Where's My Money Going?

Spending Log

$$ Out $$ In Date Description Store

Category
 January
Budget for January 2010

Projected Inflows/Income Budget Actual Variance

Salary 1 $1,000.00 $0.00 -$1,000.00

Salary 2 $1,000.00 $0.00 -$1,000.00
Other $200.00 $0.00 -$200.00

Total inflows: $2,200.00 $0.00 -$2,200.00

Projected Outflows/Expenses

Variable Expenses:
Groceries $100.00 $0.00 $100.00
Health (medicine, copay, etc) $100.00 $0.00 $100.00
Gas/parking/commute $100.00 $0.00 $100.00 (commute includes tolls, bus/metro f
Car repair $100.00 $0.00 $100.00
Dining out/entertainment $100.00 $0.00 $100.00
Clothing/personal $100.00 $0.00 $100.00
Cell phone $100.00 $0.00 $100.00
Giving $100.00 $0.00 $100.00
Heating $100.00 $0.00 $100.00
Water $100.00 $0.00 $100.00
Electricity $100.00 $0.00 $100.00
Misc. $100.00 $0.00 $100.00
Savings $100.00 $0.00 $100.00
College fund $100.00 $0.00 $100.00

Total Variable Expenses: $1,400.00 $0.00 $1,400.00

Fixed Expenses:
Rent/Mortgage $100.00 $0.00 $100.00
Health insurance $100.00 $0.00 $100.00
Car insurance (partial) $100.00 $0.00 $100.00
Home/rent insurance (part) $20.00 $0.00 $20.00 (it's a good idea to set aside a monthl
Tv/internet/phone $100.00 $0.00 $100.00
Debt #1 $100.00 $0.00 $100.00
Debt #2 $100.00 $0.00 $100.00
Debt #3 $100.00 $0.00 $100.00

Page 3
 January
Total Fixed Expenses: $720.00 $0.00 $720.00

Total Outflows: $2,120.00 $0.00 $2,120.00

Actual Inflows $0.00

Actual Outflows $0.00

Balance: $0.00

Page 4
 January

(commute includes tolls, bus/metro fares, etc)

(it's a good idea to set aside a monthly part of your car/home insurance)

Page 5
 February
Budget for February 2010

Projected Inflows/Income Budget Actual Variance

Salary 1 $1,000.00 $0.00 -$1,000.00

Salary 2 $1,000.00 $0.00 -$1,000.00
Other $200.00 $0.00 -$200.00

Total inflows: $2,200.00 $0.00 -$2,200.00

Projected Outflows/Expenses

Variable Expenses:
Groceries $100.00 $0.00 $100.00
Health (medicine, copay, etc) $100.00 $0.00 $100.00
Gas/parking/commute $100.00 $0.00 $100.00 (commute includes tolls, bus/metro f
Car repair $100.00 $0.00 $100.00
Dining out/entertainment $100.00 $0.00 $100.00
Clothing/personal $100.00 $0.00 $100.00
Cell phone $100.00 $0.00 $100.00
Giving $100.00 $0.00 $100.00
Heating $100.00 $0.00 $100.00
Water $100.00 $0.00 $100.00
Electricity $100.00 $0.00 $100.00
Misc. $100.00 $0.00 $100.00
Savings $100.00 $0.00 $100.00
College fund $100.00 $0.00 $100.00

Total Variable Expenses: $1,400.00 $0.00 $1,400.00

Fixed Expenses:
Rent/Mortgage $100.00 $0.00 $100.00
Health insurance $100.00 $0.00 $100.00
Car insurance (partial) $100.00 $0.00 $100.00
Home/rent insurance (part) $20.00 $0.00 $20.00 (it's a good idea to set aside a monthl
Tv/internet/phone $100.00 $0.00 $100.00
Debt #1 $100.00 $0.00 $100.00
Debt #2 $100.00 $0.00 $100.00
Debt #3 $100.00 $0.00 $100.00

Page 6
 February
Total Fixed Expenses: $720.00 $0.00 $720.00

Total Outflows: $2,120.00 $0.00 $2,120.00

Actual Inflows $0.00

Actual Outflows $0.00

Balance: $0.00

Page 7
 February

(commute includes tolls, bus/metro fares, etc)

(it's a good idea to set aside a monthly part of your car/home insurance)

Page 8
 March
Budget for March 2010

Projected Inflows/Income Budget Actual Variance

Salary 1 $1,000.00 $0.00 -$1,000.00

Salary 2 $1,000.00 $0.00 -$1,000.00
Other $200.00 $0.00 -$200.00

Total inflows: $2,200.00 $0.00 -$2,200.00

Projected Outflows/Expenses

Variable Expenses:
Groceries $100.00 $0.00 $100.00
Health (medicine, copay, etc) $100.00 $0.00 $100.00
Gas/parking/commute $100.00 $0.00 $100.00 (commute includes tolls, bus/metro f
Car repair $100.00 $0.00 $100.00
Dining out/entertainment $100.00 $0.00 $100.00
Clothing/personal $100.00 $0.00 $100.00
Cell phone $100.00 $0.00 $100.00
Giving $100.00 $0.00 $100.00
Heating $100.00 $0.00 $100.00
Water $100.00 $0.00 $100.00
Electricity $100.00 $0.00 $100.00
Misc. $100.00 $0.00 $100.00
Savings $100.00 $0.00 $100.00
College fund $100.00 $0.00 $100.00

Total Variable Expenses: $1,400.00 $0.00 $1,400.00

Fixed Expenses:
Rent/Mortgage $100.00 $0.00 $100.00
Health insurance $100.00 $0.00 $100.00
Car insurance (partial) $100.00 $0.00 $100.00
Home/rent insurance (part) $20.00 $0.00 $20.00 (it's a good idea to set aside a monthl
Tv/internet/phone $100.00 $0.00 $100.00
Debt #1 $100.00 $0.00 $100.00
Debt #2 $100.00 $0.00 $100.00
Debt #3 $100.00 $0.00 $100.00

Page 9
 March
Total Fixed Expenses: $720.00 $0.00 $720.00

Total Outflows: $2,120.00 $0.00 $2,120.00

Actual Inflows $0.00

Actual Outflows $0.00

Balance: $0.00

Page 10
 March

(commute includes tolls, bus/metro fares, etc)

(it's a good idea to set aside a monthly part of your car/home insurance)

Page 11
 April
Budget for April 2010

Projected Inflows/Income Budget Actual Variance

Salary 1 $1,000.00 $0.00 -$1,000.00

Salary 2 $1,000.00 $0.00 -$1,000.00
Other $200.00 $0.00 -$200.00

Total inflows: $2,200.00 $0.00 -$2,200.00

Projected Outflows/Expenses

Variable Expenses:
Groceries $100.00 $0.00 $100.00
Health (medicine, copay, etc) $100.00 $0.00 $100.00
Gas/parking/commute $100.00 $0.00 $100.00 (commute includes tolls, bus/metro f
Car repair $100.00 $0.00 $100.00
Dining out/entertainment $100.00 $0.00 $100.00
Clothing/personal $100.00 $0.00 $100.00
Cell phone $100.00 $0.00 $100.00
Giving $100.00 $0.00 $100.00
Heating $100.00 $0.00 $100.00
Water $100.00 $0.00 $100.00
Electricity $100.00 $0.00 $100.00
Misc. $100.00 $0.00 $100.00
Savings $100.00 $0.00 $100.00
College fund $100.00 $0.00 $100.00

Total Variable Expenses: $1,400.00 $0.00 $1,400.00

Fixed Expenses:
Rent/Mortgage $100.00 $0.00 $100.00
Health insurance $100.00 $0.00 $100.00
Car insurance (partial) $100.00 $0.00 $100.00
Home/rent insurance (part) $20.00 $0.00 $20.00 (it's a good idea to set aside a monthl
Tv/internet/phone $100.00 $0.00 $100.00
Debt #1 $100.00 $0.00 $100.00
Debt #2 $100.00 $0.00 $100.00
Debt #3 $100.00 $0.00 $100.00

Page 12
 April
Total Fixed Expenses: $720.00 $0.00 $720.00

Total Outflows: $2,120.00 $0.00 $2,120.00

Actual Inflows $0.00

Actual Outflows $0.00

Balance: $0.00

Page 13
 April

(commute includes tolls, bus/metro fares, etc)

(it's a good idea to set aside a monthly part of your car/home insurance)

Page 14
 May
Budget for May 2010

Projected Inflows/Income Budget Actual Variance

Salary 1 $1,000.00 $0.00 -$1,000.00

Salary 2 $1,000.00 $0.00 -$1,000.00
Other $200.00 $0.00 -$200.00

Total inflows: $2,200.00 $0.00 -$2,200.00

Projected Outflows/Expenses

Variable Expenses:
Groceries $100.00 $0.00 $100.00
Health (medicine, copay, etc) $100.00 $0.00 $100.00
Gas/parking/commute $100.00 $0.00 $100.00 (commute includes tolls, bus/metro f
Car repair $100.00 $0.00 $100.00
Dining out/entertainment $100.00 $0.00 $100.00
Clothing/personal $100.00 $0.00 $100.00
Cell phone $100.00 $0.00 $100.00
Giving $100.00 $0.00 $100.00
Heating $100.00 $0.00 $100.00
Water $100.00 $0.00 $100.00
Electricity $100.00 $0.00 $100.00
Misc. $100.00 $0.00 $100.00
Savings $100.00 $0.00 $100.00
College fund $100.00 $0.00 $100.00

Total Variable Expenses: $1,400.00 $0.00 $1,400.00

Fixed Expenses:
Rent/Mortgage $100.00 $0.00 $100.00
Health insurance $100.00 $0.00 $100.00
Car insurance (partial) $100.00 $0.00 $100.00
Home/rent insurance (part) $20.00 $0.00 $20.00 (it's a good idea to set aside a monthl
Tv/internet/phone $100.00 $0.00 $100.00
Debt #1 $100.00 $0.00 $100.00
Debt #2 $100.00 $0.00 $100.00
Debt #3 $100.00 $0.00 $100.00

Page 15
 May
Total Fixed Expenses: $720.00 $0.00 $720.00

Total Outflows: $2,120.00 $0.00 $2,120.00

Actual Inflows $0.00

Actual Outflows $0.00

Balance: $0.00

Page 16
 May

(commute includes tolls, bus/metro fares, etc)

(it's a good idea to set aside a monthly part of your car/home insurance)

Page 17
 June
Budget for June 2010

Projected Inflows/Income Budget Actual Variance

Salary 1 $1,000.00 $0.00 -$1,000.00

Salary 2 $1,000.00 $0.00 -$1,000.00
Other $200.00 $0.00 -$200.00

Total inflows: $2,200.00 $0.00 -$2,200.00

Projected Outflows/Expenses

Variable Expenses:
Groceries $100.00 $0.00 $100.00
Health (medicine, copay, etc) $100.00 $0.00 $100.00
Gas/parking/commute $100.00 $0.00 $100.00 (commute includes tolls, bus/metro f
Car repair $100.00 $0.00 $100.00
Dining out/entertainment $100.00 $0.00 $100.00
Clothing/personal $100.00 $0.00 $100.00
Cell phone $100.00 $0.00 $100.00
Giving $100.00 $0.00 $100.00
Heating $100.00 $0.00 $100.00
Water $100.00 $0.00 $100.00
Electricity $100.00 $0.00 $100.00
Misc. $100.00 $0.00 $100.00
Savings $100.00 $0.00 $100.00
College fund $100.00 $0.00 $100.00

Total Variable Expenses: $1,400.00 $0.00 $1,400.00

Fixed Expenses:
Rent/Mortgage $100.00 $0.00 $100.00
Health insurance $100.00 $0.00 $100.00
Car insurance (partial) $100.00 $0.00 $100.00
Home/rent insurance (part) $20.00 $0.00 $20.00 (it's a good idea to set aside a monthl
Tv/internet/phone $100.00 $0.00 $100.00
Debt #1 $100.00 $0.00 $100.00
Debt #2 $100.00 $0.00 $100.00
Debt #3 $100.00 $0.00 $100.00

Page 18
 June
Total Fixed Expenses: $720.00 $0.00 $720.00

Total Outflows: $2,120.00 $0.00 $2,120.00

Actual Inflows $0.00

Actual Outflows $0.00

Balance: $0.00

Page 19
 June

(commute includes tolls, bus/metro fares, etc)

(it's a good idea to set aside a monthly part of your car/home insurance)

Page 20
 July
Budget for July 2010

Projected Inflows/Income Budget Actual Variance

Salary 1 $1,000.00 $0.00 -$1,000.00

Salary 2 $1,000.00 $0.00 -$1,000.00
Other $200.00 $0.00 -$200.00

Total inflows: $2,200.00 $0.00 -$2,200.00

Projected Outflows/Expenses

Variable Expenses:
Groceries $100.00 $0.00 $100.00
Health (medicine, copay, etc) $100.00 $0.00 $100.00
Gas/parking/commute $100.00 $0.00 $100.00 (commute includes tolls, bus/metro f
Car repair $100.00 $0.00 $100.00
Dining out/entertainment $100.00 $0.00 $100.00
Clothing/personal $100.00 $0.00 $100.00
Cell phone $100.00 $0.00 $100.00
Giving $100.00 $0.00 $100.00
Heating $100.00 $0.00 $100.00
Water $100.00 $0.00 $100.00
Electricity $100.00 $0.00 $100.00
Misc. $100.00 $0.00 $100.00
Savings $100.00 $0.00 $100.00
College fund $100.00 $0.00 $100.00

Total Variable Expenses: $1,400.00 $0.00 $1,400.00

Fixed Expenses:
Rent/Mortgage $100.00 $0.00 $100.00
Health insurance $100.00 $0.00 $100.00
Car insurance (partial) $100.00 $0.00 $100.00
Home/rent insurance (part) $20.00 $0.00 $20.00 (it's a good idea to set aside a monthl
Tv/internet/phone $100.00 $0.00 $100.00
Debt #1 $100.00 $0.00 $100.00
Debt #2 $100.00 $0.00 $100.00
Debt #3 $100.00 $0.00 $100.00

Page 21
 July
Total Fixed Expenses: $720.00 $0.00 $720.00

Total Outflows: $2,120.00 $0.00 $2,120.00

Actual Inflows $0.00

Actual Outflows $0.00

Balance: $0.00

Page 22
 July

(commute includes tolls, bus/metro fares, etc)

(it's a good idea to set aside a monthly part of your car/home insurance)

Page 23
 August
Budget for August 2010

Projected Inflows/Income Budget Actual Variance

Salary 1 $1,000.00 $0.00 -$1,000.00

Salary 2 $1,000.00 $0.00 -$1,000.00
Other $200.00 $0.00 -$200.00

Total inflows: $2,200.00 $0.00 -$2,200.00

Projected Outflows/Expenses

Variable Expenses:
Groceries $100.00 $0.00 $100.00
Health (medicine, copay, etc) $100.00 $0.00 $100.00
Gas/parking/commute $100.00 $0.00 $100.00 (commute includes tolls, bus/metro f
Car repair $100.00 $0.00 $100.00
Dining out/entertainment $100.00 $0.00 $100.00
Clothing/personal $100.00 $0.00 $100.00
Cell phone $100.00 $0.00 $100.00
Giving $100.00 $0.00 $100.00
Heating $100.00 $0.00 $100.00
Water $100.00 $0.00 $100.00
Electricity $100.00 $0.00 $100.00
Misc. $100.00 $0.00 $100.00
Savings $100.00 $0.00 $100.00
College fund $100.00 $0.00 $100.00

Total Variable Expenses: $1,400.00 $0.00 $1,400.00

Fixed Expenses:
Rent/Mortgage $100.00 $0.00 $100.00
Health insurance $100.00 $0.00 $100.00
Car insurance (partial) $100.00 $0.00 $100.00
Home/rent insurance (part) $20.00 $0.00 $20.00 (it's a good idea to set aside a monthl
Tv/internet/phone $100.00 $0.00 $100.00
Debt #1 $100.00 $0.00 $100.00
Debt #2 $100.00 $0.00 $100.00
Debt #3 $100.00 $0.00 $100.00

Page 24
 August
Total Fixed Expenses: $720.00 $0.00 $720.00

Total Outflows: $2,120.00 $0.00 $2,120.00

Actual Inflows $0.00

Actual Outflows $0.00

Balance: $0.00

Page 25
 August

(commute includes tolls, bus/metro fares, etc)

(it's a good idea to set aside a monthly part of your car/home insurance)

Page 26
 September
Budget for September 2010

Projected Inflows/Income Budget Actual Variance

Salary 1 $1,000.00 $0.00 -$1,000.00

Salary 2 $1,000.00 $0.00 -$1,000.00
Other $200.00 $0.00 -$200.00

Total inflows: $2,200.00 $0.00 -$2,200.00

Projected Outflows/Expenses

Variable Expenses:
Groceries $100.00 $0.00 $100.00
Health (medicine, copay, etc) $100.00 $0.00 $100.00
Gas/parking/commute $100.00 $0.00 $100.00 (commute includes tolls, bus/metro f
Car repair $100.00 $0.00 $100.00
Dining out/entertainment $100.00 $0.00 $100.00
Clothing/personal $100.00 $0.00 $100.00
Cell phone $100.00 $0.00 $100.00
Giving $100.00 $0.00 $100.00
Heating $100.00 $0.00 $100.00
Water $100.00 $0.00 $100.00
Electricity $100.00 $0.00 $100.00
Misc. $100.00 $0.00 $100.00
Savings $100.00 $0.00 $100.00
College fund $100.00 $0.00 $100.00

Total Variable Expenses: $1,400.00 $0.00 $1,400.00

Fixed Expenses:
Rent/Mortgage $100.00 $0.00 $100.00
Health insurance $100.00 $0.00 $100.00
Car insurance (partial) $100.00 $0.00 $100.00
Home/rent insurance (part) $20.00 $0.00 $20.00 (it's a good idea to set aside a monthl
Tv/internet/phone $100.00 $0.00 $100.00
Debt #1 $100.00 $0.00 $100.00
Debt #2 $100.00 $0.00 $100.00
Debt #3 $100.00 $0.00 $100.00

Page 27
 September
Total Fixed Expenses: $720.00 $0.00 $720.00

Total Outflows: $2,120.00 $0.00 $2,120.00

Actual Inflows $0.00

Actual Outflows $0.00

Balance: $0.00

Page 28
 September

(commute includes tolls, bus/metro fares, etc)

(it's a good idea to set aside a monthly part of your car/home insurance)

Page 29
 October
Budget for October 2010

Projected Inflows/Income Budget Actual Variance

Salary 1 $1,000.00 $0.00 -$1,000.00

Salary 2 $1,000.00 $0.00 -$1,000.00
Other $200.00 $0.00 -$200.00

Total inflows: $2,200.00 $0.00 -$2,200.00

Projected Outflows/Expenses

Variable Expenses:
Groceries $100.00 $0.00 $100.00
Health (medicine, copay, etc) $100.00 $0.00 $100.00
Gas/parking/commute $100.00 $0.00 $100.00 (commute includes tolls, bus/metro f
Car repair $100.00 $0.00 $100.00
Dining out/entertainment $100.00 $0.00 $100.00
Clothing/personal $100.00 $0.00 $100.00
Cell phone $100.00 $0.00 $100.00
Giving $100.00 $0.00 $100.00
Heating $100.00 $0.00 $100.00
Water $100.00 $0.00 $100.00
Electricity $100.00 $0.00 $100.00
Misc. $100.00 $0.00 $100.00
Savings $100.00 $0.00 $100.00
College fund $100.00 $0.00 $100.00

Total Variable Expenses: $1,400.00 $0.00 $1,400.00

Fixed Expenses:
Rent/Mortgage $100.00 $0.00 $100.00
Health insurance $100.00 $0.00 $100.00
Car insurance (partial) $100.00 $0.00 $100.00
Home/rent insurance (part) $20.00 $0.00 $20.00 (it's a good idea to set aside a monthl
Tv/internet/phone $100.00 $0.00 $100.00
Debt #1 $100.00 $0.00 $100.00
Debt #2 $100.00 $0.00 $100.00
Debt #3 $100.00 $0.00 $100.00

Page 30
 October
Total Fixed Expenses: $720.00 $0.00 $720.00

Total Outflows: $2,120.00 $0.00 $2,120.00

Actual Inflows $0.00

Actual Outflows $0.00

Balance: $0.00

Page 31
 October

(commute includes tolls, bus/metro fares, etc)

(it's a good idea to set aside a monthly part of your car/home insurance)

Page 32
 November
Budget for November 2010

Projected Inflows/Income Budget Actual Variance

Salary 1 $1,000.00 $0.00 -$1,000.00

Salary 2 $1,000.00 $0.00 -$1,000.00
Other $200.00 $0.00 -$200.00

Total inflows: $2,200.00 $0.00 -$2,200.00

Projected Outflows/Expenses

Variable Expenses:
Groceries $100.00 $0.00 $100.00
Health (medicine, copay, etc) $100.00 $0.00 $100.00
Gas/parking/commute $100.00 $0.00 $100.00 (commute includes tolls, bus/metro f
Car repair $100.00 $0.00 $100.00
Dining out/entertainment $100.00 $0.00 $100.00
Clothing/personal $100.00 $0.00 $100.00
Cell phone $100.00 $0.00 $100.00
Giving $100.00 $0.00 $100.00
Heating $100.00 $0.00 $100.00
Water $100.00 $0.00 $100.00
Electricity $100.00 $0.00 $100.00
Misc. $100.00 $0.00 $100.00
Savings $100.00 $0.00 $100.00
College fund $100.00 $0.00 $100.00

Total Variable Expenses: $1,400.00 $0.00 $1,400.00

Fixed Expenses:
Rent/Mortgage $100.00 $0.00 $100.00
Health insurance $100.00 $0.00 $100.00
Car insurance (partial) $100.00 $0.00 $100.00
Home/rent insurance (part) $20.00 $0.00 $20.00 (it's a good idea to set aside a monthl
Tv/internet/phone $100.00 $0.00 $100.00
Debt #1 $100.00 $0.00 $100.00
Debt #2 $100.00 $0.00 $100.00
Debt #3 $100.00 $0.00 $100.00

Page 33
 November
Total Fixed Expenses: $720.00 $0.00 $720.00

Total Outflows: $2,120.00 $0.00 $2,120.00

Actual Inflows $0.00

Actual Outflows $0.00

Balance: $0.00

Page 34
 November

(commute includes tolls, bus/metro fares, etc)

(it's a good idea to set aside a monthly part of your car/home insurance)

Page 35
 December
BUDGET
Projected Inflows/Income Budget Actual Variance

Salary 1 $1,000.00 $0.00 -$1,000.00

Salary 2 $1,000.00 $0.00 -$1,000.00
Other $200.00 $0.00 -$200.00

Total inflows: $2,200.00 $0.00 -$2,200.00

Projected Outflows/Expenses

Variable Expenses:
Groceries $100.00 $0.00 $100.00
Health (medicine, copay, etc) $100.00 $0.00 $100.00
Gas/parking/commute $100.00 $0.00 $100.00 (commute includes tolls, bus/metro f
Car repair $100.00 $0.00 $100.00
Dining out/entertainment $100.00 $0.00 $100.00
Clothing/personal $100.00 $0.00 $100.00
Cell phone $100.00 $0.00 $100.00
Giving $100.00 $0.00 $100.00
Heating $100.00 $0.00 $100.00
Water $100.00 $0.00 $100.00
Electricity $100.00 $0.00 $100.00
Misc. $100.00 $0.00 $100.00
Savings $100.00 $0.00 $100.00
College fund $100.00 $0.00 $100.00

Total Variable Expenses: $1,400.00 $0.00 $1,400.00

Fixed Expenses:
Rent/Mortgage $100.00 $0.00 $100.00
Health insurance $100.00 $0.00 $100.00
Car insurance (partial) $100.00 $0.00 $100.00
Home/rent insurance (part) $20.00 $0.00 $20.00 (it's a good idea to set aside a monthl
Tv/internet/phone $100.00 $0.00 $100.00
Debt #1 $100.00 $0.00 $100.00
Debt #2 $100.00 $0.00 $100.00
Debt #3 $100.00 $0.00 $100.00

Total Fixed Expenses: $720.00 $0.00 $720.00

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 December

Total Outflows: $2,120.00 $0.00 $2,120.00

Actual Inflows $0.00

Actual Outflows $0.00

Balance: $0.00

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 December

(commute includes tolls, bus/metro fares, etc)

(it's a good idea to set aside a monthly part of your car/home insurance)

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