1 Hour Washington DC SAFE Mortgage Law Update 2017 SAFE CE

Course Syllabus

Welcome to our Washington DC SAFE CE State Law Course. We are excited to assist you in
furthering your mortgage career and are pleased you chose Praedo Institute to satisfy your
education requirements.

Course Purpose
This course is meant to satisfy the one hour Washington DC specific education requirement for
Washington DC mortgage loan originator continuing education.

Course Description
During this course we will review Chapter 11A of DC's code, titled Home Loan Protection and
Chapter 11 on prohibited practices.

Course Dates and Times

This course is offered for the 2017 license renewal period. DC loan originators must complete
this CE course by October 21, 2017 in order to ensure timely reporting to NMLS by November 1,
2017. If you complete this course after October 21, 2017, we cannot ensure that it will be
reported in time for an on time DC renewal. PLEASE NOTE: This course expires on December
31, 2017 and will not be available to complete after this date.

Course Objectives
Upon completing this course, you should be able to do the following:
Understand the scope and applicability of DC mortgage laws and rules
Comply with the requirements for licensees under the applicable laws and rules
Protect the public by following the requirements set forth in the rules and laws

Grading Policy
The course consists of slides mixed with comprehension questions. Each individual quiz
question is timed for 30 seconds. If you do not answer the quiz question within the allotted
time, the course will time out. At this point, you will be redirected to your dashboard and upon
re-opening the course, you will be required to repeat the section prior to the quiz question.

At the end of the course, you will be required to take and pass a final exam. This course is
timed as a one hour course. You must answer all of the comprehension questions correctly and
score 80 percent on all quizzes and tests to receive credit for the course. You may retake
course quiz questions until you pass, but you be allowed only 10 retakes of the course final.

Course Policies
Each student is required to submit an Identity Affidavit. By confirming the attestation, the
student certifies that the course work was or will be completed by the person for whom the
certificate will be issued. The student further certifies that they did not or will not receive any
assistance in completing the course. The submission of a completion certificate for a course
they did not complete themselves may constitute fraud on the students part and is subject to
prosecution and/or discipline.

Technical Support
As our course is entirely online, we do offer live technical support via telephone, email, and
chat from 8:30am to 5:00pm Mountain Time on regular business days. After hours, holiday,
and weekend support is available 365 days a year via email from 9:00am to 10:00pm Mountain
Time. Our mailing address is 42 North, 200 East, Ste. 3, American Fork, UT 84003. Our
telephone number is 801-492-9933 and our support email is support@praedo.com.

Using our System

Once you purchase the course and are logged into our system, you should see a link to the
course on your home page. This link will launch the course. Please carefully review the
introduction module for instructions on using our online system.

Course Outline
This course consists of two chapters covering different aspects of DC mortgage law.

DC SAFE CE 2017
Introduction: This module will introduce you to our system. Adherence to the advice and
instructions offered in this module will greatly improve your online education experience.

DC Mortgage Law Update 2017 Chapter 1 consists of the following sections:

Regulations vs. Statutes
Home Loan Protection
Definitions
Insufficient Repayment Ability
No Encouragement of Default
Unfair Steering
Interest Rate Upon Default
 Charges in Bad Faith
Disclosure Notices
Loan Disclosures
Limitations on Balloon Payments
Case Study
Chapter Quiz

DC Mortgage Law Update 2017 Chapter 2 consists of the following sections:

Prohibited Practices
Examples
Chapter Quiz
Course Final: 15 question final covering all of the material discussed in the course.

Course Evaluation: Students will be allowed to give feedback regarding the course.

Course Schedule
This course consists of the sections as outlined below. The requirements for each section are
listed with the approximate time needed to complete each learning module. This course meets
the minimum time requirement of 50 seat minutes for each clock hour the course is approved.
This course is approved as a one hour course and must be completed in its entirety in order for
you to receive credit.

Good Luck
Once again, thank you for choosing Praedo Institute. Your success is extremely important to us.
Please let us know if we can be of assistance at any time. Enjoy the course!
 Course Outline and Schedule
Module Reading Assignments Due Instruction Time
Allocation (Minutes)
Introduction Course Introduction Quiz Question 9
Chapter 1 Regulations vs.
Quiz Question 3
Statutes
Chapter 1 Home Loan
Quiz Question 1
Protection
Chapter 1 Definitions Quiz Question 4
Chapter 1 Insufficient
Quiz Question 6
Repayment Ability
Chapter 1 No Encouragement
Quiz Question 1
of Default
Chapter 1 Unfair Steering Quiz Question 1
Interest Rate Upon
Chapter 1 Quiz Question 1
Default
Chapter 1 Charges in Bad Faith Quiz Question 1
Chapter 1 Disclosure Notices Quiz Question 2
Chapter 1 Loan Disclosures Quiz Question 5
Limitations on
Chapter 1 Quiz Question 1
Balloon Payments
Chapter 1 Case Study Quiz Question 3
Chapter 1 N/A Chapter Quiz 3
Chapter 2 Prohibited Practices Quiz Question 9
Chapter 2 Examples Quiz Question 5
Chapter 2 N/A Chapter Quiz 3
Course Final N/A End of Course Final 10
Course Evaluation N/A Student Feedback 5
Total Course Time (Minutes) 73