Cadillac Area

A Cadillac Area Chamber of Commerce Publication

Business Magazine
November/December 2012 Volume 18-NO. 6

Time to get up to speed on

The Affordable Care Act
See pages 3-5
 Mission Statement Visionary Partners:
The Cadillac Area Chamber of Commerce is a visible
business leader that advocates and drives business
opportunities. Through business alliances, we are a
catalyst for our membership and provide a persuasive
regional voice benefiting our communities.

Meet the Board
Mike Hamner, Executive Director
Avon Protection Systems, Inc. 779-6200
Kelly Cater, Vice-Chair
Rec Boat Holdings 775-1351
Katy Huckle, Past Executive Director
Northwestern Bank 775-9077
Scott Hunter, Treasurer
Baird, Cotter & Bishop, PC. 775-9789
Jon Catlin
Chemical Bank 775-6151
David Cox
Wexford-Missaukee ISD 876-2260
Eric Baker
Wolverine Power Cooperative 775-5700
Dennis Benson
Dennis H. Benson, PLC 876-9405
Bill Cinco
The Trend Designers 775-5711
Bill Kring
9 & 10 News 775-3478
Dr. Kyle Hogg
Dental Health Professionals 775-9797
Melody Hurley
Walmart Supercenter Store 775-8778
Brian Jones
Willow Mercantile LLC 468-2682
Kelly Smith
Baker College of Cadillac 876-3100
Mike Stebbins
Mercy Hospital Cadillac 876-7200
CHAMBER STAFF 775-9776
Bill Tencza, President
president@cadillac.org
Doreen Lanc, Director of Membership Services
membership@cadillac.org
Deb Gillies, Leadership Director/Accountant
leadership@cadillac.org
Amanda Hamilton, Administrative Assistant
info@cadillac.org
Doug DeYoung, Vice President of Government Relations
and Business Advocacy
More to do in 2013
Traditionally, the close of the calendar year
generates reflection on the past year, but
also provides the opportunity for renewed
focus, commitment, and priorities going
forward. As a 112-year-old business orga-
nization, it is no different for the Cadillac
Area Chamber of Commerce. Although, our
budget, programming cycle and fiscal year
starts on July 1, our big picture focus is on a
calendar year basis. With that said, I wanted
to take the opportunity in this column to
outline some of our organizational focus.
In 2010 the Chamber initiated a series of
small member focus groups, comprised of a
diverse cross-section of member investors to
evaluate various input. The member focus
groups served as a template for 2011 pri-
orities, but long-term carry over into 2012
and beyond. Although, not fully intended,
the focus groups progressed into a form of
a member-driven strategic outline for the
Chamber.
One of the biggest take aways was cued
to the need for new capital investment in
our building. The building is a continuing
priority. We recognized that it would take
multiple budget years to accomplish and
with future ongoing projects factored. We
have since completed a renovation of our
conference room, which is actively used by
our membership, critical interior and exte-
rior repairs and other building and property
enhancements. The list of generous support-
ers and in kind donations was significant.
We have more to do in 2013.
The second take away from the member
focus group sessions is a top priority in 2013.
We will modify our membership investment
structure. Committee work is underway to
design membership packages that add value
to our members, streamline how we do busi-
ness with our members, and proactively cre-
ate better opportunities for our members
through this structural change. With a tar-
get of July 1, 2013, we will be updating our
progress in the first quarter of next year. In
addition, we are currently transitioning to
an improved member database system, in
large measure, to communicate with our
members more effectively, track trends with
our membership, and provide easier access
to register and make payments for programs
and events.
Your Chamber will be a voice for our mem-
bers in Lansing in 2013 through our govern-
ment relations initiatives and most notably
through our collaboration in the Northern
Michigan Regional Chamber Alliance. This
past year, we were engaged in numerous
legislative efforts in support of member
driven initiatives, from business regulation,
education, government reform, manufac-
turing, transportation, and tourism, but not
limited to those sectors. Our members have
endorsed the importance of the Alliance and
have extended positive comments for our
voter education efforts this summer and fall.
As we look forward to 2013, our success will
always be dependent on an active, engaged,
and supportive membership.

Belle Oakes Living Center

deyoung@tcchamber.org
Annie Shetler, MI-SBTDC Business Consultant
annieshetler@nwm.cog.mi.us
Website:www.cadillac.org
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2 November/December 2012 - Cadillac Area Chamber of Commerce

 Time to get up to speed on
The Affordable Care Act
As 2012 comes to a close many business owners are making prepara-
tions for 2013. But business owners and personnel department lead-
ers will need to look at 2014 as well as the many changes that are
being ushered in through the Patient Protection and Affordable Care
Act.
One of the first tasks businesses will probably need to do is sit down
with their health insurance agent, as well as their tax preparers, said
Kirk Roy, Vice President of National Health Reform for Blue Cross/
Blue Shield of Michigan.
I always start with what do they want to accomplish, Roy said. Sit
down and think about what the business strategy is and the people
strategy ... and how do benefits fit in.
Parts of the Affordable Care Act have already gone into effect (see
page 5 for more information), but there is still uncertainty regarding
the Act. Mary Neff Chief Operating Officer, Mercy Hospital, Cadillac,
said she heard faith-based organizations may still challenge the act in
the court system. She said those groups question whether or not the
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government can force individuals to purchase health insurance that
is required to provide for things such as abortion and contraception,
which go against some beliefs.
Besides the possibility of additional court action, there is a question
of the impact of the November election. The plan or parts of the plan
could be changed or even eliminated by legislature.
Add to the legal and election uncertainties, there are still some parts
of the plan that are being written, Neff said. Neff will be presenting
Latest with Healthcare Reform: How are we impacted locally at the
November Chamber Lecture Luncheon.
There is a lot of uncertainty because much of law still needs to be
written, Neff said. In my heart I believe health care reform is needed,
it is an unsustainable system we have right now. Is whats on the table
now the right way to go? Or are there other modifications needed?
I believe there is lot of good work coming out of this, she said.
I think many things will probably end up being better when it is all
done, but getting there is the difficult part.
Life Home Auto Business
Your Premiere Accident Fund Agency
932 N. Mitchell St. 231-775-1293
24/7 Online Access www.cadillacinsurancecenter.com

I think many things will probably end
up being better when it is all done, but

getting there is the difficult part.
Mary Neff, Chief Operating Officer, Mercy Hospital, Cadillac

Probably the most difficult part of the
Affordable Care Act is understanding it.
It is very complex, even with my years
in health care, Neff said, it is like Holy
Smokes, I cant imagine trying to interpret
this. It is very complex.
Yet business owners and those that make
health insurance decisions at area busi-
nesses will need to start preparing for more
changes, even though some of changes are
still up in the air.
Roy said companies need to evaluate what
they currently offer as far as health insur-
ance benefits. The size of the business will
also be a factor to take into consideration.
A business with 50 or more full-time
employees will be fined if it does not pro-
vide health insurance that meets the mini-
mum threshold of coverage spelled out by
the Affordable Care Act.
The fine is $2,000 per employee with com-
pany receiving a credit for 30 employees.
Meaning that a company with 50 employ-
ees or more employees would face a mini-
mum fine of $40,000.
If a small business (defined as less than
50 employees) is currently providing health
insurance it would need to determine if the
plan falls into one of the metal levels of
coverage. Those include bronze, silver, gold
and platinum. Roy said companies should
consider whether their employees would
be better off buying their own health insur-
ance through the exchanges, which will be
available in 2014.
Individuals may be eligible for a discount
provided by the federal governmentwhen
buying through an exchange based on their
income level and may find they can get a
better plan than going through the com-
pany.
An employer with less than 25 employ-
ees may be in line for a tax credit if they
are providing health care insurance to its
employees or decide to offer insurance that
meets the minimum levels.

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4 November/December 2012 - Cadillac Area Chamber of Commerce

 That credit is worth up to 35 percent of the business premium cost
in 2013. The tax credit will increase to 50 percent in 2014. To qualify
a business must cover at least half of the health care coverage, have
less than 25 full time employees and pay annual average salaries less
than $50,000.
The majority of businesses that are members of the Cadillac Area
Chamber of Commerce employ fewer than 25 people.
Businesses with 25 or more employees, but less than 50 would not
be penalized for not providing health insurance, but also would not
be eligible for the tax credit. The company would not be required to
provide health insurance to its workers.

Parts of the Affordable Care Act that have

changed for 2012 and will change for 2013:
Companies with 250 or more employees will need to report the cost
of each employees health care coverage on the employees W-2 form
starting in 2012. Those with fewer than 250 employees will need to
report coverage costs starting with the 2013 tax year.
Starting January 1, 2013 employees can only contribute $2,500 to
health care Flexible Spending Accounts.
Starting January 1, 2013, employees who earn more than $200,000
must have an additional 0.9 percent of wages withheld for increase
Medicare tax withholdings.
Companies with 50 or more full-time employees will need to issue a
Summary of Benefits and Coverage and distributed to employees at
the first open enrollment period that begins on or after September 23.
Companies that have self-insured plans will need annual contributions
to the Patient-Centered Outcomes Institute to fund its research. The
non-profit institute was created through the Affordable Care Act.

I have been met with excellence...always.

Thomas Taylor, Coldwell Banker Schmidt Realtors, Cadillac

Member FDIC
nwbank.com

Cadillac Area Chamber of Commerce - November/December 2012 5

 Cadillac Leadership Class
kicks off with Opening Retreat
Article submitted by:
Tami Wolverton, Jackie Bottomley,
Lindsey Evans and Jeff Kassien
What a remarkable group this years
2012-2013 Cadillac Leadership Class
is. Not only is it the 22nd year of the
Chambers program, but we have an
exceptional 22 participants! The open-
ing retreat kicked off on September 13th at the Kettenun Center
for a two-day session with an overnight stay on Thursday.
Many team building exercises were performed, such as the spi-
der web where people were manipulated through a rope mesh
hung between trees to simulate a spiders web. Rain brought the
campfire indoors to the fireplace where a show and tell gather-
ing wrapped up the evening.
Day 2 arrived a little too early for some. Kettunen provided a
great breakfast, then Jennifer Gaffke, class of 2004, facilitated
True Colors. What fun it was to determine our colors and then
break into groups based on our individual personalities. The
weather was perfect to head back outdoors for more team-build-
ing activities. One activity for building trust had one person
blindfolded and the other person had to direct them through the
wooded trail without falling, tripping, or hitting objects. Back
inside, we heard from David Cox, class of 2007, who presented
Pay it Forward with Acts of Kindness. We wrapped up the day
reviewing the team members project ideas and proposals sub-
6 November/December 2012 - Cadillac Area Chamber of Commerce
mitted by the Cadillac community.
No matter how difficult or challeng-
ing the activity, the class was eager to
work together as a team. The retreat
proved to be very successful in terms
of bringing the class closer. Whether it
was problem solving or socializing, this
group has proven to be full of energy.
The team is eager and excited to choose
a community service project to better the Cadillac area and to
experience fellowship as the 22nd Cadillac Leadership group.
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 November/December Healthy Tip:
Tea 101: Why you should
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The midway blend between green

Class of 2012-2013 and black tea is oolong tea, which

is celebrated for busting bad
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The most potent anticancer
Deb Gillies, Leadership Director properties are found in white
Cheri Bechtel Wolverine Power Cooperative tea. This brew contains the least
amount of caffeine in the tea spectrum.
Brian Bejcek Wolverine Power Cooperative
Jason Black Avon Protection Systems
Kayla D. Bodary McGuires Resort
Paul Booth Rexair LLC
Jackie Bottomley Firstbank
Julie Boss Wexford-Missaukee ISD
Tracy J. Coe Piranha Hose Products
Peg Devereaux Mercy OB/GYN Partners FALL LOANS.
Lindsey Evans Blue Cross Blue Shield of Michigan MADE IN MICHIGAN.
Kyle Farmer Edward Jones
Cindy Frohmader AAR Mobility Systems
Lauren Heilman Kettunen Center/ Wexford-Missaukee
Great Start Collaborative
Jeff Kassien Rexair LLC
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Tami Wolverton Baker College of Cadillac

Cadillac Area Chamber of Commerce - November/December 2012 7

 &
September
Rise Up! Cadillac Ribbon Cutting
Grand Opening
Tri Star Benefits, LLC
Located by: 117 North Mitchell Street

Hosted by:
Mercy Hospital Cadillac

Chamber Calendar
November
Sponsored by:
Northwestern Bank
7 Rise Up! Cadillac 7:00AM
Hosted By: VanDrie Home Furnishings

9 Lecture Luncheon Noon - 1:15PM

Whats the Latest with Healthcare Reform:
How are we impacted locally
Presented By:
Mary Neff, Mercy Hospital of Cadillac
Baker College of Cadillac Student Center

December
Sponsored by:
Advanced Optometry
6 Chamber Members Holiday Luncheon
McGuires Resort Noon to 1:30PM

Deadline for the January/Febr

2013 Cadillac Area Business Ma
uary
gazine
14 Lecture Luncheon Noon - 1:15PM
Looking Forward: Post November Election
Presented By:
is December 3, 2012. Share you
r Rich Studley, President and CEO;
business/organization news! Michigan Chamber of Commerce
Baker College of Cadillac Student Center

8 November/December 2012 - Cadillac Area Chamber of Commerce

 OCtober
Leadership
Learning Series
If you would like your child to experience
LEADERSHIP SKILL DEVELOPMENT Frustrate or Motivate:
then this is a program they should attend!
Students will have the opportunity to work
The Choice is yours
with their peers, participate in activities Presented by: Dr. Sherene McHenry
relating to problem solving, team building,
trust and communication.

Save the Dates!

L.E.A.D. (Leadership, Ed
ucation and Develop
workshop for high sch ment
ool students, grades
9 - 12)
Wednesday, Decem
be r 5, 2012
L.E.A.D. JR. (Leadersh
ip, Education and De
workshop for junior velopment
high students, grades
7 & 8)
Thursday, Decembe
r 6, 2012
Students from all area sc Proudly underwritten by:
hools are encouraged to att Baker College, Chemical Bank,
For further informatio
n, contact Deb Gillies end. Rexair LLC, VanDrie Home Furnishings
9776 or email leaders at 231-775-
hip@cadillac.org. Yo and the Wexford-Missaukee
contact your childs u may also
school counselor, tea Intermediate School District
cher or principal.
On October 4th the Leadership Learning
Series welcomed motivational speaker, Dr.
Sherene McHenry who provided an empowering
presentation titled Frustrate or Motivate: The
Choice is yours. Dr. McHenry shared stories and
facts relating to how people are wired and how
September to bring out the best in yourself and others by
strategically ensuring that each individual feels

Lecture Luncheon respected and appreciated. Her spirit and humor

was exceptional. Dr. McHenry is the founder of
Fully Engaged.
Presented by: Doug DeYoung,
Vice President of Government Relations
and Business Advocacy, Northern
Michigan Regional Chamber Alliance

Doug discussed: MISSION STATE

MENT
Lansing: After the The Cadillac Are
a Chamber of Co
Primary Election is a visible busine mmerce
ss leader that ad
and proposal and drives busine vocates
ss opportunities.
considerations business allianc
es, we are a cata
Th rough
heading into the our membership
and provide a pe
ly st for
November Election. regional voice be rsuasive
nefiting our com
munities.

Cadillac Area Chamber of Commerce - November/December 2012 9

 Thank you Rec Boat Holdings!
Heather Witkop, a Conceptual Designer at Rec
Boat Holdings, was asked if she could develop
interior signage for the Chamber foyer and lobby
areas. The idea of the signage was to be functional,
yet decorative. In order to minimize costs, Witkop
also had to use materials currently used by RBH.
To get her inspiration, Witkop visited the
Chamber office and started taking interior and
exterior pictures of the building. The one element
that stood out in her mind was the corner tiled
windows that highlighted the building. This ele-
ment would be key to her design. She also wanted
a modern font that would represent the Chamber
as Forward Thinking.
Witkop brought her idea to life, with the help
of Jeff Schroeder, Matt Klein, Tony Mulder and
Rex Taylor, Engineering co-workers at Rec Boat
Holdings.

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10 November/December 2012 - Cadillac Area Chamber of Commerce

 Welcome: Congratulations:
Legislative informat
ion as well as
Northern Michigan
Regional Chamber
Alliance updates ca
n be found at:
www.cadillac.org un
der Legislative
Advocacy, click on No
rthern Michigan Bl
og

Katelyn Richard named

Baker Colleges Career
Services Coordinator
Lisa Ziegler has joined Stefanie Stade has
Farm Bureau/ The received her CPA license.
Langworthy Agency. She is She is a CPA with Baird,
qualified to service home, Cotter and Bishop, P.C.
auto, commercial, farm life Katelyn Richard, of McBain, has been named the new
and health insurance. Career Services Coordinator at Baker College. She graduated
from McBain Public Schools in 2004, received an Associates
Degree from Mid Michigan Community College in 2006
Save the D ate: where she received an Associates Degree in General Arts in
Leadership Learning
Series Noon - 3PM 2006. She received her Bachelors of English in Education
Baker College of Ca from Central Michigan University in 2009.
dillac Student Cent
January 24, 2013 er She lives in Meauwataka with her husband, Martin.

April 25, 2013 Ju

ne 13, 2013

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(Left
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Deb
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Cadillac Area Chamber of Commerce - November/December 2012 11

 20th Annual Greater Cadillac Area Business Expo
Where Super Heroes Unite!

Welcome New Members

Farmers Insurance State Farm Insurance Truck Customs
Frizzell/Esiline Agency Shelby Henry 20835 30th Avenue
Jim Frizzell/Sara Esiline 8998 East 34 Road Marion, MI 49665
856 North Mitchell Street Cadillac, MI 49601 231-743-2220
Cadillac, MI 49601 989-615-1700 truckcustoms@gmail.com
231-775-7778
www.farmersagent.com Tri Star Benefits, LLC Uncle Dons
Mark Sisson Apple Pies, LLC
MI News 26 117 North Mitchell Street Donald J. Gondzar
Eric Wotila Cadillac, MI 49601 805 North Mitchell Street
320 West 13th Street 231-468-3090 Cadillac, MI 49601
Cadillac, MI 49601 www.tristarbenefits.com 231-779-6939
231-577-1844 www.uncledonsapplepie.com
www.minews26.com

12 November/December 2012 - Cadillac Area Chamber of Commerce

 20th Annual
Greater Cadillac Area

20th Annual
Expo Partner Thank you Exhibitors
Business for participating in the
E P
Where Super Heroes Unite!
Greater Cadillac
Area Business Expo
2012
5/3 Bank Fekete Knaggs & Burr Insurance Agency
7&4 News Fibertec Clean
SPONSORS Airway Oxygen Firstbank Cadillac
Autumnwood of McBain Fox Motors of Cadillac
Anavon Technology Hansen Collision
Baird Cotter & Bishop, P.C., C.P.A.s Highpoint Cadillac GMC
Basic Communications Hitesman Holdship Funeral Home
Baker College of Cadillac Integrity Business Solutions LLC
Belle Oakes Living Center The Lakeview
Blick Dillon Insurance Agency Little Caesars of Cadillac
Business Networking International (BNI) Manpower
Cadillac Area Community Foundation McGuires Resort
Cadillac Area Industrial Group Mercy Homecare & Mercy Hospice
AAR Mobility Systems Mercy Hospital Cadillac
Avon Automotive Merrill Lynch
Avon Protection Systems Mitchell Investment Advisors, LLC
BorgWarner Thermal Systems MI Small Business &
B&P Manufacturing Tech. Development Center
Cadillac Casting Inc. MI News 26
FIAMM Technologies, LLC Northwest Michigan Works!
Michigan Rubber Products Northwestern Bank
Piranha Hose Products, Inc. Northwestern Michigan College
Rec Boat Holdings, LLC Orrin A. Sprague Agency, Inc.
Rexair, LLC Re/Max Central
Cadillac Industrial Supply Sam Club
Cadillac Eye Clinic, P.C. ServPro of Manistee, Ludington & Cadillac
Cadillac Leadership Springfield Roofing
Cadillac News Star Truck Rentals
CareLinc Home Medical Sunnyside Senior Living
Citizens Bank The Sweet Shop
Coldwell Banker-Schmidt Realtors Verizon Wireless
Curry House Assisted Living & Memory Care Wexford-Missaukee Career Technical Center
Dynamic Physical Therapy Wexford-Missaukee Great Start
Eagle Village Willow Mercantile
Edward Jones/Kyle Farmer Yellow Book
Electronic Advertisers The Wex
Farmers Insurance Frizzell/Esiline Agency

Special thanks to the.2012 Business Expo Committee:

Kelly Cater, Rec Boat Holdings, LLC Mike Paulin, Cadillac Area Rental
Leigh Gifford, Little Caesars of Cadillac Housing Association
Kristin Hathaway, Baker College of Cadillac Chris Redes, RE/MAX Central
PRIZE SPONSOR Joni Holly, Coldwell Banker Schmidt Realtors Renee Walkley, Gordon Food Service

You are all SUPER HEROES!

Thank you to our Cadillac Ambassador Club, and the many other volunteers for your commitment.

Cadillac Area Chamber of Commerce - November/December 2012 13

 Cadillac News wins several awards
The Cadillac News was the recipient of sev-
eral awards for 2011 by the Michigan Press
Association in Lansing.
In the journalism competition, Our
Community, a yearly publication that
includes feature stories about individuals
and groups from within the Cadillac News
coverage area, was given the top prize in the
Special Section category of the Journalism
competition
The news staff puts in a lot of effort on this
section each year. We feel this is also a reflec-
tion of the special people we have in the com-
munity and we are honored and humbled to
tell their stories, said Cadillac News Editor
Matt Seward.
One judges comment illustrates the details
that led to the win.
A beautiful design lured me into the pages
of Our Community. Engaging stories on a
wide variety of topics kept me enthralled
until, with the turn of the final page, I felt like
I connected with the Cadillac Community.
The advertising department took home
seven awards in four separate categories
within the advertising competition includ-
ing three first place wins for the Best Special
Section, Best Ad Series and Best Online
Promotion. Other wins include a second
place and honorable mention in the Best
Special Section category, honorable mention
in the Best Promotion Ad category and third
place in the Best Ad Series Category.
This is a tremendous achievement, said
Pat Sorger, advertising leader at the Cadillac
News . I am very proud of my team. We work
very hard everyday to create effective ad cam-
paigns for our clients and its terrific to be
recognized as one of Michigans best.
On the Go Guide to Greater Cadillac Area
was given the top prize in the Best Special
Section category for the creative graphic ele-
ments throughout the section and its clean,
user friendly layout, according to one judge.
In the Best Ad Series category, first place
was given to the Cadillac News advertising
team for the series, Trail of Tales Storyteller
Festival.
Leap Day Special, an online promotion by
the Cadillac News, was given the top prize in
the Best Online Promotion Category.
One judge called it a Very nice series with
great elements and great results.
Family owned and in operation for more
than 140 years, the Cadillac News is proud
to be the most trusted, local and connected
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Chamber Business Directory

Womens Health Roofing Eye Care
The Latest Looks
in Sunglasses!

Richard M. Brenz, M.D.

Home of the Springfield SmartRoof
502 Cobbs Street, Cadillac
WILLIAM M. LONG, D.O. 6509 M-37, Kingsley, MI 49649
Phone: 231-263-5300 / 888-469-0059 231-775-1248
7800 US-131 S., SUITE C, CADILLAC, MI 49601 Phone 231.779.1167
Fax: 231-263-5723 Open 5 Days/Week
Fax 231.779.1175 www.cadillacwomenshealth.com info@springfieldsmartroof.com
www.springfieldsmartroof.com Locally Owned

Office Supplies Dental Promotional Products

Office Supplies Office Furniture Ad Specialties

Michigans Largest Independent Office Products Dealer
Next Day Free Delivery Your Cosmetic & Implant Dental Team
Michael E. Lueder, DDS Loren J. DeHaan, DDS
Local Single Source Supplier John D. McKellop, DDS Timothy J. Reaume, DDS
Phone: (231) 577-7110 Fax (231) 577-7114 Matthew Plotnikiewicz, DDS Kyle D. Hogg, DDS Nadine Kobty-Hogg, DDS

Real Estate Construction

Cadillac Buying, Selling or Investing Edward Dracht

President
You can rely on my 25 years of
Chamber Real Estate Experience!
DRACHTDesign
CONSTRUCTION CO.
SCHMIDT REALTORS
Member Call Jerry today, 231-876-0717
jerry.faloon@cbgreatlakes.com Build Contracting
Serving the greater Cadillac area since 1972.
www.cadillacrealtor.com
Open 7 Days a Week, 18 Agents to Serve You. Butler Steel buildings CONVENTIONAL FRAMED BUILDINGS
Commercial Industrial Institutional Agriculture Churches
www.cbgreatlakes.com Offices Rubber Roofs Concrete Flatwork Complete Turnkey Projects
Living & working in your community SCHMIDT REALTORS 23350 100th Ave. Marion, MI 49665 office: (231) 825-0035
email: ed@drachtconstruction.com fax: (231) 825-0038
(231) 775-1737 2721 Sunnyside Dr., Cadillac Jerry Faloon www.drachtconstruction.butlersteel.com cell: (231) 357-8718

14 November/December 2012 - Cadillac Area Chamber of Commerce

 Cadillac Area Backpack Program Paul Singer joins
receives grant from the Cadillac Area Waddell & Reed
Community Foundation Peg Lutz of Waddell & Reed welcomes Paul Singer
financial advisor to the Cadillac office. Singer
In response to childhood hunger urgency and scope of the impact of hun- began his advisor career with Waddell & Reed in
issues, the Cadillac Area Community ger on children right here in Cadillac, December of 2000, and additionally took on a man-
Foundation (CACF) has awarded a $300 said Karen McMahon, Director of the agement role in 2002. He spent his time working
grant from its endowed Cornerstone CABP. Currently, over 760 children are with new advisors in training and development, in
Fund to the Cadillac Area Backpack eligible to receive a backpack, and this Grand Rapids, Cadillac and Traverse City area, as
Program (CABP). money will allow us to feed approximate- well as working with his own clients.
We are grateful and encouraged that ly four more children every weekend
the foundations members recognize the throughout the entire school year.

Data track 2011-2012

Wexford County Jan. 12 Feb. 12 Mar. 12 April 12 May 12 June 12 July 12 Aug. 12 Sept. 12 Oct. 11 Nov. 11 Dec. 11
Labor Force 13,224 13,101 13,256 13,123 13,585 13,844 13,831 13,706 13,337 12,750 12,750 12,938
Employment 11,478 11,523 11,666 11,696 12,128 12,278 12,114 12,046 11,953 11,343 11,358 11,322
Unemployment 1,746 1,578 1,590 1,427 1,457 1,566 1,717 1,660 1,384 1,407 1,392 1,616
Rate 13.2% 12.0% 12.0% 10.9% 10.7% 11.3% 12.4% 12.1% 10.4% 11% 10.9% 12.5%

Missaukee County Jan. 12 Feb. 12 Mar. 12 April 12 May 12 June 12 July 12 Aug. 12 Sept. 12 Oct. 11 Nov. 11 Dec. 11
Labor Force 5,682 5,738 5,800 5,635 5,777 5,920 5,892 5,760 5,623 5,649 5,642 5,738
Employment 4,950 4,970 5,032 5,044 5,296 5,231 5,225 5,195 5,155 5,072 5,078 5,062
Unemployment 732 768 768 591 624 546 667 565 468 577 564 676
Rate 12.9% 13.4% 13.2% 10.5% 10.5% 9.5% 11.3% 9.8% 8.3% 10.2% 10% 12.5%
For more information go online to www.cadillac.org/discover/about_LaborActivity.htm

Free Respite Care Service at BUY A >>>

2013 CTS
XTS

CTS-XTS
IN CADILLAC >>>

Green Acres of Cadillac provides the very best in

assisted living. Ask about our Free Respite Care
Service available in the Carl T. & Elsie Johnson Suite.
>>>
Our Mission: The desire of Retirement Living is to honor God
by providing the elderly with a lifestyle that values
their identity, their independence and their dignity.

Reside Reflect Relax

Call Melissa Snyder, RN, Administrator for details.
235 Pearl Street, Cadillac, MI 49601 South End Business US-131, Exit 177, Cadillac www.HighpointAuto.com

www.rlmgmt.com ~ PH (231) 775-5300 (231) 775-1222 1-800-828-9852

Cadillac Area Chamber of Commerce - November/December 2012 15

CadillacArea PRSRTSTD
Chamber of Commerce US POSTAGE
222 N. Lake St. PAID
Cadillac, MI 49601-1874 TRAVERSE CITY
MI
PERMIT #96