SERVICE CHARGES

FOR NRI ACCOUNTS

Please Note: These charges are subject to change, without prior notice. Service tax will be levied over
and above the charge specified, as applicable from time to time.
General charges
First Pass book/ Continuation of
Nil
Pass book
For savings bank account: 100/-+ST for
issue of duplicate passbook.
Rs. 50/= +ST per page (40 entries)
Duplicate Pass book / Statement
issuance Monthly Statement of Current
Account/CC Account(First/Original): Nil
Duplicate statement : Rs. 100/=+ST per
page (40 entries)
Account with average quarterly balance
of 25000/- & below during the quarter:
SMS Alert charges
15/- +ST
In other cases: Nil
Stop payment instruction 100/-+ ST per instrument maximum 500/-
(SB account & CA/CC) + ST per instance
Standing Instruction (S.I.)
Setting of S.I. Intra Bank Free
Setting of S.I.-Inter Bank 50/-+ ST
Processing of S.I.- Intra Bank Free
Processing of S.I.- Inter Bank &
50/- +ST
other than Bank transfer
Failed S.I. [in loan account( Inter,
250/- +ST
Intra & Other Bank Transfers)]
Charges per month for Non-Maintenance of Monthly Average Balance (MAB):
Current Account
Current Accounts (MAB-Rs.
500/- +ST per month
10,000/-
Non Maintenance of Monthly Average Balance (MAB) on Savings Bank account
(Except CSP, Basic Savings Bank Small & PMJDY a/cs)
Metro MAB of Rs. 5,000/-
Shorfall<= 50% Rs. 50/- +ST
Shortfall>50-75% Rs. 75/-+ST
Shortfall>75% Rs. 100/-+ST
Urban MAB of Rs. 3,000/-
Shortfall<=50% Rs. 40/-+ST
Shortfall>50-75% Rs.60/-+ST
Shortfall>75% Rs. 80/-+ST
Semi-Urban MAB of Rs. 2,000/-
Shortfall<=50% Rs. 25/-+ST
Shortfall>50-75% Rs.50/-+ST
Shortfall>75% Rs. 75/-+ST
Rural MAB of Rs. 1,000/-
Shortfall<=50% Rs. 20/-+ST
Shortfall>50-75% Rs.30/-+ST
Shortfall>75% Rs. 50/-+ST
Monthly Limit on Number of Debit Transactions
No. of Transactions
Branch (S.I. fed
Monthly Average Balance in
through INB/Mobile
Savings Bank Internet Banking
Banking are excluded
from this limit)
<Rs. 1,000 2 20
>RS. 1,000 upto Rs. 25,000 2 40
>RS. 25,000 and upto Rs. 50,000 10 Unlimited
>Rs. 50,000 and upto Rs. 1 lacs 15 Unlimited
>Rs. 1,00,000 Unlimited Unlimited
Charges for financial trxns
Rs. 50/-+ST Rs. 5/- +ST
beyond the set limit (Rs. Per txn)
Charges for non-financial trxns
- -
beyond the set limit (Rs. Per txn)
Account Keeping Charges on
550/-+ST per annum
Current account
Within 14 days: Nil
Beyond 14 days and up to 6 months:
Account closure
500/- +ST(for individual accounts)
After 6 months but before 12 months:
1000/- (for individual accounts)
Transfer of accounts (SB and CA )
NIL
for all Segments per occasion
Signature verification per
150/-+ST
instance
Photo attestation Charge per
150/-+ST
instance
Record-Copy of the cheque per
150/-+ST per cheque
instance
Balance Certificate per instance 150/- +ST
Original : Nil
Interest Certificate
Duplicate : 150/- + ST
No dues certificate for all segments customers
 Priority sector
Others-Individual
Other-Firm/Non- Individuals
Photo Attestation charges
Record copy of the cheque
Enquiries relating to old records
(more than 12 months)
Postal charges in India
ATM card/ KIT returned by
courier due to wrong address
Allowing operations through
Power of Attorney/Mandate for
P segment
Funds Transfer / Cash Deposit related
Cash Deposit Transactions: Savings Bank (including Surabhi Savings Bank account;
Excluding Financial inclusion account)
No. Of cash deposit
transactions in a month
Beyond 3 transactions in a month
(Excluding Alternate channel
transcations)
Restriction of cash deposit at
Non-Home Branches for Savings
Bank Account
NEFT (Through Internet
Banking)*
NIL
Rs.100/-+ST
Rs. 200/-+ST
150/-+ST
150/-+ST per cheque
200/- +ST per item up to 2 year and
thereafter additional 100/-+ST per
additional year for each item.
Through Ordinary Post: On actual basis
with minimum of 20/- +ST
Through Registered / Speed post /
courier: On actual basis with minimum of
50/-+ST
100/- +ST
500/-+ST for Individual
1000/-+ST for Non - Individual
3 transactions free
50/-+ST per transcation
Nil
For value up to 10,000/-: 2/-+ST
For value above 10,000 & up to 1 lac:
4/-+ST
For value above 1 lac & up to 2 lacs:
12/-+ST
For value above 2 lacs: 20/-+ST
 For value up to 10,000/-: 2.50+ST
For value above 10,000 & up to 1 lac:
NEFT (transactions at branches / 5/-+ST
CBS )* For value above 1 lac & up to 2 lacs:
15/-+ST
For value above 2 lacs: 25/-+ST
For value of 2 lacs & up to 5 lacs:
RTGS (Through Internet
25/-+ST
Banking)*
For value above 5 lacs: 45/-+ST
For value of 2 lacs & up to 5 lacs:
RTGS (transcation at branches/
25/-+ST
CBS*
For value above 5 lacs: 50/-+ST
* The charges are applicable only to transactions originated within India

Cheque Book & Demand Draft related charges

Issue of Multi city Cheque books : Savings Bank

First 25 cheque leaves free in a
financial year,
Thereafter:
QAB upto 1 Lac
10 leaf Cheque Book @ 30/-+ST
25 leaf Cheque Book @ 75/-+ST
50 leaf Cheque Book @ 150/-+ST
QAB>= 1 lac Free
Senior Citizen (Irrespective of
Free
QAB)
Issue of Multi city Cheque books: Current Account (CA)/ Cash Credit (CC)
Account
First 50 cheque leaves free in a financial
year. Thereafter . 3/-+ST per cheque
Current account/ CC accounts leaf.
25 Leaf Cheque Book @.75/-+ST
50 Leaf Cheque Book @.150/-+ST
Emergency Cheque book (10 .50/-+ST for 10 cheque leaves or part
leaves set) Current & Savings thereof
Bank account Senior Citizen(Irrespective of QAB)- Free
Collection of Outstation Cheques (inclusive of postage and out of pocket
expenses)
 Upto 10,000/- 50/- +ST
Above 10,000/- upto 1.00 lac 100/-+ST
Above 1.00 lac 200/-+ST
Cheque /bill deposited with us returned unpaid by others (Local/ Outstation)
Cheque /bill upto 1.00 lac 150/-+ST
Cheque/ bill above 1.00 lac 250/-+ST
Collection and remittance charges
(a) Cheque Returned Charges for Cheques drawn on us (for insufficient funds
only)
For all segments 500/-+ST, irrespective of the amount
(b) Cheque returned charges for
Cheques drawn on us (for
technical reasons) for all
150/-+ST
segments (Not to be charged
where customer is not at fault as
per RBI guidelines)
For value up to 5,000/-: 25/-
For value above 5,000/- & up to
10,000/-: 50/-
Issuance of Demand Draft / For value above 10,000/- & up to 1
Bankers Cheque through Retail lac: 5/- per 1000/- or part thereof, with
Internet Banking minimum of 60/-
For value above 1 lac : 4/- per
thousand or part thereof, with minimum
of Min. 600/- and Max. 2,000/-
Note:
1. Service Tax included in the draft issue charges
2. No cash Handling charges will be levied in addition to charges as above for
issuance of IOI (Demand draft/ Bankers cheque) in case of cash transaction.
3. Courier charges for delivery of IOIs ( for online INB requests) will be charges
extra at 150/-+ST
Revalidation / cancellation of
200/-+ST
drafts / Bankers cheque
Issuance of duplicate demand
200/-+ST
draft / Bankers cheque

NRI Family Card related charges

Card Issuance Charge 100/-+ST
10/- +ST (Nil load/ reload charges through
Top up / Reloading Charge
CINB/ INB
 Replacement Card/ Duplicate Pin 105/-
Usage of Card at State Bank
Group ATMs or at POS/e- Nil
Commerce
Financial Transaction: 20/- per
Usage of Card at other Bank transaction
ATMs Non-Financial Transaction: 9/- per
transaction

Foreign remittance (Forex) related charges

Inward remittance to India

Funds transfer through SWIFT /
25/-
Wire Transfer mechanism
250/- + any one from the below as per the
case applicable:-
For amount between GBP 5 GBP 500:
o For direct credit to SBI: Nil
o For credit to other banks through
SBI Express Remit UK
NEFT/ RTGS: Nil
For amount above GBP 500:
o For direct credit to SBI: Nil
o For credit to other banks through
NEFT/ RTGS: Nil
250/- + any one from the below as per the
case applicable:-
For amount up to equivalent of CAD 500:
o For direct credit to SBI: Nil
o For credit to other banks through
SBI Express Remit Canada NEFT/ RTGS: Nil
For amount above equivalent of CAD
500:
o Fee for direct credit to SBI: Nil
o For credit to other banks through
NEFT/ RTGS: Nil
 250/- + any one from the below as per the
case applicable:-
For amount up to equivalent of USD 500:
o For direct credit: Nil
o For credit to other banks through
SBI Express Worldwide NEFT/ RTGS: Nil
For amount above equivalent of USD
500:
o Fee for direct credit: Nil
o For credit to other banks through
NEFT/ RTGS: Nil
Encashment of TTs & purchase of
MTs/DDs in respect of which Current TT Buying Rate is applied. No
cover has been received in exchange margin or interest is charged
Nostro Account
Encashment of TTs & purchase of
MTs/DDs where reimbursement
Current TT Buying Rate is applied + plus
is to be obtained in cover by
exchange margin @ 0.125% + interest @ 15%
drawing demand drafts on
for a minimum period of 10 days
overseas branches or
correspondent banks
Encashment of customers
personal cheques, demand Current TT Buying Rate is applied + exchange
drafts, international money margin @ 0.125% + interest @ 15% for a min.
orders, bankers pay orders, period of 10 days+ 100/-
payable abroad
FOR COLLECTION OF CLEAN
INSTRUMENTS (FOREIGN
0.30% of the amount, with minimum of
CURRENCY CHEQUE, DRAFT
300/-
ETC.) SENT ABROAD FOR
COLLECTION
Outward remittance from India
Rupee drafts issued by
correspondent banks drawn on Nil
SBI branches
Outward remittances from NRE
or FCNR (B) account through
Nil
SWIFT / Wire Transfer
mechanism
 Foreign currency outward
remittances from NRO account
through SWIFT / Wire Transfer
mechanism
Rupee outward remittance
Commission on foreign currency
travellers cheques
*Service tax as applicable will be levied over and above the charge specified.
Safe deposit locker charges
Locker registration charges
Number of locker visits
Breaking open of Locker:
Loss key or Non-Payment of
Locker Rent
On overdue of locker rent
Types of lockers & charges
Small
Size A: 125 X 175 x 492
Size B: 159 X 210 X 492
Medium
Size C: 125 X 352 X 492
Size D: 189 X 263 X 492
Size E: 159 X 423 X 492
Size H1: 325 X 210 X 492
Large
Size F: 278 X 352 X 492
Size G: 189 X 529 X 492
Size H: 325 X 423 X 492
100/- + actual out of pocket expense i.e.
postage, courier & telegram charges
0.125% of the remittance amount, with
minimum of 125/-
0.25% of amount of travellers cheques
Small/ Medium 500/-+ST
Large/ Extra Large 1,000/-+ST
First 12 visits per year: Nil
For every additional visit: 100/-+ST per
visit
1000/- + ST
(Plus actual charges incurred in breaking
open the locker and changing of key by
manufacturer of lockers.)
1st Quarter: 10% of annual rent
2nd Quarter: 20% of annual rent
3rd Quarter: 30% of annual rent
1 year: 40% of annual rent
In Metro & Urban branches: 1,500/-+ST
In Semi-Urban & Rural branches:
1000/-+ST
In Metro & Urban branches: 3,000/-+ST
In Semi-Urban & Rural branches:
2,000/-+ST
In Metro & Urban branches: 6,000/-+ST
In Semi-Urban & Rural branches:
5,000/-+ST
 Extra Large In Metro & Urban branches: 9,000/-+ST
Size L: 404 X 529 X 492 In Semi-Urban & Rural branches:
Size L1: 385 X 529 X 492 7,000/-+ST

Safe custody charges

150/-+ST per scrip. Minimum 300/- + ST

Scrips (for each scrip)
p.a. or part thereof
Sealed cover (for each cover) To be covered under safe deposit articles.
Banks own deposit receipt Nil
Safe deposit articles
One time charges for all kinds of
Safe Deposit Articles
300/-+STper quarter
Additional charge (p.a.)-Envelope
Additional charge (p.a.)-Packet
Additional charge (p.a.)- Large
Packet
Max. dimension not to be
exceed 100 cms (Length+ Width+ 500/-+ST per quarter
Height)
Size exceeding 100 cms (subject
to availability of space)

Debit cards related charges

Normal (Classic/Global): Nil

Debit Card Issuance Charges
Debit Card Annual Maintenance
Charges*
Debit Card Replacement Charges
Duplicate PIN / Regeneration of
PIN through Branch
Domestic Transaction Charges
Gold Debit Card: 100/-+ST
Platinum Debit Card: 300/-+ST
Classic Debit Card: 125/-+ST
Silver/Global /Yuva /Gold Debit Card:
175/-+ST
Platinum Debit Card: 250/-+ST
Pride/Premium Business Debit Card:
350/-+ST
300/-+ST
50/-+ST
 Monthly Limit: Number of Free ATM Transactions (Both Financial and Non-
financial Transactions) Our ATMs
Monthly Average Balance in
No. of Transactions
Savings Bank
<Rs. 1,000 5
>RS. 1,000 upto Rs. 25,000 5
>RS. 25,000 and above Unlimited
Charges for financial trxns
Rs. 10/-+ST
beyond the set limit (Rs. per txn)
Charges for non-financial trxns
Rs. 5/-+ST
beyond the set limit (Rs. per txn)
Monthly Limit: Number of Free ATM Transactions (Both Financial and Non-
financial Transactions) Other Banks ATM
No. of Transactions (This charge will not be
Monthly Average Balance in applicable to small/ no frill/ Basic Savings
Savings Bank Bank Deposit Account holders)
In 6 metro Centers Other Centers
<Rs. 1,000 3 5
>RS. 1,000 upto Rs. 25,000 3 5
>RS. 25,000 and upto Rs. 50,000 3 5
>Rs. 50,000 and upto Rs. 1 lacs 3 5
>Rs. 1,00,000 Unlimited Unlimited
Charges for financial trxns
Rs. 20/-+ST
beyond the set limit (Rs. per txn)
Charges for non-financial trxns
Rs. 8/-+ST
beyond the set limit (Rs. per txn)
International Transaction Charges
Balance enquiry at ATMs 25/-+ST
Cash withdrawal from ATM 100/-min. +3.5% of txn. Amt. +ST
Point of Sale (PoS) / e-Commerce
3% of transaction amount +ST
transactions

State Bank Prepaid Cards

Gift Card (gift Card issuance 100/- +ST

charge waiver is proposed to be
continued till 31.12.2017.)
eZ Pay Card 100/- +ST
Smart Payout Card 100/- +ST
Achiever Card for Corporates 100/- +ST
Load/ Reload Charges
 Gift Card -
eZ Pay Card 10/- +ST
Smart Payout Card 10/- +ST
Achiever Card for Corporates 10/- +ST
Note : Nil load/ reload charges through CINB/ INB

Internet Banking related charges

IRCTC Fee (on SBI Payment

10/-+ST
gateway)

Loan related processing charges

0.35% of the loan amount

NRI Home Loan Minimum Rs. 2,000/= +ST
Maximum Rs. 10,000/=+ ST
NRI Car Loan 500/-
Personal loan against mortgage of 1.01% of loan amount, with maximum of
Immovable Property 50,933/-

Equity Trading related charges

RBI approval for PIS (One time) 750/-
PIS Annual Maintenance Charges For 1st year of operations: nil
(AMC) 1st year onwards: 1000/-

PIS Reporting Charges
Trading Account opening (One
time and to be charged by SBI
Cap Securities Ltd.)
Demat Account opening (One
time and to be charged by SBI
Cap Securities Ltd.)
Demat Annual Maintenance
Charges (AMC and to be charged
by SBI Cap Securities Ltd.)
Transaction brokerage (on
transaction value per scrip and to
0.50 %
be charged by SBI Cap Securities
Ltd.)
For transaction up to 10,000: 0.50% of
the transaction value per script
For transaction between 10,001
50,000: 0.45% of the transaction value per
script
For transaction between 50,001
2,00,000: 0.40% of the transaction value
per script
For transaction between 2,00,001
5,00,000: 0.35% of the transaction value
per script + service tax
For transaction between 5,00,001-
10,00,000: 0.30% of the transaction value
per script
For transaction above 10,00,000: 0.25%
of the transaction value per script
500/-
2500/-
750/-