8/8/2017 luzondb.

htm

LUZON DEVELOPMENT BANK

Published Balance Sheet
As of December 31, 2008

ASSETS
Cash and Cash Items 33,786,973.67
Due from Bangko Sentral ng Pilipinas 95,256,072.58
Due from Other Banks 151,299,038.59
Financial Assets at Fair Value through Profit or Loss -
Available for Sale Financial Assets Net -
Held to Maturity (HTM) Financial Assets - Net -
Unquoted Debt Securities Classified as Loans - Net 140,018,448.47
Investments in Non-Marketable Equity Security - Net -
Loans and Receivables - Net 1,000,387,534.33
Loans to Bangko Sentral ng Pilipinas -
Interbank Loans Receivables 41,000,000.00
Loans and Receivables - Others 968,488,005.21
Loans and Receivables Arising from Repo, CA/Participation -
General Loan Loss Provision 9,100,470.88
Other Financial Assets 224,011,002.63
Equity Investment in Subsidiaries, Associates and Joint Ventures - Net 11,003,700.00
Bank Premises, Furniture, Fixture and Equipment - Net 159,722,928.19
Real and Other Properties Acquired - Net 414,067,090.30
Non-Current Assets Held for Sale -
Other Assets - Net 39,727,996.94
Due from Head Office/Branches/Agencies (Phil branch or Foreign bank) -
TOTAL ASSETS 2,269,280,785.70

LIABILITIES
Financial Liabilities at Fair Value through Profit or Loss -
Deposit Liabilities 1,743,067,182.60
Due to Other Banks -
Bills Payable -
a) BSP (Rediscounting and Other Advances) -
b) Interbank Loans Payable -
c) Other Deposit Substitutes -
d) Others -
Bonds Payable - Net -
Unsecured Subordinated Debt - Net -
Redeemable Preferred Shares -
Special Time Deposit -
Due to Bangko Sentral ng Pilipinas -
Other Financial Liabilities 6,269,611.14
Other Liabilities 78,034,417.01
Due to Head Office/Branches/Agencies (Phil. branch of a foreign bank) -
TOTAL LIABILITIES 1,827,371,210.75

STOCKHOLDERS' EQUITY
Capital Stock 286,914,250.00
Other Capital Account 109,241,653.77
Retained Earnings 45,753,671.18
Assigned Capital -
TOTAL STOCKHOLDERS' EQUITY 441,909,574.95
TOTAL LIABILITIES & STOCKHOLDERS' EQUITY 2,269,280,785.70

CONTINGENT ACCOUNTS
file:///C:/Users/THINKI~1.NET/AppData/Local/Temp/Rar$EXa0.033/luzondb.htm 1/2
8/8/2017 luzondb.htm

Guarantees Issued -
Financial Standby Letters of Credit -
Performance Standby Letters of Credit -
Commercial Letters of Credit -
Trade Related Guarantees -
Commitments -
Spot Foreign Exchange Contracts -
Securities Held Under Custodianship by Bank Proper -
Trust Department Accounts -
a) Trust and Agency Accounts -
b) Agency Accounts -
c) Other Deposit Substitutes -
Derivatives -
Others 431,359.82
TOTAL CONTINGENT ACCOUNT 431,359.82
OTHER INFORMATION
Non-Performing Loans (NPLs) 32,709,290.50
Ratio of Non-Performing Loans to Total Loan Portfolio (NPL to TLP) 3.31
Classified Loans and Other Risk Assets 63,795,841.35
Specific Provisions for Loan Losses 14,008,743.20
Return on Equity (ROE) 10.35
DOSRI Loans and Receivables 57,320,585.58
Past Due DOSRI Loans and Receivables 0.00
Ratio of Past Due DOSRI Loans and Receivables to TLP 0.00
Percent Compliance with Magna carta 0.00
a. 6% Small Enterprises 71.96
b. 2% for Medium Enterprises 20.87
Capital Adequacy Ratio (CAR on Solo Basis) under Circular No. 538 or Circular No.
280 0.00
a. Total (Solo Basis) 17.30
b. Tier 1 (Solo Basis) 0.00
Deferred Charges not yet Written Down 0.00
Unbooked Allowance for Probable Losses on Financial Instructions Received 0.00

file:///C:/Users/THINKI~1.NET/AppData/Local/Temp/Rar$EXa0.033/luzondb.htm 2/2