From, Place:

Sender's Name, Date:

Door Number and Street's Name,
Area Name,
City.
PIN Code : XXXXXX
Phone Number : 0000 - 123456789
E-mail ID : sendersname@companywebsite.com

To,
Addressee's Name,
Designation,
The Company's Name,
Full Address with Phone Number.

Subject: Formal Complaint against [Name of Bank and Bank's address, city and state] for rejection of
loan approval
Dear Sir/Madam,
I recently applied for a loan under the Pradhan Mantri MUDRA Yojana with the above-referenced bank
to start a rabbit farm. But the loan is not approved for one or another reason. I have fulfilled all
conditions as demanded by your bank staff but now they are saying that the loan cannot be approved
because the Manager says that Rabbit farming is not covered under the MUDRA scheme. I have
attached a copy of the written notification the bank gave me for denying my loan application.
While MUDRA has been set up to provide support to people who dont have access to formal financial
assistance, I believe the bank does not agree with what the Prime Minister of India says. I believe this
to be the case for the following reasons.

My income is sufficient to qualify for the loan.

My debt-to-income ratio is within an acceptable range.
I have excellent credit. My credit score is_____.
I have submitted a report which clearly shows the viability of the project
The project falls under 'Activities allied to agriculture' category in the MUDRA offerings
I have attached copies of all pertinent paperwork to this letter for your information. The person with
whom I dealt with at this bank was (provide person's name and Designation).
I request you to consider my application again and guide me that what should I do to get approval.

Thanking you,
Yours Sincerely,