UNIVERSITY OF MUMBAI

PROJECT

FUTURE OF BANKING

Bachelor of Commerce
Banking and Insurance
Semester V

(2017-2018)

SUBMITTED

In partial Fulfillment of the requirement for the Award of Degree of Bachelor of

Commerce - Banking & Insurance

Submitted By,

RUSHIKESH SANJAY PARAB

Roll No. 43

Under the Guidance of,

ASST. PROF. SWAPNIL
SONAWANE

MAHARSHI DAYANAND COLLEGE OF ARTS, SCIENCE &

COMMERCE PAREL, MUMBAI 400 012
 MAHARSHI DAYANAND COLLEGE OF ARTS, SCIENCE &
COMMERCE PAREL, MUMBAI 400 012

CERTIFICATE

This is to certify that Mast. RUSHIKESH SANJAY PARAB of B.Com

Banking & Insurance Semester V (2017-2018) has successfully completed
university project on FUTURE OF BANKING under the guidance of
PROF.SWAPNIL SONAWANE

Course Coordinator Principal

Project Guide/Internal Examiner External Examiner

 DECLARTION

I am MR. RUSHIKESH SANJAY PARAB, the student of B.

com (Banking & Insurance) Semester V (2017-2018) hereby
declares that I have completed the Project on FUTURE OF
BANKING in the academic year 2017- 18.

The information submitted is true and original to the best of

my knowledge.

Signature of student

Name of Student

MR. RUSHIKESH SANJAY PARAB

Roll No. 43
 ACKNOWLEDGEMENT

The college, the faculty, the classmate & the atmosphere, in the college were all
the favorable contributory factors right from the point when the topic was to be
selected till the final copy was prepared. It was a very enriching experience
throughout the contribution from the following individuals in the form in which
arrears today. We feel privileged to take this opportunity to put on record my
gratitude towards them.
PROF . SWAPNIL SONAWANE SIR. made sure that the resource was
made available in time & also for immediate advice & guidance throughout
making

this project. Our Principal DR. MRS. T. P. GHULE &Vice Principal PROF.
SANJIVANI PHATHAK. I also thank myself for financing co-coordinator
MR. KUNAL SONI has always been inspiring & driving force. We
are thankful to MR. SANTOSH SHINDE associated with administration
part of Banking & Insurance section has been very helpful in making th
infrastructure available data entry.
 EXECUTIVE SUMMARY

While preparing this project we can come occurs various phases of banking sector such
as pre nationalization, post nationalization and after new economic policy. Along the future
we may know the important or introduction of technology in banking sector and how it help
to compete with upcoming challenges.
The introduction of technology also helped to grab opportunity. This project also
tell us about introduction of retail banking and its further prospectus. It also tell what are
the major trends which take banking sector in next level by 2020This project also help to
know the guidelines for licensing new banks in private sector . It further also helped to
know various norms prescribed by BASEL committee and also how it helps to do safe
banking activities to bankers. We may come across how Basel 1 and Basel 2 was adopted
in India and what will be the BASEL 3 which is in project of implementation.
 INDEX
CHAPTER CONTENTS PAGE NO.

NO

1 Introduction

2 Banking In India
3 Banking Before Nationalization And After
Nationalization

4 Future Landscape of Indian Banking

5 Technology In Banking

6 Indian Banking 2020: Challenges & Opportunities

Major Trend That Will Shape The Indian
Banking Industry
Banking Vision 2020

Future Outlook of Banking Sector

Retail Banking 2020

7 Impact Of Global
Guidelines For Licensing Of New Banks In The
8 Private Sector An Analysis

9 Recommendation
10 Conclusion

11 Bibliography