Monthly Diary

Month 1
In the first month, there is no natural disasters or any sickness. But as we
have no saving so there is not enough money to feed everyone well and
grandmother and grandfather start with -20% for health so it will be very hard to take
care of these two old people. Everyone need to work 7 days per weeks to earn
enough money to use, so the total income of the family is $208.6. They will eat only
rice, drink clean water, have firewood, live in a concrete shelter, have the sanitary
product, and pay for all the tax and bribes. Total Expenses is $224.81. In this month
no one had attended to school and no health check-up because there is not enough
money and we need to save some money for any emergency. And for the health only
grandmother and grandfather has 0% health while other has 10% health.

Month 2
For the second month, it is easier because there is some money that we can keep
from last month which is $13.79. This month there is sickness happen to
Hera(mother) so we need to spend $5 for medical. But another thing is same to last
month, everyone work 7 days a week and total income are $208.6 with the expenses
of $229.81 which are cost for the rice only, clean water, firewood, concrete shelter,
sanitary product, tax ,and bribes. For this month everyone has 20% health but
grandmother and grandfather have only 10% health.

Month 3
The third month, there is a natural disaster which is flooding but lucky that the
government help us 50% so everyone health will be 25% but grandmother and
grandfather have only 10% health. And all the expenses is same to the last month
but because of natural disaster so the price of food will increase 15% which will add
up to be 223.92 for all expenses. As everyone working 7 days a week which they
need to earn $208.6 but natural disaster make them got only $156.45 which less
than the expenses so the saving will be $-11.91. So no one will be able to have any
education. these made us need to borrow some money so we borrow $40

Month 4
For the fourth month, grandfather was sick in this month too which
make his income has only $16.8. All the expense in this month is
$228.13 and all the income from all the familys members is $197.4 but
they have some saving from last month so in this month they can save
some money about $9.15.

Month 5
 Lily is a person who works onboard was choose to work as the prostitute and next
month she promised to all family member that she will change her job but this time,
she just wants to try new thing. Not only Lily that makes the problem for this month
but this does not effect anything in the family because all the income and expenses
are the same.

Month 6
In this month there is no natural disaster or any sickness so everything in looking
good, everyone happy and doing their job. But they also need to work to earn money
so that they can give back the money that they borrow which is $40 so the saving for
this month will have only $4.56.

Reflection
 There are eight people in my family such as grandfather named Oppa father
named Memphis, male seven years old named Adele, grandmother named Onny,
Mother named Hera, female child eighteen years old named Lily, and two female
children thirteen years old named Lala and Lulu. In the first month, there is no
natural disasters or any sickness. But also there is no saving too so they need to
work hard to pay all expenses and to save some money to use in the future if there is
any accident happens. The second month everything is almost the same, all familys
member working hard every day. And in this month, mother was sick but lucky that
we have some reserve money for the emergency so we can pat for the medicine. we
also have money left or the next month. The third month there is a natural disaster
which is flooding but that government had helped us fifty percent from all the
expenses so there is only the decrease ten percent of rice , five percent of health,
and twenty percent fo all income. This makes our family have not enough money to
pay to all of it so we have to borrow some money from the bank. In the fourth month,
grandfather was sick so he needs to pay for his medicine and forty percent fo his
income is decreasing. The fifth month there is nothing change, everything continues
the same everyone working every day to get enough money so that we can give the
money back to the bank. Until the last month, month sixth we have enough to give
back to the bank. All the children cannot attend to the school because we dont have
enough money to sent them to school. But we chose the best type of house so
everyone will be comfortable but still they need to work seven days a week to earn
enough money for all the expenses.