Professional Documents
Culture Documents
Nomination under section 45ZA of the Banking Regulation Act, 1949 and Rule 2(1) of the Banking Companies (Nomination) Rules, 1985 in respect of bank deposits
I/ We
Nomination Serial No.
nominate the following person to whom in the event of my/our/minor's death the amount of the deposit, particulars whereof are given below, may be returned
by ,
Name:
Address:
As the nominee is a minor on this date, I/We appoint Shri/Smt./ age: years
Address:
to receive the amount of the deposit on behalf of the nominee in the event of my / our / minor's death during the minority of the nominee.
Date:
Please Sign in black ink only.
Place:
Signature(s) / Thumb impressions(s) of 1st witness ** Signature(s) / Thumb impressions(s) of 1st witness **
Name: Name:
Address: Address:
* Where deposit is made in the name of a minor, the nomination should be signed by a person lawfully entitled to act on entitled to act on behalf of the minor.
Page No. 1 of 7
c us to mers o nly)
TCRN :
(For office use only) CIF No. Date:
Branch to affix rubber stamp of
Account No. name and code no.
Sole/First Applicant
1. Please fill up in BLOCK letters only and use black ink for signature. Please leave one box blank between two words. Tick () the appropriate boxes.
2. Fields marked asterix (*) are not mandatory
3. Please affix a passport size photograph in the box provided. Also enclose another photograph for affixing in the pass book
4. For opening account of minors, where proof of identity/address is not available, the same will be provided by Father/Mother and Natural Guardian
5. In case of illiterate customers, Left Thumb Impression (LTI) to be affixed and verified.
Personal Det ails
Yes PF No.
Cust omer Type: Public Staff Senior Cit izen: Yes Minor:
Other
Name: Mr Ms Mrs
Landmark/ Street:
District: Sub District:
City: PIN: State:
Telephone no. Mobile no. Mobile no. will be used for sending SMS alerts
Email Address:
Permanent Address
Same as Correspondence Address
Landmark/ Street:
District: Sub District:
Page No. 2 of 7
TCRN :
Ident ificat ion Det ails
ID where the address on the ID is the same as the Correspondence Address mentioned on the first page of this form.
No.: Issued at/by: Issue Date
OR
Any one document from each of the undernoted two columns for a photo-identity and proof of address (Please tick the appropriate box and give details below):
Proof of ident it y Proof of address (of Correspondence Address)
A) Passport A) Credit Card Statement (not more than 3 months old)
B) Voter ID Card B) Salary Slip
C) PAN Card C) Income/ Wealth Tax Assessment Order
D) Government/ Defence ID Card D) Electricity Bill (not more than 6 months old)
E) ID Card of Reputed Employer E) Telephone Bill (not more than 3 months old)
F) Driving License F) Bank Account Statement Please attach
one self-
G) Pension Payment Order* G) Letter from Reputed Employer
attested
H) Photo ID Card Issued by Post Office H) Letter from Public Authority* photocopy of
I) Photo ID Card Issued by University* I) Ration Card Identity proof
J) Photo ID Card Issued by Public Authority* J) Voter ID Card (only if it contains the current address) and Address
K) Aadhaar Letter / Card K) Pension Payment Order* proof each.
L) NREGA Card L) Lease Deed/Sale Deed* Originals
M) Proof of Residence Issued by University* thereof will
N) Address Proof of Relatives (for students)* have to be
O) Address Proof of Close Relatives* produced for
P) Address Proof of Gazetted/ Senior PSU Officers* verification
No.: No.:
Date
With agreeing to open my Small Deposit account under liberalized KYC norms specified by RBI, I undertake to submit the required KYC documents
as and when the balance or total annual transaction in my account exceed the stipulated limits in this regard. In the event of non compliance the
Bank is within its rights to stop operations in account after advance notification as per RBI instructions
Date
Please Sign
in black ink
Place
only.
Signature/ Thumb impressions of depositor
Signature:
Page No. 3 of 7
Account Opening Form: Part -II
Recurring Deposit
Pleas e tic k the
Wit h Cheque Book and Debit Card T erm Deposit
typ e o f ac c o unt to
Wit h Cheque Book and wit hout Debit Card Special T erm Deposit b e o p ened . To
kno w mo re ab o ut
wit hout Cheque Book and Wit h Debit Card Mult i O pt ion Deposit Scheme linked wit h vario us s c hemes
Wit hout Cheque Book and Wit hout Debit Card Saving s Bank Current Ac c o unt p leas e c o ntac t
Bank o ffic ials .
O t hers (p leas e s p ec ify)
Services Required
1 . AT M- CUM- DEBIT CARD: (fo r Internatio nal c ard and its variants , s ep arate ap p lic atio n is to b e s ub mitted )
Ap p lic ant no . Card Typ e Name as wo uld ap p ear o n the c ard
Ac c o unt Numb er
Name
Viewing right s Full T ransact ion right s :
3. INT ERNET BANKING :
1s t 2nd 1s t 2nd
3. MO BILE BANKING : Mo b ile Banking Servic e to b e enab led o n this no .
4 . SMS ALERT S: SMS Alert s at mobile number as ment ioned in Part - I: Req uired No t req uired
5. CHEQ UE BO O K: T ype of Cheque Book: O rd inary Multic ity* Bo th * Charg es ap p lic ab le fo r Multic ity c heq ues
6 . ST AT EMENT FREQ UENCY: Mo nthly Q uarterly Half-yearly
(fo r c urrent ac c o unt)
e- St at ement t o be sent t o e- mail id as ment ioned in Part - I: Req uired No t req uired
7 .T ELEBANKING KIT : Yes no
Mode of O perat ion
Self o nly Either o r Survivo r Fo rmer o r Survivo r Any o ne o r Survivo r Jo intly O ther
Specimen Signat ure(s)
DECLARAT IO N:
Pleas e
Sig n in
b lac k
Sig nature(s ) / Thumb imp res s io ns (s ) So le/Firs t Ho ld er Sig nature, SS No and name o f verifying o ffic er ink
o nly.
Sig nature(s ) / Thumb imp res s io ns (s ) Sec o nd Ho ld er Sig nature, SS No and name o f verifying o ffic er
Page No. 4 of 7
1 . T ERM DEPO SIT / SPECIAL T ERM DEPO SIT
Perio d : year(s )
mo nth(s ) d ays . In c as e o f Term Dep o s it, interes t p ayab le: Mo nthly Q uarterly
Mat urit y inst ruct ion: Payment inst ruct ion (Maturity Pro c eed s /Res id ual)
Auto renew* p rinc ip al Auto renew fo r p erio d : By c red it to my b ank ac c o unt no .
Auto renew* p rinc ip al & interes t year(s ) mo nth(s ) d ay(s )
Auto renew* Rs . By Bankers Cheq ue / Demand Draft
Pleas e Sig n in
b lac k ink o nly.
Sig nature o f 1s t Ap p lic ant Sig nature o f 2nd Ap p lic ant
Nominat ion
No minatio n, if req uired fill Fo rm DA-1 o n p ag e no . 2, o therwis e s ig n b elo w
I/We d o no t want to no minate any p ers o n in this ac c o unt
Pleas e Sig n in
b lac k ink o nly.
FO R O FFICE USE
Certified that the imp lic atio ns and c o nd itio ns fo r the o p eratio n o f the ac c o unt have b een exp lained to the d ep o s ito r (o nly in c as e o f illiterate ap p lic ant)
Page No. 5 of 7
SAVINGS BANK RULES
To b e to rn o ff and g iven to the c us to mer
Page No. 6 of 7
OPERAT IONS IN T HE ACCOUNT
Ge ne ral
Savings Bank acco unt is essentially a facility to build up savings and hence must no t be used as a Current Acco unt. Bank may clo se an
acco unt sho uld it have any reaso n to believe that the acco unt ho lder has used her/his acco unt fo r a purpo se fo r which it is no t allo wed.
(Rule No . 5)
De po sit s
There is no restrictio n o n number o f depo sits that can be made into the acco unt. No depo sit in cash fo r less than Rs 10 /- will be
accepted. Cheques, drafts o r o ther instruments drawn o nly in favo ur o f the acco unt ho lder will be accepted fo r credit o f the acco unt.
Third party instruments endo rsed in favo ur o f the acco unt ho lder will NOT be accepted. No drawings against accepted instruments will
be no rmally permitted until these are realized. In satisfacto rily co nducted acco unts, immediate credit will be affo rded fo r o utstatio n
instruments depo sited up to Rs 20 0 0 0 /-, which may change fro m time to time. The no rmal co llectio n and o ut o f po cket charges will
be reco vered. The current limit and charges prescribed fo r this are available at the Banks website This info rmatio n can also be
o btained fro m Branches. Overdue interest will be reco vered fo r instruments subsequently returned unpaid. (Rule No s. 21, 22, 23)
Wit hdrawals
The acco untho lder can withdraw mo ney perso nally fro m her/ his o rdinary Savings Bank Acco unt by using Banks standard withdrawal
fo rm. The pass bo o k must acco mpany the withdrawal fo rm. The withdrawal fo rm can be used o nly fo r receiving payments by the
acco untho lder himself/ herself. ATM cum Debit card can also be used in ATMs fo r cash withdrawal. The acco untho lder canno t
withdraw an amo unt less than Rs. 50 /-. All withdrawals must be in ro und Rupees o nly Third party payments thro ugh withdrawal fo rms
are no t permitted. A letter o f autho rity as per the prescribed fo rmat, alo ng with the pass bo o k sho uld be sent to the Bank thro ugh an
autho rized representative to receive payment in case the acco unt ho lder is unable to attend perso nally to withdraw cash fro m
her/his acco unt. (Rule No s. 24 , 25, 26 ) The minimum drawing permitted per cheque fo rm is limited to Rs. 50 /-. There is no ceiling o n
the maximum amo unt that can be drawn thro ugh a single cheque. (Rule No . 30 ) The maximum number o f debit entries permitted in an
acco unt is 30 per half year o r as decided by the Bank fro m time to time, excluding transactio ns thro ugh alternate channels like State
Bank ATMs and Internet Banking. Cash withdrawal at ATMs o f o ther banks will be co unted as a debit entry in the acco unt fo r the abo ve
purpo se and are no t to be treated as transactio ns made thro ugh alternate channels. Charges prescribed fo r exceeding this limit are
available at the Banks website This info rmatio n can also be o btained fro m Branches. (Rule No . 35) Cash withdrawal can be made
fro m the acco unts o f the sick, o ld o r incapacitated acco unt ho lders who are unable to attend the Bank and/o r also no t able to put their
signature o r thumb impressio n fo r withdrawing cash by co mpleting the laid do wn fo rmalities. (Rule No . 33)
Ove rdraft s
Overdrafts in Savings Bank acco unts may be permitted under exceptio nal circumstances with prio r arrangements o nly. Cheques drawn
in excess o f the balance in the acco unt will be returned unpaid. Service charge will be reco vered each time a cheque is returned unpaid
fo r want o f sufficient funds. Charges prescribed fo r this are available at the Banks website This info rmatio n can also be o btained fro m
Branches. (Rule No . 31)
Ino perative Acco unts Acco unt ho lders are advised to o perate their acco unts regularly. Acco unts no t o perated are classified as
Ino perative after the stipulated time perio d o f 24 mo nths since last o peratio n. Ino perative acco unts having less than the stipulated
minimum balance will be charged a service charge at the end o f the first year after the acco unt is identified as ino perative and thereafter
every year, if the acco unt remains ino perative. If the balance in the acco unt is equal to o r less than the service charge, the acco unt will
be clo sed under advice to the acco unt ho lder. The current prescribed charges in this regard are available at the Banks website This
info rmatio n can also be o btained fro m Branches. (Rule No s. 36 , 37)
Page No. 7 of 7