REGULAR

SAVINGS SYSTEM
IT-3B
(MWF 10:15-11:15)

Mrs. Jurly R. Torregosa

MEMBERS:

Michael Akiatan

Mary An Daque

Lourdes Gomez

Prince Mae Misperos

Crissan Jay Redublado

 I. BACKGROUND OF THE BUSINESS ENTITY

PAGLAUM is a multi-purpose cooperative having 13 branches in the Philippines. The

original building was located at Southern Looc, Plaridel Misamis occidental.It was founded by
the beneficiares,parents and staff of the PAGLAUM COMMUNITY DEVELOPMENT
FOUNDATION to address economic and livelihood activities forsustainability. Theorganizatuion
operates in the Northwestern provinces of Mindanao and Visayas. In the local vernacular,
"paglaum" means "hope". The goal is to build sel-reliance and expand oppurtunity so the poorest
of the poor can help themselves.

PMPC offers microfinances services throughout the communities it serves, with special
attention paid to borrowers with disabilities and other vulnerable groups. It also offers
entreprenurial training to help members get their business off the ground.

PMPC joins Career GuidanceProgramin line with the Department of Education's (DepEd)
goal of the K to 12 Basic Education Program to produce graduates who are ready for higher
education, middle level skills development, employment and entrepreneurship, Paglaum Multi-
Purpose Cooperative collaborates with Looc National High School during the Launching of
Career Guidance Program.

PMPC offers variety of products and services to individuals (pertaining tothose members
who cant attend regular meetings because of their job) and to CUMI (pertaining to groups):

INSURANCE PRODUCTNSURNCE PROSAVINGS PRODUCT

ALLIED SERVICES ALLIED SERED SRURAL BANK OF PLARIDEL
II. SCOPE AND LIMITATION

In our group, we choose to study the REGULAR SAVINGS SYSTEM of PMPC,

TUDELA BRANCH. This system is imposed to cater people who would like to set aside
their extra money from their income. Technically, regular savings means to deposit at least
P100.00 to open up an account. As it reaches P500.00, the annual interest of 3% is now
computed to be added on to the balance. Since this is regular savings, depositors can
withdraw their money any time they want to but it must have at least P100.00 remaining
balance for further transactions. It also accept checks as long as valid and not bouncing
checks as a form of deposit.
Addition to that, we are only concerned about the typical transactions in PMPC,
TUDELA BRANCH in their regular savings deposit of old depositors and it does not covers
withdrawal transactions at all.

III. SUMMARY OF BUSINESS ACTIVITIES

1. The depositor will ask the teller for deposit slip and fill it up. Then give it back to
the teller together with the money and passbook.
2. The teller will forward the money to the cashier and the deposit slip would be
given to the account officer.
3. The account officer will verify the passbook and the deposit slip if the amount
written in the passbook corresponds with the deposit slip.
4. The account officer would give back the verified passbook to the depositor.
5. The teller would return the verified passbook to the depositor.
6. The cashier would deposit the money to the bank.
 EXTERNAL ENTITIES:

1. Depositor
2. Misamis Bank

INTERNAL ENTITIES:

1. Teller
2. Cashier
3. Account Officer

FILE STORAGE:

1. Depositor Master File

2. Deposit Slip Master File

IV. PROBLEM OF THE PROCESS

The amount given to the cashier would not be verified if it is the right amount that is

written to the deposit slip.

V. DFD

CONTEXT DIAGRAM

DEPOSITOR

Fill-up deposit
slip w/ money
and passbook Verified
Passboo

REGULAR SAVINGS DEPOSIT

Deposit

MISAMIS BANK
 PHYSICAL DIAGRAM

Fill-up
deposit
slip w/
money
and Forward
passbook Money
TELLER
CASHIER
DEPOSITOR
Verified
Passbook
Verified Passbook

Deposit Slip and Passbook

DSMF

Deposit
ACCOUNT
OFFICER

MISAMIS BANK
 LOGICAL DIAGRAM

Verified Passbook

1.0 Rec. PB with cash &Filled-up DS

DEPOSITOR
3.0 Rec, Cash
Cash

Deposit Slip, Cash &

Passbook Verified Passbook
Cash

Deposit Slip, Money, Passbook

DSMF

4.0 Preapare Deposit

2.0 Verify the PB if it corresponds w/ the written amount in DS

Cash

Deposit Slip

MISAMIS BANK