EXAMPLE CONTRACT: NOT A LEGAL DOCUMENT

REAL ESTATE OPTION TO PURCHASE FINANCE AGREEMENT

Real Estate Option to Purchase Agreement entered into Jan 1, 20xx by and between So & So, LLC; Owner and
John Doe & Jane Doe, Buyer/Lessee.

1) In consideration of the sum of $x00.00 (Option Fee/Down Payment), Seller/Lessor hereby gives
and grants unto Buyer/Lessee the rights of purchasing the following described real estate: Property commonly
known as: 1234 Main St. Farmington, MO.

2) Buyer/Lessee shall have the right to purchase said real estate, within the option period,
for the full purchase price of $xx,000.00 (so and so thousand dollars).

3) Buyer/Lessee has entered into a lease with HEARTLAND FINANCE, LLC for said real estate
that commenced on Jan 1, 20xx. This option shall take effect with and run concurrent with said lease. It is a
condition of this option that Buyer/Lessee remains in complete compliance with the terms and conditions of said
lease. Should said lease be terminated for any reason, this option shall become null & void and the option fee
paid by Buyer/Lessee shall be retained by Seller/Lessor.

4) In the event Buyer/Lessee exercises this option to purchase, all lease payments shall go toward the
full purchase price exactly as if they were amortized installments being made on a 30 (thirty) year fixed rate
mortgage for the amount of $xx,000.00 (so and so thousand dollars) at 10 % (ten percent) annual interest.
Seller/Lessor shall retain the interest portions of each payment and the principle repayment portion of each
payment shall be credited (deducted from) the full purchase price.

5) Any prepayment shall be applied to principal in the inverse order of maturity and shall not delay the
due dates or change the amount of the remaining payments until the unpaid balance of principal and interest is
paid in full.

Signed, this xth day of Jan 20xx.

_____________________________________ ___________________________________
Rep: Heartland Finance, LLC Buyer/Lessee: John & Jane Doe (Date)
 EXAMPLE CONTRACT: NOT A LEGAL DOCUMENT
TRIPLE NET RESIDENTIAL REAL ESTATE LEASE

This is a legally binding contract, if not understood, seek competent legal advice.
Lessee shall have no rights to title, possession or occupancy of the premises unless this lease is signed by
Lessee in the presence of a notary public within ten days of the stated commencement date.

This AGREEMENT is entered into between So & So, LLC, hereafter referred to as Seller/Lessor, and
John Doe (SS# xxx xx xxxx/DOB:xx-xx-xxxx ) and Jane Doe (SS# xxx xx xxxx /DOB xx xx xxxx:, of 1234
Main St. Farmington, MO; hereafter referred to as Buyer/Lessee. For good consideration it is agreed between
the parties as follows:
1. Lessor hereby leases and lets to Lessee the premises described as follows: PROPERTY COMMONLY
KNOWN AS 1234 MAIN ST. FARMINGTON, MO
2. This lease shall be for the term of one year, commencing Jan 1, 20xx and terminating June 1, 20xx.
(This lease shall be automatically and successively renewed on identical terms, without notice from either party,
unless one of the parties, at least 60 days prior to its expiration, notifies the other in writing of their desire to
terminate the agreement.) Buyer/Lessee shall pay the annual lease payment of $xxxx.xx during said term. Upon
commencement of this lease, Buyer/Lessee shall pay the balance in monthly installments of $xxx.xx, each due on
or before the 1st day of each month, beginning on the 1st of January 20xx. All payments shall be made payable to
& mailed or personally delivered to Heartland Finance, LLC at PO Box 1131, Farmington, MO 63640 or
other location as instructed by Seller/Lessor. If any portion of any monthly payment is not received in full by
the 1st day of the month, a late penalty equaling 10% (ten percent) of the past due amount shall be added to
the past due total. Payments postmarked later than the due date shall be considered late and penalized
accordingly. Seller/Lessor shall not be responsible in any way for payments lost, assumed lost, or reported
lost in the mail, or elsewhere. When a monthly payment is not received by the 1st day of the month, a notice to
pay or vacate, shall, at Seller/Lessors option, be mailed by regular or certified mail, personally delivered, and/or
posted at the leased residence. If Buyer/Lessee fails, refuses, or neglects to remedy the situation by the
specified date, this lease will automatically terminate and the Buyer/Lessee shall lose & forfeit any and all
rights, title and/or interest in the above-described real estate. It shall be the Buyer/Lessors responsibility to
mitigate damages by immediately re-entering, re-leasing, and/or selling the above-described real estate.
NOTICE OF TERMINATION FOR NONPAYMENT IS HEREBY SPECIFICALLY WAIVED. At
Seller/Lessors option an eviction notice may be mailed, regular or certified mail, personally delivered, and/or
posted at the leased residence. In the event Buyer/Lessee pays all past due amounts owed under the terms of the
lease, reimburses Seller/Lessor for all legal fees, and pays Seller/Lessor a reinstatement fee of $65.00,
Seller/Lessor may at his option, reinstate said lease, as if no breach had occurred. The Seller/Lessor shall in all
instances hold the Buyer/Lessee responsible for all present and future monthly payments due under this
agreement. All checks returned for insufficient funds, a stop payment order, or any other reason shall be charged
a $44.00 (forty-four dollars) returned check fee (The $25.00 statutory service charge plus $19.00 banks
returned-check fee.) in addition to any resulting late fees. If Buyer/Lessee pays the first months payment with a
personal check, Buyer/Lessee shall not take possession of the premises until Lessees bank transfers the funds for
said check to Seller/Lessor. This lease shall not take effect and shall remain entirely null, void, and invalid until
said funds have been completely and entirely transferred to Seller/Lessor.
3. This is a TRIPLE NET LEASE. The Buyer/Lessee is responsible for paying any and all property
charges, operating costs, and other expenses such as taxes, assessments, utilities, insurance, maintenance,
and repairs, etc. This property is leased in AS IS/WHERE IS condition, with Seller/Lessor disclaiming any
merchantability, tenantable condition or fitness of the property except that it shall be leased in its present
condition. The Seller/Lessor is not responsible for any repairs, maintenance, or improvements whatsoever.
All improvements made to the premises shall be made at the sole expense of the Buyer/Lessee and shall
become permanent fixtures of the real property.
__________________________________
Buyer/Lessee: John & Jane Doe (Date)
 EXAMPLE CONTRACT: NOT A LEGAL DOCUMENT
4. All Buyer/Lessees, if more than one, shall be jointly and severally liable to fulfill the terms of this
lease.
5. Buyer/Lessee further agrees that:
a) Buyer/Lessee shall not assign, sublet said premises or allow any other person to occupy the leased premises.
b) Buyer/Lessee shall be responsible for complying with all building, zoning, occupancy and health codes as
well as all Federal, State, and other local laws governing the use of said premises.
c) Buyer/Lessee shall not conduct any activity on said premises deemed hazardous, a nuisance, or that would
adversely affect coverage of the premises under a standard fire and extended insurance policy.
d) Buyer/Lessee shall keep said premises in a clean, sanitary, inhabitable, and insurable condition at all times.
e) No one, including Buyer/Lessee shall partake in any act, which shall impair the value of the leased premises.
No improvement, structure, home, building, house, shed, carport, garage, mobile home, barn, pole building
or any part thereof located or situated on the leased property shall be dismantled, demolished, taken down,
torn down, burned, burned down, removed, relocated, moved, sold, traded, bartered, salvaged, or scrapped
regardless of cause, reason, or intent without the Seller/Lessors prior written, signed and notarized
consent. In the event of a breach or violation of this clause, Buyer/Lessee shall become immediately liable to the
Seller/Lessor of the property for the full value of the leased premises as determined by the minimum dwelling
coverage amount specifically stated in paragraph six (6) of this lease, and the full amount of said value, as stated
in paragraph six (6) of this lease shall become immediately due and payable to the Seller/Lessor.
f) Buyer/Lessee shall not keep in or about the premises any pet unless authorized by Seller/Lessor in writing.
g) Buyer/Lessee shall maintain sufficient heat in the premises to prevent damage. Buyer/Lessee shall be held
liable for all damage caused as a result of insufficient heat and/or frozen water and sewer lines.
h) Buyer/Lessee shall keep the leased property free from any and all forms of liens and attachments.
i) Buyer/Lessee shall be liable for all acts of negligence or breaches made by Buyer/Lessee, his/her invitees,
and/or anyone entering upon or about the premises regardless of whether Buyer/Lessee invited them or not.
j) Buyer/Lessee shall be responsible for applying for and obtaining all required construction,
habitation and/or occupancy permits. Regardless of local custom, Buyer/Lessee shall be responsible for
submitting all applications and paying for all application fees, inspection fees, and/or repairs and improvements
required to secure said permits.
k) Buyer/Lessee shall cut the grass and maintain the lawn & yard as stipulated by local ordinance.
l) Buyer/Lessee shall keep any and all fees and bills charged for water, sewer, electricity, trash
pickup, and/or other utilities and public services connected to the leased premises paid in full and on time. Any
and all delinquent or unpaid amounts shall constitute a breach of this Lease. Regardless of local custom, the
Seller/Lessor and/or property owner/seller shall not be responsible for paying for any past, present, or future bills,
charges, or fees for said utilities, or services. In the event, a provider of a utility service requires the Seller/Lessor
or Property Owner to make the request that the service be connected; Buyer/Lessee shall pay to Lessor in
advance, all fees required by the utility provider.
m) Buyer/Lessee shall pay, before they become delinquent all real estate taxes, personal property
taxes, and/or assessments now or hereafter assessed or levied against and on the described premises. Buyer/Lessee
shall also deliver to the Seller/Lessor receipts evidencing payment thereof at least 10 (ten) days prior to the due
date.

_____________________________________
Buyer/Lessee: John & Jane Doe (Date)

EXAMPLE CONTRACT: NOT A LEGAL DOCUMENT

6. Buyer/Lessee understands that Buyer/Lessee is in the best position to determine and/or foresee risks of
loss or injury and to protect himself and his property against such losses. Buyer/Lessee has inspected the
premises and binds himself (herself) to hold Seller/Lessor harmless against any and all claims for loss or
injury. Buyer/Lessee shall also pay for and maintain a liability policy covering the premises, and a dwelling
policy covering the buildings and improvements for fire and extended coverage in the minimum amount of
$xx000.00. Said policies shall comply with all applicable coinsurance provisions. In the event of a cancellation,
lapse, or lack of sufficient insurance coverage, Buyer/Lessee hereby agrees to indemnify and save harmless the
Seller/Lessor, his successors and assigns, from any claim, action, liability, loss, damage, or suit arising from the
ownership of, or in any way connected with the above described real estate. Buyer/Lessee, at his (her) own
expense also agrees to defend, protect, and save harmless the Seller/Lessor against any claim, loss, or liability and
upon default, further agrees to pay any and all of the Seller/Lessors attorneys fees incurred to enforce this
agreement. In the event of a loss during any lapse in dwelling coverage, regardless of the reason for the lapse,
Buyer/Lessee shall be responsible/ liable to the Seller/Lessor for the total amount of the minimum dwelling
coverage ($xx000.00) as stated above and $1,000,000.00 liability, and said amount shall become immediately due
and payable to the Seller/Lessor. Coverage must be purchased for a minimum of one year.
7. In the event Buyer/Lessee fails to pay any portion of the taxes and assessments, fails to keep the premises
insured, premiums paid in full and policies deposited with Seller/Lessor, or fails to keep said premises in good
condition and repair, free from liens and waste, Seller/Lessor may cure such defaults, and all sums so paid shall
immediately be repaid to the Seller/Lessor or shall, unless repaid, at Seller/Lessors option, be immediately added
to and deemed part of the purchase price, bearing interest from that date on, at the highest legal rate per annum.
8. Seller/Lessor shall be entitled to go onto the premises at any reasonable hour with or without the
Buyer/Lessee's permission to inspect and to determine that the Buyer/Lessee is in compliance with the terms and
conditions of this lease.
9. Buyer/Lessee hereby gives Seller/Lessor a lien upon all personal property situated upon said premises,
including but not limited to all furniture, all household furnishings, portable sheds, and all motor vehicles parked,
stored, or situated on the premises regardless of how or to whom they are titled. This lien is for the lease payments
agreed to be paid hereunder, for any damage caused by the Buyer/Lessee, and for court costs and attorneys fees,
if any, incurred under the terms of this agreement.
10. If any portion of the lease payment is due and remains unpaid for thirty days, or if Buyer/Lessee is
absent from the premises without notifying the Seller/Lessor in writing of such absence, Seller/Lessor shall have
reasonable belief that the premises have been abandoned. It shall be Seller/Lessors duty to mitigate damages by
terminating this agreement, re-entering, re-leasing, and/or selling the abandoned premises at Seller/Lessors
earliest opportunity. Any and all personal property remaining on the premises shall be deemed to have been
abandoned. Seller/Lessor shall have the right to dispose of said property at Lessors option.
11. Seller/Lessor may make such reasonable rules governing the leased premises, as Seller/Lessor deems
necessary. Buyer/Lessee agrees to observe and comply with all rules and any violation of said rules shall be
deemed a breach of this lease agreement. Seller/Lessor may make changes to the rules and shall give written
notice of the changes to the Buyer/Lessee at least 14 (fourteen) days before the new rules become effective.
12. Seller/Lessor may waive any default or breach without waiving any other subsequent or prior default or
breach. In, the case of any breach of this lease, Seller/Lessor, shall have the full right to terminate this lease, re-
enter, reclaim possession re-rent and/or sell said premises, as well as exercise any and all other remedies available
to Seller/Lessor arising from said breach. Buyer/Lessee further agrees to pay all of Seller/Lessors attorney fees
and/or any other costs incurred as a result of enforcing this Lease agreement. Buyer/Lessee hereby waives the
right to a jury trial in any litigation involving this lease. If any provision of this lease is determined to be in
conflict with the law, thereby making said provision null and void, the nullity shall not affect the other provisions
of this lease, which can be given effect without the void provision, and to this end the provisions of this lease are
severable.

_____________________________________
Buyer/Lessee: John & Jane Doe (Date)
EXAMPLE CONTRACT: NOT A LEGAL DOCUMENT
13. Buyer/Lessee acknowledges that he/she has had the opportunity to inspect the premises and is fully
satisfied with existing title evidence, property boundaries, and physical condition of said premises. Buyer/Lessee
also acknowledges that he/she has had the opportunity to consult with legal counsel regarding this Lease
Agreement and that therefore and accordingly the terms of this agreement are not to be construed against any
Party because that Party drafted this agreement or construed in favor of any Party because that Party failed to
understand the legal effects of the provisions of this agreement. If Seller/Lessor concludes that this lease, or any
part thereof is lost, misplaced, misstated, misspelled, or inaccurately reflects the true and correct terms, regardless
of reason or cause, Buyer/Lessee shall, upon Seller/Lessors request execute, acknowledge, intial, and deliver, to
Seller/Lessor, corrected replacements. Buyer/Lessees failure to deliver said replacements will constitute a breach
of this lease agreement.
14. Additional lease terms:
A) Buyer/Lessee hereby acknowledges and understands that the property is being presented as a fixer-upper,
in need of extensive repairs and that the Seller/Lessor has not lived on the premises and therefore cannot
provide a complete nor accurate disclosure as to its condition other than the dwelling is not currently
inhabitable. Buyer/Lessee understands that Seller/Lessor may have acquired the property as a result of foreclosure
or in lien of foreclosure. In the event previous occupants are still occupying or still have personal belongings on
the premises, it shall be the Buyer/Lessees obligation to determine occupancy status, and negotiate eviction terms
and conditions with said occupants as allowed per state and/or local law.
B) Seller/Lessor agrees to see that the real estate taxes and annual assessments listed in paragraph 5-m of
this lease get paid. Buyer/Lessee hereby agrees to reimburse Seller/Lessor in full for said taxes and
assessments. Buyer/Lessee shall pay an estimated and prorated amount of $xx.xx per month. This amount shall
be added to and accompany each monthly payment. If the reimbursement amount is not received by the due date,
a late penalty equaling ten percent of the past due amount shall be added to the past due total and shall become a
portion of the payments due under the terms and conditions of this lease. (Reimbursement amounts will need to be
changed periodically in response to government tax increases, etc.)
C) It is agreed, that if Buyer/Lessee does not maintain insurance as stipulated in paragraph 6 of this Lease,
Buyer/Lessee shall pay Seller/Lessor an additional sum of $45.00 per month, per home for a no insurance
fee until Buyer/Lessee obtains policies that satisfy paragraph 6 of this lease. This clause and/or
Seller/Lessors acceptance of said payment shall in no way waive or negate Buyer/Lessees responsibilities and/or
liabilities outlined in paragraph 6 or any other part of this lease. This amount shall be added to and accompany
each monthly lease payment. If this payment is not received by the due date, a late penalty equaling ten percent of
the past due amount shall be added to the past due total and become a portion of the payments due under the terms
and conditions of this lease.
D) If Seller/Lessor and/or Owner exercise their option to pay to renew any policy or purchase a policy to
comply with paragraph 6 of this lease, Buyer/Lessee shall immediately reimburse all amounts paid by
Seller/Lessor. If Buyer/Lessee fails to reimburse Seller/Lessor within ten days, Seller/Lessor shall charge
Buyer/Lessee a late penalty equaling ten percent of the amount due. A ten percent late penalty shall be charged for
each and every month the amount remains unpaid. Buyer/Lessee shall be responsible for all repairs and
maintenance required to keep the premises in insurable condition.
E) All payments shall be applied, first to the option fee, if any, then to any penalties, insurance payments,
prorated taxes, lease payment interest and principle, in that order. All monies paid to Seller/Lessor, regardless of
how or when received are 100% non-refundable.
The above terms and conditions have been reviewed, are fully understood and are hereby agreed to by both
Seller/Lessor and Buyer/Lessee.
IN WITNESS WHEREOF, this lease agreement has been signed and executed this xth day of January
20xx, in the presence of both parties, with each party witnessing the signature of the other.

___________________________ (Buyer/Lessee)_________________________________
Rep: Heartland Finance, LLC John & Jane Doe (Date)
 EXAMPLE CONTRACT: NOT A LEGAL DOCUMENT
RELEASE AND INDEMNIFICATION AGREEMENT
(WATER DAMAGE. TOXIC MOLD & ENVIRONMENTAL DISCLOSURE)

The undersigned parties to a lease, purchase agreement, and /or option agreement dated: January 1, 20xx, for the
property and improvements located at: 1234 Main St. Farmington, MO and agree as follows:
Seller/Lessor hereby advises Buyer/Lessee that the Property (including, but not limited to, the basement
and out buildings) is or may be affected by water or moisture damage, toxic mold, and/or other environmental
hazards or conditions. Seller/Lessor further advises Buyer/Lessee that as a consequence of possible water damage
and/or excessive moisture, the Property may be, or has been irrevocably contaminated with mildew, mold, and/or
other microscopic organisms. Buyer/Lessee is being advised that exposure to certain species of mold may pose
serious health risks and that individuals with immune system deficiencies, infants, children, the elderly,
individuals with allergies or respiratory problems, and pets are particularly susceptible to experiencing adverse
health effects from mold exposure.
Buyer/Lessee acknowledges that Seller/Lessor has advised Buyer/Lessee to make his/her own evaluation
of the Property and to have the Property thoroughly inspected. Buyer/Lessee has been further advised by
Seller/Lessor that all areas contaminated with mold, and/or other environmental hazards or conditions,
should be properly and thoroughly remediated. Additionally, Buyer/Lessee has been advised by Seller/Lessor
that habitation of the Property without complete remediation may subject the inhabitants to potentially serious
health risks and/ or bodily injury. Buyer/Lessee acknowledges that it is the sole responsibility of Buyer/Lessee to
conduct any remediation on the Property.
Buyer/Lessee also acknowledges that Buyer/Lessee is buying the Property AS-IS / WHERE-IS.
Buyer/Lessee represents and warrants to Seller/Lessor that Buyer/Lessee has made his/her own inspection and
evaluation of the Property to his/her complete satisfaction, and Buyer/Lessee accepts the Property in its
current condition. Buyer/lessee is electing to purchase and/or lease the Property from Seller/Lessor with full
knowledge of the potential condition of the Property, the potentially serious health risks, and the potential liability
that Buyer/Lessee could incur as the Seller/Lessor of the Property for claims, losses, and damages arising out of
any toxic mold contamination, and/or other physical and environmental hazards or conditions on or about the
Property.
Buyer/Lessee further acknowledges that Seller/Lessor has not made and does not make any express or
implied representations or warranties of any kind with respect to the physical and/or environmental condition of
the Property whether the Property is in compliance with applicable local, state, or federal environmental or other
laws, statutes, regulations, rules, ordinances, codes, or standards ("LAWS"). Buyer/Lessor hereby agrees not to
pursue any claims, losses, or damages, against subsidiaries, affiliates, directors, officers, employees, partners,
shareholders, representatives, realtors, agents, brokers, or their company of representation, predecessors,
successors, or assigns, arising out of or relating in any way to any violations of Laws, or for costs, fees, or
expenses incurred in conducting investigations relating to Laws or the Property. In addition and to the fullest
extent permitted by law, Buyer/Lessee and for his/her invitees, agents, heirs, executors, devisees, and assigns
hereby forever waives and fully releases affiliates, directors, officers, realtors, agents, and their company,
employees, partners, shareholders, representatives, agents, brokers predecessors, successors, and assigns (the
"RELEASED PARTIES)from and against any and all claims, causes of action, whether administrative or
judicial, losses, costs (including any and all attorney fees, court costs, and/or costs of investigation, litigation, and
settlement), expenses sanctions, curtailments , interest, liabilities, penalties, fines, demands, liens, judgments,
compensation fees, loss of profits, injuries, death, and/or damages, of any kind whatsoever, whether known or
unknown, fixed or contingent, joint or several, criminal or civil, or in law or in equity, arising from, in connection
with, or in any way relating to any known or unknown conditions of the Property, including but not limited to the
existence of toxic mold, and/or any other physical or environmental hazards or conditions on or about the
Property (CLAIMS).
__________________________________________ ___________________________________
Rep: Heartland Finance, LLC Lessee/Buyer: John & Jane Doe (Date)
 EXAMPLE CONTRACT: NOT A LEGAL DOCUMENT
DISCLOSURE OF INFORMATION ON LEAD-BASED PAINT AND/OR LEAD-BASED PAINT HAZARDS

Property Address: 1234 Main St. Farmington, MO

Lead Warning Statement

Every purchaser of any interest in residential real property on which a residential dwelling was built prior to 1978 is notified that such property may
present exposure to lead from lead-based paint that may place young children at risk of developing lead poisoning. Lead poisoning in
young children may produce permanent neurological damage, including learning disabilities, reduced intelligence quotient, behavioral
problems, and impaired memory. Lead poisoning also poses a particular risk to pregnant women. The seller of any interest in residential
real property is required to provide the buyer with any information on lead-based paint hazards from risk assessments or inspections in the
sellers possession and notify the buyer of any known lead-based paint hazards. A risk assessment or inspection for possible lead-based
paint hazards is recommended prior to purchase.
________________________________________________________________________________________________
Sellers Disclosure
(a) Presence of lead-based paint and/or lead-based paint hazards (check one below):
(i)____ Seller/Lessor has knowledge of lead-based paint and/or lead-based paint hazards in the housing
(explain).________________________________________________________________________
(ii)__x__ Seller/Lessor has no knowledge of lead-based paint and/or lead-based paint hazards in the housing.
(b) Records and reports available to the seller (check one below):
(i)____ Seller/Lessor has provided the purchaser with all available records and reports pertaining to lead-based paint and/or
lead-based paint hazards in the housing (list documents below).
________________________________________________________________________________
(ii)__x__ Seller/Lessor has no reports or records pertaining to lead-based paint and/or lead-based paint hazards.
________________________________________________________________________
Purchasers Acknowledgment
(c)_x___ Buyer/Lessee has received copies of all information listed above.
(d)_x___ Buyer/Lessee has received the pamphlet Protect Your Family from Lead in Your Home.
(e)____ Buyer/Lessee has (check one below)
(i)____ Received a 10-day opportunity or mutually agreed upon period) to conduct a risk assessment
or inspection for the presence of lead-based paint and/or lead-based hazards; or
(ii)__x__Waived the opportunity to conduct a risk assessment or inspection for the presence of lead-
based paint hazards.
________________________________________________________________________________________________

BUYER/LESSEE AGREES THEY ARE PURCHASING THE PROPERTY AS IS WITHOUT ANY REPRESENTATIONS OR
WARRANTIES WHATSOEVER AS TO THE CONDITION OF THE PROPERTY. BUYER/LESSEE FURTHER AGREES THAT
SELLER/LESSOR AND ITS SERVICERS, REPRESENTATIVES, AGENTS, ATTORNEYS, OFFICERS, DIRECTORS, EMPLOYEES,
SECCESSORS AND ASSIGNS HAS NO RESPONSIBILITY OR LIABILITY FOR, AND PURCHASER HEREBY
UNCONDITIONALLY RELEASES SELLER/LESSOR AND ITS SERVICERS, REPRESENTATIVES, AGENTS, ATTORNEYS,
OFFICERS, DIRECTORS, EMPLOYEES, SUCCESSORS AND ASSIGNS FROM, ANY AND ALL LIABILITY, BOTH KNOWN AND
UNKNOWN, PRESENT AND FUTURE, THAT IS BASED UPON, OR RELATED TO, THE EXISTENCE OF LEAD OR LEAD-
BASED PAIN ON OR ABOUT THE PROPERTY.
________________________________________________________________________________________________
Seller/Lessors Acknowledgment (initial)
(f)____Broker/Agent has informed the seller of the sellers obligations under 42 U.S.C. 4852d and is aware of his/her responsibility to ensure
compliance.
________________________________________________________________________________________________
Certification of Accuracy
The following parties have reviewed the information above and certify, to the best of their knowledge, that the information provided by the signatory
is true and accurate.

_________________________________
Rep: Heartland Finance, LLC

_________________________________
Buyer/Lessee (Date)
 EXAMPLE CONTRACT: NOT A LEGAL DOCUMENT
DUE DILIGENCE DISCLOSURE AND ADDENDUM

This addendum shall become part of and take effect with the Lease, Purchase Agreement, and/or Option
Agreement entered into January a, 20xx for the real property and improvements located at: 1234 Main St.
Farmington, MO. All parties hereby agree and acknowledge that the Seller/Lessor has explained and disclosed to
the Buyer/Lessee that said property may have been obtained as a result of foreclosure or tax sale, that the
Seller/Lessor has not inspected, more than likely has never seen, or been to the property, and that little or no
verified information may be available. Said property is being presented, represented, and conveyed in AS-IS
condition. It is the Buyer/Lessees responsibility to complete all due diligence necessary to determine the
condition, habitability, usability, accessibility, zoning, location, market value, or investment value of said property
prior to transferring any funds to the Seller/Lessor. It is and has been highly recommended that the Buyer/Lessee
personally inspect and/or arrange for a designate to physically inspect the property as well as verify with all
appropriate parties the status of potential property charges, including but not limited to real estate taxes, home
owner association fees, county/city ordinances, and other encumbrances. No guarantees are or have been
expressed or implied. Any and all statements made by the Seller/Lessor are subjective, and do not release the
Buyer/Lessee from their responsibility to perform due diligence, or from their responsibility to fulfill the terms of
the above mentioned lease or purchase agreement. Buyer/Lessee hereby acknowledge and confirm that they have
either, inspected the property and conducted due diligence to their own satisfaction, or waived their right to do so
by transferring funds to the Seller/Lessor and/or entering into the above mentioned Lease, Purchase Agreement,
and/or Option Agreement. Signed and agreed to this xth day of January, 20xx.

___________________________________
Buyer/Lessee: John & Jane Doe (Date)

___________________________________
Rep: Heartland Finance, LLC