Professional Documents
Culture Documents
I. BASIC ASSSUMPTIONS
A. RELENDING - LBP FUNDS
A. ESTIMATED INCOME PER HECTARE Dry Season
Palay Gross Production (in bags) 75
Less: Tresher & Harvester (2 bags ea. For every 25 bags) 12
Net Production after Tresher/Harvester 63
No. of Kilos per Bag 55
Total No. of Kilos 3,465
Selling Price per kilo 18.00
Gross Sales Per Hectare 62,370
Less: NIA allocation 2,700
Net Production after NIA allocation 59,670
c. Total Sales
Cost of Sales
Gross Profit
4 Beginning Inventory
Less: Sales from inventory
Ending Inventory
2,600
1,200
1,200
2,400
1,000
1,050
1,500
1,080
12,030
3,650
2,000
3,000
5,000
800
1,500
450
650
1,146
700
375
5,621
1,150
1,300
1,250
2,300
2,500
8,500
34,801
1,366
36,167
Coop's Equity
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
450
650
1,146
-
375
2,621
-
-
-
-
480
480
3,101
2,199
5,300
14%
31,700
18.00
2,700.00
1,800.00
1 YEAR
63,400.00
134,640.00
198,040.00
69,601.00
3,565.00
4,500.00
77,666.00
120,374.00
63,400.00
5,389.00
68,789.00
51,585.00
30,575.00
82,160.00
1 YEAR
134,640.00
69,602.00
3,565.00
4,500.00
77,667.00
56,973.00
5,390.00
51,583.00
1 YEAR
56,884.00
56,884.00
31,608.00
25,276.00
56,884.00
2016 2017
32 32
50 50
57 57
91,200 91,200
20 20
4 4
16 16
1,459,200 1,459,200
91,200 91,200
86% 86%
78,432 78,432
65% 65%
50,981 50,981
50 50
1,020 1,020
2,050 2,050
2,090,213 2090213
1,535,505 1,100,000
1,459,200 1,459,200
(1,100,000) (700,000)
1,894,705 1,859,200
195,508 231,013
8,700 8,700
27 28
30.50 31.50
234,900 243,600
265,350 274,050
2,355,563 2,364,263
(2,129,605) (2,102,800)
225,958 261,463
600 600
60 60
60 60
2,160,000 2,160,000
0.45 0.45
972,000 972,000
1,944,000 1,944,000
270 270
173 173
37,000 37,000
10,000,000 10,000,000
5% 5%
9% 9%
900,000 900,000
495,833 495,833
564,580 570,226
1,981,097 2,000,908
28,744 29,319
2,009,841 2,030,227
4,911,581 4,911,581
- -
4,911,581 4,911,581
(2,001,654) (2,602,079)
2,909,927 2,309,502
600,424 600,424
- -
600,424 600,424
1,535,505 1,100,000
435,505 400,000
1,100,000 700,000
2016 2017
312,177
495,833
312,177 495,833
6,296,000 10,000,000
312,177 495,833
6,608,177 10,495,833
2,980,472 8,000,000
(2,980,472) (8,000,000)
10,000,000 10,000,000
(2,000,000) (1,400,000)
8,000,000 8,600,000
6,296,000 10,000,000
(6,296,000) (10,000,000)
10,000,000 10,000,000
10,000,000 10,000,000
225,957 261,463
1,944,000 1,944,000
900,000 900,000
564,580 570,226
3,634,537 3,675,689
1,981,097 2,000,908
600,424 600,424
312,177 495,833
2,893,698 3,097,165
740,839 578,524
(28,744) (29,319)
712,095 549,205
20% 15%
10,000,000 10,000,000
10,000,000 10,000,000
2016 2017
10,000,000 10,000,000
2,355,563 2,364,263
3,408,580 3,414,226
2,000,000 1,400,000
2,980,472 8,000,000
20,744,615 25,178,489
10,000,000 10,000,000
1,694,100 1,702,800
1,981,097 2,000,908
28,744 29,319
13,703,941 13,733,027
7,040,674 11,445,462
6,296,000 10,000,000
312,177 495,833
6,608,177 10,495,833
432,497 949,629
874,011 1,306,507
1,306,508 2,256,136
107% 109%
CAVENDISH BANANA PRODUCTION
ESTABLISHMENT/DEVELOPMENT COSTS PER HECTARE
1. LABOR COSTS
LAND PREPARATION
PARTICULARS Qty Unit
1. Survey
Relocation Blocking Survey 1.00 hectare
Topographic 1.00 hectare
2. Land Clearing-Mechanical (Backhoe) 2.00 hours/hectare
3. Harrowing - 1st Pass 2.50 hours/hectare
5. Ripping - 2 passes 5.00 hours/hectare
7. Harrowing - 2nd Pass 2.50 hours/hectare
8. Disc Plowing (2 passes) 2.00 passes
9. Graveyarding of debris 3.00 hrs/ha.
10. Road Forming/ Construction 1.00 hour/hectare
Sub-Total
DRAINAGE & IRRIGATION SYSTEM CONSTRUCTION
PARTICULARS Qty Unit
2. Planting/Replanting
2.1 Hauling, holing, applying fertilizer and mixing
with soil inside the planting hole 8.00 MDs/hectare
2.2 Distributing planting materials in staked spots 5.00 MDs/hectare
2.3 Planting 4.00 MDs/hectare
2.4 Replanting 1.00 MDs/hectare
2. MATERIAL COSTS
3. Fertilizer
3.1 Organic Fertilizer (chicken dung) 100.00 bags/ha.
3.2 Limestone 3.00 tons
3.3 Inorganic Fertilizer
Ammonium Sulfate 3 2.50 bags/ha.
Urea 8 2.00 cycles/bags/ha.
Zinc Sulfate 2 3.00 cycles/bags/ha.
Zinc Chloride 4 3.00 cycles/bags/ha.
4. Chemicals
4.1 Herbicide - Round-up 4 1.00 cycles/liter/ha.
Gramoxon 4 1.00 cycles/liter/ha.
Basta (after planting) 2 1.50 cycles/liter/ha.
4.2 Gas Prunning - Formalin 2 2.00 cycles/liter/ha.
Kerosine 3 liter/ha
4.3 P&D Control/Crop Protection
Bankit 24 0.08 cycles/liter/ha.
SICO 3 0.40 cycles/liter/ha.
Banole 6 5.00 cycles/liter/ha.
Baycor 3 0.50 cycles/liter/ha.
Manze (MDF) 3 2.14 cycles/liter/ha.
Daconil 3 1.40 cycles/liter/ha.
Dithane Flowable 3 4.00 cycles/liter/ha.
Al-100 3 0.20 cycles/liter/ha.
Folicur 3 0.20 cycles/liter/ha.
Vondozeb 4 4.00 cycles/liter/ha.
4.4 Bud Injection
Confidor 12 0.04 cycles/liter/ha.
Success 12 0.02 cycles/liter/ha.
4.5 Bunch Spray
Basudin 12 0.10 li/ha.
Topsin 12 0.15 kg/ha.
5. Bagging Materials
Polybag 90.00 kgs/ha/year
Flat twine 15.00 kgs/ha/year
6. Propping Materials
Twine for Propping (Polytwine) 8.00 kgs/ha/year
Bamboo Poles 4,000.00 pcs./ha.
7. Plastic Ribbon 1 1.00 kg/ha.
8. Cellophane (sok-sok) 8.00 kgs/ha.
9. Small tools / Safety Gears / Needle assorted/ha.
10. Electic Costs for Sprinkler Irrigation System 9.00 month/ha.
Total for Material Inputs
C. OTHERS
1. PCIC/AGF Premium
Total Establishment/Development Costs
Loan Ceiling
Debt to Equity Ratio
***Costs of fertilizers are subject to price changes but not to exceed the approved loan ceiling
BORROWER
Cost/Unit LBP LOAN Total
EQUITY
BORROWER
Cost/Unit LBP LOAN Total
EQUITY
1,200.00 - 36,000.00 36,000.00
1,000.00 - 30,000.00 30,000.00
600.00 21,000.00 - 21,000.00
160,000.00 160,000.00 - 160,000.00
181,000.00 66,000.00 247,000.00
BORROWER
Cost/Unit LBP LOAN EQUITY Total
4,800.00 400.00 5,200.00
- 2,700.00 2,700.00
34,468.00 - 34,468.00
200.00 3,200.00 - 3,200.00
200.00 9,600.00 - 9,600.00
200.00 3,200.00 - 3,200.00
200.00 2,600.00 - 2,600.00
200.00 6,720.00 - 6,720.00
BORROWER
Cost/Unit LBP LOAN EQUITY Total
14.00 28,000.00 - 28,000.00
50,450.00 - 50,450.00
68.00 6,800.00 - 6,800.00
1,000.00 3,000.00 - 3,000.00
40,650.00 - 40,650.00
700.00 5,250.00 - 5,250.00
1,200.00 19,200.00 - 19,200.00
900.00 5,400.00 - 5,400.00
900.00 10,800.00 - 10,800.00