BFIN BFI Finance Indonesia Tbk.

COMPANY REPORT : FEBRUARY 2013 As of 28 February 2013

Development Board Individual Index : 1,037.738
Industry Sector : Finance (8) Listed Shares : 1,520,678,562
Industry Sub Sector : Financial Institution (82) Market Capitalization : 3,079,374,088,050
158 | 3.19T | 0.07% | 94.67%

176 | 0.56T | 0.05% | 97.21%

COMPANY HISTORY SHAREHOLDERS (February 2013)

Established Date : 07-Apr-1982 1. Trinugraha Capital & Co 683,524,966 : 44.95%
Listing Date : 16-May-1990 2. The NT TST Co S/A Equinox Part 162,424,196 : 10.68%
Under Writer IPO : 3. The Nt Tst Co S/A Kuroto Fund 90,532,920 : 5.95%
PT Aseam Indonesia 4. Public (<5%) 584,196,480 : 38.42%
PT Ficorinvest
PT Mutual International Finance Corporation DIVIDEND ANNOUNCEMENT
Securities Administration Bureau : Bonus Cash Recording Payment
F/I
PT Sirca Datapro Perdana Year Shares Dividend Cum Date Ex Date Date Date
Wisma Sirca 1990 135.00 10-Apr-91 11-Apr-91 25-Apr-91 20-May-91 F
Jln. Johar No.18, Menteng, Jakarta 10340 1992 10 : 1 75.00 30-Apr-93 03-May-93 11-May-93 06-Jun-93 F
Phone : 314-0032, 390-5920, 390-0645 1993 20 : 17 09-Aug-93 10-Aug-93 18-Aug-93 17-Sep-93
Fax : 390-0671, 390-0652 1993 25.00 24-Dec-93 27-Dec-93 04-Jan-94 04-Feb-94 I
1993 3:1 100.00 11-Feb-94 14-Feb-94 21-Feb-94 21-Mar-94 F
BOARD OF COMMISSIONERS 1994 100.00 21-Apr-95 24-Apr-95 01-May-95 01-Jun-95 F
1. Kusmayanto Kadiman 1995 110.00 01-May-96 02-May-96 10-May-96 07-Jun-96 F
2. Alfonso Napitupulu *) 1996 125.00 23-Jan-97 24-Jan-97 03-Feb-97 04-Mar-97 I
3. Emmy Yuhassarie *) 1999 1.00 01-Aug-00 02-Aug-00 10-Aug-00 25-Aug-00 F
4. Johanes Sutrisno *) 2002 32.50 02-Dec-02 03-Dec-02 11-Dec-02 27-Dec-02 I
5. Richard Andrew Deitz 2002 30.00 12-Mar-03 13-Mar-03 17-Mar-03 31-Mar-03 I
*) Independent Commissioners 2003 33.32 30-Apr-04 04-May-04 06-May-04 21-May-04 F
2005 10.48 09-Jun-05 10-Jun-05 14-Jun-05 28-Jun-05
BOARD OF DIRECTORS 2005 34.52 31-May-06 01-Jun-06 05-Jun-06 19-Jun-06 F
1. Francis Lay Sioe Ho 2006 64.29 02-May-07 03-May-07 07-May-07 23-May-07 F
2. Cornellius Henry Kho 2007 102.00 09-Jun-08 10-Jun-08 12-Jun-08 26-Jun-08 F
3. Yan Peter Wangkar 2008 107.00 19-Jun-09 22-Jun-09 24-Jun-09 09-Jul-09 F
2009 57.00 12-Jan-10 13-Jan-10 15-Jan-10 29-Jan-10 I
AUDIT COMMITTEE 2009 78.00 17-May-10 18-May-10 20-May-10 04-Jun-10 F
1. Johanes Sutrisno
2. Dominic Picone ISSUED HISTORY
3. Fendi Santoso Listing Trading
4. Kusmayanto Kadiman No. Type of Listing Shares Date Date
5. Rudy Capelle 1. First Issue 2,125,000 16-May-90 16-May-90
6. Stefanus Ginting 2. Dividen Shares 8,269,890 T: 14-Jun-93 : 22-Mar-94
3. Bonus Shares 9,934,668 22-Sep-93 22-Sep-93
CORPORATE SECRETARY 4. Company Listing 8,500,000 06-Dec-93 06-Dec-93
Cornellius Henry 5. Right Issue 144,147,790 T: 09-May-94 : 12-Feb-97
6. Stock Split 172,977,348 03-Nov-97 03-Nov-97
HEAD OFFICE 7. CB Conversion 414,384,585 T: 16-Sep-02 : 12-May-06
MNC Tower, 25th Fl. 8. Stock Splits 760,339,281 07-Aug-12 07-Aug-12
Jln. Kebon Sirih 17 - 19
Jakarta
Phone : (021) 391-0110, 392-0061
Fax : (021) 392-0607

Homepage : www.bfi.co.id
Email : corsec@bfi.co.id; budimunthe@bfi.co.id
 BFIN BFI Finance Indonesia Tbk.
Closing Price* and Trading Volume
TRADING ACTIVITIES
BFI Finance Indonesia Tbk. Closing Price Freq. Volume Value

Day
Closing Volume
Price* January 2009 - February 2013 (Mill. Sh) Month High Low Close (X) (Thou. Sh.) (Million Rp)
3,800 400 Jan-09 - - 990 1 1,115 1,104 1
Feb-09 950 950 950 6 986 937 4
3,325 350 Mar-09 940 700 850 30 411 325 9
Apr-09 1,100 850 1,080 126 2,419 2,208 14
May-09 1,090 960 1,030 204 4,767 4,552 19
2,850 300
Jun-09 1,220 1,020 1,200 142 5,233 5,558 13
Jul-09 1,480 1,170 1,250 2,701 10,133 12,994 9
2,375 250
Aug-09 1,340 1,200 1,300 216 2,614 3,337 18
Sep-09 1,460 1,290 1,440 62 8,264 11,355 12
1,900 200 Oct-09 1,550 1,430 1,500 126 2,660 3,907 20
Nov-09 1,590 1,480 1,590 32 1,263 1,627 12
1,425 150 Dec-09 1,650 1,530 1,550 32 111 177 12

950 100 Jan-10 1,720 1,590 1,630 108 1,664 2,780 15

Feb-10 1,760 1,600 1,650 13 42 68 6
475 50 Mar-10 1,720 1,620 1,710 57 771 1,306 12
Apr-10 2,400 1,710 2,400 291 9,202 17,199 17
May-10 2,400 1,910 2,000 231 3,979 8,160 19
Jan-09 Jan-10 Jan-11 Jan-12 Jan-13 Jun-10 2,150 1,920 2,150 301 12,422 25,168 10
Jul-10 2,150 2,000 2,025 191 7,726 15,500 14
Aug-10 2,400 2,075 2,325 169 3,511 7,980 20
Sep-10 3,625 2,350 3,625 470 5,965 16,956 15
Closing Price*, Jakarta Composite Index (IHSG) and Oct-10 4,200 3,375 3,650 698 16,979 65,414 19
Finance Index Nov-10 3,975 3,500 3,600 315 5,916 21,586 21
January 2009 - February 2013 Dec-10 3,850 3,550 3,725 173 1,066 3,924 18
665%
Jan-11 3,750 2,700 2,850 355 2,847 8,754 20
570% Feb-11 3,200 2,700 2,950 149 1,282 3,641 15
Mar-11 3,400 2,650 3,325 320 3,577 10,231 19
475% Apr-11 3,950 3,200 3,950 474 3,722 13,789 19
May-11 4,925 3,875 4,850 2,107 363,786 1,531,540 21
380% Jun-11 5,600 4,425 5,500 1,501 19,399 96,172 20
Jul-11 7,350 5,400 7,100 2,157 34,974 235,562 21
309.1% Aug-11 7,600 6,200 6,900 1,776 36,682 258,111 19
285%
254.8% Sep-11 7,000 5,150 6,000 544 16,037 103,875 20
233.7%
Oct-11 6,500 5,350 6,500 350 6,838 41,033 21
190%
Nov-11 6,700 6,150 6,200 291 4,292 27,641 20
Dec-11 6,200 4,900 5,700 444 28,663 142,549 20
95%

Jan-12 5,550 4,800 5,250 662 47,271 238,965 18

- Feb-12 5,600 5,000 5,550 655 9,354 47,882 21
Mar-12 5,700 4,600 4,700 413 4,554 22,482 15
-95% Apr-12 4,925 4,600 4,700 718 4,189 20,045 20
Jan 09 Jan 10 Jan 11 Jan 12 Jan 13 May-12 5,500 4,325 4,325 388 5,707 26,689 20
Jun-12 4,500 4,000 4,500 142 4,656 19,770 15
Jul-12 4,750 3,825 4,200 53 1,620 7,329 9
SHARES TRADED 2009 2010 2011 2012 Feb-13 Aug-12 4,575 2,075 2,200 153 4,441 10,306 15
Volume (Million Sh.) 40 69 522 170 42 Sep-12 2,300 2,025 2,200 51 209 458 11
Value (Billion Rp) 48 186 2,473 558 84 Oct-12 2,200 1,900 2,000 273 17,329 33,562 18
Frequency (Thou. X) 4 3 10 4 0.6 Nov-12 2,000 1,790 1,800 216 16,046 30,379 17
Days 143 186 235 196 40 Dec-12 2,025 1,700 2,025 462 54,992 100,150 17

Price (Rupiah) Jan-13 2,250 1,900 2,100 273 13,917 27,447 20

High 1,650 4,200 7,600 5,700 2,250 Feb-13 2,200 2,000 2,025 369 27,723 56,497 20
Low 700 1,590 2,650 1,700 1,900
Close 1,550 3,725 5,700 2,025 2,025
Close* 775 1,863 2,850 2,025 2,025

PER (X) 3.91 7.82 10.19 6.54 6.54

PER Industry (X) 12.35 16.00 6.61 6.58 8.73
PBV (X) 0.77 1.46 1.83 1.13 1.13
* Adjusted price after corporate action
 BFIN BFI Finance Indonesia Tbk.
Financial Data and Ratios Book End : December
Public Accountant : Tanubrata Sutanto Fahmi & Rekan (Member of BDO International Limited)

BALANCE SHEET Dec-08 Dec-09 Dec-10 Dec-11 Dec-12 TOTAL ASSETS AND LIABILITIES (Bill. Rp)
(Million Rp except Par Value) Assets Liabilities
Cash & Cash Equivalents 315,083 165,759 334,479 166,696 168,897 7,500

Other Recievables - - - - -
2,429,818 1,916,165 2,806,703 3,665,863 3,999,218 6,000
Consumer Financing Receivables
Prepaid Expenses and Deferred Tax - 13,009 - - -
4,500
Fixed Assets 366,610 54,864 144,972 204,196 304,985
Other Assets 366,610 61,831 60,447 74,808 82,219
3,000
Total Assets 3,530,672 2,392,980 3,870,091 5,304,777 6,570,496
Growth (%) -32.22% 61.73% 37.07% 23.86% 1,500

-
Fund Borrowings - - - - - 2008 2009 2010 2011 2012

Taxes Payable 50,294 25,357 21,412 20,629 31,142

Total Liabilities 2,173,176 858,810 1,929,241 2,938,545 3,708,642
Growth (%) -60.48% 124.64% 52.32% 26.21% TOTAL EQUITY (Billion Rupiah)

2,862
2,862

Authorized Capital (Shares) 1,000 1,000 1,000 1,000 2,000 2,366

500,000 500,000 500,000 500,000 500,000

2,278

Authorized Capital 1,941

Paid up Capital 380,170 380,170 380,170 380,170 380,170 1,534
1,694

Paid up Capital (Shares) 760 760 760 760 1,521 1,357

Par Value 500 500 500 500 250 1,110

Retained Earnings 619,421 796,094 1,202,774 1,628,156 2,118,428

Total Equity 1,357,496 1,534,170 1,940,850 2,366,232 2,861,854 527

Growth (%) 13.01% 26.51% 21.92% 20.95%

-57

2008 2009 2010 2011 2012

INCOME STATEMENTS Dec-08 Dec-09 Dec-10 Dec-11 Dec-12

Total Revenues 889,940 909,590 921,931 1,248,346 1,550,818
TOTAL REVENUES (Billion Rupiah)
Growth (%) 2.21% 1.36% 35.41% 24.23%
1,551
1,551

1,248
Expenses 559,701 517,524 459,022 718,871 936,943 1,234

Other Income - - - - -
890 910 922
Earning Before Tax 330,240 392,066 462,909 529,475 613,875 918

Growth (%) 18.72% 18.07% 14.38% 15.94%

602

285

Net Tax 98,479 90,698 100,832 104,093 123,603

Net Income 231,761 301,368 362,077 425,382 490,272 -31

Growth (%) 30.03% 20.14% 17.48% 15.25% 2008 2009 2010 2011 2012

NET INCOME (Billion Rupiah)

RATIOS Dec-08 Dec-09 Dec-10 Dec-11 Dec-12
490
Dividend (Rp) 107.00 135.00 - - - 490

425
EPS (Rp) 304.81 396.36 476.20 559.46 322.40
362
BV (Rp) 1,785.38 2,017.74 2,552.61 3,112.07 1,881.96 390

301
DAR (X) 0.62 0.36 0.50 0.55 0.56
290

DER(X) 1.60 0.56 0.99 1.24 1.30 232

ROA (%) 9.35 16.38 11.96 9.98 9.34 190

ROE (%) 24.33 25.56 23.85 22.38 21.45

OPM (%) 37.11 43.10 50.21 42.41 39.58 90

NPM (%) 26.04 33.13 39.27 34.08 31.61

35.10 34.06 - - -
-10

Payout Ratio (%)

2008 2009 2010 2011 2012
Yield (%) 10.81 8.71 - - -