-Biz
Challenge adalah produk E-Pro Buster yang
telah berjaya dijual melebihi 31,000 unit.
Madrasah Idrisiah yang merupakan pemenang
tempat ketiga SME Bank Y-Biz Challenge 2015 ini
menghasilkan sejenis bahan sebatian gel yang
digunakan untuk menghalau haiwan perosak
yang menyerang tanaman pertanian dan
juga isi rumah. Produk yang inovatif ini telah
dipasarkan di Malaysia, Indonesia dan Brunei.
Memandangkan sambutan yang amat baik
dan pasaran yang meluas, Madrasah Idrisiah
telah membuka sebuah kilang di Indonesia
pada penghujung bulan Oktober yang lalu
bagi memenuhi permintaan yang tinggi untuk
produk ini.

SMENews

Corporate Happenings

Tuah
2016

Essential Fan

Juara Y-Biz Challenge

iapa sangka hasil kreativiti sekumpulan

pelajar dari Sekolah Berasrama Penuh (SBP)
Integrasi Rawang menyediakan alternatif
kepada cara penggunaan minyak angin telah
membuahkan hasil. Kumpulan SEPINTAR Young
Inventors dengan produk mereka Essential
Fan, sejenis kipas tangan beraroma, telah
dinobatkan sebagai Juara SME Bank Y-Biz
Challenge 2016 sekaligus membawa pulang
hadiah bernilai RM45,000.00 termasuk hadiah
tiket penerbangan untuk lima orang sebagai
insentif untuk mereka bertanding di peringkat
antarabangsa.

SMENews

Kegunaan utama Essential Fan adalah untuk

mengurangkan masalah mudah mengantuk,
migrain dan selsema tanpa perlu menyapu
minyak angin ke kulit pengguna. Idea yang
unik dan mempunyai nilai komersil yang tinggi
ini telah menambat hati panel juri. Sebagai
perancangan masa hadapan, SEPINTAR Young
Inventors bercadang untuk memasarkan
produk ini di koperasi-koperasi sekolah serta
melalui media sosial. SEPINTAR Young Inventors
diwakili oleh pelajar tingkatan tiga; Abdullah
Hafeez Bin Zulkefli, Mohamad Zahin Bin Mohd
Zakian, Izzatul Nasuha Binti Feizal dan Dze Fathi
Binti Md. Razeef dan dibimbing oleh Cikgu
Sakinah Binti Yusoff.

Corporate Happenings

SME Bank
Peringkat Awal

88 Kertas Cadangan telah diterima

42 penyertaan lama dan 46
penyertaan baru

Panel juri daripada SME Bank,

Kementerian Pendidikan Malaysia
dan Majlis Rekabentuk Malaysia telah
memilih 20 penyertaan terbaik

5 Sept 2016

rogram Inovasi Usahawan

Muda
SME
Bank
Y-Biz
Challenge 2016 kembali lagi
dengan persaingan yang sengit
dari para peserta. Bagi tahun
ini, SME Bank telah merombak
semula format penganjuran
dengan memberi lebih fokus
kepada aspek keusahawanan,
nilai komersil dan pemasaran.
Pertandingan yang
bermula
pada bulan Januari yang lalu
telah berakhir dengan sebuah
Majlis Penyampaian Hadiah oleh
YB. Dato Seri Mahdzir Khalid,
Menteri Pendidikan Malaysia
pada 10 November 2016.

Sesi Lawatan

Finalis SME Bank Y-Biz Challenge

2016 juga telah dibawa melawat
Chocolate Museum, Kota
Damansara dan juga Royal
Selangor Visitor Centre di Kuala
Lumpur.

Senarai Finalis

SMENews

10

SBP Integrasi Rawang, Selangor

Sekolah Menengah Sains Hulu Selangor,
Selangor
Sekolah Seri Puteri, Selangor
Sekolah Menengah Kebangsaan Puchong
Perdana, Selangor
SMK Tengku Intan Zaharah, Terengganu
(Pasukan 1)
SMK Tengku Intan Zaharah, Terengganu
(Pasukan 2)
SMK Taman Daya 2, Johor
SMK Seri Kenangan, Johor
SMK Buloh Kasap Segamat Johor
SMK Sanzac, Sabah

Corporate Happenings

Peringkat Separuh Akhir & Boot Camp

20 pasukan telah terpilih dan menerima wang modal

berjumlah RM1,000.00 untuk membina prototaip
Sesi Boot Camp 3 hari 2 malam yang padat dengan aktiviti
kepimpinan dan keusahawanan yang menerapkan nilai-nilai
komersil, kreativiti, inovasi dan kerjasama
Sesi Pembentangan separuh akhir berlangsung pada hari
kedua boot camp dan setiap pasukan perlu membentangkan
rancangan perniagaan beserta prototaip produk yang
berfungsi sepenuhnya

27-29
Sept 2016

Peringkat Akhir

8 Nov 2016

10 pasukan perlu membentangkan hasil

penjualan produk di hadapan panel juri
Markah telah disahkan oleh juruaudit
bertauliah yang telah dilantik oleh SME Bank

9 Nov 2016
Pemenang SME Bank Y-Biz Challenge 2016

Juara
Sekolah Berasrama Penuh Integrasi
Rawang, Selangor
Produk : Essential Fan

Naib Juara
SMK Tengku Intan Zaharah, Terengganu
Produk : Pereskia Gel for Visual Treatment

10 Nov 2016

Ketiga
SMK Sanzac, Sabah
Produk : Chantek-Sira Soap

SMENews

11

CEDAR (Centre for Entrepreneur Development and Research)

CEDAR

MindLab
Series

Survival Instincts in
the Food and Beverage
Industry
The guest speaker for this edition of the MindLab
Series was Datuk Abdul Malik Abdullah, the
Founder and Managing Director of dTandoor
International Group of Restaurants. Established
20 years ago, dTandoor is the first and the
largest North Indian Food Franchise in Malaysia
with 15 outlets.

he Centre for Entrepreneur Development

and Research (CEDAR), a wholly owned
subsidiary of SME Bank Malaysia, had
organised the second CEDARs MindLab Series
on 19 August 2016 at Menara SME Bank, Kuala
Lumpur. Carrying the theme of Survival Instincts
in the Food and Beverage Industry, the event
welcomed over 50 Bumiputera entrepreneurs
and industry experts from the F&B industry, and
members of the SME Bank senior management
for a half-day in-depth and thought-provoking
session to discover the business strategies and
instincts contributing to their successes and
failures.
The event was officiated by the Group
Managing Director of SME Bank, Datuk Mohd.
Radzif Mohd Yunus and moderated by the Chief
Operating Officer of CEDAR, Dr Sheikh Ghazali
Abod. The event was also attended by the
Chairman of CEDAR, Tan Sri Datuk Mohamed
Khatib Abdul Hamid.

SMENews

The programme aims is to inculcate positive

thinking among the Bumiputera entrepreneurs
and to unlock their potentials through
knowledge, skills as well as increasing their
confidence in managing and improving their
prosperity, Datuk Radzif remarked in his
opening speech.
Through CEDARs MindLab series, Bumiputera
entrepreneurs were able to learn and share
their experiences and ideas with industry expert
regarding business survival instincts with the
aim of eventually reducing the gap on issues
affecting their business he adds.
As a platform which brings together the SMEs
and industry experts, the CEDARs MindLab
series encourage Bumiputera entrepreneurs
to further enhance their understanding and
what it takes to survive in a challenging and
competitive business environment. At the
same time, the entrepreneurs were also able to
appreciate what it takes to take their business
to the next level, including the export market.

12

Enterprise Trails

Reaching Out To Customers

2

016 is a year where SME Bank puts its

focus on customer engagement activities.
Starting from September 2016, Customer
Service Management Dept. had organised the
several Customer Open Days. The Bank took a
targeted marketing approach whereby only
four locations were selected namely Seremban
Enterprise Centre, KL Sentral Enterprise Centre,
Ipoh Enterprise Centre and Rawang Business
Centre.
This targeted customer engagement strategy
allows the Banks officers to reach out to more
prospects and existing customers in a timely
and more personalized manner. Through this
programme, the Bank received direct feedback
from clients and they can discuss in details on
issues relating to their existing financing needs.

SMENews

13

Corporate Happenings

SME Bank

SEMARAKKAN BULAN
KEBANGSAAN 2016
B

erbekalkan semangat cintakan Bahasa Kebangsaan, SME Bank telah menyertai

beberapa pertandingan yang telah dianjurkan oleh Kementerian Perdagangan
Antarabangsa dan Industri (MITI) dan agensi sempena sambutan Bulan Bahasa
Kebangsaan 2016.

Pertandingan
Pidato
anjuran
Malaysia
Industrial Development Finance Berhad (MIDF)
6 Oktober 2016, Menara MIDF
Pn. Qistina Binti Rahmat yang mewakili SME
Bank dalam pertandingan pidato telah
menjuarai pertandingan ini dan menerima
hadiah wang tunai bernilai RM300.00 dan sijil
penyertaan.

Pertandingan Pengulas Buku Pilihan anjuran

MITI
22 September 2016, Menara MITI
SME Bank telah menghantar Cik Amirah Binti
Zakaria sebagai peserta bagi pertandingan
pengulas buku pilihan. Cik Amirah telah
mendapat hadiah saguhati berupa wang
tunai RM50.00 dan sijil penyertaan.

Pertandingan Bahasa Berirama anjuran MATRADE

29 September 2016, Menara MATRADE
Pasukan Bahasa Berirama SME Bank telah
berjaya merangkul tempat kedua dan
menerima hadiah wang tunai RM750.00 dan
sijil penyertaan.

SMENews

SME Bank juga telah menghantar dua orang

wakil, En. Turino Junaidi Bin Muhd Safar yang
menyertai pertandingan syair dan En. Nordin
Bin Abdullah dalam pertandingan pantun.

14

Corporate Happenings

SME Bank Strikes Home

the Champion Trophy at

Prolintas Bowling
Tournament

ME Bank became the Champion of Prolintas

Bowling Tournament organised by Projek
Lintasan Kota Holdings Sdn. Bhd. (Prolintas) in
conjunction with the Prolintas-Clients Day. SME
Banks avid bowler, Encik Abd Samad Abu
Manan also won the Best Male Bowler title.
The bowling tournament was held on 5
November 2016 at Wangsa Bowl, One Utama,
Damansara. A total of 60 bowling enthusiasts
from 15 teams participated in the tournament
which included SME Bank Group Corporate
Communications Team (GCC) and SME Bank
Treasury Team. Overall, the tournament was a
rousing success. The winning team of SME Bank
GCC comprises of Abd Samad Abu Manan from
Operations Support & Trade Finance, Norsalwa
Zakaria and Wan Badaru Sukri Wan Abdullah
from GCC and Mohd Zulkhairie Abdullah from
Rawang Business Centre.

SMENews

15

Issues of Interest

Fintech and SMEs

F

inancial Technology or Fintech can

Navigating the next
be simply defined as the use of
industrial revolution
technology and innovative business
models in financial services. The
rapid growth development of
Fintech have been supported by
internet revolution and the mobile
Steam, water,
mechanical production
Electronics, IT, automated
internet revolution which changes
equipment
production
the traditional definition of
technology applied to back
office of banks or trading firms into
a broad variety of technological
interventions on personal and
Division of labour,
Cyber-physical
commercial finance.
electricity, mass production

1784 1870 1969

systems

Another supportive factor are the

global financial crisis of 2007-2008,
coupled with higher regulation
and capital costs for loans to Small
Medium Enterprises (SMEs) that have
source: world economic forum
changes the financial market to be
more creative in term of providing new and
fostering innovation and consumer need for
creative type of financing. Professor Klaus
alternative lending products.
Schwab, Founder and Executive Chairman
of the World Economic Forum in his latest
On Regulatory side, Bank Negara Malaysias
book raising concern on the Fourth Industrial
(BNM) concept paper on financial technology
Revolution that based on how technology
is near completion as been stated by the BNMs
might change human life and activities
Governor. Bank Negara is expected to release
which also include the financial technology
the regulatory framework on Fintech by the
evolution.
final quarter of this year. The development of
According to Accenture in their report, The the SME sector is important because it is the
Future of Fintech and Banking 2015, global backbone of the economy and currently this
investment in Fintech ventures tripled from sector contributed about 36.3% to the national
$4.05 billion in 2013 to $12.21 billion in 2014. Total Gross Domestic Product (GDP) and 17.0%
spending by banks worldwide on Information contribution to the countrys exports.
Technology (IT) to be equal to $215 billion.
While companies in China and the
Global Investments in Fintech
$ billion
U.S receive most of this funding,
Other
Asia
Europe
US
Pacific
12.2
Southeast Asia fintech investments
12
has increased significantly as well.
+205% p.a.
10
According to the report by KPMG
8
+54% p.a.
Enterprise and KPMG Fintech entitled
+6% p.a. +33% p.a. +8% p.a.
+42%
p.a.
6
The Pulse of Fintech, venture capital
has been streaming into marketplace
lending platforms based in Southeast
Asia, driven by limited regulation

4.0

4
2
0

1.7

1.8

2009

2010

1.2

2008

source: CBInsights, McKinsey Panorama

SMENews

16

2.4

2.6

2011

2012

2013

2014

Year

Issues of Interest

Benefits of Fintech for SMEs

SMEs rely on more manual processes and
often do everything themselves but through
the development of Fintech, all the traditional
ways of doing things could change. For those
willing to invest in Fintech especially in data,
payments and software technologies, a more
efficient and cost-effective business model
coupled with competitive advantage will be
the result.
To simplify things, we will look at the benefits of
Fintech from big data, financing and software.
Big data has been recognized as the heart
of Fintech. By analyzing thousands or millions
of raw data and simplify the data into more
presentable information, big data will help SMEs
to have a better understanding their customers
and target them more efficiently. Fusionex and
OR Technologies are among the companies in
Malaysia that offers big data analytics services.

The Fintech evolution also brings along the

emergence of new tools and solutions in
term making payment faster and efficient
for example through digital currencies and
biometric security. More recently, proposals
have been raised to increase payment and
data security by reading and interpreting
consumers spending history. These and other
security initiatives offer the opportunity to
push services out to smartphones and other
devices without increasing the associated risk.
Innovations such as mobile wallets, P2P mobile
payments, foreign exchange and remittances,
real time payments, digital currency solutions
and many other new innovations are now
penetrating the market at a faster rate.
Access to financing are crucial for the SMEs
and prior to the year 2008, SMEs turned mostly

Paying
P2P
payments

Financing

Online
payment
enablement

P2P lending
Crowdfunding

Mobile
wallet

Alternative
credit
decisioning

Crypto
-payment

Insuring

Investing

Internet of
things

Robo-advisors
Low-cost
trading
platforms

source: http://www.pwc.com/sg/en/publications/assets/fintechstartupbootcamp-apac-2015.pdf

SMENews

17

to the bank for debt finance.

But, currently, the SME-bank
relationship model is not really
viable due to high reliance
on
real
estate
security,
business models and others.
Fintech lenders entering the
SME market space with new
diversified solutions for the
SMEs and fast-time processing
of loans. Peer-to-peer lending,
equity crowfunding, invoice
factoring are among the real
choice for SMEs when it comes
to financial services and
there has never been such
an efficient system like what
have been offer now by the
financial technologies.
Big data analytics, payment
and lending services are only a
small slice of fintech potential
for SMEs and they should
leverage on this new evolution
for the greater benefit of it.

Enterprise Trails

Kumpulan
SME Bank sertai
Memasuki tahun ke-11 penganjurannya,
Showcase SDSI merupakan pameran tahunan
terbesar yang menghimpunkan produk dan
perkhidmatan SDSI yang berkualiti dari seluruh
Malaysia termasuk Sabah dan Sarawak.
Program transformasi keusahawanan yang
dilaksanakan melalui kerjasama MITI dengan
pelbagai agensi kerajaan di peringkat
pusat dan negeri ini adalah selaras dengan
pendekatan Strategi Lautan Biru Nasional
(National Blue Ocean Strategy NBOS).
Sebagai usaha membuka ruang kepada
usahawan PKS untuk meluaskan lagi pasaran
produk mereka, edisi tahun ini menyaksikan
sesi padanan perniagaan telah diadakan
selama tiga hari melibatkan lapan buah pasar
raya besar dan pembeli tempatan iaitu Tesco,
Mydin, AEON, Ramly Halal Mart, Giant, UO
Superstore, LuLu Hypermarket dan Pos Malaysia.
Sepanjang tempoh empat hari pameran ini
berlangsung, lebih RM10 juta nilai kontrak
jualan telah berjaya dicatatkan, melebihi nilai
kontrak jualan tahun lepas iaitu RM6.37 juta.
Selain daripada syarikat tempatan, Showcase
SDSI ini juga telah menarik penyertaan dari
Arab Saudi, China, Hong Kong, Jepun dan
Korea.
Untuk menjayakan lagi Showcase SDSI, SME
Bank telah membuka satu pavilion khas dan
menempatkan tujuh buah syarikat PKS yang
merupakan pelanggan SME Bank bagi menjual
produk mereka. Selain itu, sebagai satu insentif
untuk pemenang Program Usahawan Muda
SME Bank 90-Days Business Challenge 2015,
Kolej Komuniti Paya Besar, Pahang yang
merupakan juara pertandingan tersebut telah
dijemput untuk mempromosikan produk yang
diusahakan oleh syarikat mereka iaitu SMT
Empire Resources. Syarikat ini mengeluarkan
produk sukan dan menawarkan perkhidmatan
pencetakan. Penyertaan mereka adalah
bagi
memberi peluang untuk menimba
pengalaman dan meningkatkan jaringan
perniagaan.

SMENews

18

Corporate Happenings

Corporate Visits
1 November 2016

22 November 2016

Visit by delegation from Saudi

Arabian Monetary Agency (SAMA)

Study Visit by the Egyptian Banking

Institution

ADFIM INAUGURAL DINNER

Association of Development Finance Institutions
of Malaysia or ADFIM held its inaugural dinner
on 19 November 2016. The dinner gathers
renowned industry leaders in the development
banking fraternity as well as the entrepreneur
development organizations.
The dinner was officiated by YB Datuk Johari
Abdul Ghani, Minister of Finance II, who
also witnessed the signing of Memorandum
of Understanding between ADFIM and The
Australian Institute of Management (AIM). The
MoU paved the way for ADFIM employees
to attend the Applied Leadership and
Management Program offered by AIM. The
dinner was attended by more than 500 guests
which saw 10% of them walking away with
hampers, electrical items, handphones and
holiday vouchers as winners of the lucky draws.

SMENews

19