1

Knowledge about investment invest in Mutual Funds and Banks

Find out the Chi-Square Value

Q1
Observed

Group 1
Group 2

Expected

Very High High

7
22
29
13.2642
15.7358

Observed Minus
Expected

Good
12
25
37

Medium
70
79
149

63
51
114

16.9233 68.15057 52.142045455

20.0767 80.84943 61.857954545

-6.264205 -4.923295 1.849432 10.857954545

6.264205 4.923295 -1.849432 -10.85795455

O-E squared

39.24026 24.23884 3.420398 117.89517691

39.24026 24.23884 3.420398 117.89517691

O-E squared/E

2.958357 1.432276 0.050189 2.2610385896

2.493694 1.207312 0.042306 1.9059016383
Chi-Squar 12.7558

Critical Value of Chi-Square

Observed

2 Respondent's important factor(s) consider while investing in Mutual Funds and Banks
Saftey of Investment
Opportunity for steady Grow
Group 1
42
Group 2
71
113

Expected

51.68466
61.31534

Observed Minus
Expected

-9.684659
9.684659

O-E Squared

93.79262
93.79262

O-E Squared/E

1.814709
1.529676
Chi-Square

7.5828
Critical Value of Chi-Square

Observed

3 Respondent's find himself Mutual Funds and Banks Investors

Totally Ignorant
Partial Knoweldge of MF/Banks
Group 1
20
91
Group 2
35
111
55
202

Expected

25.15625
29.84375

Observed Minus
Expected

-5.15625
5.15625

0
0

0 -1.392045455
0 1.3920454545

O-E Squared

26.58691
26.58691

0
0

0 1.9377905475
0 1.9377905475

O-E Squared/E

1.056871
0.89087
Chi-Square

92.392045455
109.60795455

0.0209735647
0.0176792876

11.9943

Critical Value of Chi-Square

Observed

4 Respondent's Come to Know about Investment in Mutual Funds and Banks

Advertisement
Peer Groups
Group 1
24
71
Group 2
55
86
79
157

Expected

36.13352
42.86648

71.80966
85.19034

-12.13352
12.13352

0 -0.809659
0 0.809659

0
0

O-E Squared

147.2224
147.2224

0 0.655548
0 0.655548

0
0

O-E Squared/E

4.074399
3.434441

0.009129
0.007695

Observed Minus
Expected

Chi-Square

21.9064
Critical Value of Chi-Square

Observed

5 Respondent's with return expect Mutual Funds and Banks Investment

5-10%
10-15%
15-20%
Above 20%
Group 1
26
37
62
36
Group 2
53
52
53
33
79
89
115
69

Expected

36.13352 40.70739 52.59943 31.559659091

42.86648 48.29261 62.40057 37.440340909

Observed Minus
Expected

-10.13352 -3.707386 9.400568 4.4403409091

10.13352 3.707386 -9.400568 -4.440340909

O-E Squared

102.6883 13.74471 88.37068 19.716627389

102.6883 13.74471 88.37068 19.716627389

O-E Squared/E

2.841912 0.337647 1.680069 0.6247414566

2.395538 0.284613 1.416184 0.5266145262
Chi-Square

10.1073

0.0722509009

Critical Value of Chi-Square

Observed

6 Respondent's with Return realize/saving from Mutual Funds and Banks Invesments
5-10% and 10-25% 10-15% and 30-50%
Group 1
18
68
Group 2
71
63
89
131

Expected

40.70739
48.29261

59.91761
71.08239

-22.70739
22.70739

0 8.082386
0 -8.082386

0
0

O-E Squared

515.6254
515.6254

0 65.32497
0 65.32497

0
0

O-E Squared/E

12.66663
10.67711

1.090247
0.919004

Observed Minus
Expected

Chi-Square

25.353

0.0001190819

Critical Value of Chi-Square

7 Respondent's feature of Investment in Mutual Funds and Banks allure most

Observed

Group 1
Group 2

Expected

Diversification
10
27
37

Better return and Safety

46
97
143

16.9233
20.0767

Observed Minus
Expected

65.40625
77.59375

-6.923295
6.923295

0
0

0
0

-19.40625
19.40625

O-E Squared

47.93202
47.93202

0
0

0 376.60253906
0 376.60253906

O-E Squared/E

2.83231
2.387445

5.7578983516
4.8535164116

Chi-Squar 32.2361

P
Critical Value of Chi-Square

Observed

8 Respondent's satisfied by service of company employee's behavoir from Mutual Fund

Group 1
Highly Satisfied
Satisfied
Group 2
12
76
17
86
29
162

Expected

13.2642
15.7358

74.09659
87.90341

-1.264205
1.264205

0 1.903409
0 -1.903409

0
0

O-E Squared

1.598213
1.598213

0 3.622966
0 3.622966

0
0

O-E Squared/E

0.120491
0.101565

0.048895
0.041215

Observed Minus
Expected

Chi-Squar 21.3515

Observed

Critical Value of Chi-Square

9 Respondent's Risk Profile while investing in Mutual Funds and Banks
Innovator Moderator
Risk Adverse
Group 1
13
54
43

Group 2

80
134

49
92

15.55114 61.28977
18.44886 72.71023

42.079545455
49.920454545

-2.551136 -7.289773
2.551136 7.289773

0 0.9204545455
0 -0.920454545

O-E Squared

6.508297 53.14079
6.508297 53.14079

0 0.8472365702
0 0.8472365702

O-E Squared/E

0.418509 0.867042
0.352775 0.730857

0.0201341664
0.0169717319

Expected

Observed Minus
Expected

Chi-Square

21
34

5.89136

0.316933566

Critical Value of Chi-Square

Observed

10 Respondent,s most important parameter while investing in Mutual Funds and Banks
Returns
Lower Risk Factor
Credit Rating
Group 1
15
38
19
Group 2
57
65
22
72
103
41

Expected

32.93182
39.06818

47.1108
55.8892

18.752840909
22.247159091

-17.93182 -9.110795
17.93182 9.110795

0 0.2471590909
0 -0.247159091

O-E Squared

321.5501 83.00659
321.5501 83.00659

0 0.0610876162
0 0.0610876162

O-E Squared/E

9.764116 1.761944
8.230485 1.485199

0.0032575126
0.0027458614

Observed Minus
Expected

Chi-Square

51.1676
Critical Value of Chi-Square

Observed

11 Respondent's rate of investment in Mutual Funds and Banks on the basis of Return
Highly Satisfied
Satisfied Average
Group 1
10
63
40
Group 2
22
91
65

32
Expected

154

14.63636
17.36364

Observed Minus
Expected

-4.636364
4.636364

105

70.4375 48.025568182
83.5625 56.974431818
0
0

-7.4375 -8.025568182
7.4375 8.0255681818

O-E Squared

21.49587
21.49587

0 55.31641 64.409744641
0 55.31641 64.409744641

O-E Squared/E

1.468662
1.237982

0.785326 1.3411552862
0.661976 1.1305026235

Chi-Sqaure

33.4783

P
Critical Value of Chi-Square

Observed

12 Respondent's Rate of Investment in Mutual Funds and Banks on the basis of Risk Exp
Highly Satisfied
Satisfied Average
Group 1
11
59
41
Group 2
19
86
65
30
145
106

Expected

13.72159
16.27841

66.32102 48.482954545
78.67898 57.517045455

-2.721591
2.721591

0 -7.321023 -7.482954545
0 7.321023 7.4829545455

O-E Squared

7.407057
7.407057

0 53.59737 55.994608729
0 53.59737 55.994608729

O-E Squared/E

0.53981
0.455023

0.808151 1.1549339196
0.681216 0.9735306862

Observed Minus
Expected

Chi-Sqaur 24.2445
Critical Value of Chi-Square

Observed

13 Respondent's Overall experience with investment in Mutual Funds and Banks

Highly Satisfied
Satisfied Average
Group 1
15
60
36
Group 2
27
88
63
42
148
99

Expected

Observed Minus
Expected

19.21023
22.78977

67.69318
80.30682

45.28125
53.71875

-4.210227
4.210227

0 -7.693182
0 7.693182

-9.28125
9.28125

O-E Squared

17.72601
17.72601

0 59.18505 86.141601563
0 59.18505 86.141601563

O-E Squared/E

0.922738
0.777806

0.874313 1.9023680124
0.736987 1.6035667539

Chi-Sqaure

35.5315
Critical Value of Chi-Square

and Banks
Low or Poor
9
14
23

161
191
352

10.51988636
12.48011364

r-1
c-1

1
2

-1.519886364
1.519886364
2.310054558
2.310054558
0.219589307
0.18509884
p

0.0125329418

5.99

utual Funds and Banks

rtunity for steady Growth
36
38
74

Liquidity Low Risk High Return

22
36
22
16
33
27
38
69
49

Company Reputation
3
6
9

33.84659091
40.15340909

17.38068 31.55966 22.41193

20.61932 37.44034 26.58807

4.116477
4.883523

2.153409091
-2.153409091

4.619318 4.440341 -0.411932

-4.619318 -4.440341 0.411932

-1.116477
1.116477

4.637170713
4.637170713

21.3381 19.71663 0.169688

21.3381 19.71663 0.169688

1.246522
1.246522

0.137005547
0.115486351

1.227691 0.624741 0.007571

1.03486 0.526615 0.006382

0.302813
0.25525

Chi-Square

0.669515
5.99

e of MF/Banks

Aware Only specific scheme You invested

49
93
142

Fully Aware
1
6
7

64.94886
77.05114

3.201705
3.798295

0
0

0 -15.94886
0 15.94886

0
0

0
0

0 -2.201705
0 2.201705

0
0

0 254.3663
0 254.3663

0
0

0
0

0 4.847503
0 4.847503

3.916408
3.301265
P

0.285436

al Value of Chi-Square
and Banks
Banks

5.99

Financial Advisors
61
5
36
14
97
19

44.36647727 8.6903409091
52.63352273 10.309659091
16.63352273 -3.690340909
-16.63352273 3.6903409091
276.6740783 13.618616025
276.6740783 13.618616025
6.236106523 1.5670980193
5.256613352 1.3209569691
P

1.514038
1.276231

0.0005454801
5.99

161
191
352

161
191
352

5.99
Banks Invesments
15-20% and 55-80%
47
38
85

Above 20% and 100%

28
161
19
191
47
352

38.87784091
46.12215909

21.49716
25.50284

8.122159091
-8.122159091

0 6.502841
0 -6.502841

65.9694683
65.9694683

0 42.28694
0 42.28694

1.696839813
1.430320471

1.967094
1.658127

5.99
allure most

Reduction in Risk and Transection Cost

66
40
106

Regular Income
39
27
66

48.48295
57.51705

30.1875
35.8125

0
0

0 17.51705
0 -17.51705

0
0

0
0

0
0

0 306.8469
0 306.8469

0
0

0 77.66016
0 77.66016

6.328964
5.334886

8.8125
-8.8125

2.572593
2.168521

0.000181251

Chi-Square

5.99

voir from Mutual Funds and Banks

Nuetral
Dissatisfied
27
39
64
19
91
58

Highly Dissatisfied
7
5
12

41.62215909 26.528409091
49.37784091 31.471590909

5.488636
6.511364

-14.62215909 12.471590909
14.62215909 -12.47159091

0 1.511364
0 -1.511364

213.8075365 155.5405798
213.8075365 155.5405798

0
0

5.136867984 5.8631702817
4.330030081 4.9422534836

0.416173
0.350805

0.003283339

Chi-Square

5.99
No effect
51

2.28422
2.28422

161

161
191
352

41
92

191
352

42.079545455
49.920454545
0 8.9204545455
0 -8.920454545
0 79.574509298
0 79.574509298
1.8910496403
1.5940261366

5.99

ual Funds and Banks

Inflation

Company Lock in Period

40
42
7
24
12
11
64
54
18

29.272727273 24.69886 8.232955

34.727272727 29.30114 9.767045
0 10.727272727 17.30114 -1.232955
0 -10.72727273 -17.30114 1.232955
0 115.07438017 299.3293 1.520177
0 115.07438017 299.3293 1.520177
3.9311123659 12.11915 0.184645
3.3136601618 10.21562 0.155643
P

8.51591E-009
5.99

the basis of Return

Dissatisfied

Highly Dissatisfied
43
5
11
2

161
191

161
191
352

54

352

24.69886364 3.2017045455
29.30113636 3.7982954545
18.30113636 1.7982954545
-18.30113636 -1.798295455
334.9315922 3.2338665418
334.9315922 3.2338665418
13.56060737 1.010045273
11.43066904 0.8513994186
3.02375E-006
5.99

n the basis of Risk Exposure

Dissatisfied
Highly Dissatisfied
40
10
20
1
60
11
27.44318182
32.55681818

5.03125
5.96875

12.55681818
-12.55681818

4.96875
-4.96875

161
191
352

157.6736829 24.688476563
157.6736829 24.688476563
5.745459251 4.9070263975
4.843031096 4.136289267
P

0.0001948404
5.99

nds and Banks

Dissatisfied
43
11
54

Highly Dissatisfied
7
2
9

161
191
352

24.69886364 4.1164772727
29.30113636 4.8835227273
18.30113636 2.8835227273
-18.30113636 -2.883522727
334.9315922 8.3147033187
334.9315922 8.3147033187
13.56060737 2.0198589152
11.43066904 1.7026035882
1.17841E-006
5.99

ompany Reputation
161
191
352

ully Aware
161
191
352

161
191
352

15
57

38
65

19
22

40
24

42
12

7
11

32
39

47
55

18
22

29
34

24
29

8
8

3.75815E-010

Find out the Correlation Cofficient

Q1

MF

Banks
7
12
70
63
9

22
25
79
51
14

Correlate 0.94445
Q2

Q3

MF

Banks
42
36
22
36
22
3

71
38
16
33
27
6

Correlate

0.8627

MF

Banks
20
91
49
1

35
111
93
6

Correlate 0.95424
Q4

MF

Banks
24
71
61
5

55
86
36
14

Correlate 0.70637
Q5

MF

Banks
26
37
62
36

53
52
53
33

Correlate 0.19496
Q6

MF

Banks

Q7

18
68
47
28

71
63
37
19

Correlate

0.1172

MF

Banks
10
46
66
39

27
97
40
27

Correlate 0.31734
Q8

MF

Banks
12
76
27
39
7

17
86
64
19
5

Correlate 0.80469
Q9

MF

Banks
13
54
43
51

21
80
49
41

Correlate 0.80008
Q10

MF

Banks
15
38
19
40
42
7

57
65
22
24
12
11

Correlate 0.09091
Q11

MF

Banks
10
63

22
91

40
43
5

65
11
2

Correlate 0.77894
Q12

MF

Banks
11
59
41
40
10

19
86
65
20
1

Correlate 0.86211
Q13

MF

Banks
15
60
36
43
7

27
88
63
11
2

Correlate 0.73632

10

10
A
Observed

G1
G2

Expected

B
15
57
72

32.93182
39.06818

Observed Minus
Expected

C
38
65
103

19
22
41

47.1108 18.75284
55.8892 22.24716

-17.93182 -9.110795 0.247159

17.93182 9.110795 -0.247159

O-E Squared

321.5501 83.00659 0.061088

321.5501 83.00659 0.061088

O-E Squared/E

9.764116 1.761944 0.003258

8.230485 1.485199 0.002746
Chi-Square 51.16758

11
A
Observed

G1
G2

Expected

Observed Minus
Expected

B
10
22
32

C
63
91
154

40
65
105

14.63636
17.36364

70.4375 48.02557
83.5625 56.97443

-4.636364
4.636364

-7.4375 -8.025568
7.4375 8.025568

O-E Squared

21.49587 55.31641 64.40974

21.49587 55.31641 64.40974

O-E Squared/E

1.468662 0.785326 1.341155

1.237982 0.661976 1.130503
Chi-Sq

33.47833

13
A
Observed

G1
G2

B
15
27
42

C
60
88
148

36
63
99

Expected

19.21023 67.69318 45.28125

22.78977 80.30682 53.71875

Observed Minus
Expected

-4.210227 -7.693182 -9.28125

4.210227 7.693182 9.28125

O-E Squared

17.72601 59.18505
17.72601 59.18505

O-E Squared/E

0.922738 0.874313 1.902368

0.777806 0.736987 1.603567
Chi-Sq

35.53152

86.1416
86.1416

E
40
24
64

F
42
12
54

7
11
18

29.27273 24.698863636 8.2329545455

34.72727 29.301136364 9.7670454545
10.72727 17.301136364 -1.232954545
-10.72727 -17.30113636 1.2329545455
115.0744 299.32931947 1.5201769112
115.0744 299.32931947 1.5201769112
3.931112 12.119153491 0.1846453667
3.31366 10.215621529 0.1556434767
p

7.99129E-010

E
43
11
54

5
2
7

161
191
352

24.69886 3.2017045455
29.30114 3.7982954545
18.30114 1.7982954545
-18.30114 -1.798295455
334.9316 3.2338665418
334.9316 3.2338665418
13.56061 1.010045273
11.43067 0.8513994186
p

9.53251E-007

E
43
11
54

F
7
2
9

161
191
352

161
191
352

24.69886 4.1164772727
29.30114 4.8835227273
18.30114 2.8835227273
-18.30114 -2.883522727
334.9316 8.3147033187
334.9316 8.3147033187
13.56061 2.0198589152
11.43067 1.7026035882
p

3.61239E-007