THE ZARCOIN WHITEPAPER

The first decentralized mobile service

Version 1.1
October 2017
 Disclaimer
PLEASE READ THIS DISCLAIMER SECTION CAREFULLY. IF YOU ARE IN ANY DOUB TO
THE ACTION YOU SHOULD TAKE, YOU SHOULD CONSULT YOUR LEGAL, FINANCIAL,
TAX, OR OTHER PROFESSIONAL ADVISOR(S).

The information set forth below may not be exhaustive and does not imply any
elements

of a contractual relationship. While we make every effort to ensure that any

material in this white paper is accurate and up to date, such content in no way
constitutes the provision of professional advice. Zarcoin does not guarantee, and
accepts no legal liability whatsoever arising from or connected to, the accuracy,
reliability, currency, or completeness of any material contained in this white
paper. Investors and potential Zarcoin holders should seek appropriate
independent professional advice before relying on or entering into any
commitment or transaction based on, material published in this white paper,
which material is purely published for reference purposes alone.

Zarcoin will not be intended to constitute securities in any jurisdiction. This white
paper does not represent a prospectus or offer document of any sort and is not
intended to constitute an offer of securities or a solicitation for investment in
securities in any jurisdiction. Zarcoin does not provide any opinion on any advice to
purchase, sell, or otherwise transact with Zarcoin and the fact of presentation of
this white paper shall not form the basis of, or be relied upon in connection with,
any contract or investment decision. No person is bound to enter into any contract
or binding legal commitment concerning the sale and purchase of Zarcoin, and no
cryptocurrency or another form of payment is to be accepted on the basis of this
Whitepaper
 Introduction
The Mobil-link coin International, poises to provide it’s users with unlimited voice
and data services worldwide in over 150 countries.

There are almost 5 billion smart phone users today worldwide, every one of these
users uses voice, text and data. With the average cost for monthly post-paid plans
worldwide is about $40/Month, and the monthly cost for pre-paid plans worldwide
is about $10/Month. The overall average monthly cost for each user is about $27.
That makes the total amount of annual mobile voice/data services revenue for
these users at about $135 Billion.

The total amount advertisers spent on mobile digital advertising in 2017 was $122
Billion, and overall spending on all online advertising for 2016 was about $500 USD
Billion, the projected revenue from digital mobile advertising by year 2021 will be
$332 Billion, and is poised to surpass and dwarf mobile voice/data services
revenues by the same time period. Therefore digital ad revenues will outperform
and surpass digital mobile service revenues. Based on these facts, ZAR-Network
ecosystem and Mobil-link COIN has the foresight to build around the future of
where the digital era will be. We are building a foundation and ecosystem where
we foresee massive growth and potential not just 1 or 2 years from now, but
decades into the future. ZAR-Networks is leading the way in innovation and will be
changing the economic social landscape of digital media and communications
worldwide.

Mobil-link COIN will eliminate all monthly fees to users, and replace the revenues
that are currently generated from users monthly voice/data service fees, and
replace those revenues with digital Advertising fees. In fact, revenues generated
from digital mobile ads will be more than 235% more than that of mobile monthly
fee revenues by 2021. This will allow ZAR-Network ZARCOIN users and coin holders
to actually earn more in Mobil-link COINS than what they would currently pay in
monthly mobile service fees. Example: If your monthly mobile phone bill was
$60/month, instead of it costing you that amount monthly, you will earn $60 value
or more in ZARCOINS. In addition to that Mobil-link COIN market cap value will
increase based on its massive transfer and usage amount, therefore allowing the
Mobil-link COIN market cap value to increase exponentially. Unlike telecom
carriers, that charge you a monthly fee for local voice and data usage, and
international roaming rates when you’re out of the country, Mobil-link coin will
charge no monthly fees, and there are no roaming fees or hidden fees, because
there are no fees PERIOD!

TABLE OF CONTENT
 Executive Summary
The Telecommunication industry as we have come to know it has evolved to its
current state and development and changes are still ongoing, the social impact of
telecommunication is so tremendous that if it is not decentralized, will leave it
power and resources in the hands of few.

Benefits of telecommunication cannot be over emphasized but imagine what

difference telecommunication will make if it is powered by blockchain technology.
There are a great many advantages of telecommunication that caused it to spread
across almost every field of daily life. Telecommunications have improved people's
ability to stay in touch with friends and family. Grandparents can receive pictures,
emails, and videos of their grandchildren over the Internet. Telecommunications
has changed the landscape of entertainment. People can access hundreds of
television stations with the push of a button, getting instant access to employable
information. The information contained in files can be transmitted in seconds over
the Internet, enabling listeners to enjoy music anytime and anywhere
With blockchain disruptive features the telecommunication industry will be able to
protect information and lots.
A blockchain is a peer-to-peer distributed ledger (information recorded in a shared
database) that enables open and trusted exchanges over the internet without using
central servers or an independent trusted authority. Using consensus, a shared
record is distributed to all participants in a network to validate transactions and
remove the need for a third-party intermediary. In short, blockchains facilitate
transparent, verifiable, and secure digital asset transactions with both proof of
rights and ownership.

Blockchain has its origins in the secure exchange of digital currency – such as
Bitcoin – but its applicability is extending far beyond digital payments and into a
number of different industries including financial, healthcare, government and
even telecommunications. In fact the number of use cases for blockchain is
actually quite astounding:

The question is what role will (can) blockchain play in telecommunications?

Key characteristics of blockchain include the following:

 Trust, transparency and neutrality: Due to its distributed nature, the database
is decentralized with a copy of the entire record available to all users and
participants of the peer-to-peer network. Additionally, it requires participants
to authenticate and verify each new block and only adds with majority
consensus. By storing information in multiple cryptographically validated
ledger copies across a network, blockchains eliminate single points of failure,
hacking attacks, or control by any single entity.
 Speed and efficiency: Because the blockchain is decentralized and digitally
distributed across a number of computers, it eliminates the need for
expensive infrastructure as well as the need for central authorities or third-
party intermediaries. More importantly, it increases the speed of exchange
between people, departments, etc.
 Security and immutability: Blockchains are encrypted using both public and
private keys to maintain security as well as using both cryptography and digital
signatures to prove identity. Furthermore, because each block is linked to a
preceding block, it is virtually impossible to change historical records as each
block has a permanent timestamp that allows for tracking and verifying
information.

The Block Chain Opportunity in Telecommunications

It is well established that traditional telecom operators are being challenged by

decreasing revenues and increasing costs – not to mention competition from over-
the-top players. As such, the need to reduce costs, drive new revenue streams and
make their digital services more competitive is at the top of the “to-do” list for
every C-level executive.

The telecommunications industry is already in the midst of significant

transformation as it moves towards a virtualized and digitized environment. So
adding blockchain into this equation must offer some measureable and quantifiable
benefits to current operations as well as towards the enablement of future
opportunities.

Implementation of blockchain within the telecommunication environment will

likely have the greatest impact on a telecommunication core management system
(OSS/BSS), providing cost reduction through efficiency gains. However, these are a
number of areas in which telecommunication industry could benefit from the
implementation of blockchain.
Fraud Prevention

One area where telecommunication could clearly benefit from blockchain is fraud
prevention. In the most recent published survey by the Communications Fraud
Control Association, losses associated with fraudulent activity were $38.1 billion.
Blockchain-based solutions could be implemented to minimize both identity and
roaming fraud. For identity fraud, blockchain could change the process where
identity is validated and verified by device and that device is linked to an owner’s
identity. This is different than the current model, where device verification is
based on the subscriber profile. In this scenario, if a user’s identity is compromised
it can affect not just the device but every service associated with the subscriber’s
identity.

Roaming fraud could be mitigated by implementing a permissioned blockchain

between every pair of operators that have a roaming agreement. Every time a
subscriber triggers an event in a visiting network, a smart contract and the terms
of the agreement between the roaming partners are executed. This allows
instantaneous and verified authorization as well as settlement to occur – reducing
costs and reducing fraud.

Identity Management

Telecommunication industry could participate in blockchain-based identity

management for their own services as well as to offer it as a service to its
partners. In a blockchain, identity authentication could be applied across devices,
applications and organizations, removing the need for a user to have separate
passwords for different online accounts. With a master identity key, a user could
access all of their services that require identity verification such as accessing
secure buildings, smart vehicles, airplane tickets, etc. as well as verification of
personal documents such as passports, driver’s licenses, birth and marriage
certificates, to name only a few.

In fact, the UN has formed the ID2020 project – a public-private partnership to

provide identity services to the 1.1 billion people who live without an officially
recognized identity. The goal of ID2020 is to make digital identity a reality through
a technology-forward approach that will leverage secure and well-established
systems based on blockchain.

IoT Connectivity

IoT connectivity provides unique challenges including the need to secure billions of
interactions among machines and sensors as well as to secure the sensitive
information that is captured and transmitted. As such data and network security
requirements can become costly as these IoT networks grow. Blockchain’s
decentralized control enables IoT security to be more scalable and with its
inherent capabilities for verification and validation would help prevent a rogue
device from disrupting a home, factory or transportation system by relaying
misleading information.
While blockchain will not be the only solution for creating a highly secure IoT
environment, it is likely to play a key role in the future of IoT as it helps to build
trust, reduce costs and accelerate transactions.

Mobil-link coin and the Zar network are poised to bring these disruptive features to
the telecommunication ecosystem by solving some of the traditional challenges
that has plagued the telecommunication industry with the mobil-link coins.

MISSION STATEMENT

The ZAR Network and the mobil-link Coin is set to be the first decentralized mobile
service providers by creating an ecosystem that will allow the telecommunication
industry to thrive.

How Does Mobil-link coin Work?

1. ZAR-Network is in the process of finalizing telecom partnerships worldwide

in over 150 countries; in turn this enables the ZAR-Network to provide FREE
voice and data services to users worldwide.
2. Zar-Networks via its Mobil-link COIN will make available International SIM
cards that can be used worldwide on any unlocked smartphone. The Mobil-
link COIN-SIM will allow users have unlimited voice and data services
worldwide at zero ($0) cost to the user.
3. All Mobil-link coin holders will receive one Mobil-link COIN-SIM card; It will
include unlimited free voice and data services, for life. You can also port
your existing phone number to the Mobil-link COIN-SIM.
4. Users will earn Mobil-link COINS based on 4 Ads that will be shown on
selected apps for every 1 GB of usage. Mobil-link COIN is based on ERC20,
with an advanced smart contract algorithm that will calculate you’re usage
and ad views. Ad views, and in turn Ad revenues will allow all your Voice
 and Data to be free, anywhere in the world, plus allow you to earn Mobil-
link COINS.
5. Mobil-link COINS can be used to transfer funds, remittances, make
payments, B2C, B2B commerce, etc… In addition each SIM card will have its
own temporary virtual blockchain encrypted into it, so you can securely
send and receive Mobil-link COINS.
6. Mobil-link coins are part of the ZAR-Network Ecosystem, and each Mobil-link
coin will become more valuable as its usage increases via 3 main methods as
listed below:
A. Through transfers, remittances, C2B and BRB commerce etc…
B. While simply using the Mobil-link COIN-SIM for voice and data services
that you will already be using for free, Mobil-link COINS can be earned
this way. You will earn coins via usage; for every 1GB of data that you
will use on selected apps, you will earn 1 Mobil-link Coin.
C. Through Crypto-Mining the Mobil-link Coin can be earned through P.O.W

7. ZAR-Network and the Mobil-link Coin are the world’s first truly
decentralized blockchain.
8. The worlds 1st NO FEES telecom carrier, allowing you to earn while you use
the services.
9. Zar-Networks has interconnection agreements with all the major mobile and
telecom carriers worldwide in over 150 countries, which will allow Mobil-link
COIN SIM users access to the largest interconnection mobile network
worldwide.
Some of Our Worldwide Partners: Vodafone, 02, Sprint, T-Mobile, Rogers,
Digicel, Smart.
10. Mobil link COIN will have affiliate and partnership agreements with all the
major digital advertising companies worldwide. Some of Our Worldwide
Partners: Facebook, Adroll,
11. Adzilla type Advertising Platform will be implemented on the ZAR-Network,
allowing advertising to be injected at the ISP level.
12. Mobil-link COIN’s will be purchased by advertisers, and in turn Mobil-link
COINS will be transferred as B2B transactions that will increase Mobil-link
COIN’s usage and valuation.

SMART CONTRACTS

Smart contracts are the key element of Ethereum Blockchain. In them any
algorithm can be encoded. Smart contracts can carry arbitrary state and can
perform any arbitrary computations. They are even able to call other smart
contracts. This gives the scripting facilities of Ethereum tremendous flexibility.
Smart contracts are run by each node as part of the block creation process. Just
like Bitcoin, block creation is the moment where transactions actually take place,
in the sense that once a transaction takes place inside a block, global blockchain
state is changed. Ordering affects state changes, and just like in Bitcoin, each
node is free to choose the order of transactions inside a block. After doing so and
executing the current a certain amount of work must be performance.

ICO DETAILS

The mobil-link coin pre ICO sales starts on 25 November 2017 while ICO will be
launched on Decmember 15th 2017 by a team with solid and relevant skills to
execute at the enterprise level. Please check the the Mobil-link Coin website
(www.Mobil-linkcoin.org) for the latest information. The Mobil-link coin ICO has
clearly defined realistic goals. Efficient utilization of funds, as well as business-
based thresholds for both minimum and maximum raise will be available.
Furthermore, the ICO and post ICO development is governed by the industry’s best
practices in good governance for the project, team and technology. We are also
offering premium rewards for early joiners. Visit www.Mobil-linkcoin.org/ico/

ICO Structure
ICO Structure: The ICO will feature 600 million mobil-link coin token (600, 000,000)
for sale, with each coin creating a broader opportunity to be held by mobil-link
coin holders. Only 600,000,000 Mobil-link coins are currently available as pre-
mined to be sold in ICO. This means that the rest of the coins will be mined by the
Mobil –link coin community. The Pre-ICO and ICO sales will run from November 21st
2017 to December 25th 2017. The official price for the ICO crowd sales price

Pre-ICO Token Sale: 40% Discount

1st 48 Hours of ICO: 25% Discount

Next 1 week of ICO: 15% Discount

Last Week of ICO: 10% Discount

ROAD MAP
April-2017 - Zar-Network & Mobil-link Coin Concept was born

June-2017 – Research & Development of ZARCOIN ICO Project

Aug-2017 - Implementation and development of Mobil-link COin Project

Oct-2017 – Preparing PRE-Launch of ICO

Nov-25 – Pre-ICO Launch

Dec-15 – ICO Launch

Jan-10- Close of ICO

 INTEGRATION

With more than half of the world’s population now depending on

telecommunication, data connection and social media to do business, send mails,
carry out a research and to stay connected to a love one defying distance by using
social platforms, it is clear that social and digital communication should be a
central part of every brand tool kit. The top marketing priority now is to integrate
digital communication and social thinking into everything you do from products and
services to creating more compelling digital communication and even. Our major
job at Mobil-link is to integrate disruptive technologies that will make proper use
of telecommunication to give our users the very best disruptive telecommunication
experience.
A. This we will do by creating Blockchain’s ‘enabled’ trust which improves
coordination between various partners, due to a shared view of transactions
and liabilities. This in turn permits the elimination of third parties, resulting
in cost savings.
 B. Facilitates a single view of data instead of the need for consolidation across
various disparate systems. Also allows for reliable audit trails due to the
history of all transactions being available in the ledger.
C. Implementation of smart contracts in roaming and other cases allows for
near-instantaneous charging, thus leading to improved revenue issuance and
fraud reduction.
D. Potential to facilitate new business models for revenue generation for
Communication Service Provider who are looking for new avenues to
increase both top and bottom lines.
E. A blockchain can act as the ledger that enables, for example, an M2M
economy to prosper based on the common platform available, in which M2M
transactions can be recorded. It can thus act as the enabler for an Iot
ecosystem

To achieve all these, the MOBILINK Networks has put in place some measures to
become the first decentralized telecommunication service provider powered by
Blockchain Technology.
MOBILINK Networks will have in place interconnection agreements with at least 1
major telecom carrier in each of the 170 countries worldwide.
The interconnection agreements will allow MOBILINK Networks to establish a
worldwide network allowing it to provide mobile voice & data services
in each of the countries, therefore eliminating all roaming charges.
MOBILINK Networks will also have its own integrated AD-Platform Network, which
will allow each and every user to receive Ad's on their smartphone, at the
Telecom/ISP level, therefore making our network the primary Ad source,
superseding any other social media outlet, including google and Facebook.
The monthly service fee costs will be paid by the Revenues coming from the Ad.
Every MOBILINK Coin Holder, with $100 or more in MOBILINK Coin Will receive a
MOBILINK-SIM Card, This Card can now be inserted into your existing
smartphone, and can then be used conveniently anywhere in the world, with no
limits on Voice or Data Usage.
Worldwide, the average smartphone user spends over 2.5 hours per day on the
internet:
(source: https://www.slideshare.net/wearesocialsg/digital-in-2017-global-
overview)

MOBILINK Networks will implement its AD-Platform to allow Ad's to be shown at the
ISP level, meaning users will view Ad's on their own MOBILINK Network,
decentralizing the source of all AD promotions and marketing. Users will not see
more Ad's than they already generally see on all social media outlets, like,
facebook, google, instagram, twitter, youtube, etc.. they will just see them
directed to our own MOBILINK Network, therefore allowing the decentralization of
Ad revenues to be re-distributed to our MOBILINK Network and then throughout
each and every MOBILINKCOIN Holder.
FUND DISTRIBUTION
TEAM MEMBERS