Future value of the investment

after 5 years - One time contribution - Example

Interest Rate Per annum 9%

Investment Tenure - years 5
Investment Amount today (lumsum ,one time)(Rs) -100000
Periodic investment (Rs) 0

Future value of the investment

after 5 years (Rs)
153862.40

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Interest Rate Per annum
My Investment Tenure
My one time investment Amount (Rs)
Periodic investment (Rs)

Future value of my investment ( Rs )

0.00
( Enter Negative sign as it is a outflow)
 Future value of the investment
after 10 years - Regular Contribution - Example

Interest Rate Per annum 9%

Investment Tenure - 10 years 120
Investment Amount per month (Rs) -8000
Existing Investment (if any) (Rs) 0

Future value of the investment

after 10 years (Rs)
1548114.22

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Interest Rate Per annum
My Investment Tenure (in months)
My Investment Amount per month (Rs)
Existing Investment (if any) (Rs)

Future value of my investment ( Rs )

0.00
( Rate variable is 9/12)
( 10 years multiplied by 12 months)
( Negative sign since it is outflow)

(multiply years with 12 for monthly contribution )

(enter negative sign since it is a outflow)
(enter negative sign since it is a outflow)
 Rahul - 30 year old

Future value of the investment

after 28 years - Regular Contribution till Retirement (2042)

Interest Rate Per annum 9%

Investment Tenure - 28 years 336
FD Investment Amount per month (Rs) -8000
Existing Investment (if any) (Rs) 0

Future value of the investment

at retirement (Rs)
12066430.00

Priyanka started regular investments at the age of 25 years itself.

The difference between the accumulated amounts when they retire is
is Rs 74,29,144.
Priyanka will have a corpus which is Rs 74 Lakhs more than Rahul's.
 Priyanka - 25 year old

Future value of the investment

after 28 years - Regular Contribution till retirement(2047)

Interest Rate Per annum 9%

Investment Tenure - 33 years 396
FD Investment Amount per month (Rs) -8000
Existing Investment (if any) (Rs) 0

Future value of the investment

at retirement (Rs)
19495573.60

ed regular investments at the age of 25 years itself.

etween the accumulated amounts when they retire is
is Rs 74,29,144.
ve a corpus which is Rs 74 Lakhs more than Rahul's.