Professional Documents
Culture Documents
Instalment Investment
SIP or Systematic Investment Plan
offered by Mutual Funds is like a GOOD EMI
SYSTEMATIC INVESTMENT PLANS (SIPs)
MADE SIMPLE
INVESTING PROCESS
similar to a Bank Recurring Deposit
- Regular investment in one or multiple schemes
CREATE WEALTH
OVER LONG RUN
Create Wealth Over The Long Run
(Illustration)
SIP^ of R1000 per month growing @ 10%, 12% & 14% p.a.*
A small difference of even 2% in returns can change the final amount drastically
* For Illustration purposes only. These are assumed returns and actual returns may vary. Also, returns may vary with the type of underlying asset class.
^ Systematic Investment Plan at the beginning of the month.
RUPEE COST
AVERAGING
Rupee Cost Averaging
Longer the SIP period, better the impact of rupee cost averaging
Longer SIP period may also help to lower volatility of returns
Rupee Cost Averaging (Illustration)
20,000 1
3 t ov
m
fr a uni
o
15,000 r ose st of
x o
nse ge c
S&P BSE Sensex
Starting Value
e
S ra
e
Av
10,000 3,111
* For Illustration purposes only. These are assumed returns and actual returns may vary. Monthly investment at the beginning of the month.
WHERE to invest via SIPs?
INTERMEDIARY
FUND HOUSE ONLINE
Bank, Distributor,
and its Through
Independent *
Points of Presence investment portals
Financial Advisor (IFA)
* of Fund House/ Distributors
FREQUENCY OF SIPS
is typically monthly or quarterly
- Monthly SIPs are more popular
- SIP date needs to be predefined
WHAT not to do in SIPs (Illustration)
25 years 1540
An Early Start is Good
30 years 2833
Every 5 Year Delay
35 years 5270
Doubles Monthly
40 years 10009
Investment needed
45 years 19819
Only R 1540 p.m. needed if you start at 25 years but R 2833 p.m.
if you start 5 years later and so on
* For Illustration purposes only. These are assumed returns and actual returns may vary. Monthly investment at the beginning of the month.
Start your
GOOD EMI
today!
Disclaimer
Information contained in this presentation is not a complete representation of every material fact and is for informational
purposes only. It cannot be used or considered to be an offer to sell or buy units of Franklin Templeton Mutual Fund schemes.
The recipient is advised to consult his/her advisor/ tax consultant prior to arriving at any investment decision.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.