Professional Documents
Culture Documents
BANKING
PRESENTED BY
ANUPAMA MUKHERJEE
ARCHISHA GARG
The future lies with those
companies who see the poor as
their customers”
~C.K.Prahalad
WHAT IS RURAL BANKING ?
Micro–Finance
Kisan Credit Card
Agricultural Insurance
Marketing of Mutual Fund Units
Mobile banking
Mobile banking is not only helping the government to
take a step forward towards fulfilling its aim of
having one bank account for every household, but
also saving it crores of rupees by way of reduced
transaction costs.
Wap Response
HTTP
request
search
search
Bank
Database Interface Server Database
Server Server
Server
update update
HTTP
response
challenges in marketing of banking
services in rural market
Lack of adequate financial market.
Low value of loans for poor sections.
Lack of collateral.
Low density of population.
Underdevelopment of rural infrastructure.
Lack of financial discipline.
Rural interest subsidy
Thank you