INTRODUCTION 8

Report Summary................................................................................................................. 9
Overview........................................................................................................................... 10
NC House Bill 331............................................................................................................. 13

REPORT FOCUS 16
The HOA DEED.................................................................................................................. 17
Premeditated HUD Assignments....................................................................................... 29
Wells Fargo Bank - Ft. Mill, SC........................................................................................... 41

OVERLAPPING METHODS 51

FORSYTH COUNTY 15 CVD 2202 64

HOA DEED DOCUMENTATION 69

North Carolina Documentation.......................................................................................... 70
South Carolina Documentation......................................................................................... 87

HOAS & PROPERTY MANAGEMENT COMPANIES 90

Business Corporation Registrations................................................................................ 101
Registered Agents........................................................................................................... 108
Sherwood West Association, Inc...................................................................................... 118

NOTABLE NAMES 130

HOA Attorneys................................................................................................................ 133
Attorney-In-Fact.............................................................................................................. 149
Substitute Trustees......................................................................................................... 159

PUBLIC RECORDS 178

FORECLOSURE DATA 192

HOA DEED PRICE 200

Timeline.......................................................................................................................... 201
Madeline Burdon............................................................................................................. 205

DOVER VILLAS 207

Marlita Randolph............................................................................................................. 209
Rodney Ratlif.................................................................................................................. 222
Ebony Ramsey................................................................................................................ 238
Kimatia Mittman.............................................................................................................. 252
Kenyun D. & Mia Lawson................................................................................................. 259

NEW UNASSIGNED NOTE HOLDER 282

Deitra Dobbins................................................................................................................ 283
Chaka Kahn Singletary.................................................................................................... 292
Jonathan & Patrice A. Cassell.......................................................................................... 299
 Patricia Cassell................................................................................................................ 316

ASSET-BACKED SECURITIES TRUSTS 325

James & Lona Brim.......................................................................................................... 326
Lavelle C. Phyall & Melissa Robinson.............................................................................. 345
Dzemal & Djulsa Hasic.................................................................................................... 364
David A. & Pricilla Willis.................................................................................................. 381
Steven R. Campbell, Sr.................................................................................................... 386
Brian Tunque................................................................................................................... 398
Tameka & Rodney Evans................................................................................................. 402
Terrell M. & Andrea H. King............................................................................................. 420
Joyce Hall & Dione Hall................................................................................................... 439
Brian & Carrie Bottomly.................................................................................................. 447

JUNIOR / SENIOR SWITCH 461

Joshua & Amber C. Moyer............................................................................................... 462
Lucy A. Williams.............................................................................................................. 472
Taneka & Raymond Evans............................................................................................... 493

POST-FORECLOSURE SALE BY OWNER516

Alteric & Angela Dunston................................................................................................ 527
Jason Sexton................................................................................................................... 539
Heywood Spruitt, Jr......................................................................................................... 556

DIRECT OWNER BENEFIT 561

Andrew Diehl................................................................................................................... 562
Louis C. Mosley............................................................................................................... 566
Darlene Gidron................................................................................................................ 568
Raymond & Sherry Reitzel.............................................................................................. 572
Kenneth O. McHam, Jr. Oak Meadows HOA...................................................................575
Jennifer L. Bodine............................................................................................................ 595

SUBSTITUTE TRUSTEE FORECLOSURES 615

Jefrey & Sarah Vance..................................................................................................... 616
Anthony J. & Tonee M. Craft............................................................................................ 622
Colin J. & Tanika D. Harris................................................................................................ 636

TRIPLE FORECLOSURES 639

Felicia A. Ingram............................................................................................................. 640
Rosa Colon & Rene Cisneros........................................................................................... 661

MODIFICATION / HUD SUBORDINATION 666

Linda M. Nunally............................................................................................................. 667
Kristen G. Pittman........................................................................................................... 687
Clarence J. Bryant........................................................................................................... 701

OTHER 708

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 Stephanie Dunmore........................................................................................................ 709
Crystal D. Little............................................................................................................... 716
Javier B. Chala................................................................................................................. 736
Robert L. Andrews........................................................................................................... 754

HOA FORECLOSURE RENTALS 761

HOA UNIT OWNERSHIP 766

Maurice S. Thompson...................................................................................................... 767
Jacob R. Marion............................................................................................................... 770
Mika Gardner.................................................................................................................. 771

HOA LONG-TERM RENTALS 773

ADDITIONAL INFORMATION 778

Association Management Group..................................................................................... 779
Vanessa J. Burgess.......................................................................................................... 785
Rossabi Black & Slaughter, P.A........................................................................................ 792
Lawsuit............................................................................................................................ 796

AUTHORITIES, POLITICS & MONEY 800

SHERWOOD WEST ASSOCIATION INC. 810

Foreclosure Theft............................................................................................................ 812

CONCLUSION 828

APPENDIX 829
Appendix A 2013 NC General Statute 47F....................................................................830
Appendix B - Forsyth County 15 CVD 2202.....................................................................839
Appendix C Chase Home Finance, LLC.........................................................................855

Felicia Ingram DT 44,100 Wells Fargo $48,280

Steven Campbell DT 166,388 GMAT Trust $162,000
DZ DT 107315 Wilmington $85000
Phyall DT 137,837 Christiana $135,000
Spruill DT 94,506 DT $88,947 BofA HUD
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 I NTRODUCTION

In the Byzantine process used for recording real estate deeds and documents, the
disconnected documentation has hidden an organized enterprise for over two decades. The
omission, alteration or removal of public records is another layer that attempts to mask the
operation.

However, once the documents are found, assembled and viewed sequentially, the picture is
clear and indisputable. Not only are these documents in public record and signed by
Enterprise participants, but the documentation is notarized.

This report is for review and action by Federal authorities. It is also posted for HOA, real
estate and consumer advocates, investigation journalists, bloggers, political-watchers and
any Member of an HOA. The timelines and annotated documents will assist anyone less
familiar with Homeowners Associations, foreclosures or financial fraud. Please share the
link and the information. By the end of this report, the need for this support will be clear.

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