CREATING MULTIPLE PASSIVE INCOME STREAMS

3 Kinds of People and How They Make Money

EFFORT INCOME

Big Effort Little Effort

Effort = Income Big Income
Little Income

INCOME EFFORT
I II III
Active Income: No Effort - No Income Passive Income: Income even not working
Job, Self-Employed Interest Income from Investments
Job (salary), Agent (commission), Lawyer (client), - Mutual Funds, UITF, Stocks, Bonds, Savings, CDs, etc.
Doctor (patient), OFW (contract), Actor (movie), Royalty Income: Business/Outlets
Boxer (boxing match), Singer (concert), Maturity Income: Long-Term Healthcare, Pension, etc.
Contractor (project), Basketball Player (PBA) Rentals Income: Buildings & Apartments, etc.

Linear Income Growth Exponential Income Growth

Active income is temporary income Passive income is permanent income
Working Hard for the Money Multiple Passive Income Streams (Income Producing Assets)
Create Passive Income that will last for infinity! If you lost your income today, how many years can you survive? 1
There are 2 Kinds of Income:
1. ACTIVE INCOME
Salaries, commissions, professional fee, contractors fee
Income from your direct labor or your job - need to work to make money.
Scary if you just depend on active income
Active income is temporary income -cannot make you wealthy.
2. PASSIVE INCOME
Income that keeps coming even if youre not working (even if youre sleeping).
- Interest Income from your Investments Mutual Funds, UITF, Stocks, Bonds, CDs, etc.
- Maturity Income: Long-Term Healthcare, Pension Plans, etc.
- Business Outlets
- Royalty Income
- Rentals Income: Buildings and Apartments, etc.
The size of your passive income determines your financial success or failure!
- Passive Income is permanent income - will make you wealthy.
- Wealth = the number of years you survive when you stop working.
If you lost your income today, how many years can you survive?
Create Passive Income that will last for infinity! Do you have enough time?
You may make good money now because of your degree, position, title, talent or skill,
but its all worthless if you fail to create passive income.
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The Vision of the New Industry: The Making of a Giant

TRADITIONAL PRODUCT OUTSOURCE

SYSTEM
PROVIDER SYSTEM
COMPANIES
In-House Marketing/Distribution Outsource -Global distribution trend
High Operating Expense -Salaries, - Low cost and low maintenance
Benefits, Equipment, Rentals, Utilities, etc. - Distribution is king! Whoever
Expenses even without a sale controls distribution controls the industry
Companies that revolutionize the distribution system! The Newsmakers -The Movers and Shakers!
COMPANY Great IDEAS that change the industry
McDonalds Change the eating habit of people
Fast food Fast (Ray Kroc, 1954-1963) Burger store? Coca-cola store? Toy Store?
Starbucks Change the way people drink coffee
Coffee The 3rd Place, atmosphere to drink coffee (Howard Schultz, 1971-1990)

Wal-Mart Change the buying habit of people

Retail One-stop-shop, cheap, space (Sam Walton, 1962-1990)

IMG-WFG Change savings and spending habits of people!

Financial Distribution Change the way financial industry is being done!
-System-Education-Support-Empowerment! (Xuan Nguyen, 1985-2003)
3

IMG-WFG The New Concepts in Financial

Distribution
We want to revolutionize the financial services industry to solve the
consumers financial dilemma of lack of understanding, planning and
support... System -Education -Understanding -Planning -Support -Empowerment!
IMG established strategic alliance with many of the largest and most respected
companies in the world to provide us broad array of financial products and
services.
IMG created a business model that revolutionizes financial distribution
business and outlet building business the new way of distributing
financial products and solutions!
- We believe that business and investing is no longer a rich mans game
its everyones reality!
- We need to move people from: Spender Saver Investor Entrepreneur
- IMG will help you comply accreditation and licensing requirements so you
can represent all its affiliated companies -empower you to become
financial consultant for yourself and by-pass the middleman.
- IMG has a proven turn key marketing system to help you start your own
business without risk, no hassle and no major investment!
A great IMG Associate is born to serve and is determined to make a difference for his family, his friends,
and for everyone who needs his help.
A great IMG Associate is a crusader -believes in what he is doing and willing to fight for what he believe is
right. Convert this belief into action -help people!
4
IMG created a business model that revolutionizes financial distribution business and outlet building business
Traditional Industry System Builder Outlet Building
1. Sale 1. Duplication (Train/Build People)
Focus on selling the products. Focus on education building/changing a person
Personality oriented need skill to sell. Focus on system/duplication/solution.
2. Quota (to force people to work) 2. Driven by true mission
Fail to meet the quota -means termination or No quota but inspired to work and help families.
demotion and you cant get the subsequent Who motivates the and vision motivator? His vision and
commissions mission!
3. Commission 3. Inter-Independence (Right Environment)
Sell the product for commission. Independent business owners supporting each other to by-
Concerned with your interest or their interest? pass the middleman - share offices, staff, trainers, etc.
Dont care if people understand or need the Education-Understanding-Planning-Support-Empowerment!
product, or dont care if people buy the wrong Environment where people are getting rich.
product as long as they make money. Personalized mentoring, training and counseling.
Sell fish to people Teach people how to fish - Discipline to the highest degree.
4. No ownership (Captive) 4. Entrepreneurship (Ownership)
Old system and never been changed since A business model that change financial industry -Franchising
more than 40 years ago. system in a corporate setting.
Agents cannot recruit, limited to selling. Start to build at a Trainee level. Just run the system and the
Agents recruits go to their manager. system will run your business.
No Equality You lost your block of business With Equality You retain your block of business even when
when you retire, or fail to meet the quota. you retire and even in the event of death.
Manager lost all his agents when promoted to Managers retain all his associates even promoted to
manager (of same level) & becomes his managers of same level (give up only 1).
competitor. Never ending recruiting to meet You can build unlimited outlets (MDs =outlets)
quota. No passive income. Unlimited outlets = Unlimited passive income
Building Competitors Building people building outlets
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A SOLID FINANCIAL FOUNDATION

INVESTMENT
EMERGENCY FUND
DEBT MANAGEMENT
INSURANCE: Family, Income, Wealth, Estate,
Health
INCREASE CASH FLOW
1. Investments/ Passive Income: Long-term Investments Building passive income that will put
enough money in your pocket when you stop working may take a while 5, 10, 20 years depending on how disciplined you are
in funding your passive income and how well you know how money works and how money market works.
2. Emergency Fund: Short-term Investments -Major house/car repair, temporary lost of income,
emergency expenses, etc. Dont put & take, take full advantage of one of the most amazing financial concepts of all
The Power of Compounding Interest! Emergency fund is to protect your investment against put & take.
3. DEBT Management: Create a Strategy for Escaping the Grip of Debt
 4. INSURANCE: Protect Your Family Protect Your Income Protect Your Health Protect Your Estate and
Properties Protect Your Investment Protect What Youve Built
5. Increase cash flow to fund your for all of the above
6

IMG: The First Name in Total Solutions. A One-Stop-Shop Solution to All Your Financial Needs!
IMG has Established Strategic Alliance with many of the largest and most respected companies in the world!
You can represent all the companies affiliated with IMG
YOU
One-Stop-Shop Financial
Broker

Investments Healthcare Property & Casualty Pre-Need Life Insurance

Mutual Funds Present & Future Care Non-Life Insurance Future Needs Income Protection

Peso, Dollar, Euro Short Term Property Insurance Pension Plan Pure Term
- Present Healthcare
- Car, House, Building, Fire, etc. Education Insurance
Bond Fund
Business Insurance Plan
Stocks/Equity - Individual & Group - Clinic, Gas Station, Salon, Term w/ Investment
Fund Store, Restaurant, Office Memorial
Whole Life -Ordinary,
Long-Term Travel Insurance - Plan
Balance Fund Participating, Endowment
-Health-Savings Account Global & Domestic Group
UITF Group Life
-Future Healthcare Accident Insurance Retirement
Debt Insurance
-Healthcare after age 60 Health & Accident Retirement
Consolidation & Estate Preservation
Elimination Surety, Bonds, etc. Strategies
MRI
Investment
GYRT, etc.
Advisor Services
Providers: Providers: Providers: Providers: Providers:
 Prudential Optima Kaiser -Long Term MAA General Assurance Prudentialife Cocolife
MAA Mutualife Cocolife -Short Malayan Insurance Plans Grepalife
Philequity Term Generali More coming
More coming Medicard-Short Term More coming
More coming
Others: Ayala Land (Real Estate) and Crown Asia (Real Estate) 7
BYPASS THE MIDDLEMAN
YOU YOU
Wealth Producing Products
Wealth Protection Products
PRODUCT
MIDDLEMAN PROVIDER IMG
COMPANIE
S

- They get the commission - You get the commission

- They invest your money - You invest your money
and takes much of the and gain the profit for
profit yourself
- They let your money work - You let your money work
for them for you
- They sell fish to people - Teach people how to fish

When someone sells you a product Is it for your interest? Or his

interest?
When someone trains you to impress you? or for you to
understand?
Understand and take charge Do not put your future on the hands of others
Make money work hard for you Not you work hard for the money
Let your money work for yourself Not your money working for others
Earn from the products you buy Not others earn from it
We want you become an owner Not a loaner
We want you become an entrepreneur Not you work for an entrepreneur
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Creating Multiple Passive Income Streams in IMG:

2 Main Sources of Passive Income in IMG:
I. PASSIVE INCOME from IMG Products
II. PASSIVE INCOME from IMG Business
IMG business generates unlimited passive income streams
I. PASSIVE INCOME from IMG Products:
TWO MAIN PRODUCTS OF IMG:
1. Wealth Producing Products - products that generate wealth (generate passive
income or income-producing assets). More products you buy = more passive income = more wealth!
Mutual Funds Stocks/Equity Fund, Balanced Funds, Bond Funds (Peso, Euro & Dollar), UITF,
Health-Savings Account, Long-term Healthcare, Pension Plans, Education Plan, Investment
in Insurance, Group and Individual Retirement, Real Estate, etc.
a. Interest Income from your investments
- IMG will help you get the highest return of your investment get the highest potential of your money!
- Maximize passive income from your investment portfolio!
- Understand how money market works and be updated with the trends (Move you to at least Level 4 Investor)
 b. Maturity Income from the products you own

2. Wealth Protection Products --products that will protect your wealth and assets.
Term Insurance, Buy Term Invest the Difference, Whole Life (Participating, Non-Participating, Endowment),
Group Life Insurance, Estate Preservation, Memorial Plan, MRI, GYRT, Property Insurance (Car,
House, Building, Fire, etc.), Business Insurance (Clinic, Gas Station, Salon, Store, Restaurant, Office, etc.), Travel
Insurance (Global & Domestic), Accident Insurance, Health and Accident, Health Insurance, etc.
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7 Levels of Investors:
Each level characterizes an investors attitude toward money and
spending.
Level 0: Nothing to Invest - No money to invest. Many rich
people fall into this category.
Level 1: The Borrowers - Having debt attached to everything they
own -properties, business, etc. Theyre either slaves to their credits cards
or use borrowed money to spend or invest. Habit of borrowing and
spending debt solves problem thinking.
Level 2: The Savers - Often prefer low-risk and low-return
investments, and believe in paying in cash for fear of being in debt. They
often save to spend rather than to invest. Even when shown savings give
a negative return (after inflation and taxes) they are still not willing to take
on much risk.
Level 3: Smart Investors - With solid education and resources to
invest but lack financial literacy to understand how investing could work for them.
Level 3-A: The I Cant Be Bothered Group - They have convinced
themselves they dont understand money and never will. They leave the money decisions
to other people. They say, At least I have a retirement plan. Theyll look at how their
investment did only when they retire.
10
Level 3-B: The Cynic - They often sound smart, speak with authority, they talk big
deals but are never in them. They look for stocks, and if favorable they buy. The problem is they
buy late because if you get your news from the newspaper -it is too late. The truly smart
investors have bought way before it makes the news. The cynic doesnt know that. They think
theyre in the game, but they are really only a spectator. When bad news comes, they criticize.
The worst part is they infect people around them with their deep fear, disguised as intelligence
They have all the reasons why investment will not work, but cant tell you how it could work. They
sound correct because they are successful in their chosen field. Cynicism is the combination of fear and ignorance.
Level 3-C: The Gambler - While the Cynic is overly cautious, this group is not
cautious enough. They look at the stock market or any investment market as a gamble. They
want to act like the Big Boys, so they fake it until they make it or lose it all. The latter is most
probable. They are searching for the secret to investing. Instead of long-term diligence study
and understanding, they are always looking for new ways to invest, they seek shortcuts. They
think that all they need is the one big deal and then theyll be on easy street. Society calls them
an incurable gambler. Deep down, they are simply lazy when it comes to investing money.
Level 4: Long Term Investors - Understand the fundamentals of
finance and are actively involved in their own investment decisions.
Level 5: Sophisticated Investors - Have a track record of failures
 and successes, but pack enough wisdom and drive to keep investing.
Level 6: Capitalists - Become excellent businessman using other
peoples money, talent and time to get rich.
You should work your way up to Level 4 and gain a working knowledge
of financial concepts to make the shift!
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Some of the Savings and Investment Options:

1. Bank -- Savings Deposits, ATM, Time Deposits, CDs, UITF, etc.
2. Mutual Funds (Peso, Dollar, Euro) 1. Bond Fund, 2. Balanced Fund, 3. Stocks/Equity Fund
3. Long-Term Healthcare, Pension Plans, Investment in
Insurance
4. Treasury Bills and Treasury Notes (or Govt. Securities)
5. Stock Market, Equities, Real Estate, Bonds, etc.
Where to Invest?
Answer: Depend on your investment goals
For short-term goal, invest in short-term instrument. For long-term goal, invest in long-term instrument.
Your Investment Where to Invest?
Goal:
1 day to 11 months Save on short term instruments like ATM or Bank Savings Account
1 year 5 years Bond Fund, Treasury Bills, Bank Time Deposit and CDs
More than 5 years Stocks, equities, balanced funds, long-term healthcare, pension plans,etc.
Rate of return is dependent on the amount of risk you assume!
The shorter the investment term, the lower the return,
The longer the investment term, the higher the return.
You need to give up liquidity to get higher return. Liquid and high return is not possible.
You can not achieve your financial goals if you invest in short-term instrument for your long-term goals!
We change peoples mindset!
Bank Savings is NOT Investing --Invest in Long-term Instrument!
Active Income is temporary income --Create permanent income = passive income!
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II. IMG business generates unlimited passive income

streams
A New Concept in Compensation System!

12 Powerful Ways to Earn in IMG:

1. Personal Commission Buy the first product from your
sponsor --The 1st Exchange Principle

Personal
Level Accelerated Path, 90 days
Commission
JOIN --One time Lifetime Affiliation Fee =
A P2,000 20%
OWN (OSP/IC) -- Cocolife, Prudential or Kaiser
 SHARE
Licensing

FL 3-3-30 (or 3-3 + 200T APV) 30%

AMD TTT 90 (or 3 FLs + 600T APV) 40%

MD 3 Direct FLs + 1M APV 52%

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2. Management Overrides from the Associates under you (Difference in Commission)

20% 32%

FL A AMD A MD

10% 10%
22%
12%

A FL FL AMD

3. Royalty Income from MD Outlets

1st 6th MD Generation (Ex. Kaiser)
MD 6% 3% 2% 1% .75% .5%
MD MD MD MD MD MD
1st Gen 2nd Gen 3rd Gen 4th Gen 5th Gen 6thGen

A turnkey marketing system where outlet building never stops

Marketing is the creation of outlets & the movement of the products simultaneously.
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0% 0%

AM AM AM Traditional Industry:

0% 12% 0%
No Retention

UM UM UM Quota & Demotion

10%
10% 10%
Competitor Building

A A A Active Income

McDO Starbucks Jollibee

 RI = 5% RI = 5% RI = 5%

31,000 + 14,000 + 600 +

Outlets Outlets Outlets

Only the Franchise Owners earn RI (from their franchisees).

No royalty income for the franchisees.
15

SOME OF THE FRANCHISING BUSINESS OPTIONS:

Franchise Descriptio Franchise Royalty Advertisin
Fee + Capital g Fee Franchise Package
Owner n Fee
4% of Use of Name, logo, system
Julies Bakeshop P250,000
- Trainings, seminars
Bakeshop + P1.8M gross sales Periodic consultations
P800,000 5% of 2% of Use of Name, logo, system
Mang Inasal BBQ Fastfood Trainings, seminars
gross sales gross sales
+ P6M Periodic consultations
Bioessence One-stop health P800,000 10% of 5% of Use of Name, logo, system
Trainings, seminars
Slim & Spa & beauty center net sales net sales
+ P5M Periodic consultations
Retail of 2% of Use of Name, logo, system
Plains & P400,000
womens apparel - Trainings, seminars
Prints + P3M gross sales Periodic consultations
Brothers Flame-grilled P1.2M 7% of 3% of Use of Name, logo, system
Trainings, seminars
Burgers hamburger gross sales gross sales
+ P8M Periodic consultations
5% of Use of Name, logo, system
Focus Barbershop & P300,000
- Trainings, seminars
Salon
 gross sales Periodic consultations
Barbershop + P2M
Restaurant, 9% of Use of Name, logo, system
Pancake P1M
- Trainings, seminars
House pancakes, etc. net sales
+ 30M Periodic consultations
Shoe & bag repair P200,000 4% of 3% of Use of Name, logo, system
Mr. Quickie Trainings, seminars
& key duplication gross sales gross sales
+ P1.3M Periodic consultations
5% of 7% of Use of Name, logo, system
McDonalds Fastfood P30M-50M Trainings, seminars
gross sales net sales
Periodic consultations
Franchisee pays franchise fee + royalty fee. Only the franchise owner earns royalty income.
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A New Concept in Making Good Money = PASSIVE INCOME

Interest Income Rentals Income Royalty Income

Save/Invest Condo/Apartment Train/Build People

At 0%: 6%
P50K/year MD MD
x 100 years
P5,000,000
1 unit = P2M MD makes 10 sales/mo. = 200K/mo.
At 10%:
P50K/year 200K/month
x 25 years x 6% --- RI
P5,000,000 Rental = P12K/month P12K/month
 x 12 months x 12 months
P5,000,000 P144K/year P144K / year
x 10% x 4 units . x 4 MDs .
P500K/year P576K/year P576K/year
Living On Interest Living On Rental Living On Royalty Income
Investment: Investment: Investment:
Time & Money 4 units x P2M/unit = 8M Time & Effort
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MD Income Potential (1. Personal, 2. MD Management Override, 3. Royalty Income ):
Total Commission Income Income How much
Total Sales money do you
APV / P/month P/year want to make?
Override
1. PERSONAL 1 x 20,000 20,000 52% 10,400 124,600
2. Train People
(MD Base)
1 Associate 1 x 20,000 20,000 32% 6,400 76,800
1 Field Leader 1 x 20,000 20,000 22% 4,400 52,800
1 AMD 1 x 20,000 20,000 12% 2,400 28,800
TOTAL
3. Build Outlets
1 First Gen. MD 10 x 20,000 200,000 6% 12,000 144,000
 1 Second Gen. MD 10 x 20,000 200,000 3% 6,000 72,000
1 Third Gen. MD 10 x 20,000 200,000 2% 4,000 48,000
1 Fourth Gen. MD 10 x 20,000 200,000 1% 2,000 24,000
1 Fifth Gen. MD 10 x 20,000 200,000 0.75% 1,500 18,000
1 Sixth Gen. MD 10 x 20,000 200,000 0.50% 1,000 12,000
This is a hypothetical scenario for illustrative purposes only. Income is earned from sales of International Marketing Group authorized products & services. No income is earned for recruiting.
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4. Renewal Commissions Continuing commissions generated from the businesses you personally written even in the event of
retirement or death.
Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
MD 4% 4% 4% 4% 4% 4% 4% 4% 4%
A, FL, 3% 3% 3% 3% 3% 3% 3% 3% 3%
AMD
5. MD Renewal Overrides - from the businesses written by the Associates under your MD Base

Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10

MD 1% 1% 1% 1% 1% 1% 1% 1% 1%
6. Continuing Co-ownership of your Team The opportunity to continue to
share in the future overrides of your business even in the event of disability or death.
7. SMD Bonus Pool (0.50%) With requirement
8. NMD Bonus Pool (0.50% + 0.50%) With requirement
9. CEO Bonus Pool (0.50% + 0.50% + 0.50%) With requirement
10. Match-up Commissions
11. National & International Referral System
12. Global Expansion Overrides
A business where outlet building never stops! Building passive income streams never stops!
A new concept in making good money create multiple income streams by training people!

1% of 100 is better than 100% of 1 --J. Paul Getty

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BUSINESS VISION
A B
Month P200,000/month 1 peso that Month Contn A Contn B
fix income doubles monthly
1 200,000 1 16 200,000 32,768
2 200,000 2 17 200,000 65,536
3 200,000 4 18 200,000 131,072
4 200,000 8 19 200,000 262,144
5 200,000 16 20 200,000 524,288
6 200,000 32 21 200,000 1,048,576
7 200,000 64 22 200,000 2,097,152
8 200,000 128 23 200,000 4,194,304
9 200,000 256 24 200,000 8,388,608
10 200,000 512 25 200,000 16,777,216
11 200,000 1,024 26 200,000 33,554,432
12 200,000 2,048 27 200,000 67,108,864
13 200,000 4,096 28 200,000 134,217,728
14 200,000 8,192 29 200,000 268,435,456
15 200,000 16,384 30 200,000 536,870,912
TOTAL 6,000,000 536,870,912
Active Income Passive Income
No Duplication Power of Duplication
Income Growth- Income Growth-Exponential
Linear
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VISION without ACTION is DAYDREAMING.

ACTION without VISION is a NIGHTMARE.
Where can you see yourself 3-5 years from now?
Increase your income to fit the size of your dream... Challenge yourself to grow and make a
change!
Change what you do in your spare time use it to earn additional income!
Change your money habit Pay Yourself First!
Change your environment --Find with an environment where people are getting rich!
IMG: The Future of Financial Distribution!
We are looking for people from all walks in life that have the motivation and desire to
be their own boss and take control of their own financial future.
IMG has a proven turn-key marketing system to help you
Own a business Not a job
Be a business owner Not business owns you
Be your own boss Not your boss owns you
Control your future Not others control your future
 Acquire the right information and work on a right plan Not others plan for you
Money working for you Not against you
Get highest return of your investment ($, time, effort) Not low or no return
Exponential income growth Not linear income growth
Most people dream of owning their own business and controlling their destiny. Yet, for
most people, it never happens. Heres wrong environment fear of failure
WHY:
lack of experience lack of capital
lack of leadership lack of discipline
Success = Right Opportunity and Youre Ready!
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IMG: A RISK-FREE OPPORTUNITY!
1. No major investment - No Franchise FEE for the use of IMGs name, system, logo, trainings,
consultations, mentoring, etc.
2. No Territory Restrictions You decide where to build your business --across town, across country.
3. No Time Clock You set you own hours and goals. No quota. Youre in control of your business and your time.
4. No inventory problem, no quota-no demotion, no experience required,
worry-free
5. Test Drive the Opportunity -- Its risk-free! You can start part-time while keeping the security of
your existing job or business.
How to Get STARTED? How to be a BROKER?
1. Submit IMG Membership Agreement and One-Time Lifetime Affiliation Fee = P2,000
For the use of IMGs name, system, logo, consultations, mentoring, coaching, trainings, access
JOIN to all offices, etc.
2. Submit Licensing and Accreditation Fee = P800. Financial Industry is a highly
regulated industry you need to comply licensing and accreditation requirements first before
you can represent financial product and services.
 You should OWN one of our savings and protection programs (Prudential or
Kaiser) to complete the accreditation process:
OWN Tough to share something that you dont own and you dont believe in.
People will always ask you if you own it Funny if you say, No, I dont need it, but you do.
They are one of the best savings and protection plans available today and your family deserves
them.
Buy from your sponsor and every person you sponsor will buy from you.

LEARN LEARN All Aspects of Financial Industry and SHARE!

to people you want to help and you want to work with and be your business partners.
and Your trainer will walk you through each step and help you EARN WHILE YOU LEARN!
SHARE Trainee Marketing Director (Trainees Average Income = P200,000)
Benefits: 1. Learn and become your own financial expert --Wealth Academy Series, Trainings, Mentoring, Consultations, etc.
2. Opportunity to build your own financial distribution business
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IMG: A RISK-FREE OPPORTUNITY!

1. No major investment - No Franchise FEE for the use of IMGs name, system, logo,
trainings, consultations, mentoring, etc.
2. No Territory Restrictions You decide where to build your business --across town, across
country.
3. No Time Clock You set you own hours & goals. No quota. Youre in control of your business & your
time.
4. No inventory problem, no quota-no demotion, no experience required,
worry-free
5. Test Drive the Opportunity -- Its risk-free! You can start part-time while
keeping the security of your existing job or business.

How to Get STARTED? How to be a BROKER?

 JOIN OWN SHARE
1. Submit IMG Membership You should OWN one of our savings & SHARE what you
Agreement & One-Time Lifetime protection programs (Prudential or Kaiser) do!
Affiliation Fee = P2,000 to complete the accreditation process:
- to people you want to help
For the use of IMGs name, system, Tough to share something that you & you want to work with &
logo, consultations, mentoring, dont own & you dont believe in.
be your business partners.
coaching, trainings, etc. People will always ask you if you own
2. Submit Licensing & Accreditation it Funny if you say, No, I dont need Your trainer will walk you
Fee = P800. Financial Industry is a it, but you do. through each step & help
highly regulated industry you need They are one of the best savings & you EARN WHILE YOU
to comply licensing & accreditation protection plans available today & your LEARN!
requirements first before you can family deserves them. Trainee Marketing Director
represent financial product & Buy from your sponsor and every (Trainees Average Income = P200,000)
services. person you sponsor will buy from you.
Success = Right Opportunity & Youre Ready!

BUSINESS VISION
Month 200,000/month fix income 1 peso that doubles monthly
1 200,000 1
2 200,000 2
3 200,000 4
4 200,000 8
5 200,000 16
6 200,000 32
7 200,000 64
8 200,000 128
9 200,000 256
10 200,000 512
11 200,000 1,024
12 200,000 2,048
13 200,000 4,096
 14 200,000 8,192
15 200,000 16,384
16 200,000 32,768
17 200,000 65,536
18 200,000 131,072
19 200,000 262,144
20 200,000 524,288
21 200,000 1,048,576
22 200,000 2,097,152
23 200,000 4,194,304
24 200,000 8,388,608
25 200,000 16,777,216
26 200,000 33,554,432
27 200,000 67,108,864
28 200,000 134,217,728
29 200,000 268,435,456
30 200,000 536,870,912
TOTAL 6,000,000 536,870,912
Active Income No DuplicationLinear Passive Income Power of Duplication Exponential Income Growth
Growth

MD Income Potential (1. Personal, 2. MD Management Override, 3. Royalty Income):

Total Total Comm./ Income Income
Sales APV Override P/month P/year
1. Personal 4 x 20,000 80,000 52% 41,600 499,200
2. MD Base =10 10 x 20,000 200,000 25% 50,000 600,000
sales
3. Build Outlets
10 First Gen. MDs 10 x 10 2,000,000 6% 120,000 1,440,000
x 20,000
 30 Second Gen. MDs 30 x 10 6,000,000 3% 180,000 2,160,000
x 20,000
90 Third Gen. MDs 90 x 10 18,000,000 2% 360,000 4,320,000
x 20,000
___ Fourth Gen. MDs 1%
___ Fifth Gen. MDs 0.75%
___ Sixth Gen. MDs 0.50%
751,300 9,015,600
This is a hypothetical scenario for illustrative purposes only. Income is earned from sales of International Marketing Group authorized products and services. No income is earned for
recruiting.

MD Income Potential (1. Personal, 2. MD Management Override, 3. Royalty Income ):

Total Total Comm./ Income Income
Sales APV Override P/month P/year
1. Personal 1 x 20,000 20,000 52% 10,400 124,600
2. MD Base
1 Associate 1 x 20,000 20,000 32% 6,400 76,800
1 Field Leader 1 x 20,000 20,000 22% 4,400 52,800
1 AMD 1 x 20,000 20,000 12% 2,400 28,800
3. Build Outlets
1 First Gen. MDs 10 x 20,000 200,000 6% 12,000 144,000
1 Second Gen. MD 10 x 20,000 200,000 3% 6,000 72,000
1 Third Gen. MD 10 x 20,000 200,000 2% 4,000 48,000
1 Fourth Gen. MDs 10 x 20,000 200,000 1% 2,000 24,000
1 Fifth Gen. MDs 10 x 20,000 200,000 0.75% 1,500 18,000
1 Sixth Gen. MDs 10 x 20,000 200,000 0.50% 1,000 12,000

This is a hypothetical scenario for illustrative purposes only. Income is earned from sales of International Marketing Group authorized products and services. No income is earned for
recruiting.

COMPENSATION SCHEME - Kaiser, Prudentialife Plans, Cocolife, Ayala Land, Crown Asia

A FL AMD MD MD1 MD2 MD3 MD4 MD5 MD6 SMD NMD CEO
Kaiser
1st Year Commission 20 30 40 52 6 3 2 1 .75 .5 .5 .5 .5
 2nd Year Commission 3 3 3 4 - - - - - - - - -
3rd Year Commission 3 3 3 4 - - - - - - - - -
4th Year Commission 3 3 3 4 - - - - - - - - -
5th Year Commission 3 3 3 4 - - - - - - - - -
Prudentialife
Plans
1st Year Commission 20 27 37 42 6 3 2 1 .75 .5 .5 .5 .5
2nd Year Commission 13 13 13 14 - - - - - - - - -
3rd Year Commission 3 3 3 4 - - - - - - - - -
4th Year Commission 3 3 3 4 - - - - - - - - -
5th Year Commission 3 3 3 4 - - - - - - - - -
Cocolife 20-Year
Term
1st Year Commission 20 30 40 52 6 3 2 1 .75 .5 .5 .5 .5
2nd Year Commission 15 20 25 30 6 3 2 1 .75 .5 .5 .5 .5
3rd Year Commission 8 8 8 14 - - - - - - - - -
4th Year Commission 4 4 4 8 - - - - - - - - -
5th Year Commission 4 4 4 8 - - - - - - - - -
Medicard 5 6 7 8 .6 .4 .3 .2 .1 .1 .1 .1 .1
Cocolife 5 6 7 8 .6 .4 .3 .2 .1 .1 .1 .1 .1
Healthcare
Ayala Land 1.8 1.9 2.0 2.2 .10 .08 .06 .04 .02 .01 .02 .02 .02
Crown Asia 2.5 2.6 2.7 3.0 .40 .20 .10 .05 .05 .05 .20 .20 .20

COMPENSATION SCHEME Non-Life MAA, Malayan, Generali

A FL AMD MD MD1 MD2 MD3 MD4 MD5 MD6 SMD NMD CEO
MAA
Fire 14 16 18 20 2 1 .5 .5 .2 .2 .2 .2 .2
Other Perils 2 3 4 5 - - - - - - - - -
PA 14 16 18 20 2 1 .5 .5 .2 .2 .2 .2 .2
MAA OFW 14 16 18 20 2 1 .5 .5 .2 .2 .2 .2 .2
MAA PA 14 16 18 20 2 1 .5 .5 .2 .2 .2 .2 .2
Motor
BI/PD 14 16 18 20 2 1 .5 .5 .2 .2 .2 .2 .2
OD3 12 14 16 18 .6 .4 .3 .2 .1 .1 .1 .1 .1
OD2 10 11 12 13 .6 .4 .3 .2 .1 .1 .1 .1 .1
OD1 5 6 7 8 .6 .4 .3 .2 .1 .1 .1 .1 .1
MALAYAN
Fire 14 16 18 20 2 1 .5 .5 .2 .2 .2 .2 .2
Other Perils 2 3 4 5 - - - - - - - - -
PA 16 19 22 25 2 1 .5 .5 .2 .2 .2 .2 .2
Motor
PV-OD 14 16 18 20 2 1 .5 .5 .2 .2 .2 .2 .2
PV-Theft/BI 12 14 16 18 .6 .4 .3 .2 .1 .1 .1 .1 .1
CV-LD/BI 12 14 16 18 .6 .4 .3 .2 .1 .1 .1 .1 .1
PV-CTPL 5 6 7 8 .6 .4 .3 .2 .1 .1 .1 .1 .1
PV-PD 3 4 5 6 .4 .3 .2 .1 .1 .1 .1 .1 .1
CV-PD/CTPL 3 4 5 6 .4 .3 .2 .1 .1 .1 .1 .1 .1
GENERALI
Fire 12 14 16 18 .6 .4 .3 .2 .1 .1 .1 .1 .1
Other Perils 2 3 4 5 - - - - - - - - -
PA 14 16 18 20 2 1 .5 .5 .2 .2 .2 .2 .2
Householders 12 14 16 18 .6 .4 .3 .2 .1 .1 .1 .1 .1
Travel 14 16 18 20 2 1 .5 .5 .2 .2 .2 .2 .2
Marine 14 16 18 20 2 1 .5 .5 .2 .2 .2 .2 .2
Non-Life/CTPL 5 6 7 8 .6 .4 .3 .2 .1 .1 .1 .1 .1
Golfers/Yacht 14 16 18 20 2 1 .5 .5 .2 .2 .2 .2 .2
COMPENSATION SCHEME Prudential Optima, MAA Mutualife

A FL AMD MD MD1 MD2 MD3 MD4 MD5 MD6 SMD NMD CEO
Prudential Optima
Fixed Income Fund
5,000 -99,999 .360 .540 .720 .936 .108 .054 .036 .018 .0135 .009 .009 .009 .009
100,000-499,999 .270 .405 .540 .702 .081 .0405 .027 .0135 .0101 .0068 .0068 .0068 .0068
500,000-1,999,999 .180 .270 .360 .468 .054 .027 .018 .009 .0068 .0045 .0045 .0045 .0045
2,000,000 - Up .090 .135 .180 .234 .027 .0135 .009 .0045 .0034 .0023 .0023 .0023 .0023
Dollar Income Fund
$100-4,999 .360 .540 .720 .936 .108 .054 .036 .018 .0135 .009 .009 .009 .009
$5,000-14,999 .315 .472 .630 .819 .0945 .0473 .0315 .0158 .0118 .0079 .0079 .0079 .0079
$15,000-24,999 .270 .405 .540 .702 .081 .0405 .027 .0135 .0101 .0068 .0068 .0068 .0068
$25,000-34,999 .225 .3375 .450 .585 .0675 .0338 .0225 .0113 .0084 .0056 .0056 .0056 .0056
$35,000-49,999 .180 .270 .360 .468 .054 .027 .018 .009 .0068 .0045 .0045 .0045 .0045
$50,000-Up .135 .2025 .270 .351 .0405 .0203 .0135 .0068 .0051 .0034 .0034 .0034 .0034
Phil. Equity Fund
5,000 -99,999 .360 .540 .720 .936 .108 .054 .036 .018 .0135 .009 .009 .009 .009
100,000-299,999 .315 .472 .630 .819 .0945 .0473 .0315 .0158 .0118 .0079 .0079 .0079 .0079
300,000-499,999 .270 .405 .540 .702 .081 .0405 .027 .0135 .0101 .0068 .0068 .0068 .0068
500,000-699,999 .225 .3375 .450 .585 .0675 .0338 .0225 .0113 .0084 .0056 .0056 .0056 .0056
700,000-999,999 .180 .270 .360 .468 .054 .027 .018 .009 .0068 .0045 .0045 .0045 .0045
1,000,000 - Up .135 .2025 .270 .351 .0405 .0203 .0135 .0068 .0051 .0034 .0034 .0034 .0034

MAA Mutualife
Dollar & Euro
100-1,999 .360 .540 .720 .936 .108 .054 .036 .018 .0135 .009 .009 .009 .009
2,000-9,999 .315 .472 .630 .819 .0945 .0473 .0315 .0158 .0118 .0079 .0079 .0079 .0079
10,000-19,999 .270 .405 .540 .702 .081 .0405 .027 .0135 .0101 .0068 .0068 .0068 .0068
20,000-49,999 .225 .3375 .450 .585 .0675 .0338 .0225 .0113 .0084 .0056 .0056 .0056 .0056
50,000-99,999 .180 .270 .360 .468 .054 .027 .018 .009 .0068 .0045 .0045 .0045 .0045
100,000-Up .135 .2025 .270 .351 .0405 .0203 .0135 .0068 .0051 .0034 .0034 .0034 .0034

MD = 52%
 AMD = 40%
3 FLs
FL = 30% TTT 90
A = 20% 3-3-30 (3 FLs in 90 days) +
(3 Associates in 30 days) or
or 1M APV
Join-Own-
3-3 + 200T APV 3 FLs + 600T APV
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