CERTIFICATE BY THE GUIDE

This is to certify that Project title Consumer Buying Behavior towards insurance
policy in Hdfc Standard Life Insurance is the original work of SMITA JOSHI
(01196788814) student of B.COM (H) 5th Semester and has duly completed her project
under my guidance and supervision up to my satisfactory level.

This work has been done in partial fulfillment of the requirement for the award of the degree
of Bachelor of Commerce from Kamal Institute of Higher Education And Advance
Technology, GGSIPU and has not been submitted anywhere in any other university for the
award of any degree.

Ms. Gurjeet Kaur

Asst. Professor
KIHEAT

DECLARATION
This is to certify that I have completed the Summer Training Project titled Consumer
Buying Behavior towards insurance policy in Hdfc Standard Life Insurance under the
guidance of Ms. Gurjeet Kaur in partial fulfillment of the requirement for the award of
degree of Bachelor commerce(honors) at Kamal Institute of Higher Education and
Advance Technology, Delhi. This is an original piece of work and I have not submitted it
earlier elsewhere.

Smita Joshi
01196788814

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ACKNOWLEDGEMENT
I would like to express my deep sense of gratitude to Consumer Buying Behavior
towards insurance policy in Hdfc Standard Life Insurance especially Mr. Vineet
Sharma who gave me this opportunity to work with this prestigious organization as a
summer trainee. He motivated me to perform well and helped me to understand my roles
and responsibilities. I feel grateful to him for being my mentor. It has been pleasant and
immensely valuable learning experience for me.
I also thank Prof. (Dr.) J.S. Gujral, Director of Kamal Institute of higher Education and
Advance Technology, for providing an opportunity of doing this project under his leadership.

I would also like to thank my faculty guide whose support and suggestion has helped me to
complete this project successfully. This project would not have started and much less
completed without the encouragement and support of my faculty guide Ms. Gurjeet Kaur
without whose valuable insights the project would not have seen daylight. Finally, I would
also like thank to all my dear friends for their kind cooperation, advice and encouragement
during the long and arduous task of preparing this report and carrying out the project.
At last but not the least, I would like to acknowledge my dear family members whose
blessings, inspiration and encouragement have resulted in the successful completion of the
project.

Smita Joshi

Ms. Gurjeet Kaur

01196788814

(Internal Guide)

B.com (honors)
5th Semester

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