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B MEMBERS THIS IS FOR THE EXCLUSIVE USE OF TRULYRICH CLUB MEMBERS THIS IS FOR THE EXCLUSIVE USE OF TRULYRICH CLUB MEMBERS
THIS IS FOR THE EXCLUSIVE USE OF TRULYRICH CLUB MEMBERS THIS IS FOR THE EXCLUSIVE USE OF TRULYRICH CLUB MEMBERS THIS IS FOR THE EXCLUSIVE USE OF TRULYRICH CLUB MEMBERS THIS IS FOR THE EXCLUSIVE USE OF TRULYRICH CLUB MEMBERS
Aside from Chinas economy going down, oil and commodities prices continue to go down as well. Thus, the
economies of Middle East, Canada, and Australia are slowing down too. Some of my Filipino friends who work in
these countries have lost their jobs.
Now if more OFWs will be sent home around the world, then our remittances will decrease. You probably
know how important the remittances are to our economy. For years, they have held our country afloat.
If these remittances will go down, then that will dampen our economy.
But we believe the BPO industry can compensate for the loss.
Were the number one Voice Call Center of the world. Once upon a time, that position was held by India.
But because of our proficiency in the English language and our excellent customer service, the Philippines took
over as number one. (Indias biggest BPO companies have all set up their presence here.) We now have 800,000
people working in the BPO industry.
My friendwho works high-up in the BPO industrybelieves the Philippines is just scratching the surface.
She says, We probably are still doing only 10 percent of what we can do. Aside from voice, theres data services
and India is still the Number One provider in the world. One day, again because of the amazing talent of the
Filipinos, we believe the Philippines will also be the number one provider of data services to the worldfrom Legal
to Medical to Construction, etc
What does this all mean?
For years to come, the Philippine Stock Market will continue to grow. Our future is bright. Your future is bright.
So keep investing in the Philippines greatest companies.
Remember: 2016 may go sidewayswith a lot of ups and downs along the way. Just keep investing each
month.
Friend, get used to volatility.
Disregard it.
Volatility is the new normal.
In fact, volatility is your friend.
Happy investing!
Bo Sanchez
P.S. The Only Sure Way to Get Your ChildrenAges 9 to 19Become Millionaires Early in Life. Two classes
will be offered: For kids ages 9 to 12 and for kids ages 13 to 19. Speakers are Obet Cabrillas, Marco Victoria, Mayi
Lubaton, and Ichel Alignay. For more info, visit www.TrulyRichClub.com/YoungMillionaire or email Meann at
beaconlightevents+seminar@gmail.com
Were just a few days into the new year and yet so many things have happened already with the stock market.
Market just went down and along with this are changes in how we will be investing, namely, changes in our Target
Price and Bro. Bos new recommendation to buy Mutual Funds. Thus, for this issue Id like to get you up to speed on
these changes.
Here is our updated SAM Tables with new Target Price and Buy Below
Prices (as of January 12, 2016 closing).
STOCK Current Price Buy Below Price Target Price Action to Take
AC 660.00 695.65 800.00 Continue buying
BDO 95.90 92.17 106.00 Stop buying
CEB 76.50 116.52 134.00 Stop buying for now
EEI 5.35 10.52 12.10 Stop buying for now
FGEN 22.15 28.43 32.70 Continue buying
FLI 1.58 1.94 2.24 Stop buying for now
GTCAP 1,287.00 1,113.04 1280.00 Stop buying
MBT 69.95 80.00 92.00 Stop buying for now
MEG 3.58 4.85 5.58 Continue buying
SMPH 19.82 18.86 21.70 Stop buying for now
URC 175.10 159.13 183.00 Stop Buying for now
now, for the first time ever they can be purchased conveniently online via the COL Fund Source (log on to www.
colfinancial.com and click on the Mutual Fund Tab), and there are no front-end fees or what other people call sales
load. None of that via COL Fund Source. Thus, buying Mutual Funds today are a lot easier and cheaper.
Just as a basic overview, a Mutual Fund is a pooled investment managed by a professional fund manager in
behalf of the investors. A Mutual Fund is a collection of assets composed of stocks, bonds, fixed-income securities,
cash or a combination thereof. There are different types of mutual funds to fit ones investment horizon and financial
goals:
t.POFZ.BSLFU'VOET are invested in short-term time deposits, corporate bonds, and government securities
t#POE'VOETare invested in bonds issued by companies and the Philippine government
t#BMBODF'VOETare invested in a combination of both stocks and bonds
t&RVJUZ'VOETare invested in individual stocks listed in the PSE
t&RVJUZ*OEFY'VOETare invested in stocks that are part of the PSEi (index)
Here are some of the benefits of investing in Mutual Funds: Investing in Mutual Funds gives you access
to a variety of investment instruments. It also gives you the expertise of professional fund managers in making
investment decisions for you. In addition, Mutual Funds minimize risk through the diversification of your investment
among different assets. Lastly, investors have liquidity because of their ability to typically redeem or sell their
Mutual Fund shares.
This recommendation to buy Mutual Funds came in the light of its lower prices compared to our SAM Stocks
that did not go down extensively. This gives us the opportunity to buy at low prices for the day that these Funds
will bounce back.
NAVPS is Net Asset Value Per Share. An increase in the NAVPS means that the investor can sell/redeem the
shares of a mutual fund for a higher value.
We will follow cost-averaging as our strategy in investing in Mutual Funds. You can do this by investing
regularly a fixed amount of money that is comfortable for you. With this amount, buy the fund or funds of your
preference. To cost-average effectively, make sure youre buying shares in the same fund or same set of funds every
month or every quarter. Quite similar to our SAM with stocks.
On our next issues Ill be introducing to you each of these funds what they contain, the objective of fund,
and more. If you want to check the performance of these funds you can log on to our website, click the Mutual
Fund Tab, and click Research.
To learn more about Mutual Funds:
t:PVDBOHPCBDLUP#SP#PT4UPDL"MFSUMBTU+BOVBSZ
t7JTJUUIJTMJOLhttps://www.youtube.com/watch?v=-bLeRnOHq-8
t"UUFOEBOZPGPVSGSFFTFNJOBSTPO.VUVBM'VOE*OWFTUJOH https://www.colfinancial.com/ape/Final2/home/
investor_education.asp)
I hope this was able to help you in your stock and mutual fund investing.
Happy Investing!
P.S. If you or a friend would like to learn more on the basics of investing in the stock market, I conduct free seminars
every Friday at the COL Financial Training Center teaching the basics of long-term investing in the Stock Market.
You may sign-up for these seminars at www.colfinancial.com.
I also give powerful talks on various engaging and practical topics every Sunday at Feast ATC in Cinema 2 of
Alabang Town Center. The Mass starts at 9AM and The Feast kicks-off at 10M. Come by. Its for free!
Mike Vias is an Investment Trainer of COL Financial Group, Inc. He is a Certified Securities Representative
and Certified Investment Solicitor.
ESTIMATED
STOCK TIME PRICE ESTIMATED
STOCKS TIME
SYMBOL RECOMMENDED RANGE RETURN
HELD
May 2014 to September
Aboitiz Power AP 16 Months P36.40 to P43.40 21.32%
2015
First Phlippine
FPH June 2011 to June 2013 25 Months P63.18 to P95.20 32.92%%
Holdings
(Disclaimer: Past performance doesnt guarantee that youll have the exact same results in the future. After
all, your earnings all depend on the markets performance.)