The address is:

ChexSystems Customer Relations

12005 Ford Road Suite 600
Dallas, TX 75234.

You will need to include on every letter:

Your name (printed not signed)
Your complete address
Your social security number
Your Consumer ID number (listed on the chexsystems report)
Your banks name
The negative listing you are being accused of and the date it occurred

Letters To Send Regarding Your Account

MAKE COPIES OF ALL LETTERS AND SEND THEM ALL VIA CERTIFIED MAIL.

Letter 1:
Inform ChexSystems that you have reviewed your report and are unaware of this
negative listing occurring. Ask them to validate the information from the bank and
to send copies of any documentation they have regarding this listing that bear your
signature.
Ask to have the information deleted from the file under your social security
number.
(This could be your only letter. This maybe enough to have them remove your name
from the system)

Letter 2: (if your dispute was verified)

Inform ChexSystems that you wish to have a description of the procedure used to
determine that the information they sent you was valid. (Looking at a computer
screen does not make it valid)
Also, request a listing of the names, addresses and telephone numbers of the people
they contacted at your bank. Mention to them that you are aware of Wenger v. Trans
Union Corp., No. 95-6445 (C.D.Cal. Nov. 14, 1995).
You will want to request that they respond to your letter in 14 days. If you are
not contacted in 14 days you will contact the FTC and your states Attorney
Generals office. (Find that info here)
You can also file a petition in small claims court for items such as Defamation,
Violation of the Fair Credit Reporting Act, and Negligent Enablement of Identity
Fraud.

Letter 3: (If your letter has not been responded to in 30 days)

Inform Chexsystem that you will file a petition in small claims court for
Defamation, Violation of the Fair Credit Reporting Act, and Negligent Enablement of
Identity Fraud. You can file a petition for $20.00 at your local courthouse. Its
very easy to do and maybe the only thing you can do at this state of the game.
If ChexSystems Has Removed the Negative Listing:
Save all documentation that your account has been cleared. Keep this information
safe. It may happen that ChexSystems has not informed all banks or financial
institutions. The documentation will not help you at a point of sale place but it
will with a bank when opening an account.

As soon as you receive a notice from ChexSystems that your account has been
cleared, open a checking account.
While not likely, it is possible that ChexSystems will allow the disputed claim to
creep back on to your report. You will want to have an account opened by then.

Fair Credit Reporting Laws To Arm Yourself With:

616. Civil liability for willful noncompliance [15 U.S.C. 1681n]
(a) In general. Any person who willfully fails to comply with any requirement
imposed under this title with respect to any consumer is liable to that consumer in
an amount equal to the sum of
(1) (A) any actual damages sustained by the consumer as a result of the failure or
damages of not less than $100 and not more than $1,000; or
(b) in the case of liability of a natural person for obtaining a consumer report
under false pretenses or knowingly without a permissible purpose, actual damages
sustained by the consumer as a result of the failure or $1,000, whichever is
greater:
(2) such amount of punitive damages as the court may allow; and
(3) in the case of any successful action to enforce any liability under this
section, the costs of the action together with reasonable attorneys fees as
determined by the court.
(b) Civil liability for knowing noncompliance. Any person who obtains a consumer
report from a consumer reporting agency under false pretenses or knowingly without
a permissible purpose shall be liable to the consumer reporting agency for actual
damages sustained by the consumer reporting agency or $1,000, whichever is greater.
(c) Attorneys fees. Upon a finding by the court that an unsuccessful pleading,
motion, or other paper filed in connection with an action under this section was
filed in bad faith or for purposes of harassment, the court shall award to the
prevailing party attorneys fees reasonable in relation to the work expended in
responding to the pleading, motion, or other paper.
617. Civil liability for negligent noncompliance [15 U.S.C. 1681o]
(a) In general. Any person who is negligent in failing to comply with any
requirement imposed under this title with respect to any consumer is liable to that
consumer in an amount equal to the sum of
(1) any actual damages sustained by the consumer as a result of the failure;
(2) in the case of any successful action to enforce any liability under this
section, the costs of the action together with reasonable attorneys fees as
determined by the court.
(b) Attorneys fees. On a finding by the court that an unsuccessful pleading,
motion, or other paper filed in connection with an action under this section was
filed in bad faith or for purposes of harassment, the court shall award to the
prevailing party attorneys fees reasonable in relation to the work expended in
responding to the pleading, motion, or other paper.