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Key

Information
Memorandum
and application form
Open Ended Equity / Hybrid Schemes
Canara Robeco Infrastructure Canara Robeco Equity Diversified
Canara Robeco Balance Canara Robeco Emerging Equities
Canara Robeco Nifty Index Canara Robeco Equity Tax Saver
Canara Robeco F.O.R.C.E Fund

Open Ended Debt / Money Market Schemes


Canara Robeco Floating Rate Canara Robeco Liquid
Canara Robeco Treasury Advantage Fund Canara Robeco Income
Canara Robeco Gilt PGS Canara Robeco Dynamic Bond Fund
Canara Robeco Short Term Fund Canara Robeco Monthly Income Plan

Canara Robeco Mutual Fund


Investment Manager : Canara Robeco Asset Management Co. Ltd.
Construction House, 4th Floor, 5, Walchand Hirachand Marg,
Ballard Estate, Mumbai 400 001.
Tel.: 6658 5000, 6658 5086 Fax: 6658 5012 / 13.
www.canararobeco.com

This Key Information Memorandum (KIM) sets forth the information, which a prospective investor ought to know before investing. For further details of the scheme/Mutual
Fund, due diligence certificate by the AMC, Key Personnel, investors' rights & services, risk factors, penalties & pending litigations etc. investors should, before investment,
refer to the Scheme Information Document and Statement of Additional Information available free of cost at any of the Investor Service Centres or distributors or from the
website: www.canararobeco.com.
The Scheme particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds) Regulations 1996, as amended till date, and filed
with Securities and Exchange Board of India (SEBI). The units being offered for public subscription have not been approved or disapproved by SEBI, nor has SEBI certified the
accuracy or adequacy of this Key Information Memorandum.
This Key Information Memorandum (KIM) dated as on 1st April, 2010.
Canara Robeco Infrastructure Canara Robeco Equity Diversified Canara Robeco Emerging Equities

Type & Category : Open Ended Equity Scheme Type & Category : Open Ended Equity Scheme Type & Category :Open Ended Equity Scheme

Investment Objective : To generate income/capital Investment Objective : To generate capital Investment Objective :To generate capital appreciation
appreciation by investing in equities and equity related appreciation by investing in equity and equity related by primarily investing in diversified mid cap stocks.
instruments of companies in the infrastructure sector. securities.

Investment Strategy: Canara Robeco Infrastructure is Investment Strategy: The Scheme would adopt a Investment Strategy: The Scheme is an open-ended
an open-end Scheme having a primary objective to bottom-up approach to investing with an aim of scheme with an objective to generate long term capital
generate income / capital appreciation by investing in identifying companies with strong competitive position appreciation by primarily investing in diversified mid
equities / equity related instruments of companies in in good business and having quality management. cap stocks that have potential to emerge as the bigger
the infrastructure sector. Essentially, the focus would be on fundamentally strong Corporates with higher performance. The scheme is
The Association of Mutual Funds in India (AMFI) has laid companies with scope for good growth over time. Some designed to invest in shares of those companies, which
down classification of industries which is treated as a key factors such as Fundamentals of the business, the hold high potential to emerge as the better performers
base list for classification of industries under the quality of management, the financial strength of the in the future.
Infrastructure Sector. However, the list of industries is company, etc. would be considered at the time of stock Indian Corporates have emerged as globally
indicative and the AMC may add such other industries / selection. The AMC would incorporate adequate competitive, cost conscious, profit oriented enterprises
sectors which broadly satisfy the category of safeguards for controlling risks in portfolio construction with the built-in capacity to exploit the global
infrastructure industries. The Indian economy has been process at the time of investing. Stock specific risk will opportunities. With such robust business model,
among the fastest growing economies in the world. If be minimized by investing only in those companies that though they are mid-sized / small sized in terms of
the growth rate has to be sustained over a longer have been thoroughly analyzed by the AMC. The AMC market capitalization today, they have the potential to
period, the country needs huge infrastructure will also monitor and control maximum exposures to emerge as blue chips of tomorrow. The dynamically
spending. One of the key constraints for the Indian any one security. changing and fastest growing Indian economy is
corporates to become globally competitive is enabling entrepreneurs to capitalize on the growth
inadequate infrastructure. Realising the urgency and opportunities. Such companies command low P/E ratio
importance of infrastructure development, the as compared to industry P/E. When they achieve higher
government has initiated a number of measures. The growth rate, automatically the value get unlocked and
government has created a positive regulatory and consequently the P/E ratio would improve thereby
policy environment like implementation of the facilitating wealth creation to the shareholders. They
Electricity Act, Telecom policies, etc. The country needs have the potential of becoming the blue chips of the
additional Power, Telecom, Aviation and the Maritime market tomorrow. Such companies offer good scope
sectors etc. The government is finding innovative ways for investments.
of funding through Public-Private Partnership
initiatives, imposition of cess, etc. There are good
investments happening in roads, seaports, airports,
power, oil and gas sectors, water supply, sewerage, etc.
Hence one of the key economic growth drivers today is
the huge infrastructure spending.
With the spending, many companies in the
infrastructure sector stand to benefit by way of
increased turnover and higher earnings. This presents
ideal opportunities in the stock market, as the market
capitalization of these companies will also grow in tune
with the earnings growth. The scheme is designed to
invest in shares of those companies, which hold high
potential to benefit from such infrastructure spending.
The scheme will look for companies, which are
reasonably valued and are having high earnings growth
potential in the infrastructure sector.

Asset Under Management (31.03.2010) (INR crs) : Asset Under Management (31.03.2010) (INR crs) : Asset Under Management (31.03.2010) (INR crs) :
173.79 289.43 26.73

Number of Live Folios : 39447 Number of Live Folios : 124575 Number of Live Folios : 6239

Comparison with Other Schemes : Canara Robeco Comparison with Other Schemes : Canara Robeco Comparison with Other Schemes : Canara Robeco
Infrastructure captures the opportunity created by huge Equity Diversified follows a predominantly bottom-up Emerging Equities provides a portfolio of well diversfied
growth in capital formation in the economy, through a investment approach with a focus on fundamentally growth oriented companies within small and midcap
predominantly large-cap oriented portfolio. The fund sound companies which are likely to deliver superior universe. The Fund identifies stars of tommorrow within
follows a thematic approach towards Infrastructure capital appreciation over the medium-term. The fund the segment.
with a 'Growth' style of investing. The fund has a bias has a predominant focus on large caps with select high
towards concentrated holdings on high conviction conviction mid cap ideas. The fund provides a blend of
ideas. 'Growth' and 'Value' style of investing.
Canara Robeco Infrastructure Canara Robeco Equity Diversified Canara Robeco Emerging Equities

Asset Allocation Asset Allocation Asset Allocation


Instruments % of Investible Instruments % of Investible Instruments % of Investible
Funds (Indicative) Funds (Indicative) Funds (Indicative)
Min Max Min Max Min Max
Mid & Small Cap equity and
Equity and Equity related Equity and Equity related 85 100 equity related instruments* 65 100
instruments of companies instruments.
in the infrastructure sector 75 100 Money Market instruments. 0 15 Equity & equity related
including derivatives of such instruments of Companies
companies other than the above 0 35
Domestic Debt and Money 0 25
Market Instruments Domestic Debt and Money
Market Instruments 0 35

*For the purpose of this Fund, Mid & Small Cap


Companies are defined as those which are ranked from
151 to 500 on the basis of market capitalisation. The
ranking will be reviewed periodically.
Exposure by the Scheme in derivative instruments for
the purpose of hedging and portfolio rebalancing shall
not exceed 30% of the Net Assets of Scheme.
Investment by the Scheme in ADRs/GDRs shall not
exceed 10% of the net assets of the Scheme as on the
date of such investments.
The Scheme may invest in Foreign Securities up to 10%
of the net assets of the Scheme (subject to an overall
limit of 10% of the net assets of the Fund) as on 31st
March of each relevant year of the investment.
The stock lending done by the Scheme shall not exceed
15% of the net assets of the Scheme as on the date of
such lending and that the maximum limit per
intermediary shall not exceed 5% of the net assets of
the Scheme.

Benchmark Index : Benchmark Index : Benchmark Index :


BSE 100 BSE 200 CNX Mid Cap

Plans/ Options : Plans/ Options : Plans/ Options :


Growth Option Growth Option Growth Option
Growth Option with Automatic Repurchase Growth Option with Automatic Repurchase
Dividend Option - Dividend Reinvestment,
Dividend Option - Dividend Reinvestment, Dividend Option - Dividend Reinvestment,
Dividend payout
Dividend payout Dividend Payout
Bonus Option Bonus Option
Minimum Investment : Minimum Investment : Minimum Investment :
Lumpsum : Rs. 5000 in multiples of Rs. 1 thereafter Lumpsum : Rs. 5000 in multiples of Rs. 1 thereafter Lumpsum : Rs. 5000 in multiples of Rs. 1 thereafter
SIP/STP : For monthly frequency - Rs. 1000 and in SIP/STP : For monthly frequency - Rs. 1000 and in SIP/STP : For monthly frequency - Rs. 1000 and in
multiples of Rs. 1 thereafter multiples of Rs. 1 thereafter multiples of Rs. 1 thereafter
For quarterly frequency - Rs. 2000 and in multiples of For quarterly frequency - Rs. 2000 and in multiples of For quarterly frequency - Rs. 2000 and in multiples of
Rs. 1 thereafter Rs. 1 thereafter Rs. 1 thereafter

Fund Manager : Fund Manager : Fund Manager :


Mr. Anand Shah Mr. Nimesh Chandan Mr. Nimesh Chandan
Canara Robeco Infrastructure Canara Robeco Equity Diversified Canara Robeco Emerging Equities

Performance Performance Performance

Scheme Benchmark Scheme Benchmark Scheme Benchmark


Inception Date 2.12.05 2.12.05 Inception Date 16.9.03 16.9.03 Inception Date 11.3.05 11.3.05
Performance 1 year 94.36% 88.17% Performance 1 year 109.66% 92.87% Performance 1 year 155.47% 126.12%
Performance 3 years 18.36% 12.16% Performance 3 years 20.18% 12.19% Performance 3 years 10.51% 16.65%
Since inception 19.16% 16.84% Performance 5 years 23.01% 20.44% Performance 5 years 15.31% 21.35%
NAV on 31.03.2010 (Growth Option) Rs. 21.3600 Since inception 27.77% 23.50% Since inception 14.25% 19.68%
NAV on 31.03.2010 (Growth Option) Rs. 49.6900 NAV on 31.03.2010(Growth Option) Rs. 19.6200

Returns : CAGR Past performance may or may not be Returns : CAGR Past performance may or may not be Returns : CAGR Past performance may or may not be
sustained in future. sustained in future. sustained in future.

Performance of the Scheme Performance of the Scheme Performance of the Scheme


(Growth Option) (Growth Option) (Growth Option)
100 120 200
80 100
150
60 80
Returns (%)

Returns (%)

Returns (%)
60 100
40
40
20 50
20
0
0 0
-20 -20
-50
-40 -40
-60 -60 -100
31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar
06 07 08 09 10 06 07 08 09 10 06 07 08 09 10
YoY absolute returns Benchmark YoY absolute returns Benchmark YoY absolute returns Benchmark

Entry Load : Nil** Entry Load : Nil** Entry Load : Nil**


Exit Load : Exit Load : Exit Load :
Lumpsum / SWP : Lumpsum / SWP : Lumpsum / SWP :
1% - If redeemed / switched out within 1 year from the 1% - If redeemed / switched out within 1 year from the 1% - If redeemed / switched out within 1 year from the
date of allotment date of allotment date of allotment
Nil – if redeemed / switched out after 1 year from the Nil – if redeemed / switched out after 1 year from the Nil – if redeemed / switched out after 1 year from the
date of allotment date of allotment date of allotment
SIP/STP : SIP/STP : SIP/STP :
1% - if redeemed / switched out within 2 years from the 1% - if redeemed / switched out within 2 years from the 1% - if redeemed / switched out within 2 years from the
date of allotment date of allotment date of allotment
Nil – if redeemed / switched out after 2 years from the Nil – if redeemed / switched out after 2 years from the Nil – if redeemed / switched out after 2 years from the
date of allotment date of allotment date of allotment

Actual Recurring Expenses for the previous financial Actual Recurring Expenses for the previous financial Actual Recurring Expenses for the previous financial
year ended September 30,2009 : 2.42% year ended September 30,2009 : 2.37% year ended September 30,2009 : 2.50%
Canara Robeco Canara Robeco Balance Canara Robeco Canara Robeco F.O.R.C.E
Equity Tax Saver Nifty Index Fund
Type & Category : Open Ended Equity Type & Category : Open Ended Balanced Type & Category :Open Ended Nifty Type & Category :Open Ended Equity
Linked Tax Saving Scheme Scheme Linked Equity Scheme Scheme

Investment Objective : ELSS seeking to Investment Objective : To seek to Investment Objective : To generate Investment Objective : The objective of
provide long term capital appreciation generate long term capital appreciation income/capital appreciation by the Fund is to provide long - term capital
by predominantly investing in equities and / or income from a portfolio investing in companies whose securities appreciation by primarily investing in
and to facilitate the subscribers to seek constituted of equity and equity related are included in the S & P CNX Nifty. equity and equity related securities of
tax benefits as provided under Section securities as well as fixed income companies in the Finance, Retail &
securities (debt and money market Entertainment sectors.
80 C of the Income Tax Act, 1961 securities)

Investment Strategy : The Scheme aims Investment Strategy : Canara Robeco Investment Strategy : Canara Robeco Investment Strategy : Canara Robeco
to achieve long term capital Balance is an open ended equity based Nifty Index being an index linked scheme F.O.R.C.E Fund (Financial Opportunities,
appreciation by predominantly Scheme with partial allocation to Debt follows passive style of management Retail Consumption & Entertainment
investing in equities to facilitate the Instruments. The Scheme is positioned and is subject to tracking errors. The Fund) is an open-end Scheme having a
subscribers to seek tax benefits as as a lower risk alternative to a pure Scheme may invest in other indices primary objective to generate income /
provided under Section 80 C of the equities scheme, while retaining some managed by the AMC or in the index capital appreciation by investing in
Income Tax Act, 1961. Given the lock-in of the upside potential from equities schemes of any other Mutual Funds, equities / equity related instruments of
feature of the Scheme, the fund exposure. The Scheme provides the provided it is conformity to the companies in the Finance, Retail &
manager is entrusted with the levy to Investment Manager with the flexibility investment objectives of the Scheme Entertainment sectors. The Scheme
engage in long term investing with no to shift allocations within the prescribed and in terms of the prevailing would aim to capture opportunities
sudden liquidity pressures. The asset allocation brackets in the event of Regulations. within the above said sectors primarily
investment emphasis of the scheme will a change in view regarding an asset The Scheme will be managed passively apart focusing on other sectors.
be in identifying companies with strong class. with investments in stocks in a Some Opportunities in the financial
competitive position in good business The Equity Investment philosophy would proportion that is as close as possible to sector include - Banks – Public & Private,
and having quality management. The bottom-up stock picking with the aim to the weightage of these stocks in the Investment Banks, Distribution Houses,
AMC will follow an active investment invest in companies with strong respective index. The investment Listed asset management companies,
style supported by in-house research. competitive position in good business strategy would revolve around reducing Insurance Companies, Brokerage
and having quality management. the tracking error to the least possible Houses, etc. Opportunities in the
Essentially, the focus would be on through regular rebalancing of the entertainment sector include –
fundamentally strong companies with portfolio, taking into account the Broadcasting, Electronic and Print
scope for good growth over time. Some change in weights of stocks in the index. Media, Content providers, Multiplexes,
key factors such as Fundamentals of the In addition, the Investment Manager etc. On the Retail Side, Organized
business, the quality of management, will study the macro economic players facilitating Retail Consumption
the financial strength of the company, conditions, including the political, provide a wide array of investment
etc. would be considered at the time of economic environment and factors opportunities going forward.
stock selection. affecting liquidity and interest rates. The The investment emphasis of the scheme
On the remaining portion of the Investment Manager would use this will be in identifying companies with
portfolio, the Scheme would invest analysis to assess the likely direction of strong competitive position in good
some portion of the portfolio in Money interest rates and position the portfolio business and having quality
Market Instruments so as to meet the appropriately to take advantage of the management. The AMC will follow an
normal repurchase requirements. The same on the fixed income portion of the active investment style supported by in-
remaining investment will be made in portfolio. house research. Essentially, the focus
securities which are either expected to would be on fundamentally strong
be reasonably liquid or of varying companies with scope for good growth
maturity. However, the NAV of the over time. The AMC, in selecting the
Scheme may be affected, if the securities scrips will focus on the fundamentals of
invested in are rendered illiquid after the business, the industry structure, the
investment. In addition, the Investment quality of management sensitivity to
Manager will study the macro economic economic factors, the financial strength
conditions, including the political, of the company and the key earnings
economic environment and factors drivers.
affecting liquidity and interest rates.

Asset Under Management (31.03.2010) Asset Under Management (31.03.2010) Asset Under Management (31.03.2010) Asset Under Management (31.03.2010)
(INR crs) : 154.68 (INR crs) : 164.49 (INR crs) : 9.03 (INR crs) : 194.46

Number of Live Folios : 72197 Number of Live Folios : 64216 Number of Live Folios : 1942 Number of Live Folios : 12129

Comparison with Other Schemes : Comparison with Other Schemes : Comparison with Other Schemes : Comparison with Other Schemes :
Canara Robeco Equity Tax Saver is an Canara Robeco Balance aims to Canara Robeco Nifty Index is an index Canara Robeco FORCE Fund is an open
ELSS with a 3 year lock-in period generating long-term capital fund following passive style of investing ended thematic fund predominantly
providing Tax Benefits under Sec 80 C of appreciation through a prudent mix of by tracking S&P Nifty. investing in 3 sectors benefitting from
Income Tax Act. The fund benefits from equity and debt portfolio, suitable for the rising and stable domestic demand
long term investing due to its lock-in and the average investor as it takes away the i.e. Financial Services, Retail
has a balanced portfolio of large and burden of focusing on asset allocation Consumption and Media &
mid cap stocks with a 'Growth' style of between equity & debt. The fund invests Entertainment. The fund will also look
investing. in a careful blend of select stocks and for opportunity to invest in few other
debt securities which effectively spreads companies which benefit from this
the risk. theme not covered in the sectors
mentioned above. The fund will invest in
stocks across the Market Capitalisation
range and will look to follow 'Growth'
style of investing.
Canara Robeco Canara Robeco Balance Canara Robeco Canara Robeco F.O.R.C.E
Equity Tax Saver Nifty Index Fund
Asset Allocation Asset Allocation Asset Allocation Asset Allocation
Instruments % of Investible Instruments % of Investible Instruments % of Investible Instruments % of Investible
Funds (Indicative) Funds (Indicative) Funds (Indicative) Funds (Indicative)
Min Max Min Max Min Max Min Max
Equity and Equity Equity and Equity Equities covered by # Equity and equity
related 80 100 related 40 75 the Nifty in the related instruments
Instruments. instruments same of companies in the
Money Market percentage Finance, Retail &
Debt Securities
instruments. 0 20 weightage as in Entertainment
including
the Nifty (including 90 100 sector 65 100
Securitized debt
Exchange Traded Other Equity and
having
Equity Derivatives equity related
rating above AA or 25 60
on the instruments 0 35
equivalent,Money
S&P CNX Nifty).
Market Domestic Debt and
Instruments, Govt. Money Market Money Market
Securities Instruments 0 10 instruments
including Call (Including
Money. securitised debt up
to 10% of net assets) 0 35

# The scheme shall invest minimum 40%


and maximum 65% in Finance Sector,
minimum 15% and maximum 35% in
Entertainment sector and minimum 10%
and maximum 25% in Retail sector.
Exposure by the Scheme in derivative
instruments for the purpose of hedging
and portfolio rebalancing shall not
exceed 30% of the total Net Assets of
Scheme.
n Investment by the Scheme in
ADRs/GDRs shall not exceed 10% of
the net assets of the Scheme as on
the date of such investments.
n The Scheme may invest in Foreign
Securities up to 10% of the net
assets of the Scheme (subject to an
overall limit of 10% of the net assets
of the Fund) as on 31st March of
each relevant year of the
investment.
n The stock lending done by the
Scheme (if any) shall not exceed
25% of the net assets of the Scheme
as on the date of such lending.
The scheme shall not make any
investments in foreign securitized debt.

Benchmark Index : Benchmark Index : Benchmark Index : Benchmark Index :


BSE 100 Crisil Balanced Fund Index S & P CNX Nifty S & P CNX Nifty

Plans/ Options : Plans/ Options : Plans/ Options : Plans/ Options :


Growth Option Growth Option Growth Option Retail Plan :
Dividend Option - Dividend Dividend Option - Dividend Dividend Option - Dividend Growth Option
Reinvestment Reinvestment Reinvestment Growth option with automatic repurchase
- Dividend payout - Dividend payout - Dividend payout Dividend Option - Dividend Reinvestment
- Dividend payout

Institutional Plan :
Growth Option
Growth option with automatic repurchase
Dividend Option - Dividend Reinvestment
- Dividend payout
Minimum Investment : Minimum Investment: Lumpsum : Rs. Minimum Investment : Minimum Investment :
Lumpsum : Rs. 500 in multiples of Rs. 1 5000 in multiples of Rs. 1 thereafter. Lumpsum : Rs. 5000 in multiples of Rs. 1 Retail Plan : Rs.
thereafter NRI/FII/OCBs : Rs.50,000 & in multiples thereafter 5,000.00 and multiples of Re.1.00
SIP/STP : For monthly frequency - Rs. of Rs.1,000. Corporates/Trusts & SIP/STP : For monthly frequency - Rs. thereafter. Subsequent purchases:
Institutional Investors : Rs.50,000 & in
500 and in multiples of Rs. 1 thereafter multiples of Rs.10,000 1000 and in multiples of Rs. 1 thereafter Minimum amount of Rs. 500.00 and
For quarterly frequency - Rs. 1000 and SIP/STP : For monthly frequency - Rs. For quarterly frequency - Rs. 2000 and in multiples of Re. 1.00 thereafter.
in multiples of Rs. 1 thereafter 1000 and in multiples of Rs. 1 thereafter. multiples of Rs. 1 thereafter Institutional Plan :
For quarterly frequency - Rs. 2000 and in Rs. 5,00,00,000.00(Rs. 5 cr) and
multiples of Rs. 1 thereafter multiples of Re. 1 thereafter. Subsequent
purchases: Minimum amount of
Rs.5,00,000.00 (Rs Five Lakhs) and
multiples of Re.1.00 thereafter.
Canara Robeco Canara Robeco Balance Canara Robeco Canara Robeco F.O.R.C.E
Equity Tax Saver Nifty Index Fund
Minimum Investment :
SIP/STP : For monthly frequency - Rs.
1000 and in multiples of Rs. 1 thereafter
For quarterly frequency - Rs. 2000 and in
multiples of Rs. 1 thereafter

Fund Manager : Fund Manager : Fund Manager : Fund Manager :


Mr. Anand Shah Mr. Nimesh Chandan / Mr. Akhil Mittal Mr. Nimesh Chandan Mr. Anand Shah

Performance Performance Performance Performance

Scheme Benchmark Scheme Benchmark Scheme Benchmark Scheme Benchmark


Inception Date 31.3.93 1.1.90 Inception Date 1.2.93 31.3.02 Inception Date 8.10.04 5.7.90 Inception Date 14.9.09 14.9.09
Performance 1 year 115.17% 88.17% Performance 1 year 73.24% 47.31% Performance 1 year 71.86% 73.76% Since inception 15.20% 9.16%
Performance 3 years 22.86% 12.16% Performance 3 years 15.34% 11.36% Performance 3 years 10.40% 11.14% NAV on 31.03.2010(Growth Option)
Performance 5 years 27.70% 21.70% Performance 5 years 23.58% 15.91% Performance 5 years 19.92% 20.85% Rs. 11.5200
Performance 10 years10.31% 12.34% Performance 10 years17.58% - Since inception 20.41% 21.32%
Since inception 15.34% 13.83% Since inception 10.42% - NAV on 31.03.2010(Growth Option)
NAV on 31.03.2010(Growth Option) NAV on 31.03.2010(Growth Option) Rs. 27.6700
Rs. 23.3300 Rs. 54.8300
Returns : CAGR Past performance may Returns : CAGR Past performance may Returns : CAGR Past performance may Returns : Absolute Past performance
or may not be sustained in future. or may not be sustained in future. or may not be sustained in future. may or may not be sustained in future.

Performance of the Scheme Performance of the Scheme Performance of the Scheme Performance of the Scheme
(Growth Option) (Growth Option) (Growth Option) (Growth Option)
120 100 80 16
100 80 14
60
80 12
60
Returns (%)

Returns (%)

Returns (%)

Returns (%)
60 40
10
40 40
20 8
20 20
0 0 6
0 4
-20
-20 -20
-40 2
-60 -40 -40 0
31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Jan 31 Jan 31 Jan 30 Jan 29 Jan Since Inception
06 07 08 09 10 06 07 08 09 10 06 07 08 09 10
Absolute Returns Benchmark
YoY absolute returns Benchmark YoY absolute returns Benchmark YoY absolute returns Benchmark (Note : Scheme has been not completed 1 year)

Entry Load : Nil** Entry Load : Nil** Entry Load : Nil** Entry Load : Nil
Exit Load : For all investment Exit Load : Exit Load : Exit Load : Lumpsum / SWP / SIP/STP :
amounts Lumpsum / SWP : Lumpsum / SWP / SIP/ STP : 1% - If redeemed / switched out within 1
Lump Sum/SIP/STP : Nil 1% - If redeemed / switched out within 1% - If redeemed / switched out within year from the date of allotment, Nil – if
1 year from the date of allotment 1 year from the date of allotment redeemed / switched out after 1 year
from the date of allotment
Nil – if redeemed / switched out after Nil – if redeemed / switched out after
1 year from the date of allotment 1 year from the date of allotment
SIP/STP :
1% - if redeemed / switched out within
2 years from the date of allotment
Nil – if redeemed / switched out after
2 years from the date of allotment

Actual Recurring Expenses for the Actual Recurring Expenses for the Actual Recurring Expenses for the Actual Recurring Expenses for the
previous financial year ended September previous financial year ended previous financial year ended previous financial year ended
30,2009 : 2.50% September 30,2009 : 2.43% September 30,2009 : 1.00% September 30,2009 : 2.06%
Canara Robeco Floating Canara Robeco Liquid Canara Robeco Treasury Canara Robeco
Rate - Short Term Plan Advantage Fund Monthly Income Plan
Type & Category : Open Ended Debt Type & Category : Open Ended Cash Type & Category : Open Ended Debt Type & Category : Open Ended Debt
Scheme Management Scheme Scheme Scheme
Investment Objective : To generate Investment Objective : To enhance the Investment Objective : To generate Investment Objective : To generate
income as well as capital appreciation by income, while maintaining a level of income/capital appreciation through a Income by investing in Debt instruments,
mitigating interest rate risk through liquidity through, investment in a mix of low risk strategy by investment in Debt MMI and small portion in equity.
investment in Floating and Fixed Rate MMI & Debt securities. Securities and Money Market
Debt Instruments. Instruments.

Investment Strategy : In Canara Robeco Investment Strategy : In Canara Robeco Investment Strategy : The focus of the Investment Strategy : The Scheme will
Liquid the funds will be invested in Money Liquid the funds will be invested in Money Scheme is to achieve the investment invest primarily in Debt and Money
Market Instruments (with un-expired Market Instruments (with un-expired objective through investments in market instruments with an objective to
maturity less than 91 days) offering maturity less than 91 days) offering combination of debt and money market generate regular returns. The secondary
reasonable liquidity and returns, with risk reasonable liquidity and returns, with risk instruments having varied yield and objective of the Scheme is to generate
perceived by the Investment Manager perceived by the Investment Manager maturity profile. The Scheme is long-term capital appreciation by
and a portion of the funds will also be and a portion of the funds will also be positioned as an intervening investment investing a portion of the Scheme's
invested in rated and un-rated corporate invested in rated and un-rated corporate avenue between long-term debt scheme assets in equity and equity related
bonds and debentures. bonds and debentures. and short term liquid scheme. Apart from instruments.
investment restrictions under SEBI (MF) The funds will be invested in debt and
Regulations, the Fund does not presently money market securities of different
intend to follow any internal norms vis-a- maturities and risk profiles. The
vis limiting exposure to a particular investments may be made in primary as
security or sector etc. However, the Fund well as secondary markets. As far as
may consider imposing any restrictions possible, the portfolio will be adequately
depending on the changes in the diversified to reduce the risk of
investment environment from time to underperformance, arising out of
time. unexpected security-specific factors.
The fund will be invested in debt and Investments will be made in State /
money market securities of different Central Government Securities, Treasury
maturity and risk profiles. The Bills : i) supported by the ability to borrow
investments may be made in primary as from the Treasury ii) supported by
well as secondary markets. As far as sovereign guarantee or of the State
possible, the portfolio will be adequately Government iii) supported by the
diversified to reduce the risk of under- Government of India / State Government
performance arising out of unexpected in any other manner.
security-specific factors. Investments will The Scheme being open ended, some
be made in State / Central Government portion of the portfolio may be invested
Securities, Treasury Bills : i) supported by in Money Market Instruments so as to
the ability to borrow from the Treasury ii) meet the normal repurchase
supported by sovereign guarantee or of requirements. The remaining investment
the Statement Government, iii) will be made in securities which are
supported by the Government of India / either expected to be reasonably liquid or
State Government in any other manner. of varying maturity. However, the NAV of
The Scheme will seek to underwrite the Schemes may be affected, if the
issuance of Government Securities if any, securities invested in are rendered
to the extent permitted by SEBI/RBI, illiquid after investment. The Investment
subject to the prevailing rules and Manager targets to identify securities
regulations specified in this respect. The which offer optimum level of yield at
Scheme may also participate in their lower level of risks. Rated debt
auction from time to time. In addition, instruments in which the Scheme invests
the Investment Manager will study the will be of investment grade as rated by
macro economic conditions, including the credit rating agency. In addition, the
political, economic environment and Investment Manager will monitor the
factors affecting liquidity and interest macro economic conditions, including
rates. The Investment Manager would the political, economic environment and
use this analysis to assess the likely factors affecting liquidity and interest
direction of interest rates and position rates.
the portfolio appropriately to take The Equity Investment philosophy would
advantage of the same. be bottom-up stock picking with the aim
to invest in companies with strong
competitive position in good business
and having quality management.
Essentially, the focus would be on
fundamentally strong companies with
scope for good growth over time.

Asset Under Management (31.03.2010) Asset Under Management (31.03.2010) Asset Under Management (31.03.2010) Asset Under Management (31.03.2010)
(INR crs) : 47.13 (INR crs) : 1827.91 (INR crs) : 3463.72 (INR crs) :199.90

Number of Live Folios : 548 Number of Live Folios : 600 Number of Live Folios : 981 Number of Live Folios : 6116

Comparison with Other Schemes : Comparison with Other Schemes : Comparison with Other Schemes : Comparison with Other Schemes :
Canara Robeco Floating Rate offers an Canara Robeco Liquid invests in only Canara Robeco Treasury Advantage Fund Canara Robeco Monthly Income Plan is a
investment option with mix of fixed and short-term money market instruments seeks to provide consistent income and debt oriented hybrid fund which aims to
floating rate instruments in its portfolio. with an aim to generate higher return liquidity through investments made generate consistent income and stable
The fund is similar to a money market than the risk free rate of return and primarily in money market and debt performance with a small participation
fund and is less sensitive to interest rate ensuring liquidity at all the time. The fund securities following a low risk strategy. to equity investments.
fluctuations. is suitable for investments with very short The portfolio duration of the fund tends
term horizon & to park surplus moneys. to b slightly higher than a liquid fund.
Canara Robeco Floating Canara Robeco Liquid Canara Robeco Treasury Canara Robeco
Rate - Short Term Plan Advantage Fund Monthly Income Plan
Asset Allocation Asset Allocation Asset Allocation Asset Allocation
Instruments % of Investible Instruments % of Investible Instruments % of Investible Instruments % of Investible
Funds (Indicative) Funds (Indicative) Funds (Indicative) Funds (Indicative)
Min Max Min Max Min Max Min Max
MMI/Call/Debt Debt (including
Floating Rate Debt, Money Market Instruments with securitized Debt 75 90
Money Market Instruments / 65 100 residual average 20 100 with MMI)
Instruments and 65 100 Call Money maturity of equal or Equity and Equity
Derivative less than one year. related 10 25
Debt (Including 0 35
Instruments Debt Instruments instruments
Securitised Debt)
Fixed Rate Debt with residual
and Derivatives 0 35 average maturity
Instruments of more than one 0 80
year (Incl
Securitised Debt)

Benchmark Index : Crisil Liquid Fund Benchmark Index : Crisil Liquid Fund Benchmark Index : Crisil Liquid Fund Benchmark Index : Crisil MIP Blended
Index Index Index Index
Plans/ Options : Plans / Options : Retail Plan : Plans / Options : Retail Plan : Plans/ Options :
Short Term Plan : Growth Option , Dividend Option : Growth Option, Dividend Option : Growth Option
Growth, Daily Divi. Reinvestment, Weekly Divi. Daily Divi. Reinvestment, Growth Option with
Dividend Option - Weekly Dividend Reinvestment, Fortnightly Divi. Weekly Divi. Reinvestment, Automatic Repurchase
Reinvestment, Reinvestment, Monthly Div. Fortnightly Divi. Reinvestment, Dividend Option
Daily Dividend Reinvestment Reinvestment. Monthly Div. Reinvestment. Monthly Div Payout/Reinvest.
Institutional Plan : Growth Option Institutional Plan : Growth Option Quarterly Div Payout/Reinvest.
,Dividend Option : Daily Dividend /,Dividend Option : D a i l y D i v i d e n d
Reinvestment, Weekly Dividend Reinvestment, W e e k l y D i v i d e n d
Reinvestment,Fortnightly Div. Reinvestment,F o r t n i g h t l y D i v .
Reinvestment, Monthly Div. Payout / Reinvestment, Monthly Div. Payout /
Reinvestment, Quarterly Div Reinvestment, Q u a r t e r l y D i v
Payout/Reinvestment. Payout/Reinvestment.
Super Institutional Plan : Growth Super Institutional Plan : Growth Option,
Option , Dividend Option : Daily Div. Dividend Option : Daily Div.
Reinvestment, Weekly Div. Payout / Reinvestment, Weekly Div. Payout /
Reinvestment, Fortnightly Div. Reinvestment, Fortnightly Div.
Reinvestment, Monthly Div. Payout / Reinvestment, Monthly Div. Payout /
Reinvestment Reinvestment
Minimum Investment : Minimum Investment : Minimum Investment : Minimum Investment :
Short Term Plan Lumpsum : Retail Plan : Rs 5000/- under Lumpsum : Retail Plan : Rs 5000 under Lumpsum : Rs. 5000 in multiples of Rs. 1
Lumpsum : Rs. 5000 in multiples of Rs. 1 each option and in multiples of Re. 1 each option and in multiples of Re.1 thereafter
thereafter thereafter. Institutional Plan : Rs 1 cr thereafter. Institutional Plan : Rs 1 cr SIP/STP : For monthly frequency - Rs.
SIP/STP : For monthly frequency - Rs. under each option and in multiples of Re. under each option and in multiples of 1000 and in multiples of Rs. 1 thereafter
1000 and in multiples of Rs. 1 thereafter 1 thereafter. Super Institutional Plan : Rs Re.1 thereafter. Super Institutional Plan : For quarterly frequency - Rs. 2000 and in
For quarterly frequency - Rs. 2000 and in 5 crs under each option and in multiples Rs 5 crs under each option and in multiples of Rs. 1 thereafter
multiples of Rs. 1 thereafter of Re. 1 thereafter. Systematic multiples of Re. 1 thereafter. Systematic
Investment Plan (SIP) :Minimum Investment Plan (SIP): Minimum
instalment amount - Rs. 1,000 and Rs. instalment amount - Rs. 1,000 and Rs.
2,000 respectively for Monthly and 2,000 respectively for Monthly and
Quarterly frequency respectively and in Quarterly frequency respectively and in
multiples of Re 1 thereafter. Systematic multiples of Re 1 thereafter. Systematic
Transfer Plan (STP)/ Systematic Transfer Plan (STP)/Systematic
withdrawal plan (SWP): Minimum withdrawal plan(SWP): Minimum
installment amount - Rs. 1,000 and Rs. installment amount - Rs. 1,000 and Rs.
2,000 for Monthly and Quarterly 2,000 for Monthly and Quarterly
frequency respectively and in multiples of frequency respectively and in multiples of
Re 1 thereafter. Re 1 thereafter.

Fund Manager : Fund Manager : Fund Manager : Fund Manager :


Mr. Akhil Mittal Mr. Ritesh Jain Mr. Ritesh Jain Mr. Nimesh Chandan/Ms. Suman Prasad

Performance of the Scheme Performance of the Scheme Performance of the Scheme Performance of the Scheme
(Compounded Annualized Returns) (Compounded Annualized Returns) (Compounded Annualized Returns) (Compounded Annualized Returns)

Scheme Benchmark Scheme Benchmark Scheme Benchmark Scheme Benchmark


Inception Date 4.3.05 4.3.05 Inception Date 15.1.02 15.1.02 Inception Date 16.9.03 16.9.03 Inception Date 4.4.88 4.4.88
Performance 1 year 4.79% 3.69% Performance 1 year 4.09% 3.69% Performance 1 year 4.45% 3.69% Performance 1 year 20.05% 14.25%
Performance 3 years 7.43% 6.65% Performance 3 years 6.94% 6.65% Performance 3 years 7.21% 6.65% Performance 3 years 13.13% 8.47%
Performance 5 years 7.19% 6.24% Performance 5 years 6.77% 6.24% Performance 5 years 6.31% 6.24% Performance 5 years 14.19% 8.41%
Since inception 7.19% 6.21% Since inception 6.45% - Since inception 6.50% 5.73% Performance 10 years15.07% -
NAV on 31.03.2010 NAV on 31.03.2010 NAV on 31.03.2010 Since inception 10.31% -
(Growth Option) Rs. 14.2253 (Growth Option) Rs. 16.7085 (Growth Option) Rs. 15.0990 NAV on 31.03.2010
(Growth Option) Rs. 27.6000
Canara Robeco Floating Canara Robeco Liquid Canara Robeco Treasury Canara Robeco
Rate - Short Term Plan Advantage Fund Monthly Income Plan
Past performance may or may not be Past performance may or may not be Past performance may or may not be Past performance may or may not be
sustained in future. sustained in future. sustained in future. sustained in future.

Performance of the Scheme Performance of the Scheme Performance of the Scheme Performance of the Scheme
(Growth Option) Returns (%) (Growth Option) Returns (%) (Growth Option) Returns (%) (Growth Option) Returns (%)

10 10 10
30
8 8 8 25

6 6 6 20

15
4 4 4
10
2 2 2
5
0 0 0
0
31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar
06 07 08 09 10 06 07 08 09 10 06 07 08 09 10 06 07 08 09 10
YoY absolute returns Benchmark YoY absolute returns Benchmark YoY absolute returns Benchmark YoY absolute returns Benchmark

Entry Load : Nil** Entry Load : Nil** Entry Load : Nil** Entry Load : Nil**
Exit Load : Lumpsum / SIP/STP : Short Exit Load : Lumpsum / SIP/ STP : Nil Exit Load : For all investment amounts Exit Load : Lumpsum /SWP / SIP/STP :
Term Plan - Nil Retail, Institutional & Super Institutional 1% - if redeemed/switched out within 1
Plan – Lump Sum/SIP/STP – Nil year from the date of allotment,
Nil – if redeemed / switched out after 1
years from the date of allotment.

Actual Recurring Expenses for the Actual Recurring Expenses for the Actual Recurring Expenses for the Actual Recurring Expenses for the
previous financial year ended September previous financial year ended September previous financial year ended September previous financial year ended September
30,2009 : 0.40% 30,2009 :0.42% 30,2009 : 0.57% 30,2009 : 2.25%
Canara Robeco Income Canara Robeco Gilt PGS Canara Robeco Dynamic Canara Robeco Short
Bond Fund Term Fund
Type & Category : Open Ended Debt Type & Category : Open Ended Gilt Type & Category : Open Ended Debt Type & Category : Open Ended Debt
Scheme Scheme Fund Fund
Investment Objective : To generate Investment Objective : To provide risk Investment Objective : The objective of Investment Objective : The objective of
income through investment in debt and free return (except interest rate risk) and the Fund is to seek to generate income the Fund is to generate income from a
money market securities of different long term capital appreciation by from a portfolio of debt and money portfolio constituted of short to medium
maturity and issuers of different risk investing only in Govt. Securities. market securities. term debt and money market securities.
profiles. There is no assurance that the objective of
the Fund will be realised and the Fund
does not assure or guarantee any returns.

Investment Strategy : Canara Robeco Investment Strategy : CR Gilt PGS is an Investment Strategy : Canara Robeco Investment Strategy : Canara Robeco
Income is an open ended debt fund with open ended Gilt Fund wherein the Dynamic Bond Fund is an open ended Short Term Fund is an open ended debt
an objective to seek to generate income investments would be done only in debt fund having a primary objective to fund with an objective to seek to
from a portfolio constituted of medium Government Securities of different seek to generate income from a portfolio generate income from a portfolio
to long term debt instrument and money maturities. The investments may be of debt and money market securities. The constituted of short to medium term debt
market securities. The characteristics of made in primary as well as secondary Fund will invest in debt securities in order and money market securities. The
this product are similar to that of a debt markets. As far as possible, the portfolio to generate consistent superior risk characteristics of this product are similar
fund. The Fund will invest in debt will be adequately diversified to reduce adjusted returns as per the investment to that of a debt fund. Taking into
securities in order to generate consistent the risk of underperformance, arising out objectives of the fund. The Fund may consideration the investment profile, this
superior risk adjusted returns as per the of unexpected security-specific factors. invest a portion of the portfolio in Money fund is aimed to be positioned between
investment objectives and aims to The Scheme being open-ended, some Market Instruments and the remaining the liquid fund and the income fund. The
maintain a modified duration not portion of the portfolio will be invested in investment will be made in securities of Fund will invest in debt securities in order
exceeding two years under normal short term government securities so as to varying maturity. The asset allocation for to generate consistent superior risk
circumstances. The fund management meet the normal repurchase the Fund shall depend on prevailing adjusted returns as per the investment
team will endeavor to maintain a requirements. The remaining investment market conditions. When the market objectives and aims to maintain a
consistent performance in the scheme by will be made in securities which are outlook is bullish, the fund manager modified duration not exceeding two
maintaining a balance between safety, reasonably liquid and of varying would increase the exposure to debt years under normal circumstances.
liquidity and profitability aspects of maturity. instrument with maturity over one year The Fund may invest a portion of the
various investments. The fund manager The investment pattern of the Scheme is and likewise when the outlook is bearish, portfolio in Money Market Instruments
will try to achieve an optimal risk return indicative and may be changed by the the exposure to such long dated securities and the remaining investment will be
balance for management of the fixed Fund Manager for defensive will be reduced. The Fund shall take into made in securities of varying maturity.
income portfolios. considerations. The funds raised under account the following parameters while The asset allocation for the Fund shall
The investments in debt instruments the Scheme shall be invested only in decisions for investments are taken: depend on prevailing market conditions.
carry various risks like interest rate risk, Govt. Securities defined in Section 2(2) of Liquidity of securities, Rating, Maturity The Fund shall take into account the
liquidity risk, default risk, purchasing the Public Debt Act, 1944. profile, Company’s growth prospects, following parameters while decisions for
power risk etc. While they cannot be Quality of the security, and prevailing investments are taken: Liquidity of
done away with, they can me minimized interest rate scenario. The Fund will also securities, Rating, Maturity profile,
by diversification and effective use of take into account risk management tools Company’s growth prospects, Quality of
hedging techniques. The fund like modified duration, VAR and convexity the security, and prevailing interest rate
management team will take an active for efficient management of the Fund scenario. The Fund will also take into
view of the interest rate movement by investments. The Fund may also use account risk management tools like
keeping a close watch on various various derivatives and hedging products modified duration, VAR and convexity for
parameters of the Indian economy, as from time to time as would be available efficient management of the Fund
well as developments in global markets. and permitted by SEBI in an attempt to investments. The Fund may also use
protect the value of the portfolio and various derivatives and hedging products
enhance Unit Holder’s interest. from time to time as would be available
and permitted by SEBI in an attempt to
protect the value of the portfolio and
enhance Unit Holder’s interest.

Asset Under Management (31.03.2010) Asset Under Management (31.03.2010) Asset Under Management (31.03.2010) Asset Under Management (31.03.2010)
(INR crs) : 207.04 (INR crs) : 48.48 (INR crs) : 27.78 (INR crs) : 230.03

Number of Live Folios : 5366 Number of Live Folios : 737 Number of Live Folios : 579 Number of Live Folios : 693

Comparison with Other Schemes : Comparison with Other Schemes : Comparison with Other Schemes : Comparison with Other Schemes :
Canara Robeco Income is an actively Canara Robeco Gilt PGS invests in G-Secs Canara Robeco Dynamic Bond Fund Canara Robeco Short Term Fund is
managed debt fund wherein the fund of varying maturity issued by Reserve intends to invest and trade in G-secs and perfectly suited for an investor who has a
manager takes an active view of the Bank of India (RBI). Being invested in Corporate Debt by identifying mispriced short term investment horizon and
interest rate movements by keeping a sovereign papers, the fund does not opportunities & capturing volatility wishes to avoid high volatility but expects
close watch on various parameters of the expose its investors to Credit Risk as in trends. The fund aims at generating superior returns than liquid funds. The
Indian economy as well as the the case of other bond funds. Alpha through free-style duration fund predominantly has accrual yields on
developments in the global markets. management, allowing the fund to high quality Money Market Instruments
Based on the interest rate view, the position the modified duration of the along with an active trading strategy for
duration of the portfolio will be decided fund from 6 months to 10 years generating Alpha.
along with the asset allocation pattern depending on interest rate view.
between sovereign & corporate bonds.
Canara Robeco Income Canara Robeco Gilt PGS Canara Robeco Dynamic Canara Robeco Short
Bond Fund Term Fund
Asset Allocation Asset Allocation Asset Allocation Asset Allocation
Instruments % of Investible Instruments % of Investible Instruments % of Investible Instruments % of Investible
Funds (Indicative) Funds (Indicative) Funds (Indicative) Funds (Indicative)
Min Max Min Max Min Max Min Max
Debt (Including 80 100 Govt. Securities / 0 100 Government of Money Market 60 100
Securitised Debt) MMI/Call Money india & Corporate 0 70 Instruments
Money Market Debt Securities Government of
Instruments / Call 0 20 (including India & Debt
Money Securitised Debt) Securities 0 40
Money Market 30 100 (including
Securitised Debt)
Instruments

Benchmark Index : CRISIL Composite Benchmark Index : CRISIL I – Sec Li - Benchmark Index : CRISIL Composite Benchmark Index : Crisil Liquid Fund
Bond Fund Index Bex Index Bond Fund Index Index
Plans/ Options : Plans/ Options : Plans/ Options : Plans/ Options :
Growth Option Growth Option Retail Plan : Retail Plan :
Growth Option with Automatic Growth Option with Automatic Growth Option Growth Option, Dividend Option :
Repurchase Repurchase Growth option with automatic Weekly Divi. Reinvestment, Monthly Divi.
Dividend Option Dividend Option repurchase Reinvestment / Payout
Dividend Reinvestment Dividend Reinvestment Dividend Option Institutional Plan :
Dividend Payout Dividend Payout Dividend Reinvestment, Dividend Payout Growth Option, Dividend Option :
Bonus Option Institutional Plan : Weekly Divi. Reinvestment, Monthly Divi.
Growth Option Reinvestment / Payout
Growth option with automatic
repurchase
Dividend Option : Dividend
Reinvestment, Dividend Payout

Minimum Investment : Minimum Investment : Minimum Investment : Minimum Investment :


Lumpsum : Rs. 5000 in multiples of Rs. 1 Lumpsum : Rs. 5000 in multiples of Rs. 1 Lumpsum : Lumpsum :
thereafter thereafter Retail Plan - Rs 5000/- under each Retail Plan - Rs 5000/- under each
SIP/STP : For monthly frequency - Rs. SIP/STP : For monthly frequency - Rs. option and in multiples of Rs. 1 thereafter option and in multiples of Rs. 1 thereafter
1000 and in multiples of Rs. 1 thereafter 1000 and in multiples of Rs. 1 thereafter Institutional Plan - Rs 1 cr under each Institutional Plan - Rs 1cr under each
For quarterly frequency - Rs. 2000 and in For quarterly frequency - Rs. 2000 and in option and in multiples of Rs. 1 thereafter option and in multiples of Rs. 1 thereafter
multiples of Rs. 1 thereafter multiples of Rs. 1 thereafter STP : For monthly frequency - Rs. 1000
and in multiples of Rs. 1 thereafter
For quarterly frequency - Rs. 2000 and in
multiples of Rs. 1 thereafter

Fund Manager : Fund Manager : Fund Manager : Fund Manager :


Mr. Ritesh Jain Mr. Ritesh Jain Mr. Ritesh Jain Mr. Akhil Mittal

Performance of the Scheme Performance of the Scheme Performance of the Scheme Performance of the Scheme
(Compounded Annualized Returns) (Compounded Annualized Returns) (Compounded Annualized Returns) (Compounded Annualized Returns)

Scheme Benchmark Scheme Benchmark Scheme Benchmark Scheme Benchmark


Inception Date 19.9.02 19.9.02 Inception Date 29.12.99 # Inception Date 29.5.09 29.5.09 Inception Date 31.3.09 31.3.09
Performance 1 year 7.31% 5.41% Performance 1 year -0.45% 3.09% Since Inception 2.41% 4.05% Since Inception 6.08% 3.69%
Performance 3 years 13.44% 6.99% Performance 3 years 10.23% 8.87% NAV on 31.03.2010 NAV on 31.03.2010
Performance 5 years 10.88% 5.59% Performance 5 years 7.73% 7.42% (Growth Option) Rs. 10.2020 (Growth Option) Rs. 10.6077
Performance 10 years - - Performance 10 years 9.12% -
Since Inception 9.22% 5.61% Since Inception 9.23% -
NAV on 31.03.2010 NAV on 31.03.2010
(Growth Option) Rs. 19.4394 (Growth Option) Rs. 24.7311

#Benchmark Index : Crisil I-Sec Li-Bex


Index was formulated on 31.03.2002
and hence since inception are not
comparable.
Canara Robeco Income Canara Robeco Gilt PGS Canara Robeco Dynamic Canara Robeco Short
Bond Fund Term Fund
Past performance may or may not be Past performance may or may not be Past performance may or may not be Absolute Returns Past performance
sustained in future. sustained in future. sustained in future. may or may not be sustained in future.

Performance of the Scheme Performance of the Scheme Performance of the Scheme Performance of the Scheme
(Growth Option) Returns (%) (Growth Option) Returns (%) (Growth Option) (Growth Option)
35 25 8 8
30 20
25 6 6
15
20
10 4 4
15
5
10
0 2 2
5
0 -5 0 0
31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar 31 Mar
06 07 08 09 10 06 07 08 09 10 Since Inception Since Inception
Absolute Returns Absolute Returns
YoY absolute returns Benchmark YoY absolute returns Benchmark (Note : Scheme has been not completed 1 year (Note : Scheme has been not completed 1 year

Entry Load : Nil** Entry Load : Nil** Entry Load : Nil** Entry Load : Nil**
Exit Load: Lumpsum / SWP / SIP/STP : Exit Load : Lumpsum / SWP / SIP/STP : Exit Load : For all investment amounts Exit Load :
0.5% - if redeemed/switched out within 6 0.5% - if redeemed/switched out within 6 Retail & Institutional Plan – Lump Sum: Retail Plan & Institutional Plan - 0.25% - If
months from the date of allotment, Nil – months from the date of allotment, Nil – Nil redeemed/switched out within 1 month
if redeemed / switched out after 6 if redeemed / switched out after 6 from the date of allotment, Nil - if
Months from the date of allotment Months from the date of allotment. redeemed/switched out after 1 month
from the date of allotment

Actual Recurring Expenses for the Actual Recurring Expenses for the Actual Recurring Expenses for the Actual Recurring Expenses for the
previous financial year ended September previous financial year ended September previous financial year ended September previous financial year ended September
30,2009 : 2.07% 30,2009 : 1.95% 30,2009 : 1.51% 30,2009 : 1.14%

Scheme specific Risk Factors for all the Equity Schemes


Canara Robeco Balance
The value of the Scheme investments may be affected by factors affecting capital markets generally, such as price and volume volatility in the stock markets, interest rates,
currency exchange rates, foreign investments, changes in government policy, political, economic or other developments and closure of the stock exchanges.
Investment made in unlisted equity or equity-related securities may only be realisable upon listing of these securities.
Trading volumes, settlement periods and transfer procedures may restrict liquidity of investments in equity and equity related securities. Different segments of the Indian
financial markets have different settlement periods and such periods may be extended significantly by unforeseen circumstances. The length of the settlement may affect the
Scheme in the event the Scheme has to meet large number of redemption. The Investment Manager perceives such situations to be exceptional in nature.
Canara Robeco Emerging Equities
The value of the Scheme investments may be affected by factors affecting capital markets generally, such as price and volume volatility in the stock markets, interest rates,
currency exchange rates, foreign investments, changes in government policy, political, economic or other developments and closure of the stock exchanges.
Investment made in unlisted equity or equity-related securities may only be realisable upon listing of these securities.
Trading volumes, settlement periods and transfer procedures may restrict liquidity of investments in equity and equity related securities. Different segments of the Indian
financial markets have different settlement periods and such periods may be extended significantly by unforeseen circumstances. The length of the settlement may affect the
Scheme in the event the Scheme has to meet large number of redemption. The Investment Manager perceives such situations to be exceptional in nature.
Canara Robeco Equity Diversified
The value of the Scheme investments may be affected by factors affecting capital markets generally, such as price and volume volatility in the stock markets, interest rates,
currency exchange rates, foreign investments, changes in government policy, political, economic or other developments and closure of the stock exchanges.
Investment made in unlisted equity or equity-related securities may only be realisable upon listing of these securities.
Trading volumes, settlement periods and transfer procedures may restrict liquidity of investments in equity and equity related securities. Different segments of the Indian
financial markets have different settlement periods and such periods may be extended significantly by unforeseen circumstances. The length of the settlement may affect the
Scheme in the event the Scheme has to meet large number of redemption. The Investment Manager perceives such situations to be exceptional in nature.
Canara Robeco Equity Tax Saver
The value of the Scheme investments may be affected by factors affecting capital markets generally, such as price and volume volatility in the stock markets, interest rates,
currency exchange rates, foreign investments, changes in government policy, political, economic or other developments and closure of the stock exchanges.
Investment made in unlisted equity or equity-related securities may only be realisable upon listing of these securities.
Trading volumes, settlement periods and transfer procedures may restrict liquidity of investments in equity and equity related securities. Different segments of the Indian
financial markets have different settlement periods and such periods may be extended significantly by unforeseen circumstances. The length of the settlement may affect the
Scheme in the event the Scheme has to meet large number of redemption. The Investment Manager perceives such situations to be exceptional in nature.
Canara Robeco Infrastructure
The value of the Scheme investments may be affected by factors affecting capital markets generally, such as price and volume volatility in the stock markets, interest rates,
currency exchange rates, foreign investments, changes in government policy, political, economic or other developments and closure of the stock exchanges.
Investment made in unlisted equity or equity-related securities may only be realisable upon listing of these securities.
Trading volumes, settlement periods and transfer procedures may restrict liquidity of investments in equity and equity related securities. Different segments of the Indian
financial markets have different settlement periods and such periods may be extended significantly by unforeseen circumstances. The length of the settlement may affect the
Scheme in the event the Scheme has to meet large number of redemption. The Investment Manager perceives such situations to be exceptional in nature.
Canara Robeco Nifty Index
Performance of the S & P Nifty Index will have a direct bearing on the performance of the Scheme.
In the event the S & P CNX Nifty Index is dissolved or is withdrawn, the Trustees reserves a right to modify the Scheme so as to track a different and suitable index/indices or to
suspend tracking the Nifty till such time it is dissolved/withdrawn or not published and an appropriate intimation will be sent to the Unit Holders of the Scheme. In such a case,
the investment pattern will be modified suitably to match scheme objective and the composition of the securities that are included in the new index that will be tracked.
Tracking error is inherent in any index based Schemes and as such, errors may cause Canara Robeco Nifty Index to generate returns which are not in line with the performance
of the Nifty or one or more securities covered by Nifty. Such variations are referred to as tracking errors are expected to be around 2% p.a. but may vary due to several factors.
IISL undertakes a periodical review of the scrips that comprise the Nifty and may either drop or include new securities. In such an event, the scheme will endeavour to reallocate
its portfolio to mirror the changes. However, the reallocation process may not occur instantaneously and permit precise mirroring of the Nifty during this period.
Any delay in the purchase or sale of shares due to illiquidity in the market, settlement and realisation of sales proceeds, delay in registration of securities or in receipt and
consequent reinvestment of dividends etc. – The indices reflects the prices of securities at a point in time, which is the price at close of business day on The National Stock
Exchange. The scheme however, may trade these securities at different points in time during the trading sessions and therefore the prices at which the scheme trades may not
be identical to the closing price of each scrip on that day on the NSE. In addition, the scheme may opt to trade the same securities on different exchanges due to price or liquidity
factors, which may also result in traded prices being at variance, from NSE closing prices.
The value of the Scheme investments may be affected by factors affecting capital markets generally, such as price and volume volatility in the stock markets, interest rates,
currency exchange rates, foreign investments, changes in government policy, political, economic or other developments and closure of the stock exchanges.
The value of the Scheme investments may be affected by factors affecting capital markets generally, such as price and volume volatility in the stock markets, interest rates,
currency exchange rates, foreign investments, changes in government policy, political, economic or other developments and closure of the stock exchanges.
Investment made in unlisted equity or equity-related securities may only be realisable upon listing of these securities.
Trading volumes, settlement periods and transfer procedures may restrict liquidity of investments in equity and equity related securities. Different segments of the Indian
financial markets have different settlement periods and such periods may be extended significantly by unforeseen circumstances. The length of the settlement may affect the
Scheme in the event the Scheme has to meet large number of redemption. The Investment Manager perceives such situations to be exceptional in nature.
Canara Robeco F.O.R.C.E Fund
(Financial Opportunities, Retail Consumption & Entertainment Fund)
The fund will invest in equity and equity related securities of companies engaged in banking, financial services, retail consumption and entertainment and hence the
concentration risk is expected to be relatively high. Amongst these sectors, at times, a majority of investments could be under a single sector and in the event the sector does not
perform well due to forces affecting the market, the scheme performance may be affected to that extent.
While banking and financial services sector is well developed in India, retail consumption and entertainment sectors are of recent origin. The risk weightage for investment in
these sunrise sectors could be relatively higher compared to other sectors.
The value of the Scheme investments may be affected by factors affecting capital markets generally, such as price and volume volatility in the stock markets, interest rates,
currency exchange rates, foreign investments, changes in government policy, political, economic or other developments and closure of the stock exchanges.
Investment made in unlisted equity or equity-related securities may only be realisable upon listing of these securities.
Trading volumes, settlement periods and transfer procedures may restrict liquidity of investments in equity and equity related securities. Different segments of the Indian
financial markets have different settlement periods and such periods may be extended significantly by unforeseen circumstances. The length of the settlement may affect the
Scheme in the event the Scheme has to meet large number of redemption. The Investment Manager perceives such situations to be exceptional in nature.
Risk Mitigation Factors for all the Equity Schemes : Investments made by the schemes would be in accordance with the investment objectives of the schemes and provisions of
SEBI Regulations. Since investing required disciplined risk management, the AMC would incorporate adequate safeguards for controlling risks in the portfolio construction
process. The risk control process involves reducing risks through portfolio diversification, taking care however not to dilute returns in the process. The AMC believes that this
diversification would help achieve the desired level of consistency in returns. The AMC aims to identify securities, which offer superior levels of yield at lower levels of risks. With
the aim of controlling risks, the investment team of the AMC will carry out rigorous in-depth analysis of the securities proposed to be invested in.
While these measures are expected to mitigate the above risks to a large extent, there can be no assurance that these risks would be completely eliminated.
Scheme specific Risk Factors for all the Debt Schemes
( Canara Robeco Floating Rate, Canara Robeco Treasury Advantage Fund, Canara Robeco Gilt PGS, Canara Robeco Short Term Fund, Canara Robeco Liquid, Canara Robeco
Income, Canara Robeco Dynamic Bond Fund, Canara Robeco Income Plan)
I. Price-Risk or Interest-Rate Risk: Fixed income securities such as bonds, debentures and money market instruments run price-risk or interest-rate risk. Generally, when
interest rate rise, prices of existing fixed income securities fall and when interest rates drop, such prices increase. The extent of fall or rise in the prices is a function of the
existing coupon, days to maturity and the increase or decrease in the level of interest rates.
II. Credit Risk: In simple terms this risk means that the issuer of a debenture/bond or a money market instrument may default on interest payment or even in paying back the
principal amount on maturity. Even where no default occurs, the price of the security may go down because the credit rating of an issuer goes down. It must, however, be
noted that where the Scheme has invested in Government securities, there is no credit risk to that extent.
III. Reinvestment Risk: Investments in fixed income securities may carry reinvestment risk as interest rates prevailing on the interest or maturity due dates may differ from the
original coupon of the bond. Consequently, the proceeds may get invested at a lower rate.
Different types of securities in which the Scheme would invest as given in the offer document carry different levels and types of risk. Accordingly the scheme's risk may
increase or decrease depending upon its investment pattern e.g. corporate bonds carry a higher amount of risk than Government securities. Further even among
corporate bonds, bonds which are AA rated are comparatively more risky than bonds which are AAA rated.
IV. Risk associated with Mortgage Backed Securities (MBS) - Housing Loans
Prepayment Risk: The Fund may receive payment of monthly payouts earlier than scheduled. Prepayments shorten the life of the instrument to an extent that cannot be
fully predicted. The rate of prepayments may be influenced by a variety of economic, social and other factors.
Credit Risk: Delinquencies may happen which would reduce the principal amount. Typically MBS structures come with credit enhancement in variety of forms. If
delinquencies are higher than the amount available in the credit enhancement facility than the monthly payouts to The Fund would reduce. Historically, it has been
observed that housing loans have lower default rates as compared to other forms of credit.
Liquidity Risk: Historically the secondary market volume of securitised papers has been limited. This could limit the ability of The Fund to resell them. Secondary market
traders could be at a discount or premium depending upon the prevailing interest rates.
Conversion Risk: Conversion of loans from fixed rates to floating rate loans and vice versa could lead to a change in the expected cash flows from the loans.
V. Risk associated with Asset Backed Securities (ABS)-Auto loans
Prepayment Risk: The Fund may receive payment of monthly payouts earlier than scheduled. Prepayments shorten the life of the instrument to an extent that cannot be
fully predicted. The rate of prepayments may be influenced by a variety of economic, social and other factors. Prepayment in auto loans is lower than housing loans as the
shorter tenor of auto loans makes it economically unattractive to prepay after considering the prepayment charges.
Credit Risk: Delinquencies may happen which would reduce the principal amount. Typically ABS structures come with credit enhancement in variety of forms. If
delinquencies are higher than the amount available in the credit enhancement facility than the monthly payouts to The Fund would reduce. Typically auto loans carry
higher risk than MBS as the value retention of the underlying asset is higher in MBS as compared to the underlying asset of ABS.
Liquidity Risk: Historically the secondary market volume of securitised papers has been limited. This could limit the ability of The Fund to resell them. Secondary market
traders could be at a discount or premium depending upon the prevailing interest rates.
VI. Risk associated with Asset Backed Securities (ABS) - Corporate loans
Credit Risk: The Fund has an exposure to the Borrower/Borrowers and servicing of the instrument depends on the credit risk of the Borrower. The value of the instrument
would fluctuate depending upon the changes in the perceived level of credit risk as well as any actual default.
Prepayment Risk: The Borrower may prepay the receivables prior to their respective due dates. This may result in a change in the yield and tenor for The Fund.
Limited Liquidity and Price Risk: Historically the secondary market volume of securitised papers has been limited. This could limit the ability of The Fund to resell them.
Secondary market trades could be at a discount or premium depending upon the prevailing interest rates.
VII. Risk associated with investing in Securitised Debt
Scheme may invest in domestic securitized debt such as asset backed securities (ABS) or mortgage backed securities (MBS). ABS means securitized debts wherein the
underlying assets are receivables arising from personal loans, automobile loans, etc. MBS means securitized debts wherein the underlying assets are receivables arising
from loans backed by mortgage of properties which can be residential or commercial in nature. ABS / MBS instruments reflect the undivided interest in the underlying of
assets and do not represent the obligation of the issuer of ABS / MBS or the originator of the underlying receivables. The ABS / MBS holders have a limited recourse to the
extent of credit enhancement provided. ABS / MBS holders will suffer credit losses in the event of the delinquencies and credit losses in the underlying pool exceed the
credit enhancement provided. As compared to the normal corporate or sovereign debt, ABS / MBS are normally exposed to a higher level of reinvestment risk.
VIII. Risk associated with investing in Derivatives
As and when the Scheme trades in the derivatives market, there are risk factors and issues concerning the use of derivatives that investors should understand. Derivative
products are specialized instruments that require investment techniques and risk analysis different from those associated with stocks and bonds. The use of a derivative
requires an understanding not only of the underlying instrument but also of the derivative itself. Derivatives require the maintenance of adequate controls to monitor the
transactions entered into, the ability to assess the risk that a derivative adds to the portfolio and the ability to forecast price or interest rate movements correctly. There is a
possibility that loss may be sustained by the portfolio as a result of the failure of another party (usually referred as the "counter party") to comply with the terms of the
derivatives contract. Other risk in using derivatives include the risk of mispricing or improper valuation of derivatives and the inability of derivatives to correlate perfectly
with underlying assets, rates and indices.
Thus, derivatives are highly leveraged instruments. Even a small price movement in the underlying security could have a large impact on their value. Derivatives can
provide disproportionate gains as well as disproportionate losses to the investor. Execution of such strategies depends upon the ability of the Fund Manager to identify
such opportunities. Identification and execution of the strategies to be pursued by the Fund Manager involve uncertainty and decision of Fund Manager may not always be
profitable. No assurance can be given that the Fund Manager will be able to identify or execute such strategies.
The risk associated with the use of derivatives is different from or possibly greater than, the risks associated with investing directly in securities and other traditional
investments.
Trading in derivatives has the following risks:
a. An exposure to derivatives in excess of the hedging requirements can lead to losses.
b. An exposure to derivatives can also limit the profits from a genuine investment transaction.
c. Efficiency of a derivative market depends on the development of a liquid and efficient market for underlying securities.
Risk Mitigation Factors for the Debt Schemes: Since investing requires disciplined risk management, in order to protect the interests of investors, the AMC would incorporate
adequate safeguards for controlling risks in the portfolio. As a prudent measure, the AMC has broad internal investment norms and investments made through the scheme
would be in accordance with the investment objectives of the schemes and provisions of SEBI Regulations. Where required, scheme specific guidelines are also in place.
Concentration of risk is mitigated by defining issuer limits.
Rigorous in-depth credit evaluation of the issuers will be conducted by the investment team before making investments. As part of credit evaluation, a study on the operating
environment, past track record as well as future prospects of the issuer, short as well as long term financial health of the issuer will be carried out. The AMC will be guided by the
ratings of accredited agencies such as CRISIL, CARE, ICRA etc. as well as the internal norms for credit exposure
**In terms of SEBI circular no. SEBI/IMD/CIR No.4/ 168230/09 dated June 30, On reinvestment of dividends, the number of units to the credit of unit holder will
2009, no entry load will be charged by the Scheme to the investor effective increase to the extent of the dividend reinvested divided by the first 'Ex-income
August 1, 2009. Upfront commission shall be paid directly by the investor to the Distribution NAV' on the day of reinvestment as explained above. There shall,
AMFI registered Distributors based on the investors’ assessment of various however, be no entry load on the dividends so reinvested.
factors including the service rendered by the distributor.
Risk Profile of Mutual Fund Investing :
Default Option
Mutual Fund Units involve investment risks including possible loss of principal
a) If the investor does not clearly specify the choice of Options , at the time of Please read the Scheme Information Document carefully for details on risk factors
investing it will be treated as a Growth Option. before investment.
b) If the investor does not clearly specify the choice of Payout or The value of the Scheme investments may be affected by factors affecting capital
Reinvestment facility within the Dividend option, it will be treated as a markets generally, such as price and volume volatility in the stock markets,
Reinvestment facility. interest rates, currency exchange rates, foreign investments, changes in
government policy, political, economic or other developments and closure of the
c) In Canara Robeco Monthly Income Plan in dividend option ,If the investor
stock exchanges.Investment made in unlisted equity or equity-related securities
does not clearly specify the choice of Monthly Dividend option / Quarterly
may only be realizable upon listing of these securities. Trading volumes,
Dividend option, it will be treated as a Monthly Dividend option.
settlement periods and transfer procedures may restrict liquidity of investments in
Who can Apply equity and equity related securities. Different segments of the Indian financial
markets have different settlement periods and such periods may be extended
1. Adult Individual(s) and also minor(s) through their parent/guardian.
significantly by unforeseen circumstances. The length of the settlement may
(Application of minors jointly with adults not allowed).
affect the Scheme in the event the Scheme has to meet large number of
2. Adult Individual(s) jointly not exceeding three, on first holder or redemption. Please read the Scheme Information Document (SID) carefully for
survivor/s basis. the Scheme Specific Risk Factors and other details before investing.
3. Hindu Undivided Family (HUF) Applicable NAV for sale and repurchase : For all Scheme except Canara Robeco
Floating Rate Short Term Plan and Canara Robeco Liquid Schemes
4. Partnership Firms
For Sale of units (including Switch - In) :
5. A Company as defined in the Companies Act,1956, Public Sector
Undertakings. a) For applications received up to 3 p.m, along with instruments payable at par
at the place of receipt, closing NAV of the same day on which the application
6. A Body Corporate established by or under any law in force in India.
is received shall be applicable.
7. A Co-operative Society registered under any law relating to Co-operative
b) For applications received after 3 p.m, along with instruments payable at par
Societies in India.
at the place of receipt, closing NAV of the next business day shall be
8. A Religious or Charitable Trust / Wakfs or a Society established under the applicable.
relevant laws and authorised to invest in Mutual Fund Schemes.
c) For applications received with outstation instruments not payable at par at
9. FIIs registered with SEBI. the place of receipt, closing NAV of the day of realisation of the instruments
shall be applicable.
10. Banks and Financial Institutions.
d) For applications received on non-business day along with instruments
11. Pension Funds/Pension Fund Managers.
payable at par at the place of receipt, closing NAV of the next business day
12. Non Resident Indians (NRIs) and Persons of Indian Origin (PIOs) on shall be applicable.
repatriation / non-repatriation basis.
e) In respect of applications in Debt/Gilt schemes, for applications with amount
13. Army, Air Force, Navy and other para-military units and bodies created by equal to or more than Rs. 1.00 crore, irrespective of the time of receipt of
such institutions. Scientific and Industrial Research Organisations. application, closing NAV of the day on which the funds are available for
utilisation shall be applicable.
14. Multilateral Funding Agencies / Body Corporates incorporated outside
India with the permission of Government of India / Reserve Bank of India For Repurchase of units(including Switch - Out) :
15. Other Schemes of Canara Robeco Mutual Fund subject to the conditions a) For application received upto 3.00 p.m.closing NAV of the day of receipt of
and limits prescribed by SEBI Regulations. application) shall be applicable.
16. Any other category of investors that may be permitted by the Trustees as b) For application received after 3.00 p.m. closing NAV of the next business day
per Indian Laws, in future. shall be applicable.
Dividend Policy for All Schemes : Applicable NAV for sale of units (including switch - ins)
The Scheme may distribute, surplus if any, by way of dividend/fully paid bonus For Canara Robeco Floating Rate Short Term Plan and Canara Robeco Liquid
units, as may be decided by the Trustees from time to time. If there is no Schemes
distributable surplus or surplus amount is too small for distribution, in the
a) For application received upto 12.00 noon on a business day and funds are
opinion of the Trustees, the Dividend/Bonus declaration may not take place.
available for utilisation on the same day the close NAV of the day
The Scheme is not assuring or guaranteeing any dividend or returns. immediately preceding day of receipt of application.
Income Distribution, if declared, warrants will be issued within 30 days from the b) For application received after 12.00 noon on a business day and funds are
date of declaration of Income Distribution or such period that may be stipulated available for utilisation on the same day the closing NAV of the day shall be
from time to time. The Income Distribution will be paid out of the Net surplus of applicable.
the Scheme, to those unit holders whose names appear in the register of unit
c) Irrespective of the time of receipt of application, where the funds are not
holders on the date to be notified for the purpose.
available for utilisation on the day of the application the closing NAV of the
Dividend Reinvestment : day immediately preceeding the day on which the funds are available for
utilisation.
The units holders have the option to reinvest the Dividend declared by the
Scheme. Such unit holders opting to reinvest the dividend receivable by them Applicable NAV for Repurchase of Units (including switch - outs)
shall invest in additional units of the Scheme. Upon exercising such option, the
For Canara Robeco Floating Rate Short Term Plan and Canara Robeco Liquid
dividend due and payable to the unit holders will be compulsorily and without
Schemes
any further act by the unit holders reinvested in the Scheme.
a) For application received upto 3.00 p.m. the closing NAV of the day
The dividends so reinvested shall be constructive payment of dividends to the
immediately preceding the next business day shall be applicable.
unit holders and constructive receipt of the same amount from each unit
holder, for reinvestment in units. b) For application received after 3.00 p.m. closing NAV of next business day
shall be applicable.
Tax treatment for the Investors (Unitholders) : Debt Scheme :
Investors are advised to refer to the details in the Statement of Additional (i) On the first Rs. 100 crores of the average weekly net assets 2.25%;
Information and also independently refer to the tax advisor.
(ii) On the next Rs. 300 crores of the average weekly net assets 2.00%;
Daily Net Asset Value (NAV) Publication :
(iii) On the next Rs. 300 crores of the average weekly net assets 1.75%;
The NAV will be declared on all business days except Saturdays / Sundays /
(iv) On the balance of the assets 1.50% ;
Public Holidays and during book closure period, NAV will be published in two
newspapers and can also be viewed on www.canararobeco.com and Provided that such recurring expenses shall be lesser by at least 0.25% of the
www.amfiindia.com weekly average net assets outstanding in each financial year in respect of a
scheme investing in bonds.
Recurring Expenses as a % of Daily Average Net Assets
Dispatch of Repurchase (Redemption) Proceeds
The total expenses of the scheme excluding issue or redemption expenses,
whether initially borne by the mutual fund or by the asset management The redemption warrants will be dispatched within 10 working days from the
company, but including the investment management and advisory fee shall be date of acceptance of the duly completed redemption requests.
subject to the following limits :—
Nomination Facility
Equity Scheme :
Available to Sole/Joint Individual unit holder/s.
(i) On the first Rs. 100 crores of the average weekly net assets 2.5%;
Operation under joint holding
(ii) On the next Rs. 300 crores of the average weekly net assets 2.25%;
Facility for operation by 'Anyone or Survivor'
(iii) On the next Rs. 300 crores of the average weekly net assets 2.0%;
(iv) On the balance of the assets 1.75% ;

For Investor Grievances please contact n The AMC shall issue to the investor whose application for redemption has
been accepted, an account statement specifying the number of units
Name and Address of Registrar (s) redeemed within ten working days.
Computer Age Management Services Pvt. Ltd. n For those unitholders who have provided an e-mail address, the AMC will
send the account statement by e-mail.
(For Canara Robeco Infrastructure, Canara Robeco Emerging Equities, Canara
Robeco Nifty Index, Canara Robeco Equity Tax Saver Canara Robeco Floating n The unitholder may request for a physical account statement by
Rate, Canara Robeco Liquid, Canara Robeco Treasury Advantage Fund, Canara writing/calling the AMC/ISC/R&T.
Robeco Income, Canara Robeco Gilt PGS, Canara Robeco Dynamic Bond Fund,
Canara Robeco Short Term Fund, Canara Robeco MIP, Canara Robeco F.O.R.C.E) Annual Account Statement:
Computer Age Management Services (P) Ltd., n Mutual Fund shall provide the Account Statement to the unit holders who
have not transacted during the last six months prior to the date of
No. 148 Old Mahabalipuram Road (OMR) Adjacent to Hotel Fortune Select generation of account statements. The Account Statement shall reflect the
Palms, Okkiyam, Thuraipakkam, Chennai - 600097 latest closing balance and value of the units prior to the date of generation
Tel No. (044) 30407095/30407093. Email: enq_n@camsonline.com of the account statement
M/s. Karvy Computershare Pvt. Limited n The account statements in such cases may be generated and issued along
with the Portfolio Statement or Annual Report of the Scheme.
(For Canara Robeco Balance and Canara Robeco Equity Diversified Schemes)
“Karvy Plaza” H. No. 8-2-596 Avenue 4, Street No. 1 Banjara HillsHyderabad - Alternately, soft copy of the account statements shall be mailed to the investors'
500 034.Tel No.: (040) 23394436, 23397901, 23312454, 23320751/752 e-mail address, instead of physical statement, if so mandated.
Fax No.: (040) 23311968 Email : crmf@karvy.com
Half yearly Disclosures: Portfolio / Financial Results
Name and Address of Mutual Fund
Before expiry of one month from the close of each half year that is on 31.03 and
Canara Robeco Mutual Fund 30.09, the Fund shall publish its un-audited financial results in one national
Construction House, 4nd Floor, 5, Walchand Hirachand Marg, Ballard Estate, English daily newspaper and in a newspaper in the language of the region where
Mumbai - 400 001. Tel. No. (022) 66585000. the head office of the Fund is situated.
E-Mail ID : crmf@canararobeco.com, www.canararobeco.com These shall also be displayed on the web site of the Fund
Unitholders' Information (www.canararobeco.com) and that of AMFI (www.amfiindia.com). Full portfolio
in the prescribed format shall also be disclosed either by publishing it in the
Account Statement: newspaper or by sending to the unit holders within one month from the end of
each half year and it shall also be displayed on the web site of the Fund.
n The AMC shall issue to the investor whose application has been accepted,
an account statement specifying the number of units allotted within 10 Annual Report
working days.
An abridged Scheme-wise annual report shall be mailed to all unit holders not
n Account Statement for SIP and STP will be dispatched once every quarter. later than four months from the date of closure of the relevant accounting year
However, the first Account Statement under SIP/STP shall be issued within and the full annual report shall be made available for inspection at the Head
10 working days of the initial investment / transfer. Office of the Fund and a copy shall be made available to the unit holders on
request on payment of nominal fees, if any.
Canara Robeco Mutual Fund
Investment Manager : Canara Robeco Asset Management Co. Ltd.
Construction House, 4th Floor, 5, Walchand Hirachand Marg, Ballard Estate, Mumbai 400 001.
Tel.: 6658 5000, 6658 5086 Fax: 6658 5012 / 13 www.canararobeco.com Application No.

COMMON APPLICATION FORM FOR EQUITY SCHEMES (Please fill in BLOCK Letters)
Broker Name / ARN Sub Broker Code / ARN Bank Serial No. / Bank Stamp / Receipt Date

ARN - 33099
Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.
EXISTING UNIT HOLDER INFORMATION [Please fill in your Folio Number and proceed to Investment Details and Payment Details]
Folio No. Name of 1st Unit Holder
The details in our records under the folio number mentioned will apply for this application.
PAN AND KYC COMPLIANCE STATUS DETAILS - Mandatory [Refer Instruction Nos. 12 & 13]
PAN # (refer instruction) KYC Compliance Status** (if yes, attach proof)
First / Sole Applicant@ Yes No

Second Applicant Yes No

Third Applicant Yes No


@ If the first/sole applicant is a Minor, then please provide details of Natural / Legal Guardian. # Please attach PAN proof. **Refer instruction 13
APPLICANT(S) INFORMATION [Refer Instruction 1]
NAME OF FIRST / SOLE APPLICANT / MINOR DATE OF BIRTH Y Y
(Mandatory in case of Minor & 1st Applicant) D D / M M / Y Y
Mr. Ms. M/s.
Father/Husband’s Name
NAME OF SECOND APPLICANT
Mr. Ms. M/s.
NAME OF THIRD APPLICANT
Mr. Ms. M/s.
NAME OF THE GUARDIAN (In case First Applicant is a Minor) Relationship with Minor Please (ü)
Mr. Ms. M/s. Mother o Father o Legal Guardian o
Mode of Holding Please (ü
) Anyone or Survivor o Single o Joint o (Default option is Anyone or Survivor)
Occupation Please (ü
) Business o Service o Professional o Retired o Student o Housewife o Others o
Resident Individual o NRI - NRO o Trust o HUF o Bank / Fls o NRI - NRE oPlease specify
Status Please (ü)
Minor thru Guardian o Company/Body Corporate o Flls o Partnership Firm o AOP / BOI o Society o
MAILING ADDRESS [Please provide Full Address. P. O. Box No. may not be sufficient. Overseas Investors will have to provide Indian Address]
Local Address of 1st Applicant -

City State Pin Code


Tel. Off. Resi. Mobile
E - Mail P L E A S E U S E B L O C K L E T T E R S
Overseas Correspondence Address (Mandatory for NRI / Fll Applicant)

City Country Pin Code


COMMUNICATION (Please ü )
I/We wish to receive Account Statements/Annual Reports/Quarterly Statements/Newsletter/Updates or any other Statutory Information via E- mail/SMS alerts in lieu of Physical Documents.
BANK ACCOUNT DETAILS - Mandatory
Name of the Bank
Account No. A/c. Type Please (ü
) SAVINGS NRE CURRENT NRO FCNR
Branch Address
Bank Branch City State Pin Code MICR Code
(Please enter the 9 digit number that appears after your cheque number)
IFSC Code (RTGS) IFSC Code (NEFT) (Mandatory for Credit via NEFT/RTGS) Please attach a cancelled cheque OR
a clear photo copy of a cheque
(11 Character code appearing on your cheque leaf. If you do not find this on your cheque leaf, please check for the same with your Bank)

ACKNOWLEDGEMENT SLIP (TO BE FILLED IN BY THE SOLE/FIRST APPLICANT)

Application No.
Canara Robeco Mutual Fund
Investment manager : Canara Robeco Asset Management Company Ltd.
Construction House, 4th Floor, 5, Walchand Hirachand Marg, Ballard Estate, Mumbai 400 001. Date___ / ___ / ________

Received from Mr. / Ms. /M/s. Stamp,


An application for purchase of________ units of ____________________________________ Signature & Date
Scheme along with cheque / DD as detailed overleaf. Cheques / Drafts are subject to realisation.
MODE OF PAYMENT OF REDEMPTION / DIVIDEND PROCEEDS VIA RTGS/NEFT/CHEQUE/DEMAND DRAFT (PLEASE TICK THE RELEVANT OPTION BELOW) [Refer Instruction 21]
Unitholders have the option of receiving their redemption/ dividend proceeds directly into their bank accounts (as furnished by them in the column for “bank account details” as per
the following arrangements: Please ( P )
(i) Electronic credit through the Real Time Gross Settlement (RTGS) System of RBI for amounts of Rs.1.00 lac and above. (Please mention the IFSC code for RTGS of your
bank/branch and full account number as appearing on your cheque leaf in the column for “bank account details” to receive redemption proceeds through RTGS) ¨
(ii) Electronic credit through the National Electronic Funds Transfer (NEFT) System of RBI. (Please mention the IFSC code for NEFT of your bank/branch and full account number as
appearing on your cheque leaf in the column for “bank account details” to receive redemption proceeds through NEFT) ¨
(iii) ECS credit through ECS system of RBI (option available only for dividend payments ) (Please mention 9 digit MICR as code as appearing in your cheque leaf in the column for bank
account details ¨
(iv) Redemption proceeds by way of a cheque/demand draft instead of a direct credit to our account. ¨
INVESTMENT DETAILS AND PAYMENT DETAILS (Payment through Cash/Outstation Cheques not accepted)
Kindly fill up the scheme name(s), plan/option and sub-option. For complete information on Investment Details please refer to Instructions No. 6, 7 & 8
Scheme Name : ¨ Canara Robeco Infrastructure ¨ Canara Robeco Equity Diversified ¨ Canara Robeco Emerging Options : ¨Growth ¨ Growth with Automatic Repurchase
Equities ¨ Canara Robeco Equity Tax Saver ¨ Canara Robeco Nifty Index ¨Canara Robeco Balance ¨ Canara Robeco
¨Dividend ¨ Dividend Payout ¨Dividend Reinvestment
F.O.R.C.E Fund.
Investment DD Charges# Net Amount Mode of Cheque / DD / Funds Transfer /
Amount (Rs.) if any (Rs.) (Rs.) Payment RTGS
Strike out whichever is not applicable
Chq. / DD No._______________Date _________Drawn on Bank_______________________________________________________Branch & City____________________
*A/c Type - (P
) S/B NRE* Current NRO FCNR* *Kindly provide photocopy of the payment Instrument or Foreign Inward remittance Certificate (FIRC) evidencing. source of funds
Please ( P ) RTGS ¨Fund transfer ¨ letter dated _______________of ___________________________________________Bank & Branch from A/c No. ______________
SIP ENROLMENT DETAILS
SIP Amount Enrolment Frequency
(Rs.) Period Start Month M M - Y Y Y Y End Month M M - Y Y Y Y Please (P ) Monthly Quarterly

PAYMENT MECHANISM (P ) Option I : Debit through ECS / Auto Debit facility (Tick this box and fill up SIP ECS / Auto Debit Facility Form)
Option II : Through Post Dated Cheques - Total Cheques_____ Cheque Nos. From To
Drawn on Bank______________________________________________________________________Branch & City____________________________________________
NOMINATION DETAILS (OPTIONAL) [Minor / HUF / POA Holder / Non Individuals cannot Nominate
I / We do here by nominate the undermentioned Nominee(s) to receive the units
to my / our credit in this folio no. in the event of my / our death. I / We also understand that all payments and settlements made to such Nominee(s) and Signature of the Nominee(s)
acknowledging receipt thereof, shall be a valid discharge by the AMC / Mutual Fund / Trustees.

No. Nominee(s) Name Date of Birth (in case of Minor) Name of the Guardian (in case of Minor) Relationship with Unit Holder @
% of Share
1 D D M M Y Y Y Y
2 D D M M Y Y Y Y
3 D D M M Y Y Y Y

Signature of 1st Nominee / Guardian Signature of 2nd Nominee / Guardian Signature of 3rd Nominee / Guardian
@ If the percentage of share is not mentioned then the claim will be settled equally amongst all the indicated nominee(s)
DECLARATION APPLICATIONS ENCLOSED (Please P
)
To the trustees Canara Robeco Mutual Fund. I / We have read and understood the contents of the SID and Key Information Memorandum of the Scheme. I/We hereby apply to the
Trustees of Canara Robeco Mutual Fund for allotment of units of the Scheme, as indicated above and agree to abide by the terms, conditions, rules and regulations of the Scheme. I /
We hereby confirm and certify that the source of these funds is not directly / indirectly a result of “proceeds of crime” as defined in “The Prevention of Money Laundering Act, 2002”
and we undertake to provide all necessary proof / documentation, if any, required to substantiate the facts of this undertaking. I have not received nor been induced by any rebate or
gifts, directly or indirectly in making this investment. I / We authorize the Fund to disclose details of my/our account and all my/our transactions to the intermediately whose stamp
appears on the application form. I also authorize the Fund to disclose details as necessary, to the Fund's and investor's bankers for the purpose of effecting payments to me / us.
Applicable to NRIs only : I/We confirm that I am/we are Non-Resident of Indian Nationality/Origin and I/We hereby confirm that the funds for subscription have been remitted from
abroad through approved banking channels or from funds in my/our Non-Resident External / Ordinary Account / FCNR / NRSR Account. Investment in the scheme is made by me / us
on: ¨ Repatriation basis ¨ Non Repatriation basis.
The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various
Mutual Funds from amongst which the Scheme is being recommended to me/us.

First / SoleApplicant / Guardian Second Applicant Third Applicant

To, The Trustees of Canara Robeco Mutual Fund, Sub : Our Subscription to the Schemes of Canara Robeco Mutual Fund.
We, the undersigned, being the partner of M/s. ____________________________________________________ a Partnership firm formed under Indian Partnership Act, 1932
do hereby jointly and severally authorise Mr. ____________________________________________________ to subscribe an amount of Rs. _____________ for allotment of
units of ____________________ Scheme on behalf of and in the name of our firm. He is / They are also authorised to encash / disinvest the above units. We undertake to intimate
you in writing about any change in the constitution or composition of our firm and upon such change, also arrange to lodge the specimen signatures of the partners authorised to
deal with the above units. We enclose the copy of the Partnership Deed alongwith this application for subscription.
Name of the partners Signatures

Growth Option (1) Growth Option with Income / Bonus (4) Total Amount
Automatic Repurchase (2) Dividend Option (3) Invested (5=1+2+3+4)
Rs. Rs. Rs. Rs. Rs.

Cheque / DD No. : _______________ Date : _________________ Amount : Rs._________________ Bank and Branch: _________________________________________
REGISTRAR & TRANSFER AGENTS
M/s. Karvy Computershare Pvt. Limited “Karvy Plaza” Computer Age Management Services (P) Ltd.,
(For Canara Robeco Balance and Canara Robeco Equity Diversified Schemes) (For all other Schemes)
H. No. 8-2-596 Avenue 4, Street No. 1, Banjara Hills, Hyderabad - 500 034. No. 148 Old Mahabalipuram Road (OMR), Adjacent to Hotel Fortune Select Palms
Tel No.: (040) 23394436, 23397901, 23312454, Okkiyam, Thuraipakkam, Chennai - 600097
Fax No.: (040) 23311968, Email : crmf@karvy.com Tel No.: (044) 30407095/30407093 Email : enq_n@camsonline.com
Canara Robeco Mutual Fund
Investment Manager : Canara Robeco Asset Management Co. Ltd.
Construction House, 4th Floor, 5, Walchand Hirachand Marg, Ballard Estate, Mumbai 400 001. Application No.
Tel.: 6658 5000, 6658 5086 Fax: 6658 5012 / 13 www.canararobeco.com
COMMON APPLICATION FORM FOR DEBT SCHEMES (Please fill in BLOCK Letters)
Broker Name / ARN Sub Broker Code / ARN Bank Serial No. / Bank Stamp / Receipt Date

ARN - 33099
Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.
EXISTING UNIT HOLDER INFORMATION [Please fill in your Folio Number and proceed to Investment Details and Payment Details]
Folio No. Name of 1st Unit Holder
The details in our records under the folio number mentioned will apply for this application.
PAN AND KYC COMPLIANCE STATUS DETAILS - Mandatory [Refer Instruction Nos. 12 & 13]
PAN # (refer instruction) KYC Compliance Status** (if yes, attach proof)
First / Sole Applicant@ Yes No

Second Applicant Yes No

Third Applicant Yes No


@ If the first/sole applicant is a Minor, then please provide details of Natural / Legal Guardian. # Please attach PAN proof. **Refer instruction 13
APPLICANT(S) INFORMATION [Refer Instruction 1]
NAME OF FIRST / SOLE APPLICANT / MINOR DATE OF BIRTH Y Y
(Mandatory in case of Minor & 1st Applicant) D D / M M / Y Y
Mr. Ms. M/s.
Father/Husband’s Name
NAME OF SECOND APPLICANT
Mr. Ms. M/s.
NAME OF THIRD APPLICANT
Mr. Ms. M/s.
NAME OF THE GUARDIAN (In case First Applicant is a Minor) Relationship with Minor Please (ü)
Mr. Ms. M/s. Mother o Father o Legal Guardian o
Mode of Holding Please (ü
) Anyone or Survivor o Single o Joint o (Default option is Anyone or Survivor)
Occupation Please (ü
) Business o Service o Professional o Retired o Student o Housewife o Others o
Resident Individual o NRI - NRO o Trust o HUF o Bank / Fls o NRI - NRE oPlease specify
Status Please (ü)
Minor thru Guardian o Company/Body Corporate o Flls o Partnership Firm o AOP / BOI o Society o
MAILING ADDRESS [Please provide Full Address. P. O. Box No. may not be sufficient. Overseas Investors will have to provide Indian Address]
Local Address of 1st Applicant -

City State Pin Code


Tel. Off. Resi. Mobile
E - Mail P L E A S E U S E B L O C K L E T T E R S
Overseas Correspondence Address (Mandatory for NRI / Fll Applicant)

City Country Pin Code


COMMUNICATION (Please ü )
I/We wish to receive Account Statements/Annual Reports/Quarterly Statements/Newsletter/Updates or any other Statutory Information via E- mail/SMS alerts in lieu of Physical Documents.
BANK ACCOUNT DETAILS - Mandatory
Name of the Bank
Account No. A/c. Type Please (ü
) SAVINGS NRE CURRENT NRO FCNR
Branch Address
Bank Branch City State Pin Code MICR Code
(Please enter the 9 digit number that appears after your cheque number)
IFSC Code (RTGS) IFSC Code (NEFT) (Mandatory for Credit via NEFT/RTGS) Please attach a cancelled cheque OR
a clear photo copy of a cheque
(11 Character code appearing on your cheque leaf. If you do not find this on your cheque leaf, please check for the same with your Bank)

ACKNOWLEDGEMENT SLIP (TO BE FILLED IN BY THE SOLE/FIRST APPLICANT)

Application No.
Canara Robeco Mutual Fund
Investment manager : Canara Robeco Asset Management Company Ltd.
Construction House, 4th Floor, 5, Walchand Hirachand Marg, Ballard Estate, Mumbai 400 001. Date___ / ___ / ________

Received from Mr. / Ms. /M/s. Stamp,


An application for purchase of________ units of ____________________________________ Signature & Date
Scheme along with cheque / DD as detailed overleaf. Cheques / Drafts are subject to realisation.
INVESTMENT DETAILS AND PAYMENT DETAILS (Payment through Cash/Non-MICR Cheques/Outstation Cheques not accepted)
Kindly fill up the scheme name(s), plan/option and sub-option.
For complete information on Investment Details please refer to Instructions No. 6, 7 & 8
Scheme Name : o Canara RobecoFloating Rate o Canara Robeco Liquid o Canara Robeco Treasury Advantage o Canara Robeco Income o
Canara Robeco Gilt PGS
o Canara Robeco Dynamic Bond Fund o Canara Robeco Short Term Fund o Canara Robeco Monthly Income Plan
Plan & Options : o Growth o Growth with Automatic Repurchase o Dividend o Dividend Payout o Dividend Reinvestment o o Monthly Div o Payout o Reinvestment o
Quarterly Div o Payout o Reinvest. Short Term Plan : o Growth o Income o Weekly Dividend Reinvestment o Daily Dividend Reinvestment Long Term Plan : o Growth o
Income Retail Plan : o Growth o Income o Daily Dividend Reinvestment o Weekly Dividend Reinvestment o Fortnightly Dividend Reinvestment o Monthly Dividend
Reinvestment Institutional Plan : o Growth o Daily Dividend Reinvestment o Weekly Dividend Reinvestment o Fortnightly Dividend Reinvestment o Monthly Div o Payout
o Reinvestment o Quarterly Div o Payout o Reinvest. Super Institutional Plan : o Growth o Daily Dividend Reinvest. o Weekly Dividend Reinvest. oFortnightly Dividend
Reinvest. o Monthly Div o Payout o Reinvest o Growth with Automatic Repurchase o Dividend
Investment DD Charges# Net Amount Mode of Cheque / DD / Funds Transfer /
Amount (Rs.) if any (Rs.) (Rs.) Payment RTGS
Strike out whichever is not applicable
Chq. / DD No._______________Date _________Drawn on Bank_______________________________________________________Branch & City____________________
*A/c Type - (P
) S/B NRE* Current NRO FCNR* *Kindly provide photocopy of the payment Instrument or Foreign Inward remittance Certificate (FIRC) evidencing. source of funds
Please ( P ) RTGS ¨ Fund transfer ¨ letter dated _______________of ___________________________________________Bank & Branch from A/c No. ______________
MODE OF PAYMENT OF REDEMPTION / DIVIDEND PROCEEDS VIA RTGS/NEFT/CHEQUE/DEMAND DRAFT (PLEASE TICK THE RELEVANT OPTION BELOW) [Refer Instruction 21]
Unitholders have the option of receiving their redemption/ dividend proceeds directly into their bank accounts (as furnished by them in the column for “bank account details” as per
the following arrangements: Please ( P )
(I) Electronic credit through the Real Time Gross Settlement (RTGS) System of RBI for amounts of Rs.1.00 lac and above. (Please mention the IFSC code for RTGS of your bank/branch
and full account number as appearing on your cheque leaf in the column for “bank account details” to receive redemption proceeds through RTGS) ¨ (ii) Electronic credit through
the National Electronic Funds Transfer (NEFT) System of RBI. (Please mention the IFSC code for NEFT of your bank/branch and full account number as appearing on your cheque leaf
in the column for “bank account details” to receive redemption proceeds through NEFT) ¨ (iii) ECS credit through ECS system of RBI (option available only for dividend payments )
(Please mention 9 digit MICR as code as appearing in your cheque leaf in the column for bank account details ¨ (iv) Redemption proceeds by way of a cheque/demand draft
instead of a direct credit to our account. ¨
NOMINATION DETAILS (OPTIONAL) [Minor / HUF / POA Holder / Non Individuals cannot Nominate - Refer Instruction No. 20]
I / We do here by nominate the undermentioned Nominee(s) to receive the units
to my / our credit in this folio no. in the event of my / our death. I / We also understand that all payments and settlements made to such Nominee(s) and Signature of the Nominee(s)
acknowledging receipt thereof, shall be a valid discharge by the AMC / Mutual Fund / Trustees.

No. Nominee(s) Name Date of Birth (in case of Minor) Name of the Guardian (in case of Minor) Relationship with Unit Holder @
% of Share
1 D D M M Y Y Y Y
2 D D M M Y Y Y Y
3 D D M M Y Y Y Y

Signature of 1st Nominee / Guardian Signature of 2nd Nominee / Guardian Signature of 3rd Nominee / Guardian
@ If the percentage of share is not mentioned then the claim will be settled equally amongst all the indicated nominee(s)
DECLARATION APPLICATIONS ENCLOSED (Please P )
To the trustees Canara Robeco Mutual Fund. I / We have read and understood the contents of the SID and Key Information Memorandum of the Scheme. I/We hereby apply to the
Trustees of Canara Robeco Mutual Fund for allotment of units of the Scheme, as indicated above and agree to abide by the terms, conditions, rules and regulations of the Scheme. I /
We hereby confirm and certify that the source of these funds is not directly / indirectly a result of “proceeds of crime” as defined in “The Prevention of Money Laundering Act, 2002”
and we undertake to provide all necessary proof / documentation, if any, required to substantiate the facts of this undertaking. I have not received nor been induced by any rebate or
gifts, directly or indirectly in making this investment. I / We authorize the Fund to disclose details of my/our account and all my/our transactions to the intermediately whose stamp
appears on the application form. I also authorize the Fund to disclose details as necessary, to the Fund's and investor's bankers for the purpose of effecting payments to me / us.
Applicable to NRIs only : I/We confirm that I am/we are Non-Resident of Indian Nationality/Origin and I/We hereby confirm that the funds for subscription have been remitted from
abroad through approved banking channels or from funds in my/our Non-Resident External / Ordinary Account / FCNR / NRSR Account. Investment in the scheme is made by me /us
on: ¨ Repatriation basis ¨ Non Repatriation basis.
The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various
Mutual Funds from amongst which the Scheme is being recommended to me/us.

First / SoleApplicant / Guardian Second Applicant Third Applicant

To, The Trustees of Canara Robeco Mutual Fund, Sub : Our Subscription to the Schemes of Canara Robeco Mutual Fund.
We, the undersigned, being the partner of M/s. ____________________________________________________ a Partnership firm formed under Indian Partnership Act, 1932
do hereby jointly and severally authorise Mr. ____________________________________________________ to subscribe an amount of Rs. _____________ for allotment of
units of ____________________ Scheme on behalf of and in the name of our firm. He is / They are also authorised to encash / disinvest the above units. We undertake to intimate
you in writing about any change in the constitution or composition of our firm and upon such change, also arrange to lodge the specimen signatures of the partners authorised to
deal with the above units. We enclose the copy of the Partnership Deed alongwith this application for subscription.
Name of the partners Signatures

Scheme Name : __________________________________________ Plan : ___________________________________ Option : _________________________________

Cheque / DD No. : _______________ Date : _________________ Amount : Rs._________________ Bank and Branch: _________________________________________

REGISTRAR & TRANSFER AGENTS


M/s. Karvy Computershare Pvt. Limited “Karvy Plaza” Computer Age Management Services (P) Ltd.,
(For Canara Robeco Balance and Canara Robeco Equity Diversified Schemes) (For all other Schemes)
H. No. 8-2-596 Avenue 4, Street No. 1, Banjara Hills, Hyderabad - 500 034. No. 148 Old Mahabalipuram Road (OMR), Adjacent to Hotel Fortune Select Palms
Tel No.: (040) 23394436, 23397901, 23312454, Okkiyam, Thuraipakkam, Chennai - 600097
Fax No.: (040) 23311968, Email : crmf@karvy.com Tel No.: (044) 30407095/30407093 Email : enq_n@camsonline.com
Instructions for filling an application form
1. Application must be in the Name of (a) Resident/Non Resident Individual or (a) Trust Deed / Bye-Laws, (b) Certified copy of resolution, (c) List of
Individuals not exceeding 3 in number; (b) Minor through his/her authorised signatories with specimen signatures.
parent/guardian ; (c) A Hindu Undivided Family ( by the Karta acting on
ii) For Companies :
behalf of the HUF); (d) An Association of persons or a Body of Individuals (e)
Indian Companies or Body Corporates, Trusts and Societies; (f) Partnership (a) Certified Copy of the Board Resolution, (b) Memorandum & Articles
Firm. of Association, © List of authorised signatories with specimen
signatures.
2. In case of HUF, the karta shall sign on behalf of the HUF. All communications
will be addressed to the karta at the address given by him. iii) For Partnership Firms : Copy of the Partnership Deed
3. For minimum amount of application, please refer Minimum Investment 18. The right to accept or reject any application in whole or in part lies with the
column of this Key Information Memorandum. Trustees.
4. Signatures should be in English or in any of the Indian Languages, within the 19. NRI - PAYMENT PROCEDURE
box provided. Thumb impression must be attested by an Authorised Official
Payment by NRIs and person of Indian origin residing abroad may be made
of the Bank or by a Magistrate/Notary Public under his/her Official Seal.
by way of Indian Rupee Draft purchased abroad or by way of cheque drawn
5. In case of Application under Power of Attorney, the relevant Power of on Non-Resident (External) (NRE) Non-Resident Ordinary (NRO) Accounts.
Attorney or certified copy thereof must be lodged along with the application. Payments can be also be made by means of Rupee Draft purchased out of
NRE / NRO / FCNR accounts.
6. Payment should be made by Cheque / Bank Draft drawn on any bank which
is situated at and is a member or sub-member of the Bankers' Clearing House 20. NOMINATION DETAILS
located at the place where the Application Form is submitted.
As per the recent AMFI Circulars, a Unit Holder in the scheme may beall owed
In case applications submitted along with demand draft, the Fund may bear to nominate upto a maximum of three nominees. The nomination will be on
the draft charges on actual basis. The investors have to attach the copy of the a proportationate basis and investor may specify the percentage for each
acknowledgment issued by the Bank for purchase of DD which indicates the nominee in the event of his / her demise. If the percentage is not specified, it
DD charges. The investor will be allotted with units for the gross amount of will be equal percentage for the nominees by default. Provision for
investment. mentioning the details of the nominees are made in the KIM/ application
form and or separate nomination request forms is made available to the
7. Cash / Money Orders will not be accepted.
investors. The details of the nominee(s) will be captured by the Registrar and
8. All Cheques/Bank Drafts must be drawn in favour of “CANARA ROBECO will be available in the data base maintained. Upon receipt of intimation
MUTUAL FUND COLLECTIONS” and the name of the First/Sole applicant and from the nominee(s) regarding demise of the investor duly accompanied
serial No. of the application form shall be indicated on the reverse of the with necessary documents e.g. providing proof of the death of the Unit
Cheque/Bank Draft as the case may be. Holder, signature of the nominee, furnishing proof of guardianship if the
nominee is a minor, and the execution of an indemnity bond or such other
9. Application Forms duly completed in all respects must be submitted at the
documents as may be required from the nominee in favor of and to the
Sales Offices of the AMC / Identified center for sale of units of the Scheme.
satisfaction of the AMC / Registrar, the units will be transmitted to the
10. The acknowledgement slip will be made in favour of First/Sole Applicant. nominee(s) as per the percentage advised by the investor and a
confirmation/fresh Statement of account will be sent to the new holder(s).
11. Agents are not permitted to accept cash with application. The Fund shall not
be held responsible for any kind of wrong tenders. Only the following categories of Indian residents can be nominated: (a)
individuals; (b) minors through parent / legal guardian (whose name and
12. It is mandatory from January 01, 2008, for all applicant (s) (including
address must be provided); (c) religious or charitable trusts; and (d) Central
resident and non-resident investors), guardians (in case of minors) and
Government, State Government, a local authority or any person designated
power of attorney holders to provide PAN, along with a certified copy the
by virtue of his office.
PAN card for all transactions in units of the schemes irrespective of the
amount of transaction. However Non Individual’s, including society, trust, body corporate,
partnership firm, Karta of HUF, persons applying on behalf of minor or on
13. From 2nd February, 2008, it is mandatory to comply with 'Know Your
power of attorney cannot nominate.
Customer' (KYC) norms in respect of the applications for investment of Rs.
50,000/- and above for all the investors / applicants including NRI, A nomination in respect of Units will be treated as rescinded upon the
guardians (in case of minors) and power of attorney holders. Redemption of all Units. Cancellation of a nomination can be made only by
the Unit Holders who made the original nomination and must be notified in
All investors including guardians and power of attorney holders need to
writing. On receipt of a valid cancellation, the nomination shall be treated as
complete 'Know Your Customer' (KYC) formalities through CVL (CDSL
rescinded and the AMC / Fund shall not be under any obligation to transfer
Ventures Ltd.) by completing a KYC application form along with photograph,
the Units in favour of the nominee.
PAN card and Proof of Address for individuals, or Corporate Documents for
bodies corporate, in accordance with the Prevention of Money-Laundering The transfer of Units / payment to the nominee of the Redemption proceeds
Act, 2002 (PMLA), Rules issued thereunder and the guidelines / circulars shall be valid and effectual against any demand made upon the Fund / AMC /
issued by SEBI thereto. Trustee and shall discharge the Fund /AMC / Trustee of all liability towards
the estate of the deceased Unit Holder and his / her legal personal
14. Applications which are incomplete are liable to be rejected and the Trustees
representative or other successors. The Fund, the AMC and the Trustee are
of Canara Robeco Mutual Fund shall not be responsible for any consequences
entitled to be indemnified from the deceased Unit Holder’s estate against
thereof.
any liabilities whatsoever that any of them may suffer or incur in connection
15. Where an Application is rejected in full or part, application money will with a nomination.
accordingly be refunded to the applicant. No interest will be paid on the
21. Real Time Gross Settlement (RTGS) & National Electronic Funds Transfer
amount so refunded. Letters of regret together with refund cheques, if any,
(NEFT)
will be despatched by post at the applicant's sole risk.
The AMC provides the facility of 'Real Time Gross Settlement (RTGS)' &
16. First/Sole applicant, should fill in the particulars of their operative Bank
'National Electronic Funds Transfer (NEFT)' offered by Reserve Bank of
Account which is mandatory and application without bank details is liable to
India(RBI), which aims to provide credit of redemption and dividend payouts
be rejected.
(if any) directly into the bank account of the Unit holder maintained with the
17. Documents to be submitted : banks (participating in the RTGS/NEFT System). Unit holders can check the list
of banks participating in the RTGS/NEFT System from the RBI website i.e.
i) For Charitable and Religious Trusts/Association / Society :
Instructions for filling an application form
www.rbi.org.inor contact any of our Investor Service Centres. Each of the above facilities aims to provide direct credit of the redemption
proceeds and dividend payouts (if any) into the bank account of the Unit
However, in the event of the name of Unit holder's bank not appearing in the
holder and eliminates the time lag between despatch of the cheque, its
'List of Banks participating in RTGS/NEFT' updated on RBI website
receipt by the Unit holders and the need to personally bank the instrument
www.rbi.org.in, from time to time, the instructions of the Unit holder for
and await subsequent credit to the Unit holders account. Further, the
remittance of redemption/ dividend (if any) proceeds via RTGS/NEFT System
potential risk of loss of instruments in transit through courier / post is also
will be discontinued by Canara Robeco Mutual Fund / Canara Robeco Asset
eliminated. Each of the said facility as a mode of payment, is faster, safer and
Management Company Limited without prior notice to the Unit holder and
reliable. In case the bank account as communicated by the Unit holder is with
the payouts of redemption / dividend (if any) proceeds shall be effected by
any of the banks participating in the RTGS/NEFT System offered by RBI,the
sending the Unit holder(s) a cheque / demand draft.
AMC shall automatically extend this facility to the Unit holders provided
For more details on NEFT or for frequently asked questions (FAQs) on unitholders have furnished all requisite information to the AMC to receive
RTGS/NEFT, Unit holders are advised to visit the RBI website www.rbi.org.in such credits.
Electronic Clearing Service (ECS)* Canara Robeco Asset Management Company Limited / Canara Robeco
Mutual Fund shall not be held liable for any losses / claims, etc. arising on
Investors who have opted for the ECS facility of RBI for dividend payment will
account of processing the credit via RTGS/NEFT/ECS of redemption /
receive a direct credit of the amount due to them in their mandated account
dividend proceeds on the basis of Bank Account details as provided by the
whenever the payment is made through ECS. A separate advice regarding
unit holder in the Application Form.
credit of amount(s) via ECS will be sent to the unit holder. It should be noted
that while the Mutual Fund will make all efforts, there is no commitment that Canara Robeco Asset Management Company Limited / Canara Robeco
this facility will be made available to all desirous investors. Mutual Fund shall not be liable for delayed receipt /non receipt of
redemption /dividend amount for reason of incomplete /inaccurate
Applicants in cities not covered under ECS facility will receive dividend
information provided by the unit holders
payments , if any by cheques or demand drafts and the same will be mailed to
the Unitholders. Please note that the ECS Facility is available only in respect However, if the Unit holders are not keen on availing of any of the said
of dividend payments and not in the case of Redemption of Units. Therefore, facilities and prefer receiving cheques / demand drafts, Unit holders may
the Investors will receive their redemption / dividend proceeds (if any) indicate their intention in the Application Form in the space provided
directly into their bank accounts in the following order: specifically. The AMC would then ensure that the payouts are effected by
sending the Unit holders a cheque / demand draft. In case of unforeseen
(i) In case the bank account of an investor is covered under RTGS/ NEFT
circumstances, the AMC reserves the right to issue a cheque / demand draft.
system offered by the RBI then the payment of redemption / dividend
proceeds (if any) shall be effected via RTGS/NEFT mechanism only. Note :
(ii) The facility for payment of dividend proceeds, if any via ECS* shall be Multiple nominations are permitted i.e. more than one person can be
effected only in case the bank account of an investor is not covered nominated under the same folio.
under the RTGS/ NEFT system.
* available only in respect of dividend payments.
MICRO SIP
Canara Robeco Mutual Fund
Investment Manager : Canara Robeco Asset Management Co. Ltd.
Construction House, 4th Floor, 5, Walchand Hirachand Marg, Ballard Estate, Mumbai 400 001.
Tel.: 6658 5000, 6658 5086 Fax: 6658 5012 / 13 www.canararobeco.com
Registration cum mandate form for ECS (Debit clearing / Auto debit)
First Investment in SIP vide a cheque and subsequent investments via Auto Debit, available in select cities only.
New SIP Registration by existing investor New SIP Registration by new investor (also attach the new application form duly filled & signed)

Investor and investment details


Sole / First Investor Name

Existing Investor Folio No. Date of Birth

Scheme

Plan Option/Sub option

Email ID: (In capital)

Mobile Number: 9 1 (For Email Delivery instead of physical account statement.)

Sole / First Applicant / Guardian Second Applicant / Guardian Third Applicant / Guardian
PAN (Provide attested copy)
In case of Micro SIP (Refer Instruction 1)

ID Proof Document Name


Document Number
(provide attested identification proof)

SIP and bank details


Each SIP Amount (Rs.) Frequency Monthly Quarterly
First SIP Cheque No.: Cheque date should be either 01st, 05th, 15th, 20th, 25th of the month/quarter.
(Note: Cheque should be drawn on bank details provided below)
SIP Auto Debit Dates: 01st 05th 15th 20th 25th of the month/quarter

SIP Period : Start from Month Year End On Month Year


(Note: Please allow minimum one month for auto debit to register and start).
I/We hereby, authorize Canara Robeco Mutual Fund and their authorized service providers (M/s. Tech Process Solutions Ltd.), to debit my/our following bank account by ECS (Debit Clearing) /
auto debit to account for collection of SIP payments.

Particulars of bank account


Accountholder Name
as in Bank Account
Bank Name Branch
City PIN code
Account Number Account Type Savings Current Cash Credit
9 Digit MICR Code (Please enter the 9 digit number that appears after your cheque number)
IFSC Code (RTGS) IFSC Code (NEFT) (Mandatory for Credit via NEFT/RTGS)
(11 Character code appearing on your cheque leaf. If you do not find this on your cheque leaf, please check for the same with your Bank)
I/We hereby declare that the particulars given above are correct and express my willingness to make payments referred above to debit my/our account directly or through participation in ECS. If the
transaction is delayed or not effected for reasons of incomplete or incorrect information, I / We would not hold the user institution responsible. I / We will also inform AMC, about any changes in my/our
bank account. I/We do not have any existing Micro SIPs which together with the current Micro SIP application will result in aggregate investments exceeding Rs. 50,000 in a year (applicable to Micro SIP
investors only). The ARN holder has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual
Funds from amongst which the Scheme is being recommended to me/us. I/We have read and agreed to the terms and conditions mentioned in common KIM.

First Account Holder’s Signature Second Account Holder’s Signature Third Account Holder’s Signature
For office use only (not to be filled in by investor)
Recorded on Scheme Code
Recorded by Credit Account Number
Bank use Mandate Ref. No. Customer Ref. No.

Authorisation of the Bank Account Holder (to be signed by the Account Holder)
This is to inform that I/We have registered for the RBI’s Electronic Clearing Service (Debit Clearing) / Auto Debit Facility and that my payment towards
my investment in Canara Robeco Mutual Fund shall be made from my/our below mentioned bank account with your bank. I/We authorize the
representative, (M/s. Tech Process Solutions Ltd.) carrying this ECS/Auto Debit to account mandate Form to get it verified and executed. Bank Account Number

First Account Holder’s Signature Second Account Holder’s Signature Third Account Holder’s Signature
(As in Bank Records) (As in Bank Records) (As in Bank Records)
SIP Auto Debit/STP/SWP Form No.

Canara Robeco Mutual Fund


Investment Manager : Canara Robeco Asset Management Co. Ltd.
Construction House, 4th Floor, 5, Walchand Hirachand Marg, Ballard Estate, Mumbai 400 001.
Tel.: 6658 5000, 6658 5086 Fax: 6658 5012 / 13 www.canararobeco.com
Systematic Investment Plan (SIP) Auto Debit Facility/STP/SWP ARN - 33099
Registration cum mandate form for ECS (Debit clearing / Auto debit)
First Investment in SIP vide a cheque and subsequent investments via Auto Debit, available in select cities only.
New SIP Registration by existing investor Change in Bank Account for an existing Investor with Canara Robeco Mutual Fund
New SIP Registration by new investor (also attach the new application form duly filled & signed)
Are you KYC Compliant ? Yes No (Refer Instruction No. 11 )

Investor and investment details


Sole / First Investor Name
PAN No.(Refer Instruction No.10)
Folio No.
Scheme
Plan
Option & Sub Option

SIP and bank details


Each SIP Amount (Rs.) Frequency Monthly Quarterly
First SIP Cheque No.: Cheque date should be either 01st, 05th, 15th, 20th, 25th of the month/quarter.
(Note: Cheque should be drawn on bank details provided below)
SIP Auto Debit Dates: 01st 05th 15th 20th 25th of the month/quarter

SIP Period : Start from Month Year End On Month Year


(Note: Please allow minimum one month for auto debit to register and start).
I/We hereby, authorize Canara Robeco Mutual Fund and their authorized service providers (M/s. Tech Process Solutions Ltd.), to debit my/our following bank
account by ECS (Debit Clearing) / auto debit to account for collection of SIP payments.
Systematic Transfer Plan (STP) (see instruction on page13)
Tear Here

I/We would like to switch to the following: From Scheme/Option To Scheme/Option


Fixed Amount Rs._______________________ Frequency Monthly Quarterly 01st 05th 15th 20th 25th of the month/quarter
Period : Enrolment Period From ___/___/______(dd/mm/yy) To ___/___/______(dd/mm/yy)
Systematic Withdrawl Plan (SWP) (see instruction on page 9)
Fixed Amount Rs.____________________________________ Scheme Name/Option
Frequency Monthly Quarterly 01st 05th 15th 20th 25th of the month/quarter
Period : Enrolment Period From ___/___/______(dd/mm/yy) To ___/___/______(dd/mm/yy)
Particulars of bank account
Accountholder Name
as in Bank Account
Bank Name Branch
City PIN code
Account Number Account Type Savings Current Cash Credit
9 Digit MICR Code (Please enter the 9 digit number that appears after your cheque number)
IFSC Code (RTGS) IFSC Code (NEFT) (Mandatory for Credit via NEFT/RTGS)
(11 Character code appearing on your cheque leaf. If you do not find this on your cheque leaf, please check for the same with your Bank)]
I/We hereby, declare that the particulars given above are correct and express my willingness to make payments referred above through participation in ECS/Auto Debit. If the transaction is delayed
or not effected at all for reasons of incomplete or incorrect information. I/We would not hold the user institution responsible. I/We will also inform Canara Robeco Mutual Fund about any changes
in my ban account I/We have read and agreed to the terms and conditions mentioned overleaf.

First Account Holder’s Signature Second Account Holder’s Signature Third Account Holder’s Signature
For office use only (not to be filled in by investor)
Recorded on Scheme Code
Recorded by Credit Account Number
Bank use Mandate Ref. No. Customer Ref. No.

Authorisation of the Bank Account Holder (to be signed by the Account Holder)
This is to inform that I/We have registered for the RBI’s Electronic Clearing Service (Debit Clearing) / Auto Debit Facility and that my payment towards
my investment in Canara Robeco Mutual Fund shall be made from my/our below mentioned bank account with your bank. I/We authorize the
representative, (M/s. Tech Process Solutions Ltd.) carrying this ECS/Auto Debit to account mandate Form to get it verified and executed. Bank Account Number

First Account Holder’s Signature Second Account Holder’s Signature Third Account Holder’s Signature
(As in Bank Records) (As in Bank Records) (As in Bank Records)
MICRO SIP/SIP Auto Debit Facility: Terms & Conditions
SIP Payment through Electronic Clearing Service (Debit Clearing) of the Reserve Bank of India (RBI)
ECS Centres : Agra, Ahmedabad, Allahabad, Amritsar, Asansol,Aurangabad, Bangalore, Bardwan, Baroda, Belgaum, Bhopal, Bhubaneshwar, Bhilwara, Calicut,
Chennai, Chandigarh, Cochin, Coimbatore, Delhi, Dehradun, Dhanbad, Durgapur, Erode, Gadag, Gorakhpur, Guwahati, Gwalior, Hubli, Hyderabad, Indore,
Jabalpur, Jalandhar, Jaipur, Jamshedpur, Jammu, Jamnagar, Jodhpur, Kakinada, Kanpur, Kolhapur, Kolkata, Lucknow, Ludhiana, Mangalore, Madurai, Mumbai,
Mysore, Nagpur, Nasik, Nellore, Panjim, Patna, Pondicherry, Pune, Rajkot, Raipur, Ranchi, Salem, Sholapur, Surat, Siliguri, Shimla, Tirupati, Trichy, Thirupur,
Trichur, Trivandrum, Udupi, Udaipur, Varanasi, Vijaywada, Vizag, Bijapur, Bikaner, Cuttack, Davangeree, Gulbarga, Mandya, Raichur, Shimoga.
1. PAN is needed and advisable for all investments including SIP. However, Micro transactions in units of the Schemes irrespective of the amount of transaction
SIPs of upto Rs 50,000 per year per investor are exempted from PAN (Not applicable for Micro SIP investments).
requirements. In such a case, all unit holders, who do not have a PAN, need to 11. From 2nd February, 2008, it is mandatory to comply with 'Know Your
submit a valid and self attested identification proof and mention the details in the Customer' (KYC) norms in respect of the applications for investment of
space provided. Lists of acceptable ID proofs can be taken from any official point Rs. 50,000/- and above for all the investors / applicants including NRI,
of collection. If while registering the Micro SIP, it is found that the identification guardians (in case of minors) and power of attorney holders.
proof is not in order or the registration will result in aggregate of SIP investments 12. SIP auto debit facility is available only on specific dates. Post dated SIP
exceeding the limit of Rs. 50,000 per year per investor without PAN, then the SIP cheques should be dated either the 01st or 5th or 15th or 20th or 25th of every
will get rejected. month/quarter.
2. Auto Debit facility is offered to the Investors having bank accounts in select cities 13. For Systematic Withdrawal Plan (SWP)/ Systematic Transfer Plan (STP), kindly
mentioned above. The cities in the list may be modified / updated / changed / provide the SWP/STP amount you would like to redeem / Transfer, the
removed at any time in future entirely at the discretion of Canara Robeco Mutual frequency and date. The dates should be either the 1st or 5th or 15th or 20th
Fund without assigning any reason or prior notice. If any city is removed, SIP 25th of every month/quarter. (SWP/STP plans not applicable for Micro SIP
instructions for investors in such cities via ECS (Debit) route will be discontinued investments).
without prior notice. 14. Investor will not hold Canara Robeco Mutual Fund, its registrars and
3. New Investors who wish to enroll for SIP through Auto Debit should fill the SIP other service providers responsible if the transaction is delayed or not effected
Auto Debit Form in addition to the SIP Application Form provided with the Key or the investor bank account is debited in advance or after the specific SIP date
Information Memorandum. due to various clearing cycles of ECS.
4. Completed Application Form, SIP Auto Debit Form and the first cheque should be 15. Canara Robeco Asset Management Co. Ltd. (CRAMC), Canara Robeco Mutual
submitted at least Fifteen Days before the first transaction date. Fund, Registrars, and other service providers shall not be responsible and
5. The Investor agree to abide by the terms and conditions of ECS facility of Reserve liable for any damages/compensation for any loss, damage etc., incurred by
Bank of India (RBI). the investor. The investor assumes the entire risk of using this facility and
6. Investors should compulsorily give a cheque for the first transaction. takes full responsibility.
The cheque should be drawn on the same bank account which is to be registered 16. Please refer the Key Information Memorandum and detailed Schemes
for ECS (Debit). Information Document (SID) for applicable NAV, risk factors, load and other
7. The bank account provided for ECS (Debit) should participate in information on respective Scheme/Plan before investing.
local MICR clearing. 17. New Investors need to submit an application form and cheque (for the first
8. The cheque should be drawn in favour of Canara Robeco Mutual Fund and instalment) in addition to the Auto Debit Form. Existing investors are required
Crossed “A/c payee only”. All cheques accompanying the SIP enrolment form to submit the Transaction Form indicating the existing folio number and SIP
should contain the SIP enrolment number on its reverse. details along with a cheque (for the first instalment) in addition to this form.
9. Minimum investment for Monthly SIP is Rs. 1,000/- and for quarterly 18. Investor can choose to discontinue this facility by giving 15 days written notice
SIP is Rs. 2,000/-. to our Branch Offices of CRAMC.
10. It is mandatory from January 01, 2008, for all applicant (s) (including resident 19. Canara Robeco Mutual Fund / AMC, reserves the right to reject any
and non-resident investors), guardians (in case of minors) and power of attorney application inter alia in the absence of fulfillment of regulatory
holders to provide PAN, along with a certified copy the PAN card for all requirements.

Canara Robeco Asset Management Company Ltd.


Branch Offices: AHMEDABAD: Tower A, Unit No.: 402/B, 4th Floor, Ganesha Plaza, Opp. Navrangpura Bus Stand, Off. C.G. Road, Ahmedabad 380 009. Email:
crmf.ahmedabad@canararobeco.com. Tel.: (079) 66610423 - 24. BANGALORE: 4&5 Ground Floor, Business Point, Next to Brigade Towers, 137, Brigade Road, Bangalore
- 560025 Email: crmf.bangalore@canararobeco.com. Tel.: (080) 39871400/01 Fax: (080) 30901092. BHOPAL: Kay Kay Business Centre, 1st Floor, 133, Zone 1, M.P.
Nagar, Bhopal 462 011.Email: crmf.bhopal@canararobeco.com. Tel.: (0755) 3013648 CHANDIGARH: SCO 333-334, 1st Floor, Sector 35 B, Chandigarh 160 022. Email:
crmf.chandigarh@canararobeco.com. Tel: (0172) 2648007 Fax: (0172) 2600531 CHENNAI: 770-A, 1st Floor, Spencer Annexe, Anna Salai, Chennai 600 002. Email:
crmf.chennai@canararobeco.com. Tel.: (044) 2849596-98 Fax: (044) 28497023 COIMBATORE: Door No. A/1, Thiruvenkataswamy Road (East), R.S. Puram,
Coimbatore 641 012. Email: crmf.coimbatore@canararobeco.com. Tel: (0422) 2546453 DELHI: 306, Kanchen Junga Building., 18, Barakambha Road, New Delhi 110
001. Email: crmf.delhi@canararobeco.com. Tel.: (011) 23326417, Fax (011) 23354780 GOA: Kamat Chambers,Grounf Floor, Shop No.: 3, Opp. Hotel Neptune.Panjim Goa
: 403001. Email: crmf.goa@canararobeco.com. Tel.: (0832) 2422415, 6450631 HYDERABAD: Flat No. 201/202, IInd Floor, Sanatana Eternal, Door No.3-6-108/1, Road
No. 19,Himayat Nagar, Hyderabad 500029. Email: crmf.hyderabad@canararobeco.com. Tel.: (040) 23261481/1482 Fax: (040) 23261480 INDORE:107, 1st Floor, Bansi
Trade Centre, Palasia, Indore - 452001 . Tel.: (0731) 6451222 KOCHI: Door No. XL/6030, 1st Floor, Al-Falah Plaza, Opp. Oriental Bank ofCommerce, Broadway North End,
Kochi 682 031. Email: crmf.kochi@canararobeco.com. Tel.: (0484) 2364846/36 Fax: (0484) 2364836 KOLKATA: Horizon, Block B, 5th Floor, 57, Chowringhee Road,
Kolkata 700 001. Email: crmf.kolkata@canararobeco.com. Tel.: (033) 30584716-19 Fax: (033) 30584720 LUDHIANA:Room No. 328, 3rd Floor,Ludhiana Stock Exchange
Building, Feroze Gandhi Market, Ludhiana - 141 001. Email: crmf.ludhiana@canararobeco.com. Tel.: (0161)2421333 Fax: (0161) 2421333 MANGALORE: 1st Floor Essel
Towers, Bunts Hostel Circle Mangalore 575 003. Email: crmf.mangalore@canararobeco.com. Tel: (0824) 2448804 Telefax: (0824) 2445565 MUMBAI: Construction
House, 4th Floor, 5, Walchand Hirachand Marg, Ballard Estate, Mumbai 400 001. Email: crmf.mumbai@canararobeco.com. Tel.: (022) 66585000-18, 66585085 Fax:
(022) 66585012/13 NAGPUR: Unit no. C/6 4th Floor Indu Yash II, 186, Cement Road Dharam Peth Extention, Nagpur - 400010. Email: crmf.nagpur@canararobeco.com.
Tel.: (0712) 6615364 PATNA: 4th Floor, 401/402, Aashiana Hariniwas, Dak Banglow Road, Patna - 800001, BIHAR Email: crmf.patna@canararobeco.com. Tel : (061)
22227950 Mobile No.: 9334481768 PUNE: Deccan Mall, Office 1&2, 1st Floor, Deccan Gymkhana, Pune 411 004. Email: crmf.pune@canararobeco.com. Tel.: (020)
30923820 Fax: (020) 25661454 SURAT: Unit Nos .HG1/2, Megharatna Complex, Near State Bank of India, Athugar Street, Nanpura, Surat 395 001. Email :
crmf.surat@canararobeco.com . Tel.: (0261) 6554243, 6641345 TRICHY: Srinivasa Complex, No. 145/74 C, Salai Road, Trichy 620 018. Email:
crmf.trichy@canararobeco.com. Tel.: (0431) 2750130 VADODARA: 116, Siddharth Complex, R.C. Dutt Road, Alkapuri, Vadodara - 390 007. Email:
crmf.baroda@canararobeco.com. Tel: (0265) 2326483 Telefax: (0265) 2356843 VISAKHAPATNAM: Vidisha Towers, 47-14-10 Flat No. 3, 3rd Floor, Dwarkanagar Main
Road, Vishakhapatnam - 530 016.Email: crmf.vizag@canararobeco.com. Tel.: (0891) 6556645, 6631616 Fax: (0891) 6631646
Statutory Details : Canara Robeco Mutual Fund (CRMF) has been set up as a Trust under Indian Trust Act, 1882. Sponsors : Canara Bank, Head Office, 112 J C Road,
Bangalore; Robeco Groep N.V., Coolsingel 120, 3011 Rotterdam, Netherlands. Risk Factors : Mutual Funds and securities investments are subject to market risks and there
can be no assurance or guarantee that the objectives of the Schemes will be achieved. The names of Schemes do not indicate the future prospects or the returns. As with
any investment in securities, the NAV of the units issued under the Schemes may go up or down depending on the factors and forces affecting the securities market. Past
performance of the Sponsors/AMC/Mutual Fund do not guarantee future performance of the Schemes. The Sponsors of the Fund are not responsible or liable for any loss
or shortfall resulting from the operations of the Schemes of CRMF, beyond the initial contribution of a sum of Rs. 10 lacs towards setting up of CRMF. Investors should read
the Offer Document (OD) / Schemes Information Document (SID) for Scheme specific risk factors and other details before investing.