Carpeta SIF - Jul 2017

Carpeta de Informacin del Sistema Financiero
Cuadros Estadsticos
El contenido de esta carpeta agrega la informacin

remitida por las empresas supervisadas del Sistema
Financiero.
PRESENTACIN
La Carpeta de Informacin del Sistema Financiero brinda informacin histrica de las principales
cuentas del Balance y de los indicadores financieros relevantes a nivel agregado. Estas variables
son presentadas tanto para el Sistema Financiero en su conjunto como para los subsistemas que lo
conforman (Banca Mltiple, Empresas Financieras, Cajas Municipales, Cajas Rurales, EDPYME,
Empresas de Arrendamiento Financiero y entidades estatales). De esta manera, la carpeta contiene
informacin del saldo de activos, de crditos, de depsitos, as como su desagregacin por tipo de
operacin y moneda; de indicadores como el ratio de morosidad y cobertura de crditos- y la
dolarizacin de crditos y depsitos. Asimismo, presenta informacin estadstica referida a
deudores, a la distribucin de crditos por sectores econmicos y a la distribucin geogrfica de
crditos y depsitos.
NUEVA CLASIFICACIN DE CRDITOS
De acuerdo con el nuevo Reglamento para la Evaluacin y Clasificacin del Deudor y la Exigencia de Provisiones (Resolucin SBS N 11356-2008), que entr en
vigencia a partir de julio de 2010, se modifica la clasificacin de los crditos, establecindose las siguientes definiciones:
Corporativos
Crditos corporativos del sector real: Crditos otorgados a personas jurdicas con ventas anuales mayores a S/ 200 millones en los dos ltimos aos, de acuerdo a
los estados financieros anuales auditados ms recientes.
Adicionalmente, se consideran como crditos corporativos los crditos soberanos, los concedidos a entidades del sector pblico (incluyendo gobiernos locales y
regionales), a intermediarios de valores, a empresas del sistema financiero, a patrimonios autnomos de seguro de crdito y a fondos de garanta.
Crditos a Grandes empresas
Crditos otorgados a personas jurdicas con ventas anuales mayores a S/ 20 millones pero no mayores a S/ 200 millones en los dos ltimos aos, o, a deudores
que hayan mantenido en el ltimo ao emisiones de instrumentos representativos de deuda en el mercado de capitales.
Crditos a Medianas empresas
Crditos otorgados a personas jurdicas que tienen un endeudamiento total en el sistema financiero (SF) superior a S/ 300 mil en los ltimos seis meses y no
cumplen con las caractersticas para ser clasificados como corporativos o grandes empresas.
Considera tambin los crditos otorgados a personas naturales que tengan un endeudamiento total en SF (sin incluir crditos hipotecarios para vivienda) superior a
S/. 300 mil en los ltimos seis meses, siempre que parte de dicho endeudamiento corresponda a pequeas empresas o a microempresas.
Crditos a Pequeas empresas
Crditos destinados a financiar actividades de produccin, comercializacin o prestacin de servicios, otorgados a personas naturales o jurdicas, cuyo
endeudamiento total en SF (sin incluir crditos hipotecarios para vivienda) es superior a S/ 20 mil pero no mayor a S/ 300 mil en los ltimos seis meses.
Crditos a Microempresas
Crditos destinados a financiar actividades de produccin, comercializacin o prestacin de servicios, otorgados a personas naturales o jurdicas, cuyo
endeudamiento en SF (sin incluir crditos hipotecarios para vivienda) es no mayor a S/ 20 mil en los ltimos seis meses.
Crditos de Consumo
Crditos otorgados a personas naturales, con la finalidad de atender el pago de bienes, servicios o gastos no relacionados con la actividad empresarial.
Crditos Hipotecarios para vivienda
Crditos otorgados a personas naturales para la adquisicin, construccin, refaccin, remodelacin, ampliacin, mejoramiento y subdivisin de vivienda propia,
siempre que tales crditos se otorguen amparados con hipotecas debidamente inscritas.
NDICE
Sistema Financiero - Estructura 1

- Sistema Financiero - Principales Cuentas 2
- Sistema Financiero - Indicadores 3
- Sistema Financiero Sin Incluir Banco de la Nacin y Agrobanco - Principales Cuentas 4
- Sistema Financiero Sin Incluir Banco de la Nacin y Agrobanco - Indicadores 5
- Banca Mltiple - Principales Cuentas 6
- Banca Mltiple - Indicadores 7
- Empresas Financieras - Principales Cuentas 8
- Empresas Financieras - Indicadores 9
- Cajas Municipales - Principales Cuentas 10
- Cajas Municipales - Indicadores 11
- Cajas Rurales de Ahorro y Crdito - Principales Cuentas 12
- Cajas Rurales de Ahorro y Crdito - Indicadores 13
- Entidades de Desarrollo de la Pequea y Microempresa - Principales Cuentas e Indicadores 14
- Empresas de Arrendamiento Financiero - Principales Cuentas e Indicadores 15
- Banco de la Nacin - Principales Cuentas e Indicadores 16
- Agrobanco - Principales Cuentas e Indicadores 17
- Crditos Directos Segn Tipo de Crdito y Tipo de Empresa del Sistema Financiero 18
- Depsitos Segn Tipo de Depsito y Tipo de Empresa del Sistema Financiero 19
- Crditos para Actividades Empresariales por Sector Econmico y Tipo de Empresa del Sistema Financiero 20
Crditos Totales por Departamento y Tipo de Empresa del Sistema Financiero 21
Depsitos Totales por Departamento y Tipo de Empresa del Sistema Financiero 22
Nmero de Deudores Segn Tipo de Crdito y Tipo de Empresa del Sistema Financiero 23
- Morosidad por Departamento y Tipo de Empresa del Sistema Financiero 24
25
- Morosidad de los Crditos para Actividades Empresariales por Sector Econmico y Tipo de Empresa del Sistema Financiero
Crditos del Sistema Financiero por Tipo de Crdito Segn Departamento, Provincia y Distrito 26
SISTEMA FINANCIERO - ESTRUCTURA
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Activos Crditos Depsitos
Nmero de Monto Monto Monto
July 2017
Empresas % % %
(Miles S/) (Miles S/) (Miles S/)
Banca Mltiple 16 352,306,531 83.9 235,728,534 86.0 214,136,022 82.1
Empresas Financieras 11 12,367,843 2.9 10,544,271 3.8 6,164,056 2.4
Cajas municipales (CM) 12 22,998,672 5.5 18,422,748 6.7 17,990,506 6.9
Cajas rurales de ahorro y crdito (CRAC) 6 1,610,993 0.4 1,264,331 0.5 894,076 0.3
Entidades de Desarrollo de la Pequea y Microempresa (EDPYME) 9 2,018,176 0.5 1,828,980 0.7 - -
Empresas de Arrendamiento Financiero 2 283,493 0.1 181,698 0.1 - -
Banco de la Nacin 1/ 1 26,938,459 6.4 4,702,090 1.7 21,797,285 8.4
Banco Agropecuario (Agrobanco)2/ 1 1,614,745 0.4 1,557,493 0.6 - -
420,138,912 100 274,230,145 100 260,981,944 100
Fuente: Balance de Comprobacin
1/
No considera los crditos soberanos, a empresas del Sistema Financiero y a entidades del sector pblico.
2/
No considera los crditos a las dems empresas del Sistema Financiero.
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1
SISTEMA FINANCIERO - PRINCIPALES CUENTAS Y VARIABLES
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Saldo Variacin Anual (%) Variacin Mensual (%)
PINCIPALES CUENTAS Y VARIABLES jul-14 / jul-15 / jul-16 / jul-17 / jul-14 / jul-15 / jul-16 / jul-17 /
Jul-13 Jul-14 Jul-15 Jul-16 Jul-17
jul-13 jul-14 jul-15 jul-16 jun-14 jun-15 jun-16 jun-17
Activos (Miles S/) 308,510,215 337,512,376 390,039,040 418,452,134 420,138,912 9.4 15.6 7.3 0.4 1.6 2.1 1.6 -0.1
Crditos Directos* (Miles S/) 185,402,503 213,246,719 243,084,165 265,648,552 274,230,145 15.0 14.0 9.3 3.2 0.7 0.8 1.4 0.9
MN (Miles S/) 106,493,257 128,993,253 164,140,095 189,996,377 195,531,699 21.1 27.2 15.8 2.9 0.5 1.8 0.6 0.6
ME (Miles US$) 28,262,624 30,133,572 24,755,118 22,549,083 24,282,149 6.6 -17.8 -8.9 7.7 1.1 -1.6 1.2 1.8
- Crditos corporativos (Miles S/) 29,210,610 40,887,944 49,540,829 56,590,487 59,245,412 40.0 21.2 14.2 4.7 6.7 3.1 2.6 5.4
MN (Miles S/) 11,395,366 17,451,521 29,010,397 34,392,860 31,360,319 53.1 66.2 18.6 -8.8 5.9 4.2 1.1 3.7
ME (Miles US$) 6,380,818 8,382,126 6,437,890 6,616,282 8,603,855 31.4 -23.2 2.8 30.0 7.3 1.0 3.0 7.7
Crditos corporativos del sector real (Miles S/) 24,321,192 30,894,309 40,704,900 48,135,809 51,938,582 27.0 31.8 18.3 7.9 4.5 2.9 3.3 7.7
MN (Miles S/) 7,953,834 10,933,147 21,727,642 27,266,629 25,431,854 37.5 98.7 25.5 -6.7 3.6 3.4 1.9 7.2
ME (Miles US$) 5,862,234 7,139,185 5,950,849 6,220,322 8,178,565 21.8 -16.6 4.5 31.5 5.0 1.8 3.1 8.5
- Crditos a grandes empresas (Miles S/) 29,327,161 32,546,039 38,824,996 40,472,768 38,551,419 11.0 19.3 4.2 -4.7 -1.2 2.4 2.9 -0.8
MN (Miles S/) 7,902,173 10,515,187 17,289,274 20,314,366 18,093,388 33.1 64.4 17.5 -10.9 -3.8 6.7 1.0 -0.8
ME (Miles US$) 7,673,706 7,879,418 6,753,127 6,008,465 6,312,259 2.7 -14.3 -11.0 5.1 0.1 -1.2 2.8 -0.4
- Crditos a medianas empresas (Miles S/) 31,193,899 35,356,989 39,595,687 43,195,055 43,014,766 13.3 12.0 9.1 -0.4 -2.2 -1.5 1.5 -1.0
MN (Miles S/) 10,845,231 14,368,841 19,043,971 23,793,530 24,887,850 32.5 32.5 24.9 4.6 -0.8 0.1 1.7 0.0
ME (Miles US$) 7,288,205 7,506,491 6,444,564 5,782,869 5,593,001 3.0 -14.1 -10.3 -3.3 -3.2 -3.2 -0.6 -2.1
- Crditos a pequeas empresas (Miles S/) 22,165,021 22,650,330 22,771,274 23,617,463 25,526,116 2.2 0.5 3.7 8.1 0.2 0.0 0.6 0.4
MN (Miles S/) 18,692,747 19,744,876 20,612,893 22,210,387 24,521,739 5.6 4.4 7.7 10.4 0.2 0.6 0.5 0.6
ME (Miles US$) 1,243,651 1,039,147 676,821 419,397 309,897 -16.4 -34.9 -38.0 -26.1 -0.1 -6.2 -0.5 -4.0
- Crditos a microempresas (Miles S/) 8,777,892 8,788,879 8,796,653 9,327,623 9,877,110 0.1 0.1 6.0 5.9 0.1 0.3 -0.6 -0.5
MN (Miles S/) 8,406,770 8,451,923 8,645,634 9,206,373 9,773,578 0.5 2.3 6.5 6.2 0.4 0.4 0.4 -0.3
ME (Miles US$) 132,923 120,514 47,356 36,140 31,945 -9.3 -60.7 -23.7 -11.6 -5.7 -2.9 -44.3 -12.3
- Crditos consumo (Miles S/) 36,624,611 41,054,055 47,085,085 52,606,806 56,668,585 12.1 14.7 11.7 7.7 0.0 -0.1 -0.1 -0.1
MN (Miles S/) 33,179,463 37,555,742 43,684,669 49,590,959 53,823,778 13.2 16.3 13.5 8.5 -0.1 0.3 -0.2 -0.1
ME (Miles US$) 1,233,936 1,251,185 1,066,295 898,911 877,756 1.4 -14.8 -15.7 -2.4 1.5 -4.6 -0.2 -0.1
Tarjetas de crdito (Miles S/) 12,428,254 13,885,209 17,258,644 19,749,359 20,528,321 11.7 24.3 14.4 3.9 -0.8 0.4 -0.8 -0.9
MN (Miles S/) 11,517,867 12,927,034 16,119,781 18,484,273 19,106,481 12.2 24.7 14.7 3.4 -0.9 0.3 -1.0 -1.1
ME (Miles US$) 326,070 342,695 357,122 377,075 438,704 5.1 4.2 5.6 16.3 0.1 1.2 0.4 2.1
- Crditos hipotecarios (Miles S/) 28,103,309 31,962,482 36,469,640 39,838,351 41,346,736 13.7 14.1 9.2 3.8 0.5 0.4 0.8 0.2
MN (Miles S/) 16,071,506 20,905,162 25,853,257 30,487,903 33,071,047 30.1 23.7 17.9 8.5 1.0 1.4 0.6 0.5
ME (Miles US$) 4,309,385 3,954,693 3,329,063 2,787,019 2,553,437 -8.2
- -15.8
- -16.3
- -8.4
- -0.6
- -2.4
- -0.6
- -0.8
-
Prstamos Mivivienda (Miles S/) 4,546,784 5,468,581 5,990,801 6,393,786 6,491,920 20.3 9.5 6.7 1.5 1.0 0.9 0.4 0.7
MN (Miles S/) 3,579,248 4,636,486 5,192,756 5,726,853 6,058,595 29.5 12.0 10.3 5.8 1.5 1.3 0.4 0.9
ME (Miles US$) 346,539 297,602 250,249 198,788 133,701 -14.1 -15.9 -20.6 -32.7 -1.5 -1.7 -1.7 -2.6
Depsitos totales (Miles S/) 200,533,614 217,575,700 233,180,380 252,576,252 260,981,961 8.5 7.2 8.3 3.3 -0.3 0.9 1.8 -0.3
MN (Miles S/) 125,329,822 129,730,746 132,343,211 144,917,659 160,434,351 3.5 2.0 9.5 10.7 0.1 1.1 3.2 0.7
ME (Miles US$) 26,935,456 31,418,081 31,620,310 32,088,999 31,023,638 16.6 0.6 1.5 -3.3 -0.7 0.2 -2.0 -1.4
- Depsitos vista (Miles S/) 58,326,965 65,146,502 68,547,978 70,836,263 72,175,821 11.7 5.2 3.3 1.9 -4.3 -2.7 -2.1 1.2
MN (Miles S/) 34,397,906 33,674,149 35,317,446 36,394,505 39,679,460 -2.1 4.9 3.0 9.0 -2.1 -1.0 -0.5 4.0
ME (Miles US$) 8,570,580 11,256,206 10,420,361 10,265,800 10,026,646 31.3 -7.4 -1.5 -2.3 -6.6 -4.9 -5.7 -1.6
- Depsitos ahorro (Miles S/) 45,210,164 52,527,951 60,838,618 71,168,349 71,485,491 16.2 15.8 17.0 0.4 4.3 3.9 8.4 2.9
MN (Miles S/) 29,733,779 33,278,417 36,073,955 39,299,970 42,745,048 11.9 8.4 8.9 8.8 7.2 5.7 5.9 4.6
ME (Miles US$) 5,543,118 6,884,669 7,765,652 9,498,772 8,867,770 24.2 12.8 22.3 -6.6 -0.4 1.0 9.5 0.8
- Depsitos plazo (Miles S/) 96,996,484 99,901,246 103,793,784 110,571,640 117,320,632 3.0 3.9 6.5 6.1 0.2 1.6 0.5 -3.0
MN (Miles S/) 61,198,136 62,778,180 60,951,809 69,223,185 78,009,826 2.6 -2.9 13.6 12.7 -2.2 -0.2 3.8 -2.9
ME (Miles US$) 12,821,758 13,277,205 13,434,297 12,324,428 12,129,221 3.6 1.2 -8.3 -1.6 4.6 3.9 -6.4 -2.8
Depsitos CTS (Miles S/) 14,009,416 16,062,160 16,574,188 17,704,212 18,787,566 14.7 3.2 6.8 6.1 -3.3 -3.7 -0.9 -1.6
MN (Miles S/) 8,292,301 10,252,938 10,894,930 12,030,346 13,483,738 23.6 6.3 10.4 12.1 -3.1 -3.6 -1.6 -1.5
ME (Miles US$) 2,047,677 2,077,690 1,780,890 1,691,167 1,636,479 1.5 -14.3 -5.0 -3.2 -3.6 -4.2 -1.4 -1.4
Adeudos del exterior (Miles US$ ) 10,107,063 9,284,656 8,292,675 7,670,673 5,376,656 -8.1 -10.7 -7.5 -29.9 6.5 -3.2 6.8 2.3
Tipo de cambio contable 2.792 2.796 3.189 3.355 3.241
Fuente: Balance de Comprobacin.

Las cuentas en ME han sido convertidas al tipo de cambio contable de cierre de mes.
Para el periodo comprendido entre diciembre 2013 y julio 2015, considera la informacin corregida de los saldos por tipo de crdito de la cartera de crditos destinada a actividades empresariales de Scotiabank y Continental.
* Los saldos se encuentran neteados de ingresos no devengados por arrendamiento financiero y lease-back.
Ver definiciones. 2
SISTEMA FINANCIERO - INDICADORES
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Indicadores Variacin Anual (En puntos porcentuales) Variacin Mensual (En puntos porcentuales)
INDICADORES jul-14 / jul-15 / jul-16 / jul-17 / jul-14 / jul-15 / jul-16 / jul-17 /
jul-13 jul-14 jul-15 jul-16 jul-17
Calidad de cartera*
Crditos atrasados / Crditos directos (%) 2.58 2.94 3.07 3.17 3.48 0.4 0.1 0.1 0.3 0.1 0.0 0.0 0.1
- Cartera corporativa atrasada / Cartera corporativa (%) 0.00 0.01 0.01 0.03 0.03 0.0 0.0 0.0 0.0 -0.1 0.0 0.0 0.0
- Cartera gran empresa atrasada / Cartera gran empresa (%) 0.46 0.60 0.92 0.98 1.46 0.1 0.3 0.1 0.5 0.2 0.0 -0.1 0.1
- Cartera mediana empresa atrasada / Cartera mediana empresa (%) 3.57 4.78 5.78 6.09 7.31 1.2 1.0 0.3 1.2 0.5 0.4 0.1 0.4
- Cartera pequea empresa atrasada / Cartera pequea empresa (%) 7.42 8.93 9.53 9.13 8.55 1.5 0.6 -0.4 -0.6 0.2 0.1 0.3 0.1
- Cartera microempresa atrasada / Cartera microempresa (%) 5.39 5.90 5.39 5.04 5.30 0.5 -0.5 -0.4 0.3 0.2 -0.2 0.2 0.1
- Cartera consumo atrasada / Cartera consumo (%) 3.12 3.46 3.35 3.57 3.56 0.3 -0.1 0.2 0.0 0.0 0.0 -0.1 0.0
Cartera tarjetas de crdito atrasada / Cartera tarjetas de crdito (%) 4.40 4.88 4.14 4.85 4.92 0.5 -0.7 0.7 0.1 0.0 -0.1 -0.1 -0.1
- Cartera hipotecaria atrasada / Cartera hipotecaria (%) 0.96 1.30 1.61 2.18 2.61 0.3 0.3 0.6 0.4 0.0 0.0 0.0 0.0
Cartera prstamos Mivivienda atrasada / Cartera prstamos Mivivienda (%) 1.13 1.56 2.00 2.60 3.41 0.4 0.4 0.6 0.8 0.0 0.0 0.0 0.0
Crditos Atrasados con ms de 90 das de atraso / Crditos Directos (%) 1.95 2.25 2.42 2.56 2.87 0.3 0.2 0.1 0.3 0.1 0.0 0.0 0.0
Cobertura*
Provisiones / Cartera atrasada (%) 179.20 160.67 154.08 153.25 150.67 -18.5 -6.6 -0.8 -2.6 -4.7 -1.6 0.2 -3.0
- Provisiones cartera corporativa / Cartera corporativa atrasada (%) 31,676.37 17,962.89 9,648.54 3,283.80 3,424.52 -13713.5 -8314.4 -6364.7 140.7 16668.9 -2405.8 1723.8 -68.6
- Provisiones cartera gran empresa / Cartera gran empresa atrasada (%) 416.28 384.75 306.30 303.10 241.81 -31.5 -78.5 -3.2 -61.3 -112.8 -2.6 32.8 -28.4
- Provisiones cartera mediana empresa / Cartera mediana empresa atrasada (%) 146.54 102.52 96.58 100.23 101.12 -44.0 -5.9 3.6 0.9 -12.1 -5.7 -1.5 -1.9
- Provisiones cartera pequea empresa / Cartera pequea empresa atrasada (%) 107.80 104.56 102.97 103.77 107.52 -3.2 -1.6 0.8 3.7 -1.0 -0.3 -1.0 -0.7
- Provisiones cartera microempresa / Cartera microempresa atrasada (%) 141.48 138.71 151.10 160.83 181.94 -2.8 12.4 9.7 21.1 -0.5 3.2 -2.1 -8.0
- Provisiones cartera consumo / Cartera consumo atrasada (%) 254.89 234.93 229.64 219.52 216.06 -20.0 -5.3 -10.1 -3.5 -1.7 3.7 3.1 0.8
- Provisiones cartera hipotecaria / Cartera hipotecaria atrasada (%) 235.29 204.56 177.39 150.94 136.69 -30.7 -27.2 -26.5 -14.2 -6.4 -0.9 -0.6 -1.1
Dolarizacin
Crditos directos ME / Crditos directos (%) 42.56 39.51 32.48 28.48 28.70 -3.1 -7.0 -4.0 0.2 0.1 -0.7 0.5 0.2
- Crditos corporativos ME / Crditos corporativos (%) 60.99 57.32 41.44 39.23 47.07 -3.7 -15.9 -2.2 7.8 0.3 -0.7 0.9 0.9
- Crditos gran empresa ME / Crditos gran empresa (%) 73.06 67.69 55.47 49.81 53.07 -5.4 -12.2 -5.7 3.3 0.9 -1.8 0.9 0.0
- Crditos mediana empresa ME / Crditos mediana empresa (%) 65.23 59.36 51.90 44.92 42.14 -5.9 -7.5 -7.0 -2.8 -0.6 -0.7 -0.1 -0.6
- Crditos pequea empresa ME / Crditos pequea empresa (%) 15.67 12.83 9.48 5.96 3.93 -2.8 -3.3 -3.5 -2.0 0.0 -0.6 0.1 -0.2
- Crditos microempresa ME / Crditos microempresa (%) 4.23 3.83 1.72 1.30 1.05 -0.4 -2.1 -0.4 -0.3 -0.2 -0.1 -1.0 -0.1
- Crditos consumo ME / Crditos consumo (%) 9.41 8.52 7.22 5.73 5.02 -0.9 -1.3 -1.5 -0.7 0.1 -0.3 0.1 0.0
- Crditos hipotecarios ME / Crditos hipotecarios (%) 42.81 34.59 29.11 23.47 20.02 -8.2 -5.5 -5.6 -3.5 -0.4 -0.7 0.1 -0.3
Depsitos ME / Depsitos (%) 37.50 40.37 43.24 42.62 38.53 2.9 2.9 -0.6 -4.1 -0.2 -0.1 -0.8 -0.6
- Depsitos vista ME / Depsitos vista (%) 41.03 48.31 48.48 48.62 45.02 7.3 0.2 0.1 -3.6 -1.2 -0.9 -0.8 -1.5
- Depsitos ahorro ME / Depsitos ahorro (%) 34.23 36.65 40.71 44.78 40.20 2.4 4.1 4.1 -4.6 -1.7 -1.0 1.3 -1.0
- Depsitos plazo ME / Depsitos plazo (%) 36.91 37.16 41.28 37.40 33.51 0.3 4.1 -3.9 -3.9 1.6 1.1 -2.0 -0.1
Depsitos CTS ME / Depsitos CTS (%) 40.81 36.17 34.27 32.05 28.23 -4.6 -1.9 -2.2 -3.8 -0.1 -0.1 0.5 -0.1

* La informacin detallada de calidad de cartera y cobertura de provisiones por tipo de crdito se complementa con la estructura de los crditos que se encuentra en la hoja previa.
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SISTEMA FINANCIERO SIN INCLUIR BANCO DE LA NACIN Y AGROBANCO - PRINCIPALES CUENTAS Y VARIABLES
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PRINCIPALES CUENTAS Y VARIABLES jul-14 / jul-15 / jul-16 / jul-17 / jul-14 / jul-15 / jul-16 / jul-17 /
Activos (Miles S/) 283,494,470 308,749,940 360,778,366 389,968,128 391,585,708 8.9 16.9 8.1 0.4 1.3 2.1 1.9 -0.1
MN (Miles S/) 102,803,929 124,460,828 159,204,926 184,622,607 189,743,719 21.1 27.9 16.0 2.8 0.5 1.9 0.6 0.6
ME (Miles US$) 28,256,987 30,057,558 24,624,018 22,404,012 24,136,638 6.4 -18.1 -9.0 7.7 1.0 -1.6 1.2 1.8
MN (Miles S/) 11,395,366 17,420,739 28,997,914 34,384,180 31,356,936 52.9 66.5 18.6 -8.8 5.9 4.2 1.1 3.7
ME (Miles US$) 6,380,818 8,382,126 6,437,890 6,616,282 8,603,855 31.4 -23.2 2.8 30.0 7.3 1.0 3.0 7.7
MN (Miles S/) 7,953,834 10,933,147 21,727,642 27,266,629 25,431,854 37.5 98.7 25.5 -6.7 3.6 3.4 1.9 7.2
ME (Miles US$) 5,862,234 7,139,185 5,950,849 6,220,322 8,178,565 21.8 -16.6 4.5 31.5 5.0 1.8 3.1 8.5
MN (Miles S/) 7,882,630 10,498,660 17,286,952 20,308,581 18,088,365 33.2 64.7 17.5 -10.9 -3.8 6.7 1.0 -0.8
ME (Miles US$) 7,671,428 7,875,295 6,746,484 5,971,343 6,254,001 2.7 -14.3 -11.5 4.7 0.1 -1.3 2.8 -0.4
MN (Miles S/) 10,747,928 14,136,204 18,792,858 23,488,979 24,607,755 31.5 32.9 25.0 4.8 -0.9 0.1 1.7 0.1
ME (Miles US$) 7,286,482 7,440,467 6,323,937 5,676,128 5,505,924 2.1 -15.0 -10.2 -3.0 -3.4 -3.3 -0.7 -2.1
- Crditos a pequeas empresas (Miles S/) 21,940,655 22,261,628 22,353,660 23,153,001 25,084,429 1.5 0.4 3.6 8.3 0.1 0.0 0.6 0.5
MN (Miles S/) 18,472,950 19,370,651 20,205,248 21,747,160 24,080,626 4.9 4.3 7.6 10.7 0.2 0.7 0.5 0.7
ME (Miles US$) 1,242,015 1,033,969 673,695 419,029 309,720 -16.8 -34.8 -37.8 -26.1 -0.2 -6.2 -0.5 -4.0
- Crditos a microempresas (Miles S/) 8,566,604 8,477,001 8,425,356 8,931,653 9,520,834 -1.0 -0.6 6.0 6.6 0.1 0.4 -0.6 -0.4
MN (Miles S/) 8,195,482 8,141,972 8,276,579 8,813,222 9,417,301 -0.7 1.7 6.5 6.9 0.4 0.4 0.5 -0.2
ME (Miles US$) 132,923 119,824 46,653 35,300 31,945 -9.9 -61.1 -24.3 -9.5 -5.0 -2.4 -44.6 -12.2
- Crditos consumo (Miles S/) 33,571,548 37,609,400 43,347,228 48,587,236 52,180,275 12.0 15.3 12.1 7.4 0.0 -0.1 -0.1 -0.2
MN (Miles S/) 30,126,400 34,111,087 39,946,812 45,571,389 49,335,469 13.2 17.1 14.1 8.3 -0.2 0.3 -0.2 -0.2
ME (Miles US$) 1,233,936 1,251,185 1,066,295 898,911 877,756 1.4 -14.8 -15.7 -2.4 1.5 -4.6 -0.2 -0.1
MN (Miles S/) 11,517,867 12,852,584 15,773,158 17,857,369 18,301,688 11.6 22.7 13.2 2.5 -1.0 0.2 -1.1 -1.2
ME (Miles US$) 326,070 342,695 357,122 377,075 438,704 5.1 4.2 5.6 16.3 0.1 1.2 0.4 2.1
MN (Miles S/) 15,983,173 20,781,514 25,698,563 30,309,097 32,857,266 30.0 23.7 17.9 8.4 1.0 1.4 0.6 0.5
ME (Miles US$) 4,309,385 3,954,693 3,329,063 2,787,019 2,553,437 -8.2 -15.8 -16.3 -8.4 -0.6 -2.4 -0.6 -0.8
MN (Miles S/) 3,579,248 4,636,486 5,192,756 5,726,853 6,058,595 29.5 12.0 10.3 5.8 1.5 1.3 0.4 0.9
ME (Miles US$) 346,539 297,602 250,249 198,788 133,701 -14.1 -15.9 -20.6 -32.7 -1.5 -1.7 -1.7 -2.6
MN (Miles S/) 107,471,183 109,797,531 111,768,184 125,836,409 141,241,619 2.2 1.8 12.6 12.2 -0.9 1.0 4.4 0.9
ME (Miles US$) 26,220,558 30,535,247 30,916,875 31,463,694 30,220,011 16.5 1.2 1.8 -4.0 -1.1 0.2 -2.0 -1.4
MN (Miles S/) 22,242,391 21,362,630 23,095,674 25,502,995 29,836,567 -4.0 8.1 10.4 17.0 -3.7 -2.3 0.4 5.9
ME (Miles US$) 8,286,433 10,922,198 10,180,901 10,004,584 9,509,126 31.8 -6.8 -1.7 -5.0 -7.2 -5.0 -5.9 -1.8
- Depsitos ahorro (Miles S/) 40,777,310 46,956,765 54,642,360 64,499,541 63,926,194 15.2 16.4 18.0 -0.9 3.7 4.2 9.1 3.3
MN (Miles S/) 25,337,696 27,752,413 29,957,357 32,743,130 35,300,728 9.5 7.9 9.3 7.8 6.7 6.6 6.7 5.8
ME (Miles US$) 5,529,948 6,868,509 7,740,672 9,465,398 8,832,294 24.2 12.7 22.3 -6.7 -0.4 1.0 9.5 0.8
- Depsitos plazo (Miles S/) 94,523,558 96,316,221 100,157,172 107,829,186 114,602,821 1.9 4.0 7.7 6.3 -0.4 1.6 1.2 -3.0
MN (Miles S/) 59,891,096 60,682,488 58,715,153 67,590,284 76,104,307 1.3 -3.2 15.1 12.6 -3.0 -0.3 4.9 -3.0
ME (Miles US$) 12,404,177 12,744,540 12,995,302 11,993,711 11,878,591 2.7 2.0 -7.7 -1.0 4.3 4.1 -6.5 -2.8
MN (Miles S/) 8,246,732 10,210,727 10,859,940 11,979,971 13,430,852 23.8 6.4 10.3 12.1 -3.1 -3.6 -1.6 -1.5
ME (Miles US$) 2,040,336 2,071,229 1,775,502 1,684,944 1,630,371 1.5 -14.3 -5.1 -3.2 -3.6 -4.2 -1.4 -1.4

Ver definiciones. 4
SISTEMA FINANCIERO SIN INCLUIR BANCO DE LA NACIN Y AGROBANCO - INDICADORES
Volver
Indicadores Variacin Anual (En puntos porcentuales)Variacin Mensual (En puntos porcentuales)
Calidad de cartera*
- Cartera microempresa atrasada / Cartera microempresa (%) 5.45 6.01 5.42 5.06 5.26 0.6 -0.6 -0.4 0.2 0.2 -0.2 0.2 0.0
- Cartera consumo atrasada / Cartera consumo (%) 3.32 3.69 3.53 3.75 3.73 0.4 -0.2 0.2 0.0 0.0 -0.1 -0.1 0.0
Cobertura*
- Provisiones cartera corporativa / Cartera corporativa atrasada (%) 31638.15 17944.37 9641.58 3282.88 3478.37 -13693.8 -8302.8 -6358.7 195.5 16651.8 -2482.9 1723.5 -195.0
- Provisiones cartera mediana empresa / Cartera mediana empresa atrasada (%) 146.42 102.14 96.25 99.77 100.08 -44.3 -5.9 3.5 0.3 -12.2 -5.8 -1.6 0.0
- Provisiones cartera microempresa / Cartera microempresa atrasada (%) 141.12 138.50 150.22 161.39 180.47 -2.6 11.7 11.2 19.1 -0.5 3.3 -1.1 4.1
Dolarizacin
- Crditos microempresa ME / Crditos microempresa (%) 4.33 3.95 1.77 1.33 1.09 -0.4 -2.2 -0.4 -0.2 -0.2 0.0 -1.0 -0.2
- Depsitos vista ME / Depsitos vista (%) 50.98 58.84 58.43 56.82 50.81 7.9 -0.4 -1.6 -6.0 -0.9 -0.6 -1.1 -2.0
- Depsitos plazo ME / Depsitos plazo (%) 36.64 37.00 41.38 37.32 33.59 0.4 4.4 -4.1 -3.7 1.7 1.1 -2.2 0.0
Depsitos CTS ME / Depsitos CTS (%) 40.86 36.19 34.27 32.06 28.23 -4.7 -1.9 -2.2 -3.8 -0.1 -0.1 0.5 -0.1

5
BANCA MLTIPLE - PRINCIPALES CUENTAS Y VARIABLES
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Saldo 1/ Variacin Anual (%) 1/ Variacin Mensual (%) 1/
Activos (Miles S/) 252,156,378 273,752,664 329,171,167 355,188,820 352,306,531 8.6 20.2 7.9 -0.8 1.3 2.4 2.0 -0.2
MN (Miles S/) 81,204,140 100,007,879 136,256,881 158,285,180 158,671,872 23.2 36.2 16.2 0.2 0.5 2.1 0.6 0.5
ME (Miles US$) 27,497,903 29,315,961 24,032,372 21,959,390 23,775,582 6.6 -18.0 -8.6 8.3 0.9 -1.6 1.2 1.9
MN (Miles S/) 11,367,218 17,325,255 28,795,892 34,009,471 30,973,732 52.4 66.2 18.1 -8.9 5.8 4.1 1.1 3.6
ME (Miles US$) 6,370,832 8,364,731 6,423,346 6,609,968 8,600,693 31.3 -23.2 2.9 30.1 7.3 1.1 3.0 7.7
MN (Miles S/) 7,948,834 10,927,547 21,726,042 27,265,875 25,425,854 37.5 98.8 25.5 -6.7 3.6 3.4 1.9 7.2
ME (Miles US$) 5,852,248 7,123,291 5,936,304 6,214,007 8,176,793 21.7 -16.7 4.7 31.6 5.0 1.8 3.1 8.5
MN (Miles S/) 7,816,653 10,445,857 17,224,294 20,258,072 17,982,868 33.6 64.9 17.6 -11.2 -3.6 6.7 1.0 -0.8
ME (Miles US$) 7,606,887 7,807,554 6,676,724 5,923,116 6,236,991 2.6 -14.5 -11.3 5.3 0.0 -1.2 2.7 -0.4
MN (Miles S/) 9,786,163 12,743,528 17,252,248 21,711,557 22,369,929 30.2 35.4 25.8 3.0 -1.1 -0.1 1.6 -0.1
ME (Miles US$) 7,007,460 7,176,208 6,110,967 5,502,813 5,330,159 2.4 -14.8 -10.0 -3.1 -3.4 -3.3 -0.6 -2.1
- Crditos a pequeas empresas (Miles S/) 13,466,636 12,781,340 13,681,951 13,698,496 14,005,039 -5.1 7.0 0.1 2.2 -0.5 0.0 0.6 0.0
MN (Miles S/) 10,700,760 10,488,440 11,992,881 12,576,039 13,205,154 -2.0 14.3 4.9 5.0 -0.5 1.0 0.5 0.3
ME (Miles US$) 990,643 820,065 529,655 334,562 246,802 -17.2 -35.4 -36.8 -26.2 -0.6 -6.8 0.4 -5.0
- Crditos a microempresas (Miles S/) 2,157,258 1,676,229 2,971,656 3,015,881 3,060,962 -22.3 77.3 1.5 1.5 -0.7 2.1 -3.6 -1.4
MN (Miles S/) 1,863,430 1,411,650 2,855,146 2,915,107 2,979,334 -24.2 102.3 2.1 2.2 0.5 2.2 -0.7 -1.0
ME (Miles US$) 105,239 94,628 36,535 30,037 25,186 -10.1 -61.4 -17.8 -16.2 -6.6 -1.1 -48.7 -11.6
- Crditos consumo (Miles S/) 27,757,818 31,091,693 36,669,168 40,494,390 42,424,757 12.0 17.9 10.4 4.8 -0.3 -0.2 -0.2 -0.5
MN (Miles S/) 24,423,519 27,799,406 33,507,354 37,783,959 39,796,274 13.8 20.5 12.8 5.3 -0.3 0.2 -0.3 -0.6
ME (Miles US$) 1,194,233 1,177,499 991,475 807,878 811,010 -1.4 -15.8 -18.5 0.4 -0.6 -4.9 -0.2 0.1
MN (Miles S/) 10,290,767 11,598,945 14,430,491 16,427,733 16,731,181 12.7 24.4 13.8 1.8 -1.0 0.1 -1.1 -1.3
ME (Miles US$) 326,070 342,695 357,122 377,075 438,704 5.1 4.2 5.6 16.3 0.1 1.2 0.4 2.1
MN (Miles S/) 15,246,398 19,793,744 24,629,067 29,030,974 31,364,581 29.8 24.4 17.9 8.0 0.9 1.4 0.6 0.4
ME (Miles US$) 4,222,610 3,875,277 3,263,671 2,751,016 2,524,742 -8.2 -15.8 -15.7 -8.2 -0.6 -2.4 -0.6 -0.8
MN (Miles S/) 3,229,401 4,103,868 4,663,732 5,098,849 5,344,636 27.1 13.6 9.3 4.8 1.4 0.8 0.3 0.4
ME (Miles US$) 326,901 281,293 238,778 195,749 131,727 -14.0 -15.1 -18.0 -32.7 -1.5 -1.7 -1.7 -2.7
MN (Miles S/) 90,616,055 91,752,581 95,232,402 107,517,462 118,573,071 1.3 3.8 12.9 10.3 -0.6 1.2 5.0 0.8
ME (Miles US$) 25,546,258 29,705,157 30,171,839 30,635,560 29,485,637 16.3 1.6 1.5 -3.8 -1.1 0.2 -2.0 -1.5
MN (Miles S/) 22,237,032 21,358,674 23,093,252 25,500,630 29,834,117 -3.9 8.1 10.4 17.0 -3.7 -2.3 0.4 5.9
ME (Miles US$) 8,286,053 10,922,012 10,180,819 10,004,544 9,509,004 31.8 -6.8 -1.7 -5.0 -7.2 -5.0 -5.9 -1.8
- Depsitos ahorro (Miles S/) 37,796,061 43,621,133 51,006,360 60,351,427 59,142,126 15.4 16.9 18.3 -2.0 3.8 4.3 9.7 3.4
MN (Miles S/) 22,732,477 24,860,237 26,879,372 29,278,915 31,247,377 9.4 8.1 8.9 6.7 7.3 7.0 7.5 6.3
ME (Miles US$) 5,395,267 6,709,906 7,565,691 9,261,553 8,606,834 24.4 12.8 22.4 -7.1 -0.5 1.1 9.7 0.8
- Depsitos plazo (Miles S/) 78,773,454 79,290,447 84,884,151 90,882,465 94,341,098 0.7 7.1 7.1 3.8 0.1 2.1 1.1 -3.9
MN (Miles S/) 45,646,546 45,533,670 45,259,779 52,737,917 57,491,578 -0.2 -0.6 16.5 9.0 -3.1 -0.1 5.9 -4.3
ME (Miles US$) 11,864,938 12,073,239 12,425,328 11,369,463 11,369,799 1.8 2.9 -8.5 0.0 4.7 4.3 -6.7 -2.9
MN (Miles S/) 6,114,918 7,539,446 8,338,867 9,046,883 9,835,143 23.3 10.6 8.5 8.7 -3.0 -3.8 -2.2 -2.2
ME (Miles US$) 1,942,366 1,959,751 1,680,967 1,586,600 1,530,574 0.9 -14.2 -5.6 -3.5 -3.6 -4.3 -1.4 -1.5

1/ Los saldos y las variaciones anuales y mensuales estn influenciados por las conversiones de un tipo de empresa a otro o por las reorganizaciones societarias que hayan ocurrido en el periodo entre empresas de distinto tipo.
En febrero 2014, se autoriz el funcionamiento de Banco ICBC.
En marzo 2015, se autoriz el proceso de escisin por absorcin de F. Edyficar y Mibanco. En el marco de este proceso, Edyficar segreg un bloque patrimonial a favor de Mibanco.
En julio 2016, se autoriz la disolucin voluntaria y posterior inicio del proceso liquidatorio de Deutsche Bank.
Ver definiciones. 6
BANCA MLTIPLE - INDICADORES
Volver
Indicadores 1/ Variacin Anual (En puntos porcentuales) 1/ Variacin Mensual (En puntos porcentuales) 1/
Calidad de cartera*
- Cartera microempresa atrasada / Cartera microempresa (%) 3.57 4.04 4.02 3.38 3.53 0.5 0.0 -0.6 0.2 0.0 -0.2 0.2 0.1
- Cartera consumo atrasada / Cartera consumo (%) 3.29 3.59 3.47 3.65 3.66 0.3 -0.1 0.2 0.0 0.0 -0.1 -0.1 0.0
Cobertura*
- Provisiones cartera corporativa / Cartera corporativa atrasada (%) 31560.15 17881.72 9672.80 3539.08 3459.95 -13678.4 -8208.9 -6133.7 -79.1 16593.6 -2401.6 1930.8 -194.0
- Provisiones cartera mediana empresa / Cartera mediana empresa atrasada (%) 150.11 103.76 96.53 99.87 99.18 -46.3 -7.2 3.3 -0.7 -13.7 -5.7 -1.7 0.1
- Provisiones cartera microempresa / Cartera microempresa atrasada (%) 205.82 192.92 221.96 280.35 360.89 -12.9 29.0 58.4 80.5 1.2 4.7 -0.5 12.2
Dolarizacin
- Crditos microempresa ME / Crditos microempresa (%) 13.62 15.78 3.92 3.34 2.67 2.2 -11.9 -0.6 -0.7 -1.0 -0.1 -2.8 -0.3
- Depsitos vista ME / Depsitos vista (%) 50.99 58.84 58.44 56.83 50.81 7.9 -0.4 -1.6 -6.0 -0.9 -0.6 -1.1 -2.0
- Depsitos plazo ME / Depsitos plazo (%) 42.05 42.57 46.68 41.97 39.06 0.5 4.1 -4.7 -2.9 1.9 1.2 -2.6 0.2
Depsitos CTS ME / Depsitos CTS (%) 47.00 42.09 39.13 37.04 33.53 -4.9 -3.0 -2.1 -3.5 -0.1 0.0 0.7 0.1

1/ Los indicadores y las variaciones anuales y mensuales estn influenciados por las conversiones de un tipo de empresa a otro o por las reorganizaciones societarias que hayan ocurrido en el periodo entre empresas de distinto tipo.
En febrero 2014, se autoriz el funcionamiento de Banco ICBC.
En julio 2016, se autoriz la disolucin voluntaria y posterior inicio del proceso liquidatorio de Deutsche Bank.
7
EMPRESAS FINANCIERAS - PRINCIPALES CUENTAS Y VARIABLES
Volver
Activos (Miles S/) 11,429,264 14,241,001 9,802,301 11,541,280 12,367,843 24.6 -31.2 17.7 7.2 1.6 -0.2 1.1 0.4
Crditos Directos* (Miles S/) 8,827,471 10,461,191 8,135,670 9,463,746 10,544,271 18.5 -22.2 16.3 11.4 0.9 0.5 -0.4 0.9
MN (Miles S/) 8,269,757 9,902,146 7,622,150 9,091,818 10,209,920 19.7 -23.0 19.3 12.3 0.9 0.7 -0.2 0.9
ME (Miles US$) 199,754 199,945 161,029 110,858 103,163 0.1 -19.5 -31.2 -6.9 0.0 -2.6 -5.6 0.3
- Crditos corporativos (Miles S/) 5,000 8,767 8,805 2,512 12,452 75.3 0.4 -71.5 395.7 38.9 7.9 416.6 -1.3
MN (Miles S/) 5,000 5,982 4,484 2,512 6,709 19.6 -25.0 -44.0 167.0 -0.7 16.6 416.6 -1.7
ME (Miles US$) - 996 1,355 - 1,772 - 36.0 - - 859.7 -0.1 - -0.4
Crditos corporativos del sector real (Miles S/) 5,000 8,386 4,321 - 11,744 67.7 -48.5 - - 42.4 0.2 - -0.4
MN (Miles S/) 5,000 5,600 - - 6,000 12.0 - - - 0.0 - - 0.0
ME (Miles US$) - 996 1,355 - 1,772 - 36.0 - - 859.7 -0.1 - -0.4
- Crditos a grandes empresas (Miles S/) 1,268 9,861 26,924 24,166 25,281 677.4 173.1 -10.2 4.6 5.9 -3.1 3.0 1.2
MN (Miles S/) 27 9,080 6,560 7,168 9,894 33281.4 -27.8 9.3 38.0 7.1 -11.7 0.0 -0.8
ME (Miles US$) 445 279 6,386 5,067 4,748 -37.2 2187.5 -20.7 -6.3 -6.0 -0.3 2.3 2.9
- Crditos a medianas empresas (Miles S/) 167,468 303,031 339,231 441,308 508,856 80.9 11.9 30.1 15.3 4.0 -1.2 -0.2 2.2
MN (Miles S/) 80,631 204,960 251,007 337,195 387,067 154.2 22.5 34.3 14.8 3.6 1.7 1.9 2.3
ME (Miles US$) 31,102 35,075 27,665 31,032 37,577 12.8 -21.1 12.2 21.1 4.8 -9.0 -8.3 2.4
- Crditos a pequeas empresas (Miles S/) 2,737,045 3,362,011 2,303,688 2,655,618 2,787,465 22.8 -31.5 15.3 5.0 1.2 0.5 -0.5 0.2
MN (Miles S/) 2,397,646 3,055,524 2,070,462 2,520,535 2,707,525 27.4 -32.2 21.7 7.4 1.5 0.9 -0.3 0.3
ME (Miles US$) 121,561 109,616 73,134 40,263 24,665 -9.8 -33.3 -44.9 -38.7 -0.9 -3.5 -5.5 -1.2
- Crditos a microempresas (Miles S/) 2,792,557 3,155,692 1,801,424 2,002,423 2,162,546 13.0 -42.9 11.2 8.0 0.7 0.1 -0.4 0.7
MN (Miles S/) 2,754,268 3,116,900 1,779,052 1,991,351 2,151,869 13.2 -42.9 11.9 8.1 0.8 0.0 -0.5 0.7
ME (Miles US$) 13,714 13,874 7,015 3,300 3,294 1.2 -49.4 -53.0 -0.2 -7.9 3.3 2.5 1.7
- Crditos consumo (Miles S/) 3,040,810 3,543,784 3,576,124 4,187,996 4,848,931 16.5 0.9 17.1 15.8 0.4 1.0 -0.4 0.9
MN (Miles S/) 2,966,720 3,446,304 3,439,403 4,089,802 4,754,273 16.2 -0.2 18.9 16.2 0.5 0.9 -0.3 1.0
ME (Miles US$) 26,537 34,864 42,873 29,268 29,206 31.4 23.0 -31.7 -0.2 -0.5 2.3 -5.2 -1.7
Tarjetas de crdito (Miles S/) 1,227,101 1,253,639 1,342,667 1,429,636 1,570,507 2.2 7.1 6.5 9.9 -1.3 0.8 -2.0 0.5
MN (Miles S/) 1,227,101 1,253,639 1,342,667 1,429,636 1,570,507 2.2 7.1 6.5 9.9 -1.3 0.8 -2.0 0.5
ME (Miles US$) - - - - - - - - - - - - -
- Crditos hipotecarios (Miles S/) 83,321 78,047 79,474 149,723 198,740 -6.3 1.8 88.4 32.7 -0.9 1.9 0.8 9.2
MN (Miles S/) 65,465 63,397 71,182 143,255 192,583 -3.2 12.3 101.3 34.4 -0.7 2.3 0.8 9.5
ME (Miles US$) 6,395 5,239 2,600 1,928 1,900 -18.1 -50.4 -25.9 -1.5 -1.9 -1.8 -1.9 0.4
Prstamos Mivivienda (Miles S/) 77,087 71,203 72,550 144,788 192,454 -7.6 1.9 99.6 32.9 -1.1 2.2 0.8 9.6
MN (Miles S/) 61,887 58,797 66,433 140,230 189,905 -5.0 13.0 111.1 35.4 -0.9 2.6 0.9 9.7
ME (Miles US$) 5,444 4,437 1,918 1,359 787 -18.5 -56.8 -29.2 -42.1 -2.0 -1.9 -2.4 2.9
Depsitos totales (Miles S/) 4,773,184 5,653,670 4,271,948 5,262,672 6,164,056 18.4 -24.4 23.2 17.1 -5.0 -1.0 1.1 0.3
MN (Miles S/) 4,529,301 5,045,915 3,768,121 4,589,204 5,706,038 11.4 -25.3 21.8 24.3 -5.9 -1.2 1.4 0.2
ME (Miles US$) 87,351 217,366 157,989 200,736 141,320 148.8 -27.3 27.1 -29.6 3.7 0.2 -2.4 0.8
- Depsitos vista (Miles S/) 6,419 4,474 2,681 2,499 2,847 -30.3 -40.1 -6.8 13.9 -41.3 -12.7 -14.6 -0.8
MN (Miles S/) 5,359 3,956 2,422 2,365 2,451 -26.2 -38.8 -2.3 3.6 -39.4 -11.4 -11.2 -2.2
ME (Miles US$) 380 185 81 40 122 -51.2 -56.2 -50.8 205.8 -52.7 -23.7 -50.3 9.0
- Depsitos ahorro (Miles S/) 230,754 258,181 281,846 398,820 605,961 11.9 9.2 41.5 51.9 2.4 0.7 -0.3 4.1
MN (Miles S/) 205,375 225,453 242,221 344,580 545,557 9.8 7.4 42.3 58.3 2.5 1.2 -1.0 4.4
ME (Miles US$) 9,090 11,705 12,426 16,167 18,637 28.8 6.2 30.1 15.3 2.2 -2.1 1.8 1.6
- Depsitos plazo (Miles S/) 4,536,011 5,391,015 3,987,421 4,861,354 5,555,249 18.8 -26.0 21.9 14.3 -5.3 -1.1 1.3 -0.2
MN (Miles S/) 4,318,568 4,816,506 3,523,479 4,242,260 5,158,030 11.5 -26.8 20.4 21.6 -6.2 -1.3 1.6 -0.2
ME (Miles US$) 77,881 205,475 145,482 184,529 122,561 163.8 -29.2 26.8 -33.6 3.9 0.4 -2.7 0.6
Depsitos CTS (Miles S/) 152,677 271,259 349,151 480,480 638,824 77.7 28.7 37.6 33.0 3.9 -1.8 1.8 1.1
MN (Miles S/) 129,076 238,042 302,612 411,896 563,764 84.4 27.1 36.1 36.9 3.8 -1.8 1.3 1.3
ME (Miles US$) 8,453 11,880 14,594 20,442 23,160 40.5 22.8 40.1 13.3 4.9 -2.3 2.4 0.4

En octubre 2013, se autoriz la conversin de Edpyme Nueva Visin a empresa financiera.
En setiembre 2015, se autoriz el proceso de escisin por absorcin de F. Nueva Visin y CRAC Credinka. En el marco de este proceso, F. Nueva Visin recibi el bloque patrimonial segregado por la CRAC, cambiando su denominacin social a F. Credinka.
En octubre 2015, se autoriz la absorcin de CRAC Libertadores de Ayacucho por Financiera TFC.
En diciembre 2015, se revoc la autorizacin de funcionamiento de Financiera Edyficar, dejando de ser con ello una empresa supervisada.
En agosto 2016, se autoriz la absorcin de CRAC Cajamarca por Financiera Credinka.
Ver definiciones. 8
EMPRESAS FINANCIERAS - INDICADORES
Volver
Indicadores 1/ Variacin Anual (En puntos porcentuales)Variacin Mensual (En puntos porcentuales) 1/
Calidad de cartera*
Crditos atrasados / Crditos directos (%) 5.33 5.92 6.41 6.16 5.79 0.59 0.48 -0.25 -0.37 0.15 0.05 -0.03 -0.12
- Cartera corporativa atrasada / Cartera corporativa (%) - - - - - - - - - - - - -
- Cartera gran empresa atrasada / Cartera gran empresa (%) 0.69 58.53 21.01 23.17 22.36 57.83 -37.52 2.17 -0.82 56.69 0.65 -0.69 -0.27
- Cartera mediana empresa atrasada / Cartera mediana empresa (%) 10.11 6.58 5.91 4.49 3.40 -3.54 -0.67 -1.42 -1.09 0.01 0.16 -0.75 -0.05
- Cartera pequea empresa atrasada / Cartera pequea empresa (%) 7.05 7.59 9.65 8.87 8.68 0.53 2.07 -0.78 -0.19 0.15 0.17 -0.21 -0.14
- Cartera microempresa atrasada / Cartera microempresa (%) 4.97 4.93 5.84 5.13 5.00 -0.04 0.91 -0.71 -0.13 0.07 -0.03 -0.01 -0.05
- Cartera consumo atrasada / Cartera consumo (%) 3.91 5.05 4.57 5.05 4.68 1.13 -0.48 0.49 -0.37 0.06 0.01 0.15 -0.11
Cartera tarjetas de crdito atrasada / Cartera tarjetas de crdito (%) 4.13 6.61 4.79 5.97 5.23 2.48 -1.81 1.18 -0.74 -0.06 -0.07 0.30 -0.21
- Cartera hipotecaria atrasada / Cartera hipotecaria (%) 3.86 5.93 5.92 5.22 5.29 2.07 -0.00 -0.71 0.08 0.09 -0.04 0.07 -0.44
Cartera prstamos Mivivienda atrasada / Cartera prstamos Mivivienda (%) 3.49 5.23 5.21 5.32 5.42 1.74 -0.03 0.11 0.09 -0.16 -0.03 0.06 -0.42
Crditos Atrasados con ms de 90 das de atraso / Crditos Directos (%) 3.83 4.27 4.88 4.80 4.40 0.43 0.61 -0.08 -0.40 0.07 0.04 -0.09 -0.13
Cobertura*
Provisiones / Cartera atrasada (%) 152.08 145.81 143.37 148.77 151.72 -6.27 -2.45 5.40 2.96 -1.91 -0.65 0.98 1.67
- Provisiones cartera corporativa / Cartera corporativa atrasada (%) - - - - - - - - - - - - -
- Provisiones cartera gran empresa / Cartera gran empresa atrasada (%) 195.00 3.61 43.72 38.15 36.60 -191.39 40.11 -5.57 -1.55 -70.90 8.63 0.96 0.43
- Provisiones cartera mediana empresa / Cartera mediana empresa atrasada (%) 78.35 75.05 78.75 109.86 124.60 -3.29 3.70 31.11 14.74 -1.61 -6.49 8.12 -4.02
- Provisiones cartera pequea empresa / Cartera pequea empresa atrasada (%) 107.00 104.39 103.59 103.25 99.72 -2.62 -0.80 -0.34 -3.52 -0.49 0.08 -1.15 2.13
- Provisiones cartera microempresa / Cartera microempresa atrasada (%) 147.30 157.37 136.82 145.17 156.70 10.07 -20.55 8.36 11.53 0.80 0.98 1.04 2.36
- Provisiones cartera consumo / Cartera consumo atrasada (%) 243.61 209.66 215.60 210.76 213.47 -33.95 5.94 -4.84 2.70 -0.81 -1.95 -1.15 1.58
- Provisiones cartera hipotecaria / Cartera hipotecaria atrasada (%) 56.78 47.87 51.98 63.53 66.76 -8.91 4.10 11.56 3.22 0.72 1.29 2.68 -0.22
Dolarizacin
Crditos directos ME / Crditos directos (%) 6.32 5.34 6.31 3.93 3.17 -0.97 0.97 -2.38 -0.76 -0.05 -0.18 -0.14 -0.03
- Crditos corporativos ME / Crditos corporativos (%) - 31.77 49.07 - 46.12 31.77 17.30 -49.07 46.12 27.17 -3.77 - 0.23
- Crditos gran empresa ME / Crditos gran empresa (%) 97.86 7.92 75.64 70.34 60.86 -89.94 67.72 -5.30 -9.47 -1.00 2.37 0.90 0.77
- Crditos mediana empresa ME / Crditos mediana empresa (%) 51.85 32.36 26.01 23.59 23.93 -19.49 -6.36 -2.42 0.34 0.25 -2.12 -1.58 -0.04
- Crditos pequea empresa ME / Crditos pequea empresa (%) 12.40 9.12 10.12 5.09 2.87 -3.28 1.01 -5.04 -2.22 -0.19 -0.38 -0.17 -0.05
- Crditos microempresa ME / Crditos microempresa (%) 1.37 1.23 1.24 0.55 0.49 -0.14 0.01 -0.69 -0.06 -0.11 0.04 0.03 0.00
- Crditos consumo ME / Crditos consumo (%) 2.44 2.75 3.82 2.34 1.95 0.31 1.07 -1.48 -0.39 -0.03 0.06 -0.07 -0.06
- Crditos hipotecarios ME / Crditos hipotecarios (%) 21.43 18.77 10.43 4.32 3.10 -2.66 -8.34 -6.11 -1.22 -0.18 -0.35 -0.03 -0.28
- - - -
Depsitos ME / Depsitos (%) 5.11 10.75 11.79 12.80 7.43 5.64 1.04 1.00 -5.37 0.90 0.18 -0.20 0.01

1/ Los indicadores y las variaciones anuales y mensuales estn influenciados por las conversiones de un tipo de empresa a otro o por las reorganizaciones societarias que hayan ocurrido en el periodo entre empresas de distinto tipo.
En setiembre 2015, se autoriz el proceso de escisin por absorcin de F. Nueva Visin y CRAC Credinka. En el marco de este proceso, F. Nueva Visin recibi el bloque patrimonial segregado por la CRAC, cambiando su denominacin social a F. Credinka.
En diciembre 2015, se revoc la autorizacin de funcionamiento de Financiera Edyficar, dejando de ser con ello una empresa supervisada.
9
CAJAS MUNICIPALES 1/- PRINCIPALES CUENTAS Y VARIABLES
Volver
Saldo 2/
Variacin Anual (%) 2/ Variacin Mensual (%) 2/
Activos (Miles S/) 15,891,327 16,469,608 18,267,239 19,861,362 22,998,672 3.6 10.9 8.7 15.8 -0.1 0.2 0.7 1.1
MN (Miles S/) 10,814,810 11,928,599 13,126,445 15,038,096 18,015,299 10.3 10.0 14.6 19.8 0.6 0.4 1.1 1.4
ME (Miles US$) 365,645 316,777 246,805 151,670 125,717 -13.4 -22.1 -38.5 -17.1 -1.6 -3.2 -0.9 -2.7
- Crditos corporativos (Miles S/) 20,664 79,545 190,786 369,131 376,348 284.9 139.8 93.5 2.0 15.3 27.2 -2.5 8.1
MN (Miles S/) 20,664 75,351 190,786 369,131 371,846 264.7 153.2 93.5 0.7 16.3 27.2 -2.5 8.3
ME (Miles US$) - 1,500 - - 1,389 - - - - 0.0 - - -2.9
Crditos corporativos del sector real (Miles S/) - - - - - - - - - - - - -
MN (Miles S/) - - - - - - - - - - - - -
ME (Miles US$) - - - - - - - - - - - - -
- Crditos a grandes empresas (Miles S/) 20,885 18,834 48,847 32,896 102,399 -9.8 159.4 -32.7 211.3 -6.7 21.9 -19.6 -1.3
MN (Miles S/) 9,259 15,121 44,587 23,773 93,444 63.3 194.9 -46.7 293.1 -5.2 24.8 -25.6 -4.9
ME (Miles US$) 4,164 1,328 1,336 2,719 2,763 -68.1 0.6 103.6 1.6 -12.5 -2.0 -0.4 63.7
- Crditos a medianas empresas (Miles S/) 1,158,029 1,439,348 1,638,556 1,679,352 1,977,820 24.3 13.8 2.5 17.8 0.1 0.8 2.5 0.1
MN (Miles S/) 733,640 1,048,182 1,244,241 1,404,603 1,744,611 42.9 18.7 12.9 24.2 1.2 1.7 2.5 0.9
ME (Miles US$) 152,002 139,902 123,648 81,892 71,956 -8.0 -11.6 -33.8 -12.1 -2.5 -2.2 0.2 -5.6
- Crditos a pequeas empresas (Miles S/) 4,824,509 5,198,196 5,541,138 6,188,833 7,568,003 7.7 6.6 11.7 22.3 0.8 -0.3 0.8 1.5
MN (Miles S/) 4,513,642 4,961,716 5,373,220 6,084,946 7,499,230 9.9 8.3 13.2 23.2 0.9 -0.2 0.9 1.5
ME (Miles US$) 111,342 84,578 52,655 30,965 21,220 -24.0 -37.7 -41.2 -31.5 -1.3 -5.2 -2.2 -0.1
- Crditos a microempresas (Miles S/) 2,817,370 2,865,015 2,967,081 3,323,032 3,670,875 1.7 3.6 12.0 10.5 -0.1 -0.7 2.1 0.4
MN (Miles S/) 2,785,232 2,839,366 2,958,876 3,318,949 3,666,178 1.9 4.2 12.2 10.5 -0.1 -0.6 2.1 0.4
ME (Miles US$) 11,511 9,173 2,573 1,217 1,449 -20.3 -72.0 -52.7 19.1 4.6 -20.5 -0.4 -10.4
- Crditos consumo (Miles S/) 2,344,258 2,442,721 2,549,536 2,875,105 3,491,511 4.2 4.4 12.8 21.4 -0.3 0.0 0.7 1.3
MN (Miles S/) 2,312,823 2,414,417 2,527,344 2,863,575 3,484,108 4.4 4.7 13.3 21.7 -0.3 0.0 0.7 1.3
ME (Miles US$) 11,259 10,123 6,959 3,436 2,284 -10.1 -31.3 -50.6 -33.5 -2.2 -4.3 -4.5 0.9
- Crditos hipotecarios (Miles S/) 649,976 770,648 977,562 1,078,602 1,235,793 18.6 26.8 10.3 14.6 1.8 1.2 0.7 2.9
MN (Miles S/) 439,551 574,445 787,391 973,120 1,155,883 30.7 37.1 23.6 18.8 2.6 2.0 0.8 3.2
ME (Miles US$) 75,367 70,173 59,633 31,440 24,656 -6.9 -15.0 -47.3 -21.6 -0.5 -2.4 -2.2 -0.5
Prstamos Mivivienda (Miles S/) 115,576 180,905 296,090 344,902 400,765 56.5 63.7 16.5 16.2 4.0 10.4 0.4 7.0
MN (Miles S/) 78,945 150,405 267,160 340,706 397,955 90.5 77.6 27.5 16.8 5.2 11.9 0.4 7.0
ME (Miles US$) 13,120 10,908 9,072 1,251 867 -16.9 -16.8 -86.2 -30.7 -1.3 -2.1 -2.3 10.7
Depsitos totales (Miles S/) 12,298,317 13,008,295 13,648,553 15,318,968 17,990,506 5.8 4.9 12.2 17.4 -0.2 0.3 1.3 1.5
MN (Miles S/) 10,802,444 11,438,360 11,856,452 13,259,240 16,114,218 5.9 3.7 11.8 21.5 0.1 0.3 1.3 1.7
ME (Miles US$) 535,771 561,493 561,963 613,928 578,922 4.8 0.1 9.2 -5.7 -2.6 -0.1 -0.7 0.1
- Depsitos ahorro (Miles S/) 2,506,087 2,858,727 3,217,294 3,689,187 4,113,866 14.1 12.5 14.7 11.5 3.0 2.9 1.3 1.5
MN (Miles S/) 2,174,067 2,466,353 2,712,976 3,066,109 3,455,236 13.4 10.0 13.0 12.7 3.0 3.4 0.9 2.0
ME (Miles US$) 118,918 140,334 158,143 185,716 203,218 18.0 12.7 17.4 9.4 3.4 0.0 1.3 -0.8
- Depsitos plazo (Miles S/) 9,792,231 10,149,568 10,431,259 11,629,782 13,876,641 3.6 2.8 11.5 19.3 -1.1 -0.5 1.4 1.5
MN (Miles S/) 8,628,378 8,972,007 9,143,476 10,193,132 12,658,983 4.0 1.9 11.5 24.2 -0.7 -0.6 1.5 1.6
ME (Miles US$) 416,853 421,159 403,820 428,212 375,704 1.0 -4.1 6.0 -12.3 -4.4 -0.2 -1.5 0.6
Depsitos CTS (Miles S/) 1,888,944 2,330,649 2,315,401 2,675,911 3,152,304 23.4 -0.7 15.6 17.8 -3.7 -2.7 0.1 0.1
MN (Miles S/) 1,669,843 2,085,013 2,078,446 2,424,362 2,912,133 24.9 -0.3 16.6 20.1 -3.6 -2.6 0.0 0.2
ME (Miles US$) 78,475 87,853 74,304 74,977 74,104 12.0 -15.4 0.9 -1.2 -4.6 -3.5 -1.4 -1.0

1/ Cajas Municipales: Incluye 11 Cajas Municipales de Ahorro y Crdito y la Caja Municipal de Crdito Popular de Lima.
2/ Los saldos y las variaciones anuales y mensuales estarn influenciados por las conversiones de un tipo de empresa a otro o por las reorganizaciones societarias que hayan ocurrido en el periodo entre empresas de distinto tipo.
En mayo 2014, se declar la disolucin de CMAC Pisco.
Mediante Resolucin SBS N 3501-2015 de fecha 19.06.2015, esta Superintendencia declar a la CMAC Arequipa como adjudicataria de un bloque patrimonial conformado por los activos y pasivos de la CRAC Seor de Luren, hoy en proceso de Liquidacin. En la medida que se encuentra en proceso la migracin de dicho
bloque patrimonial al sistema informtico de la CMAC Arequipa, este viene siendo reportado temporalmente en los rubros 19 Otros activos y 29 Otros pasivos.
Ver definiciones 10
CAJAS MUNICIPALES 1/
- INDICADORES
Volver
Indicadores 2/
Variacin Anual (En puntos porcentuales)Variacin
2/
Mensual (En puntos porcentuales)
Calidad de cartera*
Crditos atrasados / Crditos directos (%) 6.45 6.97 6.45 6.39 5.90 0.5 -0.5 -0.1 -0.5 0.2 -0.2 0.2 0.1
- Cartera corporativa atrasada / Cartera corporativa (%) 0.00 0.00 0.00 0.00 0.00 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
- Cartera gran empresa atrasada / Cartera gran empresa (%) 0.00 0.00 3.26 7.60 2.99 0.0 3.3 4.3 -4.6 0.0 -0.7 1.5 0.0
- Cartera mediana empresa atrasada / Cartera mediana empresa (%) 5.77 5.28 7.99 8.96 7.08 -0.5 2.7 1.0 -1.9 -0.1 0.8 0.1 0.2
- Cartera pequea empresa atrasada / Cartera pequea empresa (%) 8.98 9.99 8.88 8.26 7.23 1.0 -1.1 -0.6 -1.0 0.2 -0.3 0.3 0.1
- Cartera microempresa atrasada / Cartera microempresa (%) 6.89 7.47 6.30 6.38 6.76 0.6 -1.2 0.1 0.4 0.4 -0.4 0.2 0.1
- Cartera consumo atrasada / Cartera consumo (%) 2.61 2.89 2.75 3.32 3.34 0.3 -0.1 0.6 0.0 0.1 0.0 0.2 0.2
- Cartera hipotecaria atrasada / Cartera hipotecaria (%) 1.26 1.67 1.59 2.01 2.54 0.4 -0.1 0.4 0.5 0.0 -0.1 0.2 0.1
Cartera prstamos Mivivienda atrasada / Cartera prstamos Mivivienda (%) 2.18 1.38 1.13 1.04 1.30 -0.8 -0.2 -0.1 0.3 0.1 0.0 0.2 0.1
Crditos Atrasados con ms de 90 das de atraso / Crditos Directos (%) 4.86 5.48 4.83 4.89 4.78 0.6 -0.7 0.1 -0.1 0.2 -0.2 0.1 0.1
Cobertura*
Provisiones / Cartera atrasada (%) 128.71 130.31 129.68 128.77 131.94 1.6 -0.6 -0.9 3.2 -0.3 0.3 -2.8 -0.5
- Provisiones cartera gran empresa / Cartera gran empresa atrasada (%) 0.00 0.00 82.41 68.87 85.33 0.0 82.4 -13.5 16.5 0.0 3.8 -2.2 2.4
- Provisiones cartera mediana empresa / Cartera mediana empresa atrasada (%) 113.26 126.02 95.66 97.99 114.80 12.8 -30.4 2.3 16.8 4.9 -9.6 -1.5 0.4
- Provisiones cartera pequea empresa / Cartera pequea empresa atrasada (%) 113.97 116.38 120.09 120.80 124.64 2.4 3.7 0.7 3.8 -0.4 1.3 -2.4 0.6
- Provisiones cartera microempresa / Cartera microempresa atrasada (%) 119.21 118.67 123.10 120.35 118.51 -0.5 4.4 -2.7 -1.8 -0.6 3.7 -1.3 -0.2
- Provisiones cartera consumo / Cartera consumo atrasada (%) 262.16 253.35 249.29 216.56 198.92 -8.8 -4.1 -32.7 -17.6 -5.9 1.6 -8.6 -10.8
- Provisiones cartera hipotecaria / Cartera hipotecaria atrasada (%) 255.71 226.29 253.64 218.63 187.34 -29.4 27.4 -35.0 -31.3 2.4 13.7 -23.6 -3.1
Dolarizacin
Crditos directos ME / Crditos directos (%) 8.63 6.91 5.66 3.27 2.21 -1.7 -1.3 -2.4 -1.1 -0.1 -0.2 0.0 -0.1
- Crditos corporativos ME / Crditos corporativos (%) 0.00 5.27 0.00 0.00 1.20 5.3 -5.3 0.0 1.2 -0.8 0.0 0.0 -0.1
- Crditos gran empresa ME / Crditos gran empresa (%) 55.67 19.72 8.72 27.73 8.75 -36.0 -11.0 19.0 -19.0 -1.3 -2.1 5.8 3.5
- Crditos mediana empresa ME / Crditos mediana empresa (%) 36.65 27.18 24.06 16.36 11.79 -9.5 -3.1 -7.7 -4.6 -0.7 -0.7 0.0 -0.8
- Crditos pequea empresa ME / Crditos pequea empresa (%) 6.44 4.55 3.03 1.68 0.91 -1.9 -1.5 -1.4 -0.8 -0.1 -0.1 0.0 0.0
- Crditos microempresa ME / Crditos microempresa (%) 1.14 0.90 0.28 0.12 0.13 -0.2 -0.6 -0.2 0.0 0.0 -0.1 0.0 0.0
- Crditos consumo ME / Crditos consumo (%) 1.34 1.16 0.87 0.40 0.21 -0.2 -0.3 -0.5 -0.2 0.0 0.0 0.0 0.0
- Crditos hipotecarios ME / Crditos hipotecarios (%) 32.37 25.46 19.45 9.78 6.47 -6.9 -6.0 -9.7 -3.3 -0.6 -0.6 -0.1 -0.3
Depsitos ME / Depsitos (%) 12.16 12.07 13.13 13.45 10.43 -0.1 1.1 0.3 -3.0 -0.3 0.0 0.0 -0.2
- Depsitos ahorro ME / Depsitos ahorro (%) 13.25 13.73 15.68 16.89 16.01 0.5 1.9 1.2 -0.9 0.0 -0.4 0.3 -0.4
- Depsitos plazo ME / Depsitos plazo (%) 11.89 11.60 12.35 12.35 8.77 -0.3 0.7 0.0 -3.6 -0.4 0.1 -0.1 -0.1
Depsitos CTS ME / Depsitos CTS (%) 11.60 10.54 10.23 9.40 7.62 -1.1 -0.3 -0.8 -1.8 -0.1 0.0 0.0 -0.1

1/ Cajas Municipales: Incluye 11 Cajas Municipales de Ahorro y Crdito y la Caja Municipal de Crdito Popular de Lima.
2/ Los indicadores y las variaciones anuales y mensuales estarn influenciados por las conversiones de un tipo de empresa a otro o por las reorganizaciones societarias que hayan ocurrido en el periodo entre empresas de distinto tipo.
En mayo 2014, se declar la disolucin de CMAC Pisco.
Mediante Resolucin SBS N 3501-2015 de fecha 19.06.2015, esta Superintendencia declar a la CMAC Arequipa como adjudicataria de un bloque patrimonial conformado por los activos y pasivos de la CRAC Seor de Luren, hoy en proceso de Liquidacin. En la medida que se encuentra en proceso
la migracin de dicho bloque patrimonial al sistema informtico de la CMAC Arequipa, este viene siendo reportado temporalmente en los rubros 19 Otros activos y 29 Otros pasivos.
11
CAJAS RURALES DE AHORRO Y CRDITO - PRINCIPALES CUENTAS Y VARIABLES
Volver
Saldo 1/
Activos (Miles S/) 2,203,638 2,325,758 1,363,558 1,283,318 1,610,993 5.5 -41.4 -5.9 25.5 -2.8 -3.4 2.7 5.5
Crditos Directos* (Miles S/) 1,539,309 1,615,454 984,887 1,013,466 1,264,331 4.9 -39.0 2.9 24.8 -1.2 -0.3 4.5 1.3
MN (Miles S/) 1,471,894 1,559,491 958,040 954,801 1,213,016 6.0 -38.6 -0.3 27.0 -1.3 0.2 0.3 1.1
ME (Miles US$) 24,146 20,016 8,419 17,486 15,833 -17.1
- -57.9
- 107.7
- -9.5
- 0.6
- -16.8
- 222.2
- 5.8
-
- Crditos corporativos (Miles S/) 8,348 20,890 15,521 3,065 4,650 150.3 -25.7 -80.2 51.7 122.3 -16.3 -41.4 -6.3
MN (Miles S/) 2,484 14,152 6,751 3,065 4,650 469.6 -52.3 -54.6 51.7 301.5 22.5 -41.4 -6.3
ME (Miles US$) 2,100 2,410 2,750 - - 14.8
- 14.1
- -- -- 14.8
- -32.9
- -- --
Crditos corporativos del sector real (Miles S/) 5,863 6,738 10,370 754 - 14.9 53.9 -92.7 - 14.8 -20.4 -19.0 -
MN (Miles S/) - - 1,600 754 - - - -52.9 - - - -19.0 -
ME (Miles US$) 2,100 2,410 2,750 - - 14.8 14.1 - - 14.8 -32.9 - -
- Crditos a grandes empresas (Miles S/) 58,087 29,376 5,736 27,437 6,737 -49.4 -80.5 378.3 -75.4 -41.2 51.9 2127.3 26.4
MN (Miles S/) 56,691 26,387 3,585 1,150 321 -53.5 -86.4 -67.9 -72.1 -43.8 119.5 -6.7 -50.0
ME (Miles US$) 500 1,069 674 7,835 1,980 113.8
- -36.9
- 1061.8
- -74.7
- -1.5
- 0.0
- -- 37.3
-
- Crditos a medianas empresas (Miles S/) 175,536 162,390 38,783 23,886 85,079 -7.5 -76.1 -38.4 256.2 -3.4 -1.2 22.0 4.3
MN (Miles S/) 137,131 128,786 28,065 16,086 55,621 -6.1 -78.2 -42.7 245.8 -4.3 1.3 9.6 6.2
ME (Miles US$) 13,755 12,018 3,361 2,325 9,089 -12.6
- -72.0
- -30.8
- 290.9
- 0.4
- -7.7
- 55.9
- 1.4
-
- Crditos a pequeas empresas (Miles S/) 555,059 573,108 416,059 348,765 437,388 3.3 -27.4 -16.2 25.4 -1.9 0.5 0.8 1.1
MN (Miles S/) 539,793 564,443 411,746 347,861 427,030 4.6 -27.1 -15.5 22.8 -1.8 0.5 0.9 1.2
ME (Miles US$) 5,468 3,099 1,353 270 3,196 -43.3
- -56.4
- -80.1
- 1085.6
- -6.6
- -4.5
- -25.9
- -2.7
-
- Crditos a microempresas (Miles S/) 405,943 439,708 340,834 413,127 461,051 8.3 -22.5 21.2 11.6 1.3 -1.1 0.4 -2.2
MN (Miles S/) 404,430 438,656 340,589 412,911 460,602 8.5 -22.4 21.2 11.6 1.3 -1.1 0.4 -2.3
ME (Miles US$) 542
- 376
- 77
- 65
- 138
- -30.6
- -79.5
- -16.1
- 114.4
- 8.5
- -0.5
- -1.0
- 391.2
-
- Crditos consumo (Miles S/) 193,762 179,624 123,859 191,284 263,025 -7.3 -31.0 54.4 37.5 -0.8 0.1 6.4 7.0
MN (Miles S/) 192,011 178,903 123,596 172,795 262,217 -6.8 -30.9 39.8 51.8 -0.8 0.1 -0.2 6.7
ME (Miles US$) 627 258 83 5,511 249 -58.9
- -68.0
- 6574.8
- -95.5
- -9.4
- -6.9
- 174.0- 333.0
-
- Crditos hipotecarios (Miles S/) 142,574 210,359 44,094 5,900 6,401 47.5 -79.0 -86.6 8.5 0.9 0.8 0.7 4.5
MN (Miles S/) 139,352 208,163 43,708 933 2,576 49.4 -79.0 -97.9 176.0 1.0 0.8 -0.5 14.3
ME (Miles US$) 1,154 785 121 1,480 1,180 -32.0 -84.6 1121.3 -20.3 -1.1 -1.1 -1.0 -0.8
- - - - - - - -
Prstamos Mivivienda (Miles S/) 131,191 200,109 44,014 297 157 52.5 -78.0 -99.3 -47.1 0.3 0.8 1.1 -1.4
MN (Miles S/) 129,697 198,751 43,708 - - 53.2 -78.0 - - 0.3 0.8 - -
ME (Miles US$) 535 486 96 89 49 -9.3 -80.3 -7.6 -45.3 -0.6 -1.2 -0.9 -1.0
Depsitos totales (Miles S/) 1,666,270 1,703,916 991,201 515,693 894,076 2.3 -41.8 -48.0 73.4 -3.5 -3.9 8.2 11.4
MN (Miles S/) 1,523,382 1,560,676 911,209 470,502 848,275 2.4 -41.6 -48.4 80.3 -3.4 -2.9 8.9 10.0
ME (Miles US$) 51,178 51,230 25,084 13,470 14,132 0.1
- -51.0
- -46.3
- 4.9
- -4.2
- -13.9
- -0.8
- 46.1
-
- Depsitos ahorro (Miles S/) 244,408 218,724 136,860 60,108 64,242 -10.5 -37.4 -56.1 6.9 -11.0 -8.4 2.8 11.6
MN (Miles S/) 225,778 200,370 122,789 53,526 52,558 -11.3 -38.7 -56.4 -1.8 -11.6 -9.3 3.0 0.4
ME (Miles US$) 6,673 6,564 4,412 1,962 3,605 -1.6
- -32.8
- -55.5
- 83.8
- -4.0
- 0.6
- -1.1
- 124.3
-
- Depsitos plazo (Miles S/) 1,421,863 1,485,191 854,341 455,585 829,833 4.5 -42.5 -46.7 82.1 -2.3 -3.1 8.9 11.4
MN (Miles S/) 1,297,604 1,360,305 788,420 416,976 795,717 4.8 -42.0 -47.1 90.8 -2.1 -1.8 9.7 10.7
ME (Miles US$) 44,505 44,666 20,671 11,508 10,527 0.4
- -53.7
- -44.3
- -8.5
- -4.2
- -16.5
- -0.7
- 30.5
-
Depsitos CTS (Miles S/) 363,722 381,067 157,994 106,645 128,023 4.8 -58.5 -32.5 20.0 -5.7 -5.2 2.7 0.8
MN (Miles S/) 332,895 348,226 140,015 96,831 119,812 4.6 -59.8 -30.8 23.7 -5.6 -5.0 2.9 0.9
ME (Miles US$) 11,041 11,746 5,638 2,925 2,533 6.4 -52.0 -48.1 -13.4 -6.4 -7.0 -1.0 -0.1

En septiembre 2014, se autoriz el funcionamiento de CRAC Del Centro.
En junio 2015, se declar la disolucin de CRAC Seor de Luren.
En setiembre 2015, se autoriz el proceso de escisin por absorcin de F. Nueva Visin y CRAC Credinka. En el marco de este proceso, la CRAC escindi el bloque patrimonial a favor de la Financiera, luego de lo cual se extingui.
En mayo 2016, se autoriz la absorcin de CRAC Chavn por Edpyme Raz.
En junio 2017, se autoriz la absorcin de Edpyme Solidaridad por CRAC Los Andes.
Ver definiciones 12
CAJAS RURALES DE AHORRO Y CRDITO - INDICADORES
Volver
INDICADORES jul-14 / jul- jul-15 / jul- jul-16 / jul- jul-17 / jul- jul-14 / jun- jul-15 / jun- jul-16 / jun- jul-17 / jun-
13 14 15 16 14 15 16 17
Calidad de cartera*
Crditos atrasados / Crditos directos (%) 6.75 11.73 7.26 6.01 4.61 5.0 -4.5 -1.2 -1.4 0.8 0.4 -0.1 -0.6
- Cartera corporativa atrasada / Cartera corporativa (%) 0.00 0.00 0.00 0.00 0.00 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
- Cartera gran empresa atrasada / Cartera gran empresa (%) 0.10 0.00 0.00 0.00 0.00 -0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0
- Cartera mediana empresa atrasada / Cartera mediana empresa (%) 3.29 28.14 7.02 2.70 0.55 24.9 -21.1 -4.3 -2.1 2.0 0.3 -0.6 0.1
- Cartera pequea empresa atrasada / Cartera pequea empresa (%) 9.57 13.59 9.02 7.92 4.92 4.0 -4.6 -1.1 -3.0 1.2 0.4 0.1 -0.6
- Cartera microempresa atrasada / Cartera microempresa (%) 8.57 11.55 7.67 6.02 6.33 3.0 -3.9 -1.7 0.3 0.4 0.5 0.1 -0.5
- Cartera consumo atrasada / Cartera consumo (%) 4.73 6.20 2.72 3.90 2.53 1.5 -3.5 1.2 -1.4 0.1 -0.3 -0.1 -0.8
Cartera prstamos Mivivienda atrasada / Cartera prstamos Mivivienda (%) 0.48 1.15 3.94 0.00 0.00 0.7 2.8 -3.9 0.0 0.1 0.2 0.0 0.0
Crditos Atrasados con ms de 90 das de atraso / Crditos Directos (%) 5.50 8.39 5.50 4.96 3.73 2.9 -2.9 -0.5 -1.2 1.4 0.3 -0.1 -0.6
Cobertura*
Provisiones / Cartera atrasada (%) 103.84 79.64 99.07 117.78 126.87 -24.2 19.4 18.7 9.1 -2.5 0.6 -0.8 3.7
- Provisiones cartera gran empresa / Cartera gran empresa atrasada (%) 1144.59 - - - - - - - - - - - -
- Provisiones cartera mediana empresa / Cartera mediana empresa atrasada (%) 86.84 19.76 102.02 107.15 223.20 -67.1 82.3 5.1 116.0 -0.2 -3.5 10.9 -62.5
- Provisiones cartera pequea empresa / Cartera pequea empresa atrasada (%) 90.90 89.15 96.89 111.39 124.77 -1.7 7.7 14.5 13.4 -5.9 0.8 -0.5 4.1
- Provisiones cartera microempresa / Cartera microempresa atrasada (%) 99.82 96.48 90.36 112.15 116.22 -3.3 -6.1 21.8 4.1 -0.9 1.2 0.4 2.1
- Provisiones cartera consumo / Cartera consumo atrasada (%) 178.91 163.53 207.44 155.67 173.61 -15.4 43.9 -51.8 17.9 2.1 13.9 -9.6 16.8
- Provisiones cartera hipotecaria / Cartera hipotecaria atrasada (%) 270.13 117.70 52.21 178.55 103.51 -152.4 -65.5 126.3 -75.0 -0.6 2.1 11.4 -36.7
Dolarizacin
Crditos directos ME / Crditos directos (%) 4.38 3.46 2.73 5.79 4.06 -0.9 -0.7 3.1 -1.7 0.1 -0.5 3.9 0.2
- Crditos corporativos ME / Crditos corporativos (%) 70.24 32.26 56.50 0.00 0.00 -38.0 24.2 -56.5 0.0 -30.2 -13.8 0.0 0.0
- Crditos gran empresa ME / Crditos gran empresa (%) 2.40 10.17 37.50 95.81 95.24 7.8 27.3 58.3 -0.6 4.1 -19.2 95.8 7.3
- Crditos mediana empresa ME / Crditos mediana empresa (%) 21.88 20.69 27.64 32.66 34.62 -1.2 6.9 5.0 2.0 0.8 -1.8 7.6 -1.1
- Crditos pequea empresa ME / Crditos pequea empresa (%) 2.75 1.51 1.04 0.26 2.37 -1.2 -0.5 -0.8 2.1 -0.1 0.0 -0.1 -0.1
- Crditos microempresa ME / Crditos microempresa (%) 0.37 0.24 0.07 0.05 0.10 -0.1 -0.2 0.0 0.0 0.0 0.0 0.0 0.1
- Crditos consumo ME / Crditos consumo (%) 0.90 0.40 0.21 9.67 0.31 -0.5 -0.2 9.5 -9.4 0.0 0.0 6.0 0.2
- Crditos hipotecarios ME / Crditos hipotecarios (%) 2.26 1.04 0.88 84.18 59.75 -1.2 -0.2 83.3 -24.4 0.0 0.0 0.2 -3.5
Depsitos ME / Depsitos (%) 8.58 8.41 8.07 8.76 5.12 -0.2 -0.3 0.7 -3.6 -0.1 -0.9 -0.6 1.2
- Depsitos ahorro ME / Depsitos ahorro (%) 7.62 8.39 10.28 10.95 18.19 0.8 1.9 0.7 7.2 0.6 0.9 -0.2 9.1
- Depsitos plazo ME / Depsitos plazo (%) 8.74 8.41 7.72 8.47 4.11 -0.3 -0.7 0.8 -4.4 -0.2 -1.2 -0.6 0.6
Depsitos CTS ME / Depsitos CTS (%) 8.48 8.62 11.38 9.20 6.41 0.1 2.8 -2.2 -2.8 -0.1 -0.2 -0.2 -0.1

En septiembre 2014, se autoriz el funcionamiento de CRAC Del Centro.
En junio 2015, se declar la disolucin de CRAC Seor de Luren.
En setiembre 2015, se autoriz el proceso de escisin por absorcin de F. Nueva Visin y CRAC Credinka. En el marco de este proceso, la CRAC escindi el bloque patrimonial a favor de la Financiera, luego de lo cual se extingui.
En mayo 2016, se autoriz la absorcin de CRAC Chavn por Edpyme Raz.
En junio 2017, se autoriz la absorcin de Edpyme Solidaridad por CRAC Los Andes.
13
ENTIDADES DE DESARROLLO DE LA PEQUEA Y MICROEMPRESA
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Saldo 1/
PRINCIPALES CUENTAS Y VARIABLES jul-14 / jun- jul-15 / jun- jul-16 / jun- jul-17 / jun-
Jul-13 Jul-14 Jul-15 Jul-16 Jul-17 jul-14 / jul-13 jul-15 / jul-14 jul-16 / jul-15 jul-17 / jul-16
14 15 16 17
Activos (Miles S/) 1,246,415 1,373,503 1,589,300 1,630,131 2,018,176 10.2 15.7 2.6 23.8 11.6 -0.3 1.4 1.0
Crditos Directos* (Miles S/) 1,069,858 1,175,219 1,339,714 1,425,496 1,828,980 9.8 14.0 6.4 28.3 11.6 -0.8 2.3 0.5
MN (Miles S/) 1,037,709 1,053,889 1,220,005 1,217,122 1,618,883 1.6 15.8 -0.2 33.0 2.2 -0.5 3.0 0.2
ME (Miles US$) 11,515 43,394 37,538 62,108 64,825 276.8 -13.5 65.5 4.4 454.2 -3.7 -3.5 3.0
- Crditos corporativos (Miles S/) - - - - - - - - - - - - -
MN (Miles S/) - - - - - - - - - - - - -
ME (Miles US$) - - - - - - - - - - - - -
Crditos corporativos del sector real (Miles S/) - 2,500 - - 11,510 - - - - - -100.0 - -0.2
MN (Miles S/) - - - - 6,000 - - - - - - - 0.0
ME (Miles US$) - 894 - - 1,700 - - - - - -100.0 - 0.0
- Crditos a grandes empresas (Miles S/) - - - 286 403 - - - 41.1 - - -3.6 -2.0
MN (Miles S/) - - - 70 70 - - - 0.0 - - 0.0 0.0
ME (Miles US$) - - - 64 103 - - - 59.8 - - -6.6 -2.1
-
- Crditos a medianas empresas (Miles S/) 14,952 14,456 16,896 17,325 116,716 -3.3 16.9 2.5 573.7 137.0 -0.8 3.8 10.0
MN (Miles S/) 5,178 4,505 5,833 6,261 40,730 -13.0 29.5 7.3 550.5 9.6 4.5 0.2 0.9
ME (Miles US$) 3,501 3,559 3,469 3,298 23,445 1.7 -2.5 -4.9 611.0 400.7 -3.7 3.9 16.0
- Crditos a pequeas empresas (Miles S/) 328,201 319,263 373,498 228,778 253,503 -2.7 17.0 -38.7 10.8 7.9 -0.6 2.6 0.6
MN (Miles S/) 320,674 300,163 354,926 213,830 238,576 -6.4 18.2 -39.8 11.6 2.6 -0.4 3.0 0.9
ME (Miles US$) 2,696 6,831 5,824 4,455 4,606 153.4 -14.8 -23.5 3.4 488.2 -4.7 -4.9 -3.3
- Crditos a microempresas (Miles S/) 388,626 339,158 343,878 175,960 161,554 -12.7 1.4 -48.8 -8.2 0.2 -1.6 1.2 -5.6
MN (Miles S/) 388,122 335,399 342,915 174,890 159,267 -13.6 2.2 -49.0 -8.9 -0.8 -1.6 1.1 -5.8
ME (Miles US$) 181
- 1,344
- 302
- 319
- 706
- 643.7 -77.5 5.6 121.2 645.6 -4.1 3.0 9.2
-
- Crditos consumo (Miles S/) 234,900 351,578 428,541 838,462 1,152,051 49.7 21.9 95.7 37.4 31.7 -0.1 2.6 1.3
MN (Miles S/) 231,327 272,057 349,115 661,257 1,038,597 17.6 28.3 89.4 57.1 4.6 0.6 3.8 1.9
ME (Miles US$) 1,280 28,441 24,906 52,818 35,006 2122.3 -12.4 112.1 -33.7 1042.0 -3.7 -3.9 -3.5
- Crditos hipotecarios (Miles S/) 103,179 150,764 176,901 164,687 144,753 46.1 17.3 -6.9 -12.1 3.5 -1.1 1.5 -5.7
MN (Miles S/) 92,407 141,765 167,215 160,815 141,643 53.4 18.0 -3.8 -11.9 3.9 -1.2 1.5 -5.7
ME (Miles US$) 3,858 3,219 3,037 1,154 959 -16.6 -5.6 -62.0 -16.9 -2.1 -1.1 -1.0 -1.2
Prstamos Mivivienda (Miles S/) 80,821 126,002 152,951 148,211 126,981 55.9 21.4 -3.1 -14.3 4.4 -1.2 1.8 -6.5
MN (Miles S/) 79,318 124,666 151,724 147,068 126,099 57.2 21.7 -3.1 -14.3 4.4 -1.2 1.8 -6.5
ME (Miles US$) 538 478 385 341 272 -11.2 -19.5 -11.5 -20.1 -0.8 -0.9 -1.0 -1.3
INDICADORES jul-14 / jun- jul-15 / jun- jul-16 / jun- jul-17 / jun-
Jul-13 Jul-14 Jul-15 Jul-16 Jul-17 jul-14 / jul-13 jul-15 / jul-14 jul-16 / jul-15 jul-17 / jul-16
14 15 16 17
Calidad de cartera*
Crditos atrasados / Crditos directos (%) 5.76 4.75 5.00 3.97 4.32 -1.0 0.3 -1.0 0.3 -0.4 0.0 0.2 0.3
- Cartera corporativa atrasada / Cartera corporativa (%) - - - - - - - - - - - - -
- Cartera gran empresa atrasada / Cartera gran empresa (%) - - - - - - - - - - - - -
- Cartera mediana empresa atrasada / Cartera mediana empresa (%) 1.96 5.72 10.69 9.04 1.39 3.8 5.0 -1.6 -7.7 1.4 -6.5 -0.3 -0.2
- Cartera pequea empresa atrasada / Cartera pequea empresa (%) 8.29 6.32 6.85 6.98 9.99 -2.0 0.5 0.1 3.0 -0.3 0.1 0.7 2.4
- Cartera microempresa atrasada / Cartera microempresa (%) 5.64 6.19 5.52 5.99 4.32 0.6 -0.7 0.5 -1.7 0.0 0.1 0.3 -0.2
- Cartera consumo atrasada / Cartera consumo (%) 4.87 3.59 4.49 3.23 3.75 -1.3 0.9 -1.3 0.5 -1.1 0.0 0.0 -0.1
- Cartera hipotecaria atrasada / Cartera hipotecaria (%) 0.76 0.76 0.79 0.79 1.24 0.0 0.0 0.0 0.4 -0.1 0.1 0.1 0.1
Cartera prstamos Mivivienda atrasada / Cartera prstamos Mivivienda (%) 0.34 0.51 0.42 0.68 1.30 0.2 -0.1 0.3 0.6 -0.2 0.1 0.1 0.2
Crditos Atrasados con ms de 90 das de atraso / Crditos Directos (%) 4.05 3.41 3.81 2.81 2.87 -0.6 0.4 -1.0 0.1 -0.3 0.6 0.2 -0.2
Cobertura*
Provisiones / Cartera atrasada (%) 135.18 139.02 130.77 158.09 153.05 3.8 -8.2 27.3 -5.0 3.2 0.9 -9.7 -11.2
- Provisiones cartera gran empresa / Cartera gran empresa atrasada (%) - - - 3.87 73.40 - - - 69.5 - - -5.5 32.4
- Provisiones cartera mediana empresa / Cartera mediana empresa atrasada (%) 194.24 50.07 47.87 35.79 121.64 -144.2 -2.2 -12.1 85.8 -42.7 18.2 1.3 10.7
- Provisiones cartera pequea empresa / Cartera pequea empresa atrasada (%) 119.90 115.25 97.76 87.90 52.33 -4.7 -17.5 -9.9 -35.6 0.6 0.9 -6.3 -25.8
- Provisiones cartera microempresa / Cartera microempresa atrasada (%) 133.76 126.76 122.41 111.93 229.67 -7.0 -4.4 -10.5 117.7 0.8 -1.6 -7.0 36.1
- Provisiones cartera consumo / Cartera consumo atrasada (%) 162.36 191.58 180.05 221.01 200.20 29.2 -11.5 41.0 -20.8 14.5 -3.7 -8.0 1.6
- Provisiones cartera hipotecaria / Cartera hipotecaria atrasada (%) 277.56 258.54 261.72 227.93 168.93 -19.0 3.2 -33.8 -59.0 40.3 -12.2 -37.6 -10.3
Dolarizacin
Crditos directos ME / Crditos directos (%) 3.01 10.32 8.94 14.62 11.49 7.3 -1.4 5.7 -3.1 8.2 -0.2 -0.6 0.2
- Crditos corporativos ME / Crditos corporativos (%) - - - - - - - - - - - - -
- Crditos gran empresa ME / Crditos gran empresa (%) - - - 75.50 82.63 - - - 7.1 - - -0.9 -0.4
- Crditos mediana empresa ME / Crditos mediana empresa (%) 65.37 68.83 65.48 63.86 65.10 3.5 -3.4 -1.6 1.2 36.2 -1.7 1.3 3.1
- Crditos pequea empresa ME / Crditos pequea empresa (%) 2.29 5.98 4.97 6.53 5.89 3.7 -1.0 1.6 -0.6 4.9 -0.2 -0.4 -0.3
- Crditos microempresa ME / Crditos microempresa (%) 0.13 1.11 0.28 0.61 1.42 1.0 -0.8 0.3 0.8 1.0 0.0 0.0 0.2
- Crditos consumo ME / Crditos consumo (%) 1.52 22.62 18.53 21.13 9.85 21.1 -4.1 2.6 -11.3 20.0 -0.6 -1.0 -0.5
- Crditos hipotecarios ME / Crditos hipotecarios (%) 10.44 5.97 5.48 2.35 2.15 -4.5 -0.5 -3.1 -0.2 -0.3 0.0 0.0 0.1

En abril 2014, se autoriz el funcionamiento de Edpyme BBVA Consumer Finance.
En julio 2014, se autoriz el funcionamiento de Edpyme GMG.
En noviembre 2015, se autoriz el funcionamiento de Edpyme Santander.
En junio 2016, se autoriz la conversin de Edpyme Credijet. a empresa emisora de dinero electrnico.
* Los saldos se encuentran neteados de ingresos no devengados por arrendamiento financiero y lease-back.La informacin detallada de calidad de cartera y cobertura de provisiones por tipo de crdito se complementa con la estructura de los crditos.
Ver definiciones
14
EMPRESAS DE ARRENDAMIENTO FINANCIERO
Volver
Crditos* (Miles S/) 446,821 460,285 461,024 379,478 181,698 3.0 0.2 -17.7 -52.1 0.2 -0.5 -1.3 -11.7
MN (Miles S/) 5,619 8,825 21,404 35,590 14,729 57.1 142.5 66.3 -58.6 -0.5 37.3 -1.8 -4.7
ME (Miles US$) 158,024 161,466 137,855 102,500 51,518 2.2
- -14.6
- -25.6
- -49.7
- 0.2
- -2.1
- -3.2
- -11.9
-
- Crditos corporativos (Miles S/) 22,019 34,916 33,293 21,185 - 58.6 -4.6 -36.4 - -0.5 5.1 -3.7 -
MN (Miles S/) - - - - - - - - - - - - -
ME (Miles US$) 7,886 12,488 10,440 6,315 - 58.3 -16.4 -39.5 - -0.5 4.7 -5.6 -
Crditos corporativos del sector real (Miles S/) 22,019 34,916 33,293 21,185 - 58.6 -4.6 -36.4 - -0.5 5.1 -3.7 -
MN (Miles S/) - - - - - - - - - - - - -
ME (Miles US$) 7,886 12,488 10,440 6,315 - 58.3 -16.4 -39.5 - -0.5 4.7 -5.6 -
- Crditos a grandes empresas (Miles S/) 165,935 184,137 203,615 127,525 25,809 11.0 10.6 -37.4 -79.8 6.5 0.3 -2.0 0.1
MN (Miles S/) - 2,216 7,926 18,348 1,769 - 257.7 131.5 -90.4 -5.6 232.9 -8.8 42.6
ME (Miles US$) 59,432 65,065 61,364 32,542 7,417 9.5 -5.7 -47.0 -77.2 6.7 -2.8 -2.7 -1.7
- Crditos a medianas empresas (Miles S/) 224,813 212,322 186,308 197,025 119,011 -5.6 -12.3 5.8 -39.6 -4.3 -1.6 -0.8 -15.5
MN (Miles S/) 5,185 6,243 11,464 13,278 9,797 20.4 83.6 15.8 -26.2 -1.5 5.6 13.2 -9.6
ME (Miles US$) 78,663 73,705 54,827 54,768 33,698 -6.3 -25.6 -0.1 -38.5 -4.4 -2.5 -3.6 -15.7
- Crditos a pequeas empresas (Miles S/) 29,205 27,709 37,327 32,512 33,031 -5.1 34.7 -12.9 1.6 -1.4 -0.8 -1.5 5.3
MN (Miles S/) 434 366 2,014 3,949 3,112 -15.7 450.0 96.1 -21.2 103.5 -14.7 -10.2 -6.1
ME (Miles US$) 10,305 9,779 11,074 8,513 9,232
9,232 -5.1 13.2 -23.1 8.4 -2.1 -0.3 -2.1 7.0
- Crditos a microempresas (Miles S/) 4,849 1,200 482 1,230 3,847 -75.2 -59.9 155.3 212.8 -10.7 -66.1 22.7 -50.5
MN (Miles S/) - - - 14 51 - - - 252.1 - - 0.0 -6.5
ME (Miles US$) 1,737 429 151 362 1,171 -75.3 -64.8 139.8 223.3 -10.7 -66.3 20.6 -50.7
Calidad de cartera
Crditos atrasados / Crditos (%) 1.15 1.73 2.71 4.37 5.40 0.58 0.98 1.66 1.03 0.0 0.2 -0.1 0.6
Cobertura
Provisiones / Crditos atrasados (%) 178.20 141.67 140.67 144.29 95.35 -36.54 -0.99 3.62 -48.94 -1.5 -4.3 12.2 -43.3
Dolarizacin
Crditos ME / Crditos (%) 98.74 98.08 95.36 90.62 91.89 -0.66 -2.73 -4.74 1.27 0.0 -1.3 0.0 -0.6

Ver definiciones. 15
BANCO DE LA NACIN 1/
Volver
Activos (Miles S/) 24,334,301 26,864,318 27,132,006 26,024,268 26,938,459 10.4 1.0 -4.1 3.5 5.7 0.7 -2.5 0.1
MN (Miles S/) 3,141,312 3,568,277 3,892,548 4,198,376 4,702,090 13.6 9.1 7.9 12.0 0.4 0.3 0.3 1.2
ME (Miles US$) - - - - - - - - - - - - -
- Crditos consumo (Miles S/) 3,052,979 3,444,629 3,737,854 4,019,570 4,488,309 12.8 8.5 7.5 11.7 0.3 0.3 0.3 1.2
MN (Miles S/) 3,052,979 3,444,629 3,737,854 4,019,570 4,488,309 12.8 8.5 7.5 11.7 0.3 0.3 0.3 1.2
ME (Miles US$) - - - - - - - - - - - - -
- Crditos hipotecarios (Miles S/) 88,333 123,647 154,694 178,806 213,780 40.0 25.1 15.6 19.6 2.1 1.3 0.9 2.3
MN (Miles S/) 88,333 123,647 154,694 178,806 213,780 40.0 25.1 15.6 19.6 2.1 1.3 0.9 2.3
ME (Miles US$) - - - - - - - - - - - - -
Depsitos totales (Miles S/) 19,854,634 22,401,618 22,818,283 21,179,150 21,797,285 12.8 1.9 -7.2 2.9 6.4 1.4 -3.7 -0.8
MN (Miles S/) 17,858,639 19,933,215 20,575,027 19,081,250 19,192,731 11.6 3.2 -7.3 0.6 5.5 1.6 -4.0 -1.0
ME (Miles US$) 714,898 882,834 703,435 625,305 803,626 23.5 -20.3 -11.1 28.5 14.8 -0.3 -2.2 0.4
- Depsitos vista (Miles S/) 12,948,854 13,245,407 12,985,412 11,767,888 11,520,177 2.3 -2.0 -9.4 -2.1 2.1 1.6 -2.2 -1.0
MN (Miles S/) 12,155,515 12,311,519 12,221,773 10,891,510 9,842,893 1.3 -0.7 -10.9 -9.6 0.8 1.6 -2.7 -1.4
ME (Miles US$) 284,147 334,008 239,460 261,216 517,520 17.5 -28.3 9.1 98.1 22.9 2.0 2.5 1.6
- Depsitos ahorro (Miles S/) 4,432,854 5,571,186 6,196,259 6,668,808 7,559,297 25.7 11.2 7.6 13.4 9.7 1.9 1.7 -0.7
MN (Miles S/) 4,396,083 5,526,004 6,116,599 6,556,839 7,444,320 25.7 10.7 7.2 13.5 9.8 1.9 1.7 -0.7
ME (Miles US$) 13,170 16,160 24,980 33,374 35,476 22.7 54.6 33.6 6.3 3.1 2.5 -0.1 2.0
- Depsitos plazo (Miles S/) 2,472,926 3,585,025 3,636,612 2,742,454 2,717,811 45.0 1.4 -24.6 -0.9 19.9 -0.1 -19.3 -0.4
MN (Miles S/) 1,307,040 2,095,692 2,236,656 1,632,901 1,905,518 60.3 6.7 -27.0 16.7 27.6 0.6 -27.2 0.6
ME (Miles US$) 417,581 532,666 438,995 330,716 250,630 27.6 -17.6 -24.7 -24.2 10.6 -1.6 -5.9 -2.2
Depsitos CTS (Miles S/) 66,067 60,277 52,172 71,252 72,681 -8.8 -13.4 36.6 2.0 -9.7 -3.0 1.5 -0.4
MN (Miles S/) 45,570 42,212 34,990 50,375 52,886 -7.4 -17.1 44.0 5.0 -10.6 -3.1 1.4 0.3
ME (Miles US$) 7,341 6,461 5,388 6,223 6,108 -12.0 -16.6 15.5 -1.9 -7.4 -3.3 -0.1 -1.8
Calidad de cartera*
- Cartera consumo atrasada / Cartera consumo (%) 0.94 0.98 1.25 1.45 1.58 0.04 0.26 0.21 0.13 0.0 0.0 0.0 0.0
- Cartera hipotecaria atrasada / Cartera hipotecaria (%) 0.11 0.00 0.25 0.56 0.74 -0.11 0.25 0.30 0.18 0.0 0.0 0.0 0.0
Crditos Atrasados con ms de 90 das de atraso / Crditos Directos (%) 0.01 0.02 0.08 0.26 0.33
Cobertura
Provisiones / Crditos atrasados (%) 511.48 485.23 406.59 367.77 327.90 -26.25 -78.65 -38.81 -39.87 -13.0 -7.1 0.8 -2.3
Dolarizacin
Crditos directos ME / Crditos directos (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0 0.0 0.0 0.0
- Crditos consumo ME / Crditos consumo (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0 0.0 0.0 0.0
- Crditos hipotecarios ME / Crditos hipotecarios (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0 0.0 0.0 0.0
Depsitos ME / Depsitos (%) 10.05 11.02 9.83 9.91 11.95 0.97 -1.19 0.07 2.04 0.8 -0.1 0.3 0.1
- Depsitos vista ME / Depsitos vista (%) 6.13 7.05 5.88 7.45 14.56 0.92 -1.17 1.57 7.11 1.2 0.0 0.5 0.3
- Depsitos ahorro ME / Depsitos ahorro (%) 0.83 0.81 1.29 1.68 1.52 -0.02 0.47 0.39 -0.16 -0.1 0.0 0.0 0.0
- Depsitos plazo ME / Depsitos plazo (%) 47.15 41.54 38.50 40.46 29.89 -5.60 -3.05 1.96 -10.57 -3.5 -0.4 6.4 -0.7
Depsitos CTS ME / Depsitos CTS (%) 31.03 29.97 32.93 29.30 27.24 -1.05 2.96 -3.63 -2.07 0.7 0.0 0.1 -0.5

1/ No considera los crditos soberanos, a empresas del Sistema Financiero y a entidades del sector pblico.
* La informacin detallada de calidad de cartera por tipo de crdito se complementa con la estructura de los crditos. Los saldos se encuentran neteados de ingresos no devengados por arrendamiento financiero y lease-back.
AGROBANCO 1/
Volver
Activos (Miles S/) 681,444 1,898,118 2,128,668 2,459,738 1,614,745 178.5 12.1 15.6 -34.4 5.4 3.0 -0.1 -0.8
Crditos Directos* (Miles S/) 563,753 1,176,680 1,460,699 1,662,109 1,557,493 108.7 24.1 13.8 -6.3 4.9 1.1 1.0 -1.6
MN (Miles S/) 548,015 964,147 1,042,621 1,175,394 1,085,891 75.9 8.1 12.7 -7.6 1.7 0.1 -0.2 -2.1
ME (Miles US$) 5,637 76,013 131,100 145,071 145,512 1248.5 72.5 10.7 0.3 22.6 3.2 2.2 0.0
- Crditos corporativos (Miles S/) - 30,782 12,483 8,680 3,383 - -59.4 -30.5 -61.0 699.6 -51.7 -35.2 -54.6
MN (Miles S/) - 30,782 12,483 8,680 3,383 - -59.4 -30.5 -61.0 699.6 -51.7 -35.2 -54.6
ME (Miles US$) - - - - - - - - - - - - -
Crditos corporativos del sector real (Miles S/) - - - - - - - - - - - - -
MN (Miles S/) - - - - - - - - - - - - -
ME (Miles US$) - - - - - - - - - - - - -
- Crditos a grandes empresas (Miles S/) 25,905 28,055 23,508 130,332 193,835 8.3 -16.2 454.4 48.7 16.3 145.9 1.3 -0.5
MN (Miles S/) 19,543 16,527 2,322 5,785 5,022 -15.4 -86.0 149.2 -13.2 12.8 32.1 -0.8 -1.3
ME (Miles US$) 2,279 4,123 6,644 37,123 58,257 81.0 61.1 458.8 56.9 21.8 170.5 -0.6 -0.1
- Crditos a medianas empresas (Miles S/) 102,112 417,238 635,794 662,665 562,312 308.6 52.4 4.2 -15.1 10.4 1.1 4.2 -0.7
MN (Miles S/) 97,303 232,636 251,113 304,550 280,095 139.1 7.9 21.3 -8.0 0.9 1.7 2.6 -1.1
ME (Miles US$) 1,722 66,023 120,627 106,741 87,077 3733.3 82.7 -11.5 -18.4 25.2 0.4 3.5 0.1
- Crditos a pequeas empresas (Miles S/) 224,366 388,702 417,613 464,462 441,688 73.2 7.4 11.2 -4.9 2.3 -0.6 -0.6 -2.0
MN (Miles S/) 219,798 374,225 407,645 463,227 441,114 70.3 8.9 13.6 -4.8 1.6 -0.4 -0.7 -2.0
ME (Miles US$) 1,636 5,178 3,126 368 177 216.5 -39.6 -88.2 -51.9 23.7 -9.1 13.0 19.9
- Crditos a microempresas (Miles S/) 211,287 311,878 371,297 395,970 356,276 47.6 19.1 6.6 -10.0 -0.2 -0.7 -2.2 -2.9
MN (Miles S/) 211,287 309,951 369,055 393,151 356,276 46.7 19.1 6.5 -9.4 0.7 -0.4 -1.9 -2.8
ME (Miles US$) - 689 703 840 - - 2.0 19.5 - -59.0 -28.2 -31.0 -100.0
- Crditos consumo (Miles S/) 84 26 4 - - -69.3 -85.9 - - -9.9 -12.2 - -
MN (Miles S/) 84 26 4 - - -69.3 -85.9 - - -9.9 -12.2 - -
ME (Miles US$) - - - - - - - - - - - - -
Calidad de cartera
Crditos atrasados / Crditos directos (%) 2.13 1.78 2.50 2.88 17.36 -0.34 0.72 0.37 14.49 0.0 -0.1 0.2 7.7
Crditos Atrasados con ms de 90 das de atraso / Crditos Directos (%) 1.84 1.39 1.97 2.23 6.93 -0.44 0.57 0.27 4.70 0.0 0.1 0.3 0.4
Cobertura
Provisiones / Crditos atrasados (%) 196.51 187.42 181.68 175.06 122.40 -9.08 -5.74 -6.63 -52.66 2.3 6.6 -9.5 -94.2
Dolarizacin
Crditos directos ME / Crditos directos (%) 2.79 18.06 28.62 29.28 30.28 15.27 10.56 0.66 1.00 2.6 0.7 0.9 0.4

1/ No considera los crditos a las dems empresas del Sistema Financiero.
Crditos Directos segn Tipo de Crdito y Tipo de Empresa del
Sistema Financiero
Al 31 de July de 2017
(En miles de Soles)
Volver
Banca Mltiple
Cajas Rurales
Financieras
Municipales
de Ahorro y
EDPYMEs
Empresas
Crdito
Cajas
Tipo de Crdito
Corporativos 58,848,579 12,452 376,348 4,650 -
Grandes empresas 38,196,954 25,281 102,399 6,737 403
Medianas empresas 39,644,973 508,856 1,977,820 85,079 116,716
Pequeas empresas 14,005,039 2,787,465 7,568,003 437,388 253,503
Microempresas 3,060,962 2,162,546 3,670,875 461,051 161,554
Consumo 42,424,757 4,848,931 3,491,511 263,025 1,152,051
Hipotecarios para Vivienda 39,547,269 198,740 1,235,793 6,401 144,753
TOTAL CRDITOS DIRECTOS 235,728,534 10,544,271 18,422,749 1,264,331 1,828,980
1/ No considera los crditos soberanos, a empresas del Sistema Financiero y a entidades del sector pblico.
Ver definiciones
Depsitos segn Tipo de Depsito y Tipo de Empresa
del Sistema Financiero
(En miles de Soles)
Volver
Banco de la Nacin
Cajas Municipales
Cajas Rurales de
Ahorro y Crdito
Banca Mltiple
Financieras
Empresas
Depsitos a la Vista 60,652,798 2,847 - - 11,520,177
Depsitos de Ahorro 59,142,126 605,961 4,113,866 64,242 7,559,297
Depsitos a Plazo 94,341,098 5,555,249 13,876,641 829,833 2,717,811
TOTAL DE DEPSITOS ### 6,164,056 17,990,506 894,076 21,797,285

Crditos para Actividades Empresariales 1/ por Sector Econmico
y Tipo de Empresa del Sistema Financiero
(En miles de Soles)
Volver
Arrendamiento
Banca Mltiple
Cajas Rurales
Agrobanco 2/
Empresas de
Financieras
Municipales
de Ahorro y
EDPYMEs
Financiero
Empresas
Crdito
Cajas
Total
Sector Econmico
Agricultura, Ganadera, Caza y Silvicutura 6,598,311 505,236 922,190 100,810 31,729 4,233 1,486,486 9,648,996
Pesca 1,125,999 31,821 93,360 9,574 882 - 7,315 1,268,951
Minera 7,202,425 9,478 28,404 734 556 7,894 - 7,249,491
Industria Manufacturera 35,016,210 400,597 736,373 64,621 10,619 4,626 45,388 36,278,433
Electricidad, Gas y Agua 8,811,871 3,684 9,263 231 373 148 - 8,825,570
Construccin 4,882,411 196,304 366,441 24,007 6,039 7,733 - 5,482,935
Comercio 35,508,661 2,498,003 5,242,395 388,648 61,068 23,913 5,391 43,728,078
Hoteles y Restaurantes 3,474,632 235,580 662,699 40,082 5,946 105 - 4,419,044
Transporte, Almacenamiento y Comunicaciones 11,145,766 593,668 1,591,216 113,435 326,414 98,543 - 13,869,043
Intermediacin Financiera 7,355,361 14,056 413,843 20,759 273 - 104 7,804,396
Actividades Inmobiliarias, Empresariales y de Alquiler 18,692,275 413,237 952,530 98,795 10,860 28,166 2,361 20,198,224
Administracin Pblica y de Defensa 679,554 9,863 31,961 729 138 - 3,383 725,628
Enseanza 3,083,859 37,085 155,953 11,655 444 50 - 3,289,046
Servicios Sociales y de Salud 1,239,751 30,811 119,908 3,704 1,182 3 - 1,395,358
Otras Actividades de Servicios Comunitarios 7,408,114 257,109 779,579 15,872 6,407 6,285 7,016 8,480,383
Hogares Privados c/Serv. Domstico y Organos Extraterritoriales 1,531,306 260,068 1,589,331 101,249 69,245 - 50 3,551,249
Crditos Corporativos, a Grandes, Medianas, Pequeas y Microempresas 153,756,507 5,496,600 13,695,445 994,905 532,175 181,698 1,557,493 176,214,824
Nota: Informacin obtenida del Anexo 3: Flujo crediticio por tipo de crdito
1/ Considera la suma de los crditos corporativos, a grandes empresas, a medianas empresas, a pequeas empresas y microempresas.
20
Crditos Totales por Departamento y Tipo de Empresa del Sistema
Financiero
(En miles de Soles)
Volver
Cajas Rurales de
Ahorro y Crdito
Banca Mltiple
Arrendamiento
Empresas de
Agrobanco 1/
Financieras
Municipales
Financiero
Empresas
Edpymes
Cajas
Departamento
Amazonas 209,005 19,815 213,814 13,075 2,861 - 44,048

Ancash 2,763,612 184,275 334,948 25,428 10,338 - 37,640
Apurimac 214,773 136,218 437,893 6,830 164 - 9,804
Arequipa 6,568,675 1,012,821 2,227,784 69,951 10,615 - 35,787
Ayacucho 570,762 117,379 349,925 48,971 1,681 - 49,534
Cajamarca 2,033,409 298,501 683,898 35,655 15,108 - 51,859
Callao 5,751,829 198,025 65,659 7,865 13,181 - -
Cusco 2,421,230 481,924 1,745,227 48,558 21,625 - 44,041
Huancavelica 28,865 59,880 189,335 2,865 - - -
Huanuco 829,093 191,697 380,333 24,658 2,118 - 59,074
Ica 2,876,829 332,878 675,521 - 18,000 - 59,536
Junin 2,603,661 516,554 1,405,357 163,756 847 - 169,561
La Libertad 6,228,877 506,085 915,094 31,680 31,153 - 24,537
Lambayeque 4,375,094 354,550 844,785 65,805 86,864 - 30,342
Lima 184,311,471 4,547,228 3,046,068 390,336 1,519,273 181,698 608,497
Loreto 1,448,666 91,063 253,975 - 10,212 - 42,628
Madre de Dios 183,129 49,587 284,450 - - - 6,754
Moquegua 504,144 67,281 268,011 - 25 - 4,378
Pasco 310,598 87,588 167,712 6,567 - - 43,937
Piura 4,446,976 501,307 1,440,798 101,118 59,235 - 39,608
Puno 1,571,801 254,859 1,003,995 195,576 3,179 - 30,951
San Martin 1,597,433 159,656 449,422 11,710 9,472 - 109,357
Tacna 1,288,651 176,514 526,212 - 964 - 17,806
Tumbes 337,362 77,314 268,204 9,284 5,880 - 19,651
Ucayali 1,063,494 121,273 244,329 4,642 6,185 - 18,163
Total Crditos Pas ### 10,544,271 18,422,748 1,264,331 1,828,980 181,698 1,557,493
Extranjero 1,189,096 - - - - - -
Total de Crditos ### 10,544,271 18,422,748 1,264,331 1,828,980 181,698 1,557,493
Nota: Informacin obtenida del Anexo N 10: Depsitos, Colocaciones y Personal por Oficina.
21
Depsitos Totales por Departamento y Tipo de Empresa del
Sistema Financiero
(En miles de Soles)
Volver
Banca Mltiple
Cajas Rurales
de la Nacin
Municipales
Financieras
de Ahorro y
Empresas
Crdito
Banco
Cajas
Departamento
Amazonas 103,909 2,038 77,651 111 171,816

Ancash 1,538,310 25,682 232,119 33,677 490,093
Apurimac 442,569 47,240 165,241 715 196,638
Arequipa 4,871,571 301,963 2,594,438 44,673 579,741
Ayacucho 393,783 48,257 138,763 4,613 308,473
Cajamarca 1,098,017 78,903 339,255 3,615 542,948
Callao 3,961,615 32,540 136,540 1,548 606,509
Cusco 2,086,373 216,570 1,523,744 3,991 600,023
Huancavelica 74,820 8,050 77,021 101 176,069
Huanuco 439,633 11,051 115,272 518 241,392
Ica 1,652,456 30,604 645,586 - 253,107
Junin 1,592,297 90,505 1,001,365 75,823 460,722
La Libertad 3,699,255 216,061 1,081,624 15,264 622,509
Lambayeque 1,677,606 18,895 495,882 56,566 402,413
Lima 182,359,363 4,922,553 5,749,309 525,025 14,290,434
Loreto 715,778 2,851 190,601 - 150,629
Madre de Dios 138,505 4,267 111,103 - 51,070
Moquegua 567,548 13,345 171,499 - 176,529
Pasco 268,172 15,820 88,372 55 172,120
Piura 2,139,576 25,008 1,968,075 5,681 351,960
Puno 877,937 13,523 251,338 121,460 322,397
San Martin 548,824 5,112 185,380 389 199,539
Tacna 876,830 19,695 470,229 - 255,040
Tumbes 161,416 5,030 110,759 248 54,734
Ucayali 522,856 8,493 69,340 2 120,379
Total Depsitos Pas 212,809,020 6,164,056 17,990,506 894,076 21,797,285
Extranjero 1,327,002 - - - -
Total de Depsitos 214,136,022 6,164,056 17,990,506 894,076 21,797,285
Nota: Informacin obtenida del Anexo N 10: Depsitos, Colocaciones y Personal por Oficina.
22
Nmero de Deudores segn Tipo de Crdito y Tipo de Empresa del Sistema Financiero1/
Al 30 de June de 2017
Volver
Banca Mltiple
Arrendamiento
Cajas Rurales
Empresas de
de la Nacin
Financieras
Municipales
de Ahorro y
Agrobanco
EDPYMEs
Financiero
Empresas
Total 2/
Crdito
Banco
Cajas
Tipo de Crdito
Corporativos 637 3 - - - - - 17 655
Grandes empresas 2,882 22 23 2 4 31 - 8 2,893
Medianas empresas 29,264 2,172 3,768 101 422 406 - 423 30,800
Pequeas empresas 241,481 117,223 196,987 21,366 8,704 306 - 13,801 453,602
Microempresas 606,707 679,380 679,734 120,892 38,901 39 - 50,428 1,886,182
Consumo 3,369,463 1,430,322 599,999 64,433 253,389 - 580,988 - 4,850,447
Hipotecarios para Vivienda 211,468 4,173 18,179 69 2,227 - 3,446 - 239,284
TOTAL DEUDORES 3/ 4,197,064 2,118,088 1,453,888 201,327 301,949 782 583,373 64,677 6,623,155
Nota: Informacin obtenida del Anexo 6 - Reporte Crediticio de Deudores

1/ En todos los casos, no se considera como deudores a las entidades del Sistema Financiero.
2/ Consolida los deudores por tipo de empresa, es decir, considera al deudor como nico si ste tiene crditos con ms de una empresa.
3/ Consolida los deudores por tipo de crdito, es decir, considera al deudor como nico si ste tiene crditos de diferentes tipos.
23
Morosidad por Departamento y Tipo de Empresa del Sistema Financiero*
(En porcentaje)
Volver
Banca Mltiple
de la Nacin 1/
Cajas Rurales
Arrendamiento
Empresas de
Agrobanco 2/
Municipales
Financieras
de Ahorro y
EDPYMEs
Financiero
Empresas
Crdito
Banco
Cajas
Total
Departamento
Amazonas 10.4 1.3 5.0 7.4 3.1 - 1.5 13.2 6.7

Ancash 6.1 5.0 11.5 - 8.4 - 1.4 10.7 6.4
Apurimac 3.9 5.3 4.4 - 47.7 - 1.4 5.1 4.2
Arequipa 2.9 5.7 5.2 - 8.1 - 1.0 5.4 3.7
Ayacucho 6.6 4.9 4.8 - 7.3 - 2.0 1.8 5.3
Cajamarca 4.8 4.9 4.6 - 4.0 - 1.1 3.9 4.5
Callao 3.1 6.1 9.2 - 12.4 - 1.9 - 3.3
Cusco 4.4 6.7 5.2 6.8 5.8 - 1.4 6.4 4.8
Huancavelica 2.0 2.5 3.5 8.1 - - 2.1 - 3.0
Huanuco 5.1 6.1 5.8 4.4 13.6 - 1.9 5.1 5.2
Ica 6.4 7.2 4.1 - 8.6 - 1.3 5.3 5.9
Junin 5.7 6.8 3.6 5.3 25.9 - 1.5 1.8 4.9
La Libertad 4.8 5.7 5.3 - 7.8 - 1.4 9.3 4.8
Lambayeque 5.4 3.6 4.0 5.0 3.7 - 1.1 12.8 4.9
Lima 2.6 6.3 6.9 3.9 3.6 4.8 1.5 16.8 2.8
Loreto 9.9 8.5 11.0 - 7.3 - 2.4 1.5 8.9
Madre de Dios 8.2 4.9 6.2 - - - 2.6 11.4 6.6
Moquegua 3.6 4.2 4.8 - 85.0 - 1.4 7.7 3.9
Pasco 5.6 3.5 3.6 12.0 - - 1.9 3.4 4.4
Piura 5.3 4.6 7.4 - 5.6 - 1.8 1.5 5.5
Puno 4.4 5.5 6.3 7.9 10.6 - 1.5 2.3 5.2
San Martin 12.3 6.0 8.2 3.7 5.8 - 1.4 7.9 10.2
Tacna 4.5 4.8 5.5 - 17.7 - 1.0 1.6 4.6
Tumbes 5.6 5.4 9.2 - 7.5 - 1.6 3.4 6.4
Ucayali 10.0 7.1 6.3 4.4 12.8 - 2.6 2.8 8.6
Fuente: Anexo N 6 - Reporte Crediticio de Deudores

1/ Slo considera los crditos de consumo e hipotecario
* La informacin de morosidad por departamento se complementa con la de saldo de crditos segn departamento.
24
Morosidad de los Crditos para Actividades Empresariales1/ por Sector Econmico y Tipo de
Empresa del Sistema Financiero*
(En porcentaje)
Volver
Cajas Rurales de Ahorro y
Arrendamiento Financiero
Empresas Financieras
Cajas Municipales
Banca Mltiple
Empresas de
Agrobanco 2/
EDPYMEs
Crdito
Total
Sector Econmico
Agricultura, ganaderia, caza y silvicultura 2.5 5.3 8.9 7.5 2.9 0.1 9.8 4.5
Pesca 3.6 1.6 7.6 4.0 11.7 - 8.3 3.8
Minera 0.6 11.9 10.2 13.5 15.6 0.5 - 0.6
Industria manufacturera 2.1 8.1 7.8 7.2 6.6 1.3 2.5 2.3
Suministro de electricidad, gas y agua 0.0 3.9 5.9 1.6 - - - 0.0
Construccin 6.4 5.7 9.1 5.2 12.0 15.0 - 6.6
Comercio 4.7 6.3 7.5 5.8 5.3 2.0 12.5 5.1
Hoteles y restaurantes 3.3 5.8 6.1 5.5 4.4 - - 3.8
Transporte, almacenamiento y comunicaciones 3.9 6.5 7.4 5.4 4.1 5.1 - 4.4
Intermediacin financiera 0.0 10.4 0.3 0.7 - - - 0.1
Actividades inmobiliarias, empresariales y de alquiler 2.8 4.9 6.0 5.1 4.2 8.1 10.3 3.0
Administracin pblica y defensa 0.2 8.4 6.4 6.1 38.4 - 23.9 0.8
Enseanza 0.4 2.9 2.8 2.3 1.0 - - 0.5
Servicios sociales y de salud 1.9 5.2 3.7 3.3 1.2 - - 2.2
Otras actividades de servicios comunitarios 5.5 9.4 7.3 8.3 5.8 2.1 0.8 5.8
Hogares privados con servicio domstico y Organizaciones extraterritoriales 10.3 17.7 4.8 2.2 5.5 - - 8.2
Fuente: Anexo N 6 - Reporte Crediticio de Deudores

1/ Considera la suma de los crditos corporativos, a grandes empresas, a medianas empresas, a pequeas empresas y microempresas.
*La informacin de morosidad por sector econmico se complementa con la de saldo de crditos segn sector econmico. 25
Crditos del Sistema Financiero por tipo de crdito1/ segn departamento, provincia y distrito
(En miles de Soles)
Volver
Corporativo Grandes Empresas Medianas Empresas Pequeas Empresas Microempresas Consumo Hipotecario

Total Grandes empresas
Total Microempresas
Total Corporativo
Total Hipotecario
Total Pequeas
Total Medianas
Total Consumo
Banca Mltiple
Banca Mltiple
Banca Mltiple
Banca Mltiple
Banca Mltiple
Banca Mltiple
Banca Mltiple
Fin ancieras
Municipales
Financie ras
Financie ras
Fin ancieras
Fin ancieras
Financieras
Fin ancieras
Municipales
Total Crditos
Municipales
Municipales
Municipales
Municip ales
Municip ales
em presas
empr esas
Empresas
Empresas
Empresas
Empresas
Empresas
Empresas
Edpymes
Edpymes
Edpymes
Edpymes
Edpymes
Empresas
Edpymes
Edpymes
Departamento Provincia Distrito
Crdit o
Crdito
Crdito
Crdito
Crdito
Crdito
Crdito
Di rectos
Cajas
Cajas
Cajas
Cajas
Cajas
Cajas
Cajas
Amazonas Bagua La Peca 1,068 1,068 10,035 10,035 5,692 5,692 5,778 5,778 2,404 2,404 24,977
Bagua 1,199 3,710 4,910 8,125 16,825 326 25,277 2,643 5,400 2,025 10,068 3,259 988 277 4,524 796 1,075 1,871 46,651
Chachapoyas Chachapoyas 4,643 91 9,514 14,248 25,588 8,636 21,181 55,405 8,830 8,185 13,922 30,936 8,145 1,658 10,612 154 20,568 7,798 45 2,920 10,763 131,921
Rodriguez de Mendoza San Nicolas 493 493 8,863 8,863 4,743 4,743 2,092 2,092 784 784 16,975
Utcubamba Bagua Grande 44,313 8,008 52,321 31,604 22,346 1,830 55,781 7,957 11,881 2,749 22,586 10,235 7,437 1,297 18,969 11,306 5,019 16,324 165,981
Lonya Grande 508 508 5,640 5,640 3,818 3,818 30 30 111 111 10,108
Bongara Jazn 6,130 6,130 2,863 2,863 1,411 1,411 183 183 10,587
Condorcanqui Nieva 4,723 4,723 2,385 2,385 350 350 7,458
Ancash Bolognesi Chiquian 1,775 1,775 2,064 2,064 374 374 4,213
Carhuaz Carhuaz 187 187 18,434 49 18,483 10,384 758 11,142 3,216 3,216 284 284 33,312
Casma Casma 0 0 7 7 2,034 441 140 2,614 15,937 4,874 6,789 1,470 29,070 8,451 6,287 4,730 1,258 20,726 10,625 1,361 4,396 617 1,648 18,647 2,506 1,607 4,114 75,178
Huaraz Huaraz 54,477 54,477 199,617 199,617 195,151 471 12,295 874 208,791 163,794 13,673 61,638 5,438 244,543 37,228 9,034 25,146 2,166 73,573 262,118 26,983 15,419 1,483 306,003 105,299 72 2,793 108,165 1,195,169
Independencia 4,092 4,092 4,092
Huari Huari 49 49 7,732 1,801 9,533 4,984 1,344 6,328 2,290 3,377 5,667 77 233 310 21,886
San Marcos 1,840 1,840 1,661 1,661 439 439 3,939
Huarmey Huarmey 280 280 7,376 2,371 9,747 4,108 2,392 6,500 2,407 1,331 3,739 20,266
Huaylas Caraz 20,991 2,100 23,092 21,889 24,039 1,668 47,596 7,869 11,673 1,669 21,210 5,012 7,107 1,245 614 13,979 2,936 764 365 4,065 109,942
Recuay Recuay 2,516 2,516 3,234 3,234 1,138 1,138 56 56 6,943
Santa Chimbote 1 1 105,628 105,628 291,122 792 10,302 112 302,328 171,749 26,193 60,762 2,692 261,396 27,064 27,808 31,660 1,584 88,116 420,850 75,542 17,516 1,971 5,436 521,316 168,259 111 2,571 170,941 1,449,725
Moro 20 20 152 152 1 1 173
Nepea 2,604 2,604 2,747 2,747 672 672 6,022
Nuevo Chimbote 311 311 24,414 1,651 26,065 36,684 108 7,353 44,145 14,289 5,554 3,338 23,181 24,715 1,748 2,447 28,910 13,111 13,111 135,722
Santa 30 30 7,390 7,390 8,031 8,031 4,739 4,739 20,191
Yungay Yungay 389 389 14,042 14,042 8,334 8,334 2,286 2,286 104 104 25,155
Sihuas Sihuas 213 213 6,660 6,660 3,938 3,938 857 857 11,668
Pomabamba Pomabamba 909 909 672 672 234 234 147 147 1,963
Apurimac Abancay Abancay 2,334 2,334 25,142 919 20,139 46,200 32,981 27,835 68,177 130 129,123 7,571 10,594 28,015 1,236 47,416 30,557 25,831 71,938 369 233 128,929 9,156 16,290 25,446 379,449
Curahuasi 51 589 641 1,937 3,644 4,378 9,959 953 2,281 2,679 5,912 62 332 2,604 2,998 249 249 19,759
Andahuaylas Andahuaylas 27,371 333 18,514 46,218 35,756 17,534 71,569 1,061 125,920 5,822 14,899 23,579 3,081 47,381 9,185 10,796 52,403 552 72,936 6,536 49 10,626 17,211 309,665
Huancarama 1,240 1,240 721 721 50 50 2,011
Aymaraes Chalhuanca 2,015 2,015 1,673 1,673 2,631 2,631 6,320
Chincheros Anco-Huallo 704 704 2,867 10,321 13,188 2,420 5,622 8,041 158 9,820 9,978 403 403 32,314
Cotabambas Challhuahuacho 2,386 10 2,396 843 6,668 5,739 13,249 0 2,512 1,979 4,491 8,147 1,642 438 10,227 3,092 3,092 33,457
Arequipa Arequipa Arequipa 368,598 172,000 540,598 922,065 239 21,634 943,938 689,518 5,550 103,443 1,957 1 800,469 410,630 141,701 267,486 20,931 509 841,257 30,672 76,881 86,503 8,179 322 202,557 856,503 121,195 169,090 12,345 4,055 1,163,188 807,303 31 118,046 925,380 5,417,387
Cayma 0 0 100,526 100,526 153,707 3,075 9,102 165,884 74,809 38,847 48,906 162,562 14,510 18,368 18,662 51,539 361,966 46,198 23,157 1,563 432,884 184,810 76 14,023 198,909 1,112,304
Cerro Colorado 285 285 7,759 1,368 4,056 13,183 61,598 37,648 69,438 2,964 171,647 18,171 21,762 35,176 2,992 78,102 36,742 10,886 25,194 1,135 73,957 6,735 8,636 15,371 352,546
Jose Luis Bustamante y Rivero 3,327 3,327 8,506 26,638 16,101 51,244 50,359 53,115 144,955 248,429 6,820 23,513 56,038 86,370 33,331 23,521 28,854 1,423 87,129 22,395 28,365 50,760 527,260
La Joya 52 192 224 468 18,179 9,035 19,006 46,220 10,640 5,887 9,094 25,621 11,186 1,129 4,570 355 17,240 1,990 1,990 91,538
Miraflores 30,865 928 3,163 34,956 73,629 34,908 45,350 153,887 10,716 23,939 15,632 50,286 48,529 2,454 12,873 1,275 65,131 58,726 678 16,024 75,428 379,688
Paucarpata 21,538 211 3,390 273 25,412 63,232 44,682 27,328 6,104 141,346 15,102 20,960 13,250 1,242 50,554 156,835 5,409 15,131 389 177,764 44,177 9,711 53,889 448,966
Socabaya 112 112 16,610 14,755 31,365 4,995 7,093 12,088 2,178 5,012 7,190 801 3,035 3,835 54,589
Yanahuara 0 0 20,785 135 20,921 8,358 7,028 15,386 1,856 5,933 7,790 64,310 1,519 65,829 115,811 1,334 117,144 227,069
Alto Selva Alegre 362 166 99 627 8,483 16,858 4,944 30,285 3,470 16,925 3,325 23,720 1,174 1,925 3,259 6,358 785 2,006 2,791 63,780
Jacobo Hunter 341 341 11,335 12,888 24,223 4,337 9,291 13,627 2,545 1,393 3,939 378 378 42,508
Yura 364 351 715 6,244 5,443 11,687 4,398 3,717 8,115 2,755 900 3,654 24,171
Camana Camana 24,500 118 1,344 25,962 24,697 24,077 63,169 459 112,402 4,314 17,404 24,458 605 46,780 31,573 13,558 15,383 445 60,958 20,090 30 2,656 22,775 268,878
Caraveli Chala 29 29 19,341 19,341 14,667 14,667 4,565 4,565 323 323 38,926
Castilla Aplao 10,066 11,444 1,276 22,786 4,120 3,336 1,808 9,264 1,937 1,154 382 3,473 83 83 35,607
Orcopampa 1,406 1,406 1,889 1,889 1,009 1,009 4,305
Uraca 1,177 1,177 7,306 233 7,540 281 9,072 23,380 32,733 6,330 9,407 15,736 530 751 2,958 4,239 2,787 2,787 64,212
Pampacolca 1,083 1,083 912 912 55 55 2,049
Caylloma Chivay 5,894 12,517 1,105 19,516 7,252 6,578 3,186 17,016 1,059 2,107 668 3,833 2,048 2,048 42,413
Majes 7,188 62 9,005 16,256 41,537 18,871 135,806 196,213 12,239 14,538 45,765 72,542 9,332 3,946 21,780 673 35,732 4,270 6,591 10,861 331,604
Condesuyos Chuquibamba 1,301 1,301 2,339 2,339 209 209 3,849
Islay Cocachacra 17 17 10,342 4,220 10,111 24,673 5,690 6,330 7,127 19,146 1,471 437 2,036 3,945 86 245 332 48,112
Islay 663 663 1,138 1,138 1,801
Mollendo 2 2 4,581 18 896 5,495 15,471 9,911 14,229 39,612 3,741 7,768 7,608 19,118 10,139 2,279 8,149 20,567 3,413 1,799 5,212 90,005
Punta de Bombon 4,431 4,431 3,083 3,083 287 287 7,801
Ayacucho Huamanga Ayacucho 146 146 21,896 21,896 139,322 6,175 18,001 163,497 156,450 17,174 76,595 5,741 255,961 35,387 13,264 41,118 16,454 106,224 128,989 31,163 40,696 4,209 1,524 206,581 41,464 22,746 64,210 818,514
San Juan Bautista 173 1,227 1,400 6,708 22,919 29,627 4,413 12,201 16,614 1,153 12,240 13,393 13 2,380 2,393 63,427
Huanta Huanta 10 763 773 18,619 1,996 11,648 1,200 33,462 19,161 3,484 8,161 4,961 35,767 3,469 155 11,118 695 15,438 86 2,949 3,035 88,475
La Mar Ayna 62 505 567 5,824 22,025 27,849 6,875 11,033 17,907 222 6,126 6,348 112 112 52,784
San Miguel 361 361 919 919 1,280
Tambo 2,425 202 2,627 1,648 3,814 5,462 341 28 369 8,458
Lucanas Cabana 1,515 1,515 1,063 1,063 2,578
Puquio 116 11 127 4,368 10,746 1,527 16,642 4,495 6,371 2,652 13,518 4,074 5,419 1,153 10,646 126 126 41,060
Parinacochas Coracora 2,553 2,553 1,091 1,091 3,644
Cangallo Los Morochucos 1,596 1,596 4,904 4,904 36 36 6,536
Cangallo 1,292 1,292 585 585 42 42 1,919
Sucre Querobamba 135 135 553 553 688
Cajamarca Cajabamba Cajabamba 50 1,618 1,668 13,801 8,838 26,789 49,429 8,022 6,844 10,738 25,604 1,668 1,246 3,310 6,224 3,297 3,297 86,221
Cajamarca Cajamarca 584 584 34,505 34,505 155,195 2,738 14,264 172,197 156,135 27,804 105,346 289,284 44,259 25,335 42,585 112,178 550,885 66,397 20,828 662 638,773 230,318 788 7,808 238,914 1,486,435
Celendin Celendin 580 27 607 12,565 4,943 14,887 32,395 10,897 3,164 8,303 22,363 1,521 448 3,155 5,124 1,235 1,235 61,724
Sorochuco 1,077 1,077 1,817 1,817 19 19 2,913
Chota Chota 41,977 4,162 46,139 43,178 18,087 44,252 395 105,912 19,622 17,344 15,505 1,306 53,777 9,532 1,920 18,718 524 30,694 8,168 3,459 11,627 248,150
Tacabamba 2,196 2,196 2,496 2,496 64 64 100 100 4,856
Paccha 1,348 1,348 1,928 1,928 135 135 3,411
Contumaza Chilete 788 788 7,468 7,468 4,283 4,283 170 170 267 267 12,976
Contumaza 33 33 3 3 22 22 58
Cutervo Cutervo 2,963 12 2,975 14,213 2,584 28,252 2,157 47,206 9,498 2,005 11,211 8,441 31,155 1,804 262 15,864 762 18,692 1,063 4,582 5,645 105,674
Santo Tomas 192 192 2,204 2,204 65 65 2,460
Hualgayoc Bambamarca 124 3,396 3,520 19,121 10,740 23,129 52,991 19,575 10,000 10,478 40,053 2,118 1,242 4,900 8,260 245 11 2,837 3,092 107,916
Jaen Jaen 0 0 6,056 6,056 189,443 374 25,689 46 215,553 136,051 15,523 77,113 7,485 236,172 25,774 14,428 30,374 11,963 82,539 125,021 42,446 11,847 3,744 3,632 186,690 69,180 3,985 73,165 800,174
Pucara 791 791 4,538 4,538 203 203 5,532
San Ignacio San Ignacio 4,044 4,044 61 18,660 18,721 12,686 8 12,694 6,513 6,513 1,822 1,822 43,794
San Marcos Pedro Galvez 5,877 13,149 5,146 24,171 3,179 10,134 4,011 17,324 246 621 326 1,193 134 101 235 42,924
San Miguel San Miguel 49 49 5,301 2,432 7,734 5,391 9 2,926 8,326 511 843 1,354 41 41 17,505
Tongod 2,859 2,859 1,950 1,950 127 127 4,936
San Pablo San Pablo 2,657 2,657 2,117 2,117 183 183 23 23 4,980
Santa Cruz Santa Cruz 3,992 3,992 4,259 4,259 645 645 215 215 9,111
Callao Prov. Const. del Callao Bellavista 38,345 38,345 26,299 26,299 65,671 8 65,679 33,434 18,854 12 52,300 1,356 14,217 10 15,583 140,845 21,241 1,364 163,450 116,932 116,932 478,587
Callao 596,389 7,032 603,421 600,681 600,681 660,353 89 2,579 663,022 153,528 8,541 10,919 172,988 33,187 12,727 5,556 51,470 525,620 36,189 2,387 6,857 571,053 631,810 1,006 632,816 3,295,450
Carmen de la Legua Reynoso 66,041 66,041 47,611 47,611 47,115 47,115 1,451 1,451 24 24 24,704 24,704 14,358 14,358 201,305
Ventanilla 32,050 134 410 32,595 107,474 30,409 16,113 3,217 157,213 47,755 33,277 7,655 2,313 91,000 72,768 17,388 6,938 2,086 4,923 104,104 43,424 4,592 48,016 432,927
La Perla 400 400 1,149 1,149 513 513 40 40 3,870 3,870 6,502 6,502 12,474
La Punta 0 0 1 1 15 15 7,436 7,436 4,160 4,160 11,612
Cusco Acomayo Pomacanchi 1,495 1,495 3,550 3,550 43 43 5,088
Acomayo 1,608 1,608 1,969 1,969 30 30 3,607
Anta Anta 1,173 1,173 9,269 7,042 16,107 1,179 657 34,254 7,299 11,347 9,074 2,454 2,453 32,627 1,027 1,663 3,737 89 213 6,728 204 337 541 75,323
Calca Calca 349 349 1,676 10,289 892 12,857 1,234 6,001 3,871 11,106 442 3,261 359 4,061 641 641 29,015
Pisac 3,413 5,755 9,168 3,875 3,571 7,445 3,230 291 3,522 20,135
Yanatile 1,343 1,508 2,851 1,805 2,413 4,217 130 106 236 7,304
Canas Yanaoca 5 5 5
Canchis Combapata 4,253 4,253 5,818 5,818 809 809 10,880
Sicuani 6,034 54 7,794 13,882 32,758 13,396 82,645 1,725 130,523 12,067 6,008 39,998 3,204 61,277 7,911 4,994 28,478 228 41,610 675 3,885 4,561 251,853
Cusco Cusco 88,365 88,365 169,087 169,087 405,669 7,343 59,239 472,250 242,017 90,467 128,387 460,871 20,420 26,878 37,815 85,112 343,752 122,196 44,267 2,974 513,189 320,034 15,801 335,834 2,124,709
San Jeronimo 8,049 9 6,631 14,689 23,060 3,210 40,766 67,035 8,893 2,919 18,134 29,946 18,706 2,079 7,780 28,565 15,221 1,257 16,478 156,712
San Sebastian 6,903 277 16,851 658 24,690 48,242 30,484 83,092 560 162,378 13,663 19,287 37,315 872 71,137 16,794 7,677 25,785 840 22 51,117 4,808 7,095 11,903 321,224
Santiago 466 3,482 3,947 27,551 20,487 48,038 12,785 8,932 21,717 5,382 7,178 12,560 28 4,011 4,039 90,301
Wanchaq 933 933 20,255 1,112 111,102 132,469 64,180 10,782 220,272 698 295,931 17,677 1,958 83,942 3,012 106,589 94,695 7,230 98,062 129 200,115 55,227 39,597 94,824 830,861
Espinar Espinar 5,039 19 3,038 82 8,178 16,891 8,770 45,593 670 71,924 7,633 2,863 16,991 2,113 29,599 21,865 918 10,329 375 33,487 5,801 749 6,549 149,738
La Convencion Echarate 1,599 2,742 754 5,095 802 2,167 754 3,724 153 220 268 641 99 99 9,559
Santa Ana 401 1,038 1,439 32,251 436 6,214 38,901 31,589 12,506 44,642 88,738 6,661 5,114 22,641 34,416 13,358 9,499 14,895 1,339 39,090 6,865 3,643 10,508 213,092
Santa Teresa 2,565 2,565 1,304 1,304 93 93 3,963
Huayopata 967 967 1,071 1,071 82 82 2,120
Pichari 2,433 7,564 9,997 4,510 3,687 8,197 982 982 134 134 19,310
Quispicanchi Urcos 53 53 4,881 7,964 11,296 1,236 765 26,141 5,612 5,930 6,269 2,126 3,764 23,700 883 1,125 3,459 249 192 5,908 311 311 56,113
Ocongate 383 383 1,743 1,743 29 29 2,155
Urubamba Machupicchu 430 430 221 9,642 9,863 2,959 2,959 750 785 1,535 39 615 653 15,441
Urubamba 142 926 1,067 3,775 6,066 52,839 62,681 2,971 3,437 26,031 32,438 829 543 13,711 15,083 978 978 112,247
Chumbivilcas Santo Tomas 5,014 15,045 9,356 472 29,888 2,737 4,012 3,991 1,887 12,627 353 162 2,482 74 3,071 153 153 45,739
Paucartambo Paucartambo 2,991 1,364 4,355 3,671 2,906 6,577 435 247 682 210 210 11,823
Paruro Paruro 875 875 2,101 2,101 172 172 3,149
Huancavelica Acobamba Acobamba 16 16 373 5,821 6,194 697 3,292 3,989 108 2,978 3,086 875 875 14,160
Paucara 524 524 837 4,257 5,094 1,203 3,213 4,416 199 1,273 1,472 113 113 11,619
Angaraes Lircay 7,109 7,109 4,591 4,591 8,654 8,654 302 302 20,656
Huancavelica Huancavelica 0 0 4,966 42 2,553 7,561 9,532 10,511 39,925 59,967 188 8,901 24,022 33,112 10,529 13,083 40,479 64,092 2,847 5,780 8,627 173,359
Izcuchaca 2 2 2
Tayacaja Pampas 294 294 8,021 10,790 18,811 7,889 8,693 16,582 2,808 9,562 12,370 1,116 1,116 49,174
Colcabamba 384 384 909 909 158 158 1,451
Churcampa Churcampa 289 289 672 672 199 199 1,161
Huanuco Ambo Ambo 373 373 2,799 2,799 3,082 3,082 1,914 1,914 68 68 8,235
Huanuco Huanuco 38,889 38,889 194,862 836 15,199 210,898 126,011 27,477 79,924 233,412 30,365 19,881 43,725 93,971 192,328 82,802 53,022 138 328,290 103,297 13,115 116,412 1,021,872
Pillco Marca 113 113 6,005 6,005 4,381 4,381 3,613 3,613 427 427 14,538
Amarilis 143 143 3,660 3,660 623 623 6,682 6,682 11,108
Leoncio Prado Rupa-Rupa 2,322 2,322 1,618 1,618 41,053 451 8,100 49,604 37,582 19,244 66,115 122,941 9,351 18,210 30,452 58,013 27,611 22,725 24,317 1,522 76,176 15,447 11,700 27,146 337,819
Jose Crespo y Castillo 445 445 4,488 4,488 2,436 2,436 514 514 174 174 8,056
Pachitea Panao 328 328 3,511 3,511 2,965 2,965 436 436 814 814 8,053
Dos de Mayo La Union 3,977 50 4,027 4,448 203 4,650 664 78 742 173 173 9,592
Ica Chincha Chincha Alta 101,951 101,951 311,930 311,930 304,181 85 1,971 306,237 95,064 7,697 46,396 149,156 15,366 11,847 28,285 55,498 167,714 48,521 34,681 4,046 254,962 80,586 9,947 90,533 1,270,268
Pueblo Nuevo 67 67 4,920 4,920 3,200 3,200 4,804 4,804 383 383 13,374
Grocio Prado 129 129 7,839 7,839 5,236 5,236 0 0 8,500 8,500 1,809 1,809 23,513
Sunampe 702 702 702
Ica Ica 8 8 152,833 152,833 378,616 791 33,972 32 413,411 128,712 23,096 80,664 82 232,554 17,117 27,208 52,929 517 97,771 511,375 84,988 88,756 8,069 693,188 210,013 6,136 44,890 261,039 1,850,803
Parcona 380 1,562 1,942 9,388 2,050 16,778 28,215 4,771 1,567 14,869 21,207 2,905 421 23,296 26,622 65 8,918 7,836 16,819 94,805
Santiago 33 33 4,189 4,189 4,002 4,002 6,328 6,328 736 736 15,287
La Tinguia 50 50 923 923 792 792 2,208 2,208 584 584 4,557
Salas 1,748 1,748 1,124 1,124 2,844 2,844 5,715
Nazca Marcona 4,584 10 4,594 5,696 3,542 9,238 259 1,659 1,918 14,336 5,045 19,381 6,502 476 6,977 42,109
Nazca 0 0 22,680 50 513 23,243 26,239 2,215 31,608 60,062 1,678 1,604 22,135 25,417 27,927 12,395 22,344 1,412 64,079 8,242 1,547 9,789 182,589
Palpa Palpa 2,694 2,694 4,943 4,943 3,090 3,090 210 210 10,938
Pisco Pisco 0 0 39,153 119 59 39,331 59,559 13,147 14,021 86,727 17,673 15,270 11,594 44,537 101,894 23,620 12,051 3,402 140,967 27,430 2,837 2,250 32,517 344,080
Junin Chanchamayo Chanchamayo 2,172 2,172 77,150 738 3,083 80,972 57,680 14,396 28,714 100,791 8,840 15,136 14,159 38,135 48,820 48,384 8,137 384 105,725 29,125 6,700 35,825 363,619
Pichanaqui 25,548 1,722 27,270 23,423 15,481 19,947 3,253 62,104 4,353 10,479 9,869 1,286 25,987 3,843 3,433 7,792 1,069 16,137 11,799 3,299 15,097 146,595
San Ramon 354 64 418 245 5,769 6,015 185 3,036 3,221 2,879 5,681 8,560 5,498 5,498 23,711
Perene 490 490 21,983 21,983 10,272 10,272 5,616 5,616 3,790 3,790 42,150
Chupaca Chupaca 101 2,904 21 3,026 9,933 4,674 40,458 3,856 58,922 6,327 2,797 22,714 3,321 35,159 4,236 3,387 23,880 2,745 34,247 387 3,972 34 4,393 135,746
Concepcion Concepcion 331 331 7,810 7,810 7,366 7,366 8,330 8,330 1,473 1,473 25,310
Huancayo Chilca 7 583 938 1,528 29,151 11,282 35,257 3,028 78,719 10,387 8,838 24,541 2,759 46,524 2,413 8,971 29,499 2,487 43,370 344 456 5,344 6,143 176,284
El Tambo 6 6 1,191 1,191 36,404 1,190 15,896 53,490 82,507 30,530 75,948 3,837 192,821 18,197 20,501 39,929 4,908 83,535 69,958 32,753 53,065 3,920 18 159,714 37,812 1,295 22,665 61,772 552,529
Huancayo 30,403 76,167 106,570 214,496 214,496 370,411 201 80,647 50 451,308 193,335 27,798 99,675 30,512 351,320 21,877 24,052 56,651 19,159 121,739 479,195 117,723 104,414 22,790 634 724,756 250,929 879 85,596 73 337,477 2,307,666
Pilcomayo 950 950 3,785 3,785 2,924 2,924 4,172 4,172 179 179 12,009
Huayucachi 2,489 2,489 2,359 2,359 1,606 1,606 283 283 6,736
San Jeronimo de Tunan 1,265 1,265 1,184 1,184 1,801 1,801 10 10 4,259
Jauja Jauja 6,262 300 34 6,596 15,164 4,865 18,428 38,456 4,360 6,460 16,414 27,235 4,671 3,913 15,658 24,242 2,321 1,454 3,775 100,304
Junin Carhuamayo 119 119 5,548 5,548 3,435 3,435 1,631 1,631 326 326 11,060
Junin 6 6 5,080 5,080 2,828 2,828 2,540 2,540 204 204 10,658
Satipo Pangoa 124 14 138 7,486 13,993 3,578 25,056 5,885 7,060 2,764 15,710 2,251 6,445 1,347 10,044 480 80 560 51,508
Satipo 41,983 22 1,574 60 43,640 36,026 13,685 21,811 6,884 78,406 4,715 9,091 10,110 2,868 26,783 12,717 5,636 12,104 2,485 32,943 6,378 4,066 10,444 192,217
Mazamari 14 14 124 8,878 9,002 617 3,751 4,368 4,035 4,035 1,207 1,207 18,625
Tarma Acobamba 621 621 849 849 175 175 1,645
Tarma 0 0 29,126 117 511 29,754 44,794 13,540 23,674 82,008 10,792 13,575 17,026 41,393 21,136 22,748 19,414 63,298 15,368 2,313 17,681 234,133
Huasahuasi 997 997 1,804 1,804 486 486 3,286
Yauli La Oroya 4,461 4,461 32,466 54 32,520 10,792 5,837 16,629 388 2,540 2,929 32,710 4,498 37,208 20,136 89 20,225 113,972
Santa Rosa de Sacco 9,320 12,064 21,383 4,007 3,662 7,669 3,361 9,435 12,796 688 688 42,537
Morococha 37 37 37
La Libertad Ascope Ascope 18 18 233 233 1,453 1,453 1,704
Casa Grande 3,604 3,604 5,702 5,702 12,056 1,089 13,145 22,451
Chocope 2,135 2,135 11,334 611 25,118 37,063 5,408 1,327 10,824 17,558 4,674 12 6,199 10,885 21 2,902 2,924 70,564
Paijan 109 1,475 632 2,216 62 846 1,892 2,800 40 3,647 2,276 5,964 177 177 11,157
Santiago de Cao 3 3 3
Chepen Chepen 53,497 110 14,541 68,148 54,356 9,168 42,607 946 107,077 17,524 10,536 21,929 2,849 52,838 20,855 22,964 11,991 212 2,698 58,719 19,389 42 5,007 24,438 311,220
Gran Chimu Cascas 46 46 3 3 9 9 58
Otuzco Otuzco 911 911 13,036 121 12,717 346 26,220 9,662 6,424 2,506 18,591 852 4,671 616 6,139 224 2,606 2,831 54,691
Pacasmayo Pacasmayo 65,088 5,258 70,346 12,591 17 9,432 254 22,294 1,036 1,399 4,707 1,831 8,974 20,780 3,542 3,536 1,703 29,560 11,522 2,741 14,263 145,437
Pataz Parcoy 1,833 1,833 1,833
Tayabamba 8,752 11,514 20,266 4,710 4,263 8,973 1,129 2,992 4,121 24 24 33,384
Sanchez Carrion Huamachuco 1,699 162 2,241 4,102 29,506 20,492 30,051 80,049 15,577 12,649 9,262 37,487 5,318 4,682 5,853 631 16,484 241 90 1,136 1,466 139,589
Santiago de Chuco Quiruvilca 17 17 1,472 1,472 891 891 455 455 7 7 2,842
Santiago de Chuco 2,817 3,357 1,750 7,924 1,979 2,442 1,287 5,709 325 1,054 2,440 3,819 10 185 195 17,647
Trujillo El Porvenir 5,299 145 849 6,293 38,639 15,445 22,170 76,254 17,020 17,429 8,259 42,709 18,409 31,645 6,300 2,933 59,287 10,338 2,390 4,197 16,925 201,469
Huanchaco 29 29 9,012 9,012 6,265 6,265 2,530 2,530 1,017 1,017 18,852
La Esperanza 2,174 9 3,540 5,723 30,360 7,239 21,973 1,963 61,536 18,191 6,788 9,108 2,618 36,705 12,047 1,367 5,807 5,665 24,887 7,229 62 7,349 14,639 143,489
Trujillo 446,526 23,954 470,480 716,306 394 716,700 1,087,313 3,036 116,120 1,206,469 529,679 50,668 148,306 2,782 164 731,599 63,976 38,385 50,161 5,925 558 159,005 1,286,276 201,187 73,201 2,485 10,020 1,573,168 1,120,933 1,022 89,968 1,211,923 6,069,344
Victor Larco Herrera 5,327 5,327 19,681 19,681 25,008
Laredo 2,248 2,248 1,891 1,891 964 964 389 389 5,493
Viru Viru 150 70 2,473 2,694 10,680 10,625 16,201 37,506 6,960 8,623 7,667 23,249 8,469 7,899 6,686 505 23,559 347 142 3,572 4,061 91,069
Lambayeque Chiclayo Cayalt 900 900 3,936 7,231 442 11,610 3,769 3,731 1,496 8,997 1,726 446 2,087 4,259 460 460 26,225
Chiclayo 63,413 63,413 608,461 1,402 22,158 632,021 899,182 2,639 178,628 333 80 1,080,862 393,066 32,242 166,434 11,014 2,862 605,618 37,643 31,546 70,179 11,178 4,676 155,222 1,031,830 199,867 39,625 12,203 12,711 1,296,236 727,173 5,374 29,587 119 762,252 4,595,625
Chongoyape 1,782 1,782 11,122 11,122 5,130 5,130 747 747 506 506 19,288
Jose Leonardo Ortiz 4,321 3,788 8,110 53,414 169 46,207 99,790 67,524 5,196 70,064 7,986 2,447 153,217 19,464 11,136 22,631 9,343 4,503 67,077 24,314 21,456 6,794 8,650 2,052 63,266 42,329 6,311 63 48,702 440,162
La Victoria 455 455 13,982 1,608 15,590 13,293 5 5,182 18,480 2,978 14 2,931 5,922 1,637 1,637 42,084
Monsefu 347 347 580 580 134 134 1,061
Oyotun 1,569 671 2,240 1,416 2,033 3,449 479 927 1,407 218 218 7,313
Patapo 3,007 245 3,252 2,176 1,102 3,278 990 1,369 2,359 58 58 8,947
Pimentel 4,441 4,441 5,678 5,678 1,912 1,912 740 740 12,771
Pomalca 4,921 4,921 3,431 3,431 1,789 1,789 28 28 10,169
Ferreafe Ferreafe 5,022 43 625 5,690 3,245 3,086 2,869 9,200 1,138 1,064 2,202 833 833 17,925
Pueblo Nuevo 18 18 3,009 3,009 3,027
Lambayeque Jayanca 941 941 3,288 3,288 1,036 1,036 5,265
Lambayeque 25,832 10,058 35,890 19,935 311 41,827 2,112 64,185 9,618 5,816 27,178 9,160 51,772 18,508 4,265 7,157 2,857 32,788 13,425 1,890 15,315 199,950
Mochumi 20,007 20,007 16,194 16,194 4,224 4,224 101 101 40,525
Morrope 9,761 9,761 12,987 12,987 2,587 2,587 25,335
Motupe 2,855 2,855 4,683 18,437 478 23,598 5,910 59 8,744 1,394 16,106 2,324 1,144 2,502 1,749 7,719 64 792 856 51,134
Olmos 36 112 148 8,169 7,276 13,302 233 1,655 30,634 8,697 8,919 6,948 472 5,966 31,002 2,468 915 994 823 2,407 7,607 344 344 69,735
Tucume 285 285 293 293 25 25 603
Lima Barranca Barranca 13,458 13,458 58,156 163 5,058 63,377 45,387 6,953 72,753 2,783 127,877 7,539 5,257 34,922 2,581 50,299 73,695 26,466 34,582 1,654 1,930 138,328 23,839 1,906 4,017 29,761 423,100
Paramonga 36 36 8,134 8,134 4,673 4,673 5,283 5,283 184 184 18,310
Supe 15 15 7,814 7,814 3,804 3,804 2,232 2,232 74 74 13,939
Canta Canta 513 513 921 921 59 59 1,493
Caete Chilca 30 30 13,195 5,210 18,405 6,527 2,306 8,833 4,020 3,543 927 8,490 76 76 35,834
Imperial 909 24 43 976 1,046 8,300 40,437 49,783 10 8,643 23,641 32,295 6,131 9,458 25,316 767 41,672 133 1,163 1,296 126,021
Mala 5,581 60 5,641 16,485 4,024 8,282 28,791 7,227 4,167 4,008 15,403 11,773 6,849 9,630 1,057 29,309 822 822 79,966
San Vicente de Caete 21 21 54,315 566 213 55,094 58,393 11,438 22,909 92,741 9,458 12,225 15,027 36,710 109,897 22,564 18,282 3,052 153,795 26,567 7,433 34,000 372,360
Huaral Chancay 3,985 551 4,536 2,431 8,684 11,116 169 3,285 3,454 13,279 7,474 20,753 5,908 464 6,372 46,230
Huaral 40 40 22,690 22,690 70,206 68 3,084 73,357 47,574 6,393 45,356 1,868 101,191 6,635 6,216 19,757 2,258 34,865 78,189 33,954 19,444 999 2,567 135,153 18,029 562 18,592 385,888
Huarochiri San Antonio 212 212 27,011 2,708 29,719 16,531 2,106 18,636 10,256 2,267 12,523 12 133 145 61,235
Huaura Huacho 161 161 51,297 51,297 153,431 294 5,256 158,981 91,975 12,787 76,431 3,608 184,801 9,695 12,180 35,370 3,074 60,319 166,849 57,082 42,458 2,008 2,775 271,171 81,223 3,176 84,399 811,128
Huaura 269 269 8,815 8,815 4,394 4,394 2,342 2,342 133 133 15,953
Lima Ate 6,590 6,590 143,301 983 13,058 561 157,904 358,463 105,170 76,740 17,243 557,615 94,886 79,926 48,984 8,430 232,226 256,789 134,779 40,783 5,195 16,251 453,797 280,970 4,598 12,209 297,777 1,705,908
Barranco 3,373 3,373 23,055 4 23,059 9,262 9,262 228 228 66,508 5,212 1,209 72,929 132,744 132,744 241,595
Brea 150,925 150,925 36,148 36,148 77,338 15 0 77,353 39,137 91 39,228 2,411 51 2,462 165,352 12,141 2,459 1,367 181,319 213,730 213,730 701,166
Carabayllo 372 372 19,358 81 361 19,801 49,847 29,538 17,105 96,490 16,702 28,537 10,174 55,414 14,974 17,571 14,070 3,302 49,917 10,214 1,954 12,169 234,161
Chorrillos 47,082 3,122 50,204 93,537 3,302 656 97,495 142,049 24,449 6,754 173,252 41,409 14,122 4,756 60,288 359,310 67,549 3,643 3,172 433,675 297,527 770 298,297 1,113,212
Comas 12,415 12,415 2,330 2,330 135,955 346 3,074 139,375 175,154 82,587 50,588 8,426 25,405 342,159 36,423 70,966 27,191 5,007 8,714 148,300 160,774 66,283 14,681 6,063 6,199 254,000 186,307 15,873 50 202,230 1,100,809
El Agustino 23,419 31 23,450 41,611 12,048 53,659 20,017 13,674 33,690 52,825 11,158 63,984 17,254 17,254 192,037
Independencia 171,650 171,650 328,045 881 2,616 331,542 111,170 28,505 17,546 4,163 5 161,389 22,142 24,061 7,392 2,613 56,207 741,692 142,407 2,450 1,032 991 888,572 212,160 847 213,007 1,822,368
Jesus Maria 2,072 2,072 44,168 5,799 49,966 100,696 386 7,865 77,431 186,377 32,477 10,174 26,877 156,959 226,487 2,118 3,650 8,135 63,359 77,262 462,063 39,873 5,237 22,273 529,447 665,336 4,669 670,005 1,741,616
La Molina 27,706 27,706 396,255 6,795 403,050 686,059 9,006 549 695,613 55,089 21,328 2,730 23 79,170 2,993 4,546 1,236 8,775 443,231 44,550 4,410 4,072 496,264 705,256 379 705,635 2,416,213
La Victoria 3,570,048 3,570,048 2,764,285 1,413 6,764 2,772,462 3,067,147 5,214 11,335 3,083,696 475,372 40,622 40,884 556,878 58,163 10,934 15,451 84,547 1,944,678 32,462 2,574 1,072 1,980,786 583,922 4,917 588,839 12,637,256
Lima 21,781,179 21,781,179 9,144,260 3,067 9,147,326 7,832,256 2,617 164,484 7,999,357 1,455,659 47,851 108,841 30 1,612,380 102,548 25,754 32,547 25 160,873 5,538,525 181,904 81,531 2,716 5,804,676 2,056,192 19,388 2,075,581 48,581,373
Lince 0 0 7,945 7,945 70,210 16 19 70,244 15,925 15,925 665 665 221,573 7,853 2,319 2,916 234,661 391,195 391,195 720,636
Los Olivos 2,628 1,343 3,970 152,665 403 29,169 323 182,560 260,077 69,225 67,735 9,828 406,866 68,682 56,452 31,500 3,072 159,706 220,475 53,039 20,511 2,948 3,068 300,041 282,994 3,859 19,302 292 306,447 1,359,590
Lurigancho 17,803 195 1,687 17 19,701 39,504 17,668 21,894 5,614 84,680 13,238 9,699 14,678 3,344 40,958 31,073 28,857 22,924 3,887 882 87,623 20,715 4,012 24,727 257,690
Lurin 1,726 1,726 19,938 677 216 20,830 79,445 15,185 10,452 105,081 20,703 8,093 4,964 33,761 49,359 14,584 3,859 1,856 69,658 25,937 3,243 29,180 260,237
Magdalena del Mar 0 0 9 9 55,441 1,946 57,387 23,560 1,971 32 25,563 5,406 1,428 6,834 112,307 471 2,924 1,518 117,220 350,822 647 351,469 558,481
Miraflores 599,441 6,054 4,965 610,460 2,672,236 641 2,672,877 2,648,236 901 14,076 35,031 5 2,698,250 316,357 6,234 33,196 1,244 357,030 44,873 2,005 12,031 70 58,979 4,688,225 56,026 19,188 3 6,355 4,769,797 6,892,005 11,781 227 6,904,013 18,071,407
Pachacamac 684 95 779 53,261 8,354 5,413 3,092 70,120 23,810 9,507 5,669 2,361 41,348 17,247 6,337 3,640 854 28,078 394 143 537 140,861
Puente Piedra 168 168 26,414 3 4,756 35 31,209 132,324 40,276 24,094 5,209 201,902 49,771 41,291 11,881 4,140 107,084 91,410 42,598 5,934 3,537 4,220 147,699 33,268 9,350 42,618 530,680
Rimac 44 44 2,334 2,334 50,641 19 50,660 95,316 3,775 99,091 22,880 4,474 27,354 79,145 13,564 1,107 93,817 99,907 99,907 373,207
San Borja 187,343 824 188,167 29,805 29,805 152,027 397 21,723 1 174,148 17,001 12,124 35,427 58 64,611 1,918 8,488 7,286 8 17,700 847,446 90,444 9,959 7,250 955,099 730,156 25,727 755,883 2,185,412
San Isidro 26,827,382 11,530 41,617 26,880,529 16,619,539 7,078 4,690 411 16,631,718 12,028,522 360,939 9,664 35,628 28,526 12,463,279 681,379 25,011 14,595 17,673 44,335 782,992 72,519 22,460 10,052 832 6,807 112,670 8,953,955 414,280 45,593 6,917 799,619 10,220,365 13,621,345 127,150 4,452 4,723 153,428 13,911,098 81,002,651
San Juan de Lurigancho 0 0 18,578 18,578 253,693 12,631 16,088 31 282,443 395,079 89,983 109,079 16,324 610,465 96,998 90,968 66,818 12,095 17 266,895 332,323 104,493 34,866 9,450 10,898 492,031 262,844 12,736 275,579 1,945,991
San Juan de Miraflores 226 226 13,626 13,626 91,241 426 9,014 100,681 200,737 23,706 47,908 10,948 564 283,863 65,690 20,791 26,923 8,485 2,151 124,040 317,899 60,849 18,646 5,281 6,063 408,738 139,605 6,833 146,439 1,077,612
San Luis 246 246 44,739 973 45,712 64,316 17,309 81,624 17,304 2,991 20,295 53,504 9,114 62,618 75,410 75,410 285,906
San Martin de Porres 15,529 52 15,581 170,564 1,632 15,650 187,847 157,184 43,859 63,256 22 264,321 28,743 21,200 27,218 77,160 194,039 54,447 9,604 955 259,044 264,156 4,584 3,202 271,942 1,075,896
San Miguel 31,287 31,287 8,415 8,415 125,059 1,214 65 126,338 44,742 9,479 54,221 2,198 2,931 45 5,175 1,057,303 72,197 3,525 4,628 1,137,654 625,963 625,963 1,989,052
Santa Anita 48,707 48,707 21,734 2,836 24,570 199,525 6,509 13,751 131 219,916 107,427 37,002 50,881 11,709 207,019 10,556 20,189 19,820 4,462 55,026 284,534 29,262 11,129 3,661 861 329,447 134,128 7,338 141,466 1,026,150
Santiago de Surco 223,357 223,357 762,436 77 762,513 719,171 1,932 881 721,984 119,434 7,848 9,804 35 137,121 13,836 670 2,761 13 17,280 1,414,469 75,928 9,681 8,324 1,508,401 2,031,955 454 2,032,409 5,403,066
Surquillo 258 258 5,184 252 5,436 63,665 574 81 64,319 40,530 4,351 5,368 50,248 7,574 549 3,453 11,576 200,862 17,542 2,546 220,950 182,642 2,794 185,436 538,223
Villa El Salvador 44 44 3,575 3,575 72,817 749 1,223 74,790 191,650 20,796 43,967 15,599 272,012 52,090 16,290 23,800 11,106 103,287 108,006 38,556 13,534 6,754 4,015 170,865 76,013 4,276 80,288 704,862
Villa Maria del Triunfo 212 212 58,580 2 18 58,599 168,459 14,502 10,435 193,396 51,146 13,613 8,631 73,390 115,258 18,061 4,589 4,032 141,940 48,785 9 99 48,893 516,430
Chaclacayo 4,779 4,779 82 82 4,860
Ancon 90 90 12,476 12,476 11,841 11,841 3,332 3,332 114 114 27,852
Pueblo Libre (Magdalena Vieja) 26,408 26,408 55,282 55,282 17,009 17,009 880 880 128,220 2,136 1,775 132,131 330,121 330,121 561,830
Oyon Pachangara 1,406 1,406 2,912 2,912 1,694 1,694 6,013
Loreto Alto Amazonas Yurimaguas 0 0 47,086 14,867 61,953 17,669 94 32,560 50,323 404 2,123 16,674 19,202 16,261 12,055 18,950 638 47,905 17,185 3,294 20,479 199,862
Maynas Iquitos 8,730 8,730 128,258 4,116 132,374 412,680 603 21,210 4 434,497 156,205 13,386 43,767 54 213,411 21,999 8,959 20,480 630 52,069 422,331 52,838 31,034 9,036 515,239 116,776 10,224 127,000 1,483,320
Punchana 1,891 1,891 4,009 4,009 2,657 2,657 2,477 2,477 807 807 11,840
San Juan Bautista 220 220 3,716 3,716 2,071 2,071 459 1,841 2,300 605 605 8,912
Requena Requena 907 907 3,209 3,209 1,889 1,889 2,018 2,018 8,023
Madre de Dios Manu Huepetuhe 520 520 7,425 7,425 6,712 6,712 201 201 14,858
Tahuamanu Iberia 150 150 5,933 5,933 4,011 4,011 646 646 10,740
Tambopata Inambari 409 409 23,980 23,980 16,894 16,894 407 407 41,689
Tambopata 365 365 53,554 162 30,540 84,256 51,248 10,637 89,659 151,544 6,575 9,223 43,032 58,829 59,124 23,898 46,982 130,004 10,260 3,755 14,016 439,015
Moquegua General Sanchez Cerro Omate 891 891 1,530 1,530 108 108 2,529
Ilo Ilo 59,413 59,413 19,008 19,008 27,695 9 2,811 30,514 59,637 7,147 45,846 112,629 13,777 4,833 24,150 42,760 72,273 23,039 24,329 39 119,680 43,412 55 5,126 48,593 432,597
Pacocha 15 15 0 0 6,778 6,778 1,469 1,469 8,262
Mariscal Nieto Carumas 992 992 636 636 5 5 1,633
Moquegua 16,194 71 6,763 23,028 30,669 11,013 63,902 105,584 7,766 7,627 29,542 44,935 64,302 6,587 52,363 123,251 21,311 7,282 28,594 325,391
Torata 494 494 0 525 525 2,569 77 2,646 1,481 1,481 5,146
Pasco Oxapampa Oxapampa 0 0 1,567 1,567 16,787 19 360 17,166 14,578 7,022 11,030 32,629 4,455 4,875 5,994 15,323 4,445 2,233 8,404 15,082 2,716 3,621 6,336 88,104
Pozuzo 4,760 4,760 2,064 2,064 399 399 154 154 7,377
Puerto Bermudez 35 1,892 1,927 6,083 8,245 14,329 5,776 4,144 9,920 834 2,388 3,222 814 814 30,212
Villa Rica 228 742 970 412 7,805 5,395 13,612 11 4,598 2,563 7,172 3,939 2,132 4,572 10,643 1,287 322 1,609 34,007
Pasco Chaupimarca 12 12 10,625 56 6,299 16,979 21,017 9,096 28,385 58,498 1,340 5,681 13,957 20,978 74,922 8,357 25,556 108,834 9,036 760 9,796 215,098
Yanacancha 28,770 28,770 31,438 85 382 31,906 8,672 3,436 8,075 20,182 294 1,742 4,205 6,242 35,756 13,854 9,617 59,227 25,010 514 25,524 171,851
Paucartambo 1,255 1,255 2,233 2,233 318 318 3,807
Piura Ayabaca Ayabaca 2,063 2,063 4,818 1,518 17,854 24,190 3,533 1,369 10,717 15,619 669 132 6,417 7,218 50 1,525 1,575 50,665
Montero 312 312 562 562 100 100 973
Paimas 60 60 2,567 2,567 5,047 5,047 81 81 7,756
Huancabamba Canchaque 1,928 3,362 5,290 2,008 2,571 4,579 587 325 912 80 80 10,860
Huancabamba 16 1,325 1,341 5,751 9,690 15,441 5,888 8,313 14,201 626 3,192 3,817 255 255 35,056
Huarmaca 891 891 4,047 4,932 8,979 4,012 2,702 6,714 970 452 1,422 469 469 18,474
Morropon Chulucanas 248 142 4,825 5,215 16,099 8,285 30,341 2,004 56,729 19,606 10,652 22,730 4,351 57,338 10,960 4,388 12,241 3,851 685 32,125 224 1,136 2,760 4,120 155,528
La Matanza 560 560 1,522 1,522 830 830 2,912
Morropon 4,087 9,929 685 14,701 4,920 6,335 4,297 15,552 889 498 1,398 2,786 221 623 844 33,883
Paita Colan 705 705 1,741 1,741 680 680 3,126
Paita 24,066 2,613 26,679 4,517 4,517 25,732 1 2,158 27,891 20,909 7,244 32,359 2,210 62,722 4,277 4,531 18,524 3,037 30,369 27,126 24,406 17,052 4,685 1,820 75,089 13,806 471 14,276 241,542
Piura Castilla 105 105 32,768 11 24,978 57,757 21,318 17 23,223 44,558 14,550 1,894 10,941 27,385 90,652 2,433 33,732 949 127,767 73,269 4,919 78,187 335,759
Catacaos 701 1,019 1,719 5,628 9,118 14,746 9,626 4,263 13,888 5,605 1,405 7,010 993 804 1,798 39,162
La Union 108 3,015 3,123 6,802 74 11,979 3,461 614 22,930 13,922 6,150 7,260 10,599 3,675 41,607 3,134 3,005 2,916 6,898 4,361 20,314 798 798 88,772
Las Lomas 528 528 2,969 10,424 13,394 8,139 8,289 16,428 1,007 2,042 3,048 638 638 34,037
Piura 74,803 74,803 701,085 701,085 559,570 2,871 117,320 41 679,802 230,031 32,721 109,994 8,459 620 381,825 36,454 29,126 53,318 11,646 2,506 133,051 869,087 149,721 79,360 11,720 12,878 1,122,766 496,258 2,241 30,096 8 528,604 3,621,936
Tambo Grande 10 7,305 7,316 4,301 6,985 20,561 1,636 105 33,589 17,604 9,151 15,272 6,292 3,373 51,692 3,126 13,432 5,778 1,615 2,548 26,499 930 930 120,026
Veintisis de Octubre 1,326 1,326 1,326
Sechura Sechura 100 842 942 7,675 6,220 19,200 3,477 36,572 8,926 5,317 15,302 3,834 33,380 4,270 1,106 8,998 2,405 1,569 18,348 200 460 661 89,902
Sullana Bellavista 539 539 11,117 11,117 4,284 4,284 2,612 2,612 435 435 18,988
Ignacio Escudero 4,078 9,488 13,566 4,773 8,756 13,529 3,454 3,840 7,294 321 321 34,710
Querecotillo 30 30 5,558 20 5,578 6,089 1,090 7,179 5,919 394 6,313 203 203 19,303
Sullana 44 9,963 10,006 6,045 6,045 107,647 340 53,015 161,001 119,832 16,794 101,188 1,799 239,614 46,021 25,745 51,613 3,560 126,939 185,052 62,757 78,108 2,399 9,202 337,519 37,061 14,266 51,327 932,450
Marcavelica 54 54 4,017 4,017 4,071
Talara Los Organos 7,995 6,813 14,808 5,284 3,069 8,353 1,937 4,526 6,463 40 40 29,665
Mancora 464 464 22 17,731 17,753 1,928 7,055 8,983 2,473 1,137 3,610 163 163 30,973
Parias 148 148 3,393 3,393 33,985 782 12,666 47,433 22,653 4,048 57,341 84,042 3,507 6,837 25,603 35,947 82,742 37,457 30,584 3,778 154,561 40,380 2,235 42,615 368,139
Puno Chucuito Desaguadero 10,236 1,417 16,683 3,429 31,765 11,747 1,973 14,015 6,586 34,321 754 80 1,750 532 3,116 5 5 69,207
Juli 7,240 964 8,204 9,581 1,730 11,311 723 169 892 20,407
El Collao Ilave 80 80 12,973 2,186 19,121 5,924 40,204 13,110 5,148 18,482 11,835 48,574 515 176 8,542 1,094 10,326 208 208 99,391
Huancane Huancane 2,767 1,274 5,572 737 10,350 4,977 4,236 5,142 4,310 18,665 615 61 6,144 84 6,903 178 178 36,096
Taraco 750 750 6,002 6,002 9 9 6,761
Melgar Ayaviri 509 578 1,087 9,620 25,941 6,561 42,122 4,883 12,781 8,516 26,180 537 13,812 1,560 15,909 133 133 85,431
Puno Puno 1,505 1,505 21 21 92,640 236 9,750 3,362 105,988 123,347 20,417 103,177 9,199 256,140 47,349 18,635 49,863 10,091 125,938 188,823 26,875 97,424 6,435 2,434 321,990 41,742 13,220 54,962 866,546
Maazo 6,815 6,815 6,318 6,318 573 573 13,706
Coata 522 522 3,721 3,721 73 73 4,316
Acora 1,359 1,359 5,524 5,524 257 257 7,140
San Roman Juliaca 609 609 58,204 58,204 161,855 870 15,409 841 178,974 315,173 45,333 243,555 24,053 628,114 126,566 40,949 158,039 24,078 0 349,632 214,237 54,152 90,101 12,476 836 371,801 39,096 9,220 48,316 1,635,650
Yunguyo Yunguyo 12,324 2,124 13,653 574 28,675 13,060 2,355 9,938 2,419 27,772 332 73 5,527 124 6,057 205 329 534 63,038
Carabaya Macusani 6,317 2,153 9,254 2,213 19,937 5,117 1,310 7,425 4,024 17,876 840 87 3,719 552 5,199 179 179 43,192
Moho Moho 209 382 591 470 2,317 2,787 47 71 118 3,496
Azangaro Azangaro 5 5 2,577 7,548 3,867 13,993 3,320 8,557 10,181 22,058 232 4,950 892 6,075 180 180 42,310
Asillo 2,355 2,355 4,720 4,720 201 201 7,276
San Martin Bellavista Bellavista 23 23 39,462 9,800 49,263 5,916 12,111 18,027 215 5,013 5,228 4,396 678 5,074 2,860 16 2,875 80,489
Mariscal Caceres Juanjui 3,933 3,933 11,151 4,061 15,212 17,696 23,335 41,032 11,186 14,792 25,978 9,510 346 3,895 460 14,211 8,808 991 9,800 110,165
Moyobamba Moyobamba 16,403 16,403 140,378 414 14,041 154,834 93,215 12,269 36,149 141,633 17,317 9,086 12,590 38,994 84,389 28,157 6,429 731 119,707 31,411 2,703 34,114 505,684
Soritor 997 997 6,012 6,012 2,866 2,866 381 381 200 200 10,456
Rioja Nueva Cajamarca 8,413 1 8,414 267 14,275 1,119 1,453 17,114 633 5,527 4,510 1,132 11,803 608 390 129 1,127 555 555 39,013
Rioja 22,384 9,319 31,702 16,818 12,516 29,334 358 7,657 8,015 7,839 742 8,581 5,807 486 6,293 83,926
Pardo Miguel 617 617 1,203 1,203 65 65 1,885
San Martin Tarapoto 135 135 73,219 139 73,358 333,428 1,534 25,774 2 360,738 167,093 25,130 71,552 74 263,849 31,891 19,574 36,116 723 88,303 291,408 72,642 18,878 3,941 386,869 95,437 38 11,557 107,032 1,280,284
Tocache Tocache 3,076 3,076 30,015 30,015 17,884 17,884 9,083 712 9,794 531 531 61,301
Uchiza 104 104 104
Huallaga Saposoa 1,157 1,157 1,846 1,846 145 145 77 77 3,225
El Dorado San Jose de Sisa 8 8 1,691 1,691 1,548 1,548 66 66 123 123 3,436
Tacna Candarave Candarave 79 79 747 747 6 6 832
Jorge Basadre Ilabaya 3,750 3,750 1,307 1,307 5,058
Locumba 145 145 419 419 52 52 616
Tacna Alto de la Alianza 3,500 3,500 16,201 16,201 11,511 11,511 2,567 2,567 2,505 2,505 36,284
Ciudad Nueva 239 51 290 10,650 11,003 21,653 5,925 8,044 13,969 1,832 1,255 3,087 495 393 889 39,889
Tacna 10,001 10,001 209,228 2,210 211,437 314,439 747 25,257 340,443 292,166 48,474 145,382 486,022 34,978 28,637 73,997 137,611 302,809 64,556 85,852 332 453,550 128,612 56 20,191 148,859 1,787,924
Coronel Gregorio Albarracn L 139 271 2,545 2,955 22,892 14,012 58,609 95,513 13,413 8,244 33,147 54,804 6,723 13,836 7,589 583 28,731 869 30 6,751 7,649 189,653
Tarata Tarata 280 280 896 896 39 39 1,215
Tumbes Contralmirante Villar Zorritos 1,111 1,111 680 11,421 12,101 1,408 10,930 12,339 254 5,506 5,760 82 679 761 32,072
Tumbes Tumbes 3,808 3,808 69,836 314 20,910 91,060 70,593 10,980 70,343 1,503 153,420 20,526 12,278 37,063 4,016 73,883 118,502 51,883 38,081 3,672 5,812 217,950 27,878 4,998 32,876 572,997
Zarumilla Aguas Verdes 206 159 11,117 11,481 1,945 1,510 31,457 34,911 185 1,344 13,292 14,821 1,433 9,015 7,018 17,467 1,038 1,038 79,718
Ucayali Coronel Portillo Yarinacocha 11,906 44 11,951 13,525 13,525 104 104 23,217 12,522 1,166 36,905 3,010 3,010 65,495
Campoverde 4,893 4,893 6,057 6,057 2,756 2,756 135 135 13,841
Callaria 0 0 37,115 27,000 64,115 315,890 471 12,199 328,559 197,032 20,260 50,173 267,466 27,267 23,219 22,952 73,439 312,936 48,495 22,804 4,541 388,778 89,357 6,418 95,775 1,218,131
Padre Abad Padre Abad 128 6,517 6,645 7,860 30,202 38,062 7,553 15,186 22,739 6,604 4,552 11,156 2,396 2,396 80,998
Atalaya Raymondi 2,738 2,738 16,945 16,945 4,659 4,659 3,114 3,114 1,561 1,561 29,017
Total general 55,491,047 12,611 348,130 4,965 55,856,753 38,504,925 24,984 103,783 5,331 411 38,639,433 40,092,214 497,843 1,976,745 81,233 106,082 42,754,117 14,005,021 2,774,767 7,457,270 390,420 251,894 24,879,372 3,101,161 2,137,412 3,655,420 406,638 170,996 9,471,626 42,654,577 4,804,416 3,446,348 234,767 1,136,567 52,276,676 39,515,683 182,004 1,200,621 6,125 153,436 41,057,868 264,935,844
Fuente: Anexo N 6 - Reporte Crediticio de Deudores Volver
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Carpeta de Informacin del Sistema Financiero

El contenido de esta carpeta agrega la informacin

Crditos a Grandes empresas

Crditos a Medianas empresas

Crditos a Pequeas empresas

Sistema Financiero - Estructura 1

Tipo de cambio contable 2.792 2.796 3.189 3.355 3.241

Fuente: Balance de Comprobacin.

Fuente: Balance de Comprobacin.

Tipo de cambio contable 2.792 2.796 3.189 3.355 3.241

Fuente: Balance de Comprobacin.

Fuente: Balance de Comprobacin.

Tipo de cambio contable 2.792 2.796 3.189 3.355 3.241

Fuente: Balance de Comprobacin

Tipo de cambio contable 2.792 2.796 3.189 3.355 3.241

Fuente: Balance de Comprobacin

Tipo de cambio contable 2.792 2.796 3.189 3.355 3.241

Fuente: Balance de Comprobacin

Fuente: Balance de Comprobacin

Tipo de cambio contable 2.792 2.796 3.189 3.355 3.241

Fuente: Balance de Comprobacin

Fuente: Balance de Comprobacin

Tipo de cambio contable 2.792 2.796 3.189 3.355 3.241

Fuente: Balance de Comprobacin

Fuente: Balance de Comprobacin

Tipo de cambio contable 2.792 2.796 3.189 3.355 3.241

Fuente: Balance de Comprobacin

Fuente: Balance de Comprobacin

Corporativos 58,848,579 12,452 376,348 4,650 -

Grandes empresas 38,196,954 25,281 102,399 6,737 403

Medianas empresas 39,644,973 508,856 1,977,820 85,079 116,716

Pequeas empresas 14,005,039 2,787,465 7,568,003 437,388 253,503

Microempresas 3,060,962 2,162,546 3,670,875 461,051 161,554

Consumo 42,424,757 4,848,931 3,491,511 263,025 1,152,051

Hipotecarios para Vivienda 39,547,269 198,740 1,235,793 6,401 144,753

TOTAL CRDITOS DIRECTOS 235,728,534 10,544,271 18,422,749 1,264,331 1,828,980

Fuente: Balance de Comprobacin

Depsitos de Ahorro 59,142,126 605,961 4,113,866 64,242 7,559,297

Depsitos a Plazo 94,341,098 5,555,249 13,876,641 829,833 2,717,811

TOTAL DE DEPSITOS ### 6,164,056 17,990,506 894,076 21,797,285

Fuente: Balance de Comprobacin

Amazonas 209,005 19,815 213,814 13,075 2,861 - 44,048

Amazonas 103,909 2,038 77,651 111 171,816

Corporativos 637 3 - - - - - 17 655

Grandes empresas 2,882 22 23 2 4 31 - 8 2,893

Microempresas 606,707 679,380 679,734 120,892 38,901 39 - 50,428 1,886,182

Consumo 3,369,463 1,430,322 599,999 64,433 253,389 - 580,988 - 4,850,447

Hipotecarios para Vivienda 211,468 4,173 18,179 69 2,227 - 3,446 - 239,284

Nota: Informacin obtenida del Anexo 6 - Reporte Crediticio de Deudores

Amazonas 10.4 1.3 5.0 7.4 3.1 - 1.5 13.2 6.7

Fuente: Anexo N 6 - Reporte Crediticio de Deudores

Cajas Rurales de Ahorro y

Pesca 3.6 1.6 7.6 4.0 11.7 - 8.3 3.8

Minera 0.6 11.9 10.2 13.5 15.6 0.5 - 0.6

Suministro de electricidad, gas y agua 0.0 3.9 5.9 1.6 - - - 0.0

Construccin 6.4 5.7 9.1 5.2 12.0 15.0 - 6.6

Comercio 4.7 6.3 7.5 5.8 5.3 2.0 12.5 5.1

Hoteles y restaurantes 3.3 5.8 6.1 5.5 4.4 - - 3.8

Intermediacin financiera 0.0 10.4 0.3 0.7 - - - 0.1

Enseanza 0.4 2.9 2.8 2.3 1.0 - - 0.5

Servicios sociales y de salud 1.9 5.2 3.7 3.3 1.2 - - 2.2

Fuente: Anexo N 6 - Reporte Crediticio de Deudores

Cajas Rurales de Ahorro y