Lalani & Associates

For over 20 years, our team of qualified and professional associates have successfully handled
hundreds of cases in providing investment immigration, residency, and citizenship solutions for
countries such as Canada, US, UK, EU Member States (Bulgaria, Hungary, Cyprus, Malta,
Portugal), Caribbean Islands (Saint Kitts & Navis and Antigua & Barbuda), Australia and
Malaysia.

Lalani & Associates, a highly reputable consultancy firm within its target market and audience,
was launched in 1992 by Sikander Lalani, a partner at the renowned accounting practice
Daudally Lalani & Co(established in 1954). This firm was established based on a philosophy that
emphasizes professionalism, sincere and candid advice, and high client service standards.

Even though our main focus remains on providing immigration, residency and citizenship
services, we can also provide additional value to our clients through synergetic services through
our sister firms, Daudally Lalani & Co and Lalani Capital, in the areas of international tax
planning solutions, and in the fields of financial and corporate advisory services.

The firm currently serves its client base out of offices in Karachi, Lahore and Dubai. By
leveraging its international business and governmental network in North America, Europe,
Pakistan and the Middle East, Lalani & Associates is positioned to successfully execute its
clienteles strategic objectives.

Our CEO, SIkander Lalani is a seasoned Chartered Accountant, an authorized immigration

consultant (ICCRC) and a respected professional in his field who leads an experienced and
highly professional team. The team has global experience in financial services/investment
banking, management consulting, infrastructure and government and possesses educational
credentials from world class institutions to execute the firms service offerings.
 Our Executive Team

Sikander Lalani
Chief Executive Officer, Lalani & Associates
Senior Partner, Daudally Lalani & Co, Chartered Accountants
Licensed Immigration Consultant
B.Com, FCA, FCMA
Member of Immigration Consultant of Canada Regulatory Council (ICCRC)
Member Canadian Association of Professional Immigration Consultants (CAPIC)
Fellow Member of the Canadian Migration Institute (CMI)

Azhar Fareed Khan

Advisor, Lalani & Associates
Advisor, Lalani & Associates
BSc, MBA
Azhar joined Lalani & Associates in 2002 after spending 4 years in the management consulting
division at A.F. Ferguson, a member firm of PriceWaterhouseCoopers (PwC).
 Our Valuable Team Members
Moazzam Fareed Khan
Director of North Pakistan Operations, Lalani & Associates
BA, MBA
Moazzam joined Lalani & Associates in 2009 and currently manages our Lahore office.
Moazzam holds an MBA from the Philippine Christian University, Manila, Philippines and a BA
from the University of Punjab, Lahore.
Khawaja Noman Ahmad
Director Operations- Skilled Workers Immigration
CAT, B.Com, MBA (MPhil).
Noman is working with Lalani & Associates since 2010. Noman looks after the Canadian and
Australian Skilled workers programs along with Student, Temporary Resident and Super visas
application. Noman specializes and has extensive experience in Immigration industry.

Noman holds a MBA degree in Finance (equivalent to MPhil) from Iqra University IU.

Anum Rasheed
Director Operations- European/ Caribbean Investors Programs
Association of Chartered Certified Accounts (ACCA) Member, B.Com
Anum is working with Lalani & Associates since 2011 and is currently managing the European
and Caribbean Investor Programs at Lalani and Associates. She had been associated with
banking sector previously and had also worked for Ford Rhodes Siddat Hyder, a member firm of
Ernst and Young.

Anum has completed her B.Com from University of Karachi and is a Member of Association of
Chartered Certified Accountants (ACCA) UK

Mohammad Obaid
Director Operations - Canada/USA Investors Programs
CA- Finalist, M.Comm.
Obaid is associated with Lalani & Associates since 2009 and currently manages the Canadian
and USA Investor Program.

Obaid has completed his CA articleship from Ford Rhodes Siddat Hyder, a member firm of Ernst
and Young. He has a vast experience and understanding of various audit and financial
assignments.

Obaid also holds an M.Com. degree from University of Karachi.

Rana Amer Saeed
Dubai Office Representative
MBA, FCA
Rana Saeed is working with Lalani & Associates as Dubai Office Representative since 2015.
Over 20 years leadership experience as Group CFO, GM, COO, Group Head of Treasury, Area
and Regional Head of International Taxation, Director Fund Management with international
and regional conglomerates, including, Schlumberger, Ernst & Young, PWC, Abdullah al
Ghurair Group and Appella/Trident Group.
MBA from Manchester Business School, Chartered Accountant (FCA) and Leadership and
Management certifications from Ivy Leagues Cornell University.
 INVESTOR SERVICES

Recognizing that each high net worth individual and family has unique
needs, Lalani & Associates creates, structures and manages comprehensive
solutions to complement the clients complex international investment, tax
and legacy management strategies.

We structure residency and citizenship through investment in Canada, United

States, EU Member States (Bulgaria, Hungary, Cyprus, Malta, and Portugal),
United Kingdom and Caribbean Islands (Saint Kitts & Navis and Antigua &
Barbuda).

Global Citizenship and Residency Practice Lalani & Associates provides high
net worth individuals and families with a range of investment based global
citizenship and residency solutions.
 North America

United States EB-5 Program

Investment: US$500,000 + Syndicate / Fund Charges

 Financing Option: Not permitted under law

Net worth Requirement: None

Physical Residency: Required

o No English language requirement

o No age restriction

o No minimum education requirement

o No management or business experience requirement

o Investor and family can live and work anywhere in the United States

o Children can attend any public school or university for the same cost as US
Citizens in their State

o Eligible to become US citizens after five years (physical residence is required for
at least two and a half years and not be absent from US for six months or more
at a time)

Citizenship: Physical residency of 2 years out of 5 years

Immigration to USA continues to be the top choice for investors or businessmen

seeking to establish their businesses and build a home for their families
because not only does this country provides countless career opportunities in
the spirit of entrepreneurship, but it also maintains high standards of living and
is home to some of the most eminent educational institutes.

Throughout the history of immigration to the USA, a large number of people

have opted to secure US citizenship through the United States EB-5 program.
This program offers two options to the investors, both of which will lead to
permanent residency.

The first option requires them to invest $1 Million in a new commercial or

troubled enterprise. The green card they will obtain immediately upon arrival in
the country will be conditional on the grounds that they will have to generate
 employment for ten individuals within two years of the green card. If they meet
this criterion by the end of the two year period, USCIS will verify this and they
will be granted permanent green card.

The second option available to investors for immigration will permit them to
invest in an EB-5 project which is funded by regional centers approved by the
USCIS with the intention to boost economic growth. Under this option the
investment amount will be reduced to $500,000 if the business is situated in a
targeted employment area (TEA), or a rural area. Immigration to USA will be
easier through the second option, i.e. the syndicate/EB-5 fund, because it lets
the immigrants take the legal status of a limited partner in the EB-5 compliant
project. Moreover, under this option the investors will no longer be directly
responsible for creating employment for 10 full time individuals and there wont
be any need to participate in the day to day management of their investment as
the syndicate/fund will take the burden for that.

Once they have obtained the green card, the investors will be required to
physically reside within the US for at least 2.5 years out of a total 5-year period,
to be eligible for US citizenship.

Salient features of the EB-5 Program via the Syndicate/EB-5 Fund

Approach:

o No English language requirement

o No age restriction

o No minimum education requirement

o No management or business experience requirement

o Investor and family can live and work anywhere in the United States

o Children can attend any public school or university for the same cost as US
Citizens in their state

o Eligible to become US citizens after five years (physical residence is required for
at least two and a half years and not be absent from US for six months or more
at a time)
 Canadian Immigrant Investor Program

Federal Immigrant Investor Program

Citizenship and Immigration to Canada has announced a pause on the

Canadian Federal Immigrant Investor Program and is currently not accepting
any applications. It cannot be said when the applications for this program will
recommence. We will update you further when the application process
reopens.
 Quebec Investor Program

Investment: CDN $800,000

Financing Option: CDN $ 220,000

Net Worth Requirement: CDN$ 1,600,000

Physical Residency Requirement: 2 years within a period of 5

years

Citizenship Requirement: Eligible after physically residing in

Canada for at least 4 years within a 6 year period However, the
expected change in the law, if implemented, will reduce the physical
residency for at least 3 years within a 5 year period

For the last two decades thousands of immigrants have been welcomed into
Canada through the Quebec Investor Program. Investors opting to initiate the
application process for Immigration to Canada through this program must
have the intention to settle in Quebec, which is the second largest and a
multicultural province of Canada.

This program has been established for all the businessmen, senior
executives, agriculturalists, NGO managers, and senior government
officials/bureaucrats who have the intention to apply for Immigration to
Canada. After coming to a special agreement with the Federal Government,
this province has been granted the right to choose its own immigrants. In
order to confirm the eligibility of Quebec immigrants, thorough background,
security and medical checks are run on them by the Federal Government.

The application process for the Quebec Investor Immigrant program has
been re-opened since 31st May, 2016 and will remain open till 28th February
2017. This time the program has a limited quota of 570 applications from
around the world, excluding China. Keeping in mind the very restricted quota
for applications from around the world, it is recommended to start the
process for Quebec immigration as soon as possible.

Investor Requirements:

A minimum, legally earned net worth of CAD 1.6 million, excluding any
gifts received less than 6 months before the application is submitted to
MIDI.

Management experience of at least 2 years in the past 5 years, which

includes the management of human resources, financial or material
resources in any one of the following:

A commercial business

An agricultural business

A government or non-governmental organization

A deposit of CAD 800,000, without any interest or profit, is required at

the time of acceptance of Quebec immigration application. This deposit
is held for 5 years after which it is returned. An alternative option
available is of financing through the approved Canadian financial
intermediary for a one-time cost of CAD 200,000 220,000.

Eligible family members:

Principle applicant

Spouse
 Children till the age of 19 years. However, the expected change in the
law, if implemented, will increase the age limit to 22 years for
dependent children.

Process:

Once the investor deposits the professional fees, Lalani & Associates
will start compiling the application and will submit it to a Quebec
lawyer for initial review which is then further submitted to Ministre de
lImmigration, de la Diversit et de lInclusiona (MIDI) along with the
governments processing fee.

The application is put in an interview queue after the initial review.

The MIDI might request for an update of the applicants net worth
while the application is in queue for an interview.

The applicant and spouse will be invited for an interview with the
Quebec immigration officer in Montreal, which is the expected location.
If the applicant comes out successful in the interview, then a Intent to
issue CSQ letter will be sent to the applicant, after which he/she will
have 110 days to invest the funds, either by depositing the full amount
or by availing the financing option.

After the issuance of CSQ, an application for permanent residence is

filed to the Federal Government.

Once the background, security and medical checks have been

completed successfully, a Canadian immigrant visa will be granted to
the applicant.

Permanent Residence:

A permanent residence visa is granted when you apply for Immigration to

Canada through the Quebec Investor program. At the time of arrival at the
port-of-entry, the applicants will be required to provide an address in Quebec
where their permanent resident cards (PRC) will be mailed.
The PRC is only valid for a period of 5 years, Applicants will be required to
physically reside in Canada for 730 days within a 5-year period, if they want
to uphold their permanent residence status.

Upon arrival in Quebec, every family members PR status will be independent

of each other. Whoever stays and fulfills the conditions will be given renewal
of their PR status, if they have not yet fulfilled the requirements for Canadian
Citizenship.

Citizenship Requirements:

In order to meet the eligibility criteria for acquiring Canadian citizenship, the
applicants will be required to physically reside in Canada for at least 1,460
days out of a total 6-year period. However, if the amendments proposed to
the Canadian immigration law are implemented, then the number of days
will be reduced to 1,095 out of a total 5-year period. At the time of
Citizenship application, citizenship and Immigration Canada will ask for
detailed proof of residence in Canada, including and not limited to grocery
bills, utility bills, school enrollment for children etc.

Adult immigrants will be required to pass a citizenship test and provide proof
of adequate proficiency in English language.

Children below the age of 18 are usually granted citizenship when one of
their parents receives citizenship status. However, children above the age of
18 must comply with the citizenship requirements.
 Europe

Bulgaria Immigrant Investor Program

Investment: 511,292

Financing Option: 195,000

Net Worth Requirement: 1,000,000 (for financing option)

Physical Residency: None required (waived under law)

Citizenship: Eligible after 5 years of Permanent Residency

New Fast Track Option: Double your investment and get citizenship
after only 1 year of PR

Since joining the European Union in 2007, Bulgarias economy has been one
of the fastest growing economies in the region. The temperate climate,
beaches, relaxed lifestyle and beautiful countryside make it a classic spot for
individuals.

In order to encourage immigration to Bulgaria, the Bulgaria Immigrant

Investment Program was introduced. This program is ideal for those investors
who wish to obtain citizenship for themselves and their family members
without having to live in Bulgaria.
Investment Requirements:

To meet the eligibility criterion for the Bulgarian Investor Program, investors
are required to make an investment of 511,292 in a portfolio of Bulgarian
Government bonds, excluding the interest, with a maturity of 5 years. The
bonds are pledged by the government of Bulgaria and carry an investment
credit rating of BBB by S&P and Baa2 by Moodys.

In case the investors want to avoid the risk of tying up their capital for a
period of 5 years as well as the currency and investment risk, the alternative
option available to them is that of financing through a Bulgarian or European
bank. In this case scenario, to be able to secure Bulgarian citizenship by
investment, the investors will simply have to pay 195,000 upfront, as
prepaid interest. The bank will require the investor to show and prove a net
worth of 1 million in order to exercise the financing option. If the investors
are successful in proving this, the bank will make the investment on their
behalf. The same option can be utilized again for the Fast-Track process,
where the investors double their investment and receive citizenship after 1
year of PR.

The investors will have to prove the legitimate source of funds for the
investment, whether they choose to make the full investment of 511,292 or
they select the financing option. Lalani & Associates qualified Chartered
Accountants will work with the investor or his accountant to prove the
required source of funds.

Moreover, the investors must also clear all background checks and have a
clean record.

Eligible Family Members

Principal Applicant

Spouse

Children under 18

Timeline for Process

 The Principal Applicants process is conducted first, followed by the
family.

The processing time for the Principal Applicant is currently 8-12

months, resulting in Permanent Residency status.

Once the Principal Applicants process is completed, the familys

processing begins and lasts for a period of 6-8 months.

AFTER PERMANENT RESIDENCY

Maintaining Permanent Residence Status

In order to maintain permanent residence status for the required 5 year

period until citizenship, the investor and his family must fulfill the following
criteria:

Annual representations to the state and municipal authorities that

investment is still fully invested.

Have a residential address in Bulgaria.

File an annual tax assessment.

Lalani & Associates and Arton Capital can provide a turn-key solution to fulfill
these criteria, unless the investor has purchased additional assets, set up a
business or moved his family to Bulgaria, which would require a more
detailed tax assessment and will bear an additional cost.

It is recommended that the investor and his family visit Bulgaria at least
once a year, during the 5 year period.

Taxation

Bulgaria only taxes the worldwide income of residents who spend 183 days
or more in a year within the country. If the investor does not plan to spend
183 days or more in a year in Bulgaria, then he will not be subject to tax on
any income outside Bulgaria. However, we recommend our clients to seek
independent tax advice.
Any personal or corporate income earned in Bulgaria is taxed at a flat rate of
10%.

Citizenship

Bulgarian citizenship requirements for investors are as follows (the

requirements have been amended after the Bulgarian immigration law
changed in 2013):
 Be of the age of majority (note: children under 18 obtain citizenship
when one of their parents becomes a citizen).

Has not been sentenced by a Bulgarian court for a premeditated

criminal offence and is not subject to criminal proceedings for such an
offence.

Possesses an income and occupation allowing him or her to subsist in

the Republic of Bulgaria.

Possesses an income and occupation allowing him or her to subsist in

the Republic of Bulgaria.

As per the amendments made to the law in 2013, the knowledge of

Bulgarian language and intent to renounce original citizenship requirements
has been waived for investors and their family members.

Fast Track Citizenship Options

In December 2013, the Bulgarian Parliament passed legislation and made

changes to the Bulgarian citizenship Act, according to which investors who
have been PR holders for more than 1 year and have already made an
investment of 511,292 in government bonds (or used the financing option
of 195,000), are required to:

Make an additional investment of 511,292 in government bonds for at

least 2 years

Or make another one-time payment of 100,000

If they utilize any of the above mentioned options, they will be eligible for
citizenship within 6 months of the additional investment. This means an
investor can get Bulgarian citizenship within just 2.5 years, without
any physical residency requirements for a one-time financing cost of
295,000 plus professional fees.
 Hungary Residency Program

Investment: 300,000 in government bonds

Financing Option: To be announced

Net Worth Requirement: Minimum net worth 500,000

Physical Residency: None required

Citizenship: After 8 years of Permanent Residence status under

current law

Immigration to Hungary has been on a rise because this country is

considered an ideal destination due to its vibrant and multicultural
society, universal health care system and membership in the European
Union and the Schengen zone.

Hungarian citizenship can be obtained through the Hungarian

Residency and Citizenship bond program which was introduced in the
late 2012 but started its operations in the mid 2013. This program was
established because the Hungarian Government wanted to adopt a
contemporary approach in order to attract foreign investment.
Under this Hungary investor program, the investors are required to
acquire special residency bonds which are issued and guaranteed by
the government and have a maturity of at least 5 years. In order for
the investors and their families to be eligible to submit residence
permit applications under preferential treatment, the value of these
subscribed bonds must be worth at least 300,000. As per the
Hungarian immigration law, it is mandatory to acquire these bonds
exclusively from companies Residency Bond Agents who have been
granted approval by the Economic and Information Technology
Committee within the Hungarian Parliament.

Eligible Family Members:

The following family members can be included in an application:

o Principal Applicant

o Spouse

o Dependent children

o Dependent parents

Investment Qualifications and Requirements:

No special qualifications requirements are applicable to foreign

investors in respect to minimum personal net worth or management
experience. However, the Hungarian administration officers reserve
the right to set a simple interview meeting with the applicant, and the
procedure for this interview might be randomly applied.

Citizenship Path:

According to the current law, citizenship is offered after 8 years of PR

status after passing the basic constitutional studies in Hungarian
language. However, amendments are expected in the law which might
reduce the residency requirement after the PR status to 5 instead of 8
years.
Investment Process:

As mentioned above, to meet the eligibility criterion of this program, a

foreign direct investment of 300,000 is required in the purchase of
special Hungarian bonds. After completing the maturity period of 5
years, the original capital investment is returned to the investor,
excluding any accrued interest or profit. These government bonds are
designed especially for this program and trading them on the on the
public or the secondary market is forbidden.

The transaction is subject to a Subscription Agreement with the

designated enterprise, which is licensed for the geographic region of
the main applicant.

Due to the recent changes implemented in the Hungarian

immigration law, the process has been cut short to one step rather
than two. The step entailing the temporary status has been eradicated,
and now permanent residence is granted directly to the applicants and
their families within one month.

We invite you to initiate a private and confidential consultation so that

we may advise you on the appropriateness of this program based on
your personal, family and financial objectives.

Cyprus Direct Citizenship Program

 Investment: 500,000 in residential real estate for lifetime +
2,000,000 in the purchase or construction of buildings.

Financing Option: 350,000 financing cost non-refundable (currently

unavailable)

Net Worth Requirement: 1,000,000 (for financing option)

Physical Residency: None required

Citizenship: Direct citizenship within 3-6 months

Located in the heart of the Mediterranean and at the crossroads of Europe,

Africa and Asia, Cyprus is considered an essential hub. It is well known for its
diverse culture and mild Mediterranean climate, which makes it a perfect
destination for working and travelling for business or for leisure.

One of the fastest routes to obtain Cyprus citizenship and residence is

through the Cyprus investment program which is offered in accordance with
the Civil Registry law 2002-2013. This program grants direct citizenship
which means that applicants are not obligated to physically reside in
Cyprus in order to gain citizenship, and can attain a passport that
permits visa free travel to 155 countries within 3 to 6 months. The
only requirement is to visit Cyprus once n every 7 years.

This program is ideal for those businessmen and investors who want to
secure citizenship for themselves and their families without having to reside
outside their country of origin for business or personal
reasons.

Eligible Family Members:

The following family members can be included in an application:

Principal Applicant

Spouse

Children under 28 (if they are currently full-time students and

unmarried)
 Dependent parents

Investment Requirements:

As per the regulations of the Civil Registry laws, foreign investors who wish
to obtain Cypriot citizenship by investment must meet the following
requirements:

Must hold a permanent privately-owned residence which should be

worth at least 500,000, located in the Republic of Cyprus

Must choose ONE of the following prescribed investment options and

maintain it for the required duration of 3 years.
Investment Options:

1. Real estate, land development and infrastructure

projects: Under this option the applicant must make an investment of
at least 2,000,000 in the purchase or construction of buildings, land
development projects (residential or commercial) or infrastructure
projects.

2. Investment in the purchase/creation/contribution of Cypriot

businesses or companies:

Applicants opting for this option must invest at least 2 million in the
purchase, creation or participation of businesses or companies
currently functioning in the Republic of Cyprus.

These businesses or companies should evidently have a tangible presence in

Cyprus and employ at least five Cypriot citizens or European citizens

3. Financial assets of Cypriot companies or

organizations: Applicants must make an investment of at least 2
million in regulated funds in the Republic of Cyprus. Investors need to
maintain the purchased assets for a period of three years.

4. Combination of any of the investment options amounting to at

least 5,000,000:

Applicants can choose a combination of options 1, 2, 3 which should

amount to an investment of at least 5,000,000 in total.

Process: The application process for Cyprus immigration under this program
entails two phases; first phase is for the principle applicants and their
spouse. The second phase is for children and is subject to the successful
completion of the first phase.
 Portugal Golden Residence Visa Program

Investment: 350,000 500,000 in real estate purchase for 6 years

Financing Option: None

Net worth Requirement: None

Physical Residency: Average of Minimum 7 days per year

Permanent Residency: After 5 years of Golden Residence Visa

Citizenship: After 1 year of Permanent Residency.

Visa-free travel: to over 170 countries including the Schengen Zone.

 Immigration to Portugal has become easier with the launch of the Golden
Residence Permit Program in the late 2012 by the Portuguese government.
This program was considered an opportunity to attract foreign investment
into Portugal by the non-EU citizens.

The law allows the Golden Residence Permit holders to live, work and study in
Portugal, as well as to travel anywhere within the Schengen zone without a
visa. In order to maintain their permits, the applicants are required to
physically reside in Portugal only for 7 days in a year. The permit must be
renewed in year 1, year 3 and year 5.

Based on the legal opinion obtained by an independent Portuguese law firm, if

the investors and their families are successful in meeting the minimum 7 day
residency requirement and have a basic knowledge of Portuguese language,
they will become eligible to obtain Portuguese citizenship after holding the
Gold Residence permit for a period of 6 years.

Portugal immigration through the Golden Residence Visa program is ideal for
all those individuals who wish to secure European Citizenship and visa-free
travel within the Schengen zone for themselves and their families, but cannot
physically reside outside of their homeland for personal or business reasons.

Eligible Family Members

The following family members can be included in an application:

o Principal Applicant

o Spouse

o Children under 18

o Dependent children over 18 who are full-time students and unmarried

o Dependent parents and parents-in-law over 66 years and residing at same

address.
Investment Requirements

Under this program, there arent any special requirements in regards to

personal net worth or management experience for the applicants, except for
the minimum age requirement of 25 years. However, the investors are
obligated to disclose the source of funds for the investment and fees and will
undergo the standard KYC (know your client) procedures and Anti-money
laundering protocols at the Portuguese banks.

The candidates who wish to secure Portuguese residency status through this
program will be required to invest foreign direct investment through two
ways. Firstly, through the acquisition of real estate worth at least 350,000
with construction completed at least 30 years ago or located in an urban
rehabilitation area, with execution of rehabilitation work. The alternate option
available is to invest at least 500,000 in real estate anywhere in Portugal.
Each investment must be held for a minimum period of 6 years and cannot be
financed through a third party, such as a bank.
 Process

o The relevant documents will be filed and submitted by Lalani & Associates, as
well as service and Processing payment.

o Applicant will visit Portuguese Embassy in Islamabad to sign and attest the
documents required.

o All funds for the real estate transaction and government fees for Golden
Residence Permit must arrive in the applicants bank account in Portugal and
be distributed from there

o Investor and family must prepare to visit Portugal for 4/5 business days to sign
documentation, fingerprinting, opening of bank account etc. An invitation
letter will be issued for the Temporary Residence Visa application for Portugal.
Lalanis partners will assist with trip arrangement. Government fees must be
transferred by investor to his Portuguese account.

o Application is submitted. After approval in 4-6 months, Portuguese

government issues file number and the attorney completes real estate
purchase.

o Passports are submitted for Golden Visa insertion.

Renewal

For successful renewal:

o All family members must visit Portugal for a minimum of 7 days per year to
maintain residency.

o The investment must remain in place to maintain residency status.

 Malta Residency & Citizenship Program

Investment: Donation to Government starting from 650,000 +

150,000 in Govt. Bonds + 350,000 in property purchase (or lease rental
payment of 16,000/ year for 5 years)

Financing Option: None

Net worth Requirement: None

Physical Residency: None required

Citizenship: After 12 months of PR Status

Immigration to Malta has been on a rise ever since it became a member of

the European Union in May 2004, as well as a part of the Schengen zone in
2007.

The Individual Investor Program (IIP) was launched by Malta under the
option of Citizenship by investment. It is the only citizenship by
investment program that has gained recognition and approval by the EU.
Under a Public Services Concession, this program is directed by identity
Malta on behalf of the government.
 This investor program is the most suited for all those businessmen and
investors who have the desire to obtain Malta EU citizenship for them and
their families, without having to reside outside their country of origin for
business or personal reasons.

Eligible family members:

The following family members can be included in the application:

o Principal Applicant

o Spouse

o Children under 26 (if they are currently full-time students and

unmarried)

o Dependent Parent aged 55 year & above.

Citizenship will be granted to only those applicants and their families who
meet the requirements for immigration to Malta, as well as only those
candidates that hold a residence status in Malta for a period of 12
months, immediately before the day of issuing the naturalization
certificate. As per the current law, the principal applicant is obligated to
show residence status for a period of 1 year preceding the granting of
citizenship. There is no requirement for any set number of days to be
spent by the applicant in Malta.

All those individuals applying for the Malta citizenship by investment

program must make a substantial donation to the National Development
and Social Fund established by the Government. They must commit to
maintain residence in Malta for a period of 5 years through the purchase
of property or through leasing a property. Furthermore, it is also required
to make investment in government approved financial instruments for a
period of 5 years.

Investment Requirements

1. Contribution to the National Development and Social Fund:

The minimum contribution levels that must be met in the initial phase of the
program have been set as follows:
o Contribution of 650,000 for the main applicant

o Contribution for spouse and minor children: 25,000 each

o Contribution for dependent children 18 to 26 years: 50,000 each

o Contribution for dependent parents above 55 years: 50,000 eac

2. Investment in property

The applicants must commit to maintain residence in Malta for a period of 5

years through the purchase of property or through leasing a property, for which
the minimum value must be above 350,000. The alternate option available to
them is to lease a property, for which the minimum annual rent must be over
16,000. This property should be maintained for a period of 5 years from the
date of purchase of lease.

2 Investment in Government Approved Financial Instruments

In order to secure Malta citizenship, the investors must also make an

investment worth 150,000 in government approved financial instruments,
such as stocks, bonds, debentures, special purpose instruments, for a period of
5 years.

In addition to these requirements, the applicant and all the family members
must be covered by a Global Health Insurance Policy of minimum of 50,000.

Process

The application process to apply for Malta residency and citizenship entails
several steps and the application is processed between a period of 1 to 1.5
years, depending upon clients responsiveness.
 Caribbean Islands

Dominica Citizenship by Investment Program

 Investment: $200,000 (real estate) or contribution/donation starting
from $100,000(depending on family composition)

Financing Option: None

Net Worth Requirement: None

Physical Residency: none

Citizenship: Direct citizenship, passport within 3-6 months

Visa Free Travel: to over 115+ countries, including, Schengen zone,

United Kingdom, Switzerland, Austria, Belgium, Denmark etc.

Dominica, known as the Nature Island for its unspoiled natural beauty, is
arguably the most breathtaking island in the Caribbean. It is a prime
destination for individuals seeking to apply for Caribbean Citizenship
programs because of its growing economy and impressive standards of
living. This island is not home to pristine sandy beaches, but it also holds a
diverse blend of English, French, African and Caribbean people and their
respective cultures. It is a politically and economically stable state, with the
lowest crime rate in the region.

The Dominica Citizenship by Investment Program was initiated in 1993 as

one of the collaborative investment programs for Caribbean countries. This
program is the least expensive of all the Caribbean Investment
Programs, with investment starting from $100,000. The main benefit
of obtaining Economic Citizenship is that the applicants and their families will
not have to physically reside in Dominica to gain citizenship, and will receive
a passport within 3-6 months that offers visa-free/visa-on-arrival travel to
over 115+ countries, including Schengen Zone, UK, Switzerland, Austria,
Denmark etc.

Eligible Family Members:

Principal Applicant

Spouse

Children under 18 and aged 18-25 (if they are current full-time
students and have been since turning 18)

Parents/grandparents of Principal Applicant or spouse, if they are

financially dependent on the applicant (i.e. parents do not own any
property, business, funds etc.)

Investment Requirements:

1. Real Estate Option:

To be eligible for the program, a minimum investment of US$ 200,000 must

be made in a government designated and pre-approved real estate project.
The real estate must be held for 3 years and may be eligible for re-sale under
the Citizenship by Investment Program after 5 years from the original
purchase date.

2. Donation Option:

There is an alternate option, whereby an applicant can also make a donation

to the Government Fund established by the government of Dominica, which
ranges from $100,000 to $350,000 (depending on family composition).
Process:

The initial documentation process normally takes 1-2 months

depending upon client responsiveness.

After the application is submitted, the Dominican government takes

about 3 months to come to a decision or ask for additional information.
There is no requirement of interview with the client.

Once approval is issued and the applicant makes the required donation
or title transfer of real estate, a citizenship certificate is issued in 30
days.

A passport application is then submitted and will be ready within 10

days.
 Grenada Citizenship by Investment Program

Investment: US $350,000 (real estate) or contribution/donation of

$200,000 for a family

Financing Option: None

Net worth Requirement: None

Physical Residency: None

 Citizenship: Direct citizenship, passport within 3-6 months.

Visa Free Travel: to over 135 countries, including UK, EU/Schengen

etc.

Grenada is popularly known as The Spice Island because of the myriad locally
grown spices. It offers one of the most picturesque waterfronts in all of the
Caribbean. The sublime scenery is one of the many enticements to visit the
three beautiful main islands. Diving, sailing, excellent restaurants,

Fabulous beaches and a calendar of unforgettable festivities add to the many

reasons why Grenada has become a preferred destination to many high net
worth investors seeking to apply for Caribbean Citizenship Programs.

The Grenada Citizenship by Investment Program was introduced in 2013 and is

one of the few immigrant investor programs of the world that offers direct
citizenship, which means that applicants will not have be obligated to
physically reside within the region to obtain Grenada Citizenship, and will be
granted a passport within 3-6 months that offers visa-free/visa-on-arrival
travel to over 135 countries, including UK and EU.

Eligible Family Members

The following family members can be included in an application under a single

investment:
o Principal Applicant

o Spouse

o Children under 18 and aged 18-25 (if they are current full-time
students and have been since

o Turning 18)

o Parents/grandparents of Principal Applicant or spouse, over 65, if

they are financially dependent on the applicant (i.e. parents do not own any
property, business, funds etc.)

Citizenship can be passed down by descent, so future generations can also

benefit from this investment

Investment Requirements:

1. Real Estate Option:

Citizenship by investment at Mount Cinnamon is by way of subscription for

shares in the company which owns and operates the hotel. As a shareholder,
Investors will be entitled to a dividend from any hotel operating profit, as
well as the right to apply for one Main Applicant citizenship together with
citizenships for family members. Mount Cinnamon also has available for sale
through the CBI program, qualifying freehold lots and homes as an
alternative investment to the subscription for shares.

The investment must be minimum US$ 350,000 and must be owned and
maintained for a minimum period of 4 years. Real estate closing fees are US$
50,000 which includes property registration, processing fees and taxes to the
property purchase.

o NTF Donation Option:

A donation of US$ 200,000 to the National Transformation Fund (NTF) will

grant Permanent Resident status to the main applicant with a family of up to
four (spouse + two qualifying dependents). An extra donation of US$ 25,000
will be required for every additional dependent. Donation must be in escrow
 at the time of PR application but can be transferred to NTF in two
installments.

The contribution under the donation option is due in two parts USD 75,000 at
the time the application is lodged, and the balance after the applicant has
made one year as a permanent resident under the program.

Process

o The initial documentation process normally takes 1-2 months

depending upon client responsiveness.

o After the application is submitted, the Grenada government takes

about 2 months to come to a decision or ask for additional information. While
the government reserves the right to request an interview with the applicant,
it is rarely requested.

o Once approval is issued and the applicant makes the required

title transfer of real estate or donation along with the PR application. Right
after which the citizenship application is submitted and a naturalization
certificate is issued.

o A passport application is then submitted and will be ready within

15-30 days.
 Saint Kitts and Nevis Citizenship

Investment: $430,000 (real estate) or contribution/donation of $350,000

(family of 4)

Financing Option: None upfront, investor can mortgage property after

acquisition

Net worth Requirement: None

Physical Residency: None required (direct Citizenship)

Citizenship: Eligible after investment, processing time of 4-6 months

Visa Free Travel: 120+ Countries

The island of St.Kitts and Nevis is ideal for all those individuals seeking to
apply for Caribbean Citizenship Programs. Formerly a British Colony, it is
now a federation of two scenic islands in the Eastern Caribbean, and a
member of the commonwealth with English as the official language. The
 country is an upcoming luxury resort destination, currently served with
direct flights from London, New York, Toronto, Miami and Puerto Rico. St.
Kitts & Nevis has no income, capital gain, wealth, inheritance or gift taxes
on its citizens and residents.

The Saint Kitts and Nevis citizenship by investment program was launched in
1984, making it the longest established program of its kind in the world.
The successful applicants of this program are granted direct citizenship to
Saint Kitts and Nevis, which means they are not even required to live there
or visit it for any number of days prior to gaining citizenship. Moreover,
within 6 months of their applications, they will receive passports that allow
visa-free/visa-on-arrival travel to over 120 countries including UK, and EU
countries.

Eligible Family Members:

The following family members can be included in an application under a

single investment or donation:

Principal Applicant

Spouse

Children under 18 and aged 18-25 (if they are current full-time students
and have been since turning 18)

Parents/grandparents of Principal Applicant or spouse, over 65, if they are

financially dependent on the applicant (i.e. parents do not own any
property, business, funds etc.)

Citizenship can be passed down by descent, so future generations can also

benefit from this investment.

Investment Requirements:

Real Estate Option

The St. Kitts & Nevis government has been focused on developing the luxury
tourism sector to tap the islands potential as another quality destination
 in the Caribbean. Hence, the real estate investment opportunities available
are in luxury resorts and hotels currently under development.

To be eligible for this Caribbean Investment program, a minimum investment

of US$ 430,000 must be made in a government designated real estate
project. The property must be held for at least 5 years, after which it can
be sold. The applicants also have the option to rent out the property during
the 5-year tenure. Investment options also include Ownership Interest in a
luxury hotel project.

SIDF Donation Option

The applicants have an alternate option to make a donation between the

ranges of $250,000 to $400,000, depending on the number of family
members included in the application, to the Sugar Industry Diversification
Foundation (SIDF) which was established by the government.

Process

The initial documentation process normally takes 1-2 months depending

upon client responsiveness.

After the application is submitted, the St. Kitts & Nevis government takes
about 3-4 months to come to a decision or ask for additional information.
While the government reserves the right to request an interview with the
applicant, it is rarely requested.

Once approval is issued and the applicant makes the required donation or
title transfer of real estate, a citizenship certificate is issued in 30 days.

A passport application is then submitted and will be ready within 10 days.

Our experience with the St. Kitts & Nevis Citizenship by Investment
Program

Lalani & Associates has been successfully processing St. Kitts & Nevis
citizenship applications since 2009 with a 100% success rate.

The principals at Lalani & Associates who are managing the program, have
been to St. Kitts & Nevis and have held discussions with government
officials, real estate developers, and law firms as part of their due diligence
of this program.

Antigua and Barbuda Citizenship Program

 Investment: $400,000 (real estate) or contribution/donation of $200,000 for a
family

Financing Option: None

Net worth Requirement: None

Physical Residency: 5 days in 5 years, since gaining citizenship

Citizenship: Eligible after investment, processing time of 3-6 months

Visa Free Travel: 130+ Countries

Individuals who are considering the different options for Caribbean Citizenship
programs should definitely opt for Antigua and Barbuda Citizenship by
Investment program. Antigua and Barbuda is a member of many international
organizations, such as the United Nations, the British Commonwealth and
Caricom and the Organization of American States (OAS) among many others.
Passport holders of Antigua and Barbuda enjoy visa-free travel to approximately
130 countries, including the UK, Canada and the countries of the Schengen
zone.
 Eligible Family Members:

The following family members can be included in an application under a single

investment or donation:

o Principal Applicant

o Spouse

o Children under 18 and aged between 18-25 (if they are current full-time
students and have been since turning 18)

o Parents/grandparents of Principal Applicant or spouse, over 65, if they are

financially dependent on the applicant (i.e. parents do not own any property,
business, funds etc.)

Investment Requirements:

1. Real Estate Option

The applicants are required to purchase property worth at least US $400,000 in

a pre-approved real estate development area. This investment should be held
for a minimum period of at least 5 years. Property registration, processing fees
and taxes must be paid in addition to the property purchase.

o NDF Donation Option

The government of Antigua and Barbuda allows the applicants to avail an

alternate option through which they must make a donation to the National
Development Fund (NDF), which was set up in order to grow the islands
economy. The required donation amount is US$ 250,000 for a family.
 Limited Time Offer

The Government of Antigua and Barbuda has re-introduced the Limited Time
Offer, under which applications for the Antigua and Barbuda passport program
received for the NDF investment option will receive a reduction on the
investment contribution from US$250,000, to US$200,000. The government
processing fees will be US$50,000 for principal applicant and spouse
respectively and free for up to two dependents. The offer is valid for a family
application of up to four persons. Additional family members will pay normal
fees.

Process

o Depending upon clients responsiveness, the initial documentation process will

normally take between 1 to 2 months.

o The passport is issued in 3-6 months depending upon CIUs approval and
settlement of investment to be made.
 Entrepreneur Programs

Saskatchewan Provincial Nominee Program

 Nova Scotia Provincial Nominee Program

Manitoba Provincial Nomination Program

Prince Edward Island Provincial Nominee Program

SKILLED WORKER

Canadian Skilled Worker

 Canada EXPRESS ENTRY

Express Entry is the new selection system for Canadian immigration, designed to
select skilled workers for immigration to Canada. It is a completely electronic
process involving the federal government, provincial governments, and
Canadian employers.

Supporting Information

There are a total of 1,200 points available under the Comprehensive Ranking
System.

For candidates without an accompanying spouse or common-law partner,

there are:

A maximum of 500 points available for core human capital factors;

A maximum of 100 points available for skill transferability factors; and

 600 points available for either a provincial nomination of a qualifying
offer of arranged employment.

For candidates with an accompanying spouse or common-law partner, there

are:

A maximum of 460 points available for core human capital factors of

the principal applicant;

A maximum of 40 points for the core human capital factors of the

spouse or common-law partner;

A maximum of 100 points available for skill transferability factors; and

600 points available for either a provincial nomination or a qualifying

offer of arranged employment.

Comprehensive Ranking System

The Comprehensive Ranking System ranks eligible candidates for immigration to

Canada through Express Entry under the following components.

Core human capital factors

Age at 20-29 (without Spouse- maximum points available: 110);

(with Spouse- maximum points available: 100).

Level of education at Doctoral Degree (PhD) (without

Spouse- maximum points available: 150); (with Spouse maximum points
available: 140 for PA; 10 for spouse)

First Language Ability (English or French- IELTS) (without

Spouse- maximum points available: 136); (with Spouse- maximum points
available: 128 for PA; 20 for spouse)

Second Language Ability (English or French-IELTS) (without

Spouse- maximum points available: 24); (with Spouse- maximum points
available: 22)
 Canadian Work Experience- 5 years or more (without Spouse-
maximum points available: 80); (with Spouse- maximum points available: 70 for
PA; 10 for spouse)

Skill transferability factors (Maximum of 100 points available for

Principal Applicant)

Factors relating to a provincial nomination OR a qualifying offer of

arranged employment (Maximum of 600 points available for a nomination
certificate or a qualifying job offer, but not both).

The Express Entry Process

Determine your eligibility under a federal economic immigration

program to Canada.

After getting your free assessment done through our website, Lalani &
Associates will review your information to determine your eligibility of entry into
Express Entry pool.

Complete an online Express Entry Profile about the skills, work

experience, language ability, education, and other personal information
(providing accurate information is mandatory for selection).

Receive an Invitation to Apply (ITA) and submit your application for

permanent residence.

Submit an online application for permanent residence with all

supporting documents within 90 days of Invitation.

As per CIC process, after 6-month the successful applicants will land in
Canada as permanent residents.
 Quebec Skilled Worker

Quebec is the largest province of Canada. It is famous for its rolling hills, vast forests, and
countless waterfalls where official language is French. The economy of Quebec is highly
industrialized and diversified to enjoy permanent visa status. Through the Quebec Skilled
Worker Program, successful applicants and their families can obtain Canadian permanent
residency status after they receive invitation from government of Quebec Province. The major
advantage is the announcement by Quebec government that it will take two rounds of application
intake in future. It is therefore expected that the government will accept larger number of
applications.

Eligibility requirements for QSW:

The permanent residency program by Quebec government in Canada is for skilled professionals
with minimum of 1 year experience in their field of education. Quebec government has fixed
point-based system in order to check eligibility of skilled professionals. The profile of applicants
is reviewed where minimum of 49 points are required by the main applicant and minimum 57
points are required by accompanying spouse, if along, under different criteria as:

Education

Area of training

Validated employment offer

Work experience

Age

Language Proficiency

Stay and family in Quebec

Children

Financial self- sufficiency

Spouse/common law partners Profile

Application Process

Evaluation of candidates profile for an eligibility.

Candidate registering at Lalani & Associates.

Lalanis team will review the profile and prepare Catalogue of Documents (CoD) for
continuing the process.

Final review of CSQ (Certificate of Selection Quebec) application before submission

with Quebec Immigration Authorities.

Issuance of CSQ (Certificate of Selection Quebec).

Filing Permanent Residence application with Federal Government of Canada.

Issuance of immigration visas

The process of Quebec skilled worker program is not complicated like other programs but has a
limited quota of 5,000 applications online. The whole process starting from Certificate of
Selection Quebec (CSQ) till issuance of visas takes time up to approximately 2.5 3 years.
 The application intake period for this program is currently closed but it is expected to re-open
again in April 2017.

Australian Skilled Worker

Immigration to Australia is open for individuals through the skilled worker immigration program. This
program was launched with the introduction of Skill Select initiative with the aim to ensure that
skilled migration program caters to the economic needs of Australia. This program supports the
Australian Government in managing who, when and in what numbers can apply for the Skilled
Migration program.

We are currently handling the following programs under Australian immigration:

1. Skilled independent visa / Permanent visa:

This Australian visa is designed specifically for those skilled workers who arent sponsored by anyone,
be it an employer, family members, or nominated by a state or territory government. If the applicant
obtains this visa, he/she will be permitted to live or work in Australia as a permanent resident. In
order to qualify for this category, the applicants current occupation must be listed in the skilled
occupation list (SOL). This list provides a complete list of the relevant assessing authority for each
occupation on the lists.

2. Skilled Nominated or Sponsored (Provisional) visa:

The skilled workers opting for this visa category will be allowed to live and work in specified regional
areas within Australia for a period of up to 4 years.

The eligibility criterion for this program requires applicants occupations to be listed in the consolidated
sponsored occupation list (CSOL), which will provide a complete list of the relevant assessing
authority for each occupation on the lists.
3. Sponsored or Nominated visa:

This visa category targets those points-tested skilled workers who have nominated by a state or territory
government agency. The applicants will be free to work and live in Australia as a permanent resident
if they are granted this visa.

In order to meet the eligibility criteria to qualify for this visa option, the applicants occupation must be
listed in the consolidated sponsored occupation list (CSOL), which will provide a complete list of the
relevant assessing authority for each occupation on the lists.

Eligibility requirements:

Age preferred up to 39 years.

Education: Minimum 15 years of education.

Experience: 3 years of relevant post qualification experience, provided an occupation should be listed
under Skilled /Consolidated Skilled Occupation list.

Language: Minimum 7.0 bands in each component of IELTS exam

Citizenship and Residence Requirement:

Citizenship and residency requirements are mentioned below:

You must have been living in Australia on a valid Australian visa for 4 years immediately before
applying, including 1 year as a permanent resident, and

You must not have been absent from Australia for more than 1 year during the 4 year period, including
no more than 90 days in the year immediately before applying.
 Sponsorships

1. Spousal Sponsorship

The Canadian government allows citizens and permanent residents of Canada to

sponsor his or her spouse and dependent children.

Average Processing Time:

The average processing time for Canadas spousal sponsorship is around 18-24
months.

Canadian Sponsorship Requirements:

o The sponsor should be 18 years of age or older,

o Should be a Canadian citizen OR permanent resident,

o Should be sponsoring your spouse, dependent children

**If sponsor lives in Quebec, sponsor must also meet Quebecs

conditions to be a sponsor, which are listed below:

o live in Canada or provide evidence that you will live in Canada,

o sign an agreement/undertaking promise with your spouse to provide basic

requirements,

o Prove that you have sufficient income to provide basic requirements to your
spouse and dependent children.

Key Benefits:

o Sponsored person will be able to get Permanent Residence Rights from day 1!

o Free education for your school children and superior medical facilities
o Excellent law and order situation.

2. Parental Sponsorship

The Canadian government also allows citizens and permanent residents of

Canada to sponsor their parents and grandparents.

Average Processing Time:

The processing time for parental sponsorship for Canada is around 7 8 years.

Parental Sponsorship Requirements:

o The sponsor should be 18 years of age or older,

o Canadian citizen OR permanent resident,

o sponsoring your parents / grandparents,

o Resident of Canada or provide evidence that you will live in Canada,

**If sponsor lives in Quebec, sponsor must also meet Quebecs

conditions to be a sponsor, which is listed below:

o Have declared your income to the Canada Revenue Agency (CRA) for the last
three years immediately preceding the date of application,

o Sign an agreement/undertaking promise to provide basic requirements to your

parents/grandparents,

Key Benefits:

o Parents / Grandparents will be able to migrate to live with their family and get
Permanent Residence Rights from day 1!

o Better medical care and activities.

o Excellent law and order situation.

 The application period for parental sponsorship is now closed but will re-open on
January 3, 2017, with a cap of 10,000 complete applications. We advise you to
start your documentation process for Canadian sponsorship before launch (i.e.
Jan 2017) as the cap normally fills-in quickly.

Visit Visa

Individuals who are not Canadian citizens or permanent residents of Canada

may require a visa to enter Canada through a Temporary Resident Visa. The
requirement for a visa also applies to temporary residents who are transiting in
Canada. Visitors are legally authorized to enter Canada to:

Visit Canada on holiday (vacation),

Visit family,

Conduct business, etc.

Eligibility Criteria:

No intention to work or study in Canada unless authorized to do so

Have sufficient funds available and ties to their home country such as a job,
family or property.

Be a law-abiding citizen with no criminal record

Be in good health and willing to complete a medical examination.

Satisfy visa officer that you will leave Canada at the end of your authorized stay

*The applicants family member in Canada can be an added advantage.

Requirements you must meet for a TRV:

You will leave Canada at the end of your stay,

 You have enough money to maintain yourself and your family members in
Canada and to return home,

No intention to work or study in Canada unless authorized to do so,

Be law abiding and have no record of criminal activity,

Not be a risk to the security of Canada,

Be in good health

Lalani & Associates has successfully represented numerous clients for their visit
visa applications in the past and our approach is to help mitigate the concerns
of visa officers that often result in a visa refusal. Even if you have been refused
in the past, a well thought out application with supporting evidence and
documentation can result in a successful application.

SuperVisa

After Citizenship and Immigration, Canada announced the suspension

of new parent and grandparent sponsorship applications on Nov 5,
2011, a new visa category called the SuperVisa was introduced. This
visa is a temporary visa which allows one to bring their
parents/grandparents to Canada and lets them stay for up to 2
years at a time.

Lalani & Associates has already successfully completed SuperVisa

applications and can help make sure that your
parents/grandparents applications are complete and professionally
handled.
Eligibility Requirements:

To be eligible to apply, the applicant must:

Show that they are the parent or grandparent of a Canadian

citizen or permanent resident;

Have sufficient funds available and ties to their

home country such as a job, family or property.

Be in good health and willing to complete an upfront medical

examination.

Obtain medical insurance (Min Coverage CAD $ 100,000) from

a Canadian insurance company having a valid for at least one
year

To be eligible for Family Class sponsorship, the sponsor in Canada

must meet the following requirements:

The sponsor must be a Canadian citizen or permanent

resident;

The sponsor must be 18 years of age or older;

The sponsor must exceed the minimum necessary income level for
this program (if married or in a common-law relationship, the
income of both can be included);

The sponsor must sign an undertaking to repay any provincial

social assistance benefits paid to the sponsor and
accompanying family member(s), if any, for a period of 20
years, if necessary; and

If the sponsor resides in Quebec, an additional undertaking

must be signed.
Processing time:

8-10 weeks

Key Benefits:

Maximum validity up to ten years, or one month prior to the

applicants passports expiry, whichever is earlier.

Freely travel between Canada and your country of residence

without the hassle of re-applying.
Minimum Necessary Income:

Size of Family Unit Minimum necessary Income

1 person (the sponsor) $22,229

2 persons $27,674

3 persons $34,022

4 persons $41,307

5 persons $46,850

6 persons $52,838
 7 persons $58,827

More than 7 persons, for

each additional person, $5,989
add

Student Visa

Lalani & Associates offers student visa consulting services.

It is important that the Student Visa application be handled professionally to

prevent interruptions in the students academic career and ensure that the
visa application has a high probability of success. Lalani & Associates will
help ensure that your student visa application is the strongest it can be.

Why Canada?

Most students and parents understand that choosing a university or college

is an important step in a students life. It is not only the quality of the
education that needs to be considered, but also the opportunities that are
open to that student after graduation.

Canada offers students the ability to continue living in Canada after

graduation through an open work permit program and also has several
different routes to permanent residency and citizenship. Such easy pathways
no longer exist in the United States and United Kingdom, while Canada only
continues to make it easier for students to settle permanently.
If you have not thought about attending university in Canada, you should
strongly consider exploring the option. Lalani & Associates may also help
point you towards an appropriate university or program.

To be eligible to study in Canada:

You must have been accepted by a designated learning institution in

Canada.

Prove that you have enough money to pay for your tuition fees, living
expenses and return transportation for yourself in Canada.

Be a law-abiding citizen with no criminal record

Be in good health and willing to complete a medical examination.

Satisfy officer that you will leave Canada at the end of your authorized
stay.

Expected Processing time

8-12 weeks

Key Benefits Feature of this Program:

Best Education System ensures your better career prospects.

Permanent immigration options for international students after

completion of post-secondary programs in Canada.
 Other Advisory Services
Lalani & Associates in conjunction with its sister concerns, Daudally Lalani &
Co, Chartered Accountants and Lalani Capital, provides a range of corporate
and financial advisory services, international tax planning and access to
alternative investments abroad.

Financial & Corporate Advisory

We advise Pakistani and foreign corporations on local and international

growth, origination, strategic alliance development, market entry strategy,
lobbying and government relations. Our influential local business and
governmental network uniquely positions us to assist international firms
achieve their strategic objectives in the Pakistan market.

In cooperation with our sister concerns, we also provide advisory, due

diligence, structuring and merger & acquisition advisory for principal
investments and greenfield projects.

International Tax Planning

Working with our network of partners, we can help create a tax strategy that
fits with your residency and citizenship plans.

Alternative Investments

Due to the global nature of our business, we come across investment

opportunities that are traditionally not shared with Pakistani business groups,
family offices and high net worth individuals.

If you are looking to make an investment in a certain country and industry,

through our network, Lalani & Associates and its sister concerns can help
identify opportunities that meet your investment objectives.

To speak to someone about our advisory, tax or investment services,

please call +92 213438 9814

Contact Us
Karachi Office:

Office # 901, Fortune Centre,

Shahrah-e-Faisal, 45-A, P.E.C.H.S.,
Block # 6 Karachi,

Tel: (92-21) 3438 9311-4 (4 lines)

Fax: (92-21) 3438 9315
info@lalaniassociates.com.pk

Lahore Office:

Office # 5, 4th Floor, Big City Plaza,

Near Liberty Roundabout
Gulberg Main Boulevard, Gulberg III, Lahore

Tel: (92-42) 35714124

Fax: (92-42) 35714125
info@lalaniassociates.com.pk

DUBAI:

Lalani Associates DMCC, Regd./Licensed

Cell: +971 505 338604

WhatsApp:

+92 300 8424923