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SUBMITTED BY
BHASKAR ANNALDAS
2017-18
SUBMITTED TO
UNIVERSITY OF MUMBAI
TECHNOLOGY
Certificate
This is to certify that
BHASKAR ANNALDAS
ACKNOWLEDGMENT
First of all I would like to thank the principal Dr. Rohini kelker The
Vice Principal Prof. Vijay Gawde, and our Project in charge Prof.Mangal
Singh Rawat who gave me the opportunity to do this project work. They
also conveyed the Important Instructions from the university time to time.
Secondly, I am very much Obliged of Prof. GUIDE NAME for giving
guidance for completing the project.
Indias Largest Mobile Commerce Started by offering recharge and utility bill payments
and today it offers a full marketplace to consumer on its mobile append emerged to be
among top e-commerce business. The key objective of setting up a Pay tm is to lower
the cash transactions and higher the cashless transaction. Pay tm is India's largest
mobile payments and commerce platform. It started with online mobile recharge and bill
payments and has an online marketplace today. In a short span of time, we have scaled
to over 250 M n registered users. Pay tm is the consumer brand of India's leading
mobile internet company One97 Communications. One97's investors include Softbank,
SAIF Partners, and Mediate. We strive to maintain an open culture where everyone is a
hands-on contributor and feels comfortable sharing ideas and opinions. Our team
spends hours designing each new feature and obsesses about the smallest of
details..The world is increasingly mobile; people want access from wherever they are,
whenever they need. At Pay tm, you have the option of recharging and shopping from
anywhere, whenever and are equipped with a secure online wallet called Pay tm Cash.
Everyone has a distinctive taste of his own and pay tm offers what consumer exactly
needed. The entities eligible to set up a Pay tm include existing non-bank pre-paid
instrument issuers, and other entities such as individuals/ professionals; non-banking
finance companies, corporate BCs, mobile telephone companies, super market chains,
companies, real sector Co operatives; that are owned and controlled by residents; and
pubic. Sector entities.
You can become a Pay tm VIP customer for free by getting your KYC (Know Your
Customer) done and store up to Rs. 1 lakh in your wallet. If you became a Pay tm VIP
customer you can transfer more than 20,000 per month as per the RBI regulations. This
limit applies to minimum KYC (Rs.20, 000) wallet while Full KYC (Rs.1 lakh) wallet
users can transfer up to Rs. 25,000 per month.
CHAPTER
NO:- TOPIC PAGE
NO:-
CH. 1 Introduction to the Study 10
CH.4 Analysis 39
CH.5 Findings 72
CH.6 Conclusion 73
Annexure
6.3 Questionnaire 75