You are on page 1of 9

SBI Life Insurance Co.

Ltd (ASP ID - ASP001)


ASP Scheme - SBI Life Annuity Plus (UIN: 111N083V03) (Annuity purchase p
ASP Scheme
Option/Subscriber Age ASP Scheme ID 30 35 40 45 50 55 60
Lifetime Income AS001001 NA NA 53.10 56.28 60.30 65.24 71.40

Lifetime Income with Capital AS001002 NA NA 44.98 46.52 47.96 49.30 50.32
Refund

Life & Last Survivor with 100%


Income (both annuitants same AS001003 NA NA 48.88 51.46 54.34 57.84 62.16
age)

Life & Last Survivor with 100% AS001004 NA NA 43.12 44.78 46.52 48.16 49.60
Income with Capital Refund
(both annuitants same age)
NPS - Family Income AS001005 NA NA 43.12 44.78 46.52 48.16 49.60

Note:
1. The annuity amounts shown herein is provisional and based on the assumptions as detailed below. The actual annuity amou
2. The above payouts have been calculated for a pension corpus of Rs. 500,000/- (excluding taxes) and values shown above hav
3. The annuity payouts shown above are monthly payouts.
4. For NPS - Family Income option, the annuity amounts shown herein are payable to the NPS subscriber and his/ her spouse a
5. For joint life annuity options, it has been assumed that both the annuitants are of the same age.

HDFC Life Insurance Co. Ltd (ASP ID - ASP002)


ASP Scheme - HDFC Life (Annuity Purchase per Rs. 10,000)
ASP Scheme Name/Subscriber
Age ASP Scheme ID 30 35 40 45 50 55 60
Annuity for life AS002001 50 53 56 60 64 68 73
Annuity for life with return of
purchase price on death AS002002 46 49 51 54 55 57 58

Joint Life Annuity with 100%


annuity to the secondary
annuitant AS002003 46 50 53 55 58 61 65

Annuity payable for life with


100% annuity payable to
spouse on death of annuitant
with return on purchase of
annuity AS002004 42 46 49 52 54 56 57

Disclaimers
1 Values mentioned in the table is the monthly Annuity Payout on Purchase Price of Rs 10,000
2 Annuity rates are assumed at within Rs 2,00,000 Purchase Price i.e. lowest band. Higher Bands
3 For the Single Life options (first 4 options), Male life rates have been taken into consideration
4 For Joint Life option (5th option) annuity rates same age is taken into consideration for both th
5 Service Tax or
either now & Swacch
in futureBharat
by theCess wouldand
Company be applicable overso&charged
such amount above the purchase
shall becomeamount
due payabl
6 and conditions as applicable to payment of premium
The Annuity or Premium provided above is a provisional amount based on the annuity rates av
7 will be calculated based on the Annuity Rates applicable as on the date of purchase of annuity
8 This plan doesn't have any Maturity/vesting benefit
9 All benefits under this Product are guaranteed
10 For more details of the above benefits, please read the sales literature provided
11 Insurance is a subject
Some benefits matter ofand
are guaranteed solicitation
some benefits are variable with returns based on the future
12 company. If your policy offers guaranteed returns then these will be clearly marked "guarantee
assumed rates of returns are not guaranteed and they are not upper to lower limits of what yo
13 is dependent on a number of factors including future investment performance
14 UIN for HDFC Life New Immediate Annuity Plan - 101N084V02
15 The annuity payments will 85
before be years
paid asoflong
age as
thethe annuitant
purchase is alive,
price net ofexcept in the
statutory following
levies is paidopti
bac
cease
b) Joint Life Annuity with ROP: Annuity payments will be paid so long as eit

ICICI Life Insurance Co. Ltd (ASP ID - ASP003)


ASP Scheme -ICICI Prudential Life Insurance (Annuity Purchase per Rs. 10,000)
ASP Scheme Name/Subscriber
Age ASP Scheme ID 45 50 55 60 61 62 63
Annuity for life AS003001 58 60 62 66 69 70 71
Annuity for life with return of
purchase price on death AS003002 51 51 51 51 51 51 51

Annuity payable for life with


100% annuity payable to
spouse on death of annuitant AS003003 52 53 53 54 54 54 54

Annuity payable for life with


100% annuity payable to
spouse on death of annuitant
with return on purchase of
annuity AS003004 50 50 51 51 51 51 51

Disclaimers:
1. Values given in the table are monthly payouts per Rs. 10,000 purchase price.
2. Annuity rates are assumed at Rs. 2,00,000 purchase price.
3. For Single life options (first 5 scheme names), Male life rates have been taken into consideration.
4. For Joint life options (last 2 scheme names), same age as Primary Life is taken for the Spouse.
5. Purchase price is excluding applicable taxes (e.g. Service tax, Swacch Bharat Cess) and/or any other tax or statutory levies no
6. The annuity values are based on extant annuity rates are are subject to change based on Company's annuity rates.

Life Insurance Corporation of India (ASP ID - ASP004)


ASP Scheme - LIC (Annuity purchase per Rs. 10,
ASP Scheme Name/Subscriber
Age ASP Scheme ID 30 35 40 45 50 55 60
Annuity for life AS004001 54.42 55.50 56.92 59.00 61.92 65.83 71.25
Annuity for life with return of
purchase price on death AS004002 51.83 51.92 52.08 52.17 52.33 52.50 52.67

Annuity payable for life with


100% annuity payable to
spouse on death of annuitant AS004003 52.75 53.25 53.92 54.92 56.25 58.25 61.17

Annuity payable for life with


100% annuity payable to
spouse on death of annuitant
with return on purchase of
annuity AS004004 51.75 51.83 51.83 52.00 52.08 52.25 52.42

Disclaimers
1 Annuity Purchase price is exclusive of service tax and cess
2 Higher incentives for purchase prices over and equal to 250000/-,500000/-,750000/-,1000000/
3 Annuity will remain constant throughout the life except ASP scheme 4 where it will increase at
4 Purchase price shall be returned to nominee/legal heir only under ASP scheme 3 & 7.
5 Annuity rates are quoted are monthly rates.

Star Union Dai-ichi Life Insurance (ASP ID - ASP005)


ASP Scheme - Star Union Dai-ichi Life Insurance (Annuity purchase per R
ASP Scheme
Option/Subscriber Age ASP Scheme ID 30 35 40 45 50 55 60
Lifetime Income AS005001 NA NA NA 51.06 54.02 57.62 62.24

Lifetime Income with Capital AS005002 NA NA NA 44.56 44.96 45.24 45.42


Refund

Life & Last Survivor with 100%


Income (both annuitants same AS005003 NA NA NA 47.04 48.86 51.20 54.22
age)

Life & Last Survivor with 100% AS005004 NA NA NA 42.90 43.48 44.16 44.76
Income with Capital Refund
(both annuitants same age)

Disclaimers (Pls note the below comments are for reference purpose only. The commnets need to be provided by SUD Life as
1. The annuity amounts shown herein is provisional and based on the assumptions as detailed below. The actual annuity amou
2. The above payouts have been calculated for a pension corpus of Rs. 500,000/- (excluding taxes) and values shown above hav
3. The annuity payouts shown above are monthly payouts.
4. The above rates are applicable for standard age proof only. For non-standard age proof only option 2 (Life income with capit
5. Minimum purchase price will be Rs.100,000
6. In case of Life and Last Survivor options, the joint life should only be spouse of the main annuitant
083V03) (Annuity purchase per Rs. 10,000)

61 62 63 64 65 66 67 68 69 70
72.84 74.38 76.04 77.78 79.64 81.68 83.96 86.42 89.20 92.18

50.54 50.74 50.84 50.94 51.04 51.14 51.26 51.36 51.46 51.46

63.18 64.20 65.34 66.58 67.80 69.14 70.68 72.22 73.98 75.82

49.82 50.02 50.22 50.42 50.64 50.84 50.94 51.14 51.26 51.36

49.82 50.02 50.22 50.42 50.64 50.84 50.94 51.14 51.26 51.36

below. The actual annuity amount will be calculated based on the annuity rates, age of the annuitants and payout frequency chosen at the
es) and values shown above have been proportionately derived for corpus of Rs. 10,000/-.

ubscriber and his/ her spouse after him. Where NPS subscriber is not married, the rates may vary.

v1/30/01/2017

ase per Rs. 10,000)

61 62 63 64 65 66 67 68 69 70
74 75 77 78 80 82 83 85 88 90

58 58 59 59 59 59 59 59 59 59

65 66 67 68 69 70 71 72 73 75

57 58 58 58 58 59 59 59 59 59

n Purchase Price of Rs 10,000


i.e. lowest band. Higher Bands with higher purchase price would have higher Annuity rates
been taken into consideration
n into consideration for both the lives
bove
argedthe purchase
shall becomeamount
due payable and shall be subject to the same terms
nt based on the annuity rates available currently. The Annuity or Premium
he date of purchase of annuity

erature provided
with returns based on the future performance of your life insurance
ll be clearly
upper marked
to lower limits "guaranteed" in theget
of what you might illustration table
back as the on this
value pagepolicy
of your
nt performance

ive,ofexcept
et in the
statutory following
levies is paidoptions:
back to the Annuitant and annuity payments

ments will be paid so long as either of the two lives is alive

er Rs. 10,000)

64 65 66 67 68 69 70
72 74 75 77 79 80 82

51 51 51 50 50 50 50

54 55 55 55 55 56 56

52 52 52 52 52 52 52

other tax or statutory levies notified by tax authorities from time to time.
mpany's annuity rates.
C (Annuity purchase per Rs. 10,000)

61 62 63 64 65 66 67 68 69 70
72.58 74.00 75.58 77.33 79.25 81.42 83.67 86.17 88.83 91.75

52.75 52.75 52.83 52.83 52.92 52.92 52.92 53.00 53.00 53.00

61.92 62.67 63.50 64.33 65.33 66.33 67.50 68.75 70.08 71.58

52.42 52.50 52.50 52.58 52.58 52.67 52.67 52.75 52.75 52.83

/-,500000/-,750000/-,1000000/-.
heme 4 where it will increase at 3% every year.
der ASP scheme 3 & 7.

ance (Annuity purchase per Rs. 10,000)

61 62 63 64 65 66 67 68 69 70
63.32 64.50 65.80 67.28 68.82 70.54 72.38 74.30 76.42 78.68

45.40 45.40 45.42 45.40 45.40 45.34 45.30 45.24 45.14 45.08

54.90 55.72 56.52 57.42 58.38 59.46 60.52 61.68 62.98 64.28

44.88 44.94 45.10 45.14 45.24 45.34 45.42 45.48 45.50 45.50

d to be provided by SUD Life as per their annuity schemes and criterias applicable)
below. The actual annuity amount will be calculated based on the annuity rates, age of the annuitants, payout frequency chosen, and natu
es) and values shown above have been proportionately derived for corpus of Rs. 10,000/-.

option 2 (Life income with capital refund) will be available but the rates will be reduced by Rs.2 per annum per 1000 purchase price
t frequency chosen at the time of purchase of annuity.
quency chosen, and nature of age proof submitted at the time of purchase of annuity.

00 purchase price