AN OVERVIEW ABOUT CENTRALLY SPONSERED SCHEMES

HAND BOOK FOR I-MENTOR

A book by RENJITH THYAGU

MENTOR RP , KUDUMBASHREE NRO

SCHEMES
THE PATH TO REDUCE POVERTY
Each scheme have a component that can change rural poverty in the
different shades among poverty
TABLE OF CONTENTS

Contents

1. MGNREGS 11. SBM

2. DDU-GKY 12. PMAY

3. NSAP 13. ICDS

4. MDM 14. JSY

5. MKSP 15. MY

6. NHM 16. PMJDY

7. IWMP & PMSGY special notes on Odisha context

8. BBBP 1. Pallisabha & Gramsabha

9. RSBY 2. PESA ACT

10. RTE & SSA 3. GP standing committee

4. CBO & its subcommittee

 SCHEMES

MGNREGS
Objective of the SCHEME
Enhancement of livelihood security in rural areas by guaranteeing 100 days
of wage employment in a financial year to every registered household.
Creating productive assets
Protecting the environment
Reducing Migration
Empowering rural women and the poor through the provision of a right
based law
Fostering social equity
To create strong social safety net for the vulnerable groups by providing
employment source , when other alternative are inadequate

TECHINICAL SESSION OF MGNREGS

JOB CARD REGISTRATION

All adult members of a rural household, resident in the area, willing to do
unskilled manual work can apply

Priority shall be given to women and at least one third of the beneficiaries
shall be women who have registered and requested for work under the scheme

A household interested in availing of the NREGA benefits has to make an

application for registration. The Registration form and process are free of cost

The application for registration has to be made to the GP. The GP verifies
applicants residence and is an adult. After verification GP will issue JOB CARD.

Job card is a basic legal document valid for 5 years

Issued to a registered household as a whole within 15 days of
application
Enables registered household to demand guaranteed employment

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Household job card will have photograph , name and details of each
registered adult member of the household on it
Cost of Job Card including photograph will be borne by the programme
Job card issued will be entered in a job card register in the GP
Custody of job cards with the registered house hold.

Format of Job Card

It include the following details

Unique registration number

Date of registration
Days of employment demanded
Days worked
Amount paid
Bank/post office account number

Work Demand
Household with job card has the right to submit a written
application for employment to the GP
Any member can apply: more than one member of a family may
apply at the same time ( subject to 100 day family entitlement)
Applicant may chose and state the time & duration when
employment is sought
Application must be for a minimum of 15 days of employment.
Workers can also show their need of work and demand it in
Gramsabha itself.

Issue of Dated Receipt

Employment application will be entered in an Employment
Register in the GP
The GP has to issue a Dated Receipt of the written application
for employment.

Employment & Wage Payment

Work provided within 5 km radius of the village

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Wages are to be paid according to minimum wages

Payment of wage through Bank/post office accounts
Disbursement of wages has to be done on weekly basis & not
beyond a fortnight
Equal wages are to be paid to men and women under the
provision of the equal remuneration Act 1976

Work site facilities

Mandatory Worksite facilities include:

Drinking water
Shade
Medical Aid
Crche

At the worksite
Site Information Boards with details of Work , person
days funds
Only job card holders allowed to work
Minors should not be employed
Muster roll to be available at the worksite
No machinery allowed
Supervision of the worksite : Mate/ Gram sathi / gram
rozgar sewak/gram rozgar sahayak

Permissible works
Water conservation
Drought proofing
Flood protection
Land development
Rural connectivity
Minor irrigation , horticulture and land development
Labour intensive work 60:40 ratio between wages &
materials to be maintained

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Social Audit
o Scrutinizing & verifying authenticity of all records and
procedures of a programme & expenditure incurred
o GP must provide all necessary documents regarding work done
o Monitoring should be both concurrent ( of live works ) and post
completed works as well
o Social audit by Gram sabha of all works in a GP
o PO and DPC to facilitate through resource support: planning,
training, ensuring access to records and follow up of the same.

DDU-GKY
The Government of India, set an ambitious target for providing skill
training for 500 million of its youth by 2022. As per the 2011 census, India has 55
million potential workers between the ages of 15 35 years in rural areas.

DEEN DAYAL UPADHYAYA GRAMEEN KAUSHALYA YOJANA

Aim

To skill rural youth who are poor & provide them with jobs having regular
monthly wages
Create sustainable employment
Also do post- placement tracking , retention and career progression

SKILLING & PLACEMENT UNDER DDU-GKY

It involves 8 distinct steps:

Awareness building within community on the opportunities

Identifying rural youth who are poor
Mobilizing rural youth who are interested
Counselling of youth and parents
Selection based on aptitude

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Imparting knowledge , industry linked skills and attitude that enhance

employability
Providing jobs that can be verified through methods that can stand up to
independent scrutiny , and which pays above minimum wages
Supporting the person so employed for sustainability after placement

ELIGIBILTY CRITERIA

Anyone who is from BPL category aged 15-35 is eligible for free training

TRAINING PROVIDERS

Program implementing Agencies (PIA) identified by MoRD provide

trainings.

FEATURES OF THE SCHEMES

1. The aspired youths are entitled to get

Free skill training

Lodging
Food ( residential programs)
And placement.

2 .Post placement tracking is also ensured by PIA

3 .Training payments are availed to PIA, so that beneficiary can avail the skill
training free of cost.

NSAP
According to the Article 41 of constitution of India, it directs State to provide public
assistance to its citizen in case of

Unemployment

Old age

Sickness

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Disablement

And other cases of undeserved want

National Social Assistance Programme (NSAP) is a fully CSS

targeting the destitute, defined as any person who not have regular own income or
financial support from family members / other sources. The objective is to provide
basic level financial support.

FIVE SUB- SCHEMES UNDER NSAP

1 .IGNOAPS

2 .IGNWPS

3 .IGNDPS

4 NFBS

5 .Annapurna Yojana

Eligibility criteria for accessing NSAP

The applicants belonging to BPL

Other criteria are shown below:

1 .IGNOAPS

The eligible age for Indira Gandhi National Old Age Pension scheme is 60
years old. The pension is 300 per month for pensioners between 60 to 79 years.
For person who are 80 years and above the pension is 500 per month

2. IGNWPS

Indira Gandhi National widow Pension scheme. The eligible age is 40 years and
the pension is 300 per month. After attaining the age of 80 years, the beneficiary
will get Rs. 500 per month.

3. IGNDPS

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Indira Gandhi National Disability Pension scheme. The eligible age for the
pension is 18 years and above and the disability level has to be 80%. The pension
is 300 per month. After attaining the age of 80 years, the beneficiary will get Rs.
500 per month. Dwarfs will also be an eligible category for this pension

4. NFBS

National family Benefit scheme is an assistance that avail 20,000 Rs the

bereaved household in the event of the death of the bread winner. Family will be
eligible if the event of death is (natural or otherwise). The death of such a bread
winner should have occurred between 18-60 years.

5. Annapurna Scheme

10 Kgs of food grains (wheat or rice) is given per month per beneficiary. The
scheme aims at providing food security to meet the requirements of those eligible
old aged person who are remained uncovered under the IGNOAP.

PROCESS OF DOCUMENTATION NSAP

(A) Selection of beneficiary

(B) Conformation of the existing beneficiaries
(C) Identification of existing beneficiaries

(D)Verification of applications

(E)Discussion in gramsabha

(F) Sanction

Detail briefing about identification of beneficiaries

Based on BPL list.

Based on various certificates to prove Age/ death certificate of
husband in case of widow / disability percentage certified by
DMO.

Role of Gram Panchayat in NSAP

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Disseminating information about NSAP regarding procedure to obtain

benefits with the involvement of SHGs, ASHA workers, AWW, 0ther NGOs
and voluntary organizations.
Periodic review and discussion of review on Gram sabha and ward level
meetings
Wherever SHGs of NRLM are in existence , they should be actively involved
in identification of beneficiary
GP should play active role in identification of beneficiaries under all
scheme of NSAP
Beneficiary must be identified according to criteria and prioritized
according to their vulnerability.
Monitoring and follow up in sanctions & disbursement
GP shall report every case of death of pensioner to the designated
sanctioning authority
Case of mistaken/ false identity should be reported for corrective action

Scope of Convergence of NSAP

All NSAP beneficiaries should be enrolled under either RSBY or BKKY

All the NSAP should be covered under AABY
The SRLM , both in rural and urban should actively enroll all the
women beneficiaries of NSAP in the SHGs of NRLM/NULM
Special efforts should be made to provide hosing under PMAY and
urban housing scheme eligible to NSAP beneficiaries
It should be ensured that all NSAP beneficiaries automatically get
benefit of food security
NASP beneficiaries in rural area / or their family members should be
given JOB CARD to enhance their financial and livelihood needs under
MGNREGA
NSAP beneficiaries or their children should be given preference for
training under DDU-GKY.

MDM

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MID Day MEAL ScHEME

Every child with in the age group of 6 to 14 years studying in class 1 to 8,
who enroll and attend the school. Shall be provided hot cooked meal.
The place of serving meals to the children shall be school only.
Meal having nutritional standards of 450 calories and 12 gm. of protein
for primary & 700 calories and 20 gm. protein for upper primary will be
provided at free of charge every day except holidays

MKSP

Mahila Kisan Sasakthikaran Pariyojana

It is a special program for livelihood enhancement under NRLM. Its an

effort to recognize the role of women in agriculture, to enhance their capacities
and increase their income in agriculture and allied activities.

Its primary focus is on promoting and facilitating the scale up of

successful small-scale projects with the help of CBOs and other government
agencies.

KEY ELEMENTS OF MKSP

Focus on inclusion of the poorest of poor

Community managed & eco-friendly agricultural practices
Supporting institutions around agriculture and allied activities to
strengthen livelihoods of the poor
Develop a strong pool of Mahila kisans
Develop master farmers to wide scale up of best practices.

PROMOTING SUSTAINABLE AGRICULTURE

Create sustainable agriculture livelihood opportunities for Women

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Ensure food and nutrition security at the household and community

level
Improve the skills & capabilities of women in agriculture to support
farm based activities
Enhance the managerial capacities of Women in agriculture

PROMOTING NON TIMBER FOREST PRODUCE

It ensures greater control of the institutions of poor on NTFP value

chain
Enhance productivity of non-timber forest produce
Build capacity of the community in modern harvesting and post
harvesting techniques to increase income
Promote value addition and set up market linkages for NTFP to ensure
higher returns.

NHM
National Health Misson
Its set up by union cabinet
Its to provide equitable , affordable and quality health care to rural
population , especially vulnerable group

Some Objectives of NHM

Reduce Mother mortality Rate

Reduce Infant mortality Rate
Prevention and reduction of anemia in women aged 15-49 years
Prevent and reduce mortality & morbidity from communicable, non
communicable: injuries and emerging diseases.
Reduce household out of pocket expenditure on total health care
expenditure
Reduce annual incidence and mortality from Tuberculosis by half
Reduce malaria , Leprosy

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More institutional delivery

Village Health Sanitation & Nutrition Committee

Its a key element of NHM
Its formed to take a collective action on issues related to health and
its social determinants at the village level
Its also a platform for improving health awareness and access to
community for health services , address specific local needs and serve
as a mechanism for community based planning & monitoring
Its is formed at revenue level and act as a sub-committee of GP with
minimum 15 members
The members include ASHA worker ,elected representatives ,
community members , beneficiaries & representatives of all
community sub groups ( vulnerable section / hamlets/habitation)

Rogi Kalyan Samiti / Hospital Management Society

Its a patient welfare committee/ Hospital management society act
as a group of trustees for the hospitals to manage the affairs of the
hospital
It consist of members from PRIs , NGOs , local ER and officials from
Government sector who are responsible for proper functioning and
management of hospital / CHC
RKS/HMS is free to prescribe, generate and use the funds for
smooth functioning and maintenance of quality services.

IWMP
Integrated watershed management programme
Its a programme aims at the development of rain fed/degraded areas through
participatory watershed approach. State Government is the implementing agency.
Its consolidation of three other major scheme including

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1. Drought prone Areas programme

2. Desert development programme
3. Integrated watershed Development programme

Criteria for allocation of IWMP target areas under State

Identified DPAP/DDP areas in the State as percentage of total DPAP/DDP
area in the country
Total treatable wastelands in the state as percentage of total treatable
wastelands in the country
Total SC/ST population of the state as percentage of total ST/SC population
of the country
Percentage of rainfed area in the State to total cultivated area in the country
10% mandatory allocation of North-Eastern States

Major activities of the Watershed project

Soil & moisture conservation measures like terracing, bunding, trenching,
vegetable barriers etc.
Rain water harvesting activities like farm ponds, percolation tanks, check
dams etc.
Planting & sowing of multi-purpose trees, shrubs, grasses, legumes and
pasture land development.
Encouraging natural regeneration
Promotion of agro-forestry & horticulture
Encouraging peoples participation
Training , extension & creation of a greater degree of awareness among the
participants
Livelihood activities for asset less people
Production system & micro enterprise.

PMGSY
Pradhan mantri Gram Sadak Yojana

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It aims to provide connectivity including all weather road, necessary culverts and
cross drainage structures to the eligible unconnected habitations in the rural
areas.

The all unconnected habitations with a population of 1000 persons and

above are covered in 3 years (2000-2003) and all unconnected habitations with a
population of 500 and above is followed by that.in respect of the hilly state and
deserted areas as well as Tribal (Schedule V) areas, the objective would be to
connect habitations with a population of 250 persons and above

The PMGSY will permit the up gradation (to prescribed

standards) of the existing roads in those districts where all the eligible habitations
of the designated population size have been provided all weather road connectivity

BBBP
Beti Bachao Beti Padhao
The Census (2011) data showed a significant declining trend in the Child Sex Ratio
(CSR), Calculated as number of girls for every 1000 boys between age group of 0-6
years, with an all-time low of 918 in 2011 from 976 in 1961.

It reflects both pre-birth discrimination manifested through gender

biased sex selection , and post birth discrimination against girls, so considering the
alarm , Govt. of India has introduced Beti Bachao Beti Padhao programme to
address the issue of decline in CSR in 100 gender critical districts. The overall goal
of BBBP scheme is to empower girl child & enable her education

OBJECTIVE OF THE SCHEME

Prevent gender biased sex selective elimination

Ensure survival and protection of the girl child
Ensure education of the girl child

COMPONENTS OF THE SCHEME

Massive campaigning
Multi-sectorial action in selected 100 districts

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MINISTRY/DEPARTMENT IMPLEMENT THE SCHEME

Ministry of Women and Child Development (registration of pregnant

women in first trimester in Anganwadi centers, trainings for
stakeholders, community mobilization & sensitization, gender equity
awareness, etc)
Ministry of Health and Family welfare ( monitor implementation of pre-
conception & pre-natal diagnostic techniques , increased institutional
deliveries, registration of births , Strengthening PNDT cells , setting up
monitoring committees)
Ministry of Human Resource Development ( universal enrolment of girls ,
decreased dropout rate , girl child friendly standards in schools , Strict
implementation of RTE , construction of functional toilets for girls)

RSBY
Rastriya swasthya Bhima Yojana
Its a health insurance Scheme for the BPL (Below poverty line)
families with the objective to reduce Out of Pocket expenditure on health
and increase access to health care.

The scheme is available for

BPL households
Building and construction workers registered with the Welfare
boards
Licensed railway porters
Street vendors
MGNREGA workers who have worked for more than 15 days
during the preceding financial year
Beedi workers
Domestic workers
Sanitation workers

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Mine workers
Rickshaw pullers
Rag pickers
Auto/Taxi driver

ENTITLEMENT IN THE SCHEME

The beneficiary are entitled to hospitalization coverage up

to 30,000/- per annum
The benefit will be available under the defined diseases in
the package list
Pre- existing conditions are covered from day one and there
is no age limit
The coverage extends to maximum 5 members of the family
Additionally , transporter expenses of Rs. 100/- per
hospitalization will also be paid to the beneficiary subject to
a maximum of Rs. 1000/- per year to the family
The beneficiary need to pay only Rs. 30/- as registration fee
for a year
The Central & state Government pays the premium as per
their sharing ratio to the insurer under the scheme
At state level, State Government set up a State Nodal Agency
that is responsible for implementing, monitoring
supervision and part financing of the scheme by co-
coordinating with insurance company , Hospital , District
authorities and other local stake holders.

RTE&SSA

Right to Education & Sarva shiksha Abhiyan

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RTE
As per constitution Amendment act, all children in the age group of 6 to 14 years
are entitled to get free and compulsory education.

The Right of Children to Free & Compulsory Education (RTE) Act, 2009
means that every child has a right to full time elementary education of satisfactory
and equitable quality in formal school which satisfies norms & standards

FEATURES OF THE ACT

Right of children to free and compulsory education till completion of

elementary education in a neighborhood school
To provide free elementary education and ensure compulsory admission ,
attendance & completion of elementary education to every child in 6 to 14
age group
It makes provisions for a non-admitted child to be admitted to an age
appropriate class
It specifies the duties and responsibilities of appropriate Government , local
authority and parents in providing free & compulsory education , and
sharing of financial and other responsibilities between central and State
Government
It lays down the norms and standards relating inter alia to PTRs (Pupil
Teacher Ratios), buildings and infrastructure, school working days, teacher-
working hours.
It provides for rational deployment of teachers by ensuring that the
specified PTR is maintained for each school, and ensuring that there is no
urban-rural imbalance in teacher postings. It also provides for prohibition
of deployment of teachers for non- educational work , other than decennial
census , elections to local authority, state legislatures and parliament and
disaster relief
It provides for appointment of appropriately trained teachers with academic
qualifications.

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It prohibits physical punishment and mental harassment , screening

procedures for admission of children , capacitation fee , private tuition by
teachers and running of schools without recognition
It provide for development of curriculum in consonance with the values
enshrined in the constitution and which would ensure the all-round
development of the child , building on the childs knowledge , potentiality
and talent and making the child free of fear , trauma and anxiety through a
system of child friendly and child centered learning.

SSA (SARVA SIKSHA ABHIYAN)

SSA provide for a variety of interventions for universal access and
retention , bridging of gender and social category gaps in elementary education &
improving the quality of learning.it includes

Opening of new schools and alternate schooling facilities

Construction of Schools and additional classrooms
Toilets and drinking water
Provision for teachers
Regular teacher in service trainings and academic resource support
Free text books and uniforms
Support for improving learning achievement levels/outcomes.

MAIN FEATURES OF SSA

Holistic view of education

Equity among the disadvantaged sections of society (children of SC,ST,
Muslim minority, landless agriculture workers and children with special
need)
Access and implies an understanding of the educational needs and
predicament of the traditionally excluded categories (children of SC,ST,
Muslim minority, landless agriculture workers and children with special
need)

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Gender concern ,a decisive intervention to bring change in the status of

women
Centrality of teacher to motivate children to innovate and create a culture in
the classroom and beyond the classroom, that might produce an inclusive
environment for children , especially for girls from oppressed and
marginalized backgrounds
Moral compulsion is imposed through the RTE Act on parents, teachers,
educational administrators and other stakeholders. Proper implementation
of RTE law .

SBM
Swachh Bharat Mission
GOAL: To achieve Swachh Bharat by 2019.
The main objectives of the SBM are as under:
a) Bring about an improvement in the general quality of life in the rural areas, by
promoting
Cleanliness, hygiene and eliminating open defecation.
b) Accelerate sanitation coverage in rural areas to achieve the vision of Swachh
Bharat by 2nd
October 2019.
c) Motivate Communities and Panchayati Raj Institutions to adopt sustainable
sanitation
Practices and facilities through awareness creation and health education.
d) Encourage cost effective and appropriate technologies for ecologically safe and
sustainable
Sanitation.
e) Develop where required, Community managed sanitation systems focusing on
scientific Solid & Liquid Waste Management systems for overall cleanliness in the
rural areas.

It is suggested that Implementation Framework of each State be prepared with a road map
Of activities covering the 3 important phases necessary for the Programme:

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(i) Planning Phase

(ii) Implementation Phase
(iii) Sustainability Phase

Start-Up Activities

The start-up activities include

a. Updation of Base line survey - Conducting of preliminary survey to assess the status of
Sanitation and hygiene practices
b. Orientation of key personnel at the District/GP level and preparation of District Plans
c. Preparation of State Plan (Programme Implementation Plan PIP).

IEC Activities
IEC (Information, Education and Communication) is a very important component of the
Programme. IEC shall strive to bring about community-wide behaviour change and to trigger the
demand for sanitary facilities in the rural areas for households, Schools, Anganwadis, Community
Sanitary Complexes and Solid and Liquid Waste Management projects (SLWM) through provision of
Information and awareness generation.

Capacity Building
This component is for building capacities of stakeholders and sanitation workers, the Swachhata
Doots/Sena, members of PRIs, VWSCs, functionaries of BPMU, DWSM, ASHA, Anganwadis workers,
SHG members, masons, CSOs/NGOs etc. The training is to be on various approaches of IEC
promoting Behavioural change including Triggering (CLTS), SLTS, IPC and House to House
communication etc., masonry work, plumbing, as well as for construction and maintenance of
toilets and for Solid and Liquid Waste Management works

Construction of Individual Household Latrines

A duly completed household sanitary latrine shall comprise of a Toilet Unit including a
Substructure which is sanitary (that safely confines human feaces and eliminates the need of
human handling before it is fully decomposed), a super structure, with water facility and hand wash
unit for cleaning and hand washing. The Mission aims to ensure that all rural families have access to
toilets.

Priority: Under the Programme, priority shall be accorded to cover households having:
Old Age Pensioners / Widow Pensioners / Disability Pensioners (National
Social Assistance Programme {NSAP} beneficiaries)
Pregnant and lactating mothers covered by Maternal Health Programmes of
Central and State Governments, including Janani Suraksha Yojana under
National Rural Health Mission; and

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Girl children covered by any Scheme benefiting the girl child

Availability of Sanitation Material- through Rural Sanitary Marts,

Production Centers, Self Help Groups
The Production Centers/Rural Sanitary Marts can be opened in areas where they are required
and operated by SHGs/Women Organizations/Panchayats/NGOs etc. Support of private
entrepreneurs may also be taken for ensuring an effective supply chain. In all cases, the Gram
Panchayats have to ensure the availability of a pool of trained masons in the area who can be
utilised for the construction of toilets.

Provision of Revolving Fund in the District

A Revolving Fund will be available at the district level out of the SBM(G) funds. The Revolving
fund may be given to Societies, Self Help Groups or other groups as decided by the states, whose
credit worthiness is established, for providing cheap finance to their members for the construction
of toilets. Loan from this fund should be recovered in 12-18 installments. States will have the
flexibility to decide the other terms and conditions for sanction of the Revolving fund.

Micro Financing of Construction of Toilets

To enable the provision of low cost financing to Individual households for the construction of
Household latrines and to leverage the network of NGOs and SHGs identified by agencies like
NABARD and other Financial Institutions, in the wake of the need for universalisation of sanitation
Facilities, possibilities of setting up a micro financing arrangement should be explored by the States
and the MDWS. This will facilitate converging financial resources, management skills and outreach
Capabilities to cover the demand of toilets by Households not eligible for direct Incentives under
SBM (G), and /or those HHs interested to build a more expensive toilet by availing Finance
Such financing can be inter-alia through Banks, recognized financial institutions or through
livelihood programmes.

Community Sanitary Complex

Community Sanitary Complexes comprising an appropriate number of toilet seats, bathing cubicles,
washing platforms, Wash basins etc., can be set up in a place in the village acceptable and
accessible to all. Ordinarily such Complexes shall be constructed only when there is lack of space in
the village for construction of household toilets and the Community/GP owns up the responsibility
of their operation and maintenance and gives a specific demand for the same. Such Complexes can
be made at Public places, markets, bus stands etc., where large scale congregation of people takes
place.
The maintenance of such Complexes is very essential for which Gram Panchayat should own the
Ultimate responsibility and the Operation and Maintenance should be assured.

Financial assistance
12000 per household for the construction of IHHL

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GP2RP

PAE & EAP

GPCC
Formation

PRI & CBO

orientation on
committees

HIGHLIGHT ACTIVITIES UNDER PRI-CBO

CONVERGENCE PROJECT

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The travel .

Participatory
assessment of
Mobilisation & Capacitation entitlement
sensitization training of PRI & (Baseline data)
CBO & GPCC

Discussion on
GPCC and Entitlement access
GP2RP and GPDP
approval in GS for plan preparation
and other
access and follow up
convergence

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ICDS
The beneficiaries under this scheme are children in the age group of 0-6 years,
pregnant women and lactating mothers. ICDS is implemented by the Department of
women and child welfare

Objectives of the Scheme

To improve the nutritional and health status of children in the age group of
0-6 years , thereby help in developing the psychological , physical and social
development of the child
To reduce the incident of mortality ,morbidity, malnutrition and school
dropouts
To achieve effective co-ordination of policy and implementation amongst the
various departments to promote child development
To enhance the capability of the mother to look after the normal health and
nutritional needs of the child through proper nutrition and health
education.

Services under ICDS

Supplementary nutrition
Pre-school non-formal education
Nutrition & health education
Immunization
Health check-up
Referral services

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PMAY
Pradhan Mantri Awas Yojana aims to provide a pakka house with basic
amenities to all landless and households living in Kutcha and dilapidated
house by 2022. To address the gap in rural housing and in view of
Governments commitment to provide Housing for all by 2022. The scheme
of IAY was re-structured into PMAY- Gramin (G) from 1st April, 2016.

KEY FEATURES OF PMAY

It provide assistance for the construction of 1 crore houses in rural

areas over the period of 3 years from 2016-2019
The minimum unit size of house is 25 sq.km including a dedicated
area for hygienic cooking
Minimum assistance is 1.2 lakhs in plains and 1.3 lakhs in hilly states
Cost of unit assistance is shared between central & state Government
60:40 in plain areas , 90:10 in hilly NE states
Provision of assistance of Rs. 12,000 for toilets through the
convergence with SBM / MGNREGA
Provision of 90/95 person days of unskilled labour wage under
MGNREGA for construction of house over and above the unit
assistance
Identification & selection of beneficiaries based on the housing
deficiency and other social deprivation parameters in SECC ,verified
by Gramsabha
Setting up of National Technical Agency at national level to give
technical assistance to the beneficiaries of PMAY
Facilitation to be provided for the beneficiaries for loan up to Rs.
70,000 from financial institutions

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Convergence with other schemes for provision for the basic amenities
such as toilet, drinking water, electricity, clean & efficient cooking
water
All payments to be made to the beneficiary by electronically to their
bank account/post office account
Focus on construction of quality houses using locally available
resources, materials, appropriate designs & trained masons.

Criteria for Beneficiary Selection

The identification & selection of the beneficiaries shall be done by the

community through Gram sabha,from the SECC 2011 list
The eligible beneficiary will include all houseless and households living in
zero, one or two room kucha houses as per SECC data
Priority will be first assigned on the basis of parameters
Gramsabha will record its opinion about households in the SECC data &
households to be added to the priority list and houses that are not included
in the SECC data but still beneficiary to access PMAY

Criteria for automatic inclusion: Households without shelter, Destitute/living on

alms, Manual scavengers, Primitive Tribal Group, Legally released bonded
labourer.

Exclusion Process: All households living in houses with pucca roof & wall and 2
rooms, own a refrigerator, own landline phone, paying income tax, paying
professional tax, Household with any Government employee, Any member of family
earning more than 10,000 per month, motorized 2/3/4 wheeler/fishing boat,
Mechanised2/3/4wheeler agricultural equipment, own 2.5 acres with irrigation
equipment, own 7.5acres of land with one irrigation equipment, Kisan credit card
with credit limit of Rs.50,000 or above, 12.5 acres of land or more than two/more
crop seasons.

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JSY
Janani Suraksha Yojana (JSY) is a safe motherhood intervention under the National
Health Mission (NHM) being implemented with the objective of reducing maternal
and neo-natal mortality by promoting institutional delivery among the poor
pregnant women. The Yojana, launched on 12th April 2005, by the Honble Prime
Minister, is being implemented in all states and UTs with special focus on low
performing states.
JSY is a 100 % centrally sponsored scheme and it integrates cash assistance with
delivery and post-delivery care. The success of the scheme would be determined
by the increase in institutional delivery among the poor families
The Yojana has identified ASHA, the accredited social health activist as an effective
link between the Government and the poor pregnant women. AWW and TBAs or
ASHA like activist has been engaged in this purpose, she can be associated with
this Yojana for providing the services.

Role of ASHA in JSY

>Identify pregnant woman as a beneficiary of the scheme and report or facilitate
registration for ANC,
> Assist the pregnant woman to obtain necessary certifications wherever necessary,
> Provide and / or help the women in receiving at least three ANC check-ups including TT
injections, IFA tablets,
>Identify a functional Government health centre or an accredited private health
institution for referral and delivery,
> Counsel for institutional delivery,
> Escort the beneficiary women to the pre-determined health centre and stay with her till
the woman is discharged,
>Arrange to immunize the new-born till the age of 14 weeks,
> Inform about the birth or death of the child or mother to the ANM/MO,
> Post natal visit within 7 days of delivery to track mothers health after delivery and
facilitate in obtaining care, wherever necessary,
>Counsel for initiation of breastfeeding to the new-born within one-hour of delivery and
its continuance till 3-6 months and promote family planning

LPS & HPS

The scheme focuses on the poor pregnant woman with special dispensation for states
having low institutional delivery rates namely the states of Uttar Pradesh, Uttaranchal,
Bihar, Jharkhand, Madhya Pradesh, Chhattisgarh, Assam, Rajasthan, Orissa and Jammu
and Kashmir. While these states have been named as Low Performing States (LPS), the
remaining states have been named as High performing States (HPS).

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Tracking Each Pregnancy: Each beneficiary registered under this Yojana should have a JSY
card along with a MCH card. ASHA/AWW/ any other identified link worker under the
overall supervision of the ANM and the MO, PHC should mandatorily prepare a micro-birth
plan.

Cash assistance
Mothers Package
Rural Area LPS- 1400 HPS- 700
ASHAs Package -600

Urban Area
Mothers Package LPS- 1000 HPS - 600
ASHAs Package -200

Eligibility for cash assistance

1. LPS States All pregnant women delivering in Government health centres like Sub-
centre, PHC/CHC/ FRU / general wards of District and state Hospitals or accredited
private institutions
2. HPS States : BPL pregnant women, aged 19 years and above
3. LPS & HPS All SC and ST women delivering in a government health centre like Sub
centre, PHC/CHC/FRU / general ward of District and state Hospitals or accredited private
institutions.

PMJDY
It aims to provide Universal access to banking facilities starting with basic Banking
Accounts with overdraft facility of Rs. 5000 after six months and Rupay Debit card
with inbuilt accident coverage of Rs, 1 Lakh. Account can be opened in any branch
or Business Correspondent (Bank Mithr) outlet,. PMJDY accounts are being opened
with Zero balance

Documents required to open an account under PMJDY

If Aadhaar card/ Aadhaar number is available then no other document is
required. If address has changed , then a self-certification of current address
is sufficient
If Aadhaar is not available, then any one of the following Officially Valid
Documents (OVD) is required: Voter ID card, Driving License, PAN card,
Passport & NREGA Card. If these documents also contain your address, it can
serve both as proof of identity and Address.
If the Person does not have any of the officially valid documents mentioned
above, but it is categorized as low risk by banks , then he/she open a bank
account by submitting any one of the following documents

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Identity card with applicants photograph issued by Central/State

Government Departments/ Regulatory Authorities , Public sector
undertakings , scheduled commercial Banks and Public Financial
institutions
Letter issued by a gazette officer , with a duly attested photograph
of the person

GRAMSABHA (on a I-mentor perspective)

Previous experience from kinjerkela GP
Gramsabha activities are divided into three phases on CBO preparation and post
follow up
1. Pre-Gramsabha activities
Mobilisation, poster preparation (pasting on hamlets with
message to attend gramsabha with GS venue & time), Demand plan
preparation & consolidation of plan at CLF level for presentation, meeting of
GPLF to do final arrangement for SHG women before Gramsabha, Placard
preparation SHG wise & CLF wise.
2. Gramsabha
Venue basic arrangement, seating plan for SHG women,
participation of GPLF office bearers with PRI members in main venue,
Gramsabha Agenda presentation followed by presentation of CBO demand
plan, Approval of Data like PAE,EAP,GP2RP in Gramsabha, Documentation of
PRI members response on demand raised by CBO, Attendance mapping SHG
members at CLF level
3. Post Gramsabha activities
SHG meeting to discuss further on Gramsabha happenings,
Follow-up plan preparation on demands raised in Gramsabha, Mobilisation
of CBO members for follow-up.

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SHG women

MGNREGS job card SBM -IHHL (12000Rs

(100 days work) Government assistance)

RSBY smart card (30,000Rs. ICDS benefits(for childrens,

Health insurance) pregnant/lactating mother)

Pension (social assistance 300

per month)

SHG WOMEN AND ENTITLEMENTS SHE CAN ACCESS

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Gramsabha
(my right to
attend and
demand for my
needs)

SHG women

as a home
Schemes ( my
builder ( work
oppurtunity as
as collective
a beneficiary to
with group and
access it)
help my family)

I am women, I am the one who can win with my will, empower me with my hard work and
collectively work with my group to come out from poverty

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MAMTHA YOJANA (SSS)

To address the situation and alleviate the problem of maternal and infant under
nutrition, Government of Orissa (Department of Women and Child Development)
has envisaged a state-specific scheme for pregnant and lactating mothers called
MAMATA- a conditional cash transfer maternity benefit scheme. The scheme will
provide monetary support to the pregnant and lactating women which will enable
them to seek improved nutrition and promote health seeking behaviour.

Goals
1. Contribute as a factor in reducing maternal and infant mortality.
2. Improve the health and nutrition status of pregnant and lactating mothers and
their infants.

Objectives
1. To provide partial wage compensation for pregnant and nursing mothers so that
they are able to rest adequately during their pregnancy and after delivery.
2. To increase utilisation of maternal and child health services, especially ante-
natal care, postnatal care and immunization.
3. To improve mother and child care practices, especially exclusive breastfeeding
and complementary feeding of infants.

Target Beneficiaries and Coverage

Pregnant & Lactating women of 19 years of age and above for the first 2 live births,
except all Government/Public Sector Undertakings (Central and State) employees
and their wives will be covered.

Beneficiary Registration
To avail the benefits under this scheme, a pregnant woman has to register herself
at the AWC/ mini AWC to which she belongs. For all new cases of pregnancy,
registration at the AWC should be done within 4 months of conception. However
for claiming the first instalment under Mamata scheme, a pregnant woman may be
allowed to register within 6 months of conception. In case of AWW vacancy, the
beneficiary will register in the nearest AWC. However, the AWW while sponsoring
her name to the CDPO shall mention the name of the AWC to which the beneficiary
originally belongs and the reason for sponsoring her name. It is the duty of the
AWW to see that every pregnant woman registered at the AWC receives an MCP
card.
All such eligible women shall be asked by the AWW to open an account in a bank
which has core banking facility. The account should be a single account in the

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name of the beneficiary. (A joint account or an account other than in the name of
the beneficiary shall not be accepted). The beneficiary must give the photocopy of
the first page of the bank passbook with her name to the AWW. The bank details
shall be filled up by the AWW in the MCP card at the appropriate place.

Amount of Payment and Conditionality

The first three instalments and amounts have been worked out such that the
beneficiary gets a reasonable amount every three months after the second
trimester of pregnancy up to nine months after delivery (including the JSY
tranche). This is a part wage loss compensation given as maternity benefit, for
ensuring that the mother takes the much required rest before delivery and soon
after delivery, to enable her to take better care of herself and her young infant.
This amount should be used for improving the nutritional intake of pregnant and
lactating women.
The fourth instalment is intended to ensure continuing contact with
the mother to promote continued breast feeding, ensure appropriate
complementary feeding and full immunization of the child at 9-12months.

First Instalment:
Amount: Rs.1500. Given only at the end of the second trimester of pregnancy i.e.,
completion of six months of pregnancy, on fulfilment of all the five conditions
mentioned below:
i. Pregnancy registered at the AWC/Mini AWC.
ii. Received at least one antenatal check-up (out of optimal 3).
iii. Received IFA tablets.
iv. Received at least one TT vaccination (out of optimal 2).
v. Received at least one counselling session at the AWC/ Village Health
And Nutrition Day (VHND).

Second Instalment:
Amount: Rs.1500. Given only after completion of three months after delivery on
fulfilment of all the six conditions mentioned below:
i. Child birth is registered.
ii. Child has received BCG vaccination.
iii. Child has received Polio 1 and DPT-1 vaccination.
iv. Child has received Polio 2 and DPT-2 vaccination.
v. Child has been weighed at least two times after birth (out of optimal 4
Times including weighing at birth).
vi. After delivery, mother has attended at least two IYCF counselling
Sessions at the AWC / VHND / Home Visit (out of optimal 3 times), as

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Certified by the AWW.

Third Instalment:
Amount: Rs.1000. Given after the infant completes six months of age, on fulfilment
of all the five conditions mentioned below:
i. Child has been exclusively breastfed for first six months.
ii. Child has been introduced to complementary foods on completion of six months.
iii. Child has received Polio 3 and DPT-3 vaccination.
iv. Child has been weighed at least two times between age 3 and 6 months (out of
optimal 3).
v. Mother has attended at least two IYCF counselling sessions between 3
And 6 months of lactation, at the AWC/VHND/Home Visit (out of
Optimal 3).

Fourth Instalment:
Amount Rs.1000: Given after the infant completes nine months of age on fulfilment
of all the four conditions mentioned below:
i. Measles vaccine has been given before the child is one year old.
ii. Vitamin A first dose has been given before the child is one year old.
iii. Age specific appropriate complementary feeding has started and is continuing.
iv. Child is weighed at least two times between six months to nine months of age.

OTHER ENTITLEMENTS
Ration card
The PDS ensures the judicial supply of food grains and the other commodities
through the fair price shops, the beneficiaries should have a card for availing
different schemes. The family card is distributed from the civil supplies
department.
Documents need for new family card
Application (in the prescribed format) should be filled up completely ,
signed or thumb impression & submitting along with other documents that
are given below
Election photo identity card(EPIC) or
Property tax payment receipt in case of own house(current year) or
Electricity Bill (last month) or
Telephone Bill (last month)or

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Front page of Bank pass Book

Name deletion certificate from the parent or guardian family card or Non-
inclusion of name certificate issued by the card issuing authority in the
previous address or
No card certificate issued by the card issuing authority ,if there is no family
card in the previous address and
Particulars regarding earlier application for family card, including
registration number and details of rejection if any
Details of LPG connection, if any ,with details of name of consumer in whose
name it is registered, consumer number, LPG agency and oil company name
A self-addressed and stamped postal cover or postcard to enable the office
to communicate the results to the applicant

Who are eligible to get new ration card

The applicant and his/her family must be Indian citizens

The applicant and his/her family must be living & cooking separately
The applicant or his/her family must not possess any family card in any
state of India

AADHAAR CARD

The Aadhaar enrolment process includes visiting Enrolment center, filling

the enrolment form, getting demographic and biometric data captured, submitting
proof of Identity and address documents, before collecting acknowledgement slip
containing enrolment ID. The Aadhaar enrolment is free of cost.

Beneficiary can submit the (PoI) proof of identity and (PoA) proof
of address documents anywhere in India to any authorized Aadhaar enrolment
center.

Common PoI & PoA are Election photo ID card, Ration card, passport & Driving
license. Photo ID cards like PAN card & Govt ID cards are permissible for identity
proof. PoA includes water-electricity-Landline telephone bills for the last three
months.

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SHG
WOMEN MGNREGS JOB CARD

SBM-IHHL

NSAP SCHEME -PENSION

ICDS SERVICE BENEFITS

RSBY HEALTH INSURANCE

INDIVIUAL ACCOUNT BANK

AADHAR & RATION CARD

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Gram Pancha Zilla

Pancha yat Panchay
yat Samiti at

PRI THREE TIER STRUCTURE

Odisha Distict Mission Block Mission

livelihood Management Management
mission Unit Unit

Cluster Level
GPLF
Self Help Forum
Group

Odisha livelihood mission top to bottom structural institutions

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SPECIAL NOTES FOR I-MENTORS

Gramsabha (governance process mechanism)

The Gram Sabha as defined under the Orissa Grama Panchayat Act is the meeting
place of all electors residing in the villages constituting Gram Panchayat. Power
and responsibilities of the Gram Sabhas as per Orissa

Gram Panchayat Act 1964 as amended after the 73rd Amendment Act are as
follows:
To approve the plans, programmes and projects for social and economic
development before such plans, programmes and projects are taken up for
implementation by the Gram Panchayats
To identify or select the beneficiaries under Poverty Alleviation programmes
To consider and approve the annual budget of the Gram Panchayat including the
supplementary or revised budget
To consider levy of all taxes, rates, rent and fees and enhancement of rate thereof
To organize community services and draw up and implement agricultural
production plans.
To consider all such matters as may be referred to it by the Gram Panchayat for its
decision.

To call for such information from the Gram Panchayat as it may consider
necessary
To consider other such matter as may be prescribed. Every GP shall be required
to obtain from the Gram Sabha a certificate of utilization of funds by that Panchayat
for the plans, programmes and projects.
Under PESA, the powers of the GP have been further modified as follows; this is
especially relevant for the GPs of the target area as all of them fall under PESA.
Powers of the Gram Sabha have also been modified as follows:
Enforcement of prohibition, regulation or restriction of the sale and consumption
of any intoxicant.
The ownership of Minor Forest Produce
Prevention of alienation of land and restoration of any unlawful land of a

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Scheduled Tribe.
Control over money lending to the Scheduled Tribes.

Control over local markets.

Power to safeguard the cultural identity, community resources and facilitate
dispute resolution.

As per the amended Act, while all the electors residing within Gram Panchayat are
the members of the Gram Sabha, the Gram Sabha must meet twice in a year during
February and June. As per executive instructions, four more meetings are to be
held on 1st May, 15th August, 2nd October and 26th January. Sarpanch or Collector
can convene special meetings of the Grama Sabha. 1/10th of members of Gram
Sabha form the quorum for its meetings. However, if there is no quorum, the next
meeting can be held without quorum. 15 clear days notice is required to be given
for the Gram Sabha meetings. It has also been prescribed that at least 1/3rd of the
members present should be women. The Gram Sabha is held by rotation in each of
the village of the Gram Sabha and the Sarpanch presides over the meetings38

Pallisabha (village level planning & discussion)

In order to further decentralize the participatory process, Orissa Act provides for
meetings of the Palli Sabha. Palli Sabha is the meeting of all the electorates of a
revenue village. Such revenue village may comprise one ward or more than one
ward. Voters of a revenue village constitute Palli Sabha and the Ward members
preside over the meetings. The quorum for Palli Sabha meetings is 1/10th of the
electorate out of which 1/10th shall be women. At least two weeks time is given for

Holding the Palli Sabha. The meetings are convened by the Gram Panchayat. The
place of the Palli Sabha is fixed by the Gram Sabha if there are many wards in a
revenue village. The Palli Sabha takes all important decisions like selection of
beneficiaries and preparation of schemes, as well as selection of Village Labor
Leader. Meeting of Palli Sabha is to be held during February each year. But in case

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of necessity the Palli Sabha meeting can be convened as may be decided by the
Gram Panchayat. The Ward member representing the ward will preside over the
Palli Sabha meeting. Where there is more than one ward, the Gram Panchayat shall
determine who will preside over the Palli Sabha meeting. Power and functions of
the Palli Sabha as per the Orissa Panchayati Raj Act are:

The Palli Sabha will select the beneficiary to be assisted under different poverty
alleviation programmes.
The Palli Sabha shall ensure social justice to the poor and ensure that the
government facilities are extended to the poor beneficiaries.
The Palli Sabha will select the village labour leader for execution of
developmental works in the area.
The Palli Sabha will prepare plan and programme in respect of its own area.
Palli Sabha has been authorized to conduct social audit to all grants, which has
been utilized in its jurisdiction.
Where Palli Sabha disagrees regarding the expenditure incurred in particular
project the same will be enquired into by the Sub-Collector. The findings of the Sub-
Collector will be placed before the Palli Sabha for its consideration and approval.
Palli Sabha proceeding is to be recorded in the Palli Sabha register39.

GP STANDING COMMITTEES

Name of the Standing Committee

1. Planning, Finance, Anti-Poverty Programme and Coordination
2. Agriculture, Animal Husbandry, Soil Conservation, Horticulture, Watershed
Development and Fisheries
3. Works, Irrigation, Electricity, Drinking Water Supply and Rural Sanitation
4. Health, Social welfare, Women & Child Development
5. Public Distribution System, Welfare of Weaker Section, Forest,
Fuel and Fodder, Public distribution
6 Handicrafts, Cottage Industry. Khadi and Village Industries and
Rural Housing
7 Education, Sports & Culture

Gram Panchayat level standing committee

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At GP level there are 7 Standing Committee prescribed wherein each SC consists of

five members of which two have to be women. Out of the seven specified items
mentioned in the Act, it is mandatory that at least five standing committees are
formed in each Panchayat and in case there are more committees formed (on the
two other items) those committees will be called Executive Committee. Sarpanch is
the chairperson of all Standing Committees under his/her Gram Panchayat. The
main function of the SC is to oversee the functioning of various development works
in the village and share their feedback with the PR officials for improving them. For
example, the Standing Committee on education is expected to visit the schools as a
team, monitor the functioning of schools, share their observation, give suggestions
for improvements and organize regular meetings. The functional period of SC is co-
terminus with the tenure of the Panchayat.

PESA ACT
Panchayat (Extension to Scheduled Areas) Act, 1996

The Panchayats Extension to Scheduled Areas (PESA) Act, 1996, gives special
powers to the GramSabhas in Scheduled Areas especially
For the management of natural Resources
PESA is meant to recognize, empower and promote the social, economic, cultural
and political way of life of the Scheduled Tribes (adivasis).

It also directs the state government to endow powers and authority to make Gram
Sabha and Panchayats function as Institutions of Local Self Governance, specifically
on matters of enforcing prohibition of sale and consumption of intoxicant;
ownership of minor forest produce; power to prevent alienation of land and
restoration of unlawfully alienated land, management of village markets, control
over money lending, etc. PESA also empowered gram sabha of the Scheduled Areas
to approve plans, programmes for social and economic development, identify
beneficiaries under poverty alleviation Programmes, certify utilization of funds by
gram Panchayats, protect natural resources,
Including minor forest produce and be consulted prior to land acquisition.

PESA make sure that each tier of the Local Governance is independent and Panchayats at
Higher level should not assume the powers and authority of any Panchayat at the lower
Level or of the Gram Sabha. Further, it also calls for creating the appropriate levels of
Panchayats similar to 6th Schedule area, where the Administrative boundaries are
Autonomous enough for self-rule.

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All the states with scheduled areas within their geographical boundaries were mandated
to amend their existing Panchayati Raj acts incorporating provisions of PESA within a
year,
That is, by 24 December 1997.

Provisions under PESA include the following.

1. Gram sabha at the para, majra and tola levels

2. Gram sabha to protect the traditions, beliefs and
Culture of the tribal communities
3. Local disputes to be resolved by the gram sabha
4. Gram sabha to manage and protect common properties based on their traditional
Systems of management and protection
5. The administration to seek permission from the gram sabha in case of land acquisition
6. Gram sabha to have the rights over minor forest produce; powers to restore land to the
Tribals; and control over money-lending to tribals, tribal welfare activities by social
Organizations and local plans and sub-plans for the development of tribal areas and
Communities
7. Gram sabha to have the control over local markets and melas
8. Gram sabha to have rights to control the distillation, prohibition and manufacture of
Liquor.
9. District panchayats to have rights and powers similar to the district panchayats falling
Under Sixth Schedule.
The Fifth Schedule suggests that the Governor and the Tribes Advisory Council (TAC)
should protect/promote the welfare and advancement of the Scheduled Tribes.
It follows that the correct or harmonious interpretation of PESA would be the recognition
of the traditional tribal political institutions of self-governance.

CBO structure and Subcommittees

The CBO structure of Orissa at gram Panchayat level is divided into three tiers

(1) SHG groups at grass root level

(2) CLF at ward/ village level
(3) GPLF at Gram Panchayat level.

SELF HELP GROUP

SHG is a village level Group of women composed of 10-20 members of same socio
economic background. The members make small regular savings after opening a
bank account in group name and contribute savings for further internal lending.

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Funds may then be lend back to the members according to the need. SHG as a group
need to work beyond thrift and credit mechanism.

CLUSTER LEVEL FORUM

A Cluster Level Forum (CLF) is a platform for sharing of experiences of SHGs and to
extend mutual support to improve the overall performance of SHGs. The CLF will
create voice and space for the poor in the village and help initiate development
intervention for poverty reduction.
Role: The role of CLF are as follows:
Act as a platform for sharing of experiences by SHGs
Saturate the mobilization of left out Poor, tribal and Extremely Poor &
Vulnerable Groups (EPVGs) into SHGs
Facilitate capacity building of the SHG leaders & members
Arrange for support services to SHGs and their members to ensure that all
SHG practice Panchasutras
Monthly review of SHGs and community professionals like Book keepers,
CRPs, Bank mitras etc.
Facilitate in preparation and appraisal of pro-poor inclusion plans and
micro-investment plans of member SHGs
To act as a bridge between SHG and GPLF.
Facilitate in ensuring the entitlements, basic amenities reach the needy in
the village.
Activities:

Formation and strengthening SHGs

Facilitating capacity building of SHG members
Review & monitoring SHG performance
Review of CRPs
Planning, appraising and recommending PPIF & MIP for SHGs
Follow up & ensure utilization of PPIF & CIF by SHGs

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Addressing issues based on resolution

Bridge gap between SHG & GPLF
Facilitation of SA process

STRUCTURE
CLF 5-15 SHGs
Meeting: at least monthly once

Office Bearer:

President, Secretary, Treasurer, Vice-president, & Joint Secretary

Subcommittee:

Social inclusion
SHG performance monitoring
Leadership rotation: As per tenure (Preferably in every two year)

SUBCOMMITTEES

Social Inclusion sub Committee:

The basic role of the subcommittee are to

(i) organize poor and EPVG households into SHGs (ii) identify SHGs eligible to get PPIF
(iii) appraise the eligible SHGs to access the pro-poor inclusion fund and CIF (iv) facilitate
bank linkages. (v) Facilitate in ensuring entitlement and other social security benefits to
members in the village (vi) Facilitate in ensuring access to basic amenities like health,
sanitation, education for its members (vi) Facilitate in ensuring food security for its
members in the village (Vii) Facilitation of SA process.

SHG Performance Monitoring:

The basic role of the committee is to (i) monitor the SHGs in line with ensuring Panchasutra
for effective operation of the SHGs (ii) regularly review the SHG activities (iii) engaging in
frequent field visit to ensure the regular book keeping (iv) follow up PPIF utilization.

GPLF

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A GPLF consists of women Self Help Groups (SHGs) of individuals joined together on the
basis of mutuality and affinity from the poorer sections of society. The GPLF is confined
to a network of SHGs of a particular Gram Panchayat. It provides a common platform
for member SHGs to share their experiences and to voice their problems. The GPLF can
help achieve what individual SHGs cannot, by pooling talent and resources from the
GP/Block/District. The GPLF will focus on financial intermediation, formation & nurture
to development of SHGs. It can act as a service provider to individual SHG & Cluster
level forum on demand. Once it gets matured it will act as an executive wing of GP. The
Jurisdiction of GPLF will be coterminous with the territorial jurisdiction of GP. It can
also guide and monitor the functioning of SHGs in a cluster level forum (CLF) form new
SHGs and train them on various operational areas for their sustainability.

Objectives of GPLF

o Empower the rural poor on economic and social aspects through formation and
Strengthening of SHGs.
o Build the capacities of SHGs, their members and office bearers to run the
federation efficiently.
o Borrow fund from various sources on various mutual beneficial terms and
conditions, and lend these funds to member SHGs for on-lending to their members.
o Receive grants for the benefit of the poor and utilize them according to the stated
terms and conditions. Grants may be received in cash or in kind, and may be
awarded by Government agencies, national and international institutions and
individuals.
o Resolve conflicts among SHGs and others and address social issues at the Gram
Panchayat.
o Develop and strengthen the network of SHGs in the Gram Panchayat and thereby
contribute to the sustainability of member SHGs.
o Ensure the financial sustainability of the GPLF by efficiently managing the
financial, physical and human resources available to it.

ROLE OF GPLF

o Identify and mobilize all eligible women into SHGs through motivation and
support to Cluster Level Forums (CLFs).
o Disseminate information to SHGs on a variety of topics to strengthen the activities
of the SHGs.
o Prepare a Capacity Building Plan for Member SHGs and facilitate its
implementation.
o Arrange for grading, credit rating and credit linkages.

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o Provide accounting and auditing services to SHGs.

o Provide loans to SHGs for further on-lending to their members.
o Resolve conflicts between and within SHGs.
o Provide or facilitate support services to help members to enhance their income
from selected activities.
o Liaise with Government agencies and other service providers such as banks,
insurance companies and business advisory services.
o Any other role which will enhance the quality of life of member SHGs
o Tie up arrangement with central & state Govt. to help SHG participate in
exhibition, fairs & mela.

STRUCTURE OF GPLF

Organizational structure

A. Gram Panchayat-level federation General Body (GPLF-GB).

All the SHG members in that GP will form the Gram Panchayat-level federation General Body (GPLF-
GB).The federation shall meet at least once a year preferable in the month of October last week to desire
/ improve the Action plan, monitor and review its progress, approve the financial statement , review the
inclusion of poor & EPVG in the SHG fold, and also resolve differences and disputes between different
Self Help Groups, resolve conflict if any to finalize the allegations, take action against the defaulters,
approve the arrangements for the collection of public / voluntary donations and contributions from the
community and individual members, lay down procedure for the community and individual members,
lay down procedure for the operation of maintenance of assets created, approve the activities that can be
taken up with the money available in the GPLF account. Such meeting shall be held within not more
than fifteen months after the date of the last preceding meeting.

B. Representative General Body of GPLF (RGB).

Representatives of each SHG who are member of the CLF Executive Committee or in other words the
Executive Committee members of the CLF together will be called the GPLF-RGB. The representative
body will meet at least once in a year preferably at an interval of 6 months to general body meeting to
desire/ improve the GPLF Action plan, monitor and review its progress, approve financial statements,
formation of Self-Help Groups, and also resolve differences and disputes between different Self Help
Groups if any to finalize the allegations; recommend to GPLF general body for action against the
defaulters, ensue the GB approved arrangements for the collection of public / voluntary donations and
contributions from the community and individual members, lay down procedure for the community and
individual members, lay down procedure for the operation and maintenance of assets created. The

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representative body will create voice and space for the poor in the SHG and help initiate development
intervention for poverty reduction.

C. Cluster Level Forum (CLF)

It is a platform for sharing of experiences of SHGs and extends mutual support to improve the overall
performance. The CLF will create voice and space for the poor in the village and help initiate
development intervention for poverty reduction.

SIZE: CLF will be formed at village level with 5-15 SHGs as members.

D. Gram Panchayat-level federation Executive Committee (GPLF-EC):

The GPLF-EC shall mean the Executive Committee of the Federation. As essentially an
operational body, primarily concerned with execution of Poverty eradication & livelihoods
enhancement programmes. The affairs of the Federation shall be administrated by the GPLF
executive Committee subject to the overall supervision and control of the RGB & GB. The
executive Committee will be nominated by CLFs. Each CLF shall nominate three member from
their office bearers as executive committee members of GPLF, out of which at least one
representative shall be from poor or vulnerable (based on the auto-inclusion criteria) in non-
scheduled area and in scheduled area all the 3 must be tribal and at least one amongst the three
must be poor or vulnerable based on the auto-inclusion criteria. They shall every month once.

E. Gram Panchayat-level federation Office Bearers (GPLF-OB).

The GPLF-RGB will elect the five office bearers i.e. President, vice President, Secretary, and
Joint Secretary & Treasurer from among the GPLF-EC members those are nominated office
bearers of CLF.

a. In Scheduled area, Office Bearer must be Tribal only. Out of the 5 Office Bearers, at
least 2 tribal OB must be poor or vulnerable based on the auto-inclusion criteria.
b. In non-scheduled area, at least 2 office bearers shall be elected from poor or vulnerable
based on the auto-inclusion criteria.

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The term of GPLF office bearers will be 2 years. The same person cannot be the office bearer
for more than 2 consecutive terms. Elections of Office Bearers will be conducted once in every
two years in meeting of the RGB preferably in the month of April. Members of the EC office
bearer shall not be office bearers in SHGs once they are elected to the EC officer bearer.

SUBCOMMITTEES OF GPLF

Sub-Committees shall be formed after completion of Situational Analysis in the GP.

For smooth functioning of GPLF six functional committees will be formed with members
representation from the RGB and Executive Committee of the GPLF. The GPLF may
constitute (a) Social Service Committee (b) Finance & fund management committee (c)
Procurement & Purchase committee (d) Participatory Monitoring Committee (e)
Utilization Verification Committee (f) Livelihoods promotion Committee to carry out
various developmental activities. The size of each Committee shall be 5 members out of
which 3members from RGB & Two members from EC and one must be from Poor and
EPVG category. In scheduled area, all the Sub Committee members must be tribal and
at least one must be from Poor and EPVG category. The tenure of each Committee shall
be 2 years. All committees shall coterminous with the termination of RGB. Every
committee will meet at least once in every month.

(a) SOCIAL SERVICE COMMITTEE

The Social service Committee will be formed taking 5 members out of which 3members from RGB & Two
members from EC and one must be from Poor and EPVG category. In case of Scheduled area, all the
members of the Sub Committee shall be tribal and one amongst them must belong to the Poor and EPVG
category. RGB will nominate the EC and RGB members to the Social Services Committee, subsequently
approved by the GB.
Roles and responsibilities

To ensure the inclusion of the left-out poor and tribal to groups (with the support of the
social inclusion committee of CLF)

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To prepare the inclusion plan of the GPLF

Monitoring the implementation of different social development programs of the

Government

To address social problems amongst the SHGs and/or villagers such as bonded labour, child
labour, equity issue etc.

To facilitate the members to access basic amenities like drinking water, street lights, roads,
schools and sanitation.

To educate eligible members and their spouses on the specifics of micro-insurance

programs supported by the GPLF and enroll members as appropriate.

Plan and monitor special activities for the EPVGs

Monitoring and ensuring quality management of community based services

(b) FINANCE & FUND MANAGEMENT COMMITTEE

The Finance & Fund Management committee will be formed taking 5 members out of which
3members from RGB & two members from EC and one must be from Poor and EPVG category.
In case of Scheduled area, all the members of the Sub Committee shall be tribal and one amongst
them must belong to the Poor and EPVG category. RGB will nominate the EC and RGB members
to the Finance & Fund Management Committee, subsequently approved by the GB.
Roles & Responsibilities

The Finance & Fund Management Committee will consolidate the loan applications and
submit the same to the EC of the GPLF for approval

Linkage with the bank for leveraging additional funds from the bank

Prepare the annual budget of the GPLF and place it before the Executive Committee for
approval.

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Monitor repayment performance by SHGs to the GPLF and banks, and recommend
necessary action in case of delinquency.

Recommend to create a risk fund at GPLF level to take care of the delinquency of the loan.

Recommend to GPLF introducing micro financial products in insurance and remittance.

Liaison with Institutions, Banks for tailor made Financial Products for the benefit of the
group members. The Financial product may include saving, Loan, Insurance and
Remittance.

To ensure collection of premiums from members and remittance of these premiums to the
insurance companies, without any delay.

To follow up with the insurance companies for ensuring timely release of compensation to
beneficiaries.

Facilitation for settlement of insurance claims & any other financial activity as and when
necessary.

Appraising the MIPs submitted by the member SHGs.

Reporting to GB/RGB progress on status of MIPs appraised, CIF funds received and
disbursed to members during GB/RGB meetings.

(c) PROCUREMENT & PURCHASE COMMITTEE

The Procurement & Purchase committee will be formed taking 5 members out of which 3members
from RGB & two members from EC and one must be from Poor and EPVG category. In case of
Scheduled area, all the members of the Sub Committee shall be tribal and one amongst them must
belong to the Poor and EPVG category. RGB will nominate the EC and RGB members to the
Procurement & Purchase Committee, subsequently approved by the GB.
Roles & Responsibilities

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Preparing annual procurement plans and submitting the same to the Executive Committee
for approval and take validation of GPLF GB/RGB.

Taking responsibility for implementation of procurement plans and ensuring compliances

with agreed procurement procedures.

Ensuring that the display board provided updated information on all procurement
decisions.

Ensuring that all member SHGs are aware about procurement procedures.

Reporting to GB/RGB during the GB/RGB meeting on Procurement & Purchase made
during the year, issues arising during procurement and process undertaken to resolve these
issues.

(d) PARTICIPATORY MONITORING COMMITTEE

The Participatory Monitoring Committee will be formed taking 5 members out of which 3
members from RGB & two members from EC and one must be from Poor and EPVG category. In
case of Scheduled area, all the members of the Sub Committee shall be tribal and one amongst
them must belong to the Poor and EPVG category. RGB will nominate the EC and RGB members
to the Participatory Monitoring Committee, subsequently approved by the GB.
Responsibilities

The Committee shall ensure and monitor that funds allocated by GPLF.

It shall inform the GB regarding irregularities, if any, in the group.

It shall monitor the left-out poor have been formed into groups or not

If any complain regarding the functioning of GPLF is received at OLM office, the
Committee shall redress before intervention by the project team.

Ensuring that all the committees follow the procurement procedures.

Reporting to GB regarding any violation or deviation of rules by the EC or any other

committees.

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Monitoring the adherence to project principles and rules in selection of beneficiaries,

implementation of sub-projects and all decisions of GB/RGB.

Ensuring that transparency and accountability systems are in place and functioning.

Investigating and reporting to EC any instances of complaints or reports of

misappropriation or misuse of loan funds.

Monitoring SHG performance, particularly on timely repayment of loans by members, and

recommend necessary action in the case of delinquency. Ensuring grading / credit rating
of eligible SHGs, review the linkage status at regular intervals, and ascertain that all
eligible groups are linked with local banks.

(e) UTILIZATION VERIFICATION COMMITTEE

The Utilization Verification Committee will be formed taking 5 members out of which 3members
from RGB & Two members from EC and one must be from Poor and EPVG category. In case of
Scheduled area, all the members of the Sub Committee shall be tribal and one amongst them must
belong to the Poor and EPVG category. RGB will nominate the EC and RGB members to the
Utilization Verification Committee, subsequently approved by the GB.
Responsibilities

1 Verify randomly at least 25% of the loans sanctioned to SHGs to confirm utilization of
funds for intended purposes;

2 Record outcome of random verification of sanctioned loans in a systematic way; and

3 Report to EC regarding any instances of misuse of loan funds, other than intended
purposes.

(f) LIVELIHOOD PROMOTION COMMITTEE

The Livelihood Promotion Committee will be formed taking 5 members out of which 3members
from RGB & Two members from EC and one must be from Poor and EPVG category. In case of
Scheduled area, all the members of the Sub Committee shall be tribal and one amongst them must

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belong to the Poor and EPVG category. RGB will nominate the EC and RGB members to the
Livelihood Promotion Committee, subsequently approved by the GB.
Responsibilities

1. The Livelihood Promotion Committee to render services like identifying the suitable livelihoods
options for the member organizations or individuals.

2. To facilitating the SHGs and its members for preparing household micro investment plans.

3. To facilitating the SHGs and its members for preparing micro enterprise plans for promotion of
livelihoods.

4. Committee shall also be responsible for organizing producers groups to take up agriculture and
other allied livelihoods.

5. Collective marketing shall also be facilitated by the committee for Promotion of cluster level
enterprises.

SCHEMATIC / DIGRAMATIC REPRESENTATIONS

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GPLF

CLF

SHG

CBO STRUCTURE BOTTOM TO TOP

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Group of Gram
ward
hamlets panchayat

Panchayat- common structure

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FROM -SHG TO CLF (CLF is formed from 5-15 SHGs)

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Gram panchayat
(local self Government)

Gramsabha
(Governance process)

elected representatives
office bearers community people
(sarpanch, (CBO, AWW,ASHA,
(E.O/GRS) naiksarpanch, ward SHGs)
members)

Connecting chart of GP with local community

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Contact Information
RENJTH, MENTOR RP

KUDUMBASHREE-NRO, PRI-CBO CONVERGENCE PROJECT

RENJITH THYAGU IMAGE FROM

MENTOR RP IMAGE FROM KINJERKELA BALISHANKARA GP , SHG
CRP - CONVERGENCE MEETING
REVIEW

Tel 8907981512
renjithts00000@gmail.com

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