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In This Issue
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Laptop Security Tips Help Keep
Priceless College Memories And Files Safe
(ARA) - With students heading off to college, parents
nationwide are considering purchasing a new laptop Using the digital net worth calculator, a laptop that
for their kids and are contemplating the costs associ- originally cost $1,000, with 1,000 music and movie
ated with it. What they often don’t consider is the cost files, 200 photos and videos and 20 school papers
of replacing a college laptop if it is stolen - and this and notes stored on it, can skyrocket to $4,010 for a
cost can be much higher than you would expect. replacement - over four times the original cost.
A recent Ponemon Institute report valued loss of data Instead of risking a costly replacement, parents can
from a stolen laptop to be approximately $5,870 - a take several effective measures to ensure their stu-
price much higher than the cost of a new laptop for a dent’s laptop, and the valuable information stored on
college student. According to it, are well protected:
Absolute Software, a compa-
ny specializing in computer * Use visual deterrents, such
theft recovery, data protec- as a laptop lock. While this
tion and computer lifecycle isn’t a foolproof security mea-
management, dorm rooms sure, it does make the com-
are one of the top five places puter less of an “easy target”
laptop theft occurs. for thieves.
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pany willing to devote such significant resources and Habitat for Humanity is another organization that
attention to a cause that falls outside of day-to-day has benefited from large corporate support. Over a
business concerns, such as fighting childhood can- number of years, Bank of America has donated $20
cer,” added Johnson. million, as well as 150,000 volun-
teer associate hours, to Habitat
While financial support is integral for Humanity to support its efforts
to the livelihood of nonprofits and to build homes for those in need.
fundamental to enabling the orga- The donations from Bank of Amer-
nizations to improve the lives of ica have helped the organization
those experiencing hardship, cor- build more than 160 houses in
porate sponsors are also becom- the United States, as well as 100
ing increasingly engaged and in- houses in Mexico.
volved in hands-on activities and
programming. Whether donations and volunteer
support is needed for research,
“We see our relationship with St. rehabilitation or development, the
Jude as a partnership. Certainly continuation of support is impor-
our support benefits its fundraising tant to the livelihood of any non-
needs, but participating on a more profit. To search for charities and
literal level is equally rewarding to locate an organization in your
our team,” said Brian Nobbe, director of Brizo brand area, go to www.irs.gov.
marketing. “This type of hands-on engagement helps
to strengthen the emotional connection for us.” Courtesy of ARAcontent
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Five Bank Fees You Should Stop Paying
(ARA) - If you’re tired of getting nickeled and dimed
by your bank, it’s time to switch. Irritation with unnec- To get a grip on what fees your bank is charging, Mon-
essary fees is the No. 1 reason consumers switch tanaro suggests carefully reviewing your most recent
banks, according to a recent survey by Javelin Strat- checking and savings account statement.
egy and Research.
If you’re paying these five fees, it’s time to look for a
“Stopping useless fees forever is a smart way to make bank that doesn’t charge them.
your money go further,” says J.J. Montanaro, a certi-
fied financial planner with USAA. “The savings can 1. Overdraft fees
add up to hundreds of dollars a year, which can be While the new overdraft rules that went into effect on
used to pay your bills instead of your bank.” July 1 requires financial institutions to notify custom-
without power for fear of an electricity bill they can’t afford. We’re proud to provide
temporary bill payment assistance to thousands of customers in critical situations
each year, right in your community. Since 1983, TXU Energy Aid has provided more
SM
than $61 million in bill payment assistance, helping 365,000 families in need.
Learn more at txu.com.
©2010 TXU Energy Retail Company LLC. All rights reserved. REP #10004
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txu_ea_NTxJournal_070610_d1.indd 1 7/7/10 11:04
New Hope Church
Please Join Us For Sunday Services
Courtesy of ARAcontent
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Practical Tips For Keeping America’s
Youth Safe When Behind The Wheel
(ARA) - With the growing use of cell phones and person. “Defensive driving is a priority for me
text messaging, it’s not surprising that risky and on and off the track, and I think there needs to
distracted driving are the main causes of teen be greater education for American teenagers on
motor vehicle accidents. A 2009 Pew survey es- what it means to be a safe driver.”
timates that 26 percent of all American teens
have texted while driving, and 43 percent have A teen’s first priority while driving should be to
talked on a cell phone while driving. pay attention to the highway. Some helpful tips
for keeping their eyes on the road include:
Today’s teen drivers face an increasing num-
ber of risks and distractions, making safe driv- * Give enough distance between your vehicle
ing habits more important than ever. At the same and the vehicle in front of you to allow you a
time, teen driving laws are evolving, and fewer view of all your surroundings. A driver should be
public schools across the country can afford to able to see the rear tires of the vehicle in front
offer drivers’ education. of you.
Many community organizations and even large * Identify “stale” green lights -- a light the driver
businesses have stepped in to proactively help did not see turn green -- and prepare to stop if it
teens learn the importance of practicing safe turns red before you reach it.
driving skills. For example, UPS, Boys & Girls
Clubs of America and UPS NASCAR driver Da- * Be observant and expect other drivers to do
vid Ragan are partnering for the second consec- unpredictable things while driving around you,
utive year to present UPS Road Code, a com- such as speeding and changing lanes.
prehensive safe driving course, based on UPS’s
own driver training programs, to help teach teens * Use your signals, lights and horn to communi-
across the nation the importance of safe driving cate with other drivers on the road.
and defensive driving skills.
* Establish cushion space by delaying your start
“When I’m on the race track, I’m surrounded by from an intersection by three seconds after the
about 40 other cars while driving sometimes vehicle in front of you has moved.
more than 150 mph. I can’t afford any distrac-
tions,” says Ragan, UPS Road Code spokes- * Check your mirrors every five to eight seconds
because hazards that can cause an accident
aren’t always in front of you.
Courtesy of ARAcontent
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HURRY - OFFER ENDS SOON!
401 N. Scott Avenue
Wichita Falls TX 76306
Phone: 940.322.4121
Fax: 940.716.9333
*Finance offer subject to credit approval, applies to purchases of new Yamaha Motorcycles, ATVs & Scooters made on a Yamaha Installment Financing loan account from 7/1/10-9/30/10. Minimum
contract length is 24 months and maximum length is 36 months. Minimum amount financed is $5,000. Fixed APR of 3.99%, 5.99%, 8.99%, or 14.99% will be assigned based on credit approval
criteria. Monthly payments per $1,000 financed based on 36 month term are $29.52 at 3.99%, $30.42 at 5.99%, $31.80 at 8.99%, and $34.66 at 14.99%. **Customer Cash offer good on select
2010 (and prior year) models between 6/1/10-9/30/10. Offer good only in the U.S., excluding the state of Hawaii. Professional riders with advanced skills on closed course. Some models
shown with optional accessories. Dress properly for your ride with a helmet, eye protection, gloves and boots. Do not drink and ride. It is illegal and dangerous. Yamaha and the Motorcycle
Safety Foundation encourage you to ride safely and respect the environment. For further information regarding the MSF course, please call 1-800-446-9227. ATVs with engine sizes over 90cc
are recommended for use only by riders age 16 years and older. Yamaha recommends that all ATV riders take an approved training course. For safety and training information, see your dealer
or call the ATV Safety Institute at 1-800-887-2887. ATVs can be hazardous to operate. For your safety: Always avoid paved surfaces. Never ride on public roads. Always wear a helmet, eye
protection and protective clothing; never carry passengers; never engage in stunt riding; riding and alcohol/drugs don’t mix; avoid excessive speed; and be particularly careful on difficult terrain.
©2010 Yamaha Motor Corp. U.S.A. All rights reserved. yamaha-motor.com