Professional Documents
Culture Documents
Auditor:
!
Op6on
2
BDO !Investors
can
elect
to
automa9cally
rollover
the
Capital
but
take
the
Administrator: Coupon
each
year
as
Income.
Mitsubishi UFJ Financial Group !
Op6on
3
Banker:
CIBC FirstCaribbean
!Investors
can
elect
to
rollover
Capital
and
Income
annually
aYer
12
months.
!
! 01/2014/365
Berkeley Hanover
!Berkeley
Hanover
Inc
(BHI)
is
an
investment
management
company
that
designs,
manages
and
markets
a
unique
line
of
non-correlated
all
weather
mutual
fund
products,
that
derives
returns
from
a
managed
pool
of
Accounts
Receivable
or
secured
lending
ac9vi9es.
As
an
investment
manager,
BHI
engages
in
the
discre9onary
management
of
its
own
proprietary
funds
and,
contractually,
third
party
funds.
!BHI
is
a
market
leader
in
the
management
and
distribu9on
of
dened
risk
income
funds.
BHIs
investment
management
team
is
comprised
of
industry
specialists
who
manage,
service
and
design
mutual
fund
products
and
strategies
for
a
wide
variety
of
interna9onal
clients.
!BHI
has
iden9ed,
and
con9nues
to
target
specic
investment
opportuni9es,
where
they
can
produce
above
average
returns
for
investors,
where
the
investment
Investment
Process
!The
Fund
allocates
money
to
a
select
group
of
approved
Credit
performance
is
both
stable,
predictable
and
are
typically
non-correlated
to
bond
and
equity
markets.
Advisors
and
specialists
in
trade
nance
transac9ons.
These
transac9ons
are
short-term
nancings
(usually
90
days
or
less),
!The
Ardent
range
of
Funds
provide
investors
which
will
include,
but
not
be
limited
to;
managed
Accounts
with
a
unique
opportunity
to
achieve
Receivable,
purchase
order
nancing
and
reverse
factoring
quality
returns
and
the
successful
transac9ons.
!The
transac9ons
are
secured
through
documenta9on
and
diversica9on
of
risk.
Disclaimer
This
document
is
for
informa9on
purpose
only
and
is
not
intended
as
an
oer
or
solicita9on
of
an
oer
to
buy
or
sell
securi9es
or
an
inducement
to
engage
in
investment
ac9vi9es.
Ardent
Harmony
Fund
Inc.
does
not
make
any
representa9on,
warranty
or
guarantee
as
to
the
accuracy,
completeness
or
correctness
of
the
informa9on
contained
herein.
The
reproduc9on
or
dissemina9on
of
the
contents
herein
is
prohibited
without
the
prior
wri`en
consent
of
Ardent
Harmony
Fund
Inc.
The
Ardent
Harmony
Fund
Inc
and
its
respec9ve
ocers,
directors
and
employees
accept
no
liability
whatsoever
for
any
direct
or
consequen9al
loss
howsoever
arising
from
any
use
of
this
document,
or
further
communica9on
given
in
rela9on
to
this
document
or
its
contents
or
otherwise
arising
in
connec9on
therewith.
This
document
does
not
provide
legal,
investment
or
tax
advice
and
clients
should
seek
their
own
legal,
investment
and
tax
advice
before
inves9ng.
Please
also
read
the
Oering
Memorandum
and
Supplement
carefully
before
inves9ng.
Details
of
the
risk
factors
of
this
investment
are
contained
in
the
Oering
Memorandum
and
Term
Sheet.
Investors
should
be
aware
of
these
risk
factors
before
they
invest.
There
is
no
assurance
that
the
Fund
will
meets
its
objec9ves.
Prior
to
taking
any
investment
ac9on
Investors
are
strongly
urged
to
seek
professional
investment
advice
when
accessing
or
reviewing
this
informa9on.
! 01/2014/365