NGPFActivityBank

Budgeting#17

ROLEPLAY:LivingPaychecktoPaycheck
PartI:Playthegame,Spent.
GototheS pentwebsite.ClickonC ontinuetoSpentonrightsideofthescreentostartgame.Besuretoanswerthe
quesonsbelowasyouproceedthroughthegame.

1. Howdoyoufeelatthebeginningofthegameasthefactsaboutyoursituaonashonthescreen?Doyouthink
youcanlive30dayswith$1,000insavings?

2. Therstdecisionyoumakeinvolvesyourchoiceofemployment.Whichjobdidyouchoose?Why?

3. Whatwillbeyourtakehomepayforthemonth?Whatisthedierencebetweenyourgrosspayandyour
takehomepay?

4. Whatdecisiondidyoumakeabouthealthinsurance?Why?

5. Wheredidyoudecidetolive?Whatistherelaonshipbetweenrentcostsandtravelcostsasyoumovefurther
awayfromthecity?

6. WhatisyourTotalRentalCost(rent+travelcosts)?Whatpercentageofyourmonthlytakehomepay(seeQ3)
doesthisrepresent?Indollarterms,howmuchdoyouhaveleoveraeryoucoveryourrentandtravelcosts?

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Asyouprogressthroughtheremainingdecisionsinthegame,recordanswerstothequesonsbelow:

7. Whichdecisionsareparcularlydiculttomake?ThinkaboutmesyouhadtosayNObecauseyouwere
shortoncasho
rmesyousaidYESeventhoughyouknewitwasgoingtocostyou.

8. Whichdecisionshadunintendedconsequencesyoudidntconsiderbeforeyoumadethechoice?What
surprisedyou?

9. Areanyofthefactspoppinguponthescreensurprisingordisturbingtoyou?Whichones?

10. Didyoueverreachouttoafriendforhelp?Whyorwhynot?

11. Didyoumakeitthroughtheenremonth?Ifnot,whatdaydidyourunoutofmoney?

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PartII:Reflectionquestions
12. Describeyouremoonalstateasyouplayedthegame.

13. Howwouldyouplaythegamedierentlyifyouhadanotheropportunity?

14. Whatthreelessonsdidyoulearnfromplayingthegamethatyoucanapplytoyourlife?

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