1.

The different risk between factoring (anjak piutang) is mostly limited to

domestic financing and, therefore, not suitable for companies that have
customers in different countries. While accounts receivable financing allows
companies to receive financing in multiple jurisdictions and currencies based on
competitive pricing, providing centralized and accelerated payments without any
disclosure to customers.

2. Faktor adalah perantara keuangan yang membeli piutang perusahaan. A factor

intermediates purchase receivables from a company. Faktor pada dasarnya
adalah sumber pendanaan yang setuju untuk membayar nilai faktur perusahaan
dikurangi komisi dan biaya. Factors provide a valuable service to companies that
operate in industries where it takes a long time to convert receivables to cash,
and to companies that are growing rapidly and need cash to take advantage of
new business opportunities.

3. There's a reason why a firm may be able to obtain a lower coupon rate by
issuing bonds denominated in a different currency. The firm converts the
proceeds from issuing the bond to its local currency to finance local operations.
Yet, there's ER (economical risk) because the firm will need to make coupon
payments and the principal payment in the currency denominating the bond. If
that currency appreciates agains the firm's local currency, the financing costs
would become larger than expected.

4. Countries that are unrelated to other economies are desirable because

business in these countries would not be subject to existing business cycles in
other countries. Consequently, an MNC's overall cash flow may be more stable.
However, a typical reason why these countries' economies are independent of
other economies is government restrictions on international trade and DFI (direct
foreign investment). Thus, their economies are insulated from other countries.
Yet, this means that while these countries may be desirable to MNCs, they may
also be off limits to MNCs. If the governments of these countries loosen
restrictions, the MNCs could enter these countries, but the economies of these
countries could no longer be as insulated from the rest of the world.
Perusahaan multinasional melirik atau sangat tertarik untuk memasuki negara
kurang berkembang karena mereka tidak memiliki kekuatan pemerintahan yang
cukup untuk menolak kekuatan perusahaan multinasional, disamping itu
perusahaan multinasional juga ingin mendapat sumberdaya manusia yang
banyak dengan upah pekerja yang minim.

5. The cost and benefit if Apple establish it's store in Indonesia for Indonesia's
side is Indonesia would be the only one store in South-East Asia and it is a job
creation so that i can empower Indonesian communities. While for Apple side is it
would be a kind of DFI and it makes Apple costumers easier to have the brand
new product then its easier to sell or distribute the products in South East Asia.