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Arogya Premier Benefits Table

Product Name

Arogya Premier

Indemnity Hospitalisation

No Room rent limit, Covered up to Sum Insured

Pre- Hospitalisation Coverage

60 days

Post- Hospitalisation Coverage

90 days

Day Care Procedures

Covered up to Sum Insured

Domiciliary Hospitalisation

Covered up to Sum Insured

Ambulance

Actual expenses (incl. Air Ambulance) or max up to


INR 100000/ hospitalisation

Organ Donor Expenses

Covered up to Sum Insured

Maternity Expenses

Covered up to Sum Insured after waiting period of 9


months

Alternate Treatment

Covered up to Sum Insured

Health Check up

Actual Expenses or max up to INR 5000/ insured


after 4 consecutive claim free years

Reinstatement of Sum Insured

100% of SI once during the policy period

Cumulative Bonus

10% every claim free year; max up to 50%

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