Client Risk Management Solutions (RMS) - the worlds leading provider of products and services for quantification and management of catastrophe risk. Business Need RMS wished to add a Flood peril model to its existing earthquake, hurricane, and tornado & hail models. Flooding being a major cause of catastrophe loss in the UK, such a model would help quantify the risk associated with riverine floods for the entire UK. Modeling extreme precipitation events and hydrological modeling would be required in this development effort. Solution RMSI undertook the actual model development under the guidance of experienced modelers at RMS. The activities included spatial analysis, finalization of river network, rainfall modeling, catchment delineation and study, rainfall to runoff modeling, flood depth calculations, and a lot of non-spatial analysis. The RMSI team used multiple communication channels, including visits to the client site for a thorough understanding of the project and for improved coordination with the RMS team. The RMSI team also used industry standard automated tools to speed up the analysis and maintain the required high quality of data. The client has shown the rainfall to runoff movie file in a number of conferences and this has now become a common phenomenon in other models too. The file provides visualization to the runoff process. Benefits RMS was able to complete the development of the UK River Flood Model within the prescribed time. This model is the first of its kind in the insurance market. The client showed its trust in RMSI by awarding the extension of this project to RMSI. This extension is intended to enhance the resolution of the model by including not only major rivers, but also small rivers and drainage systems. Technologies ArcGIS 8.x, ArcView 3.x with Spatial Analyst and Dialog Designer Extensions, ArcInfo NT, MapInfo and AutoCAD Map SQL Server and MS Access Avenue, Map Basic, AML and VBA